COMPANY NUMBER: 07866775 CHARITY REG. NUMBER: 1148887 (ENGLAND & WALES) LAY WITNESSES FOR CHRIST INTERNATIONAL- UNITED KINGDOM DIRECTORS. REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED FROM 1ST JANUARY 2021 TO 31ST DECEMBER 2021 •A8MBJP7* 30109Tr022 COMPANIES HOUSE A25 #32 SHAHJAHAN & CO CHARTERED CERTIFIED ACCOUNTANTS 4 HEATHWAY, DAGENHAM. ESSEX RM10 9PP, UK TEL & FAX. 0208 517 2851 LAYV&TfNESSES FORCHRIST INTERNATIQNAL- IJ14TED KINGrM)11 IACOMPAPIY LIMITED OY GUARANTEEI CONTENTS Charity al a ylan Legal andAdminL%lraits* Informal￿n Report of Dire￿O￿lTrusteeS 5-12 Account8nl's Reporl 1) Stslement ofFinanualknbwbes 14 Balance Sheet Notes formkng Of1￿ Fin*ao1 &al￿￿ert CHARITY AT A GLANE- 2021 LAYWITNESSES Flyt CHRIST INTERm4TION￿- UNITED ￿NGDOm IACOWANY LIMITED 8Y GiJARthTEEI CHAFUTY REGISTILATION NUMBER 1148887 COklPANY REGISTRATION DATE 1- D8c8mbor2011 [* SJ Mirys Iwnled.. 01112r2011} DIRECTORS & TRUSTEES". Mrs J Mapakou D1112120111 Mrs SC (PO￿nted." oin2r20111 Ms. Manam T￿r￿￿dE[￿￿￿.. 301rw20131' Mrs Ruth Cgbgrfo 8aWJfin IAFpoinied". 26ffj4n0171 GROSS RESTrICTED FUNDS.. DURING THE YEAR £35.136 NET RESTRICTED FUNDS BALAKÉ AY 31112r202i -f£io.525 BANK BALANCE AT 31112r2021.. POSITWE £11.337.98 CASH BALANCE 31112r2021". £46.08 CK)NATED GWDS & SERVfES VALUE £8,920 NET ASSETS v￿￿E.. POSITIVE 1 £12.697- LOAN TO OIR CT R OR TRUSTEES NIL LAYvmesses FOR ¢HRIST INTeRNATIOFIAL- UNITeD The Managemertcommittee presem8 its aThJ ststern￿￿f ts ywwded 31 08￿mbar 2021.. REFERENCE AN ADMINI NFO CompanyName Lay wtrsses Iw Ch￿t Intemaithal- Uniied ￿ngdorn Cornpany Number 07866ns Registered Offi¢x 3 HO￿)haM House Cthe, BRS 4QJ Opefatiw Cl￿e LWFCI Br(￿￿ URC 20 WKlrnwe Road. 8rLhmky BRI IRY DIrettOts￿rt￿11ees Dr S J Mil￿$ K*5 J Mapakou r5 S C M¢ngs Ms. Man8m TuMUkL￿de *s Ruth 09￿￿* Balofm lThJepeThYenlAccounlants Shahjahan 8 Co Charte￿0 Cenrf*d Accwntants Heèihway Da •m Essex RM10 gPPUK HSBC Bank PLC h ￿eel 8ankws BR1 1HE LAY ￿TNEsSEs FOR CHRIST IMTERNAnONAL. UNITEO KINGDO IACOMPANY LIMITED BY GUARANTEEI RepoRT OF THE DIRECTORS Our aims and oblKVv•• Purpose and alrm.. the putsb'c by promornw the adVa￿eMe11 of Chri51iaw Ixthe bwefrf ty s¢xh me8r6 as the ￿￿tte& moy timeto tyne deieivnTh. Tne aims ofour tharfiy are to impact thewothj. ond mctivaie 10 Slay tyl the Rwjhl Ir8th oflrfe aTrY fulfv ¥11 Ihew GoO*i%Yn potentia* war(fj2s5 of tJJnurai. or reb9KJus Da&gr￿ffid. thjr filly refert the pU￿Se$ thai IhÈ h•rity was sel up lo fUrt￿￿r Ensurfn ou work *w our aims c4)iBClIV￿ ar￿ acih*5 ta¢h year. Trs to￿[$ atwhai and the wtco7￿S ofotxwork tn the swous 12 monItr￿. Tne revEw k)Ok5 al Ine success oleath key actsvty and Ihp be￿ffl5 they have trmuyhl tc those people we ate sol up lo Thdp. The 18viev4 also wps ￿ ertSu￿ our aun. obJ￿￿eS tpmained IDtyJSed on (¥J¢ 5taieo pwpose$. We have feferred 10 Ihe gu1¢an￿ conlair*d in the Charty comM￿D￿¥ 9ewai ou*J•r￿ th) benefil wr and objectwe5 ano plannir¥ our futur& a¢￿￿je8. In pa￿)jiar. U* tr￿1£85 conswjer hm plaM¢d a¢xvibes *ill conlnbuie to the aims and obPtbve5 they Tha¥e sd. ThoF ourt Ow main oty"ethvtr& fN ￿ >*ar is io to tAryfd ar￿￿ u5 and the advan￿Ment ol Chrislianty for public benefft as by SLth ffleèn the Iwees may frtyn *"rne to IMTbe dEtenni￿. tnJ51ees hèd detsmiineo tD on projed that the ￿m￿￿tY and molivale chih1￿n. yw peop￿ ano adulis to Stsy on the Right track of IN8. Th8 51r8leg￿swe v5edto thp5e wxL¥red." Prov￿￿* 8 r8ffje ofsemces. which ace ￿lEcti¥£ of reteTrAnl qualrty staNlafd$ ana addrtss 10 empwr th4O￿n, yourw people athl adults with re￿want Irainw￿ W9￿mS. spty1S a￿1￿1￿$ aooiess Iht pokniial woblems rdaled lo pDverty. 