## St Oswald's West End Centre
Charity number 1150070
A company limited by guarantee number 07825963
Annual Report and Financial Statements for the year ended 31 December 2025
## St Oswald's West End Centre
Annual Report and Financial Statements for the year ended 31 December 2025
|**Contents**|**Page**|
|---|---|
|Trustees' report|2 to 6|
|Examiner's report|7|
|Statement of financial activities|8|
|Balance sheet|9|
|Notes to the accounts|10 to 14|
## **Prepared by West Yorkshire Community Accountancy Service CIO**
1
## St Oswald's West End Centre
## Trustees' report for the year ended 31 December 2025
## **Reference and administrative details of the charity, its trustees and advisors**
The trustees during the financial year and up to and including the date the report was approved were: **Name Position Dates**
**Position** Chair Vice Chair 1150070 07825963
Rev. Derek Jones Beverley Edwards Paul Mann Alan Troake Richard Mort Kim Clay
Resigned 15 October 2025 Resigned 15 October 2025
## **Charity number**
Registered in England and Wales Registered in England and Wales
**Company number**
## **Registered and principal address**
## **Bankers**
The West End Centre Unity Trust Bank plc St Oswald's Church Nine Brindleyplace Christopher Street Birmingham Bradford B1 2HB BD5 9DH
## **Independent examiner**
Rhys North ACA
## **West Yorkshire Community Accountancy Service CIO**
Stringer House 34 Lupton Street Leeds LS10 2QW
## **Structure, governance and management**
The charity is a company limited by guarantee and was formed on 27 October 2011. It is governed by a memorandum and articles of association as amended by special resolution 1 November 2012. The liability of the members in the event of the company being wound up is limited to a sum not exceeding £1.
## **Method of recruitment and appointment of trustees**
The trustees of the charity are also the directors for the purposes of company law and are appointed by the members at the AGM.
2
## St Oswald's West End Centre
## Trustees' report (continued) for the year ended 31 December 2025
## **Objectives and activities**
## **The charity's objects**
1) To develop the capacity and skills of the socially and economically disadvantaged community of Little Horton and the City of Bradford in such as way that they are better able to identify, and help meet, their needs and participate more fully in society.
2) To benefit the community, without distinction of sex, sexual orientation, race or of political, religious or other opinions by associating together in a common effort to advance education and to provide facilities in the interests of social welfare with the objects of improving their conditions of life.
3) To promote social inclusion for the public benefit by preventing people from becoming socially excluded, relieving the needs of those people who are socially excluded and assisting them to integrate into society. For the purposes of this clause socially excluded means being excluded from society, or part of society, as a result of being a member of a socially and economically deprived community.
## **The charity's main activities**
The centre remains dedicated to the delivery of quality provision aimed at improving the lives of individuals across our community and provided in the heart of our community. We have a selection of groups and opportunities aimed at:
- l reducing social isolation and stigmatisation.
- l promoting friendship, social networks, support and independent lives.
- l improving the social, physical and mental wellbeing of our participants.
- l offering learning opportunities and job search support in order to enhance the participants employability and the opportunities to improve their economic wellbeing.
- l increasing community involvement and activity.
## **Public benefit statement**
In setting our objectives and planning our activities our Trustees have given serious consideration to the Charity Commission’s general guidance on public benefit and in particular the reduction of social isolation, the facilitation of community cohesion and the advancement of skills and learning opportunities.
## **Achievements and performance**
The West End Centre is a small but vibrant Community Centre based in Little Horton Bradford. Many of our clients travel from around the Bradford area. We welcome all and seek to help our friends and clients overcome whatever boundaries or barriers may feel to be in their way. In doing so we seek to engage with our whole community, irrespective of geographical or social boundaries.
2025 has been a very significant year in the life of the Centre. Thanks to the generous ongoing support of the National Lottery Community Fund, our delivery has continued to be varied and impactful, and we’re hugely grateful for all those who make it happen.
3
## St Oswald's West End Centre
## Trustees' report (continued) for the year ended 31 December 2025
## **Achievements and performance continued**
Over the course of the year, some specific **achievements and significant outcomes** (in no particular order) include:
- l Serving an average of 30 meals in our weekly Wednesday lunch club
- l Supporting 37 people thinking through living with pain
- l Microchipping 49 pets with the help of the RSPCA.
