A Registered Charlty & Company Llmlted by Guarantee
Report and Financial Statements
l April 2023 - 31 March 2024
Registered Charity No 1148854
Registered Company In England & Wales No 7858057

CARRAMEA
(A Company Limlted by Guarantee)
TRUSTEE REPORT
FOR THE YEAR ENDED 31 MARCH 2024
LEGAL AND ADMINISTRATIVE DETAILS
Trustees / Directors of the Charlty and Company
Shamn Dunbar
Omar Edris Faizi
Fauzia Adnan
Hemuna Pather-carr
Sangeetha Ragavan
Bankers
The Co-operative Bank
Reglstered Charlty Number
1148854
Company Reglstratlon Number
7858057
Address
Carramea Community Resource Centre
27 Northolt Road
Harrow
Middlesex
HA2 OLH

CARRAMEA
(A Company Limited by Guarantee)
TRUSTEE REPORT
FOR THE YEAR ENDED 31 MARCH 2024
The trustees who are also dlrectors of the chartty for the purposes of the Companies Act
2006, p￿sent their report with the flnanclal statements of the charlty for the year ended
31 March 2024. The trustees have adopted the provlsions of the Statement of
Recommended Practlce (SORP) 'Accounting and Reporting by Charities. issued In January
2015.
STRucfuRE, GOVERNANCE & MANAGEMENT
Governing Document
Carramea Is a company limited by guarantee (company number 07858057) and a
gistered charity (charlty number 1148854). It is governed by a Memorandum and
Articles of Assoclatlon.
Appointment of Triistees
The first dlrertors and trustees were appointed by the Carramea Foundlng Organlsatlons.
Subsequent trustees are elerted into post by the Members of the Board. Subsequent
Members of the Board are appolnted following nomlnation by a Founding Organisation or
non-Foundlng Organisatlon registered as a resident organisatlon at the Carramea
Comrnunlty Resource Centre, dlscussion of duties, responslbllltles and Ilabllltles wlth the
nominee, and election by the Members of the Board.
Potential new board members are identified by:
(a) conducting a board skills gap amongst exlstlng trustees,
(b) approaching relevant Indlvlduals known to have these requlred skllls, and/or
(c) advertisement for board members through our Foundlng Organlsatlons and
through non-Founding Organlsatlons registered as Resident Organlsations at
the Centre.
Management
The Board of Trustees governs the charlty, meeting at least on a quarterly basis. The
Trustees appolnt the Chlef Executive Officer who oversees the day-to-day operation of
Carrarnea. Project implementation Is carried out by Project Co-ordinators.
Risk Management
The Trustees have condurted a review of the main risks to whlch the charlty Is exposed.
Where appropriate, systems and procedu￿$ have been put In platr to manage these
rlsks.
Reliance on extemal fvndlng has been mitlgated by raislng income through increaslng
usage of our offlce and meeting Pdcilities by the voluntary and charitable sector.
Cornpetitlve rlsks forfunding opportunities have been mitigated by developlng a strong
brand based on successful project delivery and our development into a wldely
representative community hub, which is responslve to community demand for a range
of services and 15 well known and appreclated in the South Harrow area and beyond.

CARRAMEA
(A Company Llmited by Guarantee)
TRUSTEE REPORT
FOR THE YEAR ENDED 31 MARCH 2024
We have a reputatlon for reliabllity. trustworthiness and princlpled commltment to the
voluntary sertor and the wider community.
We arrange for appropriate trainlng for staff and take out appropriate insurance
We have Internal control risks Ilnked to flnancial transactions, mitigated by a Financial
Control Pollcy, requiring 2 approvals for each transaction. we can call upon advice from
professlonal accountants, If required.
PUBLIC BENEFrr
The Trustees confirm that they have complied wlth the duty in section 4 of the Charities
Act 2006 to have due regard to public benefit guidance published by the Charity
Commisslon in determlnlng the activities undertaken by the Charlty. The followlng
sections demonstrate our provision of publlc benefit:
OBJECTIVES & PRIORrrIES
i)
To advance the education of the publlc In Harrow by provldlng a range of tralnlng
courses. and
2)
to promote the voluntary sector for the benefft of the publlc In Harrow by:
a) the provlsion and maintenance of a resource centre to be used by the voluntary
sector, Including the provision of office, rr and meetlng facllltles; and
b) facllitatlng partnershlp and co-operatlon In the voluntary sector;
wlth a vlew to promotlng soclal coheslon amongst the public In Harrow.
PLANS FOR THE FUTURE
Our Carramea Community Resource Centre provides flexible office, meeting and storage
facllities at affordable rates to about 15 organisations at any partlcular tlme, provldlng
charitable servlces to the community in Harrow.
Carramea's provislon for these organisatlons ranges from a reglstered office address with
Incoming mail and telephone enquiry forwarding facillties, to hourly hot-desklng as and
when required, and to 7-day office usage till 10.00pm.
In addition we provide volunteering opportunities and through our dellvery partners we
provide English Language courses and training courses for members of the public.
Following 'bulld back, after Covid closure, we now have about 1,000 visits per month by
service-users and volunteer5 worklng towards employment.
We expect this demand from the community to grow and we wlll work to secure grant
funding to support our volunteers and assure our basic running costs at a time of steeply
rising costs.

