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2024-12-31-accounts

REGISTERED COMPANY NUMBER: 08090900 (England and Wales) REGISTERED CHARITY NUMBER: 1147775

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 December 2024

for

Provision House (Formerly known as Loaves N Fishes) Ltd

Altus Business Consulting Ltd 88-89 High Street Wordsley Stourbridge West Midlands DY8 5SB

Provision House

(Formerly known as Loaves N Fishes) Ltd

Contents of the Financial Statements for the Year Ended 31 December 2024

Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7 to 8
Notes to the Financial Statements 9 to 15
Detailed Statement of Financial Activities 16 to 17

Provision House

(Formerly known as Loaves N Fishes) Ltd

Report of the Trustees for the Year Ended 31 December 2024

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 December 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

Provision House exists to relieve poverty and provide essential items, goods, and services to individuals and families experiencing hardship or distress. We deliver this work as an expression of our Christian ethos, serving with compassion, dignity, and hope.

Significant activities and Public Benefit

In 2024, our work continued to centre around three strategic pillars: Rehabilitation, Stabilisation, and Progression. These guiding themes shape how we design and deliver services that support individuals through crisis and towards long-term transformation.

Rehabilitation: We provided emergency support such as furniture, white goods, clothing, and food to people in urgent need, often through referrals from statutory agencies and partners.

Stabilisation: We offered wraparound support including energy advice, budgeting, mental health counselling, and access to our Food Club, helping people regain control and rebuild their confidence.

Progression: Our training and volunteering programmes, including Multiply and Financial Resilience courses, enabled individuals to gain real-world work experience, overcome employment barriers, and move forward with renewed purpose.

Provision House also provided space and facilities for other charities, agencies, and support groups to operate from, contributing to a thriving network of community-led services within our building.

As a recognised Social Enterprise Hub in partnership with the West Midlands Combined Authority (WMCA), we have supported the development of local social entrepreneurs and piloted new income-generating initiatives. The launch of our Social Enterprise Business Hub has helped to strengthen the infrastructure for sustainable enterprise and innovation in the borough.

Volunteers

We continue to benefit from the generosity and commitment of our many volunteers, as well as individuals participating through Mandatory Work Placements. Their time, skills, and energy have been central to the successful delivery of our services and the creation of a welcoming, supportive environment for all.

Page 1

Provision House

(Formerly known as Loaves N Fishes) Ltd

for the Year Ended 31 December 2024

Report of the Trustees

ACHIEVEMENT AND PERFORMANCE

Charitable activities

Provision House continued to grow and evolve throughout 2024, building on the momentum of previous years and responding to increasing demand for community-based support. As the effects of the cost of living crisis and broader economic instability persist, our work has remained vital to individuals and families in crisis, and we have deepened our role as a trusted and responsive organisation at the heart of Dudley's support ecosystem.

We have continued to be a first point of contact for statutory services, community groups, and strategic partners seeking collaboration to tackle complex social issues. Our work has attracted attention and investment from key partners including Dudley Council, the West Midlands Combined Authority (WMCA), the I-SE, and local Town Centre stakeholders. These relationships have strengthened our ability to innovate and respond effectively at a grassroots level.

One of the most significant developments in 2024 was the launch of our Social Enterprise Hub, following our appointment as the Dudley Cluster Organisation under WMCA's social enterprise development pilot in 2023. This initiative provided the foundation to both support other local social entrepreneurs and develop Provision House's own enterprise activity. Going into 2025, the hub will engage social enterprise leaders and those exploring setting their own enterprise. The hub will facilitate multiple workshops, peer networking events, and one-to-one mentoring sessions-laying the groundwork for a sustainable, long-term local network.

We also began work on Provision House Online Services CIC, a new social enterprise designed to support people furthest from the labour market into employment through innovative online platforms, including a dedicated jobsite that connects individuals with purpose-led roles.

