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2025-03-31-accounts

Registered number: 07649974 Charity number: 1147791

THE CARPENTER'S ARMS (MIDLANDS) TRUST (A company limited by guarantee)

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE PERIOD ENDED 31 MARCH 2025

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

CONTENTS

Page
Reference and administrative details of the Company, its Trustees and advisers 1
Trustees' report 2 - 7
Independent auditors' report on the financial statements 8 - 11
Statement of financial activities 12
Balance sheet 13 - 14
Statement of cash flows 15
Notes to the financial statements 16 - 30

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY, ITS TRUSTEES AND ADVISERS FOR THE PERIOD ENDED 31 MARCH 2025

Trustees

Judith Spence Joan Smidowicz Gerhard Schulz Timothy Monaghan

Company registered number

07649974

Charity registered number

1147791

Registered office

The Carpenters Arms Wharncliffe Road Loughborough Leicestershire LE11 1SL

Independent auditors

Baldwin Scofield Ltd Chartered Accountants Statutory auditors 3 Newhouse Business Centre Old Crawley Road Horsham West Sussex RH12 4RU

Bankers

NatWest Bank plc Northgate Hunstanton Norfolk PE36 6BB

Page 1

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

TRUSTEES' REPORT FOR THE PERIOD ENDED 31 MARCH 2025

The Trustees present their annual report together with the audited financial statements of the Company for the 1 July 2024 to 31 March 2025. The annual report serves the purposes of both a Trustees' report and a directors' report under company law. The Trustees confirm that the annual report and financial statements of the charitable company comply with the current statutory requirements, the requirements of the charitable company's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2019).

Since the Company qualifies as small under section 382 of the Companies Act 2006, the strategic report required of medium and large companies under the Companies Act 2006 (Strategic Report and Directors' Report) Regulations 2013 has been omitted.

Objectives and activities

Policies and objectives

The Carpenter's Arms is a Christian organisation that helps men who are challenged by homelessness and have drug and alcohol addiction.

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

Strategies for achieving objectives

The main strategy is for the individual to recognize the root cause of their addiction and for their key-worker and any other appropriate person to work with them to find a better way to manage similar situations in the future.

Activities undertaken to achieve objectives

The charity will provide structured group sessions around a syllabus five days a week as well as weekly one-onone sessions. Regular risk assessments and reviews are undertaken. Working in partnership with local employers, back to work skills, interviews and trials are also organised for clients where possible. During this financial year we delivered more than 1,500 hours of group sessions and 3600 hours of weekly one-on-one sessions.

A balanced lifestyle includes gym, work parties, cooking, football, self-care, volunteering and the like.

Volunteers

A number of volunteers are engaged with servicing the charity in various capacities. During this financial year more than 6,000 voluntary hours were completed onsite.

Volunteers receive an induction training including confidentiality briefing. Any drivers will be assessed on their capability. Teaching volunteers require credentials, DBS and then induction training and supervision whilst in the early stage of their volunteering. Cooking, administration and others are given different training ensuring that they are conversant with the resident’s needs and able to communicate effectively with them.

Page 2

THE CARPENTER'S ARMS (MIDLANDS) TRUST (A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE PERIOD ENDED 31 MARCH 2025

Objectives and activities (continued)

Main activities undertaken to further the Company's purposes for the public benefit

The Carpenters Arms is a Christian abstinence based residential programme for men aged 18-65 and challenged with homelessness due to an addictive lifestyle.

We have three phases to the programme and each phase has its own location and purpose:

Phase 1: Admission, carried out in the 12 bed Loughborough centre and 12 bed Flaxley centre where residents are supported whilst they withdraw from the effects of addiction.

Phase 2: The main programme, carried out between the 29 bed Six Hills centre. This is where stabilisation takes place through one-on-one and group sessions.

Phase 3: Move on, carried out in multiple 5-6 bed houses across Charnwood and North West Leicestershire where residents live in a house with one staff member who helps them adjust to more independent living.

The vision for the charity is to see broken lives made new through Christ, and the charity is overtly Christian. We have come to see that Christian principles are intrinsic to recovery from addiction. Whilst no applicants or residents need to be Christian, there is a requirement to respect the Christian ethos.

All the staff are committed to helping them find recovery from addiction. We recognise that recovery is the resident’s responsibility but the charity will do all it can to support them in this.

