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2022-12-31-accounts

St Mary’s Church Hornsey Rise End of Year Financial Statements Year ending 31 December 2022

Parish of St Mary’s Church, Hornsey Rise Vicar’s Report For The Year Ending 31[st ] December 2022

Administrative Information

The Church of England parish of St Mary’s Hornsey Rise is part of the Deanery of Islington within the Episcopal Area of Stepney within the Diocese of London. The correspondence address is St Mary’s Vicarage, 3 Highcroft Road, London N19 3AQ. The PCC is a registered charity (No. 1150821).

Structure, Governance and Management

There is a Parochial Church Council (PCC) to govern the parish. The method of appointment of PCC members is set out in the church representation rules. All church attendees are encouraged to register on the electoral roll and stand for election to the PCC. There are 66 members on the church electoral roll (as at 31[st ] December 2022), an increase of 10 on the previous year. This increase reflects those who moved away or died in the preceding year and those who joined the church electoral roll.

Objectives and Activities

St Mary’s PCC has responsibility of cooperating with the incumbent, the Reverend Tamsin Merchant, in promoting in the ecclesiastical parish the whole mission of the church – pastoral, evangelistic, social and ecumenical. The PCC is also specifically responsible for the maintenance of the Church and Hall of St Mary. Ashley Road, London N19 3AD.

The PCC is committed to enabling as many people as possible to worship at our church and to become part of our parish community at St. Mary’s. The PCC maintains an overview of worship throughout the parish and makes suggestions on how our services can involve the many groups that live within our parish. Our services and worship seek to put faith into practice through prayer and scripture, music and sacrament. When planning our activities for the year, we have considered the Commission’s guidance on public benefit and, in particular, the supplementary guidance on charities for the advancement of religion. In particular, we try to enable ordinary people to live out their faith as part of our parish community through:

To facilitate this work it is important that we maintain the fabric of the Church of St. Mary’s and the Church Hall. The members of St Mary’s PCC during the period 1 January – 31 December 2022 were:

Reverend Tamsin Merchant (Chair), Rev Rob Merchant, Elaine Clarke (Churchwarden), Joanne James (Churchwarden), Poppy Pickard (Deanery Representative), Susan Mgbada,

James Hodgkin, Suzy Lee, Cheryl Bennett (Parish Safeguarding Officer), Faithlyn Strong (PCC Secretary), Duncan Strong, June Scott, Yvonne Watson, Victoria Ward (from May 2022).

6 meetings were held in the period January to December 2022: on

Financial Review & Reserves Policy

The PCC reviews the cash flow and financial situation of the church regularly.

Total receipts on unrestricted funds were £126,563 of which £50,642 came from unrestricted voluntary donations, ongoing activities and gift aid recovery. The Church Hall and house at 6, Zoffany Street continue to be let, providing a gross income of £46,924 while St Mary’s share of the income from the former St Peter’s parish buildings amounted to £21,947.

Total income including grants was £155,790 compared with £238,913 in 2021: the reduction is due to gifts to the Love Your Neighbour fund in 2021, which were spent in 2021 and some in 2022 and building grants towards the Solar & Roof Project in the hall also to be spent in 2021.

Major items of expenditure, included St Mary’s contribution to the Diocesan Common Fund which supports clergy and the work of the Church of England in London, and gifts to three Christian charities spreading the Gospel message by working for people in need around the world. The PCC continued allocating one quarter of the ‘tithe’ (10% of the unrestricted church income) to Christian initiatives in Islington.

Reserves Policy

The PCC is expected to establish and disclose its policy on reserves. Reserves are defined as that part of the PCC’s income that is freely available. This therefore excludes permanent or expendable endowment funds, restricted income funds, and any part of unrestricted funds which is not currently available for spending. The opinion of the PCC is that the reserves should be held at a level that will allow between one and two months’ contractual expenditure to be met at any time. This implies an uncommitted reserve of between £10,000 and £20,000. The church entered 2023 with uncommitted cash reserves (bank balances) of around £63,000. By the end of the year these had fallen to £60,388.

Church income is such that income surpluses do not normally arise. In the event that such a circumstance does occur the PCC will consider the use of a surplus in the light of their overall financial position.

Approved by the PCC on 18th May 2023

Signed by

Revd Tamsin Merchant (Vicar)

St Mary’s Church Hornsey Rise

End of Year Financial Statements

Year ending 31[st] December 2022

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF ST MARY’S CHURCH, HORNSEY RISE. N19

I report on the accounts for the year ended 31st December 2022 set out on pages 2 to 8.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year (under Section 144(2) of the Charities Act 2011 (the 2011 Act)) and that an independent examination is required.

