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2021-04-05-accounts

THE PEARSON-YOUNG MEMORIAL TRUST

ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2021

REGISTERED CHARITY No. 1147575

THE PEARSON-YOUNG MEMORIAL TRUST

ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5 APRIL 2021

CONTENTS

Page
REPORT OF THE TRUSTEES 1-3
REPORT OF THE INDEPENDENT EXAMINER 4
STATEMENT OF FINANCIAL ACTIVITIES 5
BALANCE SHEET 6
NOTES TO THE FINANCIAL STATEMENTS 7-10
2020 STATEMENT OF FINANCIAL ACTIVITIES SHOWING
ALLOCATION BETWEEN FUNDS 11

THE PEARSON-YOUNG MEMORIAL TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5 APRIL 2021

The Trustees are pleased to present their annual trustees' report together with the financial statements of the charity for the year ended 5 April 2021.

Reference and Administration Details

Full name: The Pearson-Young Memorial Trust

Registered Charity number: 1147575

Principal address: Mr Alastair Collett BDB Pitmans LLP One Bartholomew Close London EC4A 7BL

Trustees:

Mrs Marie Charlotte Griffiths Mr John Calvert Griffiths QC CMG Mrs Jemima Jane Waller Mr Alastair John Calvert Collett

Independent Examiner: Stephen Marriott Pennines Guildford GU2 4EU

Investment advisers: Charles Stanley & Co 55 Bishopsgate London EC2N 3AS

Objectives and Activities

The Trustees shall hold the capital and income of the Trust Fund upon trust to apply the income and all or such part of the capital to or for the benefit of exclusively charitable objects and purposes for the advancement of education to fund science students nominated by Rhodes University, Grahamstown, South Africa (whether for that university or elsewhere), for one year of study or research at Glasgow School of Cancer Studies Scotland or such other similar educational or research institution in the United Kingdom as the Trustees in their absolute discretion determine (or, in the alternative to fund students at Rhodes University for similar studies).

Grant Making Policies

The Trustees held extensive discussions with Rhodes University concerning the establishment of the Pearson-Young Memorial Scholarships to fund South African based Honours students at Rhodes University evincing an interest in cancer-related studies or research.

Page 1

THE PEARSON-YOUNG MEMORIAL TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5 APRIL 2021 (cont.)

Grant Making Policies (continued)

The Trustees did not commit to awards for the year ended 5 April 2021. Following the year end the Trustees selected (on nomination from Rhodes University) students to receive awards for the 2021 academic year (running from February to December 2021). This was the fifth set of annual awards made by the Trustees. The full details of grants made will be shown in next year's accounts.

Investment Policy and Performance

In recognition of the value of expert advice, the Trustees have delegated the management of their investment portfolio to Charles Stanley & Co with the stated objective of achieving a reasonable longterm overall return subject to a medium approach to risk.

The investment portfolio showed an increase in market value over the year, with unrealised gains of £369,610 (2020: unrealised losses of £198,673). Disposals were made during the year which resulted in realised gain of £75,877 (2020: realised losses of £45,009). The trustees have considered the impact of COVID-19 pandemic has had on the investment portfolio.

Financial Review and Reserves Policy

As far as reserves are concerned, the charity is dependent on the investment portfolio described above for its regular income. The Trustees consider grant-making on the basis of the income received after allowing for normal administrative expenses. The Trustees do not enter into commitments that exceed the cash currently available to them.

As explained in Note 2 to the accounts, the Trustees hold an investment portfolio for income generation and as a reserve should they feel the need to make donations in excess of their available income.

For practical purposes, the Trustees regard the Income Fund as the reserve and this stood at £91,321 at 5 April 2021 (2020: £51,773).

During this year, the funds invested with Charles Stanley & Co have shown a increase in value of £504,713. The income arising on these investments was sufficient to cover the grants committed and paid in the year.

