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2020-12-31-accounts

REGISTERED COMPANY NUMBER: 08154119 (England and Wales) REGISTERED CHARITY NUMBER: 1148431

Group Strategic Report, Report of the Trustees and Audited Consolidated Financial Statements

For the year ended 31[st] December 2020

for

NILKANTH ESTATES

Nilkanth Estates

Contents of the Consolidated Financial Statements For the year ended 31[st] December 2020

Pages
Trustees’ Report (including Group Strategic Report) 1
Independent Auditor’s Report 10
Consolidated and Charity Statement of Financial Activities 14
Consolidated and Charity Balance Sheet 15
Consolidated and Charity Cash Flow Statement 16
Notes to the Consolidated Accounts 17 – 27

Nilkanth Estates

Report of the Trustees (including Group Strategic Report) For the year ended 31[st] December 2020

The Trustees (who are also directors of the Charity for the purposes of the Companies Act) present their Annual Report, Strategic Report and the audited financial statements of Nilkanth Estates (the 'Charity' or 'Company') and the group for the year ended 31st December 2020

Nilkanth Estates (company number 08154119, incorporated in England on 24 July 2012) and its wholly-owned subsidiary, Brandon House Limited (company number 10612051, incorporated in England on 9 February 2017), are both charitable organisations established as companies limited by guarantee. The Charity is based in the UK and has its head office in Neasden, London.

OBJECTIVES AND ACTIVITIES

The group’s purposes, as set out in the Objects clause contained in the Charity’s an its subsidiary’s Memorandum of Association are:

  1. to advance the Akshar Purushottam Swaminarayan denomination of the Hindu religion based upon the teachings and principles of Bhagwan Swaminarayan; and to foster the practice and worship of the Akshar Purushottam Swaminarayan denomination of the Hindu religion as revealed by Bhagwan Swaminarayan;

  2. preserve and safeguard the health of all persons and in particular of young persons who are in danger of becoming addicted to or dependent upon illegal drugs of any description, alcohol, solvents or other addictive substances; advance education for the public benefit;

  3. promote community participation in healthy recreation so as to develop participants' physical, mental and spiritual capacities; and

  4. for those purposes without prejudice to the generality of the foregoing, to allow other charities having similar objects to occupy any of its premises at nil or nominal rent.

Our aims fully reflect the purposes that the group was set up to further.

Ensuring our work delivers our aims

The trustees review the aims, objectives and activities of the Charity each year. This review looks at what the Charity has achieved and the outcomes of its work in the previous 12 months. The review looks at the success of each key activity and the benefits they have brought to those groups of people we are set up to help. The review also helps us ensure our aim, objectives and activities remain focused on our stated purposes. We have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing our aim and objectives and in planning our future activities. In particular, the trustees consider how planned activities will contribute to the aims and objectives they have set.

Volunteers

The Charity is run by its trustees and other volunteers who give their time freely in the day-to-day management of the Charity.

Page 1

Nilkanth Estates

Report of the Trustees For the year ended 31[st] December 2020

GROUP STRATEGIC REPORT

Achievement and performance

Nilkanth Estates own and manage a debt-free diverse property portfolio with a carrying value of £81.38 million, of which properties with a net book value of £45.98 million are used for charitable purposes specifically for use by Bochasanwasi Shri Akshar Purshottam Sanstha 'BAPS' in the advancement of our common objectives. Properties valued at £35.39 million are held for investment purposes. Our expenditure objective is two-fold:

The properties held for investment purposes are predominantly residential properties and a property used as a private Hindu faith-based school which has recently ceased its activities and which the Trustees are considering alternative uses.

The properties held as tangible fixed assets are those provided by the Charity to BAPS for use across the country as temples, assembly halls and ancillary purposes. In addition, there are a number of residential properties which are held to provide accommodation for full-time volunteers, priests and overseas visitors.

Charitable activities

During the year, the Group achieved its aims and objectives by providing properties with a carrying value of £47.02 million rent-free to BAPS and The Sarjudas Foundation (and its wholly-owned subsidiaries and group undertakings). Both these charities have the same aims and objectives as Nilkanth Estates.

The properties provided by the Group to BAPS include Mandirs situated in:

Neasden, London Coventry Chigwell, London Havant
Leeds Leicester Loughborough Luton
Manchester Nottingham Preston Southend-On-Sea
South London Wellingborough

The activities undertaken at the above properties further the Charity’s common aims and objectives for the public benefit and include a variety of weekly activities, spiritual forums for children and adults, courses in ethnic language, music, and dance, and events which cultivate personal talents and interpersonal skills and promote the strengthening of relationships within communities and families.

The holding of congregations was prohibited during the Covid-19 pandemic as a result of which the properties provided to BAPS were used on a restricted basis. These restrictions are now being eased and it is expected that normal use will resume soon.

Financial review

The Group is funded by the following main activities:

(i) Rental income (ii) Donations received (iii) Treasury management.

Page 2

Nilkanth Estates

Report of the Trustees For the year ended 31[st] December 2020

The Group funds its expenditure from rental income derived from its investment property portfolio and has the freedom to spend both income and capital, provided the core endowment of the fund is maintained. The Group holds cash balances to manage fluctuations in cash flow.

