ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31ST DECEMBER 2024
SOUTHALL BAPTIST CHURCH
CHARITY REGISTRATION NUMBER 1147013
Independent Examiners Ltd The Grain Store Hills Barns Apple dram Lane South Chichester PO20 7EG
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SOUTHALL BAPTIST CHURCH
CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2024
| Page | |
|---|---|
| Legal and Administrative Information | 3 |
| Trustees' Report | 4 to 5 |
| Independent Examiner's Report on the Accounts | 6 |
| Statement of Financial Activities | 7 |
| Balance Sheet | 8 |
| Notes to the Accounts | 9 to 14 |
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SOUTHALL BAPTIST CHURCH
LEGAL AND ADMINISTRATIVE INFORMATION CHARITY NUMBER 1147013 START OF FINANCIAL YEAR 01 January 2024 END OF FINANCIAL YEAR 31 December 2024 TRUSTEES AT 31 DECEMBER 2024 Christine Streets David Streets Douglas Rundell Lal Masih Susan Welch ELDERS David Streets James Park Lal Masih DEACONS Douglas Rundell Paul Pervez Shaleem Asghar Simro Sidhu - Resigned 30.11.25 Sergio Bragga Alberio Vieira Susan Welch Parveen Aneel - Resigned 30.11.25 The Trustees are appointed by church members at an annual church meeting. GOVERNING INSTRUMENT The church is governed by its own constitution and rules as approved at the church members' meeting. REGISTRATION DATE 25th April 2012 OBJECTS The principal purpose of the church is the advancement of the Christian Faith according to the principles of the Baptist denomination. The Church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world. The Church exists to proclaim the Christian faith and to serve the local community through its work and witness. Its purpose is to turn people into fully devoted followers of Jesus Christ. CORRESPONDENCE ADDRESS Mrs Christine Streets Southall Baptist Church 14 Western Road Southall Middlesex UB2 5DS PRIMARY BANKERS Barclays Bank Plc Southall Branch Hounslow INDEPENDENT EXAMINER K Gomes FCIE Independent Examiners Ltd The Grain Store Hills Barns Appledram lane South Chichester PO20 7EG
The Trustees are appointed by church members at an annual church meeting.
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SOUTHALL BAPTIST CHURCH
TRUSTEES' REPORT FOR THE YEAR ENDED 31ST DECEMBER 2024
OBJECTS AND ACTIVITIES
The church is fully open and we continue to stream the weekly service by You Tube and a mid-week meeting continues to take place on Zoom. Church meetings have been held bi-monthly. Members continue to give online and also have the opportunity to use a card machine together with cash. Members that are without digital communication have been contacted by telephone and post including a monthly church letter. People have visited the elderly and infirm where they can on a regular basis. Pastoral care of the local congregations has been carried out by the local pastors and elders. Our Homeless ministry and Senior Citizens ministry continue to run.
The Sunday morning services are normally conducted in English. Other congregations which come under the umbrella of Southall Baptist Church are carried out mainly in their mother tongues of Punjabi/Urdu/Portuguese/Lingala/Kachin.
Being aware of the Commissions guidance on public benefit and in particular the specific guidance on Charities for the advancement of religion people are encouraged to live out their faith by taking part in worship and prayer learning about the Gospel and developing their knowledge and trust in Jesus.
WORSHIP AND PRAYER
Prayer groups are normally available throughout the week giving people the opportunity for quiet times sometimes online.
As of 31 December 2024, there were 241 church members. These numbers would not necessarily reflect the true attendance at services as these are also attended by non-members.
We carry out dedication services for new-born children and adult baptism by immersion following a person becoming a Christian. We are licensed to register Marriages and Blessing of Marriages (following Registry Office weddings). Funeral services for members of the church family and the community are also taken.
CHURCH
Finally the sale of Hammond Road was completed in August thus releasing funds to replace the main church roof and ensure funds are available for future building works. The church received a net figure of £209,050.80 which is kept on deposit with the London Baptist Property Board.