The Trustees have reviewed the impact of COVID-19 on the value and investment income will be short term and confirm the portfolio is invested in the long term, over a 10 year time horizon. The Trustees are satisfied there will be no long term impact on the going concern of the charity.

Structure, Governance and Management

The Charity was created by Will following the death of the Mrs Morag Buchanan Young on 18 July 2011 and has been registered with the Charity Commission under number 1147575. The Charity is the sole residuary beneficiary of Mrs Young's estate.

There shall be at least three Trustees and future Trustees shall be appointed by resolution of the Trustees.

The Trustees have wide powers of investment.

Page 2

THE PEARSON-YOUNG MEMORIAL TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 5 APRIL 2021 (cont.)

Risk Management

The major risks to which the Charity is exposed, as identified by the Trustees, have been reviewed and systems and procedures have been established to manage those risks. In particular, as mentioned above, the Trustees do not enter into commitments in excess of their available cash resources and as a result they operate in a very low risk environment. Any drop in income received will be matched by an appropriate reduction in expenditure.

Report on Public Benefit

The Trustees confirm that they have had due regard to the general guidance on public benefit issued by the Charity Commission. The activities of the charity are carried out for the public benefit as the grants awarded support the advancement of education (including research into cancer).

Responsibilities of the Trustees

Law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the charity's financial activities during the year and of its financial position at the end of the year. In preparing financial statements giving a true and fair view, the Trustees should follow best practice and:

The Trustees are responsible for keeping accounting records which disclose with reasonable accuracy the financial position of the charity and which enable them to ensure that the financial statements comply with applicable law and regulations. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed on behalf of the trustees:

Date:

Page 3

THE PEARSON-YOUNG MEMORIAL TRUST

REPORT OF THE INDEPENDENT EXAMINER TO THE TRUSTEES IN RESPECT OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2021

I report to the trustees on my examination of the accounts of the Pearson-Young Memorial Trust for the year ended 5 April 2020 which are set out on pages 5 to 10.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145 (5) (b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of the accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Stephen Marriott Pennines Guildford GU2 4EU

Date:

Page 4

THE PEARSON-YOUNG MEMORIAL TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5 APRIL 2021

INCOME FUND EXPENDABLE
(unrestricted)
ENDOWMENT
Notes
£
£
INCOME AND EXPENDITURE
Income and Endowments from:
Investment income
4
49,258.49
-
Total Incoming
49,258.49
-
EXPENDITURE ON
Raising Funds
Investment management fees
-
11,883.83
Charitable Activities
Grants
3
-
-
Support costs
10
7,107.00
-
Total Expenditure
7,107.00
11,883.83
Net income/(expenditure) before
42,151.49
(11,883.83)
investment gains
Gains/(losses) on investments:
4
-
445,487.21
Net income/(expenditure)
42,151.49
433,603.38
Other recognised gains/losses
Currency gains/(losses)
(2,603.52)
-
Net movement of funds
39,547.97
433,603.38
Reconciliation of Funds
Fund Balances brought forward
51,773.46
1,401,559.77
Fund Balances carried forward
91,321.43
£
£ 1,835,163.15
TOTAL
2021
£
49,258.49
TOTAL
2020
£
(page 11)
62,766
49,258.49 62,766
11,883.83
-
7,107.00
12,063
38,421
10,383
18,990.83 60,867
30,267.66
445,487.21
1,899
(243,681)
475,754.87
(2,603.52)
(241,782)
(1,270)
473,151.35
1,453,333.23
(243,052)
1,696,385
1,926,484.58
£
£ 1,453,333