In 2020, the Group received donations of £1m from Sarjudas Foundation, a registered Charity with similar aims and objectives as the Charity (2019 - £Nil) and after net investment income of £1.113m (2019 - £1.287m), depreciation costs on its fixed asset properties and governance costs of £1.038m (2019 - £1.0354m), and net gains on the revaluation of fixed assets of £6.199m (2019 - £Nil), the Group’s retained net income for year was £7.002m (2019 – £25,000 deficit) and accumulated reserves at the year-end were £86.970m (2019 - £79.968m).

During 2020, the Group spent a total of approximately £1.234m (2019 - £1.448m) on operating costs and donations made from unrestricted funds, of which charitable donations amounted to £Nil (2019 - £Nil). No properties were acquired during the year.

Fundraising activities

The Group nor the Charity undertake any public fundraising activities.

Investment performance

In 2020, the Group’s property investment portfolio valued at £23.716m (cost - £26.316m) generated a total return of c.3% on value which the trustees consider is reasonable for its property portfolio and broadly around market expectations.

Liability Insurance

The Group purchases trustee liability insurance on behalf of the trustees to protect them against claims that may arise from the performance of their charitable duties.

Reserve Policy

The Trustees review reserves annually. Their policy is to hold enough cash reserves to meet the operating costs of the Group for at least one year. Surplus funds from donations and rental income are accumulated and used to build new temples or maintain existing ones.

In establishing this policy, the Board of Trustees conducts an annual review of the level of unrestricted reserves in the general fund by considering risks associated with the various income streams, expenditure plans and balance sheet items. This enables an estimate to be made of the level of reserves that are sufficient:

Risks and issues considered by the Board of Trustees in making this judgement on the level of unrestricted reserves include:

Page 3

Nilkanth Estates

Report of the Trustees For the year ended 31[st] December 2020

The Group’s operating expenditure does not normally exceed £400,000 per annum. The Trustees are of the view that maintaining free reserves, which are considered total unrestricted funds less those funds represented by operational and investment fixed assets, of at least three times this amount, i.e. £1.2m, will provide sufficient resources in the event of adverse conditions. As at 31 December 2020, the Group’s free reserves amounted to £2.9m. The Charity holds surplus reserves to fund the future purchase of additional properties for use in furtherance of its charitable objectives.

The Trustees have confirmed that, after careful review of the reserves policy, as at 31 December 2020, the Group’s free reserves were in excess of its reserves policy. In considering the adequacy of the reserves, the Trustees have taken into account the largely discretionary nature of its expenditure and the amount of cash held and investment income derived.

Principal risks and uncertainties

The main risks for the Group are:

Financial and risk management objectives and policies

The Trustees are responsible for ensuring effective risk management, and that internal controls are in place to appropriately manage the risk exposure of the Group. In doing so, the Board has considered the major risks to which the Group is exposed, the potential impact and probability associated with each risk, and the mitigating actions needed to reduce each risk to a level that the Trustees considers to be acceptable.

The major financial risks are each subject to ongoing monitoring and management. Income and cost control are subject to ongoing review on at least a quarterly basis with prior approval of the Board needed for significant cost activities.

The following sections provide details regarding the Group's exposure to the above-mentioned financial risks and the objectives, policies and processes for the management of these risks.

(a) Credit risk

Credit risk is the risk of loss that may arise on outstanding financial instruments should a counterparty default on its obligations. Such credit risk would arise primarily from trade and other receivables. The Group’s trade debtors are minimal and other debtors relate to payments on account of construction work on certain of its existing properties. Consequently, the Group considers its credit risk to be minimal. For cash and bank balances, the Group minimises credit risk by dealing exclusively with high credit rating financial institutions.

Page 4

Nilkanth Estates

Report of the Trustees For the year ended 31[st] December 2020

(b) Liquidity risk

Liquidity risk is the risk that the Group will encounter difficulty in meeting financial obligations due to shortage of funds. The Group has no debt or other significant financial obligations and maintains sufficient liquid cash resources to meet its operating cash flows.

(c) Interest rate risk

Interest rate risk is the risk that the fair value or future cash flows of the Group's financial instruments will fluctuate because of changes in market interest rates. The Group has no interest-bearing borrowings and as such has no exposure to interest rate risk. As the Group has no significant interest-bearing financial assets, its income and operating cash flows are substantially independent of changes in market interest rates. The Group 's interest bearing financial assets are mainly short term in nature.

Internal Control

The Trustees have overall responsibility for ensuring that the Group has appropriate systems of internal controls across the entire organisation.

The systems of internal control are designed to provide reasonable, but not absolute, assurance against material misstatement or loss. Internal control processes implemented by the Trustees include:

Future plans

Nilkanth Estates continue to seek suitable investment properties to develop its portfolio.

With the support of donations from Sarjudas Foundation and surplus rental income from its investment properties, the Group intends to acquire further investment properties and support the activities of BAPS who share common aims and objectives.

Page 5

Nilkanth Estates

Report of the Trustees For the year ended 31[st] December 2020

STRUCTURE, MANAGEMENT AND GOVERNANCE

Governing document

Nilkanth Estates is a registered Charity (number 1148431) under the Charities Act 2011 and is a charitable organisation incorporated in England on 24 July 2012 as a company limited by guarantee under Company number 08154119. The Charity is controlled by its governing document, Memorandum and Articles of Association.

Trustees

There were 7 trustees during the year, four resigned and at 31 December 2020, the Charity had three trustees. The trustees have responsibility for meeting the Group’s charitable obligations and objectives. Changes in Trustees during the year are provided below.