PASTORAL CARE
A Seniors Group runs two mornings a week in the building together with café facilities. This serves the local community. Fixtures and fitments for this are the responsibility of the church. Fire, Health and Safety regulations are complied with. We also carry out meetings for refugees placed in local hotels.
Sunday school operates each week but with much smaller numbers.
MISSION AND EVANGELISM
The church has a sponsorship licence Tier 2 Minister of Religion from the UK Border Agency. The ethnic diversity of the church enriches church life.
FINANCE
Total receipts of unrestricted funds were £240,871 and the total receipts of restricted funds were £63,840 these were gifts for specific purposes. We carried forward the total funds of £418,620,Unrestricted £396,379 and Restricted £22,241.
Giving continues to be made through online banking and weekly offerings. We have also commenced the weekly use of online payments by using SumuUp machines. The accounts are balanced each month.
The Payroll consists of 5 pastors/workers, one of which is funded through their own congregation giving and passing through the account of Southall Baptist Church. Tax, National Insurance Contributions and Employers National Insurance Contributions were paid through Southall Baptist Church. Two pastors are enrolled on the NEST pension scheme.
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soirrHALL BAPTisf CHURCH TRusfEES' REPORT Continuéd FOR THE YEAR ENDED 31sr DECEMBER 2024 The building of the former Baptist Churth at Harniondsworth remaKns under the umbrella of Southall Baptist Churth. The church property at 25 filney Road Is let to a thtjrch fambly. a5 is a flat at the rear of the churth. All ncome and payments for the latter two prDpertie5 are passed through the ChuTch Rent Account. GOVER14ANCE The churth is a member of the London Baptist Asso(3abon. The Baptist Union of G0t 8tritain and The Evangellcal Alliantr. Le6ders and trustees of the rnain thurch have met on a regular basis to deal with pastoral and aoministration matters. Meetings a150 ijeal with the seeking and callin9 of o new minister. The moderator meets wbth the elders on a monthly basÉs and visits the church every three month5. RISK ASSESSMENT The trustÈe5, elders and deacons acbvely review the major risks whith the d)ar4ty faces on a annual basis and believe that maintsining the free reserves stated. combined with the annual review of the controls over key financial systems carried out on an annual basis will provide suffiaent sourceS In the event of adverse conditions. The trustees, elders ant1 Oeacons have also examined other operdtlonal and bu5ine55 llsk5 whith they face and confirm that they have establlshed systems to rngate the slgnificant risks. RESERVES POLICY The tsustees. elder5 and deacons have conslt1ered the level of Te5erves they wish to retain. appropriate to the charity's needs. ThSs Is based on the charity's Size and the level of finanaal commltsnents held. The trustees, elders and deacon5 aim to en$ the charity will be able to continue to fulfil its charitable objertive5 even if there Is a temporary shortPdll in income or unexperted expenditure. The tnjstees, elders and deacons will endeavour not to set aside fvnds unnec£IllY. Trustees, Responsibilities The Charitles Act 2022 requsres the trustees to prepare finanaal statements for each financial year which presents a tnje and fair view Df the state of affairs of the arity and of the surplus of the Charity for that period. In preparing those financial siatements the trustees are r4uiréd to.. i) Selett sultable accounting policies an¢J apply them conslstentty 11) Make judgements and e5ttmates that are reasonable and pnjdent ill) Prepare finanoal sratements on the going concern basis unless It Is Inappropriate to presume that the trust will contr.nue in existence. The Trustee5 are pOnSible for keeping proper accounting retords, v¥hich disclose with reasonable acujracy at any tlme the financial position of the arity. They are also responsible for safeguarding the assets of the Chartty and hence for taklng reasonable steps for the prevenvon and deteLtion of fraud and other Irregularities. I approve the attached statement of financial activities and balance sheet and confimi that I have made available all inforrnation neSSary for its ppardtiorl. Approved by the Trnstees on.. Signed on their behalf by TnISt ........ Printed Name.. JAL'I L) S76IL-L T%.
