STREATHAM YOUTH AND COMMUNITY TRUST
Trustees. Report
and
Financial Statements
Yaar ended 30 September 2025
Company Registration Number: 07875930
Charity Registration Number: 1148221

STREATHAM YOUTH AND COMMUNETY TRUST
Trustees. Report and Financial Statements
Year ended 30 September 2025
cop¥rENTS
PAGES
T￿slee$. Report
REFERENCE AND ADMINISTRATIVE INFORMATION
l Structure. govem3ncg management
2 Objectives and perfonnan
3 Income *d Fundrais(ng
4 Financtal ￿¥18w
5 Reserves poli
6 kKtep8ndenl examiner
Independènt E¥aminer's Report
ststom8nt of Ftn4ncial A¢tl¥fty
Swementof Flnaaclal AEtl¥ity Comparatlves for 2U24
Balance Sho•t
10
11
ashllow gtatement
12
Notes toth8financlal atatoments
13-18
1 Accou￿￿ pOl￿48s
2 Sthedules lo thp Stslernent of Finarrial Actt¥rfi8S
2.1 Grants. restricted fund$
2.2 th￿teha￿table 8xpenditurè
3 Tangitrlèfjxed assets
4 ALtmaLs and deferrBd inoor
S and employe8 &rnoknments
6 Yran5acbons W￿￿h TnisteÈs
7 Tw5tee5' liability Insuran
B Fund movements
g Pnalysis of n8la$581s beiw￿ fund5
1>14
15
16
16
17
17
17
17
18
18

STREATHAM YOUTH AND COMMUNITYTRUST
Trustees, Reportand Financial Statements
Year Ènded 30th September 2025
REFERENCE AND ADMINisfRATIVE INFORMATION
Charity Name:
Streatham Youth and ComrnunityTru5t ISYCT).
SYCT is constitLrted as a company limited by gtFarantee and registered as a charity with the Charity
Comffli5sion. sycr's goveming documents are its Memorandum and Article5 of Association. The
trustees of the charity are also the directors and members of the company with their irfdividual
commitment in the event of a winding up limtted to £1.
Company Number. 07875930
Charfty rtum￿r. 1148221
Reystered Office:
16-16a Wellfield Road
St￿at￿aM
Londoo SW16 26P
Trustees."
A Walmsley (Chair) (resigned I September20251
M Bevan Ire5igned 27 January 20251
Cjarrett (resigned I September 2D251
C Wilgoss (resigned I September 20251
N Wilgoss IforFnerty Owenl
S White-Rennie
D Blake lappvinted 22 july 20251
A Macro (appointed I September 20251
N Griffiths (appointed i SepteM￿r 20251
S Petti8rew (appointed 15eptember 2025}
K Brown lappDinted 8 De￿mber 20251
5Joyce lappointed 23 February 20261
Chief ExecLFtive Offi£er. Sinion Alexander Dowe (appointed May 2024. resigned 31 August20251.
Sylvia Tijmstra {res18ned May 2024)
Princlpal Offi¢e¥s:
A MacArthur (Fundraiser)
M Wood Iprincipal Youth WorkeFI
Independent Examiner:
Champ Consultants Limited
34 Croydon Road
Caterham
Surrey
CR3 6aB
Banker&'
HSBC plc
103 Streatham Hill
London
SW2 4UE