Under the requirements of the Memorandum and Articles of Association of the Charity, trustees are elected to serve for a period of three years after which they must be re-elected. Subject to article 20A, the trustees may appoint new and additional trustees by a resolution of the Trustees passed at a Trustee meeting. These individuals work alongside existing Trustees for a period of three years before being considered for appointment. Ongoing training is received by the trustees through attendance at courses and being provided with relevant information from various resources, as required.

All trustees give their time voluntarily and receive no remuneration or benefits from the Charity. As the trustees are the key management personnel of the Charity and are not remunerated, there is no remuneration policy for key management personnel.

Operation

The Board of Trustees, which can have up to 7 members, administers the Group. There is one full time trustee (Mr S G Patel) who is supported by two full-time administrators appointed by the trustees to manage the day- to-day operations of the Group. To facilitate effective operations, the administrators have delegated authority, within terms of the delegation approved by the trustees, for operational matters such as finance.

Most trustees are already familiar with the practical work of the Group having been involved in various activities themselves as volunteers. Additionally, new trustees are invited and encouraged to attend a series of training sessions to familiarise themselves with the Group and the context within which it operates. These are jointly led by the Chair of the Board of Trustees.

All trustees give their time voluntarily and receive no remuneration or benefits from the Group.

Attendance at board meetings

The board meets when necessary but seeks to meet fortnightly at least. During the year, all trustees attended 100% of all meetings.

Page 6

Nilkanth Estates

Report of the Trustees For the year ended 31[st] December 2020

Statement of Trustees’ Responsibilities

The Trustees are responsible for preparing the Trustees’ Report, the Group Strategic Report and the consolidated financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and the Group, and of the incoming resources and application of resources of the Charity and the Group for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for maintaining adequate accounting records that disclose with reasonable accuracy at any time the financial position of the Charity and the Group and enable them to ensure the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Charity and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement as to Disclosure of Information to Auditors

The Trustees who were in office on the date of approval of these financial statements have confirmed, as far as they are aware, that there is no relevant audit information of which the auditors are unaware. Each of the Trustees have confirmed that they have taken all the steps that they ought to have taken as Trustees in order to make themselves aware of any relevant audit information and to establish that it has been communicated to the auditor.

Public benefit

The trustees are mindful of the Charity Commission's guidance on public benefit 'Charities and Public Benefit' and, in particular the supplementary guidance for charities whose aims include advancing religion 'The Advancement of Religion for the Public Benefit' and have regard to that guidance when reviewing the Group 's aims and objectives and in planning future activities.

We are confident that, by providing financial resources to support the work of BAPS and other similar charities which share the common objective of advancement of the Akshar Purushottam Swaminarayan denomination of the Hindu faith, we help to promote the faith more effectively, at a national level, and in individual centres, and that in doing so provide a benefit to the public by:

Events since the end of the year

Information relating to events since the end of the year is given in the notes to the financial statements.

Page 7

Nilkanth Estates

Report of the Trustees For the year ended 31[st] December 2020

Related parties and relationships with other organisations

Nilkanth Estates is related to both Sarjudas Foundation and BAPS Swaminarayan Sanstha, and there are a number of trustees in common, and all three charities share the same objectives. In 2020, the Charity received a donation of £1m (2019 - £Nil) from Sarjudas Foundation and continued to provide BAPS with premises from which to hold congregations etc in the advancement of their objectives.

BAPS occupies a number of properties owned by Nilkanth Estates for which no rent is payable.

Reference and administrative details

Registered Company number:

Registered Company number: 08154119 (England and Wales) Registered Charity number: 1148431 Trustees: Mr. G.P Patel - Accountant (appointed on 01/12/2020) Mr. S J Kara - Director of Strategic Alliances – IT Services (appointed on 01/12/2020) Mr K Bhattessa - Hotelier Mr J M Patel - Property investment, food manufacturing and distribution (resigned on 30/11/2020) Mr A P Patel - Accountant (resigned on 30/11/2020) Dr M Shah - Doctor (resigned on 30/11/2020) Mr S G Patel - Monk (resigned on 30/11/2020) Country of registration: England Auditors: MHA MacIntyre Hudson Sixth floor 2 London Wall Place London EC2Y 5AU Principal Bankers: The Royal Bank of Scotland plc 354 Station Road Harrow HA1 3XZ Punjab National Bank (International) Limited 188 Ealing Road Wembley HA0 4QD

Page 8

Nilkanth Estates

Report of the Trustees For the year ended 31[st] December 2020

____________

Solicitors:

Hugh Cartwright & Amin 12 John Street London WC1N 2EB

AUDITORS

The auditors, MHA MacIntyre Hudson, will be proposed for re-appointment at the forthcoming Annual General Meeting following their appointment during the year.

Report of the trustees, incorporating a strategic report, approved by order of the board of trustees, as the company directors, on 30 September 2021 and signed on the board's behalf by:

............................................. S. J. Kara - Trustee

Page 9

Nilkanth Estates

Report of the Independent Auditors For the year ended 31[st] December 2020

____________

Opinion

We have audited the financial statements of Nilkanth Estates (the ‘parent charitable company’) and its subsidiaries (the ‘group’) for the year ended 31 December 2020 which comprise the Consolidated and Charity Statement of Financial Activities, the Consolidated and Charity Balance Sheets, the Consolidated and Charity Statement of Cash Flows and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the audit of the financial statements section of our report.