Page 3

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE PERIOD ENDED 31 MARCH 2025

Achievements and performance

Main achievements of the Company

For the year 2024–2025 we had 983 referrals, down from 1,200 the previous year. This represents an 18.1% decrease in referrals.

We admitted 145 clients to Phase 1 during this period. Of these, 105 left clean from illicit substances and alcohol, while 40 did not. The success rate of Phase 1 is therefore 72.4%. By comparison, the most recent NDTMS figures report a national treatment completion rate of around 47% for detox. The difference between the number of referrals and the number of Phase 1 admissions reflects our limited bed capacity, alongside a tightening of risk management under new regulatory requirements, which has led to a greater number of referrals being refused.

We admitted 92 clients to Phase 2 in the same timeframe. Of these, 78 left clean from illicit substances and alcohol, while 14 did not. The success rate of Phase 2 is therefore 84.8%. By comparison, a small rehabilitation study has reported an average national completion rate of around 55% with other providers.

We admitted 28 clients to Phase 3 in the same timeframe. Of these, 26 left clean, while 2 did not, giving a success rate of 92.9%. Additionally, we monitored those gaining full-time employment at the end of, or shortly after, leaving Phase 3. Nineteen achieved this outcome, while nine did not. The rate of those successfully gaining full-time employment whilst in Phase 3 is therefore 67.9%. The comparatively small number of Phase 3 admissions should not be viewed as a lack of demand; on the contrary, demand for Phase 3 places remains high, but intake is restricted by the limited number of bed spaces available.

Graduation: We held a successful graduation in June 2023 for this year. Residents who could not make it were sent a copy of their graduation certificate.

Review of activities and programme rules: In keeping with good governance strategy, the Carpenters Arms completed the annual review of activities and programme rules. Several items were proposed and passed for incremental implementation over the coming period.

Local community outreach: The Carpenters Arms is eager to have an impact on the areas in which we are located. We have engaged in recovery week with other service providers, spoken at local schools and churches, and have engaged in community forums. Additionally we work with local employers for mutual interest projects.

National community outreach: We were presented with several opportunities through the year to join and speak at recovery events, as well as provide some outreach to areas of concentrated referrals.

Going green: The Carpenters Arms has started a process from supplier to client, of changing the carbon impact of the charity. 6 of our 8 vehicles are now Electric Vehicles to lower our emissions further.

The charity won seven awards last year, most notably an East Midlands Chamber of Commerce Award and as a result have been nominated for a British Chambers award.

Fundraising activities and income generation

The main sources of income for the charity are in the form of an enhanced housing benefit and a modest rent from each resident’s Employment and Support Allowance (ESA) or Universal Credit.

Other income arises from our relationship with Church bodies and sympathetic persons who make irregular donations.

Page 4

THE CARPENTER'S ARMS (MIDLANDS) TRUST (A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE PERIOD ENDED 31 MARCH 2025

Financial review

Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

Reserves policy

The Trustees have a reserve policy of £300,000 (being three months running costs) to help smooth out cash flow timings. At year end this was not met due to the financial challenges of the last year and purchase of the property in 2022.

Results for the year

Income for the nine months to March 2025 amounted to £1,837,606 (June 2024: £1,551,139) and expenditure £1,692.962 (June 2024: £1,692,962). Unrestricted funds at year end amounted to (£269,999).

Principal risks and uncertainties

The Trustees have considered the major risks to which the charity is exposed and have established systems and procedures to manage those risks. An annual review will be carried out and a risk register updated.

Internal control risks are minimised by the implementation of procedures for authorisation of all transactions and projects. An outside company is contracted to ensure compliance with health and safety of staff, volunteers, clients and visitors to the centre as well as all HR requirements.

Grant making policies

The Trustees consider grant making an effective means of supporting charities with similar objects if there is a need for funding and surplus funds are available.

Structure, governance and management

Constitution

The Carpenter's Arms (Midlands) Trust is registered as a charitable company limited by guarantee and was set up by a Memorandum of Association.

Methods of appointment or election of Trustees

The management of the Company is the responsibility of the Trustees who are elected and co-opted under the terms of the Memorandum of Association.

Policies adopted for the induction and training of Trustees

New Trustees are briefed by the existing Trustees and given an extensive tour of our centres with appropriate meetings with the managers. Policies and guidance are provided by a third party organisation with round the clock advice if needed. They are provided with the financial accounts of the charity and a copy of our management accounts. Trustees are encouraged to visit regularly and attend staff meetings.

