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2026-01-31-accounts

QUORN BAPTIST CHURCH FINANCIAL STATEMENTS FOR THE YEAR ENDED

31 JANUARY 2026

REGISTERED CHARITY NUMBER: 1148704

Cound & Co LLP Chartered Accountants 1 Princes Court Royal Way Loughborough Leics LE11 5XR Tel: 01509 214163

QUORN BAPTIST CHURCH

CONTENTS


Report of the Trustees
Independent Examiner’s Report
Receipts & Payments Account
Statement of Assets and Liabilities
Notes to the Accounts
Page No

1
4
5 - 6
7
8 - 11

- 1 -

QUORN BAPTIST CHURCH

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JANUARY 2026

The trustees are pleased to present their report together with the financial statements for the year ended 31 January 2026.

Reference and Administrative Details

Charity Registration Number: 1148704

Principal Office: Quorn Baptist Church, Meeting Street, Quorn, Loughborough, LE12 8AQ Bankers: HSBC, 41 Market Place, Loughborough, LE11 3EJ Santander Bank, 63 Market St, Loughborough LE11 3ER: until September 2025, when this account was closed and the funds transferred to HSBC

Independent Examiner: Cound & Co LLP, 1 Princes Court, Royal Way, Loughborough LE11 5XR Custodian Trustees: East Midlands Baptist Trust Corporation, 129 Broadway, Didcot, OX11 8RT

Trustees:

The trustees during the year were:

Rev I Smith, Minister Miss G Clement, Secretary until the Annual General Meeting (AGM) on 1[st] May 2025 Dr A Leishman, elected as trustee and as Secretary at the AGM on 1[st] May 2025 Mr A Gibb, elected at the AGM on 1[st] May 2025 Dr C Shipway Mr P Vanlint Mrs H Andrews Dr D Bates, Treasurer Mrs J Lister

Objectives, Activities and Achievements

The principal purpose of the Church is the advancement of the Christian faith according to the principles of the Baptist denomination. The Church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world.

Details of activities and achievements during 2025/2026 can be found in the Annual Report.

Structure, Governance and Management

The activities of the Church are governed by a trust deed, and a constitution adopted on 3 February 2012.

The Church is managed on a day-to-day basis by its Minister, Treasurer, Secretary and a number of Deacons. Apart from the Minister, the trustees and officers are elected as Deacons to be in office for three years. Elections take place at a Church members’ meeting, normally the AGM. Members may be nominated for election as trustees by a fellow member and seconded by two other members. Trustees are elected from among the nominations by means of a secret ballot of members.

There are four members’ meetings per annum at which the activities of the trustees may be scrutinised and where decisions may be taken which are beyond the trustees' expenditure authorisation limits.

The trustees have a staggered year for retirement or re-election, so that not all are replaced at the same time, allowing overlap and transfer of information to any newly elected trustees.

The Secretary and Treasurer (and the Minister and other Trustees) have the resources of the Baptist Union to keep them abreast of any changes made to charity-related as well as Church-related laws .

- 2 -

QUORN BAPTIST CHURCH

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JANUARY 2026

Financial Review

As for the past two years, the most significant financial issue for the church this year was the construction of a new building, which has been completed this year.

Income of £103,502 has been received in this financial year for the building project. Of this, the church has contributed offerings of approximately £95,000 including recovered gift aid.

Income for the building project also included a substantial and generous grant, detailed in the report, from the Hobson Charity, for which the church is most grateful. The remaining income for the project came from interest on savings and from the profit on the sale of some units of a designated fund for building repair. Proceeds from the sale of these units were also transferred to the new building fund.

As in the previous year, the estimated value of the manse has been included in the accounts, as a fixed asset. This has been done to show that the financial position of the church is strong, even with the liability of a loan of over £290,000 from the Baptist Building CIO.

Compared to the previous financial year, weekly ‘plate’ collections have declined by about £800. However, offerings paid directly into our bank account have increased by over £9,000, so regular church offerings overall have increased by over £8,000. This significant increase is due to increases in regular contributions from several members, together with generous one-off contributions. Gifts and donations, about £3,000, were very similar to the amount received in the previous year.

