OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2021-08-31-accounts

Living life to the full; showing and sharing Jesus to transform our neighbourhood

Annual Impact Report 2021

(aims to fit as closely as possible to our Financial Year September 2020-August 2021)

Introduction and Summary:

The reporting period was impacted by the continuation of the COVID19 pandemic and the three national periods of lockdown. Throughout the pandemic we had a sense we had a God-given opportunity to reimagine the way forward as restrictions eased, with Isaiah 43:18-19 (“Forget the former things; do not dwell on the past. See, I am doing a new thing! Now it springs up; do you not perceive it? I am making a way in the wilderness and streams in the wasteland .”) repeatedly coming to our attention. This provided encouragement to discern fresh impetus and try new ideas and to pop them on the ‘hamster wheel’ of church at it slowly began to turn once more.

Plenty took place during the pandemic, notably providing an online presence and seeking to provide pastoral support to the extent that was possible. Involvement in The Earley Help Hub (EHH) was also significant. This was a partnership between the churches in Earley and Lower Earley providing practical support to those needing help in our neighbourhood. The EHH continued throughout the pandemic and plans to align it with other similarly inspired help hubs across Reading began emerging by the end of the reporting period. It has been really encouraging how Trinity embraced the potential for this to become a main feature of Trinity’s vision and mission, and not as an additional bolt-on. The big vision relating to the EHH is that God might just be wanting the different churches in Earley and Lower Earley to become much more ‘one church’; not uniformly one, but one rooted in relational trust and unity, standing together to maximise impact for God where the neighbourhood becomes increasingly aware of one church rather than several. There is much to learn about this moving forward, as the local churches are at different stages and considerable effort required to press on with this. By the end of the reporting period Trinity and Brookside churches had developed the strongest commitment to this.

This annual report is being called our Annual Impact Report to place emphasis on our impact for God. This ups the stakes over what we do and why we do it. Trinity’s leadership believes anything we do, whether picking up with toddler groups again or starting something in partnership with other churches must be initiated on the basis that it stands a chance of producing spiritual fruit, and not only practical and or social support. Many thousands remained un-reached in our neighbourhood so approaching our mission in new ways seems vital! How Jesus is shared and shown, as our vision statement says, is the critical question we need to address!

Although the pandemic has been hard, there is huge opportunity for Trinity. Looking forward it’s so exciting to both sense the opportunities and a willingness and desire at Trinity to press on into what Jesus has for us. We don’t really know what this looks like, or what the timing might be for different things which can feel hard but another important point of discernment during this time, that will hopefully characterise us in the years ahead, is that not understanding is okay. We don’t need to know everything. It’s better to practice trusting God and His timing, and as we do, loving each other with grace, trust, forgiveness and fun. These are so life-giving and attractive to those we are called to reach out to, and are likely to generate impact for God.

A huge thank you goes to everyone at Trinity who’s played a part in steering this church through another incredible year. Your faith, generosity, patience, creativity and willingness to serve is awesome.

1/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Living life to the full; showing and sharing Jesus to transform our neighbourhood

Vision:

The pandemic has helped us focus more on what is a meaningful practical response to our vision. This has been a thought-provoking and reflective time and the summary above highlights the gist of what the Church Council and Leadership Team sense God has been saying to us. Our Chair of Church Council/Trustees has encouraged us to put our vision (including our vision statement) very much at the heart of our business meetings which has been really helpful in creating a much more appropriate balance to what these meetings focus on.

Worship:

We continued to meet in-person from 20 September 2020 with three worship gatherings in Trinity (11am, 4pm, 6pm) in addition to the outdoor gathering which carried on as it had been. These stopped at the beginning of November in line with the second and then third national lockdowns which meant we didn’t meet again in person for worship until 23 May 2021 (Pentecost).

Throughout this time, we carried on producing a weekly pre-recorded service using You Tube. Giles continued to faithfully process this for us which was amazing, and numerous people provided the content which was such a blessing. In November 2020, we also began a weekly Zoom time on Sunday mornings. These included a reflection on the pre-recorded sermon, some recorded music, prayer and chat in breakout rooms. We averaged approximately 30 people each week, and feedback was positive. The breakout rooms provided a better opportunity to get to know people than had been the case in the building on Sundays!

