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2026-01-31-accounts

Company registration number: 08104554 Charity registration number: 1148201

WAVENEY STARDUST TRUST LIMITED TRUSTEES' REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JANUARY 2026

Waveney Stardust Trust Limited Contents

Page
Trustees' Report 1—3
Independent Examiner's Report 4
Statement of Financial Activities (including Income and Expenditure Account) 5
Balance Sheet 6—7
Notes to the Financial Statements 8—13
The following pages do not form part of the statutory accounts:
Detailed Statement of Financial Activities (including Income and Expenditure
Account)
14—15

Waveney Stardust Trust Limited Company No. 08104554 Trustees' Report For The Year Ended 31 January 2026

The trustees present their report and the financial statements for the year ended 31 January 2026.

Objectives and Activities

Aims and Objectives

The charity is established for the relief of disabled and/or elderly people by the provision of facilities for recreation; in particular the provision of boat trips by day on the Suffolk and Norfolk Broads with the object of improving the condition of life of such persons.

Public Benefit

Despite best efforts to recover from Covid-19 repercussions, Waveney Stardust Trust Limited operations were still depleted for the 2025 season. The charity fortunately continued to operate a number of cruises aboard WSII from Beccles and Brundall. Trips were available for passengers to book from April to December 2025, however, the number of bookings were again reduced.

Operational staff for the cruiser consisted of skippers, deck and cabin crew members, supported by onshore administration from the Bookings Officer, Shore Support Officer, IT Officer and Information Support Officer. Again, crew volunteers registered for active crewing for the charity during the 2025 season were reduced. Skippers and crew continue to undergo appropriate training and examinations to qualify them to carry out their roles . Active recruitment for new volunteers for crewing and administrative support is ongoing. Safety of all persons aboard is the highest priority, the cruiser and all aspects associated with the cruises, the hydraulic platform lift and ramps are maintained and certified to operate within the legal requirements. All safety items have been checked tested, passed and certificated by health and safety engineers to comply with the Broads Authority's Passenger Boat licence. The high maintenance programme on the operational cruiser is continual.

To summarise, one cruiser has been operational for the season in Beccles and Brundall during 2025.

The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit.

Financial Review

Financial Position

Retained reserves at the year end amounted to £215,446. This included the written down values of the Waveney Stardust Cruisers. Expenditure exceeded income for the year by £11,671. Detailed information can be found in the attached accounts.

Reserves Policy

The Trust holds a separate Business Premium account with Barclays Bank, which holds funds at the year end of £47,230.86 specifically for emergency use.

Structure, Governance and Management

Page 1

Waveney Stardust Trust Limited Trustees' Report (continued) For The Year Ended 31 January 2026

Governing Document

The company is established under its memorandum and articles of association dated 13 June 2012 and is limited by guarantee.

Trustee Selection Methods

New trustees are recruited and appointed by existing trustees.

Reference and Administrative Details

Trustees

Ms G A Lovegrove Mr N A Foreman Mr R A Cowie Mr D A Stone

Charity Number

1148201

Company Number

08104554

Registered Office

Georgian House 34 Thoroughfare Halesworth Suffolk IP19 8AP

Independent Examiner

Pieter Nicholas van Dijk FMAAT Van Dijk Accountants Georgian House 34 Thoroughfare Halesworth Suffolk IP19 8AP

Page 2

Waveney Stardust Trust Limited Trustees' Report (continued) For The Year Ended 31 January 2026

Small Company Rules

This report has been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

The trustees' report was approved by the board of trustees and signed on its behalf by:

Ms G A Lovegrove

Trustee 01/07/2026

Page 3

Waveney Stardust Trust Limited Independent Examiner's Report to the Trustees of Waveney Stardust Trust Limited For The Year Ended 31 January 2026

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 January 2026.