It is my responsibility to:

Basis of the independent examiner's report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair view ' and the report is limited to those matters set out in the statements below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

have not been met; or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Rev. David M Green FCA Gowers Limited Chartered Accountants The Old School House Bridge Road Hunton Bridge Kings Langley Herts WD4 8SZ

19th May 2023

Page 1

St Mary's Church, Hornsey Rise N19 Statement of Financial Activities For the period from 01 January 2022 to 31 December 2022


Unrestricted
Designated
Restricted
Endowment
Total
Prior year
funds
funds
funds
funds
funds
total funds
Receipts
Planned giving
31,991



31,991
25,674
Collections and other giving
3,379



3,379
3,498
Other voluntary receipts
10,432
3,660
2,040

16,132
82,039
Other trading activities
32,709

1,735

34,444
24,906
Gift Aid recovered
4,021



4,021
23,926
Investments
21,947



21,947
16,561
Other receipts
21,265



21,265
9,253
Receipts from church activities
819



819
864
Love Your Neighbour Project Receipts


21,792

21,792
52,192
Total income
126,563
3,660
25,567

155,790
238,913
Payments
Missionary and Charitable Giving
10,325



10,325
5,550
Parish Share
70,000



70,000
68,000
Clergy and Staffing costs
4,964



4,964
6,057
Church Running Expenses
29,599
365
11,068

41,032
34,312
Activities directly related to Church work
4,959
12,018
5,579

25,278
10,820
Hall Running Costs
9,060
7,140


16,200
5,816
Church Repairs & Maintenance
1,022

5,136

6,158
41,270
Hall Repairs & Maintenance





1,584
New Building work






Zoffany St Costs & Charges
959



959
4,751
Zoffany St Repairs & Maintenance
720



720
13,549
Love Your Neighbour Project Expenses


16,126

16,126
56,044
Total expenditure
131,609
19,523
37,909

191,762
247,753
Net income / (expenditure) resources before transfer
(5,046)
(15,863)
(12,342)

(35,972)
(8,841)
Transfers
Gross transfers between funds - in
8,164
298
17,378

25,841
71,511
Gross transfers between funds - out
(8,164)
(1,050)
(16,627)

(25,841)
(71,511)
Other recognised gains / losses
Gains / losses on investment assets






Gains on revaluation, fixed assets, charity's own use






Net movement in funds
(7,768)
(16,615)
(11,590)

(35,972)
(8,841)
Reconciliation of funds
Total funds brought forward
39,369
850,625
49,857

939,851
948,692
Total funds carried forward
31,602
834,010
38,267

903,879
939,851

Page 2

St Mary's Church, Hornsey Rise N19 Statement of Financial Activities For the period from 01 January 2022 to 31 December 2022

Unrestricted Designated Restricted Endowment Total Prior year
funds funds funds funds funds total funds
Total funds of the parish, as above, are represented by
Unrestricted
General fund 31,602 31,602 39,369
Designated
Camps and Conferences 1,050
Hall Renovation (starting with Holloway donation) 92,786 92,786 108,284
INTERN - fund for interns to include grants 3,335 3,335 3,335
Love your Neighbour (food bank and FNT) (365) (365) (298)
Revaluation reserves 39,929 39,929 39,929
Property - Zoffany St 698,325 698,325 698,325
Restricted
Camps and Conferences (586) (586)
Chairs and Sounds (new chairs and sound system) 896 896 2,281
Cloudesley Grant - AV system replacement 8,164
Cloudesley Initial Emergency Grant 521 521 521
Discretionary Fund (884) (884) (884)
Love your Neighbour (food bank and FNT) 30,337 30,337 26,656
RCC - Sliding Doors 7,984 7,984 7,984
Tower 5,136
Total funds carried forward 31,602 834,010 38,267 903,879 939,851