Page 5

THE PEARSON-YOUNG MEMORIAL TRUST

BALANCE SHEET AS AT 5 APRIL 2021

Notes
Fixed Assets
Investments
4
Current Assets
- Metrobank account
- Charles Stanley & Co accounts
Total Current Assets
Less: Creditors
Amounts falling due within one year
Accruals
Grants committed
Total Net Assets
5
Funds of the Charity
Capital Funds
Expendable Endowment
2
Income Funds
Income Fund (unrestricted)
Total Funds
£
£
1,816,620.50
3,977.95
110,639.12
114,617.07
1,931,237.57
4,752.99
-
4,752.99
1,926,484.58
£
1,835,163.15
91,321.43
1,926,484.58
£
2021
£
£
1,311,907
45,060
138,064
183,124
1,495,031
3,277
38,421
41,698
1,453,333
£
1,401,560
51,773
1,453,333
£
2020
£
£
1,311,907
45,060
138,064
183,124
1,495,031
3,277
38,421
41,698
1,453,333
£
1,401,560
51,773
1,453,333
£
2020
1,495,031
41,698
1,453,333
£
1,401,560
51,773
1,453,333
£

Approved by:

Date:

Page 6

THE PEARSON-YOUNG MEMORIAL TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2021

1. Accounting Policies

Basis of accounting

The financial statements have been prepared under the historical cost convention, with the exception that investments are shown at market value as at the balance sheet date and are in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011. The Charity constitutes a public benefit entity as defined by FRS 102. Having assessed the Charity's financial position and plans for the forseeable future with the consideration of COVID19, the Trustees are satisfied that it remains appropriate to prepare the financial statements on a going concern basis. Where necessary estimates and judgements are based on historical experience and other factors.

The accounts have been prepared in accordance with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS102) and with the Charities Act 2011.

Investments

Quoted investments are included at market value at the Balance Sheet date.

Grants

Grants are accounted for when the commitment is considered to be binding.

Investment Income

Investment income and tax recoverable are accounted for on a receivable basis.

Realised and unrealised gains/losses on investments

Realised gains/losses on the disposal of investments are calculated by reference to the market value of those investments at the start of the accounting period or, if purchased during the accounting period, the cost of acquisition. Unrealised gains/losses reflect the increase/decrease in value during the accounting period of investments held throughout that period or, in the case of investments purchased during the accounting period and still held at the end of the period, the increase/decrease in value compared to their acquisition cost.

2. Expendable Endowment

The Trustees have resolved to retain the Endowment Fund for future income generation and as a reserve for lean periods and to assist with the impact of COVID-19.

3. Charitable Expenditure - Grants

No scholarship awards to Rhodes University were awarded in the year ended 5 April 2021 (2020: £38,421 grants in total were awarded. All students are enrolled at Rhodes University for the 2021 academic year (which falls within the calendar year).

Page 7

THE PEARSON-YOUNG MEMORIAL TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2021 (cont.)

4. Investments
Movements on quoted investments were as follows:
Market value at 6 April 2020
Add:
acquisitions at cost
Less:
realised gain/loss
75,877.02
Less: proceeds
(320,976.55)
Net gain/(loss) on revaluation at 5 April 2021
Market value at 5 April 2021
Historical cost as at 5 April 2021
2021
£
1,311,907.24
380,202.60
(245,099.53)
369,610.19
1,816,620.50
£
1,495,326
£
2020
£
1,625,438
327,449
(442,307)
(198,673)
£ 1,311,907
£ 1,416,425

All investments are listed on a recognised stock exchange and there were no investments which accounted for more than 5% of the portfolio by value.

The total market value is made up as follows:

Overseas investments
- equities
UK investments
- fixed interest
- equities
- property
2021
£
572,855.51
244,583.50
897,560.79
101,620.70
1,816,620.50
£
2020
£
419,380
135,137
722,019
35,371
£ 1,311,907

Income from investments for the year comprises the following:

Income from overseas holdings
Income from UK investments
- fixed interest
- equities and unit trusts
- property
2021
£
10,726.79
1,824.13
36,397.07
310.50
£ 49,258.49
2020
£
9,403
1,494
49,224
2,645
£ 62,766

Page 8

THE PEARSON-YOUNG MEMORIAL TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2021 (cont.)