Christmas 2020 and Easter (for the second time) in 2021 were celebrated virtually! Whilst definitely not the same as meeting in person, and we weren’t able to readily open our doors to welcome those who often only come to Christmas and Easter activities, a good time was had by those attending our Zoom times.

Worship in person re-started on Pentecost (23 May 2021) with two Sunday gatherings, 9.30am and 11am. These gatherings continued to comply with COVID19 restrictions. Two teams came together to organise and deliver these, so this pattern, the planning and leadership looked very different to the pre-pandemic pattern. Over the weeks, both established their own modus operandi and worship style.

The 9.30am was more traditional with hymns, and the 11am was more contemporary and informal. The 11am included an all-age service on the first Sunday each month and set up some children’s work. Holy Communion took place on the third Sunday each month. The 11am gathering took longer to feel sustainable. This pattern created new dedicated space for those favouring more traditional and more contemporary worship.

The aim was to monitor how this worked whilst being very conscious of the desire and importance to hold the whole family at Trinity together. The intention, when it became possible, was to experiment with periodic joint worship celebrations, having joint times between the gatherings for refreshments as well as meals together.

We continued with pre-recorded weekly services until August. The aim was to take a break and then explore the potential for live-streaming.

The outdoor gathering continued with providing amazing craft-based resources to assist the individuals and families who took part. Huge thanks go to Sarah and Cathy for continuing with this form so long.

2/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Living life to the full; showing and sharing Jesus to transform our neighbourhood

Preaching topics during the year included series on Mark’s Gospel and Colossians, Kingdom building, reimagining church post-pandemic, seeking freedom in Christ, abundance and cost, spiritual muscle, our relationship with Jesus and being faithful disciples, and climate care.

We re-gathered cautiously with young and old coming back and staying at home. There was a great desire to worship together in person and it felt hard to do so with the restrictions.

Prayer:

A weekly Zoom prayer meeting was set up on Thursday evenings at 7pm. Numbers reached about 20, but reduced over time to a faithful 4-6 people. We stopped the prayer meeting in the Autumn 2021.

EHH set up a daily 10 minute prayer meeting in February 2021 on Zoom in response to the Archbishops’ of Canterbury and York call to the nation to pray about the pandemic. Trinity took part in this, though over time numbers levelled off at approximately 4-6 each time from 2-4 churches. It varied. What it provided in addition to daily prayer was a sense of shared ministry and relationship between those who met, despite not necessarily having ever met in person. This prayer meeting then continued weekly.

Pastoral Care:

We have a tiny group of dedicated pastoral visitors and we really do need to build on this, particularly with the issues of isolation caused by Covid. Many Trinity members have continued to quietly and appropriately call in, shop, and provide for those in need. Huge appreciation to these people.

We have tried to maintain regular contact with as many people as possible throughout lockdown/ Covid pandemic through telephone calls and home/doorstep visits where appropriate. Several of our small group continued operating virtually, and then in person as restrictions allowed.

As restrictions allowed the church was open as much as possible during the day, for prayer and quiet space with a small team hosting and available for a chat. Although not overwhelmed with visitors many have said how helpful this has been.

The pandemic meant we were unable to re-establish any community chaplaincy in either ASDA or the leisure centre.

Three activities are planned:

We would also like to explore, under the EHH, the potential for working with Street Pastors instead of reestablishing our old community chaplaincy team. Street Pastors are starting to expand their operations into non-town centre locations, because of opportunities from the pandemic.

3/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Living life to the full; showing and sharing Jesus to transform our neighbourhood

Families:

Mini Messy Church – Formally Nursery Service

Unable to operate due to Covid restrictions. Kept in touch via Facebook and Easter, Summer and Christmas activity packs. Re –opened face to face in Early Sept 2021….small group of regular attendees – mostly child minders. Seasonal lunches to be re-established.

Parent & Toddler Groups

Unable to operate due to Covid restrictions. Re–opened face to face in Early Sept 21 on Monday mornings with social distancing and limited numbers. Extremely well attended (needed to turn some away due to reaching safe numbers limit) New interactive team: Cecilia, Ann, Anna, Mandy Dawkins, Joan Parr. Much better model for relationship building and more links with Trinity Church activities.