CARRAMEA
(A Company Limited by Guarantee)
TRUSTEE REPORT
FOR THE PERIOD ENDED 31 MARCH 2024
FINANCIAL REVIEW
Income generation
The total of Incoming resources for thls year was £74,930 (2023: £68,435).
Restricted Funds
Restricted funds represented approximately 0.20% of generated income this flnanclal
year.
Fundralslng objectives
Fundralslng planning concentrated on identlfylng sources of Income to sustain the
charity's alms from 202312024 onwards* particulady those that can diversify the fundlng
portfolio and fund staff, volunteers, training and core costs.
Management & Administratlon
The organlsation considers all its work to be charltable but does make an allowance for
some costs that relate to legal and charitable compliance.
Reserves (Worklng Capltal Policy)
Our ￿serveS pollcy was approved by the board on 8th February 2012 and ststes:
"Carramea wlll alm to establlsh a Reserve of between 330/0 and 50% of Its experted
runnlng costs for the following year in order to ensure business contlnulty In the
eventuallty of reductlon In fundlng from all sources."

CARRAMEA
(A Company Limited by Guarantee)
TRUSTEE REPORT
FOR THE YEAR ENDED 31 MARCH 2024
srATEMENT OF TRUSTEES RESPONSIBILrrIES
The trustees who are also the direttors of Carramea for the purposes of company law are
responsible for preparfng the Trustees, Report and the financlal statements in accordance
wlth appllcable law and United Kingdom Accountlng Standards (United Kingdom
Generally Accepted Accountlng Practice).
Company law requires the trustees to prepare financial statements for each flnanclal
year, which glve a true and falr vlew of the state of affairs of the charitable company and
of the incoming resources and applicatlon of reSoUr￿S of the charlty, including the
Income and expenditure, for that period. In preparing these financlal statements, the
trustees are required to
selett suitable accountlng pollcles and then apply them consistentlyi
observe the methods and principles in the Charities SORP;
make Judgments and estlmates that are reasonable and prudent;
state whether applicable accounting standards have been followed, subject to any
materlal departures dlsclosed and explained In the financlal statements; and
prepare the financlal statements on the golng concem basls unless It Is
Inapproprlate to presume that the charlty wlll contlnue In buslness.
The trustees are responslble for keeplng proper accountlng records, whlch dlsclose wlth
reasonable accuracy at any time the financial posltion of the charity and to enable them
to ensure that the financlal statements comply vrfith the Companles Act 2006. They are
also responsible ft)r safeguardlng the assets of the charity and hence for taking
reasonable steps for the preventlon and detection of fraud and other irregularltles.
Approved by the Trustee Board on
os/(o
2011 and signed on their behalf by:
Full Name
Position Direttor and Trustee
Date