We are independent of the group and parent charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Our evaluation of the Trustees’ assessment of the entity’s ability to continue to adopt the going concern basis of accounting included critical reviews of their future investment strategy and expected investment income.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Other information

The Trustees are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

Page 10

Nilkanth Estates

Report of the Independent Auditors For the year ended 31[st] December 2020

____________

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the group and parent charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Directors’ report. We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of Trustees

As explained more fully in the Trustees’ responsibilities statement included in the Trustees’ Annual Report, the Trustees (who are also the Directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the group’s and parent charitable company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the group or the parent charitable company or to cease operations, or have no realistic alternative but to do so.

Page 11

Nilkanth Estates

Report of the Independent Auditors For the year ended 31[st] December 2020

____________

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The specific procedures for this engagement and the extent to which these are capable of detecting irregularities, including fraud is detailed below:

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: https://www.frc.org.uk/Our-Work/Audit/Audit-and-assurance/Standards-andguidance/Standards-and-guidance-for-auditors/Auditors-responsibilities-for-audit/Description-of-auditorsresponsibilities-for-audit.aspx. This description forms part of our auditor’s report.

Page 12

Nilkanth Estates

Report of the Independent Auditors For the year ended 31[st] December 2020

____________

Use of this report

This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Sudhir Singh FCA (Senior Statutory Auditor) For and behalf of

MHA MacIntyre Hudson Statutory Auditor London, United Kingdom

Dat e: 30 September 2021

Page 13

Nilkanth Estates

Consolidated and Charity Statement of Financial Activities (incorporating an income and expenditure account) For the year ended 31st December 2020

_________________

Notes
Income from:
Donations and legacies
3
Investment income
Other
4
5
Total income
Expenditure on:
Raising funds
6
Charitable activities:
-
Provision of facilities
7
Total expenditure
Net income/(expenditure) before
net losses on investments
8
Gains on revaluation of fixed assets 13/14
Impairment provision
Net movement in funds
Unrestricted funds brought
forward
Unrestricted funds carried
forward
18
The Group
– unrestricted funds
2020
2019
£
£
1,004,389
67,152
1,113,378
-
1,286,852
68,427

2,117,767
1,422,431

176,075
393,315
1,058,412
1,054,251

1,234,487
1,447,566

883,280
(25,135)
6,118,669
-
-
-

7,001,949
(25,135)
79,968,420
79,993,555

86,970,369
79,968,420
The Charity
- unrestricted funds
2020
2019
£
£
1,000,000
-
1,115,057
-
1,235,899
68,427

2,115,057
1,304,326

175,221
283,392
1,054,212
1,051,500

1,229,433
1,334,892


885,624
(30,566)
2,600,000
-
-
5,000


3,485,624
(25,566)
79,968,056
79,993,622


83,453,680
79,968,056
The Charity
- unrestricted funds
2020
2019
£
£
1,000,000
-
1,115,057
-
1,235,899
68,427

2,115,057
1,304,326

175,221
283,392
1,054,212
1,051,500

1,229,433
1,334,892


885,624
(30,566)
2,600,000
-
-
5,000


3,485,624
(25,566)
79,968,056
79,993,622


83,453,680
79,968,056












1,304,326
283,392
1,051,500
1,334,892
(30,566)
-
5,000
(25,566)
79,993,622


79,968,056

The total funds of the Company were unrestricted. There were no restricted or designated funds during the year or for the previous year.

All of the above results are derived from continuing activities. There were no recognised gains or losses other than those stated above.

The appended notes for part of these accounts.

Page 14

Company number 08154119

Nilkanth Estates

Consolidated and Charity Balance Sheets as at 31 December 2020

Notes
Fixed assets:
Tangible assets
12
Investment properties
13
Mixed use assets
14
Current assets:
Debtors
16
Cash at bank and in hand
Liabilities:
Creditors: amounts falling due
within one year
17
Net current assets
Total assets less current liabilities
Total net assets
Funds:
Unrestricted income funds
18
Total funds
The Group
The Charity
2020
2019
2020
2019
£
£
£
£
47,706,116
47,024,728
45,986,116
47,024,728
26,316,262
31,456,717
26,316,262
23,255,386
10,000,000
-
-
-

84,022,378
78,481,445
72,302,378
70,280,114


422,298
367,952
9,168,522
8,820,730
2,676,271
1,253,513
2,051,825
929,716

3,098,569
1,621,465
11,220,347
9,750,446
(150,578)
(134,490)
(69,045)
(62,504)


2,947,991
1,486,975
11,151,302
9,687,942

86,970,369
79,968,420
83,453,680
79,968,056


86,970,369
79,968,420
83,453,680
79,968,056


86,970,369
79,968,420
83,453,680
79,968,056


86,970,369
79,968,420
83,453,680
79,968,056
The Group
The Charity
2020
2019
2020
2019
£
£
£
£
47,706,116
47,024,728
45,986,116
47,024,728
26,316,262
31,456,717
26,316,262
23,255,386
10,000,000
-
-
-

84,022,378
78,481,445
72,302,378
70,280,114


422,298
367,952
9,168,522
8,820,730
2,676,271
1,253,513
2,051,825
929,716

3,098,569
1,621,465
11,220,347
9,750,446
(150,578)
(134,490)
(69,045)
(62,504)


2,947,991
1,486,975
11,151,302
9,687,942

86,970,369
79,968,420
83,453,680
79,968,056


86,970,369
79,968,420
83,453,680
79,968,056


86,970,369
79,968,420
83,453,680
79,968,056


86,970,369
79,968,420
83,453,680
79,968,056
70,280,114
8,820,730
929,716
9,750,446
(62,504)
9,687,942
79,968,056
79,968,056
79,968,056
79,968,056

The Group’s financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The appended notes form part of these accounts.