- l Walking thousands of extra steps with our walking groups (we have done these over various days) l Supporting 57 people with IT access
- l Empowering and enabling 25 volunteers across 2025 in a variety of different ways each appropriate to the individual.
- l Providing an average of 25 weekly bags of shopping thanks to our partnership with Innchurches and the support of the Government’s Household Support Fund.
- l Learning to prepare 32 different meals in our cook and eat group
- l Convening 4 meetings of the West End forum at which Centre users can use their voice to continue to direct the work that takes place to support them.
- l Hosting and supporting 5 placement students
- l Hosting 4 memory cafes
- l Working in partnership with the mobile NHS Liver team to enable 26 people to access liver screening and information
And this has all take place in the face of some significant changes over the course of the year. After 18 years of tireless investment in the Centre, our much loved Centre Manager Christine Mann retired in 2025. This was of course a significant upheaval for the Centre, but thanks to her stirling work over the years and focussed succession planning, we were able to support Kathryn Kelly to step up into the role of Centre Manager, and the work remains in very good hands allowing for as much consistency as possible to be maintained in the months following Christines retirement.
This hasn’t been the only change in team though, we also said goodbye to Dan Flack. The team therefore has seen change, and we have welcomed in Sharon Greig and Emma Norman in the latter half of 2025 to join Kathryn, Diana and the very dedicated volunteers to enable our work to continue to serve our community. Change has also been felt amongst the trustees with the retirement of Beverley Edwards and Paul Mann at the AGM in October. This leaves us with some open spaces on the management committee, which we have plans in place to fill in early 2026. We’re hugely grateful for the work of the staff and trustees, and particularly want to thank those whose journeys with the Centre came to a (formal but not forever!) end in 2025.
Change can of course mean challenge for any organisation, but 2025 takes us into 2026 with both hope and excitement alongside the work of maintaining consistency for our team and community, and continuing to find new ways to love and serve our community, in partnership with the many organisations we get the chance to work with.
We find ourselves in a good financial and operational place as we enter 2026, thanks to great work throughout 2025 and leading up to it, offering much hope for the year ahead, and the trustees are set to grow our capacity and vision going forward, working with partners to ensure that the forecast for 2027 and beyond remains as positive as the footing with Christine’s work over the last two decades has left us on for 2026.
It remains a privilege to be a part of all the Centre does and the impact the team and volunteers have on the community of BD5 and beyond. I am grateful for all that goes on and the many achievements the Centre has, some of which are outlined above, but above all for all the people who invest in the West End Centre and are blessed by it.
With grateful thanks, and great hopes and plans for 2026 and beyond,
4
## St Oswald's West End Centre
## Trustees' report (continued) for the year ended 31 December 2025
## **Financial review**
The net income for the year was £14,047, including net income of £6,906 on unrestricted funds and net income of £7,141 on restricted funds, after transfers.
## **Reserves policy**
The charity's free reserves, excluding fixed assets, at the year end were £66,715.
The trustees have assessed a number of risks that justify the retention of reserves, namely:
- l The risk of unforeseen emergency or other unexpected need for funds, eg an unexpected large repair bill or finding ‘seed-funding’ for an urgent project.
- l Covering unforeseen day-to-day operational costs, eg employing temporary staff to cover a long-term sick absence.
- l A source of income, eg a grant, not being renewed. Funds might be needed to give the trustees time to take action if income falls below expectations.
- l Planned commitments, or designations, that cannot be met by future income alone, eg plans for a major asset purchase or to a significant project that requires the charity to provide ‘matched funding’.
- l The need to fund short-term deficits in a cash budget, eg money may need to be spent before a funding grant is received.
In response to these risks the trustees have agreed to retain target reserves of between 3 months and 12 months budgeted expenditure. Based on budgeted 2025 expenditure this equates to a reserves target of between £35,000 and £140,000. Our reserves at 31 December 2025 are within this target range.
5
## St Oswald's West End Centre
## Trustees' report (continued) for the year ended 31 December 2025
## **Statement of trustees' responsibilities**
The trustees (who are also the directors for the purposes of company law) are responsible for preparing the Trustees report and the financial statements in accordance with the applicable law and UK Accounting Standards.