STREATHAM YOUTH AND COMMUNITY TRUST
Trustees. Report and Financlal Statements
Year ended 30 Septsmber 2025
Strurture Governan¢e and Management
1.1 Governing Document and Constitutlon
SYCT 15 constEtuted as a company limited by guarantee and registered as a charity with the Charity
Commission. SYCT'S governing documents are its Memorandum and Article5 of Association. Sycr
has 7 DlrertorslTrL￿ee5, 5 fulltime employees and a further 22 Part-ttme employees16.9ftel.
Charley Jarrett resigned I September 202S. and we thank him for his hard work. commltment and
support for sycfand wish him well Fn his new ventures. New appointrnents were made on 8
De￿rnber 2025 Kevin Brown and on 23 February 2026 Sinead Joyce.
1.2 Appointment and role of Trustees
5YCT's Board CDnsisted of 6 trustees during the period. The Board had been meeting quarterly but
increased the frequency of its mEeting5 in ihe latterstages of the flnancral year in recognition of the
difficulties facing the charity.
sycr's trustee5 provlde strategic leadership. determine the policies of the charity and empFoy staff
to carry out Trts thzritable pUrpo￿S. The trustees arE responsible for ensuring that the incoming
resources arè expended to further the oblectives of the charitv.
1.3 Management
The trustee5 appoint a Ch￿f Executive Officer ICEOI who manages the operation of the charity and
report5to the twstee5 at the regutar trustee meetin85.
The CEO holds regular managemeni team meetings with key staff and rÈgular full staff ffteeting5.
Simon Dowe wa5 appointed as interim CEO in May 2D24 to address the chariV5 ongoing
SU5tainability challenges but resigned in September 2025.
1.4 Risk Management
The trustees regularly review the charity's exposure to risk and ensure appropriate captro15 are in
place.
1.5 Public Benefit outcornes related to the Charit￿S aim5
The trustees have complied with their duty in Section 4 of the Charities Act 2011 to have due regard
to Public Benefit gUIdan￿ and are satisfied that the objectives and attivities of SYCTconform to this
Euidafice in its provision of servi￿$ to all members of the ¢ommunkty-
2. OBJEcfivES and PERFORMANCE
2.1 Ourwision
That all children and young people INing In or going to 5th001 in Streatham reach iheir full potential.
We deliver a wide range of services, projects and actlvSties for children and young peaple betwee
the ages of (>24.

STREATHAM YOUTH AND COMMUNITYTRU5T
Trustee< Report and Financial Statements
Year er￿ed 30 sePtem￿r 2025
2.2 Our Values
We will work cooperatively with young people. parents, partners and funders to develop an
deliver5ervices
We WFII work with honesty and integrity
Our services are inclusive. safe and supportive
We will treat everyone with di8nlty and respect
2.3 Our Objertives
Helping young people develop necessary lifè ski115 such as communication, decision making. problem
sofving and goal settin&
Creating fun, safe spaces for young people to play, interact and leam.
Fatilitsting group activitie5 to help YL)ttrTg people build maint8ln Positive relationships.
Impmving the frtness and mental wellberng of children and young peLTrple through phy51cal attivity.
Encoura8lng young people to engage in local commur*ity events, helping them learn about their
communities al￿ create better pla￿S for themselve5 and others to Ilve.
Giving young people the opportunity to have and try new experiencès, from taking groups on
residentials outS5de of london to tryirtg new activities orvolunteering experlences. to club 5e55lons
like Colours for young people within the LGBTQ+ communily.
Bull￿1ng 5elf-e5teem, confideno and resilience in children and young people. so they aim
high. belie¥e in themselve5 and reach their fltll potential.
2.4 Summary of the main actFvities undertaken for the public beneflt
SYCfoffer5 a wide range of Servi￿5. projects and activities for children and young pepple aged 0-24.
The charÈty aims to reduce sotial i5(Jlation. improve Te5ilience. help develup new Skills, improve
mental and physical wellbeing and increase confideno. Main activities consist of the following:
2.4.1 Groups and aubs
SYCT provides high qualityyouth seNices and frdalities to chlldren and young people, vulnerable
adults and the wider community-
Drop in youth clubs forStreatham residents offera variety of activtties forchildren and young
people in different age groups, covering those aged 7-25. Activlties include a range of sports. pool.
gaming, board games, quiues, art* pottery and computing as well as a safe place to meet new
friends relax with peers, get advice from our youth workers. Separaie sport5 clubs focu5 Oll
improving physical and mental health. sessM)n5 indude Taekwondo. basketball. football and outdoor
adventure trips.
The charity offers cooklng sesslons and workshops to young people aged 7-16.. these fvn se55ions
give children vital food preparatian and cooklng skills while they learn about nutrition and get
practical hands on experience.