Page 5

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE PERIOD ENDED 31 MARCH 2025

Structure, governance and management (continued)

Pay policy for key management personnel

The goal of a charity’s pay policy is to offer fair pay to attract and keep appropriately qualified staff to lead, manage, support and deliver the charity’s aims.

Related party relationships

The charity is connected to Homes for the Homeless Ltd through a number of Trustees in common.

Phase 1 and Phase 3 of the programme are carried out at properties rented from Homes for the Homeless.

Financial risk management

The Trustees have assessed the major risks to which the Company is exposed, in particular those related to the operations and finances of the Company, and are satisfied that systems and procedures are in place to mitigate exposure to the major risks.

Members' liability

The Members of the Company guarantee to contribute an amount not exceeding £1 to the assets of the Company in the event of winding up.

Engagement with employees and employment of the disabled

Employees have been consulted on issues of concern to them by means of regular consultative committee and staff meetings and have been kept informed on specific matters directly by management. The Company carries out exit interviews for all staff leaving the organisation and has adopted a procedure of upward feedback for senior management and the Trustees.

The Company has implemented a number of detailed policies in relation to all aspects of personnel matters including:

In accordance with the Company's equal opportunities policy, the Company has long-established fair employment practices in the recruitment, selection, retention and training of disabled staff.

Page 6

THE CARPENTER'S ARMS (MIDLANDS) TRUST (A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE PERIOD ENDED 31 MARCH 2025

Statement of Trustees' responsibilities

The Trustees (who are also the directors of the Company for the purposes of company law) are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial . Under company law, the Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Disclosure of information to auditors

Each of the persons who are Trustees at the time when this Trustees' report is approved has confirmed that:

Auditors

The auditors, Baldwin Scofield Ltd, have indicated their willingness to continue in office. The designated Trustees will propose a motion reappointing the auditors at a meeting of the Trustees.

Approved by order of the members of the board of Trustees on 29 August 2025 and signed on their behalf by:

Gerhard Schulz

Page 7

THE CARPENTER'S ARMS (MIDLANDS) TRUST (A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE CARPENTER'S ARMS (MIDLANDS) TRUST

Opinion

We have audited the financial statements of The Carpenter's Arms (Midlands) Trust (the 'charitable company') for the period ended 31 March 2025 which comprise the statement of financial activities, the balance sheet, the statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Page 8

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE CARPENTER'S ARMS (MIDLANDS) TRUST (CONTINUED)

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditors' report thereon. The Trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the trustees' responsibilities statement, the Trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Page 9

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE CARPENTER'S ARMS (MIDLANDS) TRUST (CONTINUED)

Auditors' responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We obtained an understanding of the legal and regulatory frameworks that are applicable to the charitable company and determined that the most significant are those that relate to the reporting framework in conformity with the requirements of the Companies Act 2006 and Charities Act 2011 and the relevant direct and indirect tax compliance regulations in the United Kingdom.

We understood how the charitable company is complying with those frameworks by making enquiries of management to understand how the charitable company maintains and communicates its policies and procedures in these areas and corroborated this by reviewing supporting documentation and minutes of meetings of those charged with governance.

We assessed the susceptibility of the charity’s financial statements to material misstatement, including how fraud might occur by considering the risk of management override to be a fraud risk. In addition, we considered the risk of management override by sampling from the entire population of journals, identifying specific transactions which did not meet our expectations based on specific criteria and investigated these to gain an understanding and then agree back to source documentation.

Based on this understanding we designed our audit procedures to identify noncompliance with such laws and regulations. Our procedures involved verifying that material transactions were recorded in compliance with Financial Reporting Standards in conformity with the requirements of the Companies Act 2006 and Charities Act 2011.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditors' report.

Page 10

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE CARPENTER'S ARMS (MIDLANDS) TRUST (CONTINUED)

Use of our report

This report is made solely to the charitable company's trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charitable company's trustees those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and its members, as a body, for our audit work, for this report, or for the opinions we have formed.

Baldwin Scofield Ltd

Chartered Accountants Statutory auditors 3 Newhouse Business Centre Old Crawley Road Horsham West Sussex RH12 4RU 29 August 2025

Baldwin Scofield Ltd are eligible to act as auditors in terms of section 1212 of the Companies Act 2006.

