REGISTERED COMPANY NUMBER: 07605036 (EnglADd and Wales)
REGISTERED CHAIUTY NUMBER: 1150563
REPORT OF THE TRUSTEES AND
FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31ST DECEMBER 2024
FOR
STOPSLEY BAPTIST CHURCH
(A COMPANY LIMITED BY GUARANTEE)
Higginson & Co WK) Ltd
Statutory Auditors
3 Kensworth Gate
200- 204 High Street South
Dunstable
Bedfordshire
LU6 3HS

STOPSLEY BAPTIST CHURCH
CONTENTS OF THE FINANCIAL STATEMEwrs
FOR THE YEAR EIYDED 31ST DECEMBER 2024
Page
Report of the Tn￿te¢S
i to 10
Report of the IndependeDt Andi¢orJ
11 to 14
StatemeDt of FiDaDcial Aetivittes
15
S¢at¢ment of FIDan¢ial Position
16
Statement of C￿h Flm
17
Noles to the Statement of Casb Flows
18
Notes to the Ffinanei81 Statements
19 to 28

STOPSLEY BAIYTIST CHURCH
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31ST DECEMBER 2024
The trustee5 who arc also directors of th¢ charity for the purpos￿ of the Companies Act 2006, present their ￿port wilh
the financial ststemenls of the charity for the year ended 3 1st December 2024. The tn￿teeS have adopted the provisioTrs
of Accountin8 and Reportin8 by Charities: Stsiement of Recommended Practice applicable to charities preparing their
accounts in accordance with the Financial Rewjrting Sthndatd appIl￿ble in the UK and Republic of Ireland (FRS 102)
(effeclive l January 2019).
OWECTIVES AND AcfiviTIES
Objeetfvey and purposey
Siopsley Bapiist Church ('SBC') is commilled io pursuing its objects of advancing the Christian faith in a¢¢ordance with
its Ststement of Beliefs, of relieving sickness and financial hardship, and promoting and preserving good health by the
provision of funds, goods or services within L￿on, thc Uniied Kin8dom and across the wider world. These ends are
pursued by the provision of regular opportunities for Christian leachin& prayer. and worship in our SuDday services and
in a range of other community groups and settings through the week because the church b¢lievcs that ihe good
news of Jesus Christ is not confined to those within the church ajone, through shoring th¢ n￿Ssage of hope found An the
80spel through a rang¢ of community and outreach acttviti¢s in Luton and in the mission activities of our local and
After a period of stability. 2024 s&w some increase in the numixts in attendance both on Sundays and espxially across
our midweek activities. We continue to stream our Sunday services achieving a reach Iyond our lo¢al geography and
providin8 accessibility for those not able to physically attend.
Our vision at SBC Rnuins expressed as an aspiration to be 'an extended family, growing and being ts￿$fornyed in
Jesus Christ and sharing the good news wherever we 80,. Our chur¢h 1$ not a Swthy ¢lub or a "religious" 8roup as such
but a whole life community, lookin8 upward to Jesus Christ and outward to our neighbourhoods and contacts. The
mission of the church is lo engendcr a life and a Culture that seeks to influence and tran$forni us as individuals and,
throu8h thal to transforn) our communities.
Leadershlp and stsffing
June 2024 saw our Senior Minister move on, after 15 years in leadership at SBC. to take up a new role in a church in
Exeter. As part of our proccss of adjuslmenl lo this the trustees look this opportunity to re4valuate our vision.
leadership stsThcture, direction arml our strengths and weaknew seeking to identify any ¢hanges that might be
appropriate and to definc thc type ofpcrson w¢ should look for to lead us forward into the future. This process involved
extensive discussions amongsi the trustccs and key leaders along with extensive consultstion with the church members,
involving written survey. colleciiv¢ s¢rninars and meetin8s over Seve￿ months. A search leam comprised of a mix of
trustees and chureh members of different 08es and cultural backgrounds w&8 forn]ed to evaluate the feedback from all
this consullation and produec a profilc of thc church along with a specification for the person we are lookin8 for to be
our senior minister. This profile and s￿ifiCation WLS completed in Ociober and we lyn advertising the positÈon io
November throu8h our affiliation with the Baplist Union.
In parallel with the search team. a second te8m ¢ompri5cd of trusi¢cs and staff Icaders was created to deal with the
many practical impacts that T¢$ult from losing a senior member of stsff and this resulted in several of our key staff
stepping up their working hours andlor job roles on an interim Iwsis.
There is a shortage of rninisty candidatos in the UK, even more so of those with the gifting and ¢xpericnce to l¢ad a
church as large, diverse and active as SBC so we anticipate the process of identifyin& calling and appointing a new
Senior Minis*r could be a protra¢t¢d on¢. Su¢h a period is known in churches as an ,Inierre￿Urn' and can often be a
very rich and catalytic time, as it gives many opportunities for individuals to st¢p up and use their gifts and to grow in
their own leadership abilities. Such been our exkKrience at SBC thus far and a sense of p)sitivity and ¢x¢item¢ni
prevails.
In the Interregn￿ the church continues to be kd by our teatn of 8 Ejders who are the directors and Instees.

STOPSLEY BAvfisT CHURCH
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31ST DECEllfBER 2024
In 2024 we had several other stsff change4 our Governance and Adminislration Director left us at the end of the year
and our fornKr Owations Manager stepped up into a new role of Omions & Govwnanrx Dir¢cior. Our Finance
Offi￿r also r¢tiT¢d and was replaced.
SBC continues to practice environmental concern. A legacy gift enabled ￿ to invest in a large solar panel atTay on
¢hurch roof that reduced our carlm footprint and delivered significant savings in energy costs over th¢ year.
Signifieant Aetiviti
Worshi and
er
2024 saw us continuing to enjoy a vibrant rhythm of gathered worship and prayer week by week at our n￿1n building
and w¢ had th¢ joy of baptising 3 P￿pIC. On the announcement that our Senior Minister was moving on we
immediately ￿lled the chur¢h to a month of prayer and fasting and this is som&bing we have given emphasis to
building on through the year.
We rnnain ¢oMnlltt￿ to fi￿￿lOnIng intergawationauy and inter-culturally and are int¢ntional in utilising a wide
range of difftrent people. age4 backgrounds and cultures in the delivery of our services. We endeavour to adapt our
le￿h]ng themes to be consistenl across adults and ¢bildren and thereby to adopt ways of being together that seek to
engage, allow contribution, and learn from all ages. We are also cognizant of different personaj learning styles and have
used a range of nKdia in teaching to faciiilale communication and involvemeni for all.
We ¢ontinually seek to improve our farnily area in the church auditorium which includes a sensory tent with a weighted
blank¢L noise-cancelling headphones and sensory toy& to help those who might n¢¢d that space, and we have baskets
of colouring pages. bible story IKN)ks. stick¢r& ¢rayon& motE seTL80ry toys and worksheets relevant to each w¢¢k.
We continued to develop our monthly 'Fease service. a shorter service where all geneJ3tions stay together for the whol¢
time to reinforce the idea of 'whole church,. We explo￿ a bible story together and encourage the generations to interact
together in en¢ouni¢rs that point to Jes￿.
Outside of Sunday s¢rvic¢s and prayerlwothip rneetings we continued to offLY OPFK)rtunities to engage in worship in
different contexts throughout the week serving several distinct congregations. significant among these have been:
Our SenioTS provision which happens monthly on Sunday aftern￿nS plus n￿nthlY on Tuesdays with volunteers from
the ¢hurch providing transwt to and from these activities for the majority of att¢ndees. Our seniofs leadership team
and volunteers keep in regular contact with our senior& ensuring their welfate and providing any necessary assistance.
Messy Church has continued to be part of our worship. meeting half ternily after school during the week. This offers a
ditTercnt style of opportunity io pursue a life of faith in chri￿ and drawing in. and serving, a community of people.
predominantly comprising young familie4 not generally seen on Sunday morning. Onrx again, we ran 'Messy Easte
and 'Messy Christh)as' services on Sunday mornings as a whole church initiative, which broughi together our Sunday
and Messy Church congregation
Patchwork, on Mondays, provides a cross-8enerntioDal dropin session which drnws in both the older generation and
young parents with their children arKI h&8 seen significant numbers attending w¢¢k by week. It has teeome an important
)int of contact and relationsbip building for many. This time always incorwes a clear Christian message and
¢hance to resp)nd through a prayer aclivity.