STREATHAM YOLIYH AND COMMUNITY TRUST
TNstee5' Report and Financial Statements
Year ended 30 September 2025
A Young Leaders programme enables young leader5 to volunteerat youth work se55ions where they
gain confvdence and learn workplace Skills, as well as providtng a good example to Duryounger
members invol¥ed in ourgroups and clubs.
t)urlng tlys period we a150 ran sesstons for yOUFtg adults wlth leèrning disabli ities and a group to
5UPPOrt young people who identify a5 part of the LGBTQ+ community.
We continue to offerour members advice and skills on emplDyability so they can achieve their
potenlièl in life. We provide interview skills, job search and help with applicationsfor bothiobs and
colleges 5UPPOrt with Cv's and personal statemertts.
Throughout the year we took several groups on residentials.. during ihi5 pewipd we have attended 6
residentials making good tjse of ournèw minibus. mostly at adventÉ3re centres or In caravalls, this is
a E￿at0PportUnity forour staff team to build relationship5 Wlth ourmember5.
2.4.2 learning through play
We njn th￿e sessFons a week durtng temi time afid holiday proie£ts at ouradventure playground
foryouns people aged 5-14. This is an afterschool provision run from the Hut in 5treatham Vale
Park.
SYCT offer tuft. supervised outdoor play in a safe sètting for parents and carers with children aged O-
5 year5 old.
IQ3 Brfght Fu￿re5 Str&*ham
5YCT has Iieen working in partnership with other local organisations (inspirational Youth, UNICAP.
and St MichaEI'5 Fellowship) and schools to give children and young pÈople locally a brighter future.
A5 part of thisEroup sy￿ has offered Taekwondo, baking club5 to children and young people. a5
well a5 offering r25idential trips to selected children who would most benefit. We have also
focussed Dn helping 5Dme older teens becDme part of our ¥oung leaders group, developr¥tE their
conETlence. interpersonal skills, organisètional abilities and empathy-
2.5 Attendances. athlevements and outcomes
Ourgroups and dubs have been well attended and varied offering a range of activities to suit a
variety Df interests, a good example bein8 our youth work at the John Corfield Centre, which
welcomes children and young people aged 7+.
ThFS year we worked with over 1,200 chIld￿Tr and young people across all our services. We
delivered a total of 261 youth club sessions, 120 sports se$51ons, 38 stay and play 5e55ions and go
adventure play sessions totalling more than 3,420 hours of fun and play. In addition we provided a
club foryoung adults with special needs and a support session for young people who identify as part
ofthe LGBTQ+ community.

STREATHAM YOUTH AND COMMUNITY TRUST
Tru5tees' Report and Financial 5tatem¢nts
Year ènded 30 5eptembÈr 2025
Our year in numbers atthÈJohn Corfield ￿ntre alone were as follows:
545 local yctung peLiple attended ouryouth clubs
Our clubs were attended 260 times
240 children and young people got a¢tSve with our 5POrts clubs
20 members became young leaders, to erkcourdge and inspirè younger peers and have
vtsi￿ within the organisation.
82 SEND people benefitted from getting involved in our sport and social activities.
We also hired our spa¢e5 to other communitygroup5 and organisations at both Conyers
Road and Wellfield Rodd.
3 INCOME and FUNDRAISING
sycr relie5 on a mixture of fundraised and earned income to enable oto provide a range of services
to children and young people in Stroatham. Withoutthe generosity of individual donors and the
stspport of Trust5 and Foundations. we would not be able to achieve our Jirns and objective5.
Historically sycr has adopted a diverse income generation strategy comprising of-.
Commissioned income for the delivery of service5
Small and16rge 8rant5 for short, medium and long temi projerts
Indivldual donations from local 5UPPOrters
Earned income from rpom hire. sports facflities and charity shop sales
s¥￿ Is CDntÈnuing to review its In£ome generat40n strategy in orderto ensure it supports the ovèrall
str8te8icdirection of the organisatton.
4 FINANCIAL REVIEW
5YCT reported a deficit of £357,524 for the year ended 30 September 2025, whsch compared to
defKcit of £54,244 in the prior year. lftcome de£rea5ed by £294.809 to £5(X),798 mainly due to a
decrease of £120,471 in grant funding and a deuèase of £107,431 in nursery income as this was
closed in the year. a decrease of £50.104 Én prernsses hir* income and a decrease of £38,285 in
bequests/leBacies.
Although various cost control systems were implemented by sycrto help keep costs down. sycr
had the introdurtlon of loan Inte￿St payable of £38,208 on a bridging loan taken to assist with the
ongoing day to day functÉons of the charity. There were also £63,393 of legal costs relating to legal
advice sought ￿gardIng the Selling of one of the properties held by the charity-
It is worth noting that in the year ended 3Q September 2025, SYCTtook on a bridging loan of
£400.000 which has been paid back in full as of 21° Juty 2026 by way of sale of Wellfield Road which
was owned bySYCT.

