St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
Trustees Report
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The purpose of the Charity is to invite and welcome others to "come and see” (John 1.39) who Jesus Christ is.
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A summary of the main activities and achievements of the Charity is contained in the Secretary’s Report to the APCM.
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The Charity is a public benefit entity. Its governing document is the PAROCHIAL CHURCH COUNCIL POWERS MEASURE (1956) AS AMENDED AND CHURCH REPRESENTATION RULES THAT CAME INTO FORCE ON 02 JAN 1957.
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The Trustees have had regard to the Charity Commission’s guidance on public benefit.
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The List of Names of the Trustees is shown in Appendix I.
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Recruitment and appointment of new Trustees occurs through the Annual Parish Church Meeting (APCM).
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Except for the Rector, who is employed by the Diocese of Southwark, all the work of the Charity is carried out by volunteers who are members of the Church.
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The policy adopted by the Charity to determine the appropriate level of reserves is as follows;
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a. Consider the level of funds at any one time listed as Restricted and Designated
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b. Review the ongoing commitments for the next three months
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c. Ensure that there are sufficient funds available to meet these commitments having ring fenced those funds in ‘a’ above.
Financial Review of 2025
Total receipts for the year were £132,689 (2024 - £120,112) of which £21,675 represented restricted income (including a
£20,000 grant from Marshall’s Charity for our AV System improvement project) with total expenditure of £123,672 (2024 - £94,549), of which £27,507 was restricted expenditure.
Net income for the year amounted to £9,017 (2024 – £25,563) with a net decrease of £5,832 in restricted funds. As at 31[st] December 2025 the Church had monetary funds of £112,146 (2024 - £103,127) of which £45,808 were restricted funds (2024 - £51,640).
Explanatory Notes to be read in conjunction with the Accounts
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Regular Giving – comprises plate collections at services, covering both cash and the weekly envelopes scheme. It also includes money received through standing orders and other electronic donations, and donations via the Parish Giving Scheme operated by the Church of England.
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HMRC - Gift Aid recovered on any giving where the giver is known, is a tax payer and has completed the appropriate Declaration. Also includes Gift Aid recovered through the Gift Aid Small Donations Scheme (GASDS) on unidentified cash donations where applicable.
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Mission Collections - Money received for collections at Church events where a specific purpose has been identified.
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Donations - Lump sum donations, grants and legacies, often given towards a specific project.
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Bus Stop Café (BSC) – income and expenditure from the sale of food and drinks at the weekly cafe.
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Investment Interest – Interest received on our Bank Accounts, see the Bank Account Summary - attached as Appendix II.
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Ralph Cottage Rent – Rental income received from the tenants.
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Minister’s Expenses – expenses paid to the Rector in carrying out her duties (phone charges, travel, books etc.) totalled £943.
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Churchyard expenses – covers general churchyard maintenance costs.
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Mission Giving – covers donations we make to support our Mission Partners.
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Church Hall Running Costs – routine costs associated with the running of the Hall – utilities, cleaning, insurance etc.
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Church Hall Maintenance – costs associated with maintaining the Hall, usually one-off costs as issues arise.
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Ralph Cottage Expenses – routine costs associated with the cottage such as insurance, Gas Safety checks etc.
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Ralph Cottage Maintenance – costs associated with maintaining the cottage, usually one-off costs as issues arise.
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East Wall Design and Costing Phase includes all the costs associated with the on-going technical investigation and design work to propose a solution for stabilising and repairing the structural damage affecting the East Wall.