1501al￿n. heamh and *llthino. Proviuing luloriny classes a￿• swal for cMdwn ¥filh speoal e￿￿tional need5. family day trip. soci ouung. and famity SUPPDn lon￿ gwiwp for parents ar¥J carets Thave L￿ren with ￿￿Onal rteds ￿ dtsabldies. FotyJ&ng w 8wangeh.sing ts w￿1￿$ athkntes ￿ Cr￿ rtathrvJ cmrt io fv yoth in the cJJmmnly Ifwough sport utreac**S RI￿Track plograms. wo￿Tra w) part￿r5￿1 wilh ott*r t￿8￿081￿ p••*rs to S8rx¥8 Its YAY9￿ r8rsg of 8er%t¢$ IK91 ¥rv avabt40 and best m￿c￿S Ihe of pecyk in r¥x ctymmurMt*s. How tyJra¢fi¥iilo$ d•llv•i pytylb¢ behefft Ow fflain actiMl*S ano ￿0M we iry 10 he¢p are (ksrt*d bets*. Qur ch•itaDle 3CWlies focus on reathlrva out to thry communilies lo impact the worfd. thp adVar￿ment ol c￿15113￿ for tr* benefl aryj the preNentiDn of Isolèlk? by $UPPDrtKig cthnn￿n1l￿S lo ha* a Deuer llfe. Vtho used and benofftod from •ur sewviett7 Our fwding l*This the ser￿ we to ccrnunAi2s in cf**n. peoplè ￿ adulis in Ihp communty ber*fil trom our woied. ￿r prL￿cl work 15 lo clMkYren. yow peop* •ThJ ad￿1$. CNdtyn Irom the a9È 015.16 yèars beThpfil Iron our Sports Club If￿trIall baskeiDalll. I￿orial rjasses 8nd ueth* social •aMtie5 for thdren sperial needs Icestiny CIMPJren Famdy Suppor¢ prwi WtrTren aTrJ gK15 of a¥ a9e youry t*nefil from ffin8$5 and Mindful￿8$ program5 and berefrt our CoUr￿ng arrtl fflentwt¥J ieferral ￿. Our f￿1&In9 Ih95e we h¥p. example. our un5elkng and menloriro serwL*S is by ieletral *tsre W￿ p051 dieni 10 Olher 5peti81ts1 (¥ganisaiion due 10 lack ol rundity. Demand fo¢ our is Iimiied by 9Mng prwily 10 wr members (K cf*rn trom our Par￿￿, orgar¥saiions and is also b8seo on i￿￿￿1 8Ssessmert ol an I￿v￿VarS to seekng Wp. Most ol ow ser¥ic￿ are w¥ided Iree lo tyjr V8nts or a small fee a$ contribulvji lothe tosi. EQU￿ acce5$ 10 our ser¥ices ss impul•it lor ￿. In lo QLY Dxrent monitgrir*J ol access lo our 5wvirns. we belw •4U access lo our ￿lte$ Ls TrAtai 10 tyJr $￿tr$s aTrJ that ali ¢unm￿￿S L￿1 u8e our Servi￿ sharn tsuccess*Jl oul(y)m8s. We I￿ awa￿ from ts research thidertaken ￿ 2019 by V0[￿eewe ofGod throryh 5POrts. p￿￿o￿n9 5POrt5marstrip. and ftlnK$ In a non-compei*i¥e envirofyneni Fo¢tbal ano B•skeiball contin￿ 10 be an eryoyaWe ar￿ POPLlar weekly cknb *ilh ourytyJny peo￿￿, Ih artendees gainirrtj rnore ¢￿￿0¢n¢8 in Ih&ir as they kY09￿s O*i the 4*ek$ Exerclse Fitr￿S Yoga was on hL*J dL* ￿ ¢ovpJ.19 *wJ weR onty ab* io run weekty zoom se55iDn5 WD%idng opportth*y t¢ all women and girf$ 10 exwcise ai¥1 keep rrt remotely. Thts has feach out to wrmemDets remotely ana keep14¢ai ppople conre(led online whde ¢rrtJa9ing in 5POrt anLS sroatse *ilh rther r•￿￿elY lo inkKo¥e theirwdlbeing. ￿duce obtrsity and isoiatson. We ¢ontiNJe out partr*rshw wtyk wilh ee4abDrabon Vthih WaArose IDr foDd danation is gNen to ow fflembe￿ as part of fil and fed scheme In conjunctiOTh ￿th Str@ei Games a￿1 Mylin* OLtivo. Tt* purpose of thi$ ￿l¢latIVe wa5 lo combat hurvjer ornorvj ijtsadvanlaged pathp4nts. by pro¥idiThJ rtytr￿￿s trvn 10 eai $0 thai they donl oo wilhwt. Tnank you 10 CL8rion Fulffts and GreoJTrJ work fi)r Mip fty prowdirvJ *Jndty to ry)sts of Ihe football and baskelb811 project durin9 Itss year. LMFCI Sports Club has 95 regisiewd youNJ peop* •y￿ who ￿ve benerled wr SpDrt5 adiwlies. L￿c1-uK ha5 mrK2 than 1S0 memb¥5 on our registy tkn p/ibripate ￿ wr propa wk. We wl ffl a lot ol Itme fft dth*rino Sport attiwlies. Family day othlnys, lulDntVJ. LTe31￿￿ sogal forchiklren *ilh swal need5 and ￿pport groupfoi parents and cafes as part of Ihe Destiny Chiklren aThJ Famity SW Grlup. &K¢e55ft￿ grryrfrth ol l￿¢1 Sport5 Club IkAs been recognised by young people 8￿j Sxal Commun1￿ aswe have rece￿0 olsukyNI and ofaFS¥K4alicffl from ￿TIn1> In 2021 ¥¥e re￿￿ed grant fuThYirrtJ form IB erom*y. LI￿00 Cc4nThrnty F￿￿J8t￿)n, Claritin Futures. 88C Chiklren In Wea5. 