STREAYHAM YOUTH AND COMMUNITY TRUST
Trusteès. Repgrt and Financlal Statements
Year ended ￿ SeptÈmber2025
INCOME
Incoming resources for the year werÈ £5CK),798 of which £192,404 was re5tricted12024- £272,875>
arld £308.394 was unrestrlcted12024". £522.7321.
Ovr incoming resour￿$ were receivèd from the folk*wing 50urces-
GRANTS
ROOM HIRE
NURSERY
DONATIONS & BEQUESTS
ASTRO PITCH
CHARITYSHOP
OTHER
EXPENDITURE:
Expenditure for the year was £858,422. Expenditure was comprised asfollows=
SALARIES
BUILDINGSIFACILITIES
PROJE￿ ACTIVITIES
ADMINISTRATION
PROFE55IONAL FEES
51%
16%
19%
BALAN
EEr
The balance Sheet reflects a de¢rÈase in net a55et5 equsvalent to thè reported deficit of £357.624.
Net assèts at 30th Septetnber 2025 amounted to £784.497 of whith £925.718 is represented by the
value of fixed asset5. fiearl¥ all of which 15 operational land and buildings.
5 Reserve Pollcy
sycr policy is to aim to hokl free reserves equal to 6 months, forward expenditure. This implies freÈ
reseNe5 in the orderof £429,211, against which the measure of free reserves at 30th September
2025 was £289.345 (being aCc￿mu1ated funds less tangible fixed assets for charitable usel,
equivalent to 4 months so short of the larget.

STREATHAM Yoimi AND COMMUNITY TrUST
Trustee< Report and Financial Statèmènts
Year e•ded 3tyh September 2025
6 INDEPENDENT EXAMINER
SYCT opted to have an independent examination of it5 AccDilnt5 a5 the organisation qualifie5 as
audit eKefflpt. 5YCTappointed Chamg Con5uftants Lrmited. as independent examiner.
Approved by the Trustees on and signed on their behoSf by:
27/07/2026
Sus Pettdgre
Sue Pettigrew OBE
Chair DI the Soard of Trustees

STREATHAM YOUTH AND COMMUNITY TRUST
Independent Examiner's Report lo the Trustees
Year ended 30 September 2025
I report on the accounts of the charitablo Gompany for the year ended 30 Seplember 2tr25 whi¢h are
5etov1onpa￿g- IB.
RespeGti¥e responsibilities of trustèès and reporting a¢countants
Board Members. who are also the d¥eclDrs of Strealharn Ywlh and Community TnAst. for the
purposes of company law. are responsible for the sKeparabon of Ihe 8¢¢A)unts. Tl)e Board Membw$
consider that an audil Is not Tequired for this year under section 14412) of Ihe ChariltesAct 2011 and
that an Independent Examination is needed.
Having s3tisfre<l myself that the charity is not subi@ct lo audit under tompany law and És ￿1￿[b1è for
independent examination. it 15 my responsibility lo-.
examine the ¥c￿￿tIts UfKler section 145 ofthe 2011 Ac(
to foll(Av the Pr￿du￿ laid down in the general Dirèctions given by the Charty
Commissiw undersECtion 145151 of the 2011 Actr. and
to Stale whether particular rnatters have come to my attention.
Basis of IndÈpend¢nt Examinerfs rèport
My examination was carried c4Jt in a<xcrdance with Ihe generdl Directions gwen by the Char
ComwnissK)n. An examination tncludÈs a review of the attounttng records kept by ihe charty and a
compatison trf the accounts presented with thosè records. It also indudes CO￿$1d￿rat[Qn of any
unusual items tsr disrj05u￿s in the accoun15, and seebny explanations from you as tTuslees
¢Qnw￿5￿5 such fflatters. The Procedures undertaken do not provide all of the evidencc that wou5d be
requiied in an audit and coTrsequenlly opinion is given as to whether the accounts present a.true
and fair vi&V' and the ￿port is limited lo those mattw5 set in Ehe stalement below.
Indèptsndent oxamlner's statemènt
In connection with my pxaminatlon. no maiter has eOEllè to my attontioft..
la) which gives me ieasonable cause lo belwe that in arsy malerial respect the
rewiremenls:
(i) lo keep a￿ountIng records in accordan￿ with seCI￿n 386 of CompaniesAct
2006". and
{ul to prepare accounts with the accounting recor(Ss, comply with the lequ1￿ments of
section 396 of the Companie5 AGI 2006 and wrth the rTJclhoLls and principles of the
Statement of Recommended Practice: Accounting and Reportmg by Charf(ies',
Ibl
to which. in my opinion. attenilon should be drawn in vrder to enable a proper understsnding
of the accounts to be reached.
CBkne
Champ Consuliants Limrfed
34 Craydon Road
Caterham
CR3 6QB
Date(f.'