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St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
Receipts and Payments Account
| Receipts (£) Regular Giving Excluding Gift Aid HMRC Gift Aid (inc. GA via PGS) Mission Collections Donations and Grants Bus Stop Café Fund-raising activities Investment Interest Ralph Cottage Rent Hall Hire Weddings and Funerals Hall key deposits Total Receipts Payments (£) Parish Support Fund Organ and Choir Church Running Costs Church Maintenance Ministers Expenses Churchyard Expenses Books, Printing and Stationery Bus Stop Café Flowers Children and Young People's Activities Mission Giving Church Hall Running Costs Church Hall Maintenance Ralph Cottage Expenses Ralph Cottage Maintenance Total Normal Payments Special Projects (£) Premises Maintenance East Wall Design and Costing Phase AV Project 2025 Hall Shed project Totals Total Payments Excess income over expenditure |
2025 Unrestricted Designated Restricted Total |
2024 |
|---|---|---|
| Totals | ||
| 41,657 0 0 41,657 42,040 8,995 625 1,175 10,795 10,953 940 0 0 940 1,002 4,883 4,000 20,500 29,383 20,841 2,079 0 0 2,079 2,460 2,568 0 0 2,568 2,657 1,861 0 0 1,861 2,186 18,300 1,500 0 19,800 18,000 22,393 0 0 22,393 17,150 1,213 0 0 1,213 2,783 0 0 0 0 40 |
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| 104,889 6,125 21,675 132,689 120,112 |
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| 2025 Unrestricted Designated Restricted Total |
2024 | |
| Totals | ||
| 50,000 0 0 50,000 55,000 0 0 716 716 734 11,278 8,226 1,000 20,504 10,344 396 0 0 396 2,970 943 0 0 943 445 2,601 0 0 2,601 800 669 0 0 669 539 456 0 0 456 606 0 0 0 0 43 0 0 282 282 535 3,033 0 0 3,033 3,339 13,097 0 40 13,137 12,375 1,903 0 0 1,903 2,131 537 0 0 537 527 25 0 0 25 350 |
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| 84,938 8,226 2,038 95,202 90,738 0 3,001 0 3,001 3,612 0 0 1,260 1,260 0 0 0 24,153 24,153 - 0 0 56 56 199 |
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| 0 3,001 25,469 28,470 3,811 84,938 11,227 27,507 123,672 94,549 |
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| 19,951 -5,102 -5,832 9,017 25,563 |
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St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
Statement of Assets and Liabilities as at 31 December 2025
| Tangible Fixed Assets (£) Ralph Cottage Church Hall and car park Current Assets (£) Cash in bank – CAF Accounts Total assets (£) Liabilities falling due within one year Total Assets less Current Liabilities |
2025 2024 610,000 610,000 1,520,000 1,520,000 2,130,000 2,130,000 Note 1 112,146 103,127 2,242,146 2,233,127 0 10,000 Note 2 2,242,146 2,223,127 |
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Note 1: Ralph Cottage was re-valued at February 2022. The Hall and car park were not re-valued in 2025. Note 2: The £10,000 liability in 2024 related to a dispute with our electricity supplier to the Church. Due to a meter configuration error, we had not been billed for consumption since April 2023. This was resolved in June 2025 and we made payments totalling £9,226 to bring the account up-to-date. Billing and payments have since run normally so no further liability is apparent.
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St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
| 2026 Proposed Budget Receipts Regular Giving Excluding Gift Aid HMRC Gift Aid (inc. GA via PGS) Mission Collections Donations and Grants Bus Stop Café Fund-raising activities Investment Interest Ralph Cottage Rent Church Hall Lettings Weddings and Funerals Hall key deposits Total Receipts Payments Parish Support Fund Organ and Choir Church Running Costs Church Maintenance Minister's Expenses Churchyard Expenses Books, Printing and Stationery Bus Stop Café Children and Young Peoples's Activities Mission and other Charitable Donations Church Hall Running Costs Church Hall Maintenance Ralph Cottage Expenses Ralph Cottage Maintenance Total Normal Payments Excess income over operating expenditure Special Projects for 2026 Premises Maintenance Projects Hall Shed Project AV Project East Wall Design and Costing Phase Total Grand total payments Overall excess expenditure over income |
2025 Budget Actual 42,542 41,657 10,531 10,795 1,002 940 25,503 29,383 2,488 2,079 2,250 2,568 2,000 1,861 19,800 19,800 14,996 22,393 1,000 1,213 0 0 122,112 132,689 2025 Budget Actual 50,000 50,000 607 716 26,200 20,504 1,499 396 1,110 943 1,092 2,601 550 669 720 456 493 282 3,575 3,033 13,431 13,137 500 1,903 537 537 25 25 100,339 95,202 21,773 37,487 2025 Budget Actual 2,940 3,001 0 56 22,464 24,153 10,000 1,260 35,404 28,470 135,743 123,672 13,631 -9,017 |
2026 Budget 41,844 9,877 0 4,427 2,092 3,015 1,700 19,800 20,886 0 0 |
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| 103,641 2026 Budget 52,860 720 20,926 2,000 1,057 1,650 715 550 326 3,747 13,608 500 580 0 |
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| 99,239 4,402 2026 Budget 0 0 0 11,800 |
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| 11,800 | ||
| 111,039 7,398 |
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St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
Financial Statements for the Year Ended 31[st] December 2025