Lower Earley Day Nursery – Nativity Service (Formerly Yellow Brick Nursery)

Unable to operate due to Covid restrictions.

Messy Church/Messy Fun Club/Messy Christingle

Unfortunately, we were not able to hold Messy Church Holiday Fun Club in August this year due to Covid and our Easter Messy Church, and Messy Christingle sadly had to be cancelled too, but activity packs - including oranges - were sent out at Easter and Christmas and they were very well received. Face to face resumed Christmas 2021.

Chalfont Club

Unable to operate due to Covid restrictions. Rosemary has now retired.

Ladies Group

The Ladies group has continued to offer friendship and support during the difficult times of covid. It has plans to resume seasonal gatherings this year, hopeful that it can reach out to more ladies in the church and community.

Who Let the Dad’s Out

This group didn’t run during the reporting period but plans to begin later in the Autumn on a monthly basis once again.

Children:

Our children’s ministry is at the heart of our work and service in Trinity

For much of 2020 and some of 2021 we had to keep in touch with the children connected to our church through virtual means, and at Christmas and Easter in particular, were able to send activities to engage them at home.

Since the opening of the church as restrictions allowed, we have a rather 'new look' children’s church at the 11 am gathering. A small number of children with a wide age range sharing a special time together with Anna, Lisa and Mark leading the sessions. We are always keen for the children to have an active and authentic role in the services

Youth:

4/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Living life to the full; showing and sharing Jesus to transform our neighbourhood

Youthwork is in part about consistency and momentum, and we lost momentum and the sense of building something through COVID. Consistency fluctuated with restrictions that forced us more than once into ‘challenging-for-everyone’ online groups and then allowed restriction-filled face-to-face opportunities.

Despite Sam leaving in April 2021 Bethan, Mike and others did an admirable job in ensuring that the possibility of continuing relationships remained intact throughout.

It's upon this faithfulness that we are now building momentum and new provision, groups and relationship points.

Our youth work focuses on Trinity’s youth but within the wider context of youth work across Lower Earley. Partnerships with the other local churches is very much on our agenda. A close working relationship especially with Brookside Church has been very helpful.

Eco-Church:

We formally recognised the climate emergency in April and committed ourselves to examine our own lifestyles and to encourage action on it both locally and nationally. Aided by the "Creation Care" engagement of twenty church families, we achieved a Bronze Eco Church award in 2021. We are now looking at steps we can take, particularly regarding our Community and Global Engagement weak spot, towards earning a Silver award.

We have replaced the ecologically barren shrubbery outside the hall windows by paving, public seating and a large planter.

Following permission from ASDA, who own it, we have taken over management of the SW-facing bank and are developing it for wildlife. The hedge and grass are being replaced by a wildflower mini-meadow, with a stumpery and compost heap adding to the habitats available!

Management:

Church Council/Trustees/Church Meetings

Church meetings took place in October 2020 and then in 2021 in January, March, April and July. Due to the COVID restrictions all meetings were via Zoom. Attendance at the April meeting fell just short of making the meeting quorate which was disappointing but a probable reflection of Zoom-fatigue, the meeting continued informally, and any decisions were followed up subsequently. The March meeting was an extraordinary meeting called specifically to discuss and agree the church redecoration and upgrading the sanctuary chairs.

The table below lists the members who serve on the Church Council, Trustees and Leadership Team at the end of the year.

end of theyear.
Council Trustees Leadership
Ann Baker
Megan Cann
Jenny Cavubati
Richard Cocks (Property)
Laura Eades
Rod Eades (Chair)
Veronica Elleson (Finance)		 Sarah Brayshaw
Mark Cann
Richard Cocks
Rod Eades (chair)
Veronica Elleson
Jo Salmon
Jon Salmon		 Ann Baker
Laura Eades
Rod Eades
Bethan Jones
Jo Salmon
Jon Salmon
Kate Robinson

5/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Living life to the full; showing and sharing Jesus to transform our neighbourhood

Bethan Jones (Warden) Jon Salmon (Minister) Annelise Thornton Lisa Waite

Note the Church Secretary role is currently vacant. This is an action that is being addressed but the tasks are being fulfilled by existing CC members. There is a very good sense of team and unity within both the Church Council and Trustees. We praise God for his graciousness to us with this and pray that we will become increasingly united as a church into the future.