5. Analysis of Net Assets Between Funds

Fund balances at 5 April 2021 are represented by:

Investments
Current Assets
Creditors
Total Net Assets
Income Fund
(unrestricted)
£
-
96,074.42
(4,752.99)
91,321.43
£
Expendable
Endowment
£
1,816,620.50
18,542.65
-
1,835,163.15
£
Total Funds
£
1,816,620.50
114,617.07
(4,752.99)
1,926,484.58
£
2020
£
1,311,907
183,124
(41,698)
1,453,333

The summary of net assets between funds for 5 April 2020 was as follows:

Income Fund
(unrestricted)
£
Investments
-
Current Assets
93,471.80
Creditors
(41,698.34)
Total Net Assets
51,773.46
£
6. Summary of movement in funds
2021
Income Fund
(unrestricted)
£
Balance on brought forward
51,773.46
Income
49,258.49
Expenditure
(7,107.00)
Other recognised gains/(losses)
-
Currency losses
(2,603.52)
Balance carried forward
91,321.43
£
Total funds
2021 -
Expendable
Endowment
£
1,311,907.24
89,652.53
-
1,401,559.77
£
2021
Expendable
Endowment
£
1,401,559.77
-
(11,883.83)
445,487.21
-
1,835,163.15
£
1,926,484.58
£
Total Funds
£
1,311,907.24
183,124.33
(41,698.34)
1,453,333.23
£
2020
Income Fund
(unrestricted)
£
39,081
62,766
(48,804)
-
(1,270)
51,773
£
2020 -
2020
Expendable
Endowment
£
1,657,304
-
(12,063)
(243,681)
-
1,401,560
£
1,453,333
£

Page 9

THE PEARSON-YOUNG MEMORIAL TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2021 (cont.)

7. Trustees' Remuneration and Expenses

No remuneration was paid during the year (2020: Nil). No expenses were paid to the Trustees during the year (2020: Nil).

8. Transactions with Related Parties

During the year £6,624 (2020: £9,900) was paid to BDB Pitmans LLP for administration fees, of which Alastair Collett (Trustee) is a partner of the firm.

9. Staff Costs

The Trustees do not employ any staff (2020: none).

10. Support Costs

Metro Bank charges
Legal and professional fees
Independent Examination fee
Income Fund
(unrestricted)
£
58.00
6,624.00
425.00
£7,107.00
Expendable
Endowment
£
-
-
-
-
Total
2021
£
58.00
6,624.00
425.00
£7,107.00
Total
2020
£
58
9,900
425
£10,383

11. Post Balance Sheet event

Following the year end the trustees committed scholarship awards of £10,367 (198,717 South African Rand).

Page 10

THE PEARSON-YOUNG MEMORIAL TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5 APRIL 2020 (showing allocation between funds)

INCOME FUND EXPENDABLE
(unrestricted)
ENDOWMENT
£
£
INCOME AND EXPENDITURE
Income and Endowments from
Investment income
62,766.30
-
Total Incoming
62,766.30
-
EXPENDITURE ON
Fundraising costs
Investment management fees
-
12,063.11
Charitable Expenditure
Grants
38,421.00
-
Support costs
10,383.00
-
Total Expenditure
48,804.00
12,063.11
Net income/(expenditure) before
13,962.30
(12,063.11)
investment gains
Gains/(losses) on investments:
4
-
(243,681.42)
Net income/(expenditure)
13,962.30
(255,744.53)
Other recognised gains/losses
Currency gains/(losses)
(1,269.73)
-
Net movement of funds
12,692.57
(255,744.53)
Reconciliation of Funds
Fund Balances brought forward
39,080.89
1,657,304.30
Fund Balances carried forward
51,773.46
£
£ 1,401,559.77
TOTAL
2020
£
62,766.30
62,766.30
12,063.11
38,421.00
10,383.00
60,867.11
1,899.19
(243,681.42)
(241,782.23)
(1,269.73)
(243,051.96)
1,696,385.19
1,453,333.23
£

Page 11