In our core charitable activity, we have continued to deliver essential emergency provision through our Rehabilitation pillar: furniture packages, white goods, clothing vouchers, and emergency food support for those facing acute crisis. Our Too Good To Throw Away partnership with Dudley Council diverted over 8.6 tonnes of waste from landfill, while helping over 400 households with essential furniture items. This has brought our total figure to 92.5 tonnes of waste saved from going to landfill by the work of Provision House. We have also been a partner for Dudley MBC in delivering the Household Support Fund to residents of the borough most in need.

The Stabilisation phase of our strategy has grown stronger, with increasing referrals to our Food Club, counselling services, energy advice, and community groups. Our reputation for providing compassionate, long-term support has attracted new volunteers and partners who contribute to this vital middle step in people's recovery journeys.

In terms of Progression, our Training Department has successfully delivered Dudley Council's Multiply and Financial Resilience programmes, supporting over 120 learners with a combination of classroom teaching and real-world work experience. Many of these learners have progressed into further education, employment, or volunteering, reflecting the effectiveness of our holistic model.

One of the most unique initiatives launched in 2024 was the commencement of the Maurice Project - a community-led restoration of a classic 1963 Jaguar E-Type to fit with our 'Progression' pillar. This initiative was made possible by a generous bequest from local benefactor Maurice Pope, who gifted the vehicle to Provision House in his will. His heartfelt vision was to use the car as the centerpiece of an intergenerational learning and heritage project.

Currently displayed at DMC Motorcycles in Dudley town centre, the vehicle has already begun attracting interest from across the borough. Restoration will begin in mid-2025 at Dudley College's Black Country & Marches Institute of Technology, where young people and skilled professionals will work side-by-side to restore this Midlands-made motoring icon.

The Maurice Project exemplifies our commitment to progression and innovation. It offers hands-on learning, vocational training, and community engagement in a highly creative setting. The project also celebrates the rich engineering legacy of the Black Country while fostering connection, collaboration, and pride in place. Local schools, colleges, businesses, and classic car enthusiasts are already pledging support - a true testament to the power of community vision and generosity.

Page 2

Provision House

(Formerly known as Loaves N Fishes) Ltd

for the Year Ended 31 December 2024

Report of the Trustees

Throughout 2024, our focus on Rehabilitation, Stabilisation, and Progression has become more deeply embedded in everything we do, and continues to provide a clear, accessible framework for clients, staff, funders, and partners alike.

With a new 20-year lease secured and a growing network of strategic partners, Provision House is now firmly established as a long-term anchor organisation in the borough-offering practical help, dignity, and hope to those who need it most.

FINANCIAL REVIEW

Principal funding sources

The principal funding sources in the year continued to be trading from Local Welfare Provision in relation to the provision of awards for residents of Sandwell. The Charity has also enjoyed the continued support of Lottery funding through

Reaching Communities. We have also gained funding from a range of organisations including the Government's Cost of Living Fund, Barrow Cadbury, The UK Shared Prosperity Fund, Charles Plater Foundation, Inclusive Communities, Enovert, and Garfield Weston.

Additional voluntary donations and grants from individuals, churches and organisations also make up an important part of the charity's income.

Income from the Provision Emporium continued to increase, with 2024 seeing another increase in shop turnover. We also saw an increase in new trading activities from room hire, workshop projects, and online sales.

We continue to seek funding sources beyond our current supporters, in order to ensure financial resilience going forwards.

Reserves policy

It is the policy of the charity to hold in reserve 3 months of core costs that are not funded by ongoing grant income. We consider the approach to provide cover for the basic assets of the charity in order to protect the charity, allowing the trustees adequate time to respond to any unforeseen crisis in funding.

Unrestricted reserves at 31st December 2024 £112,592 (2023 £72,961)

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Recruitment and appointment of new trustees

The existing trustees use their experience and expertise to identify new potential trustees who will be discussed at trustees meetings. Potential new trustees will be interviewed to establish that they hold the appropriate attributes to become an effective trustee. All such appointments would be approved by the trustees.