Gift aid of £16,448 was claimed on general church giving, and of £22,879 on donations for the new building. These claims were made on donations received in the previous financial year, i.e. between February 2024 and January 2025. For comparison, the gift aid claimed on donations in the financial year February 2023 to January 2024 were £16,498 on general church giving and £22,730 on donations for the new building.

However, it should be noted that the gift aid on donations made in the financial year February 2023 to January 2024 was partly reported in the year before it would normally have been, because claims on donations between February 2023 and October 2023 were made earlier than usual. Gift aid claims on donations made in the remainder of the year were made at the usual time. The two partial claims were added together to give the claims on donations for the full year, as quoted above.

In January 2026, the church made the first quarterly repayment on a loan of £290,343 from the Baptist Building CIO (BBCIO). This loan will be repaid over a period of ten years. Following these repayments, a further payment of 10% of the loan will be paid. Promised regular giving and lump sum payments from the church are sufficient to cover these repayments.

Spending on construction of the new building was £257,716 during the year.

As mentioned above, some of the costs associated with the new building were met from the church’s ‘Extraordinary Repair Fund’ which has been built up over a number of years with M & G Charifund. This spending covered additional drainage required for the new building and the repair of a stone wall, which had been damaged during preparations for construction of the building. Sufficient units of the fund were sold to meet these costs, and the sale yielded a profit of just over £300.

We continue to make regular savings in the Extraordinary Repair Fund, which we intend to use for further repairs and replacements of the church roofs.

The expenditure on Maintenance & Fabric (£8,255) includes the following (not itemised in the report): £2,747 to O Heap for issues related to fire safety, £1,711 of work done by an electrician and £1,827 on gardening.

Overall support from unrestricted funds for missionary and other Christian causes decreased by about £700, to £18,270. The decrease was mainly due to one cause which no longer required funding.

Restricted giving to mission and other causes decreased this year by about £120 to £2679.

The unrestricted funds show a surplus of £2,424.

In the previous year, a combination of low gift aid recovery and high spending on maintenance led to a deficit of £15,281. The

- 3 -

QUORN BAPTIST CHURCH

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JANUARY 2026

Financial Review (continued)

absence of these unusual adverse effects, together with a significant increase in giving by the church, has contributed to the improvement shown in this year’s figures.

The Church no longer needs accounts with two different banks, so our account with Santander was closed and the monies transferred to our account with HSBC.

The Trustees are satisfied with the current financial position.

Public Benefit

The Church provides Christian education at its weekly public meetings for worship, and public courses covering the basics of the Christian faith. The Minister and members of the congregation are also involved in the local primary school's assemblies, and religious education as well as providing spiritual comfort to the elderly in residential care. Members of the church also preach regularly in local churches which do not currently have a paid minister.

This year, the church has started a youth group, which meets weekly during term time and has about 20 young people (aged 11 to 16) attending regularly.

We continue to run ‘workshops’ for children from the local primary school: this year about 150 children from Years 1 and 2 (at Easter), and about 150 from Years 3 and 4 (at Christmas), were given entertaining and informative insight into these major Christian events – to very positive feedback! And Years 5 and 6 children attended workshops about “Moving On” through life with a solid foundation.

The Church provides the local community with a ‘First Steps’ group for toddlers and ‘Baby Steps’ group for pre-toddlers as well as activities for children and young people on Sundays. This year the young people raised £214.55 for ’RAFT’, a local Christian charity which supports care-experienced children in Leicestershire and Rutland.

A weekly ‘Craft and Chat’ session continues to meet. This year the group has knitted blankets for RAFT.

We continue to provide a weekly ‘Warm Welcome’ for the local community, which includes a coffee morning and a simple lunch, food and donations for a local foodbank, and an annual holiday club.

The Minister is made available by the Church to the public, at his discretion and availability, to assist with funerals, weddings, and to visit the bereaved, the sick, and others in need. He also has access to specific funds to assist those in dire financial need. The Church supports local events designed to bring cohesion to the village by providing, for example, refreshments at village events, and, where applicable, by making the facilities of our buildings available to the public or public groups, such as Ranger Guides and the Royal British Legion.