SOUTHALL BAPTIST CHURCH
INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS
FOR THE YEAR ENDED 31ST DECEMBER 2024
I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 December 2024 which are set out on pages 7 to 14.
Respective responsibilities of trustees and examiner
As the charity’s trustees of Southhall Baptist Church are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2022 (‘the Act’).
I report in respect of my examination of Southhall Baptist Church accounts carried out under section 145 of the 2022 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent examiner’s statement
Since Southhall Baptist Church gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2022 Act. I confirm that I am qualified to undertake the examination because I am a member of the Association of Charity Independent Examiners, which is one of the listed bodies.
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
-
accounting records were not kept in respect of Southall Baptist Church as required by section 130 of the Act; or
-
the accounts do not accord with those records; or
-
the accounts do not comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Signed :
Date : 28.10.2025
K Gomes FCIE,MAAT Independent Examiners Ltd The Grain Store Hills Barns Appledram lane South Chichester PO20 7EG
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SOUTHALL BAPTIST CHURCH
STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST DECEMBER 2024
| Notes INCOMING RESOURCES Donations & Legacies 3a Investment Income 3b Charitable Activities 3c TOTAL INCOMING RESOURCES PAYMENTS Costs of Charitable Activities 4a Costs of Generating Funds 4b NET INCOMING/(OUTGOING) RESOURCES Balances Brought Forward BALANCES CARRIED FORWARD RESOURCES EXPENDED TRANSFERS BETWEEN FUNDS NET MOVEMENT IN FUNDS RECONCILIATION OF FUNDS: |
Unrestricted Restricted Total Total Funds Funds 2024 2023 £ £ £ £ 237,054 63,840 300,894 98,083 1,000 - 1,000 13,200 2,817 - 2,817 36 |
|---|---|
| 240,871 63,840 304,711 111,319 |
|
| 34,417 61,190 95,607 94,001 44,976 - 44,976 48,187 |
|
| 79,393 61,190 140,583 142,188 |
|
| 161,478 2,650 164,128 (30,869) - - - - |
|
| 161,478 2,650 164,128 (30,869) |
|
| 234,901 19,591 254,492 285,360 |
|
| 396,379 22,241 418,620 254,491 |
Movements on all reserves and all recognised gains and losses are shown above. All the organisation's operations are classed as continuing.
The notes form part of these financial statements, found on pages9 to 14
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SOiIThALL BAmsr CHURCH BALANCE SHEEr AS AT 31 DECEMBER 2024 Unrestricted Restsl(ted Fun Fund Total Total 31-Deca24 31-Dets23 A55ets Tangible Assets Investrrtent Assets Notes 185,800 185,800 185.800 185 800 185 800 185 800 Current Assets Debtors & Prepayments Cash at bank and in hand 12,447 199,632 12,447 221,873 12,447 57,654 22.241 Total Current Assets 212,079 22.241 234.320 70,101 Credltors: amounts fallin9 due within one year NET CURRENT ASSErs 1.500 1.500 1,410 210.579 22,241 232,820 68,691 TOTAL ASSETS less current 396,379 22,241 418,620 254N91 Credltors: amounts falling due In rn0 than io NET ASSETS 396.379 22.241 418.620 254.491 FUNDS OF THE CHARrrY General Funds Restte funds 396.379 396,379 22.241 234,901 19,591 22.241 TOTAL FUNDS 396.379 22,241 418.620 254,493 Trust•es Ragponslbllltles The Charities Act 2022 qUireS the Trustees to prepa ststements fr)r eath finanaal year which give a tnje and fair VIÈW of the state of afftdirs of the Trust and of the surplus of the Tnjst for that year. In pparIng those financial Stateme[ the Trustees are required to:_ Select suitable accounting policies and apply them consistently Make judgements and esty"mates that a reasonable and prudent Prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue In existen. The Trustees are responsible for keeping proper accounting recortls, which disdose with reasonable accuracy at anv time the finanaal position of the Trust and her)tr for taknng teasonable steps for the pVentiOn and deteclion of fraud and othèr irregularities. The flnandal statements were approved. authorised an¢J slgned on their behalf by.. Approved by the Trustees on . Slgned on thelr behalf by Trustee ...l............ .............. Print Name- .0..4q.." ,.?....S.TliLL Y S
SOUTHALL BAPTIST CHURCH
NOTES TO THE ACCOUNTS
FOR THE YEAR ENDED 31ST DECEMBER 2024
1. ACCOUNTING POLICIES
a) Basis of Preparation
The financial statements have been prepared on the historical cost convention (as modified to include the revaluation of investments) in accordance with the Charities Act 2011, Statement of Recommended Practice - "Accounting and Reporting by Charities" (SORP 2015), applicable accounting standards. The accounts have been prepared on a going concern basis. The charity meets the definition of a public benefit entity under FRS 102, and being a small charity has claimed exemption under Section 1a not to prepare a cash flow statement.