Organisational structure

The charity is managed on a day to day basis by the General Manager who reports to the board of trustees on a regular basis. Trustees meetings are held on a quarterly basis.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

08090900 (England and Wales)

Registered Charity number

1147775

Page 3

Provision House

(Formerly known as Loaves N Fishes) Ltd

Report of the Trustees for the Year Ended 31 December 2024

Registered office

Provision House 80 - 81 High Street Dudley West Midlands DY1 1PY

Trustees

Mrs J Billingsley Director P G Chamberlain Director Mrs R H Harris Trustee Mrs E A Horton Trustee A E Lowe Minister Of Religion Mrs J E Mills Trustee P J Wade Business Consultant

Company Secretary

Independent Examiner

Richard Ashmore BA, FCA Altus Business Consulting Ltd 88-89 High Street Wordsley Stourbridge West Midlands DY8 5SB

Approved by order of the board of trustees on 13 June 2025 and signed on its behalf by:

P G Chamberlain - Trustee

Page 4

Independent Examiner's Report to the Trustees of Provision House (Formerly known as Loaves N Fishes) Ltd

Independent examiner's report to the trustees of Provision House (Formerly known as Loaves N Fishes) Ltd ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2024.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Richard Ashmore BA, FCA

Altus Business Consulting Ltd 88-89 High Street Wordsley Stourbridge West Midlands DY8 5SB

13 June 2025

Page 5

Provision House

(Formerly known as Loaves N Fishes) Ltd

Statement of Financial Activities

for the Year Ended 31 December 2024

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
251,017
Other trading activities
2
162,911
Other income
9,705
Total
423,633
EXPENDITURE ON
Charitable activities
Cost of Donations
120,322
Management & Administration Costs
164,158
Premises Costs
77,026
Food Club
17,193
Emporium
5,313
Total
384,012
NET INCOME/(EXPENDITURE)
39,621
RECONCILIATION OF FUNDS
Total funds brought forward
72,971
TOTAL FUNDS CARRIED FORWARD
112,592
Restricted
fund
£
421,907
-
-
421,907
2,755
420,668
-
-
-
423,423
(1,516)
101,175
99,659
31.12.24
31.12.23
Total
Total
funds
funds
£
£
672,924
636,995
162,911
161,140
9,705
-
845,540
798,135
123,077
203,706
584,826
502,507
77,026
67,608
17,193
13,967
5,313
366
807,435
788,154
38,105
9,981
174,146
164,165
212,251
174,146
31.12.24
31.12.23
Total
Total
funds
funds
£
£
672,924
636,995
162,911
161,140
9,705
-
845,540
798,135
123,077
203,706
584,826
502,507
77,026
67,608
17,193
13,967
5,313
366
807,435
788,154
38,105
9,981
174,146
164,165
212,251
174,146
798,135
203,706
502,507
67,608
13,967
366
788,154
9,981
164,165
174,146

The notes form part of these financial statements

Page 6

Provision House

(Formerly known as Loaves N Fishes) Ltd

Balance Sheet

31 December 2024

Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
7
109,282
CURRENT ASSETS
Debtors
8
17,030
Cash in hand
8,218
25,248
CREDITORS
Amounts falling due within one year
9
(21,938)
NET CURRENT ASSETS
3,310
TOTAL ASSETS LESS CURRENT
LIABILITIES
112,592
NET ASSETS
112,592
FUNDS
11
Unrestricted funds
Restricted funds
TOTAL FUNDS
Restricted
fund
£
-
99,659
-
99,659
-
99,659
99,659
99,659
31.12.24
Total
funds
£
109,282
116,689
8,218
124,907
(21,938)
102,969
212,251
212,251
112,592
99,659
212,251
31.12.23
Total
funds
£
90,727
116,104
28,829
144,933
(61,514)
83,419
174,146
174,146
72,971
101,175
174,146

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

continued...

Page 7

Provision House

(Formerly known as Loaves N Fishes) Ltd

Balance Sheet - continued 31 December 2024

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 13 June 2025 and were signed on its behalf by:

P G Chamberlain - Trustee

The notes form part of these financial statements

Page 8

Provision House (Formerly known as Loaves N Fishes) Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Short leasehold - 10% on cost Fixtures and fittings - 25% on reducing balance Motor vehicles - 25% on reducing balance Computer equipment - 25% on reducing balance

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

continued...