Page 11

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE PERIOD ENDED 31 MARCH 2025

Note
Income from:
Donations and legacies
2
Charitable activities
3
Other income
4
Total income
Expenditure on:
Charitable activities
5
Total expenditure
Net movement in funds before other recognised
gains/(losses)
Other recognised gains/(losses):
Other gains/(losses)
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2025
£
71,165
1,518,025
248,416
1,837,606
1,692,962
1,692,962
144,644
6,401
151,045
(421,044)
151,045
(269,999)
Total
funds
2025
£
71,165
1,518,025
248,416
1,837,606
1,692,962
1,692,962
144,644
6,401
151,045
(421,044)
151,045
(269,999)
Total
funds
2024
£
71,501
1,883,113
31,084
1,985,698
1,919,318
1,919,318
66,380
(14,666)
51,714
(472,758)
51,714
(421,044)

The Statement of financial activities includes all gains and losses recognised in the period.

The notes on pages 16 to 30 form part of these financial statements.

Page 12

THE CARPENTER'S ARMS (MIDLANDS) TRUST (A company limited by guarantee) REGISTERED NUMBER: 07649974

BALANCE SHEET AS AT 31 MARCH 2025

Note
Fixed assets
Tangible assets
10
Current assets
Debtors
11
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due within one
year
12
Net current assets / liabilites
Total assets less current liabilities
Creditors: amounts falling due after more
than one year
13
Total net assets
Charity funds
Restricted funds
14
Unrestricted funds
14
Total funds
257,451
8,617
266,068
(233,609)
31 March
2025
£
888,745
32,459
921,204
(1,191,203)
(269,999)
-
(269,999)
(269,999)
187,138
542
187,680
(254,100)
30 June
2024
£
874,215
(66,420)
807,795
(1,228,839)
(421,044)
-
(421,044)
(421,044)

The entity was entitled to exemption from audit under section 477 of the Companies Act 2006.

The members have not required the entity to obtain an audit for the period in question in accordance with section 476 of the Companies Act 2006.

However, an audit is required in accordance with section 144 of the Charities Act 2011.

The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

Page 13

THE CARPENTER'S ARMS (MIDLANDS) TRUST (A company limited by guarantee) REGISTERED NUMBER: 07649974

BALANCE SHEET (CONTINUED) AS AT 31 MARCH 2025

The financial statements have been prepared in accordance with the provisions applicable to entities subject to the small companies regime.

The financial statements were approved and authorised for issue by the Trustees on 29 August 2025 and signed on their behalf by:

Gerhard Schulz

The notes on pages 16 to 30 form part of these financial statements.

Page 14

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

STATEMENT OF CASH FLOWS FOR THE PERIOD ENDED 31 MARCH 2025

Cash flows from operating activities
Net cash used in operating activities
Cash flows from investing activities
Proceeds from the sale of tangible fixed assets
Purchase of tangible fixed assets
Net cash (used in)/provided by investing activities
Cash flows from financing activities
Repayments of borrowing
Net cash used in financing activities
Change in cash and cash equivalents in the period
Cash and cash equivalents at the beginning of the period
Cash and cash equivalents at the end of the period
The notes on pages 16 to 30 form part of these financial statements
2025
£
121,681
9,071
(40,110)
(31,039)
(34,032)
(34,032)
56,610
(47,993)
8,617
2024
£
41,780
-
-
-
(41,655)
(41,655)
125
(48,118)
(47,993)

Page 15

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

1. Accounting policies

1.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

The Carpenter's Arms (Midlands) Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

1.2 Income

All income is recognised once the Company has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Other income is recognised in the period in which it is receivable and to the extent the goods have been provided or on completion of the service.

1.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Company's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

1.4 Tangible fixed assets and depreciation

Tangible fixed assets costing £500 or more are capitalised and recognised when future economic benefits are probable and the cost or value of the asset can be measured reliably.

Tangible fixed assets are initially recognised at cost. After recognition, under the cost model, tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. All costs incurred to bring a tangible fixed asset into its intended working condition should be included in the measurement of cost.

Page 16

THE CARPENTER'S ARMS (MIDLANDS) TRUST (A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

1. Accounting policies (continued)

1.4 Tangible fixed assets and depreciation (continued)

Depreciation is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives, using the straight-line and reducing balance methods.