CARRAMEA
(A Company Limited by Guarantee)
INDEPENDENT EXAMINER'S REPORT
FOR THE YEAR ENDED 31 MARCH 2024
I report on the accounts of the Trust for the year ended 31st Mard) 2024 set out on pages 8 to
14.
Respertlve responslblllties of the trustees and examlner
The trustees (who are also the Directors of the Company for the purposes of Company Law) are
responsible for the preparatlon of the accounts. The trustees consider that an audit is not requlred
for this year under Sertlon 144(2) of the Charities Att 2011 (the Charltles Act) and that an
Independent examinatlon Is needed.
Having satisfied myself that the Charity is not subject to audlt under Company Law and Is eliglble
for Independent examination, it is my responsibility to:
examine the accounts under Section 145 of the 2011 Act;
to follow the procedures laid down In the general Directlons given by the Charlty
Commisslon (under Sectlon 145(5) (b) of the 2011A¢t),' and
to state whether partlcular matters have come to my attentlon.
Ba•1• of the Independ•nt examlnerfs report
My examlnation was carried out In accordance wlth the general Dlrertlons glven by the Charlty
Commlsslon. An examinatlon Indudes a revlew of the accounting records kept by the charlty and
a comparison of the accounts presented with those records. It also Includes consideratlon of any
unusual items or dlsdosures In the accounts, and seeklng explanatlons from you as trustees
concernlng such matters. The procedures undertaken do not provlde all the eviden￿ that would
be required In an audlt, and consequently no opinion is given as to whether the accounts present
a 'true and falr vlew, and the report Is Ilmited to those matters set out In the statement below.
Independ•nt ¢xamlnerf• •tatem¢nt
In connectlDn wlth my examlnatlon, no matter has come to my attentlon:
(l)Whlch glves me reasonable cause to belleve that In, any materlal respect, the
requlrements..
To keep accountlng records In accordance wlth Sectlon 386 and 387 of the
Companies Act 2006; and
to prepare accounts which accord wlth the accounting records, and comply wlth the
accountlng requlrements of sectlon 396 of the Cornpanles Act 2006 and with the
methods and prlnciples ofthe Statement of Recommended Pract1￿. Accounting and
reporting by Charitles,
have not been Met; or
(2)To which, In my opinion, attentlon should be drawn In order to enable a proper
understanding of the accounts to be reached.
J. Aktar BSC, MPBA
Smallworks Victorla, Vauxhall Brldge Road
London
SWIV ITA
Date

CARRAMEA
(A Company Limited by Guarantee)
STATEMENT OF FINANCIAL AcfivITIES
FOR THE YEAR ENDED 31 MARCH 2024
Unrestrlcted Restrkted
Funds
Funds
Total
Fund•
2024
Total
Funds
2023
Notes
In¢oming Resources
Chadtable Artlvities
74.780
150
74,930
68.435
Total Incomlng r•SoUr￿l
150
Exp¢ndttur•
Costs of generatln9 funds
Charltable Attlvities
76.153
150
76.303
64.012
Total Exp•ndlture
150
Net Incomlng/(outgoIng)r•￿Uyrn8
befor• transfer•
(1.373)
(1,373)
4.423
N•t movement of fvnd•
1 373￿4 423
Total funds at 31 March 2023
Total fund• at 31 March 2024
All amounts relate to contlnulng operatlons. All grants and losses recognlsed In the year a
Included In the Statement of Flnanclal Acttvlties.

CARRAMEA
(A Company Limlted by Guarantee)
BALANCE SHEEr
AS AT 31 MARCH 2024
Notes
2024
2023
FIXED ASSErs
CURRENT ASSErs
Cash at bank & in hand
Debtors & Prepayments
4.681
5,629
7,758
CREDrroRS: Amounts falllng due
wlthin on• yéar
{459)
(400)
Net Current Assets
Long Temi Loan
TOTAL Assrrs LESS LIABILMES
General Funds
Restrlrted Funds
5,985
7,358
TOTAL FUNDS
The dlrectors and trustees conslder that the charitable company Is entitled to exemptlon from
the requirement to have an audlt under the provlslons of Settion 477 of the Companles Act
2006 and the members have not requlred the company to obtaln an audit for the year In
questlon In accordance wlth sectlon 476 of the Companles Act 2006.
The trustees and dlrectors acknowledge thelr responsibilltles for
a) Ensurlng that the charitable company keeps accountlng records that comply wlth
Sectlons 386 and 387 of the Companles Act 2006 and;
b) Preparing financlal statements which glve a true and fair view of the state of affalrs of
the charitable cornpany as at the end of the flnancial year and of Its surplus or deflclt
for the flnanclal year In accordance wlth the requlrements of Sections 394 and 395 of
the Companies Act 2006 and Charity's Act 2011 and whlch otherwlse comply wlth the
requlrements of the Companles Act 2006 and the Charlty's Act 2011 relating to financlal
statements, so far as applicable to the charitable company.
These flnancial statements have been prepared In accordan￿ with the speclal provislons
appllcable to small companles within Part 15 the Companies Act 2006 relating to small
charitable companies and with the Flnanclal Reporting Standard for Smaller Entltles (effectlve
January 2015).
Approved by the Trustee Board on
and sl9n
ont
behalf by:
Chalrperson
Honorary Treasurer
Cornpany Registration Number
7858057