The financial statements were approved by the Board of Trustees on 30 September 2021 and were signed on its behalf by:

S. J. Kara Trustee

K.G. Bhattessa Trustee

Page 15

Nilkanth Estates

Consolidated and Charity Statement of Cash Flows For the year ended 31 December 2020

Notes
Net cash provided by/
(used in) operating activities
19
Cash flows from investing
activities:
Dividends, interest, and rents
received from investments
Purchase of tangible fixed assets
Purchase of investment property
Proceeds from sale of F/H Property

Net cash provided by/(used in)
investing activities
Change in cash and cash
equivalents in the year
Cash and cash equivalents at the
beginning of the year
Cash and cash equivalents at the
end of the year
The Group
2020
2019
£
£
1,883,634
860,014
-
-
-
(357,883)
(460,876)
(983,733)
275,000
(460,876)
(1,066,616)

1,422,758
(206,602)
1,253,513
1,460,115
2,676,271
1,253,513
___
The Charity
2020
2019
£
£
1,314,638
694,655
268,347
-
-
(357,883)
(460,876)
(983,733)
-
275,000

(192,532)
(1,066,616)

1,122,106
(371,961)
929,716
1,301,677

2,051,825
929,716

The Charity
2020
2019
£
£
1,314,638
694,655
268,347
-
-
(357,883)
(460,876)
(983,733)
-
275,000

(192,532)
(1,066,616)

1,122,106
(371,961)
929,716
1,301,677

2,051,825
929,716

(371,961)
1,301,677
929,716

ANALYSIS OF CHANGES IN NET DEBT

Group
Cash at bank and in hand
Charity
Cash at bank and in hand
As at 01
January 2020
£
1,253,513
1,253,513
929,716
929,716
Cash flows
£
1,422,758
1,422,758
1,122,109
1,122,109
As at 31
December
2020
£
2,676,271
2,676,271
2,051,825
2,051,825

Page 16

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

1. Accounting policies

(a) Basis of preparation

The financial statements of the charitable company, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (issued in October 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

The functional and presentation currency is UK Pound Sterling (£).

These financial statements consolidate the results of the Charity and its wholly-owned subsidiary on a line by line basis. Transactions and balances between the Charity and its subsidiary have been eliminated from the consolidated financial statements. Balances between the entities are disclosed in the notes of the Charity’s balance sheet.

(b) Public benefit entity

The Charity and its wholly-owned subsidiary meet the definition of a public benefit entity under Charities SORP (FRS 102).

(c) Going concern

The majority of the income received from by the Group is investment income from its investment property portfolio which are let to social housing providers. The Group has continued to receive this income despite disruptions to the economy caused by Covid 19 and has not changed its strategic and business plans. The Charity has minimal on-going legal or constructive commitments. There are no uncertainties, material or otherwise, regarding the Group's going concern.

The trustees therefore have reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future which exceeds 12 months from the date of signing of the financial statements and therefore continue to adopt the going concern basis of accounting in preparing the annual consolidated financial statements.

(d) Income

All income is recognised in the Statement of Financial Activities once the Group has entitlement to the funds, it is probable that the income will be received and that the amount can be measured reliably.

Voluntary income comprises revenues generated from various forms of donations.

Investment income includes income generated from property investment and interest received on cash deposits.

(e) Donations of gifts, services and facilities

Donated professional services and donated facilities are recognised as income when the group has control over the item or received the service, any conditions associated with the donation have been met, the receipt of economic benefit from the use by the group of the item is probable and that economic benefit can be measured reliably. In accordance with the Charities SORP (FRS 102), volunteer time is not recognised so refer to the trustees’ annual report for more information about their contribution.

On receipt, donated gifts, professional services and donated facilities are recognised on the basis of the value of the gift to the group which is the amount the group would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market; a corresponding amount is then recognised in expenditure in the period of receipt.

Page 17

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

1. Accounting policies (continued)

(f) Expenditure and irrecoverable VAT

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Irrecoverable VAT is charged as a cost against the activity for which the expenditure was incurred.

(g)

Allocation of support costs

All support costs are allocated to the expenditure on charitable activities as none of these costs are allocable to the costs of raising funds, which are the investment management costs.

Support costs include governance costs, which are the costs associated with the governance arrangements of the Charity. These costs are associated with constitutional and statutory requirements and include any costs associated with the strategic management of the group’s activities.

(h)

Taxation

The group is exempt from corporation tax on its charitable activities.

(i)

Tangible fixed assets

Items of equipment are capitalised where the purchase price exceeds £500. Depreciation costs are allocated to activities on the basis of the use of the related assets in those activities. Assets are reviewed for impairment if circumstances indicate their carrying value may exceed their net realisable value and value in use.

