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2022-07-31-accounts

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited

Charity No. 1147131

Company No. 07703604

Trustees' Report and Unaudited Accounts

31 July 2022

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Contents

Pages
Trustees' Annual Report 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Summary Income and Expenditure Account 7
Balance Sheet 8
Statement of Cash flows 9
Notes to the Accounts 10 to 16
Detailed Statement of Financial Activities 17 to 18

Page 1

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Trustees Annual Report

The trustees, who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the unaudited financial statements of the charity for the year ended 31 July 2022.

REFERENCE AND ADMINISTRATIVE DETAILS

Company No. 07703604

Charity No. 1147131

Principal Office

57 Jessam Avenue Clapton London E5 9DU

Registered Office

57 Jessam Avenue Clapton London E5 9DU

Directors and Trustees

The Directors of the charitable company are its Trustees for the purposes of charity law. The following Directors and Trustees served during the year:

E. Tambur

J. Tambur

M. Tambur

S. Tambur

Accountants

S J Sheldon Ltd 20 Clarence Road

Hale Cheshire WA15 8SG

OBJECTIVES AND ACTIVITIES

The principal objectives of the charity are the advancement of the Orthodox Jewish Faith, the provision of educational services and facilities( including and without prejudice to the generality of foregoing the provision of instructed adventure and other activities)

In order to achieve these charitable objectives, the charity provided activities based learning environment to under privileged Jewish children.

Page 2

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Trustees Annual Report

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the charity's aims and objectives and planning future activities and setting the grant making policy for the year. The charity was set up to support the activities of religious Jewish organisations, especially in the field of education. The trustees identify institutions and organisations which meet its criteria and regularly support a number of these institutions and organisations, which themselves are growing not only in England but also worldwide. The charity is also supportive of organisations which are solely committed to the relief of poverty. Such organisations assist needy Jewish families financially and also through the distribution or basic necessities. The income of the charity is derived from donations. The trustees continues to support those organisations deemed to promote the objectives of this charity.

The charity accepts applications for grants from representatives of various charities, which are reviewed by the trustees on a regular basis.

ACHIEVEMENTS AND PERFORMANCE

During the year under review, the charity provided activity based educational and learning environment to many under privileged Jewish children. The charity also provided donations to various institutions whose objectives closely aligned with it own, totalling £822,250 (2020: £159,656)

FINANCIAL REVIEW

The charity is principally funded by donations from various local businesses and individuals associated with the trustees.

The trustees try to ensure that the charity retains sufficient funds to cover immediate anticipated outgoings. They have contact at all times with potential donors who are able to assist with the charity's requirements.

The trustees are confident that the charity will continue in operational existence for the foreseeable future.

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure that appropriate controls are in place to provide reasonable assurance against fraud or error.

PLANS FOR FUTURE PERIODS

The charity plans to continue the activities in the coming years subject to incoming resources being maintained at a satisfactory level.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The charity is a company limited by guarantee and as such, its governing documents are its Memorandum and Articles of Association.

As set out in its Articles of Association the trustees shall not be less than three and not more than ten in number.

The quorum for the transaction of the business or the trustees may be fixed by the trustees but shall not be less than the majority of their number or two trustees, whichever is the greater.

The charity may by ordinary resolution appoint a person who is willing to act, to be a trustee, either to fill a vacancy or as an additional trustee. A trustee shall cease to hold office by virtue of the Article 48 of Articles of Association. It is not currently the intention of the trustees of the charity to appoint new trustees. Should this situation change in the future, the trustees will apply suitable recruitment and training procedures.

Page 3

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Trustees Annual Report

None of the trustees have any beneficial interest in the charity. Related party transactions and balances are disclosed in the notes to the financial statements.

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Companies Act 2006. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

The above report has been prepared in accordance with the provisions applicable to companies subject to the small companies regime as set out in Part 15 of the Companies Act 2006 and in accordance with the Charities SORP (FRS 102).

Signed on behalf of the board

S. Tambur Trustee 24 May 2023

Page 4

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Independent Examiners Report

Independent Examiner's Report to the trustees of Yeshiva Gedolah Torah Veyirah Seven Oaks Limited

I report to the charity trustees on my examination of the financial statements of Yeshiva Gedolah Torah Veyirah Seven Oaks Limited for the year ended 31 July 2022 which comprise the Statement of Financial Activities, the Summary Income and Expenditure Account, the Balance Sheet, the Statement of Cash Flows and the related notes.

Responsibilities and basis of report

As the trustees of the charity (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 ('the 2006 Act.

Having satisfied myself that the financial statements of the charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's financial statements as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

As the charity's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of Institute of Financial Accountants.

