UMAR EDUCATION AND WELFARE TRUST COVENTRY UEwr REPORT AND ACCOUNTS 5thA ril 2025 ari flum 11501 UMAR EDUCATION AND WELFARE TRUST, COVENTRY (UEwr) Financial Statements Year Ended 5th April 2025 Contents Pagè Administrative Informatson Truslee$' Annual Report Independent Examineffs Report Statement Of Financial Activities Balance Sheet Notes To The Accounts UMAR EDUCATION AND WELFARE TRUST, COVENTRY {UEwri ADMINISTRATIVE INFORMATION TRUSTEES MR GHULAM MOHAMMED VOHRA MR ABDUL RAHIM SHAIKH MR MOHAMMED ASGHAR TAHIR MR RAB NAWAZ MR SALEH AHMED CHOWDHURY ADDRESS 137 AVON STREET COVENTRY CV2 3GQ BANKERS HSBC BANK PLC COVENTRY 5QLICITORS GUILDHALL SOLICITORS COVENTRY INDEPENDENT EXAMINER MR AKBAR DEDAT ACA CRYSTAL BUSINESS SERVICES LTD. CHARTERED ACCOUNTANTS COVENTRY UMAR EDUCATION AND WELFARE TRUST, COVENTR Y (UEwri Rogl•tsrgd Charlty numb•r: 1150101 TRUSTEES ANNUAL REPORT Yoar Endod 6th Apill 2026 The Inisl•e8 pr88onl Ihelr annual report togelhei wllh the fln8ncial stalernenls lor the y•ar 51h 4oiil 2025. I. CONSTITUTION UMAR EDUCATION AND WELFARE TRUST, COVENTR Y IVE￿) 18 con8b'lul8d undef a trust d•ed datsd 28th May 2012. The trust was registered as a ¢harfty on 10 December 2012 and Ifs regislralK)n number Is 1150101. The trustees that have sorved th8 charity from 8th Aprll 2017 to dale are set out on the adrninislrative information page. The Iruslees have ￿al respon8ibility for the operallon of the trust, and management committee wh￿h Includes Ihe five Iruslees are r•sponsible lor tho day to day affairs of the charity. The chainnan of the Iruslees is Mr Ghulam Mohammed VohTa. In seleth'ng individuals for appointment as trustees, the trustees musl have regard lo the Skills. knowledge and experience needed for the effecllve administrallon of the charity. 2. oeJECTIVES The objectives of the charity as sel out in the conslilullon are as follows'.- 2.1 To advance educalion generalty and the education of Muslims, and the provision of facilities fcf recreation. 2.2 To advance the educabon of the public in the Islamtc feligi¢)n. The charity operates from ivs freehold propety to meet ifs objectives outiined above. Furthermore the charity is meeting ifs objectives by undertaking the following aclivib'es.. a) Provfvling Isfamic education to local Muslim children and adult men and women. b) ProvKling space for the users to undertake dally congiegalion prayers when they are accessing thè centre c) Partnering wth l¢xal Muslim organisats'ons to educate I￿al community about Islam and Muslims to promote peace and harmony. d) Providing a place for recreation, Iralning, Islamlc educatlon, $txlalislng and nehvorklng. UEwf promotes and teaches consideration for others. Comp888ion, tolèrance and co4xistence aro all Iskgmic virtues. We advise people that they ale duty boLtnd to contribute to the ¢ommon good, in a spliil of Cctropèration with their fellow human teings. 3. PUBLIC BENEFIT In carying out the al)ove acttvitles the trnstees believe that the charity sa115fies the requirements ol section 17 of the Chartlies Ad 2011 regarding public benefit because the general community benefits from the chanty's activrtres. UMAR EDUCATION AND WELFARE TRU8T, COVENTRY {UEwri Regljtered Charlty number: 11S0101 TRUSTEES ANNUAL REPORT Ygar Ended 6th Aprll 2025 FINANCIAL RESULTS The Iruslees are pleased lo report nel Income resources of £27,65512024 . £47,350) The fall in incoming resources is allributabtè lo the increased operating costs. The charity has unreslrScled sources 01 £435.233 al the end ol the financial year. During the year. the charity repaid a lurther £46,200 to the prlvale loan provldèrs. The Iruslees plan lo repay such loans as Soon as possible. 5. INVESThIENTS The charity rents out part of the building il operates from. The charty also receives rental in¢ornes from the investment propety. Any surplus generated Is uts'llsed for the Nnnin9 costs ol the charity. The surplus is not invested in any deposit account$, sha￿$ or securities. 6. FINANCIAL REVIEW AND RESERVES POLICY The Iruslees, reserves policy is to SFond all unrestricted funds on ¢harilable activilKg5 in any given year. The trustees review the financial health of the charity on a regular basis and ensures a small surplus is made lo cover any unforeseen Gosts. The overall fixed Gosts of the ¢harity is minimttl, therefore the trustees believe a small surplus in any given year is surricienl for the charity for it's overall financial slability. The prirKipal income sources conllnue(I lo be dDrF¢ilion$ colleGled from general public. 