Page 3

St Mary's Church, Hornsey Rise N19

Balance Sheet detailed

As at As at
31/12/2022 31/12/2021
Fixed assets
6 Zoffany Street 696,130 696,130
Link Building - endowment 39,929 39,929
Solar Panels 108,164 120,183
AV Equipment 5,443 8,164
Total Fixed assets 849,666 864,406
Current assets
CAF Current Account 22,658 12,668
CAF Bank deposit account 45,730 58,648
Cash in hand
Accounts Receivable 14,000
Gift Aid to be claimed 6,808 10,777
Total Current assets 75,197 96,094
Liabilities
Loans received 20,000 20,000
Agency collections 984 648
Accounts Payable
Total Liabilities 20,984 20,648
Net Asset surplus (deficit) 903,879 939,851
Reserves
Excess / (deficit) to date (35,972)
Starting balances 939,851 939,851
Gains/(losses) on investment assets
Total Reserves 903,879 939,851
Represented by Funds
Unrestricted 31,602 39,369
Designated 934,010 850,625
Restricted 38,267 49,857
Endowment
Total 903,879 939,851

The financial statements were approved by the Parochial Church Council on Thursday 18th May 2023 and were signed on its behalf by:

Rev. Tamsin Merchant

Page 4

St Mary's Church, Hornsey Rise N19

Analysis of income and expenditure

Selected period: 01 January 2022 to 31 December 2022

Total
Unrestricted Designated Restricted Endowment This year Last year
Receipts
Planned giving
0101 - Gift Aid - Bank (Standing orders) 19,824 19,824 16,962
0110 - Gift Aid - Envelopes 1,285 1,285 306
0201 - Other planned giving (SO. no 10,882 10,882 8,406
Gift Aid)
Planned giving Totals 31,991 31,991 25,674
Collections and other giving
0301 - Loose plate collections 545 545 2,772
0501 - One-off Gift Aid gifts 2,820 2,820 540
0502 - One-off Member contributions 15 15 186
(no Gift Aid)
Collections and other giving totals 3,379 3,379 3,498
Other voluntary receipts
0550 - Donations appeals etc 5,091 3,660 1,640 10,391 38,666
0701 - Legacies 1,500 1,500 10,000
0801 - Recurring grants 1,800
08A1 - Non-recurring one-off grants 3,841 400 4,241 31,573
Other voluntary receipts Totals 10,432 3,660 2,040 16,132 82,039
Other trading activities
1230 - Church hall lettings - objectives 500 500
1240 - Church hall lettings - fund raising 24,568 24,568 23,800
1241 - Montessori Utilities 7,210 7,210 489
1242 - Church Hire 60 60 617
1243 - Church Rooms Rent 370 370
1260 - Contributions to events e.g. retreats 1,735 1,735
Other trading activities Totals 32,709 1,735 34,444 24,906
Gift Aid recovered
0601 - Tax recoverable on Gift Aid 3,581 3,581 20,846
0611 - GAYE 440 440 3,080
Gift Aid recovered Totals 4,021 4,021 23,926
Investments
1020 - Bank and building society interest 91 91 11
1030 - Rent from 6 Zoffany Street 21,856 21,856 16,550
Investments Totals 21,947 21,947 16,561

Page 5

St Mary's Church, Hornsey Rise N19

Analysis of income and expenditure

Selected period: 01 January 2022 to 31 December 2022

Total
Unrestricted Designated Restricted Endowment This year Last year
Other receipts
0802 - St Peter's income distribution 21,260 21,260 18,000
0901 - Other funds generated 5 5 (8,747)
Other receipts Totals 21,265 21,265 9,253
Receipts from church activities
1105 - Fees to PCC 819 819 864
Receipts from church activities totals 819 819 864
Love Your Neighbour Project Receipts
0555 - Donations for LYN Project 15,862 15,862 6,901
0556 - Donations for LYN Baby Boutique 2,000
0802A - Grants received for LYN 5,930 5,930 43,291
Love Your Neighbour Project 21,792 21,792 52,192
Receipts Totals
Receipts Grand totals 126,563 3,660 25,567 155,790 238,913
Payments
Missionary and Charitable Giving
1801 - Giving to missionary societies 7,000 7,000 5,550
1850 - Home mission inc retreat 3,200 3,200
1855 - Community Projects 125 125
Missionary and Charitable Giving totals10,325 10,325 5,550
Parish Share
1910 - Diocese Common Fund 70,000 70,000 68,000
Parish Share Totals 70,000 70,000 68,000
Clergy and Staffing costs
2001 - Assistant staff costs 56 56 2,259
2050 - Salary of parish administrator 2,678 2,678 1,137
2051 - Staff Pension 328
2101 - Working expenses of incumbent 1,508 1,508 1,265
2130 - Parsonage house expenses 262
2140 - Water rates - vicarage 471 471 703
2150 - Vicar's telephone & internet 253 253 93
2370 - Visiting speakers / locums 10
Clergy and Staffing costs Totals 4,964 4,964 6,057
Church Running Expenses
2301 - Church running - insurance 3,928 3,928 5,183
2302 - Bank Charges 81 81 96
2303 - Plant and machinery 1,629 1,629
2305 - Computer equipment 470 470 549
2310 - Church office - telephone 770 770 891
2315 - Printing, stationery and publications 94 94 38
2320 - Music including sound equipment 746 746 4,345
Page 6