CARRAMEA
(A Company Limited by Guarantee)
NOTES TO THE ACCOUNTS
FOR THE YEAR ENDED 31 MARCH 2024
I. ACCOUNnNG POLICIES
1.1 Basls of prepar•tion of fln•nclal statements
The statements have been prepared in accordance wlth Accountlng and Reporting by Charltles
Statement of Recommended Practlce applicable to charities preparlng thelr accounts in accordance
with Flnanclal Reporting Standard appllcable In the UK and Republic Ireland (FRS 102) Issued on
16 July 2014 and with the Finanaal Reportlng Stsndard appllcable in the UK and Republic of
Ireland (FRS 102) and the Companies Act 2006 and the Charities Act 2011.
The charlty Is the parent undertaklng of a small group and as such Is not required to prepare
group accounts. The flnanclal statements thereft)re present Informatlon al)out the charity as an
Indlvidual undertaking and not about Its group.
1.2 Changes to accauntlng estlmates
No changes to accountlng estimates have occurred In the reportlng period.
1.3 Mat¢rial prlor years errorn
No materlal prlor year errors have been Identlfied In the reportlng perfod.
1.4 Incom• recognltlon
Items of Income are recognlsed and Included In the Statement of Flnanclal Actlvltles (SOFA) when
all the followlng criterla are met.
the Charlty has entbtlement to the funds and resources.
any performance conditions attached to the Item of Income has been met or fully wlthln
the control of the charity:
there Is sufflclent certalnty that recelpt of the income Is consSdered probable. and the
amount can be rneasured rellably.
There has been no offsettlng of assets and Ilabilitles, or income and expendlture, unless requlred
or permltted by FRS 102 SORP or FRS 102.
Grants and donatlons are only included in the SOFA when the general income recognltlon criterla
are rnet. In the case of performance related grants, Income Is only ￿cOgnised to the extent that
the charity has provided the spedflc goods or services in accordance wlth the perfom)ance related
condltions.
1.5 Charltsble expendlture and liabllltle8
Charitable expendlture Indudes all expenditure dirertly related to the objects of the charlty.
This includes support costs, which are the stafflng and assodated costs of supporting,
monitoring and evaluatlng the work of the charity. Where costs cannot be dlrectly
attributed to particular headings they have been allocated to activitles on a basis conslstent
wlth the use of resources.
1.5.1 Llabllity recognltlon
Liablllties are recognlsed where it is more Ilkely than not that there Is a legal or constructlve
obligation committing the charlty to pay out resources and the amount of the obllgatlon
can be measured wlth reasonable certalnty.
io

l.S.2 Governance and support casts
Support Costs have been allocated between governance costs and other support.
Governance costs comprlse all costs involving public accountabillty of the charity and its
compliants with regulatlon and good practice.
Support costs include central functlons and have been allocated to actlvlty Cost Categorles
on a basis conslstent with the use of resources.
1.5.3 Deferred Income
Deferred Income has been included in the accounts In accordance wlth the perlod to whlch
It relates to.
1.5.4 Credltors
The charity has credltors whlch are measured at settlement amounts less any trade
discounts.
1.5.5 Provlslons for Ilabllltle$
A Ilablllty Is measured on recognltion at Its hlstorlcal cost and then subsequently MeasU￿d
at the best estimate of the amount required to settle the obligatlon at the reportlng date.
1.5.6 Baslc financlal Instrum•nts
The charity accounts for financlal Instruments on inltlal recognltlon as per paragraph 10.7
FRS 102 SORP, subsequent measurement is per paragraphs 11.7 to 11.9 FRS 102 SORP.
1.6 A#•ets
1.6. 1 Invertment•
Flxed assets Investments are stated at cost less impalrment.
1.6.2 D•btor•
Debtors are measured on Inltlal recognltion at settlement amount. Subsequently, they are
measured at the cash or other conslderatlon expected to be recelved.
1.6.3 Cash and cash equlval•nts
Cash and cash equlvalents are represented by cash In hand and deposlts wlth flnandal
Institution5 repayable wlthout penalty on notlce of not more than 24 hours.
1.6.4 Tan9lbl• flx¢d assets
Depreciation Is provided at the followlng annual rates In order to wrlte off each asset over
Its estlmated usefijl Ilfe.
Flxtures & Flttlngs
20% on cost
1.7 Funds
Funds held by the charlty are elther:
1.7.1 Unre•trlrt•d general funds
These funds whlch can be used In accordance with the charltable objects at the dlscretlon
of the Trustees.
1.7.2 Restrlcted funds
These are funds that can be used for partlcular restricted purposes wlthln the charity.
Restrlrtlons arise when specified by the dorK*r or when funds are raised for a partlcular
restrlrted purpose.
li