Depreciation is provided on the following bases:

1.5 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

1.6 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

1.7 Liabilities and provisions

Liabilities are recognised when there is an obligation at the balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Company anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the statement of financial activities as a finance cost.

1.8 Financial instruments

The Company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

1.9 Pensions

The Company operates a defined contribution pension scheme and the pension charge represents the amounts payable by the Company to the fund in respect of the period.

1.10 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Company and which have not been designated for other purposes.

Page 17

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

2. Income from donations and legacies

Unrestricted
funds
2025
£
Donations
71,165
Total 2024
71,501
Total
funds
2025
£
71,165
71,501
Total
funds
2024
£
71,501

3. Income from charitable activities

Unrestricted
funds
2025
£
Housing and other benefits
1,518,025
Total 2024
1,883,113
Total
funds
2025
£
1,518,025
1,883,113
Total
funds
2024
£
1,883,113

4. Other incoming resources

Insurance claim for fire
Total 2024
Unrestricted
funds
2025
£
248,416
31,084
Total
funds
2025
£
248,416
31,084
Total
funds
2024
£
31,084

Page 18

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

5. Analysis of expenditure on charitable activities

Summary by fund type

Costs of charitable activities
Total 2024
Analysis of expenditure by activities
Costs of charitable activities
Total 2024
Unrestricted
funds
2025
£
1,692,962
1,919,318
Activities
undertaken
directly
2025
Support
costs
2025
£
£
1,668,959
24,003
1,892,029
27,289
Total
2025
£
1,692,962
1,919,318
Total
funds
2025
£
1,692,962
1,919,318
Total
2024
£
1,919,318
Total
funds
2024
£
1,919,318

6. Analysis of expenditure by activities

Page 19

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

6. Analysis of expenditure by activities (continued)

Analysis of direct costs

Staff costs
Depreciation
Rent and rates
Heat and light
Maintenance and cleaning
Equipment and repairs
Residents costs
Telephone and mobile
Printing, post and stationery
Insurance
Vehicle costs
Travel
Staff expenses
Professional fees
Bank and finance charges
Sundry
Fire costs
Governance costs
Total
funds
2025
£
729,834
22,911
197,175
103,028
74,087
22,184
135,287
19,144
37,485
23,283
26,266
10,652
8,431
34,741
85,239
-
123,318
15,894
1,668,959
Total
funds
2024
£
842,528
29,275
235,173
121,689
53,219
30,198
163,562
23,148
49,215
24,644
33,579
17,701
7,348
77,574
127,813
42
31,084
24,237
1,892,029

7. Auditors' remuneration

- The auditors' remuneration amounts to an auditor fee of £4,000 (2024 £3,500) , and preparation of statutory accounts of £1,400 ( 2024 - £1,300 ).

8. Staff costs

Wages and salaries
Social security costs
Contribution to defined contribution pension schemes
2025
£
658,400
54,351
17,083
729,834
2024
£
764,118
57,305
21,105
842,528

Page 20

THE CARPENTER'S ARMS (MIDLANDS) TRUST (A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

8. Staff costs (continued)

The average number of persons employed by the Company during the period was as follows:

2025 2024
No. No.
Employees 43 61

No employee received remuneration amounting to more than £60,000 in either year.

Mr Richard Spence, the CEO, is the son of Mrs Judith Spence who is a trustee of the charity. His remuneration amounts to £55,430 (2024 - £47,960) plus pension contributions of £1,663 (2024 - £1,417). During the year he was reimbursed expenses for travel and subsistence amounting to £7,801 (2024 - £8,714)

9. Trustees' remuneration and expenses

During the period, one or more Trustees or members of their close family has been paid remuneration or has received other benefits from an employment with the Company. The Company is permitted to remunerate trustees in accordance with article 6(4)9B(a) of the Articles of Association. The value of Trustees' remuneration and other benefits (see also note 24) was as follows:

2025 2024
£ £
Bryan Spence Remuneration 16,522 20,677
Pension contributions paid 442 620
Judith Spence Remuneration 35,133 47,333
Pension contributions paid 1,054 1,420

During the period ended 31 March 2025, expenses totalling £ 191 were reimbursed or paid directly to 2 Trustees (2024 - £1,246 to 2 Trustees) . The reimbursed expenses were for travel £191 (2024: £457) and training costs £nil (2024: £789).