| Analysis of Receipts and Payments RECEIPTS (£) Voluntary Income Regular Giving - includes SO's and PGS All other giving Gift aid recovered Revenue Generating Activities Hall Lettings Bus Stop Café Fund-raising activities Income from Investments Ralph Cottage Rent Interest Income from Church Activities Weddings and Funerals Hall key deposits Total Receipts |
Unrestricted Designated Restricted Total 2025 Total 2024 Funds Funds Funds 41,657 0 0 41,657 42,040 5,823 4,000 20,500 30,323 21,843 8,995 625 1,175 10,795 10,953 |
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| 56,475 4,625 21,675 82,775 74,836 22,393 0 0 22,393 17,150 2,079 0 0 2,079 2,460 2,568 0 0 2,568 2,657 |
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| 27,040 0 0 27,040 22,267 18,300 1,500 0 19,800 18,000 1,861 0 0 1,861 2,186 |
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| 20,161 1,500 0 21,661 20,186 1,213 0 0 1,213 2,783 0 0 0 0 40 |
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| 1,213 0 0 1,213 2,823 |
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| 104,889 6,125 21,675 132,689 120,112 |
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St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
| Analysis of Receipts and Payments PAYMENTS (£) Church Activities Mission giving and donations Costs of generating funds Ralph Cottage Costs (Includes maintenance) Bus Stop Café Costs Ministry Parish Support Fund Clergy and staffing costs Church Running and Maintenance Organist and Choir Children and Young People's Activities Printing and Stationery Church running costs Churchyard Hall running costs (Includes maintenance) Total Normal Payments Special Projects Premises Maintenance East Wall Design and Costing Phase AV Project 2025 Hall Shed project Overall Total Payments Excess income over expenditure |
Unrestricted Designated Restricted Total 2025 Total 2024 Funds Funds Funds 3,033 0 0 3,033 3,339 |
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| 3,033 0 0 3,033 3,339 562 0 0 562 877 456 0 0 456 606 |
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| 1,018 0 0 1,018 1,483 50,000 0 0 50,000 55,000 943 0 0 943 445 |
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| 50,943 0 0 50,943 55,445 0 0 716 716 734 0 0 282 282 535 669 0 0 669 539 11,674 8,226 1,000 20,900 13,357 2,601 0 0 2,601 800 15,000 0 40 15,040 14,506 |
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| 29,944 8,226 2,038 40,208 30,471 |
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| 84,938 8,226 2,038 95,202 90,738 0 3,001 0 3,001 3,612 0 0 1,260 1,260 0 0 0 24,153 24,153 - 0 0 56 56 199 |
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| 0 3,001 25,469 28,470 3,811 |
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| 84,938 11,227 27,507 123,672 94,549 |
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| 19,951 -5,102 -5,832 9,017 25,563 |
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St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
Financial Statements for the Year Ended 31[st] December 2025
| Further analysis RECEIPTS (£) Voluntary Income Revenue Generating Activities Income from Investments Income from Church Activities Total Receipts PAYMENTS (£) Church Activities Costs of generating funds Ministry Church Running and Maintenance Special Projects Total Payments Excess income over expenditure |
Unrestricted Restricted Designated Total 2025 Total 2024 Funds Funds Funds 56,475 4,625 21,675 82,775 74,836 27,040 0 0 27,040 22,267 20,161 1,500 0 21,661 20,186 1,213 0 0 1,213 2,823 |
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| 104,889 6,125 21,675 132,689 120,112 3,033 0 0 3,033 3,339 1,018 0 0 1,018 1,483 50,943 0 0 50,943 55,445 29,944 8,226 2,038 40,208 30,471 0 3,001 25,469 28,470 3,811 |
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| 84,938 11,227 27,507 123,672 94,549 |
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| 19,951 -5,102 -5,832 9,017 25,563 |
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St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
Notes to Financial Statements for the Year Ended 31 December 2025
1. The financial statements of the PCC have been prepared on a Receipts and Payments basis. They are intended to comply with the requirements of the Diocese of Southwark and the Charities Commission.
2. Fixed assets retained for the church are the freehold of Ralph Cottage, Rectory Lane, Woodmansterne, and the Church Hall at their current estimated value.
3. Funds: General Funds represent the funds of the PCC that are not subject to any restrictions regarding their use. Restricted and Designated funds are held for specific projects as instructed, usually by the donor (Restricted) or as agreed by the PCC (Designated). The amounts, fund titles and movements in the funds are set out in the Table below.
4. Additions are new income, usually donations or grants given specifically for the fund’s purpose. Reductions are expenditure charged to each fund in delivering its purpose. Transfers are movements of existing money from or to General Funds as agreed by the PCC, typically to reinforce a continuing Designated Fund or close one that is no-longer required.
5. The PCC created a new Designated Fund in March 2025 to provide for future costs anticipated for Ralph Cottage. Currently, we are allocating £150 per month to this from General Funds.