STOPSLEY BAPTIST CHURCH
REPORT OF THE TRUSTEES
FOR THE YEAR EIYDED 31ST DECEMBER 2024
Communi
ement
Our vision to bc extended family extends to our local community and, under the leadership of our Evangelism and
Community Engagement Pastor, 2024 has again seen us making tangible progress in moving forward in this vision.
During the year, the letting of our facilities for Conferences, community and health and welfare activities. increased. We
r¢nl some office spacc to local chariti¢s and small businesses? providing additional income as well as an expression of
our vision to be an available space for extended family and community.
Our Community Garden. now in its 7th year. continues to be a facility that is used daily and loved by many. It is
overseen and maintained by members of the church and others from the wider community. As well as providing a safe
space for local people and families to enjoy, it has been the focus of multiple community events. including 'Garden
Church, and celebrations of Easter and Christm&s, and has hosted artivities organised by a ran8¢ of different ¢otnmunity
groups.
Our vision to build on the success of the Community Garden and create a 'Community Hub. took a major step forward
in 2024 as. thanks to a generous legacy from a fomKr church member, the assistance of a local buildin8 company and a
team of local volunteets, we were able to extensively refurbish, re-decorale and rwuip our fonner church hall, aloDg
with its car park, to Create 'The Living Room, . a large indoor space adjacenl to, and complementing? the Community
Garden. As well as spaces for individuals, groups and family activities, the facility will also inCo￿orate a 'Men's Shed I
W0￿ShOp, which is to be generously equipped with tools donated by the community. W¢ hav¢ secured funds to employ
a hub manager and the indoor facility will open to the public early in 2025.
We support a community outreach project called The Tent Project focused on dementia support. led by one of our
members and delivered in parthership with Si Thomas Church and others. A Singing Café run by the Tent Proj¢ct stts
up to 80 attendees every week.
We continue to run 'Foodworks'. a ministry supplying food parcels to referrals received either personally or through a
range of agencies and stocked by members of th¢ church and through ¢ontributions from th¢ community and local
schools. We also work in parthership with Luton FoodbanK acting their weekly distribution point for our immediate

STOPSLEY BAFYIST CHURCH
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31ST DECEMBER 2024
OWEcfivES AND A￿1VITIEs
signifi￿n¢ activities
Children's and Fami
Under the leadership of our Families and Youth Leader. Assistani and our Early Years Lead. our ministri¢s for kids and
young people continued to thrive and we continue to put thou8ht and reSe8￿h into what we do and to ty our new ideas.
Outside of Sunday servi¢¢s We Tun mu]tipl¢ mid-week sessions: 'Hullaball￿, for wly years. 'Babybaloo' for new
par¢nts and under on¢s and 'Childminded. which is Specifi￿llY for thosc in that prof¢ssion and their char8e& As well
as a place for parents and young children to meet and find mutual supp)rt we introduce bible stori4 songs and prayer
in all these sessions and seek io open Op￿rtUni1]eS lo share more meaningfully at these times. Demand for these
sessions remains high and they are regularly oversubscribed.
Our Junior Section of the Boys Brigade continues weekly aDd welcomes boys aged 7-1 l from the community.
We continued to 'Kids Socials, for children in primary Xhool, a chance for them to connext with each other.
Numbers attcndin8 hav¢ gro￿ with rn0￿ cbildren coming froni the community ￿ongS1(￿ our own COD8tt8ation. We
also regularly provide collective worship to local primary s¢1￿)1& sharing bible slories and the messages of Easter and
Christsnas.
We maintain a weekly ¢mail to famili¢& with malerials and resour￿$ to ¢quip parents and carers to rni8¢ God-
onnKted thIldre￿ and our Families and Youth Leader meets with individuds and f8mili¢s who ned extra Support.
Under the leadership of our Farnilies and Youth Ixader we have consislentIy provided our young people with quality
times for en8a8emenl with all aspects of th¢ Christian faith:
Our re8ular events included:
Our Sunday moming t￿hing group for I1-14'5 'Pulse' has grown in numbets.
A monthly Sunday morning session for'14+' with a focus on hearing from key leaders in the chur¢h about leadership in
their conlexts.
'Jusi Girls. . a discipleship group that meets lernily for girls 88ed 11-18. led by a committed team of ladies workin8
through how to stay connected to Jesus.
Our Boys Brigade's Company Section which meets weekly for 11-18 boys and has encoura8ed and enabled many of
them io work iowords and achieve Duke of Edinbur8h Awards.
Two youth groups run weekly: 'IMp￿t, for 9-13,$ and 'lgnit¢' for ages 13-18, plus a monthly SOCI￿ session which draws
both these age groups together and ¢reates a mmmunity and connection and funl
We also organised the following special events:
A youth weekend away in March called 'Connected' which focused on staying connected to Jesus through prayer.
bondin8 together as a group and sharing life tO8¢th¢r.
We took 5 of our young peopl¢ on a Youth Mission Trip to Albania at Faster in Collaboration with YWAM Harpenden,
through their Mission Adventures progra5Dme. This w&s a time of spiritual growth and stepping out of comfort zones lo
share the love of Jesus. Subsequently, th¢ youth have Set up a specific Youth Mission Team group which m¢¢ts
regularly to pray for the nation5, encourage others in evangelism and organis¢ future trips.

STOPSLEY BAYfisT CHURCH
REPORT OF THE TRusfEES
FOR THE YEAR ENDED 31ST DECEMBER 2024
In AugusL we took 20 of our older youth to the "Satellites. festival run by Youthscape. which was a time for them to
grow in their experience of Jesus and the Holy Spirit.
Finally, in O¢toL*r. we ran an eveni called 'Choose lo Lose,. whi¢h was a fundratsin8 initiativ¢ to klp thos¢ in the
persecuted Chll￿h. The Challenge involved losing your bcd for a night and slttpin8 on the floor, alon8 with being
deprived of oth¢r material things such as shoe& Wi-Fi. food. walLY, pknnes and lights. This was reinforced by b¢Ang
taught what it is like to be a young person living in a county where it is illegal to be a ChTiStian.
G14M is a self-fijnded project of SBC with its own Manager, ststT and governance EM)ard. It exists to m¢¢( mcntor and
help referred young people in Luton. It continues to 5trcngthcn and add to its existing courses and review the best way
lo deliver material to the current generation. During 2024, 10 n¢w volunt¢¢rs were train& many of whom are now part
of the team.
During the year it provided the following services:
Group Mentoring Courses: Building Self-Esteem, Dealing with Anger, Exploring Identity through Creative
Process, Six Words, Hanging oui Safely and Six W¢¢ks of Summer, for a8es &12
- A Wednesday Evening for ages 11-16
- A Saturday Dr(pIn.
Group Menloring ¢ours¢s opmtc in a way that encourages conversation around a thble and invites yowig people into a
new story. where they create something with an arfjcraft theme and allows them space to open up and share th¢ir
thoughts. We have also encournged the building of positive friendships by 8ivin8 social tim¢ within a saf¢ spa¢e.
Our Saturday Drop-In provides a relaxed spac¢ th we can cncoura8e young people to make friends and develop
their social skills. The numbers of youn8 people attending this have increased to an average of 25 and we have found
thai the friendships within this group include every a8e attendin8, which is a real joy to see. It also helped the
younger ones, who join us on Saturdays before their course begins in September, to feel settled ond to make friends.
During the summer holidays we ran 'Holiday Drop In,, which was open to all of our referred young people and included
games and activities within a safe environment. Many do noi go on holiday and ￿ this gav¢ some time away from
home to enjoy. We also provided lunchtime meal& as we are very aware of those not getting frtt school meals durin8
th¢ I￿lidays.
W¢ su￿¢s$fi￿lY took our 'Hanging Out Safely" Course into our local High School anLI on the back of this success, are
l(K)king to add another course to the prograrnme. We attended events for mentsl health and wellbeing at another local
High School. where we had many Fosilive conversalions with the young people. We receive many referrals from both
these schools and it is a privilege to be PArknering in this way within the local community.
We are also partnering with various organisotions across Luton to support one another in tackling some of the issues
young people are facing. Our part in this is to brin8 awaren￿ ￿ young people in a way which helps to prevent the
becoming involved in hprn]ful situations.
Global and Cross-cultural Mission
The church continues lo SUp￿rt work overseas in the Balkn& CamE()di4 Pakistan, and the Middle East through
prayer, pa5tOTal care, personal and group connection. fundraisin& pastoral visitslcare and short-terni trips. We have
members who serrfe overseas full tim¢ or trav¢1 frequenily as port ofthcir ministy.
We support a project based in Luton which offers frientship. English languw le8rning and basic skills support to
difftrent ethnic groups found in the tow4 notably arnOn￿ Pakistani Muslin￿. This involves a number of our chur¢h
who regularly volunteer. serving in ditTerent ways reaching oui lo community.