Responsibilities and Basis of Report

As the charity trustees of the Company (and also its directors for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent Examiner's Statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Pieter Nicholas van Dijk FMAAT

01/07/2026 Georgian House 34 Thoroughfare Halesworth Suffolk IP19 8AP

Page 4

Waveney Stardust Trust Limited Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 31 January 2026

Notes
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Other trading activities
4
Investments
5
EXPENDITURE ON:
Charitable activities:
7
Charitable activities
NET EXPENDITURE
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
14
2026
Unrestricted
funds
£
17,578
12,315
734
2025
Unrestricted
funds
£
21,495
13,600
746
30,627 35,841
(42,298) (46,935)
(11,671) (11,094)
(11,671)
227,107
(11,094)
238,201
215,436 227,107

The notes on pages 8 to 13 form part of these financial statements.

Page 5

Waveney Stardust Trust Limited Balance Sheet As At 31 January 2026

Notes
FIXED ASSETS
Tangible Assets
11
CURRENT ASSETS
Debtors
12
Cash at bank and in hand
Creditors: Amounts Falling Due Within One Year
13
NET CURRENT ASSETS (LIABILITIES)
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS OF THE CHARITY
Unrestricted Funds
TOTAL FUNDS
14
2026
Unrestricted
funds
£
138,045
2025
Total
funds
£
153,481
138,045
2,210
77,079
153,481
2,713
72,968
79,289
(1,898)
75,681
(2,055)
77,391 73,626
215,436 227,107
215,436 227,107
215,436 227,107
215,436 227,107

Page 6

Waveney Stardust Trust Limited Balance Sheet (continued) As At 31 January 2026

For the year ending 31 January 2026 the charitable company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Ms G A Lovegrove

Trustee 01/07/2026

The notes on pages 8 to 13 form part of these financial statements.

Page 7

Waveney Stardust Trust Limited Notes to the Financial Statements For The Year Ended 31 January 2026

1. General Information

Waveney Stardust Trust Limited is a company limited by guarantee, incorporated in England & Wales, registered number 08104554 and registered charity number 1148201. The registered office is Georgian House, 34 Thoroughfare, Halesworth, Suffolk, IP19 8AP.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

The charitable company is a Public Benefit Entity as defined by FRS 102.

2.2. Fund Accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2.3. Incoming Resources

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

2.4. Resources Expended

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

2.5. Tangible Fixed Assets and Depreciation

Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Plant & Machinery 10% and 20% reducing balance

Page 8

Waveney Stardust Trust Limited Notes to the Financial Statements (continued) For The Year Ended 31 January 2026

2.6. Cash and Cash Equivalents

Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.

2.7. Taxation

The charity is exempt from tax as all its income is charitable and applied for charitable purposes.

3. Income from Donations and Legacies

3.
Income from Donations and Legacies
Donations and gifts
4.
Income from Other Trading Activities
Boat hire fees
Membership fees
2026
Unrestricted
funds
£
17,578
2025
Unrestricted
funds
£
21,495
2026
Unrestricted
funds
£
12,250
65
2025
Unrestricted
funds
£
13,535
65
12,315 13,600

5. Investment Income

Bank interest receivable
.
Net Income/(Expenditure)
he net expenditure is stated after charging/(crediting):
Depreciation of tangible fixed assets - owned
2026
Unrestricted
funds
£
734
2025
Unrestricted
funds
£
746

6. Net Income/(Expenditure)

The net expenditure is stated after charging/(crediting):

Page 9

Waveney Stardust Trust Limited Notes to the Financial Statements (continued) For The Year Ended 31 January 2026

7. Analysis of Expenditure

7.
Analysis of Expenditure
Charitable activities
Charitable activities
8.
Support Costs
Employee costs
Premises expenses
General administration
Depreciation
Employee costs
Premises expenses
General administration
Depreciation
Activities
undertaken
directly
£
5,760
Support
costs
(see note
8)
£
36,538
2026
Total
£
42,298
Activities
undertaken
directly
£
5,760
Support
costs
(see note
8)
£
41,175
2025
Total
£
46,935
2026
Charitable
activities
£
922
2,757
17,423
15,436
36,538
2025
Charitable
activities
£
784
2,715
20,501
17,175
41,175