The Church also provides funds for charitable relief and development work in developing countries and supports individuals engaged in providing medical care and Christian mission world-wide, via charitable agencies.

………………………………. ………………………………. Dr A Leishman Dr D Bates Church Secretary Treasurer Date:…………………….2026 Date:……………………2026

- 4 -

INDEPENDENT EXAMINER’S REPORT

TO THE TRUSTEES OF QUORN BAPTIST CHURCH

I report on the accounts of the Charity for the year ended 31 January 2026, which are set out on pages 5 to 11.

Respective Responsibilities of Trustees and Examiner

The church officers are responsible for the preparation of the accounts; consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner’s statement

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a “true and fair view” and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with my examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that, in any material respect, the requirements:

  2. to keep proper accounting records in accordance with section 130 of the 2011 Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act

  4. have not been met; or

  5. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

C Mayne ACA Cound & Co LLP Chartered Accountants 1 Princes Court Royal Way Loughborough Leics LE11 5XR 2026

- 5 -

QUORN BAPTIST CHURCH

RECEIPTS & PAYMENTS ACCOUNT

FOR THE YEAR ENDED 31 JANUARY 2026

Unrestricted
Restricted
Total
Receipts
2026
2026
2026
Offertories – Plate
6,677
-
6,677
Offertories – Regular
77,128
-
77,128
Gift Aid Tax Recovery
16,448
-
16,448
Gifts & Donations
3060
-
3,060
Funeral Donation
220
-
220
Interest Received
797
-
797
ChariFund Dividends
1,045
-
1,045
Profit on Sale of Investments
-
-
-
Room Hire
337
-
337
Warm Church
691
-
691
Fellowship Activities
42
-
42
New Buildings (See note 5a)
-
103,574
103,574
Jack Paston Trust
-
-
-
Holiday Club
-
322
322
TGI Friday
-
643
643
Weekend Away (2026)
-
-
-
Missions & Other Causes
BMS
-
-
-
DUF
-
-
-
Soar Valley Food Bank
-
186
186
Venezuelan Refugees
-
793
793
Spurgeons
-
616
616
Tear Fund
-
616
616
The Bridge & Carpenter’s Arms
-
93
93
Toilet Twinning
-
-
-
RAFT
-
215
215
Ride & Stride
-
10
10
Love Gift for Missionaries
-
100
100
Unspecified ‘mission’
-
-
-
Donation to Emmaus
-
-
-
_
_
_
TOTAL INCOMING RESOURCES
£106,445
£107,168
£213,613


Unrestricted
Restricted
Total
2025
2025
2025
7,476
-
7,476
68,060
-
68,060
5,395
-
5,395
3,051
-
3,051
4,311
-
4,311
886
-
886
1,864
-
1,864
1,032
-
1,032
577
-
577
683
-
683
262
-
262
-
501,369
501,369
-
2,500
2,500
-
-
-
-
-
-
-
-
-
-
40
40
-
50
50
-
-
-
-
956
956
-
538
538
-
767
767
-
-
-
-
304
304
-
-
-
-
50
50
-
30
30
-
30
30
-
150
150
_
_
_
£93,597
£506,784
£600,381

The profit on sale of investments is the difference between the market value and nominal value of M & G units sold.