STOPSLEY BAIryIST CHURCH
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31ST DECEMBER 2024
Organised trips ITh 2024 included a Youth mission trip to Albani￿ a small group who ministered and tsught alM)ut
aulism awgreness in Kosovo, a pastornl trip to Albania and a led retre* in Macedoni&
The SBC family raised over £50,000 in 2024 for our overseas mission parthers to help fund individuals who are
involved in educatio￿ serving the poor and equipping and developing leaders.
The ¢hurch continues (o work hard to offer care to thos¢ who attend the church and to the wider ￿Mmunity at all
level4 including connecting people into extended families where much first line pastoral care and support occurs. We
have a Pas￿rnI SieLYin8 Group covering th¢ breadth of our community and responding in cases of more significant
All this. along with the many other activities thai SBC leads and facilitstes, amply fulfils the criteria for public benefit
laid down by th¢ Charities Commission, as w¢ll as Blorifying the God whom we follow in Jesus ChriA.
At the end of 2024, the Church had 216 affirnied rnemberJ plus a similar number of regu18r non-member attendees.
FINANCIAL REVIEW
Flnanclal position
During the year und¢r review, the objective was to maintain the reserves in the general fund in line with th¢ agreed
policy. There a deficit for the year of £22,470 (2023 deficit £4,906) in the gencral fund. Th¢ d¢$ignat¢d fund
reduced by £113,733 leaving a balance of £2,033. There was an increase in restricted funds of £22,660 (2023 decrease
of £6.594). Total income for the year was £616,125 (2023 £569,405) and iothl ¢xpendilur¢ £729.668 (2023 £642,739).
More detailed infomiation regarding income and expenditure can be found in the Notes to the Financial Statements.
Investment polley and obJe¢tlveg
The trust¢es consider Ihat the prcsent policy of investin8 fund$ in hi8hcr rate bank accounts offers the l¢&sl risk in th¢
current economic climate. Any funds not required for current use are invested in the Baptists Together 3 Month Notice
Account.
Regeryej poll¢y
The tnistees have considered the requirements for reserves based on the main risks to th¢ funding. The ￿StrICted
tiviti¢s are mainly supported from contracts or fundraising and all of these activities could be r¢duced without
significant risk. Reserves are therefore only required to cover unrestricled activities, namely 8eneral fund.
Approximately 91P/o of general fimd income comes from the re8ular weekly or monthly commikneni from Members
and the gift aid recovered on it. Consequently, it is considered thai the UDrestri¢ted funds not Committed or invested in
tsngibl¢ fixed a8￿t$ should ultimately b¢ no less than 1.5 months of expenditure. As of 31 December 2024. the general
fund reserves calculated on the above basis were £103,381 representing 3.1 months of future expenditure. B&8ed on the
budget￿ expenditure for 2025, the reservc I￿get will be £50,909.

STOPSLEY BAPTIST CHURCH
REPORT OF THE TRUSTEES
FOR THE YEAR EI¥DED 31ST DECEMBER 2024
FUTURE PLANS
In 2025 we will be continuing our sea￿h for a new Senior Pa*or. We will not be merely Waiting but Continuing to live
and reach out in this rffiod of change. We will continue to Maintai￿ develop, adjust and evolve all areas or our existing
activities. looking to members of the ch￿ch to step forward where volunteer supp)rt is need¢d and offering a one-year
internship programme for young adul
We will continue to opernte out of our objects and our vision statement that envisages our churth as 'an extended
family. growing and being transfornjed in Jesus Christ and slwing th¢ good news wherever we 80,. 2025 will have a
P8rticuEar foc￿8 on themes of hospitslity, discipleship. and conununity engagemenL the latter focused on the launch of
th¢ n¢wly ¢OMpl¢l￿ 'Livin8 Room, pmvision at the Gre¢nHous¢ Comrnunity Hub.
Early in the year we will be appointing of a part-tim¢ Comrnunity Hub Manager and start a 'Men's Shdlworkshop,.
Creating an associated community specifically aimed at men. A similar community targeted at women will focus around
knitting and needlework. Other initiatives are expected to take shw and follow. all aimed at combating lon¢lincss and
isolation. and developing relationship amongst and with the local community
srRucfuRE, GOVERNANCE AND MANAGEMEI
GoverniDg document
Stopsley Baptist Church w&8 registered as a company limited by guarantee and baviDg no share capitsl on 14 April
2011. company number 07605036. and regiStr￿lon Ls an indepcndent charity was granted on 22 January 2013. clwity
number 1150563.
Until 20 September 2013, SBC O￿ated as an unincotF￿tcd business and had exceptcd charity via the Baptist
Union of Greai BrilaiN who is the custodian trustee for the church properties. With effect from l O¢tob¢r 2013 all
income and expendittwe for SBC has been reflected through the company limited by gu8rantec.
Recruitment and appointment of new trnstees
Elders are appM)inied by a fomial ballot at a Church Members. Meeting once appoint￿ automatically Ixcom¢
trustees. The minimum number of elders is three and there is no maximum number. An elder serves for an initial te
of thre¢ years bul may be reappointed for further tern￿. No restriclions apply to the Senior P&sior WIM) is automati¢8Jly
an elder and trustee.
Organisational struetsre
The tnjstees are accountsble for the overall management of SBC. This tyrt contsins a list of those who served in this
capacity. The day-to4lay provision of services is overseen by a staff team CUTrently led by an interim pastor. This tea
is responsible for the operational management of the charity. the recruitment and supervision of volunteeryts and the
development of skills and procedures in line with good ptactice. There are also approved policies for Volunteer
Inv¢stm¢nL Risk ManagemenL Confi1￿ of Inter* Safeguardin8 Vuln¢rabl¢ Children and Adul￿ Complaints
Handling and Paying Staff.
SBC is a mernl￿ of the Baptist Urrion of Great Britsin and the Central Baptist Association.
Induetlon traknlng of new trustees
New trustees are expected to familiarise tknselves with the charity and the conlext within which it OFffites. They are
also required to read the Charity Commission publication 'The Essential TnLStee: What you need to kno￿.