7. RISK MANAGEMENT The charity is responsible for the ovetseeing of the risks facèd by the charity. Detailed considerations of risk are delegated to the truste￿ of the charity. Risks are ijanlified, assessed and controls established throughout the year. 11 is reccgnised that systems can only provide reasonable bul not absolute as5uranee that major rfsks have been adequalety managed bul is reasonable in relallon lo the ¢urrenl size of the charity. Approprkqt8 Criminal Records Bureau ICRBI Ghecks, supported ty wular rtsvSews af& m•d¢ of 811 stsff and volunteers who work with Child￿n. Also the Iruslees regularly the revlew the finances of the charlty. 8. FIXED ASSETS All ol the aclivtties contsnued to be conducted from the ground floor of the charity's Ifeehold premises al 137. Avon Street. Coventry. Both of the charib'es propertvas are vested in the name of the flve tfuslees. UMAR EDUCATION AND WELFARE TRUST, COVENTRY IUEWTI Reglstered Charlty number: 1160101 TRUSTEES ANNUAL REPORT Year Ended 5th Aprll 2025 O. STATEMENT OF TRUSTEES, RespoN8181LITIES Charity law require the trustees lo prepare financial statement loi each financial yèar vthich show true and fair view of th8 Stalè ol affairs ol the charity and its financi81 activities for the period. In preparing those financial stalemenls, the Iruslees are requiied to.. al select suitable accounllng policles and then appw them consistently.. bl make jud9ements and estim4le5 that are rea50na￿e and prudenl., cl stale whether applicable accounting standards and statements of iewmmended practice have been followed, subject lo any departures discljsed and eXpl￿ned in the finan¢ial stslemenls., and dl Prèpare thè financial statements on Ihe going concem basis unless It is inapproprtate to presume that the charity will continue in operational existence. The trustees are responsible for keeping proper accounting records and disclose with tsasonable arKuracy at any time financial position of the charty and lo enable then lo ensure that the financial Ststements ¢ompty with the Charitsos Act 2011. They are also resrK)nsible for safeguarding the assets of the charity and hence tsking reas¢)nable steps for the prévention and detection of fraud and other Irregularib'es. Apwoved by the trustees on 11th June 2026 and signed on Ihoir b8halt ..Name.. DEP I report lo the charlty INs1685 on my 8xamlnallon ol the accounts of the charity for the year ended 5th April 2025 which are sel out on pages 610 9. Re8poslbllllle$ and ba815 of r•port As the charity's Iru51ees you are reSpons5b￿ for tho preparallon ol the 8¢eounls in accordance with requirements ol the Charilles Act 20111.lhe Acl'l. I report In respe¢l ol my examination ol the charity's accounts carried out under $6clion 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Chanty commission undw section 1451Sllbl of the Act Inde￿ndent examlnoV8 Statsm•nt I have completed my examination. I confim that no material matters have come to my attenlion in connection with the examination giving me cause to believe that in any material resp￿-. 1. accoltnling reco￿$ wore not kept in fe$pe¢l of the chanty as required by seLlion 130 of the Act.. or 2. the accounts do not accord with Ihose records ,' or 3. the accounts do not compty with the applicable requirements con¢eming the fomi and content of accounts set out in the chafib.es (Accounts and Reports) Regulalions 2008 other than any requiiemenl that the accounts give a 'true and fair view which 15 not a matter cOnside￿d as part of independent examination. I have no concerns and have Come across no other matters in connection with the examination to vthi¢h atten1￿n should be drawn in ihis report in order to enable a proper understsnding of the counts lo be reached. 