CHURCHES for TUNBRIDGE WELLS
Registered as a charity with the Charity Commission (England & Wales) Registration number 1150026
REPORT AND ACCOUNTS FOR THE YEAR ENDED
31 AUGUST 2024
CHURCHES for TUNBRIDGE WELLS (CfTW)
CfTW was registered with as a charity with the Charity Commission (England & Wales) on 4 December 2012 as Christians Together in Tunbridge Wells with registration number 1150026 under the requirements of the Charities Act 2011.
Administrative Information
| Address | St James Church House |
|---|---|
| Ferndale | |
| Tunbridge Wells | |
| TN2 3RE | |
| Principal Bankers | CAF Bank |
| 25 Kings Hill Avenue | |
| Kings Hill | |
| West Malling | |
| ME19 4JQ | |
| Independent Examiner | Mr C Weller FCA |
| 9 Calverley Park | |
| Tunbridge Wells | |
| TN1 2SH | |
| Trustees | |
| Revd Cliff Allen | Secretary and Chair |
| Revd Caroline Glass | until 29 October 2023 |
| Revd Duncan Threshie | until 9 July 2024 |
| Captain Graeme Smith | |
| Revd Tim Humphrey | |
| Revd Judi Hammill | |
| Hon Treasurer | |
| Alan Lockie | Treasurer |
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TRUSTEES REPORT FOR THE YEAR ENDED 31 AUGUST 2024
Structure, governance and management of CfTW
There is a maximum of 9 trustees. Those serving as trustees are elected by Members at a general meeting in accordance with the constitution. Between general meetings the Trustees may appoint additional trustees provided the total number does not exceed 9.
The charity’s constitution was amended at a general meeting in March 2023 to update the objects to say:
The charity’s objects (‘the objects’) are the advancement of the Christian faith in Tunbridge Wells and the surrounding area by: running a resource and meeting centre for the lonely, vulnerable or homeless; organising and running prayer events for local churches; engaging in Christian mission, seeking to meet the spiritual needs of the town and surrounding area; and such other activities as are charitable and in accordance with English law.
Under the constitution trustees serve for three years and may stand for re-election for a further term of three years. However, the members in general meeting may decide that a trustee may continue beyond a second term.
Four trustee meetings were held over the year.
Committees
The Trustees appoint the members of the Mosaic Management Committee.
Members
Twenty local churches were paid up members of CfTW during the year.
Staff
A part-time support worker was employed for the Mosaic project. No employee earned more the £60,000 and no Trustee received any payment or expenses.
Objectives and activities
The main objective is to provide a means of consultation, sharing and working together for the churches in Tunbridge Wells area and to work for the benefit of the public, including working together to provide resources for the homeless in Tunbridge Wells and its surrounding area.
Public Benefit
In planning activities the Trustees have considered the Charity Commission’s guidance on Public Benefit. Activities have included:
-
➢ enabling churches to respond to the needs of society and to witness the gospel;
-
➢ working for the benefit of the public by means of the work on the Mosaic project
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Risk Management
The Trustees have sought to make themselves aware of the major risks to which the charity is exposed, as identified by the Trustees. In particular, a procedure of obtaining approval for those working with vulnerable adults is in place. Also, appropriate financial controls and insurance policies are in place.
Achievements and Performance
The main activity this financial year has remained the running of the Mosaic Resource Centre in Tunbridge Wells. Mosaic serves as a hub, particularly for people who are experiencing all varieties of homelessness, where they can seek advice, guidance and assistance. The welcoming environment provides a safe haven for our guests which assists them in rebuilding their lives and gaining sustainable tenancies. This is supported by a dedicated team of 18 volunteers who befriend and mentor the guests, the centre manager, and a variety of agencies. During the period in question, 148 different guests have used the facilities, of which 76 have been first time users during the year. On average 10 to 12 people use the facilities each day.
The premises are used by Soupbowl to provide lunch for those in need. The normal attendance is between 10 to 12 guests. We are very grateful to Pret who are still very generous. Any surplus food is distributed most days between the supported housing accommodations, such as the YMCA.