8rcmley TIMtd SeL*or InnDvalKffl Fund. knnley arxl F*mty WUn￿ry Seuor and hi kind ¢Jonaih)n from membe partners who donated 10 SUPPOn I￿[ chatrtablp wimk Gh)bal gi￿r$ These NJndir¥J has enab*d L8y w￿￿SSeS for Chrisi Inkmaiional . Unrfed Kirmjdtym 10 ￿0¥￿Je sport actMl*S. aThJ eTeab¥e srxial acl1wt￿S loi thkjren Y*lh speoal r*eds a￿) larnLty 5UPPQrt gmup. trainirrtj pro9raffl and services 10 di%aavantaued yourvJ peL* and aduK5 in our commulldies. We are very graieful Ineir support ar￿ we ¢￿￿n't 3cl4eW Ihis the¥ swiort. These are th81 Djrreniiy ¢yeii¥eri 8ThJ W8tO ccffj1•￿ in the nèar *Jiute *¥J fon¥*d. ease look at tyjw ￿bSite V4WlY pr￿8¢1 work. .uk to w Ptlu￿ aTr1 LV Face￿ pag? vK*.fa¢*bLW)k.comth¥fduk of our LAV bMTNE$SES FOR CHRIST INTERNAmONAL- UNITED KINGDOM IA COIIPANY LMTEO BYGUARMTEEI REPORT OF THE DIRECTORS l¢1)niSnu•dl Dèsuny Chlldr•n arKI Farnlly Support5 Group C*$tirw CIMldrEn an¢ famty wpwt grOl￿ rJ8sses forthN4m with 5ppcial e￿￿1￿?1 needs. providing SLVPOrt 10 thlthen ¥Mlh Aubsm. ADHO and Sppech and kiTrJuage and 9rtyJp ILYLWll lo frii pHrenls or carers. Ofr$iiThy Chldren and Famity Supwi prtsjèd is led by a leam ol slaff vc4unieets. W￿}M majoity are lh￿Tr5e￿e% porp.rt5 or arpis ol chAdren Wlh speual r*8ds ano *aming d¢5aknlll￿S. yeai ￿ fflana9ed 10 run Ihe sessions both online and face lo fa¢e The Face40.lace Desiiny Chi￿r￿ SEN Club rL•) e%ery week Dn MDnday frrffi al MoLMff*ld community certre In pwvJIDn and every Wednesday from 5.7w 20tyn. CnikJr• yourvJ peop￿ a￿ encouraged 1018ke part in a vafiety of fac&io.lace creatib* souai trad￿￿r*I g&nes. 8Tr1 t8t48-foowèP. IhrLXJ9h to art sessions. The Zoom Club alltrhing our and y(wng pÈop* to logeiiw and en9a98 in mÈanir¥Jftl athqbes s￿h as 8irw. 98rn8S. sensory rA4y. Thu5ic al￿ wts and social plèy. tiny Clildren aThJ Family Support prr*d slarted 2014 Supp￿ by pjrwts %tho ￿￿n￿￿te a small fee to co￿r Ihe cost and laier was awardea lun(ring grnnl frrffl Peop*'s Heamh Tru￿ ImMey raised by heaNh wLsdom Irough Ihe health loileryl in Oclober 2015 lor a year wojett until OdL*)2r 2016 ￿ Wr rece￿ afKXher small I￿￿1n9 frL¥D LotteryA¥Yard lorWI in 2017 an¢ voluntsry con11*￿t￿Tr ftom membefs ar* crwd hJTrJing frcrfrb Glob￿ 9MThJ suppofbng thi% Fxi)JEci unlil nw. In Au9USt 2018 the charity was fOrt￿ale in 5euJrir¥J 3 years BBC CPrtren in rwls io erteThl Ihe for 3 yeats wrfh fun¢ing giant payabl¢ ￿ yearfy in5taknents until now. FollrywirvJ Ihe dEmand and the S￿(¥S5 ofthi$ prf4ecl. LXsbny C￿k1￿ SEN projeLtw8$ later eypaDOed in St. Mary Gray. Orpington area vAITh srnal ful￿1￿ grant Clarion F¢*JJre5 ID ewnd Ihs pre￿& in one of thor crwnmunily hub5 Mwff*ld Ctnire on 051h OISeplemt*r 2018 as a ￿ scheme 10 runs hour sessfons (IN￿ren can t4ay arKI irttgractwitN ea(Xi other. while p3rents and guardrdfts lake a tYe3k frcm as a Cate￿ In Jarbuory 2019 ts ¢*arity wa$ fortunaie Yi anoth8r yeaf fuThling from B•3 Lottery Award for an 10 exteTrl Ihe in &. Mary (yay. ¢JpMwon 10 su*ain woiect ror anolhe¥ year ana aDolh2r from 8rom*y Th￿0 SedOT Erterwtse a5 part ol the innovaiw lU￿J lo delivw Ihe project in 2021 tKrth onlin& and lace lo ta￿ supwting SEN Chiklren. kneir swng arf cai8rs. The Prge£t Gcr*nues lo e¥Ery week unbi rTh¥ both lace 10 tsce. The proied svpport f*nil*s have L*iklren ¥￿th ¥ range ¢f OK$ab￿l*s svch as A￿l¥n. AOHO. speeth aDO i•ryuage a5 wdl as Olher ￿arnIng d15aknlthes, lo ￿afft and Connect. Chiloren ywng petyie aged >16 yea[5 ￿ppDrt in Maths. En91i5h. Readiw. Wribty 8nd Creati%* Soual to l￿51 their COThhm￿￿ation de*meM. t￿nn4 the Monday aoMIRs wtr encouTa9e chibjren to read, pi8y SO¢io1 games. sewry ¥c￿e$. Jrt1 IWU8y. as ￿ as builywoj rejalionships. Wo leath chldren how to m8nage arrfjerand anxety. Wednesday Actmbes unstsl Of￿ $0081 PLAY. ha¥t athitie$ gaft*$ Set up. bingo ganes. race games. mus P81ftbng ar¥J drwng. Ihis L% 10 erttwragt stLiai aÈNEWnerrt. Ckn chihlren enjoy wr dubs because we pity￿? ? warn) and lowng enwr¢)rrfnenl wlwe they can be t￿mSe￿*s, Dul •LSO te supporfeo lo o)DfKyer￿e to overcome their chalenges. dub has been so usefrl In Ihai dK*ien been ab* 10 see eath olher. Safely. without the Inlemel worrie5 that parents m•yha* arvj Ihat it nas aliyhyd Ihe cth to contw and IlTht in ufmjsual OrLMfflwar￿$. . pr¢iect 8Lso oifers a peer Support Frrfum woup frx Parerts aiKI carers. where Ihey meet on tt* 151 Monday of e8¢h month S￿netIMe thire (K ts¢e ￿ ts¢e 10 share infofftiaiw)n aThJ per$￿al ewenprfes. ieam new Iw from Prof￿ana1 guest speakers. with each ov*r. a5 VAII as meet per*. Tr Faffl￿y $￿pOrt Fow Grtyjp p8rents 8TrJ ¢ar8rs the tPPDrturily lo coTh lowther Ihe ol exchar4uw shaiwig InlonDalHJn aThJ eyrienos. as well as lo d￿C￿$ comman Issues. by to 8rr8rye for profe5stiW sFeak*5 to attend hi ￿r lo pr?