Yw fjndad YISqpknth202S
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1.141

S¥REATHUI YOLMI A14D COAIMLwifYiRUST
D￿d￿l ￿5¥p￿rn￿Or2D2S
COMPIJIAlb¥8tylFORII*7B)N FOR THE YEAR EIIDED20SÉPTEIIBER20Z4
IIKOMÉ
Gr
261JYJ
31ZJ115
155
55kJ13
Sl5248
Nw5¢
1>)•10
4>.916
13D.910
49
TN.7Vg
tJr
¥iy
0,15J
IX45
w.I
525*ty
glQ*14
FOR YHE
(y2¥1
1 543
10

ulian￿ $lwl
Y•ar •ndkd 30 S4pf8othgrW5
Toi4lh
Trrtaiax
F￿nth
tDI.m
-LSW.&14J
65251
T(*fi43
For¥wfinwcolyeér>￿ ￿ StrlembErLDy5tnÈ¢thmpwry￿eQI.vedtQe￿ernp￿Un I￿ST￿ aLwlIt
undersecboTr 471 io ￿￿lI&J￿pal￿%.
.TrffiPrfDetst￿vÈ ￿req￿ked &&t8mwtsfvrl
peDodnityÈstiury
IFFL83021.
*A￿A￿S0￿payesm1o 18￿￿9P￿￿￿￿￿￿vTu￿eesc
27/07/2026
P&Vwrea2
Truslee

STREATHAM YOUTH AND COMMUNITY TRUST
Statsment of Cash Flow5
Year •nd8d 30 Soptember 2025
202S
Oyraling AGti¥ftles
Netlno)tnellexper%%ty¢l
I￿7.624}
IS4.244
AdiusbJWtfor.
OeprecTa￿jtt
t)ther¥¢4)Wntirva èjiustnwls
17.437
29D8
1369,2741
152.T441
DecreasellHitteasel li debl
(D￿1￿35e￿in￿r2￿5e￿ crnyitots
Y1,531
438.287
152.OTJI
119,1
Cash senerdtEdtlufvdl byopErdbi¥J
124013
Ilot WIrgBllevafe¢M￿ll[82dI
ea5h gener81edl(uth￿ed) by Dp2rafiry 8¢tiviteS
1011.544
1124.0131
C¥sh arNI c8shequwalents at l October2024
188.801
312￿14
Cash w¥J cash ouivalBILsat 30 Sept8mb¢r2025
12