Page 9

Provision House

(Formerly known as Loaves N Fishes) Ltd

Notes to the Financial Statements - continued for the Year Ended 31 December 2024

2. OTHER TRADING ACTIVITIES

OTHER TRADING ACTIVITIES
Shop income
Room Hire
Other Income
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
Depreciation - owned assets
Surplus on disposal of fixed assets
31.12.24
£
128,776
31,520
2,615
162,911
31.12.24
£
13,231
(9,705)
31.12.23
£
125,865
33,430
1,845
161,140
31.12.23
£
18,688
-

3. NET INCOME/(EXPENDITURE)

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2024 nor for the year ended 31 December 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2024 nor for the year ended 31 December 2023.

5. STAFF COSTS

The average monthly number of employees during the year was as follows:

31.12.24 31.12.23
Staff 21 20

No employees received emoluments in excess of £60,000.

continued...

Page 10

Provision House

(Formerly known as Loaves N Fishes) Ltd

Notes to the Financial Statements - continued for the Year Ended 31 December 2024

6.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
224,407
Other trading activities
161,140
Total
385,547
EXPENDITURE ON
Charitable activities
Cost of Donations
183,672
Management & Administration Costs
174,087
Premises Costs
67,608
Food Club
13,967
Emporium
366
Total
439,700
NET INCOME/(EXPENDITURE)
(54,153)
RECONCILIATION OF FUNDS
Total funds brought forward
127,124
TOTAL FUNDS CARRIED FORWARD
72,971
Restricted
fund
£
412,588
-
412,588
20,034
328,420
-
-
-
348,454
64,134
37,041
101,175
Total
funds
£
636,995
161,140
798,135
203,706
502,507
67,608
13,967
366
788,154
9,981
164,165
174,146

continued...

Page 11

Provision House

(Formerly known as Loaves N Fishes) Ltd

Notes to the Financial Statements - continued for the Year Ended 31 December 2024

7. TANGIBLE FIXED ASSETS

TANGIBLE FIXED ASSETS
COST
At 1 January 2024
Additions
Disposals
At 31 December 2024
DEPRECIATION
At 1 January 2024
Charge for year
Eliminated on disposal
At 31 December 2024
NET BOOK VALUE
At 31 December 2024
At 31 December 2023
Short
leasehold
£
74,182
-
-
74,182
22,186
5,200
-
27,386
46,796
51,996
Fixtures
and
fittings
£
25,012
-
-
25,012
18,319
1,673
-
19,992
5,020
6,693
Motor
vehicles
£
79,139
39,000
(22,800)
95,339
53,032
4,875
(15,586)
42,321
53,018
26,107
Computer
equipment
£
19,273
-
-
19,273
13,342
1,483
-
14,825
4,448
5,931
Totals
£
197,606
39,000
(22,800)
213,806
106,879
13,231
(15,586)
104,524
109,282
90,727

8. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Trade debtors
Other debtors
31.12.24
£
115,969
720
116,689
31.12.23
£
110,045
6,059
116,104

continued...

Page 12

Provision House

(Formerly known as Loaves N Fishes) Ltd

Notes to the Financial Statements - continued for the Year Ended 31 December 2024

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Hire purchase (see note 10)
Trade creditors
Social security and other taxes
Accrued expenses
10.
LEASING AGREEMENTS
Minimum lease payments under hire purchase fall due as follows:
Net obligations repayable:
Within one year
11.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
Restricted funds
Restricted
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
Restricted funds
Restricted
TOTAL FUNDS
At 1.1.24
£
72,971
101,175
174,146
Incoming
resources
£
423,633
421,907
845,540
31.12.24
31.12.23
£
£
-
17,232
10,259
19,161
10,479
24,016
1,200
1,105
21,938
61,514
31.12.24
31.12.23
£
£
-
17,232
Net
movement
At
in funds
31.12.24
£
£
39,621
112,592
(1,516)
99,659
38,105
212,251
Resources
Movement
expended
in funds
£
£
(384,012)
39,621
(423,423)
(1,516)
(807,435)
38,105

continued...