b) Donations are accounted for gross when received.
c) Legacies
Legacies are accounted for when their receipt is certain and can be properly quantified.
d) Investment Income
Investment income is included in the accounts in the year it is receivable.
e) Fund Raising and Publicity Costs
The church does not make formal appeals for funds, and expenditure on these items is therefore not material.
f) Grants Payable
The church makes grants to other organisations whose charitable objects complement its work. They are accounted for in the year in which they are paid.
g) Governance Costs
This represents direct expenditure on the governance of the church. Most of the management is carried out without charge by volunteers. This intangible cost is not included in the Statement of Financial Activities since there is no measurable cost to volunteers for their service.
h) Fixed Assets
The church premises are included in the balance sheet at Insurance value because reliable cost information is not available, and valuation would incur significant costs which would be onerous compared with the additional benefit gained by the user of the accounts.
Furniture and Equipment in the church premises is included at cost or net realisable value.
i) Depreciation
Depreciation has not been charged on the Church or Manse premises, because in the opinion of the Trustees, the residual value of the asset is not less than the original cost price.
Depreciation on other fixed assets are calculated to write off the cost on a reducing balance basis over their expected useful life, at the following rates:
Equipment
25%
j) Investment Assets
Quoted investments are stated at market value. All other investment assets are shown at cost price
k) Changes in Accounting policies and previous accounts
There has been no change to the accounting policies (variation rules and methods of accounting) since last year, and no changes to the previous accounts.
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SOUTHALL BAPTIST CHURCH
NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2024
2. TANGIBLE FIXED ASSETS
| Additions Cost At 1 January 2024 At 31 December 2024 Accumulated Depreciation At 1 January 2024 Charge for the Year At 31 December 2024 Net Book Value At 31 December 2024 At 31 December 2023 |
Buildings Equipment 45657 £ £ £ 185,800 33,549 219,349 - - - |
|---|---|
| 185,800 33,549 219,349 |
|
| - 33,549 33,549 - - - |
|
| - 33,549 33,549 |
|
| 185,800 - 185,800 |
|
| 185,800 - 185,800 |
All fixed assets are used for the direct charitable purposes. Some of the furniture, computers and equipment is used both for direct charitable purposes and the management and administration of the church. The annual commitments under non-cancelling operating leases and capital commitments are as follows: 31 December 2024 : none, 31 December 2023 : none.