- 6 -

QUORN BAPTIST CHURCH

RECEIPTS & PAYMENTS ACCOUNT

FOR THE YEAR ENDED 31 JANUARY 2026

Unrestricted
Restricted
Total
Payments
2026
2026
2026
Minister’s Employment
45,337
-
45,337
Cleaners’ Employment
8,951
-
8,951
Manse Costs
3,888
-
3,888
Ministry Costs
381
-
381
Chapel Utility Bills
6,125
-
6,125
Maintenance and Fabric
8,255
-
8,255
Property Repairs
-
-
-
Running Costs & Consumables
1,248
-
1,248
Printing, Publicity & Stationery
1,958
-
1,958
I.T. & Sound
952
-
952
Legal & Insurance Costs
2,335
-
2,335
Bank Charges
208
-
208
Subscriptions
650
-
650
Licence
1,000
-
1,000
Independent Examination Fee
504
-
504
Fellowship Activities
3,322
-
3,322
Youth & Children’s Work
195
-
195
Safeguarding Course
440
-
440
New Building Costs
-
257,716
257,716
Fellowship Fund
-
1,000
1,000
Children’s Musical Instruments
-
330
330
Holiday Club
-
322
322
Weekend Away
-
522
522
Missions and Causes (see note 3)
18,270
2,679
20,948
_
_
_
TOTAL OUTGOING RESOURCES
£104,019
£262,569
£366,588
_
_
_
NET INCOMING/(OUTGOING)
RESOURCES
2,426
(155,401 )
(152,975 )
TRANSFERS
(4,540 )
4,540
-
TOTAL BANK & CASH
BROUGHT FORWARD
58,458
241,908
300,366
__
_
____
TOTAL BANK & CASH
CARRIED FORWARD
£56,344
£91,047
£147,391


Unrestricted
Restricted
Total
2025
2025
2025
43,572
-
43,572
6,928
-
6,928
4,052
-
4,052
454
-
454
5,741
-
5,741
11,700
-
11,700
6,450
2,500
8,950
748
-
748
707
-
707
2,497
-
2,497
1,779
-
1,779
256
-
256
854
-
854
960
-
960
486
-
486
1,729
-
1,729
275
-
275
-
-
-
-
395,433
395,433
-
-
-
-
200
200
-
-
-
-
-
-
19,690
2,890
22,580
_
_
_
£108,878
£401,023
£509,901
_
_
_

(15,281 )
105,761
90,480
(25,000 )
25,000
-
98,739
111,147
209,886
_
_
_
£58,458
£241,908
£300,366


Total
2025

- 7 -

QUORN BAPTIST CHURCH

STATEMENT OF ASSETS AND LIABILITIES AS AT 31 JANUARY 2026

FIXED ASSETS
Freehold Property
CURRENT ASSETS
Investments
HSBC Bank Accounts
Santander Bank Accounts
First Steps & Baby Steps Balance
Cash in Hand
TOTAL CURRENT ASSETS
CURRENT LIABILITIES
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
Creditors: Amounts Falling due after one year
TOTAL NET ASSETS
CHARITABLE FUNDS
Restricted - Funds
Restricted – Building Loan
Designated Funds
Unrestricted - Property Fund
Unrestricted – Cash Fund
NOTE
7
4

5
6
2026
712,000
27,026
118,029
-
2,003
333
_
147,391
_
29,034
_
118,357
_
830,357
254,049
_
£576,308
_
91,047
(283,083 )
17,026
712,000
39,318
_
£576,308
2025
716,000
27,521
259,687
10,218
2,682
258
_
300,366
_
29,034
_
271,332
_
987,332
261,309
_
£726,023
_
241,908
(290,343 )
17,521
716,000
40,937
_
£726,023

Approved by the Church Officers on 2026 and signed on their behalf by:

………..……………………… Dr D Bates Treasurer

- 8 -

QUORN BAPTIST CHURCH

NOTES TO THE ACCOUNTS – FOR THE YEAR ENDED 31 JANUARY 2026

1 ACCOUNTING POLICIES

2 PENSION COSTS

The church is an employer participating in a pension scheme known as the Baptist Pension Scheme (“the Scheme”). The Scheme is a separate legal entity which is administered by the Pension Trustee (Baptist Pension Trust Limited).

From January 2012, pension provision is being made through the Defined Contribution (DC) Plan within the Scheme. In general Members pay 8% of their Pensionable Income and employers pay 6% of members’ Pensionable Income into individual pension accounts which are operated and managed on behalf of the Pension Trustee by Legal and General Life Assurance Society Limited. In addition, the employer pays a further 4% of Pensionable Income to cover Death in Service Benefits, administration costs and an associated insurance policy which provides income protection for Scheme members in the event that they are unable to work due to long-term incapacity. The income protection policy has been insured by the Baptist Union of Great Britain with Unum Limited. Members of the Basic Section pay reduced contributions of 5% of Pensionable Income, and their employers also pay a total of 5%.

