OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2023-12-31-accounts

ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31ST DECEMBER 2023

SOUTHALL BAPTIST CHURCH

CHARITY REGISTRATION NUMBER 1147013

Independent Examiners Ltd Unit 2 The Broadbridge Business Centre Delling Lane Bosham PO18 8NF

SOUTHALL BAPTIST CHURCH

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2023

Page
Legal and Administrative Information 3
Trustees' Report 4 to 6
Independent Examiner's Report on the Accounts 7
Statement of Financial Activities 8
Balance Sheet 9
Notes to the Accounts 10 to 17

SOUTHALL BAPTIST CHURCH

LEGAL AND ADMINISTRATIVE INFORMATION

CHARITY NUMBER 1147013 START OF FINANCIAL YEAR 01 January 2023 END OF FINANCIAL YEAR 31 December 2023 TRUSTEES AT 31 DECEMBER 2023 Boyd Williams (Resigned 4/6/23) Douglas Rundell Christine Streets Lal Masih David Streets Susan Welch ELDERS Boyd V Williams (Resigned 4/6/23) Lal Masih David Streets James Park (Appointed 10/9/23) DEACONS Douglas Rundell Paul Pervez Shaleem Asghar Simro Sidhu Sergio Bragga Alberio Vieira Susan Welch Parveen Aneel The Trustees are appointed by church members at an annual church meeting. GOVERNING INSTRUMENT The church is governed by its own constitution and rules as approved at the church members' meeting. REGISTRATION DATE 25th April 2012 OBJECTS The principal purpose of the church is the advancement of the Christian Faith according to the principles of the Baptist denomination. The Church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world. The Church exists to proclaim the Christian faith and to serve the local community through its work and witness. Its purpose is to turn people into fully devoted followers of Jesus Christ. CORRESPONDENCE ADDRESS Mrs Christine Streets Southall Baptist Church Western Road Southall Middlesex UB2 5DS PRIMARY BANKERS Barclays Bank Plc Southall Branch Hounslow INDEPENDENT EXAMINER Donna Leppitt Independent Examiners Ltd Unit 2 The Broadridge Business Centre Delling Lane Bosham PO18 8NF

3

SOUTHALL BAPTIST CHURCH

TRUSTEES' REPORT FOR THE YEAR ENDED 31ST DECEMBER 2023

OBJECTS AND ACTIVITIES

The church remains fully open and we continue to stream the weekly service by You Tube and a mid-week meeting continues to take place on Zoom. Very few church meetings have been held. Many members have now ceased to use online banking which gives rise to higher bank charges. Members that are without digital communication have been contacted by telephone and post including a monthly church letter. People have visited the elderly and infirm where they can on a regular basis. Pastoral care of the local congregations has been carried out by the local pastors. Our Homeless ministry and Senior Citizens ministry continues to run.

The Sunday morning services are normally conducted in English. Other congregations which come under the umbrella of Southall Baptist Church are carried out in their mother tongues of Punjabi/Urdu/Portuguese/Lingala/Kachin.

Being aware of the Commissions guidance on public benefit and in particular the specific guidance on Charities for the advancement of religion, people are encouraged to live out their faith by taking part in worship and prayer learning about the Gospel and developing their knowledge and trust in Jesus.

WORSHIP AND PRAYER

Prayer groups are normally available throughout the week giving people the opportunity for quiet times sometimes online.

As of 31 December 2023, there were 241 church members. These numbers would not necessarily reflect the true attendance at services as these are also attended by non-members.

We carry out dedication services for new-born children and adult baptism by immersion following a person becoming a Christian. We are licensed to register Marriages and Blessing of Marriages (following Registry Office weddings). Funeral services for members of the church family and the community are also taken.

CHURCH

We continue to plan to renovate the building but this will only be possible once the ongoing property sale of Hammond Road is completed.

PASTORAL CARE

A Seniors Group runs two mornings a week in the building together with café facilities. This serves the local community. Fixtures and fitments for this are the responsibility of the church. Fire, Health and Safety regulations are complied with. We obtained a Warm Hub grant for use during the winter months to help with the cost of keeping the building open and feeding the people who dropped in. We also started a weekly meeting for refugees placed in local hotels.

Sunday school operates each week but with much smaller numbers.