STOPSLEY BAvfisT CHURCH
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31ST DECEMBER 2024
STRucfuRE. GOVERNANCE AND MANAGEMENT
Affiliations and relationghip$
SBC is a member of Churches Together in Luton and has been involved in town-wide initiatives thThgh the umbrella
of th¢ Transforming Luton organxsation. We continue to enjoy good rclationships with other churches acro&8 the town
and in the immediate are& Severa] members of the church have also pmvided suptx)rt to these other churcljes through
preaching.
We continue to supporL through individua]& and in some cases as a chrt the work of a number of lo￿ charities and
parachurch organisations. Fornlally, SBC Iw four L(Kal Parlner5 with whom we maintsin a closer relationship of
support and muttd benefit. these are Azal￿ Youthwe (Luton). Noah and th¢ Luton Community Cbaplain¢y.
Internationally, SBC is a Manber of Rthk Ministrie& which seeks to ¢orni¢¢t ¢hurches glo￿lY for collaboration in
mission opporiunities and church planting. Several of our staff and members attend CoDfrre￿es organised by Rad$t￿k
and one of our members sits on the Radstcrtk Board for Northem Eumpe.
Risk management
The trustees have a duty to identify and review th¢ risks to which the charity is exposed and to ensure appropriate
ntrols are in place to provide reasonable a&surance again* fraud and error.
In the short te￿ the risks of a sFK)rtfall in funding minimisd by the reserves held and the commithienl of the
members through donations and monthly stsnding ordeTh Inlema]ly. prrtedures are in place for the authorisation of
exp¢nditt￿e and the receipt of moni¢& Computer records and ltyth slatments are reconciled monthly. A register of
potential financiaj risks is maintained.
All volunteers working with children and young people are required to ￿)mplete Level l online sth8uarding trainin&
accessed through Bedfordshire Childr¢n's Services. to pmvide a ¢urrent DBS disclosure certificate and io attend our
annual trainin8 evening 'Equip'. Our Safeguarding BO￿ under the cbair of a Safeguarding Trtthe, continues to meet
quarterly and additionally whenever need arises.

STOPSLEY BAPTIST CHURCH
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31ST DECEMBER 2024
REFERENCE AND ADMINISTRATIVE DETAILS
Registered Company number
07605036 (England and Wal¢s)
Reglstered Cbarlty number
1150563
R¢giglered office
Stopsley Baptist Church
St Thom&s' Road
Luton
Bedfordshire
LU2 7XP
Trujtees
N Matlocks (Chair)
S Moody (resigned 311512024)
J Hylion
L Mudd
I Pirks
C Roberts
A Davie
J White
L Yul¢
Audltors
Higginson & Co (UK) Ltd
Statulory Auditors
3 Kensworth Gate
200 - 204 High Street South
Dunslable
Bedfordshire
LU6 3HS
Sollelto
Anthony Collins Solicitors LLP
134 Edmund Street
Birmin8ham B3 2ES
Bankers
Bwrlays Bank PIC
28 George Street
Luton LUI 2AE

STOPSLEY BAPTIST CHURCH
REPORT OF THE TRusfEES
FOR THE YEAR ENDED 31ST DECEMBER 2024
STATEME￿ OF TRusfEES' RESPONSIBILITILS
The trustees (WIK) ar¢ also th¢ dirwtor5 of stopsley Baptist Church for the purpos￿ of company law) are responsible
for preparing the Report of the Tn]stces and the financial statements in xcordance with applicable law and United
Kingdom Accounting Standards (United Kingdom GaKrally Acceptcd Arxounting Praclice).
Company law requir¢5 the trust¢¢s to prepare financial stsiements for each financial year which give a true and fair
view of the state of affairs of the charitable company and of the incoming resources 8nd application of resource
including th¢ incorne and eXr•￿ilure. of the charilable cornpny for that pxriod. In preparing those financial
ststement4 the trustees are required lo
select suitable accounting wlicies 8t￿ then apply them consisteThdy:
observ¢ the methods and prin¢iplG5 in th¢ Charity SORP.
make judgements and estiD]ates that aTe reasonable and pn￿en(.
prepare the financial statetnents on th¢ going Concern basis ￿￿esS it is inappwte to presume that the charitable
company will continue in busIn￿s.
The trustees are responsible for keeping proper accounting records whicb disclose with re&8onable accuracy at any time
the financial position of the charilable company and to enable them to ensure that the financial slatements comply with
the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable wmpany and hence for
taking reasonabl¢ st¢ps for th¢ prevention and dcteclion of fraud and other iryulariti¢s.
In so far as trustees are aware:
there is no rclevant audit information of which the clkerilable company's auditor$ 8r¢ unawarc; and
the tntstees have taken all steps thai they ought to have taken to rnake themselves aware of any relevant audit
infomwion and to esthlish thai the auditors are aware of that inf0m￿tion.
AUDITORS
The auditors. Higginson & Co OJK) Ltd, will be pny)sed for re-appoinlment at the forthcoming Annual General
M¢¢ting.
nfrl S. l..L.- 20
Approved by order of the i%)ard of trus*es on ................... ........................
and signed on its behalf by:
N Mallocks (Chair}- Tn￿¢¢
10

REPORT OF THE INDEPEIYDENT AUDITORS TO THE MEMBERS OF
sropsLEY BAFrIsr CHURCH (REGISTERED NUMBER: 07605036)
Opinlon
We hav¢ audited the financial slalements of Stopsley Bapti￿ Church {the 'charitsble company,) for the year ended
3 1st December 2024 which comprise the Ststement of Financial Activities, thc Statement of Financial Positio￿ the
Statcm¢nt of Cash Flows and notes to financial statem¢nts, i￿luding a surnm￿ of $ignifi¢ant accountin8 poIi¢i¢*
The financial reporting framework that h&s been applied in their preparation is appli￿1¢ law and United Kingdom
Accounting Stsndards (Uniied Kin8dom Generally A¢¢¢p￿d A¢￿UntIng Praclicc).
In our opinion the financial ststements:
give a true and fair view of the stste of the charitable company's affairs as at 31st D￿eMber 2024 and of its
incoming rvJources and appIl￿tIon of resources. including its income and exp¢nditure, for the ye8r then ended:
have been properly prepored in accordance with United Kingdom Generally Accepted Ac¢ounting Pra¢tice' and
have been prepared in accordance with the requ1￿ments of the Companies Aci 2006.
Basis for OPiDion
We conducted our audit in accordance with International Stsndards on Auditing (UK) OSAS (UK)) and applicable law.
Our respon5ibililies under thosc standards are further d¢s￿lI￿d in the Auditors, resFK)]L8ibilities for the audil of the
financial statements se¢tion of our repoEL We are independent of the Ch￿Itable company in accordance with the ethical
requirements that are relevant to our audii of the financial ststements in the UK, including the FRC'S Ethical Standard,
and we have fulfilled our other ¢thiul responsibilities in accordance with these requirernents. W¢ believe that the audit
¢vid¢nrx wc have obtaincd is sutricient and appropriate lo provide a basis for our opinion.
Con¢lu8lon$ r¢lAtlng to going ¢onc¢rn
In auditin8 the financial statements we have concluded that the trustee5' use of the 8oin8 concern bASiS of accountin8 in
the preparaiion of the financial stslemenls is appropria*.
Based on the work we have pcrfornied, we hav¢ not identificd any maierial uncerlainties relatin8 to evenls or conditions
thaL individua]ly or collectively. may c&st Significant doubt on the charitable company's ability to continue as a going
concern for a period of at le&8t tw¢lve months from when the financial statements are authorised for issue.
Our responsibilities and the r¢sponsibiliti¢s of th¢ In￿¢¢5 with respect to goin8 concern arc dcs¢rib¢d in th¢ relevant
sections of this report.
Other Infonnallon
The trustees are responsible for the other information. The other inforniation comprises the informalion included in the
Annual Report, other than the financial $tAtem¢nts and our Report of the IndepKndent Auditors thereon.
OUT opinion on the financial siatements doe5 not cover the other inforn￿tIon and. except to the ex*nt otherwise
expli¢illy stsied in our re￿¢ we do not express any form of ￿SUr￿ conclusion thereon.
In connection with our audit of financial sthQm￿ts. our responsibility is ￿ read the other infornlation and. in doing
so. consider whether the other infornMtion is materially inconsistent with the financi￿ ststements or our knowledge
obtsined in the audil or otherwise eppears to be matcrially misslated. If we identify such maicriaj inconsistencies or
apparent material misststements. we are required to deterniine wbether this gives rise to a material misstatement in the
financial statements themselves. If, based on the work we have perfomied, we conelude that there is a material
misstatement of this otFRr inforniat1o￿ we are required to report thai fact. We have nothing to report in this regard.
OpSDloDs on other matters prescribed by the Comp*nkg Aet 21106
In our opinion. based on the work undertaken in the cours¢ of the audiL'
the information given in the RekY)rt of the Tn￿lee5 for the financial year for wbich the financial slatements are
prcpared is Consistent with the financial sL*ements' and
the Report of the Tn￿eeS has l*en prepared in &cordance with applicable le8￿ requirements.