Staffing

Our Youth Worker, Sam, had intended to leave in mid-2020 to travel overseas. The pandemic delayed this until April 2021. He’d made a very valuable contribution to life at Trinity and the church was sad to bid him and Hannah farewell. Prior to him leaving Trinity agreed to develop a new role of lay Associate Pastor with responsibility for youth and young adults. This was a very positive development made possible by having Sam with us. The new role acknowledged the continued importance for Trinity with supporting youth work, but also the strategic value for the future of Trinity of investing in those in their 20s-30s. This post would also provide some general leadership to create scope for our minister to invest time in the EHH. Recruitment would begin early in the new reporting year.

Trinity also began exploring the potential benefits of developing an operations co-ordinator role to oversee the many welcoming and operational tasks Trinity, like any church, has to undertake, and which have always been done by various volunteers. Trinity agreed to proceed and was working on this as the reporting period came to an end.

The ministry and operational contexts of churches are in a constant state of change and the pandemic has intensified this. It’s important that churches are agile and flexible in their response to opportunities and requirements placed upon them, and both these new roles intend to support Trinity in these regards.

Our Denominations

Each of our denominations have been very supportive during the pandemic. They have been flexible with reporting requirements, concerned that we’ve been able to manage financially, and have made available online worship resources if needed.

Property

The benefits of a freshly decorated sanctuary were not felt initially because the building had to be shut because of the pandemic. As we re-opened reaction was positive. Since then, further attention improving how we organise and manage our space throughout the building has been on-going which has been very beneficial. The following headlines are relevant:

6/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Living life to the full; showing and sharing Jesus to transform our neighbourhood

Finance:

In common with churches everywhere, Trinity Church has continued to deal with the very uncertain circumstances of the pandemic. We have been in partial or total lockdown for most of the time, but despite this, have ended the year in a good financial position. Looking to the future, much remains uncertain, but we are starting the next phase of re-opening in a stronger position than might have been expected.,

Looking at the major items for the year to 31[st] August 2021:

Income

7/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Living life to the full; showing and sharing Jesus to transform our neighbourhood

This is very new, and it remains to be seen how much use will be made of it. We pay a small premium on donations of 1.33% per transaction, but the donation monies are treated as being paid in full, with the cost being covered by the church.

Expenses

• Apart from the major expenses of our parent church contributions and our employment costs, our greatest expense during the year has been the completion of the strategic buildings work, including purchasing the new chairs, completing the redecoration in the hall and smaller rooms, and carrying out the landscaping of our limited outdoor space. This was possible despite the strange circumstances, owing to the very generous donations mentioned above, and these (together with monies earmarked from the previous year) meant that we felt it appropriate to carry out the work during the time the building was closed. The carpet was cleaned during the Christmas break period A small amount remains to be done.

Other points

• We have continued to offer the use of the church bank account to the Earley Help Hub, which has been providing support, encouragement and opportunities to local people in need throughout the pandemic. It is anticipated that during the coming year, EHH will be registered as an independent charity and will obtain its own bank account, at which point the balance held in the Trinity account will be transferred.

Internal Organisations y/e 31/08/2021

During the year to 31[st] August 2021 there were 3 internal organisations which were part of Trinity Church, but maintained their own accounts. Due to the pandemic, there was little or no activity in any of these organisations, but in line with the recommendation from the Independent Examiner last year, the accounts were reported to the Treasurer as follows:

Monday Toddlers Club

8/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Living life to the full; showing and sharing Jesus to transform our neighbourhood

Income Expenses Balance
Balance
b/f		 £320.00
£0.00 £146.76* £173.24
Balance c/f £173.24

Thursday Toddlers Club

Income Expenses Balance
Balance b/f
£0.00 £750.00* £799.30
Owed to Trinity for
20/21year		 £500.00** £299.30
Balance c/f £299.30

Chalfont Club

Income Expenses
Balance b/f £1323.10
£0.00 £0.00 £1323.10
Balance c/f £1323.10

In addition, £105.00 was raised from members of the ladies’ group to pay for an online art session which did not in the end take place. £18.00 was refunded to members and the remaining £87.00 is held in the Trinity bank account pending further activity in the coming year.

