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2024-02-29-accounts

REGISTERED CHARITY NUMBER: 1147686

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 29 February 2024

for

Tzedokah Vchesed

Martin+Heller 5 North End Road London NW11 7RJ

Tzedokah Vchesed

Contents of the Financial Statements for the Year Ended 29 February 2024

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 10
Detailed Statement of Financial Activities 11

Tzedokah Vchesed

Report of the Trustees for the Year Ended 29 February 2024

The trustees present their report with the financial statements of the charity for the year ended 29 February 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The charity was formed for the advancement of the orthodox Jewish faith, orthodox Jewish religious education, and the relief of poverty in the orthodox Jewish community.The charity's objects are to support charitable institutions or charitable purposes in any part of the world, and in particular to further religious education of Jewish youth and children and assist, in the relief of poverty, with their physical, mental,spiritual and moral welfare and development.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The financial results of the charity's activities for the period are fully reflected in the attached Financial Statements together with the notes thereon.

FINANCIAL REVIEW

Reserves policy

The trustees consider the financial results for the period to be satisfactory, since balance sheet date increased funds have been raised.

FUTURE PLANS

The trustees plan to continue to make distributions in accordance with their grant making policy and to ensure that the ability to generate sufficient income is maintained to achieve that end.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1147686

Principal address

18 Rostrevor Avenue London N15 6LR

Trustees

Mattes Katz P Benedikt

Independent Examiner

Mr A Heller FCA Martin+Heller 5 North End Road London NW11 7RJ

Page 1

Tzedokah Vchesed

Report of the Trustees for the Year Ended 29 February 2024

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.......................................................................... P Benedikt - Trustee

Page 2

Independent Examiner's Report to the Trustees of Tzedokah Vchesed

Independent examiner's report to the trustees of Tzedokah Vchesed

I report to the charity trustees on my examination of the accounts of Tzedokah Vchesed (the Trust) for the year ended 29 February 2024.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr A Heller FCA

Martin+Heller 5 North End Road London NW11 7RJ

Date: .............................................

Page 3

Tzedokah Vchesed

Statement of Financial Activities for the Year Ended 29 February 2024

29.2.24 28.2.23
Unrestricted
fund Total funds
Notes £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 2 96,762 54,458
EXPENDITURE ON
Charitable activities 3
Donations paid 110,888 33,609
Other (172) 965
Total 110,716 34,574
NET INCOME/(EXPENDITURE) (13,954) 19,884
RECONCILIATION OF FUNDS
Total funds brought forward 19,884 -
TOTAL FUNDS CARRIED FORWARD 5,930 19,884

The notes form part of these financial statements

Page 4

Tzedokah Vchesed

Balance Sheet 29 February 2024

29.2.24 28.2.23
Unrestricted
fund Total funds
Notes £ £
CURRENT ASSETS
Cash at bank 5,930 19,884
NET CURRENT ASSETS 5,930 19,884
TOTAL ASSETS LESS CURRENT
LIABILITIES 5,930 19,884
NET ASSETS 5,930 19,884
FUNDS 8
Unrestricted funds 5,930 19,884
TOTAL FUNDS 5,930 19,884

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. P Benedikt - Trustee

The notes form part of these financial statements

Page 5

Tzedokah Vchesed

Notes to the Financial Statements for the Year Ended 29 February 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. DONATIONS AND LEGACIES

DONATIONS AND LEGACIES
29.2.24 28.2.23
£ £
Donations 96,762 54,458

Page 6

continued...

Tzedokah Vchesed

Notes to the Financial Statements - continued for the Year Ended 29 February 2024

3.
CHARITABLE ACTIVITIES COSTS
Donations paid
4.
GRANTS PAYABLE
Donations paid
The total grants paid to institutions during the year was as follows:
Donations paid
Total grants paid to institutions is comprised as follows:
Gemach Tzedokah Vchesed Israel
Amud Hatzdokoh Trust
Chevras Mo'oz Ladol
Mesifta Talmudical College
Mifal Hachesed Vehatzedokoh
Mosdos Hatorah Pnei Menachem Ltd
Other amounts < £1,500
29.2.24
£
110,888
29.2.24
£
55,236
29.2.24
£
110,888
29.2.24
£
55,236
Grant
funding of
activities
(see note
4)
£
110,888
28.2.23
£
33,609
28.2.23
£
20,465
Grant
funding of
activities
(see note
4)
£
110,888
28.2.23
£
33,609
28.2.23
£
20,465
Grant
funding of
activities
(see note
4)
£
110,888
28.2.23
£
33,609
28.2.23
£
20,465
30,832
1,600
2,050
4,989
2,000
10,000
3,765
55,236

5. SUPPORT COSTS

SUPPORT COSTS
Finance
£
Other resources expended (172)

continued...

Page 7

Tzedokah Vchesed

Notes to the Financial Statements - continued for the Year Ended 29 February 2024

6. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 29 February 2024 nor for the year ended 28 February 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 29 February 2024 nor for the year ended 28 February 2023.

7. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 54,458
EXPENDITURE ON
Charitable activities
Donations paid 33,609
Other 965
Total 34,574
NET INCOME 19,884
TOTAL FUNDS CARRIED FORWARD 19,884
MOVEMENT IN FUNDS
Net
movement
At 1/3/23 in funds At 29/2/24
£ £ £
Unrestricted funds
General fund 19,884 (13,954) 5,930
TOTAL FUNDS 19,884 (13,954) 5,930

8. MOVEMENT IN FUNDS

continued...

Page 8

Tzedokah Vchesed

Notes to the Financial Statements - continued for the Year Ended 29 February 2024

8. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Incoming Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 96,762 (110,716) (13,954)
TOTAL FUNDS 96,762 (110,716) (13,954)
Comparatives for movement in funds
Net
movement
At 1/3/22 in funds At 28/2/23
£ £ £
Unrestricted funds
General fund - 19,884 19,884
TOTAL FUNDS - 19,884 19,884
Comparative net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 54,458 (34,574) 19,884
TOTAL FUNDS 54,458 (34,574) 19,884
A current year 12 months and prior year 12 months combined position is as follows:
Net
movement
At 1/3/22 in funds At 29/2/24
£ £ £
Unrestricted funds
General fund - 5,930 5,930
TOTAL FUNDS - 5,930 5,930

continued...

Page 9

Tzedokah Vchesed

Notes to the Financial Statements - continued for the Year Ended 29 February 2024

8. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 151,220 (145,290) 5,930
TOTAL FUNDS 151,220 (145,290) 5,930

9. RELATED PARTY DISCLOSURES

Included in donations to individuals are several amounts totalling £1,842 paid to close relatives of a trustee. In this matter, the trustee concerned did not take part in the application process or the approval and continuation of the grants.

Page 10

Tzedokah Vchesed

Detailed Statement of Financial Activities for the Year Ended 29 February 2024

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Total incoming resources
EXPENDITURE
Charitable activities
Grants to institutions
Grants to individuals
Support costs
Finance
Exchange rate variance
Total resources expended
Net (expenditure)/income
29.2.24
£
96,762
96,762
55,236
55,652
110,888
(172)
110,716
(13,954)
28.2.23
£
54,458
54,458
20,465
13,144
33,609
965
34,574
19,884

This page does not form part of the statutory financial statements

Page 11