Depreciation is provided at rates calculated to write down the cost of each asset to its estimated residual value over its expected useful life. The depreciation rates in use are as follows:

Freehold land is not depreciated.

(j) Investment properties

Investment properties are measured at fair value at each reporting date and are not depreciated.

Cash investments

Cash held in fixed term deposit accounts exceeding one year are classified as fixed asset investments as they are generally held with the overall intention of long term retention for the continuing benefit of the group in the form of income and capital appreciation.

(k) Debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Page 18

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

1. Accounting policies (continued)

Loans which have been provided with an interest rate below the market rate and for charitable purposes are deemed concessionary loans.

(l) Cash at bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account. Cash balances exclude any funds held on behalf of service users.

(m) Creditors and provisions

Creditors and provisions are recognised where the group has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

The group only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

(n) Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the Charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

2. Critical accounting estimates and judgements

The Group makes certain estimates and assumptions regarding the future. Estimates and judgements are continually evaluated based on historical experience and other factors, including the expectations of future events that are believed to be reasonable under the circumstances. In the future, actual experience may differ from these estimates and assumptions. The estimates and assumptions that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next financial year are discussed below:

Investment Properties

Investment properties whose fair value can be measured reliably without undue cost or effort should be measured at fair value at the year end with any changes in fair value recognised in the statement of financial activities.

The investment properties have been valued by the trustees at the period-end based on their knowledge of the properties and their location and having conducted informal market research considering comparable properties. Following their assessment, they have concluded that there has been no material change in the fair value since the previous valuation, with the exception of one investment property whose fair value is considered to have increased by £2.6m since the previous year-end, following an independent valuation by RICS-accredited chartered surveyor. A change in the assumptions used by the trustees may result in a change in the value of investment properties.

Page 19

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

2. Critical accounting estimates and judgements, continued

Freehold Property

The Group and the Charity hold freehold land and buildings. The freehold buildings are depreciated over a period of 50 years whilst land is not depreciated as its value is not likely to diminish over time.

The Group carries out regular maintenance of its freehold properties and therefore it is likely that the useful lives of the property may exceed 50 years.

The trustees have been required, in the absence of a split of purchase cost, to estimate the allocation of the cost of these properties between the relative elements attributable to land, which is not depreciated, and buildings. Having consulted with property professionals, considered statutory provisions, and researched market factors, the trustees consider 30% of the acquisition cost of each tangible fixed asset to represent land and 70% to represent buildings. As such, 30% of the cost of each tangible fixed asset property is not depreciated.

Covid-19 has had no impact on any accounting estimates and judgements.

3. Income from donations and legacies

Donations
Donated services
4.
Income from investments
Rental income – operating leases
Interest receivable

5.
Other Income
Profit on disposal of fixed assets
Group
2020
2019
£
£
1,004,389
64,400
-
2,751
___
_
1,004,389
67,151
_

___
Group
2020
2019
£
£
1,113,378
1,286,852
-
-
___
_
1,113,378
1,286,852
_ _
Group
2020
2019
£
£
-
68,427
___
_

-
68,427
**_ _ **
Charity
2020
2019
£
£
1,000,000
-
-
-
___
_
1,000,000
-
_

___
Charity
2020
2019
£
£
846,710
975,368
268,347
260,531
___ _
1,115,057
1,235,899
_
___
Charity
2020
2019
£
£
-
68,427
___ _
-
68,427
_
___

_____
_____

Page 20

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

6. Cost of raising funds – investment management costs

Rates
Gas and electricity
Repairs and maintenance
Insurance
Consultancy fees
Bank charges
Sundries
7.
Expenditure on charitable activities
Provision of facilities
Governance costs
Group
2020
2019
£
£
(8,473)
132,205
8,235
21,521
93,960
180,933
58,085
58,085
23,863
-
392
445
13
126
___
_
176,075
393,315
_

___
Group
2020
2019
£
£
1,038,612
1,035,843
19,800
18,408
___
_
1,058,412
1,054,251
_

___
Charity
2020
2019
£
£
1,879
112
-
6,517
93,685
220,933
55,435
55,435
23,863
-
359
382
-
13
___
_
175,221
283,392
_

___
Charity
2020
2019
£
£
1,038,612
1,035,843
15,600
___
_
1,054,212
1,051,500
_

___

All the above costs are support costs.

Governance costs represent auditors’ remuneration only.

8. Net income/(expenditure) for the year

Net income/(expenditure) for the year is stated after charging:

Group
2020
2019
£
£
Depreciation of fixed assets - owned
1,038,612
1,035,843
Auditors’ remuneration (including VAT):
19,800
18,408
Impairment provision
-
-

___
___
Charity
2020
2019
£
£
1,038,612
1,035,843
15,600
15,657
-
5,000
___
___

In the year ended 31 December 2019, the Group’s auditors provided their services on an honorary basis. The value of their donated services has been recognised as donations received in that year.

9. Staff costs

The Group does not have any employees. Its trustees are responsible for the governance of the Group and give their time freely. Volunteers, including employees of The Sarjudas Foundation and BAPS Charities, manage the day-to-day operations of the Group. Whilst the nature of the volunteers' time is not considered general, the monetary value of their time is not considered material and thus not recognised in the accounts.

Page 21

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

10. Trustees’ remuneration and expenses

Neither the Charity trustees nor the directors of the subsidiary were paid any remuneration, nor did they receive any other benefits from employment with the Group in the year (2019: £nil). No Charity trustee received payment for professional or other services supplied to the Charity (2019: £nil).