Page 13

Provision House (Formerly known as Loaves N Fishes) Ltd

Notes to the Financial Statements - continued for the Year Ended 31 December 2024

11. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 1.1.23
£
Unrestricted funds
General fund
127,124
Restricted funds
Restricted
37,041
TOTAL FUNDS
164,165
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
385,547
Restricted funds
Restricted
412,588
TOTAL FUNDS
798,135
A current year 12 months and prior year 12 months combined position is as follows:
At 1.1.23
£
Unrestricted funds
General fund
127,124
Restricted funds
Restricted
37,041
TOTAL FUNDS
164,165
Net
movement
At
in funds
31.12.23
£
£
(54,153)
72,971
64,134
101,175
9,981
174,146
Resources
Movement
expended
in funds
£
£
(439,700)
(54,153)
(348,454)
64,134
(788,154)
9,981
Net
movement
At
in funds
31.12.24
£
£
(14,532)
112,592
62,618
99,659
48,086
212,251

continued...

Page 14

Provision House

(Formerly known as Loaves N Fishes) Ltd

Notes to the Financial Statements - continued for the Year Ended 31 December 2024

11. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 809,180 (823,712) (14,532)
Restricted funds
Restricted 834,495 (771,877) 62,618
TOTAL FUNDS 1,643,675 (1,595,589 ) 48,086

12. RELATED PARTY DISCLOSURES

The charity contracted bookkeeping services from trustee Jan Billingsley.

The charity contracted the services of Luke Price in relation to social media services, Luke is a relation of Chief Executive Officer Mark Price

The charity contracted IT services from Shiloh Computers - Trustee Ruth Harris is also a director of the company.

All trustees interests were noted in the minutes of the relevant trustees meetings and none of the trustees in question were party to the decision making process.

Page 15

Provision House

(Formerly known as Loaves N Fishes) Ltd

Detailed Statement of Financial Activities for the Year Ended 31 December 2024

Detailed Statement of Financial Activities
for the Year Ended 31 December 2024
31.12.24 31.12.23
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 84,573 56,631
Grants 588,351 580,364
672,924 636,995
Other trading activities
Shop income 128,776 125,865
Room Hire 31,520 33,430
Other Income 2,615 1,845
162,911 161,140
Other income
Gain on sale of tangible fixed assets 9,705 -
Total incoming resources 845,540 798,135
EXPENDITURE
Charitable activities
Purchases 5,313 20,400
Transport Costs 13,750 13,605
Food Club 17,193 13,967
Travel Costs 2,011 1,672
Other Direct Expenses 2,255 1,859
Grants to individuals 105,061 166,536
145,583 218,039
Support costs
Management
Wages 449,844 375,455
Social security 30,901 23,212
Pensions 8,326 6,541
Rates and water 2,285 1,935
Insurance 7,937 5,532
Light and heat 49,670 44,132
Advertising 11,051 9,420
Office & Telephone 2,173 2,527
Premises Expenses 17,134 16,009
Carried forward 579,321 484,763

This page does not form part of the statutory financial statements

Page 16

Provision House

(Formerly known as Loaves N Fishes) Ltd

Detailed Statement of Financial Activities for the Year Ended 31 December 2024

Detailed Statement of Financial Activities
for the Year Ended 31 December 2024
31.12.24 31.12.23
£ £
Management
Brought forward 579,321 484,763
Staff & Volunteer Welfare 5,793 3,565
IT Costs 10,518 13,674
Bookkeeping Services 15,289 12,873
Depreciation of tangible and heritage assets 13,230 18,688
624,151 533,563
Finance
Bank charges 4,998 4,593
Governance costs
Accountancy and legal fees 2,310 2,201
Professional Fees 28,634 27,999
Hire purchase 1,759 1,759
32,703 31,959
Total resources expended 807,435 788,154
Net income 38,105 9,981

This page does not form part of the statutory financial statements

Page 17