Page 21

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

10. Tangible fixed assets

Cost or valuation
At 1 July 2024
Additions
Disposals
At 31 March 2025
Depreciation
At 1 July 2024
Charge for the period
On disposals
At 31 March 2025
Net book value
At 31 March 2025
At 30 June 2024
Freehold
property
£
850,000
-
-
850,000
38,250
12,750
-
51,000
799,000
811,750
Short-term
leasehold
property
£
57,732
36,660
-
94,392
11,546
7,079
-
18,625
75,767
46,186
Plant and
machinery
£
17,503
3,450
-
20,953
11,295
1,450
-
12,745
8,208
6,208
Motor
vehicles
£
58,696
-
(19,478)
39,218
48,925
1,331
(16,808)
33,448
5,770
9,771
Computer
equipment
£
10,037
-
-
10,037
9,736
301
-
10,037
-
301
Total
£
993,968
40,110
(19,478)
1,014,600
119,752
22,911
(16,808)
125,855
888,745
874,216

Page 22

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

10. Tangible fixed assets (continued)

The property at Six Hills, Fosse Way, Melton Mowbray, Leicestershire, LE14 3PD was purchased in accordance with the contract price written into the lease entered into in 2017. The option to purchase in that agreement was exercised during the 2023 financial year and the property purchased for £1,151,404. At the time of the purchase a valuation was performed by professional valuers for lending purposes. The market valuation at the date of the report was £800,000. The trustees have determined that the valuation at which the premises should be recorded as the cost of the property at the balance sheet date was £850,000 as improvements to the property continued after the valuation report date.

The carrying amount under the cost model of the assets after provision for depreciation and impairment is £811,750 (2024 - £828,750) .

The short-term leasehold property costs relate to the premises Six Hills, Fosse Way, Melton Mowbray, Leicestershire, LE14 3PD. Under the terms of the lease the charity had an option to purchase which it exercised during the 2023 financial year. As a result of purchasing the property and the remainder of the lease expiring the charity has written off in the prior year the short-term leasehold improvements which are now part of the property owned by the charity. The additions during the year represent further improvements to the property and grounds which are being depreciated over 10 years.

The purchase of the Six Hills property for £1,151,404 was completed on 12 April 2022 with mortgages amounting to £1,347,440 secured on both the property and those owned by the related charity, Homes for the Homeless (Leicestershire) Ltd. Further details of the loans and security are disclosed in note 14.

11. Debtors

Due within one year
Trade debtors
Amounts owed by participating interests
Other debtors
Prepayments and accrued income
31 March
2025
£
115,862
-
5,739
135,850
257,451
30 June
2024
£
106,104
8,678
8,729
63,627
187,138

Page 23

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

12. Creditors: Amounts falling due within one year

Bank overdrafts
Bank loans
Other loans
Trade creditors
Other taxation and social security
Pension contributions due
Other creditors
Accruals and deferred income
31 March
2025
£
-
47,148
40,873
24,669
33,881
3,500
-
83,538
233,609
30 June
2024
£
48,535
41,017
20,000
62,803
15,760
3,847
37,601
24,537
254,100

13. Creditors: Amounts falling due after more than one year

Bank loans
Included within the above are amounts falling due as follows:
Between one and two years
Bank loans
Between two and five years
Bank loans
Over five years
Bank loans
31 March
2025
£
1,191,203
31 March
2025
£
50,738
178,318
962,147
30 June
2024
£
1,228,839
30 June
2024
£
44,506
159,472
1,024,861

Page 24

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

The aggregate amount of liabilities payable or repayable wholly or in part more than five years after the reporting date is:

Payable or repayable by instalments 31 March
2025
£
962,147
962,147
30 June
2024
£
1,024,861
1,024,861

The charity took out mortgages totalling £1,364,750 for the purpose of purchasing the premises at Six Hills. Loans outstanding amounting to £650,811 (2024: £672,799) are secured on the charity's property Six Hills, Fosse Way, Melton Mowbray which is carried in the accounts at a value of £799,000 (£2024: £811,750).

The remaining amount totalling £587,520 (2024: £597,057) is secured on the properties owned by the related charity, Homes for the Homeless (Leicestershire) Ltd being 97 Nottingham Road, Kegworth, Derby, DE74 2FH and Carpenters Arms, Wharncliffe Road, Loughborough, LE11 1SL.