11th June 2026 Mr Akbar Dedal Chartered Accountsnl CrystAI Businéss Services Limrted Chartered Accountants 264 Sloney Slanlon Road Coventry. CV14FP UMAR EDUCATI N AND WELFARE TRUST COVENTRY UEwr Statement of Flnanclal Actlvltles For Year Ended 5th A rll 2025 Investments - Incomes- Ren15 From Generating Funds-Fees, Donallons & Collectlons 8,000 72,168 80,168 9.800 74,158 83,758 RES URCES EXPEND Di I charitabl &x nditu Wages Rates Light & heal Waler Tolephone Insurance Bank Charges Porperty wsts Cleaning and other expenses Subscriptions Books 38,019 3635 2753 516 360 1104 436 2,600 1,331 119 740 26,130 1880 1932 372 3eo 738 226 2.130 1,040 900 700 Total able Ex 51,613 36,408 Goveman¢e costs- Professional charges 900 NET INCOMING RESOURCES 27.655 47.350 Fund Balances al 6th April 2024 407,578 360,228 Fund Balances at 5th April 2025 435 233 ALL ACTIVITIE UMAR EDUCATION AND WELFARE TRUST, COVENTRY IUEwri Reglstered Charlty number: 1150101 Balance Sheet As At 5th Aprll 2025 Not• Flxed assèts Freehold Propèrties 400,132 400.132 400,132 400,132 Current ass•ts Debtors HSBC Bank PIC Cash 1.800 42,067 59,373 6,531 65,904 46.267 Current Ilabllltlgs Other Creditors Loans 1,758 11.166 $8.458 Net ¢urrent Iiabilltles 35,101 Net as$•ts 435,233 407,578 REPR Unrestricted Income Funds Revaluation Reserye 414,201 21,032 386,546 21,032 435.233 407,578 The accounts were approved byth6 trustees on 11th June 2026. ..TRUSTEE ..TRUSTEE UMAR EDUCATION AND WELFARE TRUST, COVENTRY IUEWT) ND l. Accountlng Pollcl•• The linariclal sialemenls Bf8 prepared In accordance with the Statement ol Recommended Praclice Accounting and Reportlng by Charllle6" preparing their accoltnls In a¢urdance with the Financial Reporting Sland8rd applic8bl8 In the UK and Republic ol I￿land IFRS 1021 issued on 16 July 2014 artd Ch8rlll&¥ Act 2011. Exempllon has been taken from preparing a cash flow stslemenl under 'Secb'on 7 Slalemenl ol Cash Flows, as pemitted by FRS 102 on the grounds that the charity qualifies as a small entity, lal Voluiitary inEDtne Is recelve(J by way of ttonaiions ana glfts and Is Inclu¢ed in lull in Ihe Statement of Financial Aciwilies wh&n received. Other income is accounted for on an accrual basis as far a5 it is prudent lo do so. The value of services provided by volunteers has not been included. Ibl Resources expended are recognised in the period in which they are incurred. Resources expended include aitribulable VAT, whlch cannot be reCove￿d. Since the￿ are no restricted incoming resources the charity Iruslees are free to SFend the funds as they deem fil in the fvrtherance of the ¢harity's obpctives. Icl As a registered charty the charty is generally exempl from In¢ome and Capital Gains Tax. bul not from VAT. Irrecoverable VAT is included in the cost of those items to which il relates. Idl Debtors and creditors Oebtors and credilois with no stated interest rate and receivablé or payable wtthin one year are re￿rded al transa¢tion price. Any losses arising from impaiment a￿ recognised in expenditu￿. (el Provisions Provisions are recognised when the charty has an oblvJalion al the balance sheet date as a resuk of a past event, il 15 probable that an oufflow of economic benefits wll be requlred in settlement and the amount ¢an be reliably estimated. Igi Golng conGem The financial stslements have been prepared on a going Concern basis as the Iruslees believe that no material unc8rtainlies exist. The Iruslees have consldered the level ol funds held and the expected level of income and expenditure 101 12 months from aulhorlslng these financial statements. The budgeted income and expenditure Is sufficlènl with Ih816vel of reserves for the charSty lo be able to ntsnue as a going concem. 2. Depreclatlon Pollcy No depreciation is provided on the buildings since, in the opinion of the Iruslees , the buildings are Staled al fair value. Smaller fixed 8s5els and equlpmenl are wrltten off in the accounting period when incurred. UMAR EDUCATION AND WELFARE TRU8T, COVENTRY IUEwri NOTE TO THE ACCOUNTS R THE YEAR ENDED 5th A rll 2025 3. Flx•d A8•018 Al market valualion120161 IGrouThd Iloor is funcllonal property) Extension costs 200.000 38,407 238,407 Fr hold Pro Avon Stree Al cost price 161,725 k Valu a151hA rf12 25 400,132 4. Prlvate Loans All ol the loans are UnSe￿red and are provided interest free lo the charity. Payroll The charity employed two fUl￿time and three part4ime employees durfng the year. 6. Trustees No remuneration Of expenses, diredty or indirectly, ate payable to any of the Iruslees or lo their connected parb'e$ during the year.