I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Simon Sheldon Institute of Financial Accountants S J Sheldon Ltd 20 Clarence Road Hale Cheshire

WA15 8SG 24 May 2023

Page 5

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Statement of Financial Activities

for the year ended 31 July 2022

Notes
Income and endowments
from:
Donations and legacies
4
Other
5
Total
Expenditure on:
Charitable activities
6
Other
7
Total
Net gains on investments
Net (expenditure)/income
Transfers between funds
Net (expenditure)/income
before other gains/(losses)
Other gains and losses
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
2022
£
731,174
25,000
Total funds
2022
£
731,174
25,000
Total funds
2021
£
997,993
-
756,174
1,709,768
-
756,174
1,709,768
-
997,993
693,749
36,240
1,709,768
-
1,709,768
-
729,989
-
(953,594)
-
(953,594)
-
268,004
-
(953,594) (953,594) 268,004
(953,594)
1,603,084
(953,594)
1,603,084
268,004
1,335,080
649,490 649,490 1,603,084

Page 6

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Summary Income and Expenditure Account for the year ended 31 July 2022

Income
Gross income for the year
Expenditure
Total expenditure for the year
Net (expenditure)/income before tax
for the year
Net (expenditure )/income for the year
2022
£
756,174
756,174
1,709,768
1,709,768
(953,594)
(953,594)
2021
£
997,993
997,993
729,989
729,989
268,004
268,004

Page 7

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Balance Sheet

at 31 July 2022

Company No.
07703604
Notes
2022
£
Fixed assets
Tangible assets
9
584,608
Investments
10
190,000
774,608
Current assets
Debtors
11
398,075
Cash at bank and in hand
334,792
732,867
Creditors:Amount falling due within one year
12
(819,341)
Net current liabilities
(86,474)
Total assets less current liabilities
688,134
Creditors:Amounts falling due after more than one year
13
(38,644)
Net assets excluding pension asset or liability
649,490
Total net assets
649,490
The funds of the charity
Restricted funds
14
Unrestricted funds
14
General funds
649,490
649,490
Reserves
14
Total funds
649,490
2021
£
588,612
2,423,656
3,012,268
1,289
366,931
368,220
(903,481)
(535,261)
2,477,007
(873,923)
1,603,084
1,603,084
1,603,084
1,603,084
1,603,084

These accounts have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

For the year ended 31 July 2022 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

Approved by the board on 24 May 2023

And signed on its behalf by:

S. Tambur Trustee 24 May 2023

Page 8

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Statement of Cash flows for the year ended 31 July 2022

Cash flows from operating activities
Net (expenditure)/income per Statement of Financial Activities
Adjustments for:
Depreciation of property, plant and equipment
Dividends, interest and rents from investments
Increase in trade and other receivables
Increase in trade and other payables
Net cash (used in)/provided by operating activities
Cash flows from investing activities
Proceeds from sales of property, plant and equipment
Payments for property, plant and equipment
Proceeds from sale of investments
Payments for investments
Dividends, interest and rents from investments
Net cash from/(used in) investing activities
Cash flows from financing activities
Repayment of borrowings
Net cash (used in)/from financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
Components of cash and cash equivalents
Cash and bank balances
Bank overdrafts
2022
£
(953,594)
11,592
(25,000)
(396,786)
-
(1,363,788)
76,344
(83,932)
2,423,656
(190,000)
25,000
2,251,068
(835,279)
(835,279)
52,001
366,931
418,932
334,792
(5,000)
329,792
2021
£
268,004
11,247
-
(1,289)
814,341
1,092,303
-
(55,848)
-
-
-
(55,848)
873,923
873,923
1,910,378
-
1,910,378
366,931
-
366,931

Page 9

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Notes to the Accounts

for the year ended 31 July 2022

Basis of preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Income

Volunteer help The value of any volunteer help received is not included in the accounts. Investment income This is included in the accounts when receivable. Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value revaluation of fixed at the end of the year. assets Gains/(losses) on This includes any gain or loss on the sale of investments. investment assets

Page 10

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Notes to the Accounts

Expenditure

Taxation

The charity is exempt from corporation tax on its charitable activities.

Tangible fixed assets and depreciation

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life:

Fixtures and fittings 15% Reducing balance

Freehold investment property

Investment properties are measured initially at cost and subsequently at fair value at each balance sheet date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they arise.

Trade and other debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Page 11

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Notes to the Accounts

Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

2 Company status

The company is a private company limited by guarantee and consequently does not have share capital.

3 Statement of Financial Activities - prior year

Income and endowments from:
Donations and legacies
Total
Expenditure on:
Charitable activities
Other
Total
Net income
Net income before other
gains/(losses)
Other gains and losses:
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
2021
£
997,993
997,993
693,749
36,240
729,989
268,004
268,004
268,004
1,335,080
1,603,084
Total funds
2021
£
997,993
997,993
693,749
36,240
729,989
268,004
268,004
268,004
1,335,080
1,603,084

4 Income from donations and legacies

Donations
CJRS Grant
Unrestricted
£
731,174
-
731,174
Total
2022
£
731,174
-
731,174
Total
2021
£
993,989
4,004
997,993

Page 12

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Notes to the Accounts

5 Other income

6
Expenditure on charitable activities
Expenditure on charitable
activities
Direct costs
Grant funding of activites
Information technology costs
Governance costs
Independent examination
fees
Depreciation-owned assets
7
Other expenditure
Unrestricted
£
25,000
25,000
Total
2022
£
25,000
25,000
Total
2021
£
-
-
Unrestricted
£
875,926
822,250
-
-
11,592
1,709,768
Total
2022
£
875,926
822,250
-
-
11,592
1,709,768
Total
2022
£
-
-
-
Total
2021
£
495,351
159,656
23,895
3,600
11,247
693,749
Total
2021
£
24,769
11,471
36,240

8 Staff costs

No employee received emoluments in excess of £60,000.