Benefits in respect of service prior to 1 January 2012 are provided through the Defined Benefit (DB) Plan within the Scheme. The main benefits for pre 2012 service were a defined benefit pension of one eightieth of Final Minimum Pensionable Income for each year of Pensionable Service, together with additional pension in respect of premiums paid on Pensionable Income in excess of Minimum Pensionable Income. The Scheme, previously known as the Baptist Ministers’ Pension Fund, started in 1925, but was closed to future accrual of defined benefits on 31 December 2011.

A formal valuation of the Ministers’ Fund was performed at 31 December 2013 by a professionally qualified Actuary using the Projected Unit Method. The market value of the DB Plan assets at the valuation date was £162 million.

The valuation of the DB Plan revealed a deficit of assets compared with the value of liabilities of £84 million (equivalent to a past service funding level of 66%). As a result of the valuation, in addition to the contributions to the DC Plan set out above, it has been agreed to increase the standard rate of deficiency contributions from churches and other employers involved in the DB Plan from 11% of Pensionable Income/Minimum Pensionable income to 12% from 1 January 2017. The contributions will be based on each church’s or other employer’s position at March 2017. Some churches and other employers that were only involved in the DB Plan for a short period will pay less than 12%. As at 31 December 2018 the estimated deficit on a technical provision basis has reduced to around £50m.

The key financial assumptions underlying the valuations were as follows:

Type of assumption % pa
RPI price inflation assumption 3.60
CPI price inflation assumption 2.85
Minimum Pensionable Income Increases (CPI plus 1.0% pa) 3.85
Assumed investment returns
- Pre retirement 5.10
- Post retirement 3.95
Deferred pension increases
- Pre April 2009 3.60
- Post April 2009 2.50
Pension increases
- Main Scheme pension Pre April 2006 3.40
- Main Scheme pension Post April 2006 2.30

- 9 -

QUORN BAPTIST CHURCH

NOTES TO THE ACCOUNTS – FOR THE YEAR ENDED 31 JANUARY 2026

2 PENSION COSTS (Continued)

As there is a large number of contributing employers participating in the Scheme, the Church is unable to identify its share of the underlying assets and liabilities of the Scheme. Accordingly, due to the nature of the Scheme, the profit and loss charge for the period represents the employer contributions payable.

Under the current Recovery Plan signed in September 2020, deficiency contributions are payable until June 2026. These contributions are broadly based on the employer’s membership at 31 December 2014 and increase annually in line with increases to Minimum Pensionable Income as defined in the Rules.

At the end of June 2022, the Baptist Pension Scheme signed an agreement with the insurance company Just Group (‘Just’) to secure members’ pension benefits under the DB Plan. This agreement is referred to as a ‘buy-in policy’. It follows a similar agreement with Just in 2019 that covered most pensions in payment at that time. The combined agreements mean that Just are now providing financial backing for all DB pensions provided through the Scheme’s DB Plan.

The strengthening of financial markets in late 2023 meant that this transaction took the Scheme out of a shortfall position for the first time in two decades. The Baptist Union and the Trustee of the Scheme agreed that deficit contributions from each participating employer in the DB plan be reduced to just £1 per month from August 2022. In November 2024 these contributions were stopped completely.

3 MISSIONS AND CAUSES

Unrestricted
Restricted
Funds
Funds
2026
2026
EMBA Home Mission
4,080
-
Baptist Mission Society
4,620
-
DUF India
1,980
50
I Horne
1,980
-
S Gibb (Hope Church)
1,980
-
CAH/Hope Church
-
-
ROAM Community Café
1,000
-
K Andrews
-
-
Japan Mission
1,300
-
Soar Valley Food Bank
10
186
SOAR
780
-
Samaritan’s Purse
100
-
Rainbows
100
-
Peru Children’s Trust
240
-
Steps
100
-
New Life Community Church
-
-
Venezuelan Refugees
-
793
Spurgeons
-
616
Tear Fund (General)
-
616
The Bridge and Carpenter’s Arms
-
93
Toilet Twinning
-
-
RAFT
-
215
Ride and Stride
-
10
Love-gift for Missionaries
-
100
Emmaus
-
-
_
_
£18,270
£2,679