REPORT OF THE INDEPENDENT AUD￿oRs TO THE MEMBERS OF
STOPSLEY BAPTIST CHURCH IREGISTERED NUMBER: 07605036)
Matters on whfieb we Ire requlred to report by exeeptioD
In the light of the knowledge and understsnding of the charitsble wmpany and its environment obtained in the course
of the audAt, we have not identified ma*[1￿ misststements in the Report of the TrustCeS.
We have nothing to rew)rt in res￿ of the following matters wheje the Companies Act 2006 requires ￿ to report to
you if. in our opinion:
adequate accounting rwords have not been kept or retUllLS adequate for ow audit have not been received from
branches not visited by or
the financial ststements are not in agreematt with the accounting records a￿1 returns. or
ertain disclosures of trustees, r¢muneration specifi¢d by law a￿ not made: or
we have not received 8Jl the Inforn￿tiOn and explanations we require for our audit. or
the trustees were not entitled lo take advantsge of the small companies exemption from the requirnneot to prepare a
Strategic Report or in preparing the Re￿rt of the Trus*es.
Regponsfibllities of trnsteey
As explained MO￿ fully in the Statement of Tr￿SteeS. Responsibilities, the truslees (wl¥) are also the direeiors of the
charitable company for the purposes of company law) are rw)n5ible for the prepaTation of the financial statements and
for being satisfied that they give a true and fair view, and for such internal control as the trustees detemiine is necessary
to enable the preparation of fitwiciai statements that are free from material misstafrmenL whether due to fiaud or error.
In preparing the financial ststements. the trustees are responsibfte for assessing the cl)aritsble compan￿$ ability to
continue as a going coll￿ di￿1051￿ as applithle. matters related to going concern and using th¢ going ¢oncern
basis of accounting unless the trustees either intend to liquidate the charitable company ot to cease operations, or have
no rea]i5lic alternative but to do so.
12

REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF
STOPSLEY BAPTIST CHURCH (REGISTERED NUMBER: 07605036)
Our respon8ibilllles for th¢ audfit of the financial stAtemeots
Our objeelives arc to obtain re&8onable &8surance about whcther th¢ financial statements as a whole are free from
material misstatemeDL wh¢ther due to fraud or error. ond to issue a Report of the Independent Auditors that includes
our opinion. ReL8onable assurance is a high level of assurancc, but 1$ not a guarantee that an audit ¢onducted in
accordance with ISAS (UK) will always detect a material misstatetnent when it exists. Misstatements can arise from
fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected (o
infiuence the economic decisions of users taken on the basis of these financial statement&
The extent to whi¢h our procedures are capable of detecting irregularities, including fraud is detsiled below:
IdentlfylDg and ￿essIng potentlal rbks related to Irregularltles
In identifying and assessing risks of ma*rial misslatement in respect of irregularities. including fraud and non-
compliance with laws and regulation& we considered the followin8:
Audil response to risks identified
-the nature of the industy and sector, control environment and business perfom]ance including the design of the
remuneration poli¢y'
-results of our enquiries of management about their own identification and assessment of the risks of irregularities:
-any matters we identified having obtained and reviewed the Company documentation of their policies and procedures
relating to:
- id¢ntifying. evaluating and complying with laws and regulations and whether they were aware of any instsnces of
noncompliance"
- detecting and respondin8 to the risks of fraud and whether they have knowledge of any actual, susp¢¢ted or all¢ged
fiaud;
- the internal controls ¢stablish¢d to mitigat¢ risks of fraud or non-compliance with laws and regulations;
- the matters discussed among the audit engagement team, including tax regarding how and where fraud miglrt occur in
the financial statements and any p)tential indicator5 of fraud.
As a result of these procedure4 we considered the opp)rtunities and incentives that may exist within th¢ organisation
for fraud and identified the greatest potential for fraud in relation to revenue deferrals. In common with all audits under
ISAS (UK), we are also required to perforn specific procedures to respond lo the risk ofmanagcment override.
We aIso obtained an understanding of the legal and regulatory frameworks that the Company op¢rat¢s I￿ focusing on
pmvisions of those laws and regulations thal had a direct effect on the deterniination of mat¢rial amounls and
disclosures in the financial statements. The key laws and regulations we considered in this context included the UK
Companies Act, UK Corporate Governance Code and local t&x l¢gislation.
In additio￿ we considered provisioL8 of other laws and regulations thai do not have a direct eff¢ct on the financial
siatements but compliance with which may be fundamcntal lo the Company's ability to operate or to avoid a material
penalty. These included compliance with Financial Conduct Authority regulation for the UK operating segmenl and
¢omplian¢e with I[￿al legislation.
A further description of our responsibilities for the audit of the financial stalements is located on the Financial
Reporting Council's websi* at www.frc.org.uklauditorsresponsibilities. This description fonns part of our Report of the
Independent Auditors.
13

REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF
STOPSLEY BAPTIST CHURCH (REGISTERED NUMBER: 07605036)
Usc of our report
This report is mad¢ sol¢ly to thc charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of
the Companies Act 2006. Our audit work has been undertaken so that we might stste to the charitabl¢ company's
members those matters we are required to slate lo them in an audilors, report and for no other purpose. To the fidl¢st
extent pennitted by law, we do not accept or &ssume responsibility to anyone other than the clwitable company and the
charitable company's members as a body, for our audit work, for this r¢p)rL or for the opinions we have fornied.
Donald M Brown FCA (Senior Stalutory Auditor)
ror and on bchalf of Hi88inson & Co (UK) Ltd
ststutory Auditors
3 Kensworth Gate
200- 204 High Street South
Dunstable
Bedfordshire
LU6 3HS
(&LJtt4
14

STOPSLEY BAPTIST CHURCH
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31ST DECEMBER 2024
2024
Total
2023
Total
funds
Unrestricted
funds
Designated
fund
Restri¢t¢d
Nots
INCOME AIYD
ENDOWMENTS FROM
Donations and legacies
347.679
6.350
354.029
371.632
Charltable aetfvfitles
Mission Support
GreenHouse Mentoring
Organisations
Oasis Dropin Centre
GreenHou5e Community Hub
44,944
103,001
1,250
13,572
40,518
50,472
70,554
1,123
12,477
103.001
1250
13,572
40.518
Investment income
58.811
63.147
Total
406 490
209 635
616 125
569 405
EXPEF4DITURE OIY
Raisin8 funds
5,376
5,376
4.791
Cbaritable activities
Mission Support
GreenHous¢ Menloring
OrganisatiODS
G¢n¢ral
Oasis Drop-in Centre
Grc¢nHous¢ Community Hub
53,992
92,134
1,122
53,992
92,134
1,122
537,317
15,706
71,152
78,485
1,232
472,892
14,187
423,584
113,733
15,706
Total
428 960
113733
186 975
NET
INCOMEI(EXPENDITURE)
(22.470)
(113,733)
21660
(113.543)
(73,334)
RECONCILIATION OF
FUNDS
Total funds brought for+vard
1.903.519
115,766
50.978
2,070,263
2,143,597
TOTAL FUNDS CARRIED
FORWARD
1881.049
2.033
73.638
1956 720
2.070 263
The notes fonn part of these fmancial statements
15