Company law requires the trustees to prepare financial accounts for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for the year. In preparing these financial statements, the trustees are required to:
select suitable accounting policies and apply them consistently;
observe the methods and principles in the Charities SORP;
make judgements and estimates that are reasonable and prudent;
state whether applicable UK accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements;
prepare the accounts on a going concern basis unless it is inappropriate to presume that the charitable company will continue in operation.
The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial accounts comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
This report has been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities (Charities SORP (FRS102)), and in accordance with the special provisions of the Companies Act 2006 relating to small companies.
Approved by the board of trustees on 21/4/2026
Rev. Derek Jones (Trustee)
6
## St Oswald's West End Centre
## Independent examiner's report to the trustees of St Oswald's West End Centre
I report to the charity trustees on my examination of the accounts of the charitable company for the year ended 31 December 2025, which are set out on pages 8 to 14.
## **Responsibilities and basis of report**
As the charity's trustees of the charitable company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').
Having satisfied myself that the accounts of the charitable company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
- 1 accounting records were not kept in respect of the company as required by section 386 of the 2006 Act; or 2 the accounts do not accord with those records; or
- 3 the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or
- 4 the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Rhys North ACA
1/5/2026
## **West Yorkshire Community Accountancy Service CIO**
Stringer House 34 Lupton Street Leeds LS10 2QW
7
## St Oswald's West End Centre
## Statement of Financial Activities
## (including summary income and expenditure account) for the year ended 31 December 2025
|Notes
2025
Unrestricted
funds
£
**Income from:**
Grants and donations
(2)
260
Sales and fees
14,426
Fundraising
762
Other income
290
**Total income**
15,738
**Expenditure on:**
Salaries NI and pensions
(3)
3,159
Payroll costs
-
Independent examination
-
Travel and meetings
-
Training
32
Venue hire
272
Utilities
167
Administration
-
Telephone
-
Equipment and resources
360
Insurance
84
Cleaning and maintenance
268
Broadband and computer costs
-
Food and refreshments
3,682
Consultancy and advice
-
Subscriptions and licences
118
Bank and service charges
-
Credit union
505
Depreciation
630
Other expenses
55
**Total expenditure**
9,332
**Net income / (expenditure)**
6,406
**Transfers between funds**
500
**Net movement in funds**
6,906
**Fund balances brought forward**
59,809
**Fund balances carried forward**
(4)
66,715|2025
Restricted
funds
£
119,964
-
-
-
119,964
89,898
881
1,140
973
337
-
2,841
480
183
1,258
450
491
1,725
8,761
1,680
1,018
192
-
-
15
112,323
7,641
(500)
7,141
38,046
45,187|2025
Total
funds
£
120,224
14,426
762
290
135,702
93,057
881
1,140
973
369
272
3,008
480
183
1,618
534
759
1,725
12,443
1,680
1,136
192
505
630
70
121,655
14,047
-
14,047
97,855
111,902|2024
Total
funds
£
113,888
15,256
1,395
1,361
131,900
94,114
880
1,140
420
1,318
246
4,166
426
276
4,972
923
1,012
888
3,101
1,108
576
206
531
630
173
117,106
14,794
-
14,794
83,061
97,855|
|---|---|---|---|
All incoming resources and resources expended derive from continuing activities.
8
## St Oswald's West End Centre
## Balance sheet
|as at 31 December 2025
2025
Unrestricted
£
**Fixed assets**
Tangible assets
(5)
-
**Total fixed assets**
-
**Current assets**
Debtors and prepayments
(6)
751
Cash at bank and in hand
(7)
68,455
**Total current assets**
69,206
**Current liabilities:**
**amounts falling due within one year**
Creditors and accruals
(8)
2,491
**Total current liabilities**
2,491
**Net current assets / (liabilities)**
66,715
**Total assets less current liabilities**
66,715
**Net assets**
66,715
**Funds**
Unrestricted funds
66,715
Restricted funds
-
**Total funds**
66,715|2025
Restricted
£
-
-
251
44,936
45,187
-
-
45,187
45,187
45,187
-
45,187
45,187|2025
Total
£
-
-
1,002
113,391
114,393
2,491
2,491
111,902
111,902
111,902
66,715
45,187
111,902|2024
Total
£
630
630
4,437
95,060
99,497
2,272
2,272
97,225
97,855
97,855
59,809
38,046
97,855|
|---|---|---|---|
For the year ending 31 December 2025 the charitable company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the charitable company to obtain an audit of its accounts for the year in question in accordance with section 476. The trustees (who are also the directors for the purposes of company law) acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies’ regime and with FRS 102 (effective January 2019).