No trustee expenses were incurred in the year (2019: £nil).

11. Taxation

The group is exempt from corporation tax as all its income is charitable and is applied for charitable purposes.

12. Tangible fixed assets

Group
Cost
At start of the year
Reclassification
At end of the year
Depreciation
At start of the year
Charge for the year
At end of the year
Net Book Values:
At end of the year
At start of the year






Freehold
Property
£
62,822,332
1,720,000
_
64,542,332
_________
15,797,604
1,038,612

16,836,216
_____

47,706,116
_ _
47,024,728
___ _ __
Assets
under
construction
£
-
-
_
-
_
-
-
_
-
_
-
__ _____
-
__
Total
£
62,822,332
1,720,000
_
64,542,332
___
15,797,604
1,038,612
________
16,836,216
_________
47,706,116
_ _
47,024,728
_




The trustees reviewed the classification of their Brandon House Property at the year-end. They reassessed the presentation to better describe the use of this property as a mixed-use asset used for both operational and investment purposes as set out in Charity SORP para 10.47 (see Notes 13 and 14 below). The element which is used for charitable purposes, being 20% of the total floor space of the property, has been reclassified as a tangible fixed asset and recognised at cost, in line with the SORP. As the change in presentation occurred at the year-end, this element of the property will not begin to be depreciated until 1 January 2021.

Included in cost or valuation of land and buildings is freehold land of £959,173 (2019 - £959,173) which is not depreciated.

All of the above assets are used for charitable purposes.

Page 22

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

12. Tangible fixed assets (Cont’d)

13. Charity
Freehold
Property
£
Cost
At start of the year
62,822,332
_
At end of the year
62,822,332
___
Depreciation
At start of the year
15,797,604
Charge for the year
1,038,612

At end of the year
16,836,216
_____

Net Book Values:
At end of the year
45,986,116
_ _
At start of the year
47,024,728
_ _
Investment properties
The Group
2020
2019
£
£
Market value
At start of the year
31,456,717
30,472,984
Additions
460,876
983,733
Disposals
-
Revaluation
2,600,000
-
Reclassification
(8,201,331)
-
___
_
At end of the year
26,316,262
31,456,717
___
___
Assets
under
construction
Total
£
£
-
62,822,332
_
_
-
62,822,332
_______
___
-
15,797,604
-
1,038,612
_______
________
-
16,836,216
_______
_________
-
45,986,116
_ _ ___
- 47,024,728
__
_
The Charity
2020
2019
£
£
23,255,386
22,271,653
460,876
983,733
-
-
2,600,000
-
-
-
___
___
26,316,26223,255,386
___
___



Investment properties with an original cost of £23.716m have been valued at £26.316m by the trustees.

The trustees of the Group performed an assessment of the market value of its investment properties at the yearend. Following an independent valuation by a RICS-accredited chartered surveyor, one investment property’s fair value was deemed to have increased by £2.6m since the previous year-end.

The trustees reviewed the presentation of the Brandon House property at the year-end. They reassessed the presentation and now consider it a mixed use asset, the investment part of which is recognised at year-end fair value (see Note 14 below).

Page 23

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

14. Mixed-use assets

Fair value
At start of the year
Reclassification

Revaluation

At end of the year
The
2020
£
-
6,481,331
3,518,669
___
10,000,000
___
Group
2019
£
-
-
-
_
-
___
The Charity
2020
2019
£
£
-
-
-
-
-
___
___
-
-
___
___
The Charity
2020
2019
£
£
-
-
-
-
-
___
___
-
-
___
___
____ -
___

The trustees of the group reviewed the classification of their Brandon House property at the year-end. They reassessed the presentation to better describe the use of this property as a mixed use asset used for both operational (see Note 12 above) and investment purposes as set out in Charity SORP para 10.47.

The trustees of the group also reviewed the fair value of the element of the asset which is used for investment purposes at the year-end, in line with SORP requirements. Following an informal valuation from a RICSaccredited property advisor, the fair value of the proportion of the building let commercially had increased to £10m. This gain in value has been recognised in the SOFA.

15. Investments in subsidiaries

Nilkanth Estates owns 100% of a charitable company, Brandon House Limited (Reg. Charity no. 1172517 and Company no. 10612051), which was incorporated in England and Wales on 9 February 2017. Brandon House Limited is a company limited by guarantee. It owns three light industrial units and Beddington Conference Centre (‘BCC’). The industrial units have been rented out to a single tenant on a 10-year lease at an initial rent of £200,000 for the first year rising to £400,000 from the second year with rent review after 5 years.