￿de fflformation 8TrJ supp￿ memb8rs. Meetry5 take ￿ace Dn 1st Monday ofeath month z¢trn tyJfoffi¢È ai Brr￿￿Y united Reformed Chvrch. In Easter HoJKl•y arvJ May Hair term 2021 ￿ted Short ￿e* #L*1W￿ supkwyt furKknk frL¥D Lor>Jon Borough of I￿•eY a5 Part of Ihe thrt ttrak KYOWSW 10 P[0y￿ ¢yeath sooal XIMbes. Mlrfb 5Wrts ￿nt. fthi days Oubngs Many of the thi￿rnn and young ¥￿r￿ ￿th have *arr*r*J Oisatslw in0￿j￿￿ 8Ul4%ril Sg4Ctnm disoroer. Wlliam Synorome. ADHD. PeNasive DeVelwen￿ Disor¢erarnJ ofvr kamin9 di58blrfie5. Ow WORd5 h¥¥e beED very betsfKial lo many of11￿. We also in%iled a SEN Mr (Ni¥Er cris￿ 10 SWk ￿ our Oeauw CThi￿ren P¥renl 5uppryI forwn in Ju 2021 as a professtonal 9￿1 spe?ket Thi$ was an opportunity for paren15 and caTer5 to discus$ and 85k que51KJn such as EHCP p1Ka1￿, AppeaLS. Thow 10 deal with 51kn1 Revews. rneemg alie￿r￿e or fomial W￿$p￿den(* *rfing or updalin9 EHCP It was 4150 a good oppprturuty for pdrbopants 10 she￿1 ex4)en￿S ortt* SENO sy4em ￿ Eng￿nd aNJ exchange information with eath Olher. In November 2021. we part*Jpatsd in Ihe Embrac*ry woiea m cl￿abor•￿On wlth YOLM VoKe He41Th and Social Care Prob￿l[￿j OPPOrtunily 10 Share Information ¥bith all f￿11￿5 from Oillwent minc¥ty DaL*grovnds who have chil¢ren wlh spetyal e¢uc•bcftal need$ iv disatslrtw I￿25 year51 fNYvJ In The Lwdon of Bromky. This was in a f aThY fvndthp Th5 LS an project. and we arè lookiw fcw lurwjiny 10 extem the wc¥ed Ihe lorrfj 8 cmarlty. *50 run MFhowe arKI oniint fiJndrak5ing trttLyh gltstmi gmng kn raise t￿1 our famity day £LYnMur￿y wtrpaths. F8rThlly Day Outlnp and EduC￿l￿n¥ Day Trp•- i)uty•Gh We hab* had an yearby oryarizir¥J aThY arrnr*Jro v•w5 try>5 aTrJ actith fttf ￿M￿berS. as part of our D8511ny Chiklren's haff term sumffleT ￿J1￿3¥Y wogfammtr. 11 ￿ aPways ie*ardiN4 10 wilrw IF* stwjoy ¥￿j exotemenl oflh¢ ¢Wren and IhèkT famil*s ￿ an wjoy8ts￿ day wl. Child￿n •ThY pamts 981 the opportLnlrty to lorm srKiai boThYs wth each oit*ras wdl as tilh other larndies. SLKnmer 2tr21 was our bLÉ*St time olthe yeai. IL*k our membw5 to L￿￿4s1One CoL¥rtry Park on Wed1￿8￿8Y 25 August lor Ihe 1 l¥ye vnth a F￿e$l RarMJw. as ￿ ad*niwe ai Forest Schx4 knp. Owchiklren and iheir parents had Oppor￿nitY 10 go or loresl sthool Inp logeiher by coach. prayed team t)uiKYirMJ games in Ihe ￿a00￿, made and fioaied ¥afts In a riw race. made piiu wraps over a real fire wilh Ranger $laff rnernb￿ and toasted mar5trrnaty5 We akn rnade den bwhliry. did tree dimlxng and genefal iarting about w¥J you 9ei a gfeai ¢Jay SP8N athety. rrtJtdty￿5. a 9*81 ofJÈLtront ￿ swht 11 was a firstf Destiny Children Club ènd was mem(xybk day 81 the rohl ieasoi)s We also mide an opptsrt￿ty 10 tyJrtsmil*$to Nisrt Dntsila'$ Pwk zots for I bme as 8 9row of60 peop* IravellirKJ iogeiher by coach wlh Oesbny Cwren and Famty Glow The thp 4Yas ￿ 14•Awusl our rJ&*en and famdies enjoyed the Irahi, rKles. animals. Ihe scary maze arhy the amazing Pa￿ wilh owamazry chihyren, yours people ar￿ stsfts who came 105UPPOrt LyJr thldren and fam￿￿$ to wjoy I￿08Y Th* ra our 1st Ime lOWSit Dnts•a'$ P*rt. aThJ afvw8ys enjoy eacTh ¥1$￿1 8$ a 9roup ¥tsmous tripw lo Lryoiand Rewl on 2V Augu51 was ¢Kwbscribed *ilh m8ny on waiiir¥ 55t We took 68 people travelling iog*hef by coath 8$ 8 day coach irip 8"30am Iv 7"3CfMTh. ttwas a day opportunity to the whole family to spènd oualily Dm8 *ay frorn t￿1[ opwty 10 thIkYrenW￿ b880 tsdai80 in ooors du8 10 the They al had fun and enjoy paffA and fun Wtr organised 3 outdDor (¥AryS *ith ￿81 distawr¥4 Thjrry Easier HdtyJ¥y 2021 ICydirvJ Famhy Day r¥Ji in HÈrnp Ftill V41(xbrthme. Family lun day m￿ti Sport evEnl 81 GI)Jd￿91￿ P•th ioc& a wp of58 10 LL¥thn ZOD in May Halflerm Abwt 120 Peop￿ partkipa8d In wr Eastor way aL*%1￿ and May hatr ¢yJW ￿ wa5 thTly seelrwj many peoW• logeiher after the lockd￿n. F*hkn5 ￿re ¥ety happy to 8cr*55 PlWSlOTI to eT¥Joge thew rhthyw. The proecl 15 helpir¥J SEN ch￿￿(en aTr3 youro pe¢pla. Pa￿nts and carets io and ery8ge Ut*rs 81 me sam2 bme boD5tin9 their 50ual Ski115 ar￿ confidenc8 Chfldr•i. young peopk aThJ c8rers %*re f￿r￿ts 85 take 10 uiieraa with eaL* otsr's. Paiertslcafets happy to have short break as resprte dunry thi$ yea¥ We •ThYed the year 2021 by hrkskng ¢w anr￿al Christmas party for reiipths 0fourwje￿, ftr L*iklren and famibe5 to erw. O SEN thikyren dubdNJ sirs s￿￿e Chiisirna5 soTr>. and e4ErythihS arKI your*J per5w from S8nta, e¥eryMe hav￿9 a gre•1 time We had Captain Faniasii¢ arnl Zebedee Eni8rf8iNMni *fv) eiiiertainmeth forchristmas and the yeai c¢lebrabw ourctrAldr•n farnthes D2spte ￿ r*al*nges of Co¥*Y-19. managed ioddib*r drflereni proiecis tN)Ih ¥irtW ￿ faL*tD fal￿ e¥*ryweek in 2021. Thank you lo an 5UpPQrt￿. ￿Urteers. staff5 aryy m•mber5 suppr*lbig wr tharhable ¥Ywk thr0voh0LlIt￿ year. A H￿E THANK You 10 tII OLff SWSLYS and lunde15 LB eromky. Tf* CL￿￿rn￿rty Fo￿*￿tKIn. aanon Ftslures. 8B¢ Children in Needs. gr¢)ml•y Third Sector Innovation Fund. Bromley Children ano Famity Fowm vo￿ni8ry Se¢tty, LI￿On 5PDrt and G￿bar Giwng svpporting our wojects work this year ¥ye *Jok Iotward to year al*ad and make rnore mpact In our wmmunity. A ￿ge thanks to 811 our fwKlers as %¥eii as 811 olff m￿￿¢￿ ano spons¢ts foriner general supwl low8rOs our ffjanzalion. 5UPPJrtrg ¢ (horfrtat4e %bxyk. we ¢8nrwt achiththese wiU¥Jul tsr s￿￿ts. We a￿ wdry watefrj lurlh2irg¢ner05ty. RlghtTra¢k O¥tr•a¢h RwJht Trath Out￿1￿ of charity coun5e&r•J. inlonnabon and motsvaiH)n 10 ￿￿9 p@op￿ and young ￿ull In the commtsrty year oui Rvjhl IraL* outreath wa5 Put on hDkJ dup lo drffully Tn 5eoJriThJ funding and as result. our largel rAiuld t￿t be reatlied. w￿ ¥￿Fe ty 3bLe 10 Support le* Peop￿ thtOV9h Out RVJM Tratjt progièm and basic Dnll traln¥w dur¥0 the year. Our Slrale9*S IS Iv inswre the c¢rnunities by w0￿dIng Spear￿ projea ¥¥ork in rawgnv£ing ano talkiw to youry pe¢￿e affected by po¥erty. É(A•iion. lonwiress. dmg. a*ohC4 ano We ackn*¥e provigm by a mixtu of personal approaches. referraL% and partnership workry. * knc￿e to cre*e n*fjed for t*￿rEn ycuy rwip lotsk abDLrt tr*ir WDblem aTrJ feelrg thatll ar• belng ￿arn0￿ or a rbk of proseuthtm. By e￿a￿lIr￿j Ihe awdli abStr to Ihem #no by deWorkn9 WPPOrt ￿[WOrks. w8 hDpe to chanye and res￿ from ￿ misery ofpfft. énNJ. alcem ￿ atMJ5e. Partsw¥hlp and ¢oTJ•bor4000 rius year we ¥Rre awe lo ityn BTse .Bw*y ￿*1 ano Chiklren & Families Voluntary Seaor F¢KU￿ as on as5rKJ818 member. We conlinw lo work in rjose ￿llaborali0￿ W Ihe Wwtary C¢mmw)ity Se£*ar& 5Lth a5 Brom*y Comrnunty links, omley Mencap. Sportea. KiL*5 Lorthn. Re¥olulion loundation. Street Game$. part￿ts. chwt*es, sponsors afia other organizaih)n ar￿ bcal Cou￿1 for ￿lIat*J[a￿0n aryj de%*lOrffie￿0f ow cwmunrty We I￿ 9rakiL4 fortheir wmort. Aga￿, 411 glani rEceib*d was resi￿ spe￿fi￿Y iofv LWFCI Sports ChJt¢ kvoJeo* aThJ Oestiny Chidren and Farnity 5￿PUrt Grow. LAYWITNESSES FOR cHI￿$T 1NTÉRNAnQN￿. UNITED KINGDOM IACOMPAJ4Y LIIAITEO BY GUARANTEEI REPORT OF THE OSftECTOR5 leon￿￿￿•d) Rvjhl TTtth woieci has Deen due to lad of seojre hTrJiry we ctyibrth 10 forAts on SrA%1 athiWi8$. Tvtonal dosses lor chik￿ren ¥Ath $￿CIal Need. Famity GFOUP contirnE ￿ expwxl tr* ￿(Yu￿rI￿ni of w voluni8ry team. Voluntee supporf Ir* Rigttl proert 8rKI seek 9tsnl to fvrKY proiea and other woject On hdd To dAie With have 12 VOlunie&ts inLYu¢iw m#n8¥ement ctynmittee MWnbe￿ **0 been g￿n enorrnous tmne each week 10 vohJnleer and SWPDrt by I￿￿1￿￿e aTrJ th15 10fv ChaA8￿ Or￿￿4￿0￿. 