Total
Funds
2026
4,080
4,620
2,030
1,980
1,980
-
1,000
-
1,300
196
780
100
100
240
100
-
793
616
616
93
-
215
10
100
-
_
£20,949
Unrestricted
Restricted
Funds
Funds
2025
2025
3,960
-
4,500
50
1,920
-
1.920
-
1,920
-
400
-
-
-
960
-
1,250
-
500
-
1,076
-
100
-
100
-
240
-
100
-
500
-
-
981
2
558
2
767
-
-
240
304
-
-
-
50
-
30
-
150
_
_
£19,690
£2,890

Total
Funds
2025
3,960
4,500
1,920
1,920
1,920
400
-
960
1,250
500
1,076
100
100
240
100
500
981
560
769
-
544
-
50
30
150
_
£22,580

- 10 -

QUORN BAPTIST CHURCH

NOTES TO THE ACCOUNTS – FOR THE YEAR ENDED 31 JANUARY 2026

4 INVESTMENTS
2026
2025
M & G ChariFund
17,026
17,521
Green Pastures
10,000
10,000
__
____
£27,026
£27,521

The market value of the M & G ChariFund at 31 January 2026 was £20,636 (2025: £18,299). Interest on the Green Pastures investment is received annually and is paid to the HSBC Money Manager Account.

5 RESTRICTED FUNDS

As at
31 January
2025
Income
Fell New Building (see note 5a)
235,415
103,574
Fellowship Fund
4,865
-
Children’s Musical Instrument Fund
1,578
-
Holiday Club
-
322
TGI Friday
-
643
Weekend Away (2026)
-
-
DUF
50
-
Soar Valley Food Bank
-
186
Venezuelan Refugees
-
793
Spurgeons
-
616
Tear Fund (General)
-
616
The Bridge and Carpenter’s Arms
-
93
RAFT
-
215
Ride & Stride
-
10
Love Gifts for Alan and Megan Barker
-
50
Love gifts for Ian and Juliana Horne
-
50
__
_____
£241,908
£107,168

Expenditure
(257,716 )
(1,000)
(330)
(322)
-
(522)
(50)
(186)
(793)
(616)
(616)
(93)
(215)
(10)
(50)
(50)
_
£(262,569 )
As at
31 January
Transfer
2026
4,540
85,813
-
3,865
-
1,248
-
-
-
643
-
(522)
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
__
____
£4,540
£91,047

- 11 -

QUORN BAPTIST CHURCH

NOTES TO THE ACCOUNTS – FOR THE YEAR ENDED 31 JANUARY 2026

5a SOURCES OF FUNDING FOR NEW BUILDING

Gifts and donations
Gift Aid Tax Recovery
Interest
Unrestricted Profit on sale M&G units
Grants
The Hobson Charity
Total (except transfers)

Internal transfer from Unrestricted Fund of
income from sale of M&G Units (nominal value)
Total (including transfers)
Income
72,260
22,879
1,312
-
6,821
_
£103,574
_
Transfers
4,540
_
£108,114

6 DESIGNATED FUNDS

Extraordinary Repair Fund
As at
31 January
2025
Value at start of financial year
17,521
Annual purchase of units
-
Dividends and equalisation
-
Sale of units (nominal value)
-
Value at end of financial year
______
£17,521
_
Income
-
-
1,045
-
______
£1,045
Expenditure
-
-
-
-
_
£-
As at
31 January
Transfer
2026
-
-
3,000
-
-
-
(4,540 )
-
17,026
__
____
£(1,540 )
£17,026

The Trustees have agreed that £3,000 per annum should be transferred from Unrestricted Funds into a Designated Fund for 10 years to build up a fund to cover expected repair costs to the Chapel Roof.

During the year 13.801 units in the M & G Fund were sold for £4,842, a profit of £302 (7%) over their cost.

7 FREEHOLD PROPERTIES

2026 2025
23 Cradock Drive, Quorn £712,000
_
£716,000
_

The manse (23 Cradock Drive, Quorn, LE12 8ER) is valued by the Trustees at a market value of £712,000.

The chapel building (Meeting Street, Quorn, LE12 8AQ) annex has cost £703,255. The historic cost of the original chapel building is not known. No value has been included in the accounts as the chapel building is only likely to be sold in the event of the winding up of the church.