It remains to be seen which activities will re-start during the 2021/2022 year as the situation continues to evolve.

Mission Giving y/e 31/08/2021

During the year to 31[st] August 2021 Trinity Church supported the following charities directly via mission funds:

£
A Rocha UK 1,000.00

9/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Living life to the full; showing and sharing Jesus to transform our neighbourhood

CIRDIC(Churches in ReadingDrop-in Centre) 1,000.00
Children’s Society 300.00
Christian Aid(Afghanistan appeal) 1,585.00
EarleyHelpHub 500.00
Engage(aproject of the Mustard Tree Foundation) 1,000.00
Friends of Kagando 3,000.00
Hillside CommunityAllotment 100.00
Home for Good 1,008.00
Hope for Justice 1,008.00
Little Princess Trust 100.00
Oxfam(Yemen appeal) 1,000.00
Rahab(aproject of the Mustard Tree Foundation) 1,000.00
ReadingRefugee Support Group 500.00
RE Inspired(via Churches Together) 1,800.00
Save the Children(Haiti appeal) 1,000.00
Traidcraft Exchange 667.00
Transform Reading 500.00
United Christian Broadcasters 24.00
TOTAL MISSION DONATIONS* £17,092.00

*This was only 0.2% short of our target 10% or £17,132 of agreed tithable income of £171,322.00

Points to note:

Overall, Trinity Church has continued to benefit from the generosity and commitment both of its congregation and of the wider church community, who have continued to support us all through the year. As a result of this and the other factors outlined above, we have reached the year end in a far better financial position than we anticipated at the start of the year. We see considerable challenges going forward but we intend to proceed cautiously but prayerfully, seeking God’s will and moving forward under His guidance.

This was document was presented to and accepted by the Church AGM held on 24/4/2022. Signed

Rod Eades. Chair Church Council and Trustees.

10/10

Trinity Annual Impact Report 2021 (September 2020-August 2021)

Trinity Church Lower Earley
 Trinity Church Lower Earley
 Trinity Church Lower Earley
 1147501 1147501 CC16a
For the period
from		 01/09/20 To 31/08/21
Section A Receipts and payments
A1 Receipts Unrestricted
funds
to the nearest
£
134,130
111
4,883
28,442
-
-
-
-
167,566
180
-
180
167,746
67,498
17,092
12,718
4,891
38,809
-
-
-
141,008
13,016
-
13,016
154,024
13,722
- 9,100
83,555
88,177		 Restricted
funds
to the nearest £
22,232
-
-
4,047
-
-
-
-
26,279
-
-
-
26,279
-
-
-
-
21,126
-
-
-
21,126
-
-
-
21,126
5,152
9,100
3,035
17,287		 Endowment
funds
to the nearest £		 Total funds
to the nearest £
156,362
111
4,883
32,489
-
-
-
-
193,845
180
-
180
194,025
67,498
17,092
12,718
4,891
59,935
-
-
-
-
162,135
13,016
-
13,016
175,150

18,874		 Last year
to the nearest £
Offerings and associated Gift Aid 134,130 -
-
-
-
-
-
-
-
-		 156,362 158,907
Interest and investment income 111 111 574
Lettings 4,883 4,883 10,152
Other receipts 28,442 32,489 18,076
An additional £610.00 was raised - - -
for specific charities andpassed through - - -
the church bank account - - -
- - -
Sub total(Gross income for
AR)		 167,566 193,845 187,708
A2 Asset and investment sales,
(see table).
180 -
-
-		 180 40
- - -
Sub total 180 180 40
Total receipts
A3 Payments
- 194,025 187,748

Parent church assessments		 67,498 -
-
-
-
-
-
-
-
-		 67,498 69,861
Missiongiving 17,092 17,092 16,715
Repairs and maintenance 12,718 12,718 13,209
Utilities includingbuildinginsurance 4,891 4,891 6,551
Otherpayments inc salaries 38,809 59,935 66,129
An additional £610.00 waspaid to - - -
specific charities having passed through - - -
the church bank account - - -
- -
**Sub total ** 141,008 162,135 172,465
A4 Asset and investment
purchases, (see table)
13,016 -
-
-		 13,016 -
- - -
**Sub total ** 13,016 13,016 -
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
- 175,150 172,465
13,722 5,152 -
18,874		 15,283
- 9,100 9,100 -
-		 - -
83,555 3,035 86,590 71,307
88,177 17,287 - 105,464 86,590