4Jairtsl the bacldrop ofknileo reswrces ob*r luThlin9. it ha5 coniiiued to be di1r￿tt to ￿an or de¥*lop our Se￿￿$. Ne￿lesS the chatity. ¥¥rtTh the awj ot SQWd fjnaDLuI management ar￿ the supwrt ol trustees, partners ano generaitd è POSitNe finano81 ¢xffcome 10 Swrts kv4e¢i. tW4)y cl￿ kn Fan* Suppwl ¢¥en it was 10 $U5tain all c051 a3¥￿aled￿￿11h DffKFmana9emerrtcosL Prln¢lpl Fundlng ¥our Aside from the i1￿8 genernied fuThlr*stYJ d(*iations frrth partne[5 and wbers. the prinripal I￿lre stsui¢es for Chanty a￿ currenlty by way o19f3M ietri*d fU￿J1￿j wured for thi$ fina￿al ye•T was from the 819 Lollery Award lor 311. BBC Chiklren in Needs. Sport. cl•r￿ F(rfuos ￿ Gr¢unO work Tesco bag of Thelp a￿j crowd fuThYing fiom Gknb81 giwng wuiar donaiKM$ frtyn TtsAtet5. As a R5utt ol ￿351￿9 corAtraints on donat10r￿. the chanty has io IDok for dillerent ways 10 ¢atse money ano Seek IOF 5ecwt frryn a rrwh ￿￿er OTgan4aiion Df grani piowder. The ￿￿Vement ol the charity oryan￿al1r￿ for vrduntary afyj cwmLity Settor 6 kmyjing partI￿J1•￿Y L&ful in Ioentrfy￿& p0s5itrAe opportuty fof a much wder rarse ol fw filW¢. In¥•sim•rf Poll¢y As*Je frun a Very s￿￿1 ￿58￿$ e8¢* ye•r ofth8 be Swi on proi2L* in the Short lerm $0 Itte￿ a￿ funds for bKJ.lem Inbp5tmenl cons*1ered the opt￿$ available. Il% Managernent commillee h8S detioed 10 reserve smaii arrKoJnl thal il ha5 availab* JTr the bank loi hrture eynse$. DonaiH)r4s rec*￿ afe pa￿¢ Oirecity into INÈ L*anty bank a¢r￿Unt and theTr ts no intere* ￿ Hsgc UWrEnUy to thB bJlarKe ID Ihe accouTrL A re¥*w of inve&Trnl pol￿e5 islherefore plameo e•ly n) finarKa*ye* R•s•ffts PoM¢y The managtmenl wffiitiee hos eyarnmed ￿ clwtys reqL*remert5 ￿ re¥w¥*s in wi of ts main risks tts Ihe ￿arMIatiOfi. 11 ha5 e5tabl￿he0 a pow wheteby fv Unrestr￿80 Ws not celnmrtt￿ ty in*Sled ￿ tangl￿ 3$5ets held up by the chanly ould between 3 and 6 monih5 of me eypenditUT8 Th resv¥Es are ID meer the worknrYJ ca￿trI (equir￿)ern of ch8rity and Ihe Ma￿a￿Man1 CO￿rtte¢ are hiokro to ￿ 8s*ye more rtser* frjlurt to be ab* ID with wr•nl an¢ rviure a¢b￿lIeS ofihe chanty in ÈWdni$ ol• in fuThYirq. Pl•ty forlutur• P•rlOd The ¢J*rily plans continuifv 8L*thS oUv￿ abo¥* in I1* I￿[￿￿￿1r￿ years suDJec% ￿ Sdllsla#ory fund￿9 arrawements. pi8 aR a150 bein9 devekjped lo wort on a Dumber of Sch￿￿$ kxal or4•)oation and kxal ce¢tseS lor Y(￿n9 peop adulls ITr need of otsr %r¥i¢es on out Tian)thy futry SeTr1￿. Famity supput 9rG￿p. mon￿. ¢OLwllin9 xhemes. sport w4J ￿afj ¥ w lem i￿EfflI01 CC4Tffiunrty. Th¢ tharfLy *ill also Gonlirw lo p3rtrws￿ wth oltwr Il￿31 L¥9anisation thal piovKIB5 a Set ol qu811ty st¥Klards for Ihe oryaniiabMS settor. The thanty atso work lo*ard Ihe continyiry *npiementsuon of Spprt OJire¥¢h. Tuloriw Serv￿ for thikJFeTr ￿1h 5peLy* edtAonal J￿e￿5 and tsupport 9ws f(K ￿rn￿e$ arKI training skilL$ as rtethd by the local peopk and SFeoalty Il* yom. StructLW•. Gov•rn•ne• and M•n•g•n*tyt Oocumprt The Ng•niz8bon a ¢hartat4e cornpany Imded by guw¥ntse. on 0151 DeLYmber 2U11 and reg15tertd as 8 on 1rkn Septembw 2012. The Gcmpany w8$ e5ratythd uth a Mernorarvjum ol AS50cialK￿. wtsch Ès1aN￿hed Ihg obJed5 ptyrtrs of the cTh8ni¥b* ccmpany. aTh1 I Is go%%rr￿d urnler rfs ofAssocithn. In thè es*rt ofthe cr￿paNY bery WDuThJ up M￿be15 are requires lo conlnbule an am(wt r￿1 ex¢eedity £10. A•¢￿￿￿t01*￿V￿Ifvlrn•nl0I Al*•gefflent ConMT io ThB th"r¢dry5 oltre CLMhP*y are also ch¥nty mtstees for its PL¥pose of charity a￿1 vndw Ihe ￿Mpany'sAnt￿$ is kr￿￿n as M•￿￿1$ Mana9emeni Committee vr￿er ofthe k*rnDrarwJum aNI ArtK*5 ofA55oGiatiw n￿nb￿lS of the Manaoemert CL¥nmittee are appwled by Il* chawrnan aTrJ reQkL￿ 8$ per Ine maiMty ofvott ai Ih8Annual LAY ￿TNESSEs FOR CHRIST INTERNAT1014AL- LINITED WNGDOM IA COMPANY LIMITED BY GUARANTEEI REPOPT OF ThE DIRECTORS Icontinu•dl Gwwal AN rnembEr Of the Managen￿ Ctffimittee 9The I1￿e of as tru5188s W aThJ recew salary fr￿￿ th¢ chariiy. ￿ exw)ses red8￿￿ frtth the tharty *e ¢xrt Mi Mte of1￿ acttyjnts. c￿e to thè natute of the a¢1￿￿be5 rrrtth of its Char￿￿$ wvk fooJses upon chiklren. yi)un9 Feople ard adLllS The Manag&rr*nl Committee seek$ lo er6we that neeos 01 g￿tsp afÈ reféaÈd the d￿￿[SI1Y ul Ilie tsusiÈ* body. To enhance Ihe potenual pod ol Iwstee5. the L*8rity ad¥tthe Mline and gel ￿¢￿￿1nendatlts￿ from partner in thè evenis of a partKular s￿115 h751 due to re￿reME￿I or tE5wJn*w, recor￿l￿d ithvjvals are apwva(**d 10 offer Ihemselh*s