CARRAMEA
(A Company Umited by Guarantee)
NOTES TO THE ACCOUNTS (continued)
FOR THE YEAR ENDED 31 MARCH 2024
2. ANALYSIS OF INCOMING RESOURCES
Unrestricted Re•trlcted
Funds
Funds
Total
2023
Total
2023
Grant Income
Intematlonal Women's Wellbelng
Day
150
150
150
Other Incom•
Other
74,780
74.780
68.285
TOTAL INCOMING RESOURCES
150
2024
2023
3. STAFF COSTS & TRUSTEES RENUMERATION
Full tlme and temporary staff salarles
Employers Penslon Contrfbutlon
The trustees re￿Ived no remuneratlon during the year.
4. MOVEMENT IN TOTAL FUNDS FOR ThE YEAR (These are stated after charglng)
2024
2023
Independent Examlnerfs remuneration
125
125
125
125
. TAXATION
No taxation has been provided for in the Flnanclal Statements as the Income of the Charity Is
exempt from income and corporatlon taxes, under Section 505 of the Taxes Act 1988 and Sertlon
252 of the Taxatlon of Chargeable gains Act 1992 as it has been applled for the charitable objects of
the company. Irrecoverable VAT has been charged to the relevant expendlture headings wlthin the
Flnancial Statements.
12

CARRAMEA
(A Company Limited by Guarantee)
NOTES TO THE ACCOUNTS (continued)
FOR THE YEAR ENDED 31 MARCH 2024
6. CREDrroRS: Amounts falllng due wlthln one yeJr
2024
2023
other credltors
Accruals
134
325
459
75
325
400
2024
2023
7. SUPPORT COSTS
Governance costs
Other costs
425
435
860
435
488
923
8. TANGIBLE FIXED ASSErs
Computer
2024
Equlpm•nt
Total
At l April 2023
Additlons In year
Dlsposal
At 31 M•rch 2024
44,209
44,209
44,209
44.209
At l Aprll 2023
Charge for the year
Disposal
At 31 March 2024
44.209
44.209
44,209
44,209
Net book valu•
At 31 March 2024
At 31 March 2023
L3

CARRAMEA
(A Company Llmlted by Guarantee)
NOTES TO THE ACCOUNTS (continued)
FOR THE YEAR ENDED 31 MARCH 2024
9. GENERAL FUNDS
2024
2023
Opening Balance at l April 2023
Net incoming resources for the year
Closlng balan￿ at 31 March 2024
7,358
2.935
10. FUND ANALYSIS
1*1 Aprll Incomlng
2023 R￿0￿rr¢S
Outgolng 31*t March
Re$ourc¢8
2024
Restrlcted fund•
Internatlonal Women's Wellbelng Day
150
(150)
Total Re•trlct•d Fund•
150
150
Unre•trlcted Fund•
General purposes fund
7,358
74,780
76,153
5,985
Tot¥1 Unr••trlct•d Funds
TOTAL FUNDS
11. RELATED PARTIES TRANSAcfIoNS
The charity is controlled by Its Trustees, who are dlrectors of the company.
No transactlons wlth related parties were undertaken such are requlred to be dlsclosed under
Financial Reportlng Standard 8.
14