A summary of the financial statements of the Charity’s subsidiary, Brandon House Limited is shown below:








Statement of financial activities
Income and Endowments from:
Donations and legacies
Investment income
Total income
Expenditure:
- on raising funds
- provision of facilities
Total expenditure
Gains on Revaluation of fixed assets
Net income/(expenditure)
_ 2020
£
4,389
266,668
_
271,057
_

(5,053)
(268,347)
_
(273,400)
_

3,518,636
__
3,516,293
__
2019
£
67,151
311,484
_
378,635
_

(109,923)
(263,282)
_
(373,205)
_

-
___
5,430
___
_
_
_
_

Page 24

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020







Balance sheet
Tangible assets
Mixed use assets
Current assets
Creditors due within one year
Creditors due after more than one year
Net assets/(liabilities)
2020
£
1,720,000
10,000,000
812,474
(81,533)
(9,213,251)
___
3,237,690
___
2019
£
-
8,201,331
536,923
(71,986)
(8,944,904)
___
(278,636)
___

16. Debtors

Amounts falling due within one year:
Trade Debtors
Other debtors
Prepayments & accrued income
Amounts falling due after more than one year:
Concessionary loan
Aggregate amounts
Group
2020
2019
£
£
21,726
46,825
389,072
321,127
11,500
-
____
422,298
367,952
_____ _
_
--
____
422,298
367,952
_
___

Charity
2020
2019
£
£
-
-
222,771
154,826
11,500
-
____
234,271
154,826
____

8,934,251 8,665,904
___ _
9,168,5228,820,730
_
___

Nilkanth Estates provided a loan to its subsidiary, Brandon House Limited, of £8,201,331 in 2017 for the purchase of the subsidiary’s property and to further both entities’ charitable objectives. The loan: incurs interest at 3% per annum, which is considered below market rate; is secured against the property; is repayable on demand, though the parent Charity has provided assurances that it will not be repayable until at least one year from 31 December 2020.

17. Creditors: Amounts falling due within one year

Trade creditors
Other creditors
Accruals
Group
2020
2019
£
£
41,105
40,080
89,673
66,845
19,800
27,565
___
___
150,578
134,490
___
___
Charity
2020
2019
£
£
30,676
-
22,769
40,080
15,600
22,424
___
___
69,045
62,504
___
___

Page 25

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

18. Funds

Unrestricted funds
At start of the year

Incoming resources

Resources expended

Impairment provision
Gain on revaluation of fixed assets

At end of the year
The Group
2020
2019
£
£
79,968,420
79,993,555
2,117,767
1,422,431
(1,234,487)
(1,447,566)
-
-
6,118,669
-
___
_
86,970,369
79,968,420
___
___
The Charity
2020
2019
£
£
79,968,056
79,993,622
2,115,057
1,304,326
(1,229,433)
(1,334,892)
-
5,000
2,600,000
-
___
___
83,453,68079,968,056
___
___

19. Reconciliation of net income/(expenditure) to net cash flow from operating activities

Group
2020
2019
£
£
Net income for the reporting period
7,001,949
(25,134)
as per statement of financial activities)
Depreciation
1,038,612
1,035,843
Gain on investments
(6,118,669)
-
Impairment provision
-
-
Profit on disposal of tangible fixed assets
-
(68,427)
Interest receivable
-
-
(Increase)/decrease in debtors
(54,346)
(2,601)
(Decrease)/increase in creditors
16,088
(79,665)
___
___
Net cash provided by/(used in)
operating activities
1,883,634
860,014
___
___
Charity
2020
2019
£
£
3,485,624
(25,566)
1,038,612
1,035,843
(2,600,000)
-
-
(5,000)
-
(68,427)
(268,347)
(260,531)
(347,792)
13,779
6,541
4,557
___
___
1,314,638
694,655
___
___

20. Related party transactions

The Company has provided operational and investment properties with a carrying value of £45.98m to The Sarjudas Foundation (and its wholly owned subsidiaries and group undertakings) and BAPS Charities rentfree, for a nominal rent amount, or on an arm’s length basis. The Sarjudas Foundation and BAPS Charities have the same aims and objectives and the same beneficiaries as Nilkanth Estates. There are also common trustees/directors among the three entities.

Nilkanth Estates also received unrestricted donations amounting to £1,000,000 (2019: £Nil) from The Sarjudas Foundation during the year.

Page 26

Nilkanth Estates

Notes to the Consolidated financial statements For the year ended 31 December 2020

20. Related party transactions (continued)

In 2017, Nilkanth Estates provided a concessionary loan of £8,271,331 to Brandon House Limited, its whollyowned subsidiary. Of this loan, £8,201,331 was used to fund the purchase of the investment property held by this company. Interest on the loan is 3% per annum and the loan is repayable on an indeterminate period. Interest received during the period amounted to £268,347 (2019: £260,531).

Nilkanth Estates has also provided financial support to Brandon House Limited so that the latter remains a going concern.

Balance receivable from Brandon House Ltd
Impairment provision
2020
£
9,213,251
(279,000)
8,934,251
2019
£
8,944,904
(279,000)
8,665,904

Brandon House Limited received unrestricted donations of £4,389 during the year (2019: £35,000 of rental income) from Beddington Conference Centre Limited. Mr V H Patel, a former trustee of Brandon House Limited, is also a director of Beddington Conference Centre Limited.

21. Subsequent Events

The following properties were acquired by the charity post year-end:

22. Legal status of the Charity and its Subsidiary

The Charity is a company limited by guarantee and has no share capital. Its registered office address is 105-119 Brentfield Road, London NW0 8LD. In the event of a winding up of the company, the liability of the trustees who are also the members of the company is limited to £1.

Its subsidiary, Brandon House Limited, is also a company limited by guarantee, has no share capital and is also a registered Charity. Nilkanth Estates is the sole member of Brandon House Limited and the former’s liability in the event of a winding up is limited to £1. The registered office address of the Subsidiary is 104 College Road, Harrow HA1 1BQ.

Page 27