for t￿￿)n lo 11 Managemenl rommniee Tru5t•g Indu¢tlon •rrtl Tralnlng MD￿trUstee$ ore *AEady f8m4kgrY￿h the praL*al tharty bew 8T￿Tr9ed lo take w> in h(rtxe oThJ Ihe Ouireach work offered by the managem￿1 as pafl crf the tharity ￿eMbE￿I￿p day. Add￿OnallY. n￿4 Iru51ees arg inwled a e￿uraged lo •llend a sene5 015hort Irainirrtj se5sh￿S ar￿ to tsmi￿arize t1￿￿5￿ V+ilh tne chawity and Ihp context wt¥¢h rf operaies. The Chatr of l1thiag￿ert a￿1 Exawbwd of ￿ w•nr£81iM and cover i¢)￿Y lead these". The Obligatty￿ of Management Commitiee membeTS. The main bror*ure docwiwits sei opfrrati￿ ¢*anty irKluding ts Pl￿￿￿n0￿M 8n¢ ArtKles. Re.sowong aTrJ the CL&iwI f￿anC￿¥ 85 set0￿ in Ihe *51 finwKial aco)wrt Fubxe F4ans and obie¢twes. A queslion & Ar0￿r pack has also bten prepa￿d dr*w frtth the %•rths Charlty CorrAns*on publiL*tions 5vJnpo*8d 1hrouyhV￿ CommBsbn's guKJe The Essenb Tntsi88" •$ a up 10 I￿Se se5$￿. 15 10 31 ts￿1885 *ilh the MwTh)rarylLn and ArbclB5 and Ihfr late51 finawai slaterneThts. M•D49gm•nt The Managernenl Ctymnwtlee has caTrJuct&J a r￿1￿ ol ￿ maiN nsks lo the tharily ￿ exposed A rtsk register has be2n estab1isThed ￿11 bB Updated ai iea$i afftualy. ￿ere appropnaie. piorethJre5 ha* been e*•b16W lo mthgiie the fisks the ¢hanty faee. SvJnrf¢4nt e*emal rÉk$ 10 f￿￿1￿j haye ￿ 10 ￿ deleiopmeni c4 8 strategic ￿an. wnich %%ill 811ow for the dwsification of aciMl*S. Intwnal conlrd rsks are Minin￿e0 ty Ihp Implemeniation of plor￿￿re5 for athhorv￿f1Dn of all Iransadions aTrJ woiects. Procethwes in 10 elwe ccthph•K¥ and Safety of and vtsito to the p￿MISe. Organlsaiiothal Slructuv Lay W5tne55e$ for Chrfsi Intem•tbnal-UThled h8* 5 frLts*OS It￿re￿or$I who made up to 5 rnaoag•neth committee who meet Qu*tsny and mothThiy Skype or 20wI ano 8re rtSpOr*i￿ tr Ihe strate9* direc*￿ ana pow gf GTharity. Al prnseni Ihe committee has 4 members trc¥n a vat*ty b8thgrourvJ ie*v8M to IF*wcrfk 01lt* tharty. A xhem& of delegathDn pL4te and uay today responsibirrties fvYO¥tsiDn ot th8 ¥TriL*S ￿$1 the Ch4iTrnan INabwal recifAI 8lono with lts other Col¥DOr•￿ 10 manage charity. Tr* Natio￿ Cqredw re$ponsib* lor ensur1￿ thèi the chanly delive￿ the senrices speow th81 key performarKe ￿￿￿torS are mei. Owrallons Manwr svpported by Jirnthors ha* rttponsibilA*S for the *Jay looay op&raiK)nai managemem ofV* tharty, Irvjlv￿ual $UPeMS*Dn of IMB leam mernbè 8ThJ volurneeryd. en$￿1Yj thai the ¢e8m comin￿ ￿ ￿e￿0p sk•5 Ptxti*s in lir* gooo R•sponilWlltl•ts of thè Mana4em•ni C¢¢nmitto• Company requirE Ihe ditetaors 10 Prepa￿ fir￿ncisI slalerrwts for e&h fmarKial yeai, wluch give a true and lair of the 51aie of affaiT5 01 the chanlable compwy as ai Ih? ba￿rtt 5heei tlale and of Ils resource5 and applic*ion ol resouices, diw IrK(Mne exF*ThYlwe. fm8wI Pentyj. In itv)se fv)*Thi81 s*t*nent8 fv manayement ty%nmrttee fOl￿W best practw aTh¥.' Se*cl sui&￿t apFty them aTrl esb"mal¢s Ihat are rt8styi8b* •xl wJert.' 518te *thelher the PDhc7e$ aOLI)ied are ￿ acT4r 470 6,628 7,098 18.1251 BaLAnG• blt*d a101.01.2021 1.702 3,697 13.724 l•neè cl￿d at 31.1 10 14 LAYVIITNESSES FOR CHRIST INTERNAT1014*L- UNITED KINGDOM IACOMPANY LIMITED BYGUARANTÉEI BALANCE SHEET AT 31 DECEAIBER 2021 Flxod os$•ts Tarrfjitye fi¥eO assets Curronta88Ot Debtors orother adl￿S￿ert Cash 81 bar￿ and In hwd 11.384 6.911 13.447 Lthblilr•s: Cr¢ditOlS." amLlllS duevffjthws oney (7501 11,797) Net ufftntAsset8 12.697 NrtAs•ets I2￿$7 Funds UrYe$tnded fvTrJ5.' General ResIrfC￿ 1218 11.479 1.702 3.897 12.697 S,899 For Ihe year ended 31 tknber W21 Ihe ￿mp￿ry￿aS er￿ loexerytion uTrJer section 477 olthe CtknP8hiesAct 20C6. The members havd not reouirnd ts ¢￿panY 80 of 1$ 8CCtyJts ty the year in q￿st1￿ ￿ acrJ)rdanrE**h 476 ofthe Comp8Nes Act Tne direclors. ackmwledge u￿r ￿56MJr￿￿Y￿reW￿￿￿W*th Ihè wNreff*ma oftheAawth Wto *x￿)￿l￿g ￿e0rd5 and th& wepafation ol xcounts. Thes8 a¢￿￿￿￿ h•¥e been prepa￿ in accortlarKe the pffj¥*5iWB aFgtat*to mmparMES subh2¢t iosmal ¢ompaniBs' regThe. The ManagemenicL*mtse Ihese acc¢>*NS th1. 