The financial statements were approved by the board of trustees on 21/4/2026
Rev. Derek Jones (Trustee)
9
## St Oswald's West End Centre
## Notes to the accounts
## for the year ended 31 December 2025
## **1 Accounting policies**
## **Basis of accounting**
These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019) and with the Charities Act 2011.
The charity constitutes a public benefit entity as defined by FRS 102.
There has been no change to the accounting policies since last year. No changes have been made to the accounts for previous years.
## **Going concern**
The trustees are satisfied that there are no material uncertainties about the charity's ability to continue.
## **Incoming resources**
All incoming resources are included in the Statement of Financial Activities (SOFA) when the charity becomes entitled to the resources, if it is more likely than not that the trustees will receive the resources and the monetary value can be measured with sufficient reliability.
## **Grants and donations**
Grants and donations are only included in the SOFA when the charity has unconditional entitlement to the resources.
Where grants are related to performance and specific deliverables, they are accounted for as the charity earns the right to consideration by its performance.
## **Expenditure and liabilities**
Expenditure is recognised on an accrual basis as a liability is incurred. Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation committing the charity to pay out the resources and the amount of the obligation can be measured with reasonable certainty.
## **Taxation**
As a charity the organisation benefits from rates relief and is generally exempt from income tax and capital gains tax but not from VAT. Irrecoverable VAT is included in the cost of those items to which it relates.
## **Tangible fixed assets**
Tangible fixed assets costing more than £1,000 are capitalised and included at cost including any incidental expenses of acquisition. Gifted assets are shown at the value to the charity on receipt. Depreciation is provided on all tangible fixed assets at rates calculated to write off the cost on a straight line basis over their expected useful economic lives as follows: Computer equipment: over 3 years
## **Pensions**
The charity operates a defined contribution scheme for the benefit of its employees. The costs of contributions are recognised in the year they are payable.
## **Fund accounting**
Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity.
Restricted funds are subjected to restrictions on their expenditure imposed by the donor or through the terms of an appeal.
Further explanation of the nature and purpose of each fund is included in the notes to the accounts.
10
## St Oswald's West End Centre
## Notes to the accounts continued
## for the year ended 31 December 2025
|**2 Grants and donations**
Bradford Metropolitan District Council (BMDC)
National Lottery Community Fund (NLCF)
Royds Community Association (RCA)
Sport England
Other donations
**3 Staff costs and numbers**
Gross salaries
Social security costs
Employment allowance
Pensions|2025
Unrestricted
funds
£
-
-
-
-
260
260|2025
Restricted
funds
£
12,236
106,228
1,500
-
-
119,964|2025
Total
funds
£
12,236
106,228
1,500
-
260
120,224
2025
£
89,149
9,142
(7,909)
2,675
93,057|2024
Total
funds
£
1,953
106,227
-
5,600
108
113,888
2024
£
89,848
6,332
(4,761)
2,695
94,114|
|---|---|---|---|---|
The average number of employees during the year was 4.5, being an average of 3.2 full time equivalent (2024: 4.8, 3.3 FTE). There were no employees with emoluments above £60,000.
|**Defined contribution pension scheme**
Costs of the scheme to the charity for the year
**4 Restricted funds**
Balance b/f
£
BMDC - Community Chest
300
BMDC - Monday Market
-
NLCF - 2025-2028
33,566
BMDC - Warm Spaces
-
Sport England
4,180
-
38,046
RCA - WOW Community
Partnership|Incoming
£
-
10,336
106,228
1,900
-
1,500
119,964|Outgoing
£
300
7,929
100,848
1,142
1,104
1,000
112,323|2025
£
2,675
Transfers
£
-
-
-
-
-
(500)
(500)|2024
£
2,695
Balance c/f
£
-
2,407
38,946
758
3,076
-
45,187|
|---|---|---|---|---|
## **Fund name**
BMDC - Community Chest BMDC - Monday Market NLCF - 2025-2028
BMDC - Warm Spaces Sport England
RCA - WOW Community Partnership
## **Purpose of restriction**
To provide seating for the allotment. To contribute towards food costs of the Pantry.