STOPSLEY BAIryIST CHURCH (REGISTERED NUMBER: 07605036)
STATEMENT OF FINANCIAL POSITION
31ST DECEMBER 2024
2024
Total
2023
Total
Unrestricied Designated
Restricted
Notes
FIXED ASSETS
Tangible
1.777,668
1.777.668
1.777,668
CURRENT ASSETS
Deb￿[S
Cash at bank
12
17,446
114J56
6,106
23.552
215 028
16.310
343 733
131.802
1033
104.745
238,580
360.043
CREDITORS
Amounts fallin8 due within one
13
(28,421)
(31,107)
(59,528)
(67,448)
NET CURRENT ASSETS
103 381
179 052
TOTAL ASSETS LESS
CURRENT LIABILITIES
1.881.049
1033
73,638
1.956.720
2.070263
NET ASSETS
1881049
1956 720
2 070 263
FUNDS
Unrestricted funds:
General fund
Designated fund
14
1,881.049
1.903,519
1883 082 ￿85
Restsicted funds
TOTAL FUNDS
1956.720
2 070 263
These financial statements hav¢ been prepared in a￿XI[danCe with the provisions applicable to charitsble companies
subj¢ct to the small ¢ompanies r¢gime.
The financi￿ stst¢ments w¢r¢ apprnved by thc Board of Trustees and authorised for issue on
2￿5<
Z025 .. and were si8￿d on its behalf by:
N Mattocks (Chair) - Trust¢¢
The notes fonn part of these fmancial statements
16

STOPSLEY BAPTIST CHURCH
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31ST DECEMBER 2024
2024
2023
Notes
CA8h flows from operatlDg aetlvltles
Cash g¢n¢rdted from operations
135.021
Nel cash used in operating activities
135.021
Cash flow8 from Investing a¢tivitiei
In*rest received
6.316
Net cash provided by investing activities
Cbang¢ In ¢a8b Aud cash equfvalents In
the reportlng perlod
Cash and cash equivAlents at the
beglnDln8 of the reportlug p¢rSod
(128,705)
(59.518)
343 733
403
Cash and ¢aJb equlvalents at the end of
the reportlng perlod
215028
343 733
The notes fonn part of these financial statements
17

STOPSLEY BAIryIST CHURCH
NOTES TO THE STATEIIIENT OF CASH FLOWS
FOR THE YEAR EIYDED 31ST DECEMBER 2024
RECONCILIATION OF IYET EXPENDITURE TO NET CASH FLOW FROM OPERATING
ACTIVITIES
2024
2023
Net expenditure for the reportiDg perfiod (as per the Ststement of
FinaD¢ial Activilies)
Adjustments for:
Inlerest received
(Increaseydecrease in debtors
{Decrease)lincrease in creditors
(113,543)
(73.334)
(6.316)
(7,242)
(12.841)
6.454
Net ¢a8h u¥ed in operations
135,021
72,359
ANALYSIS OF CHANGES IN NET FUNDS
Ai 1.1.24
Cash flow
At 31.1124
Net cash
Cash at bank
343.733
128 705
215028
343 733
128.705
215,028
Totsl
343 733
128 705
215 028
The notes fonn part of these financial statements
18

STOPSLEY BAPTIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31ST DECEMBER 2024
AccouNfiNG POLICIES
Bayls of preparing the fin&nel*l •talements
The financial ststements of the charitable Company. which is a public benefit entity under FRS 102, have been
prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Ststrment
of Recommended Prnclice applicable tr) ¢haritses preparing their a¢￿Unts in accordance with the Financial
Reporting Standard appli¢able in the UK and Republic of Ireland (FRS 102) (effective l January 2019),.
Financia] Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of
Ireland, and the Companies Act 21X)6. The financial statements have been prepared under the historical cost
convention.
Ineome
All income is recognised in the Statement of Financial Activities once the charity h&8 entitlement to the funds. it
is probabl¢ that th¢ in¢om¢ will ￿ re￿iVed and the amounl can Ix M￿ured r¢liably.
Expenditure
Liabilities are recognised as expenditure as soon as thre is a legal or constni¢tive obligation committing the
harity to that expenditure. it is probable that a transfer of economic l*nefits will be required in settlemeni and
the amount of the obligation can be measured reliably. Expenditure is accounted for on an wcruals basis and has
t¢¢n Classified under headings that a8gre8ate all CO￿ relatcd to the cate80ry. Where ¢osts ¢annot be dire¢Uy
attributed to particular IKadings have been allOc￿ed to activities on a b￿1$ consistent with the use of
Ch#ritabl¢ aclivitiej
Clwitable expenditure comprises those costs incurred by the charity in the delivery of a¢tivities and services for
its benefJ¢iaries. 11 includes both costs that can k allocaied dircctly to su¢h ¥tivities and those costs of an
indirect nature necessary to support them. Governance costs include those costs aS￿)Ciated with me¢ting the
¢onstitulional and stsutory requirements of the charity and include the audit fees and ¢osts linked to strnl¢gic
management.
AlloeatSon and apportlonment of eo•ts
All costs are all￿ated between the expenditure eAtegories of the SOFA on a basis designed to reflect the use of
resource. Costs relating to a particular activity are allocatrd directly, others are apportioned on an
appropri*e basis e.8. time speat or estimated usage as set oul in NO￿ 5 to 8.
Tangible r￿ed A88ets
The custodian ttl￿ee for the church land and buildings 1$ the Baptist Union of Greai Britsin Tnist. The Trnst
holds the d¢¢ds for the following:
Church premis
Old Chapel refurbishment {GreenHouse)
Land (nexi to GreenHouse)
1.304.0(M)
373.774
£1,777,668
The Current church premises were built in 1994. The property is shown at historic cost within the financial
staiem¢nts.Th¢ Old Chapel Building w&$ built in 1869 and w&s converted for use &8 a youth centre in 2002.
There is no cost included for the original chapel but the refitrbishment is included at cosL The land next to it was
purchased in 2002 and is Includ￿ * cosL
The trustees had the abov¢ professionally valued in July 2017, and the 0￿1 mthet value of land and buildings
exceeds their historic cost for the "current ￿. of the &sscts. No depreciation has been chargal for buildings due
to this valuation.
19
ntinued...

STOPSLEY BAPTIST CHURCH
NOTES TO THE FINANCIAL STATEMENfs- eontinued
FOR THE YEAR ENDED 31ST DECEMBER 2024
ACCOUNTING POLICIFS . eonthiued
Tanglbk fixed 48Jets
Equipment costing below £5,000 is not capitalised. Items costing over £5.01)O purchased since l January 2009
capitslised. Depreciation is provided at rates caleulated to write off the cost of ¢ath asset over its expecled
life. Office equipment dep￿cIatIOn 15 2￿/¥ per year.
Tydxatlon
The charity is exempt from wration tax on its charitsbl¢ ¥tiviti¢s.
Fund aceounthig
Unrestricted fund5 can be used in xcordance with the dwitable objectives at the discretion of the tsvstees.
Restricted funds can only be used for particular ￿stricted purpow within the objects of the charftty.
Restrictions arise when 3￿CIfied by th¢ donor or when fimds are raised for portiallar restricted purposes.
Designated fimds comprise Un￿StriCted funds that have been set &side by the trustees for specific purpose&The
aim and use of d¢signated fund is set out in the note5 to the finBThcial stat¢rn¢nts.
Further explanation of the nature and purp￿ of each fiuMI is included in the notes to the financial statements.
P¢Dslon costs aDd oth¢r po•t-retlr¢meDt benefits
The cTrwitsble company op¢r*ed a defined contribution pension xh¢m¢. The obli8ations ceased when the
minister left the xheme. Any contributions payable to the chtiritsble company's pension scbeme are charged to
the Statement of Financial Activities in the p¢riod lo which they relate.
The ¢lwithble ¢ompany also makes paymenl into The Peoples Pensiorn Contributions payable to these a
charged to the Ststement of Fina￿la1 Activities in period to which th¢y relate.
DONATIONS AND LEGACIES
2024
2023
Gifts and donations
Offerings
Gift aid
22,530
272,423
29,079
285,159
354 029
371632
20
continued...