St Mary's Church, Hornsey Rise N19

Analysis of income and expenditure

Selected period: 01 January 2022 to 31 December 2022

Total
Unrestricted Designated Restricted Endowment This year Last year
2330 - Church maintenance 7,253 10,394 17,647 13,498
2331 - Cleaning 2,219 365 608 3,191 2,416
2340 - Sunday service costs 577 577 668
2341 - Christmas expenses 35 35 192
2345 - Flowers 85 85 95
2350 - Upkeep of churchyard 1,404 1,404 68
2360 - Administration 2,484 67 2,551 1,774
2401 - Church running - electric 1,796 1,796 1,393
2410 - Church running - gas 4,293 4,293 3,361
2420 - Church running - water 511 511 163
2440 - Church running - heating and lighting 181
2601 - Governance costs – examination fee 1,224 1,224 (600)
1730 - Costs of fetes & other events 130 130 87
1860 - Youth and children's work 911 911 1,271
2052 - HMRC NI Payments 596 567 1,164 1,811
2170 - Children's and Adult Education 335
2201 - Parish training inc. lay and mission 400 (6) 394 1,784
2202 - Camps 5,018 5,018
2365 - Bookkeeping 2,500 2,500 1,875
2380 - Catering and social events 422 422 379
2602 - Fixed Asset Depreciation 2,721 12,018 14,740 2,721
3001 - Unidentified Expenses 556
Church Running Expenses totals 37,280 12,383 16,647 66,310 45,132
Hall Running Costs
2530 - Hall running - electricity 2,189 2,189 1,437
2540 - Hall running - gas 3,410 3,410 2,421
2560 - Hall running - maintenance 1,045 7,140 8,185 1,803
2580 - Hall running - water 117 117 155
2831 - Hall surveyor fees 2,300 2,300
Hall Running Costs Totals 9,060 7,140 16,200 5,816
Church Repairs & Maintenance
2701 - Church major repairs - structure 1,022 5,136 6,158
2710 - Church major repairs - installation 41,270
Church Repairs & Maintenance totals 1,022 5,136 6,158 41,270
Hall Repairs & Maintenance
2820 - Hall + major repairs - installation 1,584
Hall Repairs & Maintenance totals 1,584
Zoffany St Costs & Charges
2910 - curate house running costs 959 959 4,751
2915 - Zoffany St maintenance 720 720 13,549
Zoffany St Costs & Charges totals 1,679 1,679 18,300

Page 7

St Mary's Church, Hornsey Rise N19

Analysis of income and expenditure

Selected period: 01 January 2022 to 31 December 2022

Total
Unrestricted Designated Restricted Endowment This year Last year
Love Your Neighbour Project Expenses
2210 - LYN Food expenses 913 913 20,362
2211 - LYN Equipment 367 367 1,644
2212 - LYN Consumables 4,481 4,481 3,246
2213 - LYN Manager 12,117
2214 - LYN Volunteer Co-ordinator 4,533 4,533 5,512
2215 - LYN Cleaner 1,733 1,733 3,996
2216 - LYN Utilities 192
2217 - LYN Grants to other organisations 4,344 4,344 925
2218 - LYN Staff Pension/HMRC 295 295 4,965
2219 - LYN Baby Boutique 518 518 1,000
2220 - LYN Christmas Hampers (1,058) (1,058) 2,086
Love Your Neighbour Project 16,126 16,126 56,044
Expenses Totals
Payments Grand totals 134,330 19,523 37,909 191,762 247,753

NOTES ON THE FINANCIAL STATEMENTS

1. Loan

During the previous year the parish received a loan of £20,000 from the Diocese of London. The loan is interest free and is repayable in 25 instalments of £800, which were originally intended to commence on the anniversary of the loan’s first drawdown. The loan monies were received in March 2021, but, following agreement with the Diocese, repayments in fact commenced in 2023.

2. Fixed Assets

It is noted that depreciation was not charged in 2021 on the Solar panels, so depreciation to cover two years was charged in 2022.

No depreciation is provided on freehold buildings.

3. Rounding

There may be minor discrepancies due to rounding differences as the pence are not being shown in these financial statements.

Page 8