To continue the Opening Doors for the Community project to reduce social isolation; facilitate community cohesion; reduce digital isolation; and reduce the impact of poverty by providing groups, activities and services for the community.
To provide a warm space, refreshments and food for people. To support therapeutic gardening, walking and wellbeing group activities that promote increased movement and physical activity. To enable improvement in wellbeing and mental health as part of The West End Wellbeing Warriors project.
11
## St Oswald's West End Centre
## Notes to the accounts continued
## for the year ended 31 December 2025
|**5 **
**6 **
**7 **
**8 **|**Tangible assets**
**Cost**
At 1 January 2025
Additions
At 31 December 2025
**Depreciation**
At 1 January 2025
Charge for year
At 31 December 2025
**Net book value**
At 31 December 2025
At 31 December 2024
**Debtors and prepayments**
Debtors
Prepayments
Other debtors
**Cash at bank and in hand**
Cash at bank
Cash in hand
**Creditors and accruals**
Accruals
Other creditors|£
1,890
-
1,890
1,260
630
1,890
-
630
2025
£
251
732
19
1,002
2025
£
113,253
138
113,391
2025
£
1,706
785
2,491
Computer
equipment|Total
£
1,890
-
1,890
1,260
630
1,890
-
630
2024
£
-
764
3,673
4,437
2024
£
95,004
56
95,060
2024
£
1,540
732
2,272|
|---|---|---|---|
12
## St Oswald's West End Centre
Notes to the accounts continued for the year ended 31 December 2025
## **9 Related party transactions**
## **Trustee expenses**
No trustee received any expenses during this year or the previous year.
## **Trustee remuneration and benefits**
No trustee received any remuneration or benefit during this or the previous year.
## **Remuneration and benefits received by key management personnel**
The total employee benefits received by key management personnel were £38,814 (previous year: £38,547).
13
## St Oswald's West End Centre
## Statement of Financial Activities including comparatives for all funds (including summary income and expenditure account) for the year ended 31 December 2025
|2025
2024
Unrestricted Unrestricted
funds
funds
£
£
**Income**
Grants and donations
260
108
Sales and fees
14,426
15,256
Fundraising
762
1,395
Other income
290
1,361
**Total income**
15,738
18,120
**Expenditure**
Salaries NI and pensions
3,159
15,951
Payroll costs
-
880
Independent examination
-
-
Travel and meetings
-
-
Training
32
250
Venue hire
272
246
Utilities
167
74
Administration
-
95
Telephone
-
86
Equipment and resources
360
731
Insurance
84
782
Cleaning and maintenance
268
98
Broadband and computer costs
-
284
Food and refreshments
3,682
2,700
Consultancy and advice
-
449
Subscriptions and licences
118
332
Bank and service charges
-
36
Credit union
505
531
Depreciation
630
630
Other expenses
55
173
**Total expenditure**
9,332
24,328
**Net income / (expenditure)**
6,406
(6,208)
**Transfers between funds**
500
-
**Net movement in funds**
6,906
(6,208)
**Fund balances brought forward**
59,809
66,017
**Fund balances carried forward**
66,715
59,809|2025
Restricted
funds
£
119,964
-
-
-
119,964
89,898
881
1,140
973
337
-
2,841
480
183
1,258
450
491
1,725
8,761
1,680
1,018
192
-
-
15
112,323
7,641
(500)
7,141
38,046
45,187|2024
Restricted
funds
£
113,780
-
-
-
113,780
78,163
-
1,140
420
1,068
-
4,092
331
190
4,241
141
914
604
401
659
244
170
-
-
-
92,778
21,002
-
21,002
17,044
38,046|2025
Total
funds
£
120,224
14,426
762
290
135,702
93,057
881
1,140
973
369
272
3,008
480
183
1,618
534
759
1,725
12,443
1,680
1,136
192
505
630
70
121,655
14,047
-
14,047
97,855
111,902|2024
Total
funds
£
113,888
15,256
1,395
1,361
131,900
94,114
880
1,140
420
1,318
246
4,166
426
276
4,972
923
1,012
888
3,101
1,108
576
206
531
630
173
117,106
14,794
-
14,794
83,061
97,855|
|---|---|---|---|---|
14