STOPSLEY BAPTIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS- Continued
FOR THE YEAR ENDED 31ST DECEMBER 2024
INVESTMENT INCOME
2024
2023
Rents trttived
Deposit a¢¢ount interest
52.495
6J16
50,306
12,841
63.147
INCOME FROM CHARITABLE ACTIVITIES
2024
2023
Souree
Mission Support
GreenHouse Mentoring
Oasis Drop-in Centre
Boys Brigade and Bathninton
GreenHouse Community Hub
Aetivity . restricted
Mission works
Mentoring
Lulon Social Action
Organisation eVenI￿activitIeS
Luton SOCI￿ Aclion
50,472
70,554
12.477
1,123
103,001
13,572
1,250
203
85 135.472
RAISING FUNDS
RAblDg doD4tIon$ And log*ele•
2024
2023
Postage and stationery
Sundries
Support ¢osts
105
553
753
CHARITABLE AcfiviTIES co%rs
Support
costs (see
noic 7)
Dire
Costs
Totals
Mission Support
GreenHOU￿ Mentoring
Organisations
General
Oasis Drop-in Centre
GreenHouse Community Hub
53.992
91134
53,992
92,134
1,122
537,317
15,706
447,506
15.706
24,021
89,811
634 481
724 292
21
continued...

STOPSLEY BAvfIsT CHURCH
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31ST DECEMBER 2024
SUPPORT cO￿s
Site
Reprographics maintenance
& Stationcry
& ulililies
Auditors
Remunerntion
Finance
Totst8
Raising donations and
legacies
General
2,558
1065
8.770
4.623
89,811
64.567
NET INCOMEJ(EXPENDITURE)
Net income/{expenditur¢) is stat&1 after Ch￿S1n￿(CredItin8).
2024
2023
Auditors, remuneration
2.400
TRUSTEES, REMUIYERATION AIYD BENEFITS
Trnsteu, expen
There were no trusttts, remuneratio￿ other benefits or expu￿ paid for the year ended 31 December 2024, nor
for the year to 31 DecemE¢r 2023.
io.
STAFF COSTS
2024
2023
WaBes and salaries
Social Security costs
Other pension costs
354,168
19,505
323,052
21,777
383
354 529
The Pdvernge monthly number of employees dwing the year was as follows:
2024
2023
Management and administration
Premises
Direct charitable activities
13
12
No employees received emoluments in excess of £60.(X)O.
22
Continued...

STOPSLEY BAPTIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS- eontinued
FOR THE YEAR ENDED 31ST DECEMBER 2024
ii.
TANGIBLE FIXED ASSETS
tAnd ond
buildings
COST
Ai 1st January 2024 and
3 1st December 2024
1777.668
NET BOOK VALUE
At 3 1st DecemtKr 2024
1777 668
At 3 1st December 2023
1777 668
12.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024
2023
Other debtors
23,552
13.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024
2023
Social security and other tsxes
Other creditors
8,139
51,389
5,236
14.
MOVEMENT IIY FUNDS
Net
movement
in fifftds
At
31.12.24
At 1.1.24
Unrestricted funds
General fund
Designated fund
1,903.519
115.766
(22,470)
113733
1,881,049
2,019,285
{136203)
1.883,082
Restricted funds
GreenHouse Mentoring
Global Sunday
15th Luton Boys Brigade
Badminton Club
Oasis Drop-In Centre
GreenHouse Community Hub
19.784
20,118
186
38
10,852
10.867
(2,698)
98
30
{2,134)
30,651
17,420
284
68
8.718
50.978
TOTAL FUNDS
2,070 263
113.543)
1956,720
23
continued...

STOPSLEY BAVTIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS- Continued
FOR THE YEAR ENDED 31ST DECEMBER 2024
14.
MOVEMENT IN FUNDS . eODthilled
Net movement in funds. included in the ab)ve are as followts:
Incoming
Resources Movement
resources expended
in funds
Unrestricted funds
General fijnd
Desi8nated fund
406,490
(428,960)
113733
(22,470)
113733
406.490
(542.693)
(136,203)
Restrlcted funds
Mission Support
GreenHouse Mentoring
Globa] Sunday
15th Luton Boys Brigade
Badminton Club
Oasis Drop-ln Centre
GreenHouse Community Hub
6,350
103,001
44,944
555
695
13,572
40.518
(6.350)
(92.134)
(47.642)
(457)
(665)
(15,706)
24021)
10,867
(2,698)
98
30
(2,134)
186975
TOTAL FUNDS
616 125
113 543)
Compara¢fveJ for movement ID fundj
Nel
movemenl
in funds
At
31.12.23
At 1.1.23
UDrestrleted funds
General fund
Designated fund
1.908.425
(4,906)
61834)
1,903,519
2.086.025
(66.740)
2.019.285
Restrieted fund$
GreenHouse Mentoring
Global Sunday
15th Luton Boys Brigade
Badminton Club
Oasis Drop-ln Centre
27.715
16,962
284
49
(7,931)
3,156
(98)
(li)
19,784
20.118
186
38
94
TOTAL FUND5
2,143.597
73,334
2.070263
24
continued...

STOPSLEY BAFTIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS - Continued
FOR THE YEAR ENDED 31ST DECEMBER 2024
14.
MOVEMElYt IN FUI¥4DS- contfinued
Comparative net movement in funds, included in the above are as follows:
Incoming
souwes
Resources
¢xFnded
Movement
in funds
UDre8trieted funds
General fund
Designated fimd
410,943
(415,849)
61.834
(4,906)
61,834
410,943
(477,683)
(66,740)
R￿trllcted fun
Mission Support
GreenHouse Mentoring
Global Sunday
15th Luton Boys Brigade
Badminton Club
Oasis Drop-ln Centre
23,836
70,554
50,472
600
523
(23,836)
(78,485)
(47,316)
(698)
(534)
(7,931)
3.156
{98)
(li)
165 056
TOTAL FUNDS
569 405
73
34
A current year 12 months and prior ye8r 12 months Combined position 15 as follows:
Net
movement
in fimds
At
31.12.24
At 1.1.23
Unrestrieted funds
Genernl fund
Designated fund
1,908,425
177,600
(27,376)
175,567
1,881,049
2.033
2,086,025
(202.943)
1,883,082
Restricted funds
GreenHouse Mentoring
Global Sunday
15th Luton Boys Brigade
Badtninton Club
Oasis Drop-In Centre
Gree1)H0￿e Community Hub
27.715
16,962
284
49
12,562
2.936
458
30,651
17.420
284
68
8,718
16.497
19
(3,844)
57,572
16.066
73.638
TOTAL FUNDS
2 143 597
1.956 720
25
continued...