271h8 Sepiertw 2022. Mr& J. Diredor IA* Al TumukuThJ• 15 LAYYIITNESSE¥ FORCHRI¥TINTEIINATIOw￿.UNlTED KINGDOM IACQIAPANY LMTED BYGUARANTEEI 140TES TO ThE ACCQUP4TS FOR THE YEAR ENDED 31 OECEIIBER 2021 Accounung Pollcl Bagls ol prvparntion 111 These 4cctyJNS ar8 Ihe 8ccrArdsof Lay￿*￿e$1￿cn￿ Itrtemational. un&eo Kin9dom. (ill These ac¢oun¢s hale wwed M • ¢8* ti89$ 8TrJ WICA￿Je w1cJx￿ ewrnliture as they ar¢ re¢eAved o¥ pa#1. liiil recOrr￿datir￿ts of ts &alwnt of ReCry￿ Prxbce lAr￿￿￿1r￿j by ChDriiie51 hast b¢w lo1￿ in th• ￿epara￿ ofthese a¢e(v Fund •¢CoUn￿n9 li} 9erwal fun05. cknwty may Ltse ils purposes 81 rts dv4crelion. [11) The thariVs restrKted Ihose thr8 has wnposeo restr5&￿ On the u58 of the funos. are *9aiiy tiTh1*g Voluntary Incom• (Il ￿ ¥oknlary *KJLKletl ret*rt (19 Grarts rewv•ble $ c¥edittiJ 10 recryt Irf anyl. Inv•stmDnt Snc¢xn• Cr•ail ￿ tsken hy illW8SI iteTr4fthdu8*xF4JTWt (*tsre aFpkrablel. {•) Ch*rlty SORP IStat•m•nt ot Roc￿M￿nI•d FR5102 •pplluUM'. cnanty accwnts i.e F￿￿nTral Styknierts ha* fv¥ep¥￿ ￿￿er SORP. FRS102 In whKh appw co*J accwnlhl9. ifj F￿•d apJs•ts and doprq¢lolloTr Fixèd astsets are in the accounLs * thwr r•*(wi cost less 02P￿LIatIOn ard ￿lI1¢n off Ihr(vJh Ihe slawmern olfin•wwl aL*%*ie5. In the eryl d2021. the Decm$ nd. 16 LAY WITNESSES FOR CHRIST INTERNAnONAL- iv41TED KINGDOAI IA COMPANY LIWTED BY GUARANTEEI NOTES 70 THE ACCOUNTS Icorrtlnuodl Fcrfl THE YEAR EPIDEO 31 DECEMBER 2021 (fj Admlnistration expondlturo Plminisiraiion expeThJilure C￿￿￿1$e5 cos¢s 1nr￿rfed in charity. ltheTe aWicatlE. so of these rA)5ts twve been as th¥it*e e4)•)IAure. Tan9lbl8 FIX￿ Assets.. 2021 rang￿le assets art off 25% x8ducw balarte m8t￿y. btrl thg awts ern wo￿n9 as Mw•r. Ihwelorn. much IThwrB1eddeprn￿tsQn1ahQyt &5%J b¢¢n Offico Equfipmert£ Ffi¥tures & Fitliry E TOTAL £ C05TS'. 1 January 2021 Addi￿0￿5 2020 482 482 31-Decomber 2021 482 OEPRECIATION= Balance Wt al 1￿ January 2021 Charge for Yea_r _. 482 '. At 31 ri8c•inb&r 2021 rNÉT BOOK VALUE At 31 DECEMBER 2021 . ACCRUAL ACCOUNTANTS FEÉS CREDIT CARD OTHER CRELITORS IACCOM(ThTION SMICESI INOTE 8) 700 7S £750 Liabiliti•8.' amounts falliny du• wilhin OM P•rfod D•btots IPr•ptymèntsiothèr affjuskn*r 2021 2020 r*biors." Adjustments %tsith debtor5.' m year2tr21 Due to accounting aperalinl¥tr¥ty Chry5 lrnm accru•l 19 cash )asis •rnl as a rnsthl ol Wr•c*bon chat5•S incluston th¢ dfferen￿5 4iW. Share Capital The CLryany is limited ty gU￿￿e aTrJ ha* a share R•mwwr•¢ion trf Dir•¢try¥ l TnMtqg¥ tjreuors i tr￿lee$ r￿￿e[l rernune￿￿x in tt* year Itwl PAYE. CMIEr vegular pa￿r￿S been made by c*anty to *hom- are in seff. emF4oyment re¢ognised ty HMR&C. TIwEfwe. rt ￿ 4￿41•f$ w Iw51ee's responsith.lity to ￿nIr01 arxl sO￿e the prowem rfatEestrlhW 17 LAY WITNESSES FOR CMFUST INTERNATIONAL- UNITED KINGCIOM IA COMPANY LIMITED 8Y GUARANTEE} NOTES TO THE A¢¢OUNTS l¢onlinuedl FOR THE YE*R ENDED 31 DECEMBER 2021 7. Small CoM￿nY EX9m￿O > The th"reaors hava taken thant•Je olthe CtyryriesALX 20C6 n nol having these aCC￿t5 aLwJited under Section 477121 Itotal exemption). Cwfirrned Ihal rK* notice ha5 tyeen ¥ep95iled uider Section 476 of Ihe Act 2QJ6 que5tmg tywl an COn￿￿tel frx the yearended 31 Dewnter2020 AcknTh4edged I￿1r respwbilrties for ￿Unr￿j thal IIE L*¥nparry kew a(tounbrs recorrjs. btsilh secI￿n 3e6ofV* CcrfnpanEsAci 20C6. > Ac*MvAedged respty)si￿￿￿s lor kyepwwj ￿Ojnts and laii vw ol Ihe Company arys oi rfs swpbJs fer I￿ Trar eThJed in aotonyarKe reguirements of seth￿n 393 of the CtyTrpan￿S Aci 20C6 and *fiicTh L￿￿￿7$e compty vthh requir*nents oflhe Act relating to aC£Y)L¥ts. so far as appWe 10 llis ctynpwty. These ate wepared in acts)thnce ￿lth If* 5F)eaal pmwsw)ns ￿ part 15 ofthe Cthrpany Att 20Cé relawo 10 sm811 tt￿panES (Seuion 246181 olthèAU. Accoun¢anVs lees: Yeaty lees £750. g. Cosh Book.. The ￿reCt￿tnJStees shoLld o¥*rseel re¥**41he reity cash pr￿er￿jre expenses sthe(Sule iegularty shLwld keEP in awiable m*w. ID. Crndit ¢aYd $laifmont Chaty Cw84W$ uedit catd Statem￿ SI￿￿d miew at lea$t quart*ly basis. 18