Page 25

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

14. Statement of funds

Statement of funds - current period

Balance at
Balance at 1 Gains/ 31 March
July 2024 Income Expenditure (Losses) 2025
£ £ £ £ £
Unrestricted funds
General Funds (421,044) 1,837,606 (1,692,962) 6,401 (269,999)
Statement of funds - prior period
Balance at
Balance at Gains/ 30 June
1 July 2023 Income Expenditure (Losses) 2024
£ £ £ £ £
Unrestricted funds
General Funds (472,758) 1,985,698 (1,919,318) (14,666) (421,044)

Page 26

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

15. Summary of funds

Summary of funds - current period

Balance at
Balance at 1 Gains/ 31 March
July 2024 Income Expenditure (Losses) 2025
£ £ £ £ £
General funds (421,044) 1,837,606 (1,692,962) 6,401 (269,999)
Summary of funds - prior period
Balance at
Balance at Gains/ 30 June
1 July 2023 Income Expenditure (Losses) 2024
£ £ £ £ £
General funds (472,758) 1,985,698 (1,919,318) (14,666) (421,044)

16. Analysis of net assets between funds

Analysis of net assets between funds - current period

Unrestricted
funds
31 March
2025
£
Tangible fixed assets
888,745
Current assets
266,068
Creditors due within one year
(233,609)
Creditors due in more than one year
(1,191,203)
Total
(269,999)
Total
funds
31 March
2025
£
888,745
266,068
(233,609)
(1,191,203)
(269,999)

Page 27

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

16. Analysis of net assets between funds (continued)

Analysis of net assets between funds - prior period

Tangible fixed assets
Current assets
Creditors due within one year
Creditors due in more than one year
Total
Unrestricted
funds
30 June
2024
£
874,215
187,680
(254,100)
(1,228,839)
(421,044)
Total
funds
30 June
2024
£
874,215
187,680
(254,100)
(1,228,839)
(421,044)

17. Reconciliation of net movement in funds to net cash flow from operating activities

Net income for the period (as per Statement of Financial Activities)
Adjustments for:
Depreciation charges
Increase in debtors
Increase in creditors
Net cash provided by operating activities
Analysis of cash and cash equivalents
Cash in hand
Overdraft facility repayable on demand
Total cash and cash equivalents
31 March
2025
£
144,644
22,911
(70,313)
24,439
121,681
31 March
2025
£
8,617
-
8,617
30 June
2024
£
66,380
29,275
(58,697)
4,822
41,780
30 June
2024
£
542
(48,535)
(47,993)

18. Analysis of cash and cash equivalents

Page 28

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

19. Analysis of changes in net debt

Cash at bank and in hand
Bank overdrafts repayable on demand
Debt due within 1 year
Debt due after 1 year
At 1 July
2024
£
542
(48,535)
(64,864)
(1,228,839)
(1,341,696)
Cash flows
£
8,075
48,535
(26,657)
37,636
67,589
At 31 March
2025
£
8,617
-
(91,521)
(1,191,203)
(1,274,107)

20. Pension commitments

The company operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund. The pension cost charge represents contributions payable by the company to the fund and amounted to £17,083 (2024 - £21,105). Contributions totalling £3,500 (2024 - £3,847) were payable to the fund at the balance sheet date and are included in creditors.

21. Operating lease commitments

At 31 March 2025 the Company had commitments to make future minimum lease payments under noncancellable operating leases as follows:

Not later than 1 year
Later than 1 year and not later than 5 years
31 March
2025
£
38,000
-
38,000
30 June
2024
£
57,000
38,000
95,000

Page 29

THE CARPENTER'S ARMS (MIDLANDS) TRUST

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2025

22. Related party transactions

The charity is connected to another charity through a number of trustees in common:

As at the balance sheet date the charity owed £20,873 to Homes for the Homeless (Leicestershire) Ltd (2024: £8,677 receivable).

The son of Mrs Judith Spence, trustee, is an employee of the charity and received remuneration amounting to £55,430 (2024 - £47,960) and benefits in kind by way of pension payments amounting to £1,663 (2024 - £1,417). Expenses amounting to £7,801 (2023: £8,714) were reimbursed to him during the year.

A company owned by a trustee, Mr G Schulz, provided accounting and professional services during the year amounting to £5,535 (2024 - £6,358). .

Page 30