MISSION AND EVANGELISM

Several congregations have been set up under the umbrella of Southall Baptist Church where the pastors of these small congregations have needed visas. To encourage these congregations, the church has a sponsorship licence for Tier 2 Minister of Religion from the UK Border Agency. The ethnic diversity of the church enriches church life. We are closely related to the local Medical Centre. The Kachin Church which meets in the Hammond Road building are still trying to buy these premises which we hold in trust.

4

SOUTHALL BAPTIST CHURCH

TRUSTEES' REPORT (continued) FOR THE YEAR ENDED 31ST DECEMBER 2023

FINANCE

Total receipts of unrestricted funds were £82,633 (2022 £87,484).

Total receipts of restricted funds were £30,186 (2022 £16,446) these were gifts for specific purposes, The Baptist World Mission (Birthday Scheme), Seniors, Sunday School and ROPE.

Total payments of unrestricted funds were £122,818 (2022 £70,533). Total payments of restricted funds were £23,943 (2022 £18,967).

We carried forward £251,418 (2022 £285,360). Building Fund stood at £350.

Giving continues to be made through online banking and weekly offerings. The accounts are balanced each month.

The Payroll consists of 5 pastors/workers, one of which is funded through their own congregation giving and passing through the account of Southall Baptist Church. Tax, National Insurance Contributions and Employers National Insurance Contributions were paid through Southall Baptist Church. Two pastors are enrolled on the NEST pension scheme.

The building of the former Baptist Church at Harmondsworth remains under the umbrella of Southall Baptist Church.

The church property at 25 Tilney Road is let to a church family, as is a flat at the rear of the church. All income and payments for the latter two properties are passed through the Church Rent Account.

GOVERNANCE

The church is a member of the London Baptist Association, The Baptist Union of Great Britain and The Evangelical Alliance.

Leaders of the main church have met on a regular basis to deal with pastoral matters particularly following the passing of the minister in June 2023 – he had pastored the church for nearly forty-five years and had been ill from December 2022.

During the year we encountered problems with our bank as we sought to change our mandate following the passing of two signatories. For three months we did not have access to our online services.

The deacons/trustees meet on a regular basis to discuss and implement the administration of the church and its buildings.

5

SOUTHALL BAPTIST CHURCH TRUSTEES, REPORT {continued) FOR THE YEAR ENDED 31sr DECEMBER 2023 Tn￿e•s. Respo￿lbIlItieS The Charrtie5 Act 2022 require5 the trustees to prepwe statem￿t$ 6xh 1knanC￿ year whth presents a true and fa1r VEW of the state < affa'r5 rf the Cthaity the Surp￿$ rf tbe Charity that peri¢yJ. In preparlng those fnanck4 statements the trustees are requrnl to.. 1) Se￿Ct suitatsle accwnting po￿￿ and ￿pty thpJn cwsistentty 11) Make Judgements atd e5tlmates that are r￿￿ab and pr￿d￿t 111) Prepare Ananck31 statwnents the gokng cc￿(eM unle55 * 5 napproprlate to presume that the trust wlll contlnue h exL%ienc& The Trvstees are respty)sJle keepffig prcpw acc(wnting rec￿05. 1¥h￿h dtscbjse rea$c￿able KcJr￿Y * any time the finaneol rfthe Charty. They are 0 resp(#)sble frK s¥egu¥dffl9 the asstts Il the Ch¥rty hence for taking fea5cfiab￿ 5tep$ the prwtkn an¢J ¢A and (her Irreguk¥tties. l approve the attachej st&ement d rnanci￿ and baknce sheet and confnn that I have rn￿Je avalLible al fr)ftymat￿ necess￿ ts preparm. Approved by the TnJstees ￿... SJned ￿ thwr behaff by Trust Inted Name:

SOUTHALL BAPTIST CHURCH

INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023

Report to the trustees/ members of Southall Baptist Church on the accounts for the year ended 31st December 2023.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2022 (the Charities Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner’s statement

My examination was carried out in accordance with general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in, any material respect, the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act; and

  3. · to prepare accounts which accord with the accounting records and comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination

have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Donna Leppitt Independent Examiners Ltd Unit 2 The Broadridge Business Centre Delling Lane Bosham PO18 8NF Date: 28th October 2024

