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2025-03-31-accounts

Trustees' Annual Report for the period

Period start date

Period end date

From 01 April

2024

To 31 March 2025

Section A Reference and administration details

Charity name

Kendal Bridge Club

Other names charity is known by

Registered charity number (if any) 1151223
Charity's principal address
Registered charity number (if any) 1151223
Charity's principal address
Registered charity number (if any) 1151223
Charity's principal address
Dowker Lane
Kendal
Cumbria
Postcode
LA9 4DN
~~——~~
Registered charity number (if any) 1151223
Charity's principal address
Dowker Lane
Kendal
Cumbria
Postcode
LA9 4DN
~~——~~
Registered charity number (if any) 1151223
Charity's principal address
Dowker Lane
Kendal
Cumbria
Postcode
LA9 4DN
~~——~~
Registered charity number (if any) 1151223
Charity's principal address
Dowker Lane
Kendal
Cumbria
Postcode
LA9 4DN
~~——~~
Names of the charity trustees who manage the charity
Trustee name Office (if any) Dates acted if not for whole
**year **
Name of person (or body) entitled
to appoint trustee (ifany)
1 Andrew Peill Chairman
2 Tim Harrison Secretary
3 David Harris Treasurer
4 Richard Brazier
5 Chris Wilkinson
6 Janice Mitchell
7 Ken Orford Until 20/12/2024
8 John Sellar From 01/01/2025
9
10 10
11 11
12 12
13 13
14 14
15 15
16 16
17 17
18 18
19 19
20 20
~~ao~~
Names of the trustees for the charity, if any, (for example, any custodian trustees)
Name Dates acted if not for whole year
TAR 1 March2012

March 2012

TAR

Names and addresses of advisers (Optional information) Type of adviser Name Address Name of chief executive or names of senior staff members (Optional information) Section B Structure, governance and management Description of the charity’s trusts Type of governing document Constitution (eg. trust deed, constitution) How the charity is constituted Charitable Incorporated Organisation (eg. trust, association, company) Trustee selection methods Elected at Annual General Meeting of members. (eg. appointed by, elected by) Appointed by Trustees if vacancies arise during the year.

Section B Structure, governance and management

Description of the charity’s trusts

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

Policies have been reviewed.

Section C Objectives and activities

The advancement of amateur sport by promoting the game of Summary of the objects of the Bridge for the benefit of the residents of Kendal and the charity set out in its surrounding area. governing document

March 2012

TAR

2

Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

The provision of facilities for the learning, teaching and playing of Bridge for the benefit of the residents of Kendal and the surrounding area.

Additional details of objectives and activities (Optional information)

1. The advancement of amateur sport by promoting the game of Bridge for the benefit pf the residents of Kendal and the surrounding area.

You may choose to include further statements, where relevant, about:

2. The provision of facilities for the learning, teaching and playing of Bridge for the benefit of the residents of Kendal and the surrounding area.

We do not make grants.

Monies are held in two bank accounts to minimise default risks.

All the work is carried out by volunteers without whom the Charity could not function.

March 2012

TAR

3

Section D Achievements and performance

Summary of the main achievements of the charity during the year

The club is still running in the same manner as in the previous year to 31 March 2024. However, there are some matters worthy of special mention:

1.There has been a slight drop in the number of club members from 198 in the previous year to 194 in the current year. We do not consider this to be a serious matter. It should be noted that a number of our members are also members of other bridge clubs.

2. We reported last year that the whole of the clubs finances and both table money and money for charity events had been substantially improved. This has now been in place for almost 2 years and is working extremely well.

3. Bridge is played at our club on a regular basis there being 4 main sessions and an average of 30 full tables per week. In addition, we hold classes for beginners and from time to time arrange some matches against other clubs in the area.

4. We therefore consider the club to be in a healthy position, both financially and in terms of support from members. We are however always on the lookout for new members of any standard.

March 2012

TAR

4

Section E Financial review

Brief statement of the

charity’s policy on reserves

Our reserves policy requires us to hold a reserve of £20,000 to meet ongoing Club requirements, with the rest held to meet our obligations to maintain our new extension to the premises. Receipts are held in two bank accounts to minimise default risks.

Details of any funds materially in deficit

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

Monies are collected through annual subscriptions and individual ‘table money’ charged for each face-to-face and online session provided by the Club.

The main items of expenditure were fees to the English Bridge Union and to providers of online Bridge facilities that the Club has used. In addition, there was expenditure on equipment to support the Club’s activities, tuition and refreshments.

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Andrew Peill

Full name(s)[Chairman ] etc)