Page 10

Waveney Stardust Trust Limited Notes to the Financial Statements (continued) For The Year Ended 31 January 2026

9.
Independent Examiner's Remuneration
Other financial services
10.
Average Number of Employees
Average number of employees during the year was: NIL (2025: NIL)
11.
Tangible Assets
Cost
As at 1 February 2025
As at 31 January 2026
Depreciation
As at 1 February 2025
Provided during the period
As at 31 January 2026
Net Book Value
As at 31 January 2026
As at 1 February 2025
12.
Debtors
Due within one year
Prepayments and accrued income
VAT
2026
£
780
2026
£
2,139
71
2,210
2025
£
750
Plant &
Machinery
£
376,808
376,808
223,327
15,436
238,763
138,045
153,481
2025
£
2,650
63
2,713

Page 11

Waveney Stardust Trust Limited Notes to the Financial Statements (continued) For The Year Ended 31 January 2026

13. Creditors: Amounts Falling Due Within One Year

Trade creditors
Other creditors
Accruals
14.
Movement in Funds
Unrestricted funds
General:
General unrestricted fund
Total funds
Unrestricted funds
General:
General unrestricted fund
Total funds
As at 1
February
2025
£
227,107
Income
£
30,627
2026
£
982
136
780
1,898
Expenditure
£
(42,298)
2025
£
1,441
614
-
2,055
As at 31
January
2026
£
215,436
227,107 30,627 (42,298) 215,436
As at 1
February
2024
£
238,201
Income
£
35,841
Expenditure
£
(46,935)
As at 31
January
2025
£
227,107
238,201 35,841 (46,935) 227,107

15. Transactions with Trustees

None of the trustees received any remuneration or any other benefits from an employment with the charity or a related entity during the current or previous year.

During the year the expenses reimbursed to the trustees or paid directly to third parties were as follows:

Page 12

Waveney Stardust Trust Limited Notes to the Financial Statements (continued) For The Year Ended 31 January 2026

Travel
Other Expenses
2026
£
642
1,829
2025
£
693
2,163
2,471 2,856

Number of trustees reimbursed for expenses during the year was 3 (2025: 3)

16. Related Party Disclosures

There have been no related party transactions in the reporting period that require disclosure, except for those disclosed in the Transactions with Trustees note.

17. Company limited by guarantee

The company is limited by guarantee and has no share capital.

Every member of the company undertakes to contribute to the assets of the company, in the event of a winding up, such an amount as may be required not exceeding £1.

Page 13

Waveney Stardust Trust Limited Detailed Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 31 January 2026

INCOME AND ENDOWMENTS FROM:
Donations and legacies
Donations and fund raising
Other trading activities
Boat hire fees
Membership fees
Investments
Bank interest receivable
EXPENDITURE ON:
Charitable Activities:
Charitable activities
Fundraising fees
Protective clothing
Travel expenses
Rent and mooring fees
Light and heat
Boat fuel and pumpouts
Galley
Repairs, renewals and maintenance
Insurance
Printing, postage and stationery
Training and testing of machines
Telephone
Website and software
Independent examiner's fees
Bank charges
2026
Total
funds
£
17,578
17,578
12,250
65
12,315
734
734

Page 14

Waveney Stardust Trust Limited Detailed Statement of Financial Activities (including Income and Expenditure Account) (continued) For The Year Ended 31 January 2026

Gift aid recovery
Sundry expenses
Depreciation of plant and machinery
NET EXPENDITURE
-
(179)
(15,436)
(116)
(200)
(17,175)
(42,298) (46,935)
(42,298) (46,935)
(11,671) (11,094)

Page 15