Mosaic is also used by a number of agencies who are supporting vulnerable people in the community. These include Family Matters, Tunbridge Wells Welcomes Refugees and West Kent Mind. The upstairs rooms are also used by local counsellors to provide their services, with Tunbridge Wells Borough Council providing a counselling service for the housing team once a month.
Grants totalling £4,800 were made from the Social Responsibility Fund to the 6 community larders run by churches within Tunbridge Wells.
CfTW organised opportunities for worship and lunches plus a week of prayer.
Finances
As in previous years, most of the financial activity was in the Mosaic restricted fund. The fund showed a small deficit following a drop in rental income from other bodies making use of the facilities offset by an increase in donations received from individuals or local churches.
External grants totalling £4,800 were made during the year, being the amounts distributed to the local Community Larders from the Social Responsibility fund.
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Reserves
The Trustees have not set a reserves policy as the small balance on the unrestricted funds is such that they consider one is not appropriate. It is anticipated that the larger balance on the Mosaic fund will provide sufficient cushion for the resource centre against all but the most extreme events.
The Trustees consider the charity is a going concern.
On behalf of the Trustees
Revd Cliff Allen
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CHURCHES FOR TUNBRIDGE WELLS
RECEIPTS AND PAYMENTS for the year ended 31 August 2024
| 2024 | 2023 | ||||
|---|---|---|---|---|---|
| Unrestricted | Restricted | ||||
| Note | Funds | Funds | Total Funds | Total Funds | |
| £ | £ | £ | £ | ||
| RECEIPTS | |||||
| Subscrip ons ti |
2 | 500 | 1,374 | 1,874 | 2,246 |
| Individual & Corporate dona ons ti |
2 | 0 | 18,113 | 18,113 | 12,720 |
| Grants from Other Chari es ti |
2 | 0 | 1,022 | 1,022 | 5,077 |
| Interest Income | 2 | 17 | 1,063 | 1,080 | 446 |
| Other receipts | 2 | 0 | 7,654 | 7,654 | 18,383 |
| TOTAL RECEIPTS | 517 | 29,226 | 29,744 | 38,871 | |
| PAYMENTS | |||||
| Charitable ac vi es ti ti |
2 | 0 | 0 | 0 | 907 |
| Grants | 2,7 | 0 | 4,800 | 4,800 | 3,100 |
| Subscrip ons to other organisa ons ti ti |
2 | 0 | 916 | 916 | 1,086 |
| Administra on costs ti |
2 | 95 | 12,588 | 12,683 | 6,853 |
| Governance Costs | 2 | 205 | 0 | 205 | 187 |
| Salary and related costs | 2,4 | 0 | 15,888 | 15,888 | 12,867 |
| Rent | 2 | 0 | 3,600 | 3,600 | 3,600 |
| TOTAL PAYMENTS | 300 | 37,792 | 38,092 | 28,600 | |
| SURPLUS / (DEFICIT) FOR THE YEAR | 217 | (8,566) | (8,348) | 10,272 | |
| Transfers between funds | 0 | 0 | 0 | 0 | |
| NET MOVEMENT IN FUNDS – SURPLUS / (DEFICIT) | NET MOVEMENT IN FUNDS – SURPLUS / (DEFICIT) | 217 | (8,566) | (8,348) | 10,272 |
| Total funds brought forward | 1,720 | 79,011 | 80,731 | 70,459 | |
| TOTAL funds carried forward | 1,937 | 70,445 | 72,383 | 80,731 |
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CHURCHES FOR TUNBRIDGE WELLS
STATEMENT OF ASSETS AND LIABILITIES as at 31 August 2024
| Note Cash Funds 6 Bank current accounts Bank deposit accounts Total current assets |
2024 Total Funds £ £ £ 1,334 11,766 13,101 603 58,679 59,282 1,937 70,445 72,383 1,937 70,445 72,383 Unrestricted Funds Restricted Funds |
2023 Total Funds £ 42,659 38,072 |
|---|---|---|
| 80,731 | ||
| 80,731 |
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NOTES
1. ACCOUNTING POLICIES
These accounts have been prepared on a Receipts & Payments basis and record the cash payments to and from the various sub-funds.