| 3. INCOMING RESOURCES Note b) Investment Income C) Charitable Activities Unrestricted Gift Aid BGC Restricted Income: Subsidiary Accounts Grants from council Interest Received Building Fund Earmarked Accounts a) Donations & Legacies General Offerings and Donations Sundry Offerings Other Churches Rental Income Sale of Property |
Unrestricted Restricted Total Total Funds Funds 2024 2023 £ £ £ £ 29,429 - 29,429 26,567 13,825 - 13,825 3,656 29,754 - 29,754 29,624 164,046 - 164,046 - - 45,950 45,950 350 - 10,401 10,401 16,594 - 4,800 4,800 8,850 - 2,689 2,689 8,442 - - - 4,000 |
|---|---|
| 237,054 63,840 300,894 98,083 |
|
| 2,817 2,817 36 |
|
| 2,817 - 2,817 36 |
|
| 1,000 1,000 13,200 |
|
| 1,000 - 1,000 13,200 |
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SOUTHALL BAPTIST CHURCH
NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2024
| 4. RESOURCES EXPENDED Note Note a) Charitable Activities Bank Charges Bedfont Catering Cleaning Speakers Rent: Council Tax Property Expenses (Tilney Rd/Flat) Barclaycard Fabric Gifts Other Churches Insurance Mission Office Professional Fees b) Cost of Generating Funds Sundry Expenditure Telephone Utilities: Gas Electric Water Wages & Salaries Home Mission Fund & Baptist Missionary Society Building Fund Earmarked Accounts Other Churches Subsidiary Accounts Independent Examiner Fee |
Unrestricted Restricted Total Total Funds Funds 2024 2023 £ £ £ £ 550 - 550 483 - - - 432 2,916 - 2,916 3,318 1,451 - 1,451 1,598 8,226 - 8,226 3,798 - - - 978 3,831 - 3,831 36,184 1,800 - 1,800 1,800 3,192 - 3,192 2,671 3,189 - 3,189 3,241 826 - 826 541 - - - 560 1,292 - 1,292 894 - 894 1,220 - - - 5,967 - 41,722 41,722 - 11,257 11,257 14,676 - 5,734 5,734 4,131 - 2,478 2,478 5,136 1,500 - 1,500 1,260 4,750 - 4,750 6,007 |
|---|---|
| 34,417 61,190 95,607 94,001 |
|
| Unrestricted Restricted Total Total Funds Funds 2024 2023 £ £ £ £ 4,585 - 4,585 2,510 755 - 755 928 1,217 - 1,217 - 6,326 - 6,326 3,541 4,227 - 4,227 9,397 1,497 - 1,497 1,306 26,369 - 26,369 30,505 |
|
| 44,976 - 44,976 48,187 |
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SOUTHALL BAPTIST CHURCH
NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2024
5. RESTRICTED FUNDS
CURRENT FINANCIAL YEAR
| Asian Convention/Glory TV Turkey Worship Other Churches Subsidiary Accounts B M S Love in Action Building Fund Cards Feeding the Homeless Transport Fruits Funeral & Seed Harlesden Church Harmondsworth Kim Loan (originally £1,500) Loan to Airport Church- ROPE (GA) Seniors Spurgeon's/Tearfund Sunday School/Youth |
Balance Balance 01-Jan-24 Income Expenditure Transfer 31-Dec-24 £ £ £ £ 350 45,950 (41,722) - 4,579 |
|---|---|
| 214 - - - 214 1,029 430 (200) - 1,259 1,771 400 (1,459) - 712 50 10 - - 60 83 - - - 83 1,523 - - - 1,523 (40) 15 - - (25) (2,800) 600 - - (2,200) (946) 432 - - (514) 50 - - - 50 4,173 7,819 (9,598) - 2,394 - 695 - - 695 1,228 - - - 1,228 200 - - - 200 20 - - - 20 80 - - - 80 |
|
| 6,635 10,401 (11,257) - 5,779 |
|
| 7,057 4,800 (5,734) 6,123 |
|
| (555) 295 - (260) 6,104 2,394 (2,478) 6,021 |
|
| 5,549 2,689 (2,478) 5,761 |
|
| 19,591 63,840 (61,190) 22,241 |
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SOUTHALL BAPTIST CHURCH
NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2024
PREVIOUS FINANCIAL YEAR
| ROPE (GA) Seniors Spurgeon's/Tearfund Sunday School/Youth Transport Turkey Worship Feeding the Homeless Fruits Funeral & Seed Harlesden Church Kenya Kim Loan (originally £1,500) Loan to Airport Church-Bedfont Asian Convention/Glory TV Building Fund Cards - New Key Deposit (DF) Other Churches Harmondsworth Subsidiary Accounts B M S Love in Action |
Balance Balance 01-Jan-23 Income Expenditure Transfer 31-Dec-23 £ £ £ £ - 350 - - 350 |
|---|---|
| 204 10 - - 214 969 60 - - 1,029 2,558 400 (1,187) - 1,771 - 50 - - 50 83 - - - 83 1,523 - - - 1,523 50 - (50) - - - 50 (90) - (40) (2,800) - - - (2,800) (810) - (136) - (946) - - - - - 50 - - - 50 1,354 13,011 (10,192) - 4,173 - 120 (120) - - 1,256 62 (90) - 1,228 200 - - - 200 - 2,830 (2,810) - 20 80 - - - 80 - |
|
| 4,717 16,594 (14,676) - 6,635 |
|
| 6,388 4,800 (4,131) - 7,057 |
|
| 353 580 (1,488) (555) 1,891 7,862 (3,649) 6,104 |
|
| 2,244 8,442 (5,138) - 5,549 |
|
| 13,349 30,186 (23,943) - 19,591 |
6. INVESTMENTS
The Charity held no investment assets during this or the previous financial period.