Restricted and Designated Funds
| Restricted Funds Children and Young People's Fund Hall Key Deposits East Wall Fund Clock Repair Fund Hall Shed Fund Church Energy Costs 2022/23 Gwen Steel & Jacky White Projects Fund Organ Maintenance Fund Total Restricted Funds Designated Funds Defibrillator Premises Maintenance Church Electricity provision 2023-25 Ralph Cottage Fund Total Designated Funds General Fund Rounding adjustment Total Funds |
Amounts from Changes in 2025 Transfers 2024 Additions Reductions In Out Balance 1,052 0 282 0 0 770 380 0 40 0 0 340 23,004 0 1,260 0 0 21,744 625 250 0 0 0 875 89 0 56 0 0 33 1,000 0 1,000 0 0 0 21,678 21,425 24,153 0 0 18,950 3,812 0 716 0 0 3,096 |
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| 51,640 21,675 27,507 0 0 45,808 81 0 0 0 0 81 2,299 4,625 3,001 0 0 3,923 8,000 0 8,226 2,000 1,774 0 0 0 0 1,500 0 1,500 |
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| 10,380 4,625 11,227 3,500 1,774 5,504 |
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| 41,108 60,834 -1 0 |
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| 103,127 112,146 |
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St Peter'5 Church Woodmansterne Rectory Lane. Banstead SM7 3NR Registered Charity Number 1150826 Statement of the Final Accounts for the Year Ending 31st December 2025 Slgned on behalf of the Parochial Church Coundl (PCC) of St Peterfs Church Woodmansterne by: Alison Elson- Rector and Chair of the PCC Alan Carter- Treasurer Date: Date". 1/LII Page 9
St Peter'5 Church Woodmansterne Rectory Lane. Banstead SM7 3NR Registered Charity Number 1150826 Statement of the Final Accounts for the Year Ending 31st December 2025 Independeni Examlnerfj repert to the Parochlal Church Coundl IPCC) ot St Peter's Chufth. Woodmansterne, Surrey Th15 report on the Accounts of PCC for the year ended 31 December 2025, which are set out on the preceding page5. Is in respect of an examination carried out In accordan£e with the Church Accounling fie8ulations 2006 Ithp re8ulations1 and Sertion 145 of the charitles Arl 2011 Ithe Acll. Rwon51bilitles ind buls ol report As ihe members of the PCC arbd trustees, you are responsible for the preparatlon of the Accounts In accordance with ihe requlrements of the Charities Act 2011 Ithe Act). You consder chal the audie iequirements of Sectboll 142121 of the Charitie5 Ad 2011 do nol apply. I report in respert ol m¥ examination of the PCC'S accounts as requirèd under Section 145 of the 2011 Act and in carrying out the examination I have followe(l all the applicable '[ectIOnS given by the Charity Comm15sion under Section 145151{b) of the Art, INlependent examSnerfs statemenl I have compl@ted my examination. I contirm thal no matters came to my attentlon in connection wrth thE examination 8iVln8 me cause to believe th* in any material re5PèCt: l. Accounting record5 were not kept in re5pert of the PCC a5 required by Seclion 130 of the Act.. or 2. That the accounts do not accord wlth those accounts. or 3. That tht attounts do Troi comply wlth the appllcable rtquirèments conceming the form and content of the accouTrts set oul In the Charltles IAc£ounts and Reports) Regulatlons 2(K)8 other than the requirement that the accounts 8ive a 'tTue arKI fair view. which 15 not a rnatter CDnsidered a5 Part of an kndependent exarnination. I have no concems and have come across no othef marters in connection with the examination to which attention should be drawn in thls roport In order to enable o proper understanding of the acrounts lo be reached. David Wheeler FCCA Cheeld Wheeler & Co Chartered Certifled Accountants Redhill Chambers 2d High street Redhill Surrey RHI IRJ Dated; Page 10
St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
Appendix I: List of Names of the Trustees
Name Date of Appointment Date of Resignation Susan Knight 6[th] April 2014 Lucinda Ayles 22[nd] April 2018 Alan Carter 15[th] September 2020 Sally Frost 23[rd] January 2022 4[th] May 2025 Kate Saunders 23[rd] January 2022 4[th] May 2025 John Wilson 23[rd] January 2022 Rev. Alison Elson 11[th] January 2023 Helen Hadjicharalambous 19[th] September 2023 Kirsty Wyatt 21[st] April 2024 Ernest Thompson 4[th] May 2025
Notes:
Sally Frost and Kate Saunders stood down as Trustees at the APCM on 4[th] May 2025.
Ernest Thompson was elected to the PCC at the APCM on 4[th] May 2025 and became a Trustee from that date.
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St Peter’s Church Woodmansterne Rectory Lane, Banstead SM7 3NR Registered Charity Number 1150826
Statement of the Final Accounts for the Year Ending 31st December 2025
Appendix II: Bank Account Summary
| CAF No.1 Account CAF No.2 Account CAF No.3 Account |
Opening Balances 01/01/2025 Receipts (including Transfers) Payments (including Transfers) Interest (included in Receipts) Closing Balances 31/12/2025 3,733.17 147,307.28 143,670.91 8.94 7,369.54 12,603.99 48,853.49 39,600.00 389.04 21,857.48 86,790.07 41,262.94 45,134.40 1,462.94 82,918.61 |
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| 103,127.23 237,423.71 228,405.31 1,860.92 112,145.63 |
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