CCXX R1 accounts (SS)

27/02/2022

1

Section B Statement of assets and liabilities at Section B Statement of assets and liabilities at the end of the period the end of the period
Categories
B5 Liabilities
B4 Assets retained for the
charity’s own use
B3 Investment assets
B2 Other monetary assets
B1 Cash funds		 Loans for solar panels repayable to church
members (interest free)
Details
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Details
Details
Current account
Deposit account		 Unrestricted
funds
to nearest £
3,329
84,847
-
88,177
OK
Unrestricted
funds
to nearest £
-
-
-
-
-
-
Fund to which
asset belongs
Fund to which
asset belongs
Fund to which
liability relates		 Restricted
funds
to nearest £
12,085
5,202
-
17,287
OK
Restricted
funds
to nearest £
-
-
-
-
-
-
Cost (optional)
-
-
-
-
-
Cost (optional)
-
-
-
-
-
-
-
-
-
Amount due
(optional)
4,450
-
-
-
-		 Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Loans for solar panels repayable to church
members (interest free)		 4,450 Repayable in full
during 2021/2022
year
-
-
-
-

Signed by one or two trustees on behalf of all the trustees

Signature Print Name
ROD EADES		 Date of
approval
ROD EADES 26/02/2022

CCXX R2 accounts (SS)

27/02/2022

2

n¢1￿ Re The end of yw w>51tion for201￿21 15". 1£) Iwiih la￿ year's fi8ures for comparisonl 31 Au8USt 2021 31 Aus 2020 105.463 86.590 Bank aceoum5 SO1￿ proieci loans low￿) balance 77.5 The balance no￿. 5rands 81 5T/ry ofthe annual txp¢nditvre1&176KI. This is a fvrther irnpro¥ernent on the Situation ai 31 Au¥ 2020 The working reserve (£105 4 Kl 1s of ihe exponditurt This is an irnproemeM Qll the ¢orre5wnding figureof4V/D last year. The workins reseTre is noH' well above t recommended minimuni of 2 sutTiCltrtt for all rehsonable continMeTKie5. Gisen thai ikere are #ill pandemic r¢lAt¢d unr¢rtaimie5 affE￿Ing 2021122. this increased level ofreserY¢ is %¢ry satl5fa¢tory Marter5 of ￿late￿Il SisDificap¢e ReportAble tty b'KChirity Irtthe ¢ours¢of rny examination I hA￿e fouTNJ no rmtter oftnatwi4I sisnificarKe reportable ro UK charity resulaiors Isee Reference 2 Se￿10￿ 5 forthe relevant ￿Terial Refe¢￿¢¢5 Trinity Churth, Independent Examinat￿￿ of A￿Ou￿$S FY S¢wemb¢r 2020 to Au8ll￿ 2021 ExarniNatioN M#hod tNi8el Holloway. Decernber 20211 Inde￿nd¢llt EuTninaiion ofCh8rity Account$. thrwions Guidance for Examiner5. Charity Commission document CC32 lasAnndedl. INDEPKIDEWT LXAMINÉR'S FORMAL STA TEMEN'T I have compleed my exaTniDaiion l ¢Dnfirm ihat no mii¢rial matters I￿ve come io my aiiention in onneciion with the exarninaiion givin8 me ¢au to bplieveihat in anv maTeri&l respect. I prop¢rarcouniin8 rt¢ord$ were keo or, 2 thcaccounts do not xcord with ihose recorts. I have no concerns and come across no ￿￿er matters in conrtecTon wth The ex8minaEion to which atterttion should be drAwn irt ihis re￿)ry in orderto tnabl¢ a prop¢[ und¢r5tandirtyof thÈ a¢¢ouM5 to be reached. SIBWI". Ihte.. Nyl John Holloway Mmath IC&ntobl. pro]￿ld b￿aUSe the1￿￿￿[¢nOi￿￿￿￿clI re￿.￿ble