STOPSLEY BAVTIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31ST DECEMBER 2024
14.
MOVEME1￿ IN FUNDS- ¢onthiued
A current year 12 months and prior year 12 months ￿mbIned net movement in funds. Includ￿ in th¢ above are
as follows:
Incoming
Resourees Movemenl
resources expended
in funds
unrestrict￿ fundg
General fund
Designated fiuxt
817,433
(844,809)
(27,376)
175 567
817.433
(l.￿20.376)
(202.943)
Restricted funds
Mission Support
Gr¢¢nHouse Mentoring
Global Sunday
15th Luton Boys Brigad¢
Badminton Club
Oasis Drop-In Centre
GrttnHouse Community Hub
30.186
173555
95.416
1.155
1218
26.049
40.518
(30.186)
(170,619)
(94,958)
(1.155)
(1.199)
(29,893)
2,936
458
19
(3,844)
16.497
368.097
352 031
TOTAL FUNDS
1.185
40
186.877
I& EMPLOYEE BENEFIT OBLIGATIONS
During part of the y¢ar. the Church was a participating employer the Baptist Pension Scheme (*he Scheme.),
which is a s¢parate legal entity administered by the Pension Truste¢ (Baptisl P¢nsion Trust Limited). The
Scheme. prevIo￿ly known &8 the Baptist Ministers Pension started in 1925. At the beginning of the
financial year. thc s¢hrnie comprised of a defined benefits scheme which was closed ￿ future a¢¢rual on 31
December 2011 and a defined contribution plan which was opened in January 2012.The assets of the Scheme
are held separakly from thos¢ of the Employer and the other participating employers.
For the current fjnancial year, the pension provision for members of the Scheme is being made through th¢
Defined Contribution (DC) Pian. In general, members pay 80/0 of their Pensionable Income and employers pay
60/0 of m¢mbcrs' Peftsionable Income into individual w￿lon accounts. which are olmted and managed on
behalf of the Pension Trustee by Broadstone CorgK)rate Benefits Ltd. In additio￿ the empEoyer pays a further
4% of Pensionable Income to cover D¢ath in Service Benefits. athninistra¢ion costs. and an ass￿18104 insurance
policy which provides income protection for Scheme members if they are Unable to work due to long-terni
incapacity. This income protection p)licy h&8 been insured by the Bapiisi Union of Great Britsin with Aviva
Limited. Furthernore. members of the Basic Sertion p&y reduced contributions of 50/0 of Pensionable Income,
and their employers also pay a lotsl of 50h.
In Oclober 2024. the insurance compw Just Group completed a out of the liabilities of the closed d¢fin¢d
benefit scheme. From that date any remairring liability of the participating Scheme members to defined benefit
scheme ce&8ed and the £1 per month defieit contributions payable by th¢ participating employers which were
agreed in th¢ recovery plan approved in August 2022 also ceased from that dak. Adminikntion of the closed
defined benefit scheme transferred from th¢ pension trustees to Just Group from that date. Any liability with th¢
pension scheme ¢e&sed when the minster left the church 2nd scherne.
Movement in Balanee Sheet liability
26
continued...

STOPSLEY BAIryIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31ST DECEMBER 2024
15.
EMPLOYEE BENEFIT OBLIGATIONS - continued
S¢¢tion 28.1 IA of FRS 102 requires a￿ed deficit r￿0Very payments to be recognised as a liability. There is no
current liability to be disclosed, aDd no further liability is expected..
The profit and loss charge for the period repre5¢nts the employer contributions payable. The totsl pension cost
for the Church paid to the Baptist Pension Scheme 1$ £3,219 (2023 £4.531).
Contributions were also made lo The Peoples Pension of £6,389 (2023 £5,168).
16.
RELATED PARTY DISCLOSURES
Thcrc are no relaled party transactions.
17.
PURPOSE OF RESTRICTED FUNDS
Gre¢nHouK Mcntoring:
This is a project which helps young people in Luton achieve their potential by matching them with screened and
ained volunteer mentors. Funding is received mainly from other grants and individual donations.
Oasis Dropin Centre
The Centre, located in the LU3 area of Lut0￿ provides a place of safety, friendship and learning for those in
Luton with English as a second language andlor second cultu￿. along with their friends and family.
Global Sunday:
Annual event where the focus is on raising funds specifically to provide support grants to SBC mission families
lo¢aied world-wide.
Mission Support:
Monies received specifically for the funding of short-temi mAssion trips and the direct support of mission
families and outreach both in the UK and overseas.
Boys Brigade & Badminton:
The Boys Brigade and Badminton Club organisations operate their own fin8nces and a￿ included in the ¢hur¢h
audit. Copies of their accounts can be obtsined from the respective treasurers.
GreenHouse Community Hub
The GreenHouse Community Hub was set up to create a space for the Church to reach out to the community of
Stopsley and the surrounding 8
27
continued...

STOPSLEY BAFTIST CHURCH
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31ST DECEMBER 2024
18.
DESIGNATED FUND
Designated funds are unrestricted funds available for the general purposes of the Organisatio￿ but which have
currently been earnwked for a particular purpo￿.bY the trustees.
During the 2022 year an unrestrl￿ed legacy of £192.303 was received and it was agreed that £14.703 should be
retained in the General Fund and £177,6(X) be designated for the following:
Asatol
Asat31
January 2023 Year to2023 December 2023
Local Mission Partners
GTeenHouse Special Projects
Building Improvements
Environmentsl Special Projects
19,200
96,000
14,400
(14,900)
(20,338)
(14,400)
4.300
75.662
Asatol
Asat31
January 2024 Year to2024 December 2024
4,300
(2,267)
2,033
75,662
(75662)
Local Mission Partners
GreenHouse Special Projects
Building Improvements
Environmentsl Special Projects
19.
GENERAL FUND
The general fund of £1.881,049 includes the property shown at £1.777,668. resulting in a n¢l res¢rve of
£103.381.
28

Stopsley Baptist Church
Appendix to the financlal statements
for the year to 31 December 2024
Additional Information relating to the
GreenHouse Mentoring Project and
Oasis Drop-in Centre

INCO
GPrtfieVStewardshlp
Somert4sRotsryCbJb
Sm2
1,647
Eèsy Fyndr4lsln8
Am?zon SrnU¢
119
YuR•fvndJ
925
Gr•Thts:
Cw Collactlft8 BfA•I
Chllorqn In Nq4d
nrysmlth Ch•rfty'
fiods &LutonCornmurth Foundayon ILulon Al¥ln*Youth Fund)
WL¥•mtyoe
rfleld Wwton
621
27245
2SA82
Toulln¢omln8 R•Mr¢
70￿54
IXnNDmiAe
P•yivllCo
Employeolnwrnne•
Co#1
ff a Montor Tra1￿
5ponsorsNpeKpeN
ComrnurAcnloM
St¥llM¥ry & Posi
Sm•llEtylpmetht
Ruource Matart•Lq
C•terlnx
Holld¥aubC4tsrlrta•nd A•M￿r
Sutsrrtpt*
Softwirn
70A46
157
295
563
SA6S
211
1.179
L026
Totsl twndlbJr•
IlqtMo¥afflantlfi Fuftth
17.•S1>
. ffub￿ brnuihtfor4Ard
27.71S
Funds arrtod IoThv4rd
3Q651
ThIsp?8gdo¢s nffj fwm of th•stslUtprytln•n¢•lststemw4tA Hty*ern, wttcofillrm thit th15sho￿ • hlr
f•fiff¥on olthe knnA¢iionsthot rnlJt• tothtt GNenHwse Menthdn8PrnJattand that ¢hts lrtcome
Ind •wndityre Is ontalned Intheaudlted M•tuwyftngnd•l statemerts.
111￿￿Tr & Coluw itd
04.7@

44
17
Foes & Subscrtrtkn.
T• Refunds
$76
33L
IM7
iU77
56
Totsl E¥g•idllwe
NetMtyeM*rtln Fund5
(1134)
0.710
Funds urrfedlotward
1718
10.852
HI¥81r￿ &Co(UKI Ud
¢[(￿]L
ZC