Fund Accoun ti ng
Unrestricted funds are funds that may be used for any ordinary purpose of the charity
Restricted funds represent donations or grants received for a specific object or invited by the charity for a specific object or purpose. The funds may only be expended on the specific object or purpose which they were given.
The charity operates a number of restricted funds, namely: Mosaic, Tunbridge Wells Fellowship of Evangelicals (TWFE), Picnic in the Park, Social Responsibility Fund, and Kairos.
The Mosaic fund is used for the Mosaic resource centre and is limited to the income and expenditure of the centre.
The Tunbridge Wells Fellowship of Evangelicals was a separate charity but was absorbed in to Churches for Tunbridge Wells in 2018, with Charity Commission approval, as the two bodies had similar objec ves. TWFE receives regular dona ons/subscrip ons from individuals plus annual subscrip ti ons from various churches around Tunbridge Wells. The subscrip ti ons are split two-thirds to the Evangelical Alliance and the balance remains with TWFE. The Picnic in the Park fund has money raised to support gatherings of local churches for a picnic each year and, historically, was part of TWFE.
The Social Responsibility Fund derives from the Tunbridge Wells Churches Social
Responsibility Group which closed in 2013. The money is restricted to social responsibility work as determined by the trustees. The Kairos fund was part of TWFE. Its aim is to help “gap year” studies/exercises of a Chris ti an nature.
Of these restricted funds, Mosaic and TWFE operate their own current accounts; the other restricted funds make use of the charity's main current and deposit accounts. The charity has a deposit account which holds funds on behalf of the Unrestricted Fund, Mosaic, TWFE, Picnic in the Park and the Social Responsibility Fund.
Note 2 shows receipts and payments for each of the restricted funds.
Receipts
All cash income is recognised when it is received. No a tT empt has been made to put a value on food or goods donated.
Interest income is recognised when it is received.
Payments
All payments are recognised when paid and the cost of any equipment is wri T in which it is purchased.
Assets and Liabili ti es
No value is placed on any equipment the charity holds and current assets are taken as the money held in the various bank accounts or due from debtors that the trustees believe to be recoverable.
CfTW trustees have taken on the le t ng of premises in Quarry Road, Tunbridge Wells, to run a resource centre there. This currently includes a commitment for rent. This cost is being met from the Mosaic fund.
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2. ACCOUNTS BY FUND
| ACCOUNTS BY FUND | ||
|---|---|---|
| 2024 | 2023 | |
| £ | £ | |
| Unrestricted fund | ||
| Balance brought forward | 1,720 | 1,770 |
| Subscrip ons ti |
500 | 517 |
| Interest Income | 17 | 15 |
| Total Receipts | 517 | 532 |
| Administra on ti |
(95) | (95) |
| Governance Costs | (205) | (187) |
| Charitable ac vi es t' ti |
0 | (300) |
| Total Payments | (300) | (582) |
| Surplus / (deficit) for the year | 217 | (50) |
| Balance carried forward | 1,938 | 1,720 |
(a) Unrestricted fund
(b) Mosaic fund
| Balance brought forward | 67,223 | 55,265 |
|---|---|---|
| Dona ons ti |
18,021 | 12,628 |
| Grants received | 1,022 | 5,077 |
| Rental Income | 7,654 | 18,383 |
| Interest Income | 935 | 357 |
| Total Receipts | 27,632 | 36,445 |
| Charitable ac vi es t' ti |
0 | (607) |
| Grants | 0 | (700) |
| Salaries paid | (15,603) | (12,688) |
| Salary related costs | (284) | (179) |
| Expenses | (3,427) | 0 |
| Administra on ti |
(2,863) | (4,299) |
| Housing Jus ce membership . |
(790) | (395) |
| U li es til ti |
(3,763) | (2,018) |
| CCTV Installa on ti |
(1,745) | 0 |
| Rent | (3,600) | (3,600) |
| Total Payments | (32,076) | (24,487) |
| Surplus / (deficit) for the year | (4,444) | 11,958 |
| Balance carried forward | 62,779 | 67,223 |
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| 2024 | 2023 | |||
|---|---|---|---|---|
| £ | £ | |||