Position (eg Secretary, Chair,

Date 02 June 2025

March 2012

TAR

5

~~ee~~ Kendal Bridge Club Kendal Bridge Club Kendal Bridge Club Kendal Bridge Club Kendal Bridge Club 1151223 1151223 CC16a
Kendal Bridge Club
Receipts and payments accounts
~~eeeeeee~~
For the period
from
Receipts and payments accounts
~~ee~~
Period start date
Receipts and payments accounts
~~ee~~
To
Receipts and payments accounts
~~ee~~
Period end date
Receipts and payments accounts
~~eee~~
01- April- 24
~~ee~~
31-Mar-25
~~eee~~
Section A Receipts and payments
Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds
Last year
~~to the nearest~~
~~ee ee eee~~
~~to the nearest~~
~~£~~
~~to the nearest~~ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts ~~£~~
Table Money 13,960 13,960 12,273
Subscriptions 1,550 1,550 1,485
Members' Donations to other charities 626 626 942
Gift Aid - -
Social Events 1,200 1,200 1,095
Seminar Fees 704 704 201
Bank Interest 784 784 155
Other 485 485 108
_AR) _ 19,309 - - 19,309 16,259
~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~
A2 Asset and investment sales,
(see table).
~~=————_——~~
~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ ~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
Sub total
~~=————_——~~
-
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ 19,309
~~=————_——~~
~~=————_——~~ ~~=————_——~~
Total receipts
~~=————_——~~
19,309
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ -
~~=————_——~~
~~=————_——~~ ~~=————_——~~ 16,259
~~=————_——~~
~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~ ~~=————_——~~
A3 Payments
A3 Payments
EBU , BBO and Real Bridge
4,479 - - 4,479 4,395
Computer Costs 216 - - 216 405
Competitions 338 - - 338 258
Refreshments 3,426 - - 3,426 3,373
Social Events 2,331 - - 2,331 2,014
Premises - - - -
Education 3,242 - 3,242 -
Members' Donations to other charities 626 - - 626 1,029
Maintenance & Rent 3,628 - - 3,628 2,207
Stationery and Postage 167 167 61
Tuition - 220
Insurance 265 265 264
Bridge Supplies 169 169 -
Presents & Prizes 290 290 457
- -
**sub total ** 19,177 - 19,177 14,683
~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~
A4 Asset and investment
purchases, (see table)
~~=—=—=——_—~~
~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~
purchases, (see table)
Loan Repaid
~~=—=—=——_—~~
~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ -
~~=—=—=——_—~~
~~=—=—=——_—~~ -
~~=—=—=——_—~~
Loan Repaid
~~=—=—=——_—~~
~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ -
~~=—=—=——_—~~
~~=—=—=——_—~~ -
~~=—=—=——_—~~
Sub total
~~=—=—=——_—~~
19,177
~~=—=—=——_—~~
~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ 19,177
~~=—=—=——_—~~
~~=—=—=——_—~~ 14,683
~~=—=—=——_—~~
~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~
Total payments
~~=—=—=——_—~~
19,177
~~=—=—=——_—~~
~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ ~~=—=—=——_—~~ 19,177
~~=—=—=——_—~~
~~=—=—=——_—~~ 14,683
~~=—=—=——_—~~
~~=—=—=——_—~~
~~===~~
~~=—=—=——_—~~
~~===~~
~~=—=—=——_—~~
~~===~~
~~=—=—=——_—~~
~~===~~
~~=—=—=——_—~~
~~===~~
~~=—=—=——_—~~
~~===~~
~~=—=—=——_—~~
~~===~~
~~=—=—=——_—~~
~~== —~~
~~=—=—=——_—~~
~~—~~
~~=—=—=——_—~~
~~—~~
Net of receipts/(payments)
~~===~~
132
~~===~~
132
~~===~~
~~===~~ ~~===~~ - 132
~~===~~
- 132
~~===~~
- 132
~~== —~~
- 132
~~—~~
1,576
~~—~~
Net of receipts/(payments)
A5 Transfers between funds
~~===~~
~~===~~ ~~===~~ ~~===~~ ~~===~~ ~~-~~
~~===~~
~~===~~ -
~~== —~~
~~—~~ ~~-~~
~~—~~
A6 Cash funds last year end
~~===~~
35,125
~~===~~
35,125
~~===~~
~~===~~ ~~===~~ -
~~===~~
~~===~~ 35,125
~~== —~~
~~—~~ 33,549
~~—~~
A6 Cash funds last year end
Cash funds this year end
~~===~~
35,257
~~===~~
35,257
~~===~~
-
~~===~~
-
~~===~~
- 35,257
~~===~~
- 35,257
~~===~~
- 35,257
~~== —~~
~~—~~ 35,125
~~—~~
Cash funds this year end
~~===~~
~~===~~ ~~===~~ ~~===~~ ~~===~~ ~~===~~ ~~===~~ ~~== —~~ ~~—~~ ~~—~~
Section B Statement of assets and liabilities at the end of the period
Categories
Unrestricted
funds
Restricted
funds
Endowment
funds
Details
~~=== == —~~
~~SCC~~
to nearest £ to nearest £ to nearest £

000000CCXX R1 accounts (SS)

00000017/05/2020

0000001

B1 Cash funds Instant access bank Account Instant access bank Account Instant access bank Account 9,342 -
60 Day notice account 25,784 - -
Petty cash 131 - -
Total cash funds 35,257 - -
(agree balances with receipts and payments
account(s))
OK OK OK
Unrestricted
funds
Restricted
funds
Endowment
funds
Details to nearest £ to nearest £ to nearest £
B2 Other monetary assets - - -
Details Fund to which
asset belongs
Cost (optional) Current value
(optional)
B3 Investment assets - -
Details Fund to which
asset belongs
Cost (optional) Current value
(optional)
B4 Assets retained for the
charity’s own use
Bridge equipment including bridgemates,
computers/printer, a duplimating
machine, playing cards, bidding boxes
and card tables/cloths.

Unrestricted
- -
- -
Details Fund to which
~~liability relates~~
Amount due
~~(optional)~~
When due
~~(optional)~~
B5 Liabilities Members' credit balances
Unrestricted
1,384 on demand
Signed by one or two trustees on behalf
of all the trustees
Signature Print Name Date of
approval
D.Harris David Harris 03 June 2025

000000CCXX R2 accounts (SS)

00000017/05/2020

0000002