7. CASH AT BANK AND IN HAND
| Cash at Bank 8. DEBTORS AND PREPAYMENTS Gift Aid Accrual London Baptist Property Board |
Unrestricted Restricted Total Total Funds Funds 2024 2023 £ £ £ £ 32,918 22,241 55,159 57,654 166,714 - 166,714 - |
|---|---|
| 199,632 22,241 221,873 57,654 |
|
| Unrestricted Restricted Total Total Funds Funds 2024 2023 £ £ £ £ 12,447 - 12,447 12,447 |
|
| 12,447 - 12,447 12,447 |
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SOUTHALL BAPTIST CHURCH
NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2024
9. CREDITORS AND ACCRUALS AMOUNTS FALLING DUE WITHIN ONE YEAR
| Independent Examination | Unrestricted Restricted Total Total Funds Funds 2024 2023 £ £ £ £ 1,500 - 1,500 1,410 |
|---|---|
| 1,500 - 1,500 1,410 |
10. CREDITORS AND ACCRUALS AMOUNTS FALLING DUE IN MORE THAN ONE YEAR
The Charity held no long term liabilities during this or the previous financial period. �
11. STAFF COSTS AND NUMBERS
| 11. STAFF COSTS AND NUMBERS | |||
|---|---|---|---|
| TOTAL | TOTAL | ||
| 2024 | 2023 | ||
| £ | £ | ||
| Gross Wages & Salaries | 25,597 | 29,834 | |
| Employer's National Insurance Costs | - | - | |
| Pension Contributions | 772 | 772 | |
| 26,369 | 30,606 | ||
| Average number of employees who were engaged in each of the following activities: | |||
| TOTAL | TOTAL | ||
| 2024 | 2023 | ||
| Charitable Activities | 5 | 6 |
The church operates a PAYE scheme to pay all employed members of staff. The average number of staff employed was 5 over 2024 (2023:6) and no employees received emoluments in excess of £60,000.
The Payroll consists of 5 pastors/workers, one of which is funded through their own congregation giving and passing through the account of Southall Baptist Church. Tax, National Insurance Contributions and Employers National Insurance Contributions were paid through Southall Baptist Church. Two pastors are enrolled on the NEST pension
12. TRUSTEES AND OTHER RELATED PARTIES
Custodian Trustees
The custodian trustee of the church is the Baptist Union Corporation Limited which is a registered charity (number: 249635), and which is controlled by the Baptist Union Council. The church is also a member of the Baptist Union of Great Britain, and the London Baptist Association.
No payments were made to the custodian trustees or any persons/organisations connected with them during this financial period. No material transaction took place between the charity and the custodian trustee or any person/organisation connected with them.
Ministers , Elders and Deacons
No payments were made to Ministers, Elders, Deacons or any persons connected with them during this financial period. No material transaction took place between the charity and a ministers, elders, deacons or any person connected with them.
No payments were made to trustees or any persons connected with them during this financial period. No material transaction took place between the organisation and a trustee or any person connected with them. (2023 - None)
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