Page 13

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Notes to the Accounts

9 Tangible fixed assets

Cost or revaluation
At 1 August 2021
Additions
Disposals
At 31 July 2022
Depreciation and
impairment
At 1 August 2021
Depreciation charge for the
year
At 31 July 2022
Net book values
At 31 July 2022
At 31 July 2021
10 Investments
Cost or revaluation
At 1 August 2021
Additions
Disposals
At 31 July 2022
Net book values
At 31 July 2022
At 31 July 2021
11 Debtors
VAT recoverable
Other debtors
Land and
buildings
£
524,876
70,391
(76,344)
518,923
-
-
-
518,923
524,876
2022
£
1,289
396,786
398,075
Fixtures and
fittings
£
109,562
13,541
-
123,103
45,826
11,592
57,418
65,685
63,736
Freehold
Investment
Property
£
2,423,656
190,000
(2,423,656)
190,000
190,000
2,423,656
Total
£
634,438
83,932
(76,344)
642,026
45,826
11,592
57,418
584,608
588,612
Total
£
2,423,656
190,000
(2,423,656)
190,000
190,000
2,423,656
2021
£
1,289
-
1,289

Page 14

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Notes to the Accounts

12 Creditors:
amounts falling due within one year
Bank loans and overdrafts
Trade creditors
Other taxes and social security
Other creditors
Accruals
13 Creditors:
amounts falling due after more than one year
Bank loans and overdrafts
Other loans
14 Movement in funds
At 1 August
2021
Restricted funds:
Unrestricted funds:
General funds
1,603,084
Total funds
1,603,084
15 Analysis of net assets between funds
Fixed assets
Investments
Net current assets
Creditors due in more than one year and
provisions
2022
£
5,000
13,910
1,097
799,334
-
819,341
2022
£
38,644
-
38,644
Incoming
resources
(including
other
gains/losses
)
£
756,174
756,174
Resources
expended
£
(1,709,768)
(1,709,768)
Unrestricted
funds
£
584,608
190,000
(86,474)
(38,644)
649,490
2021
£
-
13,910
1,097
799,334
89,140
903,481
2021
£
824,862
49,061
873,923
At 31 July
2022
£
649,490
649,490
Total
£
584,608
190,000
(86,474)
(38,644)
649,490

Page 15

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Notes to the Accounts

16 Reconciliation of net debt

Cash and cash equivalents
Bank overdrafts
Borrowings
Bank loans
Net debt
At 1 August
2021
£
Cash flows
£
At 31 July
2022
£
366,931 (32,139) 334,792
- (5,000) (5,000)
366,931
(49,061)
(824,862)
(873,923)
(506,992)
(37,139)
49,061
786,218
835,279
798,140
329,792
-
(38,644)
(38,644)
291,148

17 Related party disclosures

Controlling party

The company is limited by guarantee and has no share capital; thus no single party controls the company.

Page 16

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Detailed Statement of Financial Activities

for the year ended 31 July 2022

Income and endowments from:
Donations and legacies
Donations
CJRS Grant
Other
Total income and endowments
Expenditure on:
Charitable activities
Direct costs
Grant funding of activites
Information technology costs
Governance costs
Independent examination fees
Depreciation-owned assets
Total of expenditure on charitable
activities
Other expenditure
General administrative costs,
including depreciation and
amortisation
Depreciation of Fixtures and
fittings
Total of expenditure of other costs
Total expenditure
Net gains on investments
Net (expenditure)/income
Net (expenditure)/income before
other gains/(losses)
Other Gains
Unrestricted
funds
2022
£
731,174
-
731,174
25,000
25,000
756,174
875,926
822,250
-
1,698,176
-
11,592
11,592
1,709,768
-
-
-
-
-
1,709,768
-
(953,594)
(953,594)
-
Total funds
2022
£
731,174
-
731,174
25,000
25,000
756,174
875,926
822,250
-
1,698,176
-
11,592
11,592
1,709,768
-
-
-
-
-
1,709,768
-
(953,594)
(953,594)
-
Total funds
2021
£
993,989
4,004
997,993
-
-
997,993
495,351
159,656
23,895
678,902
3,600
11,247
14,847
693,749
24,769
11,471
36,240
-
36,240
729,989
-
268,004
268,004
-

Page 17

Yeshiva Gedolah Torah Veyirah Seven Oaks Limited Detailed Statement of Financial Activities

Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
(953,594)
1,603,084
649,490
(953,594)
1,603,084
649,490
268,004
1,335,080
1,603,084

Page 18