| (c) | Tunbridge Wells Fellowship of Evangelicals fund | |||
| Balance brought forward | 5,694 | 4,947 | ||
| Subscrip ons ti |
1,374 | 1,729 | ||
| Dona ons ti |
92 | 92 | ||
| Interest Income | 33 | 13 | ||
| Total Receipts | 1,499 | 1,834 | ||
| Evangelical Alliance subscrip | ons ti |
(916) | (1,086) | |
| Total Payments | (916) | (1,086) | ||
| Surplus / (deficit) for the year | 583 | 748 | ||
| Balance carried forward | 6,277 | 5,694 | ||
| **(d) ** | Social Responsibility Fund | |||
| Balance brought forward | 5,556 | 5,898 | ||
| Interest Income | 92 | 58 | ||
| Total Receipts | 92 | 58 | ||
| Grants | (4,800) | (400) | ||
| Total Payments | (4,800) | (400) | ||
| Surplus / (deficit) for the year | (4,708) | (342) | ||
| Balance carried forward | 849 | 5,556 | ||
| **(e) ** | Picnic in the Park fund | |||
| Balance brought forward | 132 | 175 | ||
| Interest Income | 3 | 2 | ||
| Total Receipts | 3 | 2 | ||
| Expenses | 0 | (45) | ||
| Total Payments | 0 | (45) | ||
| Surplus / (deficit) for the year | 3 | (43) | ||
| Balance carried forward | 135 | 132 | ||
| (f) | Kairos Fund | |||
| Balance brought forward | 404 | 404 | ||
| Total Receipts | 0 | 0 | ||
| Grants | 0 | 0 | ||
| Total Payments | 0 | 0 | ||
| Surplus / (deficit) for the year | 0 | 0 | ||
| Balance carried forward | 404 | 404 |
(d) Social Responsibility Fund
(e) Picnic in the Park fund
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4. STAFF COSTS
The Mosaic project had one employee during the year.
5. PAYMENTS TO TRUSTEES AND RELATED PARTIES
There were no payments to trustees or any related par ti es thereof or to any other related par ti es during the year.
6. ANALYSIS OF ASSETS
| 6. | ANALYSIS OF ASSETS | ||||
|---|---|---|---|---|---|
| Total | Total | ||||
| Unrestricted | Restricted | 2024 | 2023 | ||
| **(a) ** | By Fund | ||||
| General fund | 1,937 | 1,937 | 1,720 | ||
| Mosaic fund | 62,780 | 62,780 | 67,224 | ||
| Social Responsibility Fund | 849 | 849 | 5,556 | ||
| TW Fellowship of Evangelicals fund | 6,277 | 6,277 | 5,695 | ||
| Picnic in the Park fund | 136 | 136 | 133 | ||
| Kairos fund | 404 | 404 | 404 | ||
| Total | 1,937 | 70,445 | 72,383 | 80,731 | |
| **(b) ** | By type of asset | ||||
| Current accounts | 1,334 | 11,766 | 13,101 | 42,659 | |
| CAF deposit account | 603 | 58,679 | 59,282 | 38,072 | |
| Total | 1,937 | 70,445 | 72,383 | 80,731 |
7. GRANTS
Grants of £4,800 were made from the Social Responsibility Fund to the various community larders run by local Tunbridge Wells churches.
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Independent Examiner’s report to the Trustees of Churches for Tunbridge Wells
I report on the accounts of the charity for the year ended 31[st] August 2024 which are set out on pages 6 to 11.
Respective responsibilities of trustees and examiner
The charity’s trustees are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act).and that an independent examination is needed.
It is my responsibility to:
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examine the accounts under section 145 of the 2011 Act;
-
to follow the procedures laid down in the General Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act; and
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to state whether particular matters have come to my attention.
Basis of independent examiner’s report
My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’and the report is limited to those matters set out in the statement below.
Independent examiner’s statement
In connection with my examination, no matter has come to my attention:
-
which gives me reasonable cause to believe that in any material respect the requirements
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to keep accounting records in accordance with section 130 of the 2011 Act; and
-
to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or
-
to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Christopher Weller, FCA
9[th] November 2024
9 Calverley Park
Tunbridge Wells TN1 2SH
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