STREATHAM YOUTH AND COMMUNITY TRUST
Statement of Financial Activities
Year ended 30 September 2025
1 Accountlng P¢Jllrle%
lal 8asls ol pr¢paratlors
SYCT iy a publ￿ ben8￿len￿ty￿*h&n the ffleanHw DfFRSIO2.
Thefinand* slat*nents 8re prewed Companies Ac12￿6 incorporats th
reqtxrements of SlalemÈntof Reu)MnTend￿ ProcU¢e SORP IFRS1021.
The finanGFal 51atements have bpen prepared Inorderto gw8a 7fueanL* fairvi￿4 hg
departed from ilje Chorfties IAc£otsnts and Reponsl Re￿￿al￿n5 2￿8 onty lo Ihe axientrwuir9d 10
piovide a'ln(èand faIrvi￿. ThL8 departurehas Mwolved apptylny StDteThtniof Recommended
Pracuce SORP IFRS1021 ratherthaa SORP 2005Mknth has bten *ilhdr8wn.
The fin￿¢￿81 S￿leMen1$arE wep8redonthtarAxu&s basis applyiDg thèhis￿ritsI costtonvenlknn.
The siatsmenLs (￿u￿e￿Il trarjwtions. a95ets avd IHbllrfies forth+￿￿ SYCT 1$ Teswnsible
in I￿.
Thè accou￿n￿ poliGles adDpled in the ry8pararM)n of thefinJDGiJl slBlernents area5
a5 folbms..
Ibl Income
In￿rne ra includ￿1 IA Ibe SFa*m8nl ofFinanwal AcU¥ibéS to tt* ￿￿￿t IhaisLKh resource5 t0Vg
been recwvthi orar2 ottlthse due al yparepd. Volunw Income 15 re￿fved by vrdy ofgrants.
donation5, btque515. futKJ EaisSng a-Iwilie5 an¢t invasbnent1t￿rne. t)DW*led se￿iC$S and farylfflés
are induded ala best estisnaiÈofthetrvaluB.
Icl Expendiwr•
Expendilure is inLluded In the Slaiemeni of FtJY&nGialAdi¥ibes tras￿ upon ihB date liis ￿SU[re￿.
Fund rai￿ng actfviltes c￿p￿s2th&￿sL￿a5S0ci3￿1 ¥%iLh attrac￿ll9 ¥olurtkry In¢oThe indudSng
¢05Es of wnning funcuons and ev&n¢s. Direct charéatla expeThJilur& L¥)rnpfise¥1kn05e w915 In￿ts
151 thÈdefv4ery Of8¢tP4￿"Vsa￿d 5eNaces. ￿elhes￿b￿Ct of reslrthdfundi
are idEntyfigd and 8$ resbfjdtd expernlitwp.
Idl FundActswtln
E•dMnent funds aFf6e¥there WAJminy resour￿ hayèa Spe￿rIed purpo8e and aFP in the naturtrof
rapw from whKti D￿Y the aristyg can be sp8ntlam)TdlThJ to the purFv5e5
by the donors, ilany. or 0th8Tr¥ise ai the Trustees ¢fw8bDnl.
Restsfjcted luTrJs artsevdhwtrlfwmlng resowces have a spe¢ifie(5 p¢Jrp)se." rda¢ed exp￿￿lI￿re is
allolaled agw￿lsuch inroth8.
Restricied iTfA)me which r4ar8s 10fix￿ 8sseis exp&NJiture transferred lo uN2&tri¢lwJ funds
frAlowing Its ublisaiion to ￿tent fftaisuth w￿￿1￿1Urel81￿r￿s lo Ih8 lurth￿oI￿ ofdirecl
(*aritab1èlunrestri￿e{1) a￿￿11￿.
Unrestricied fijnds ari%¥wher8 (here Is Th) $Fsec4fied PLJryX>5e ond may eccDrdthgIy beulqised 21 the
TrLJ$lee5' dwebDn.
Accumul¥led funds reP￿ent aggregate rerained aftbjunts, and trJmwise balar?￿ on end￿mEnt,
restrrfed and unr&8ts￿ted fund$.
13

STREATHAM YOUTH AND COMMUNftY TRUST
Statement of Flnanclal Actlvltie$
Year ended 30 September 2025
l A¢¢owittrtg Par￿e$ Icortflntzodl
lel Tanlblo fixed assets
ra[¥*L4ÈfixedaS5e15a￿ 5tr1ed atC05tJ8ssdeprecelv)n. ￿rth￿l soas k)4•Yttsoff
L))sioff&edassets. Itss any r&slduaf ¥aiw.over theEf astimated Il¥e5. appwg Wlties
fol0￿:.
Free￿Irt
Freemd t#thfiNJS
fitiry& &wiMnent
Notdepr*iat
25% pts annu￿*￿tt￿l￿knn V3
20% stra4htk￿e
11) Opernfing lease•
C0sL%ofoFefai&YJ l•as8s in Ihe Stslew*0ffiTrandalAcU¥liwas14Kury￿.
{gl Taxallort
SYCT has lull ctst1ta￿E slatU53nd no acbvRieswhith belbWe lo wlherincorneor
corporaiorj iaL AH tswme bapplw lor charikt4&wrwsos. Incomg (axi% re￿er￿￿on grft
avj arAxun12d ftsras il bÉ(X)mES r￿$￿*bIE.
14

STREAThAM YOiITH AND COMMUNtfYTRiIST
Notss to Financlal St*tsmBnts Iconunued)
Year •nd8d 30 S*mbwr2025
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18

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