7

SOUTHALL BAPTIST CHURCH

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST DECEMBER 2023

Notes
INCOMING RESOURCES
Donations & Legacies
3a
Investment Income
3b
Charitable Activities
3c
TOTAL INCOMING RESOURCES
PAYMENTS
Costs of Charitable Activities
4a
Costs of Generating Funds
4b
NET INCOMING/(OUTGOING) RESOURCES
Balances Brought Forward
BALANCES CARRIED FORWARD
RESOURCES EXPENDED
TRANSFERS BETWEEN FUNDS
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Unrestricted
Restricted
Total
Total
Funds
Funds
2023
2022
£
£
£
£
67,897
30,186
98,083
94,118
36
-
36
12
13,200
-
13,200
9,800
81,133
30,186
111,319
103,930
70,058
23,943
94,001
48,797
48,187
-
48,187
40,703
118,245
23,943
142,189
89,500
(37,112)
6,243
(30,869)
14,430
-
-
-
-
(37,112)
6,243
(30,869)
14,430
272,011
13,349
285,360
270,930
234,899
19,591
254,491
285,360

Movements on all reserves and all recognised gains and losses are shown above. All the organisation's operations are classed as continuing.

The notes form part of these financial statements, found on pages:-

10 to 17

8

SOUTHALL BAPTIST CHURCH BALANCE SHEET AS AT 31 DECEMBER 2023 Unre5trrted Fund RestrKt Fun Totsl Total 3141•tr23 31wDKa22 NLrte5 TangIb￿ Assets 185.800 185,800 185,800 Debrors & Prepayments Cash * bank and in hand 12,447 38.062 12.447 57,654 12,447 88,583 19,591 Tot•1 Curr•nt A85•ts CTrdltorn: amwnt5 fg due With￿ cfie ye IIET CURRENT ASSErs 1,410 1.410 1,470 49,099 19.591 68,691 99.560 TOTAL ASSEfs less current labilti2 19.591 254,491 285,360 Credltors: amtyJnts fthg due ￿ mLYe th￿ c￿e ytsr io 19,591 254491 28S.360 FUNDS OF ThE CHARITY General Funds RestrTeted funds 234,899 234.899 19,591 272,011 13,349 19,591 TOTAL FUNDS The financ1 statements Y￿e approvoj, ￿th￿tse￿ ￿¢j sign￿1 ther behalf by: a7 a024 Appfoved by the Trustee5 Cn....................................... S*Jned ￿ thor behaf by Trustee ... Ftrint Name:

SOUTHALL BAPTIST CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31ST DECEMBER 2023

1. ACCOUNTING POLICIES

a) Basis of Preparation

The financial statements have been prepared on the historical cost convention (as modified to include the revaluation of investments) in accordance with the Charities Act 2011, Statement of Recommended Practice - "Accounting and Reporting by Charities" (SORP 2015), applicable accounting standards. The accounts have been prepared on a going concern basis. The charity meets the definition of a public benefit entity under FRS 102, and being a small charity has claimed exemption under Section 1a not to prepare a cash flow statement.

c) Legacies

Legacies are accounted for when their receipt is certain and can be properly quantified.

d) Investment Income

Investment income is included in the accounts in the year it is receivable.

e) Fund Raising and Publicity Costs

The church does not make formal appeals for funds, and expenditure on these items is therefore not material.

f) Grants Payable

The church makes grants to other organisations whose charitable objects complement its work. They are accounted for in the year in which they are paid.

g) Governance Costs

This represents direct expenditure on the governance of the church. Most of the management is carried out without charge by volunteers. This intangible cost is not included in the Statement of Financial Activities since there is no measurable cost to volunteers for their service.

h) Fixed Assets

The church premises are included in the balance sheet at Insurance value because reliable cost information is not available, and valuation would incur significant costs which would be onerous compared with the additional benefit gained by the user of the accounts.

Furniture and Equipment in the church premises is included at cost or net realisable value.

i) Depreciation

Depreciation has not been charged on the Church or Manse premises, because in the opinion of the Trustees, the residual value of the asset is not less than the original cost price.

Depreciation on other fixed assets are calculated to write off the cost on a reducing balance basis over their expected useful life, at the following rates:

Equipment 25%

j) Investment Assets

Quoted investments are stated at market value. All other investment assets are shown at cost price.

k) Changes in Accounting policies and previous accounts

There has been no change to the accounting policies (variation rules and methods of accounting) since last year, and no changes to the previous accounts.

10

SOUTHALL BAPTIST CHURCH

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023

2. TANGIBLE FIXED ASSETS

Additions
Cost
At 1 January 2023
At 31 December 2023
Accumulated Depreciation
At 1 January 2023
Charge for the Year
At 31 December 2023
Net Book Value
At 31 December 2023
At 1 January 2023
Buildings
Equipment
2023
£
£
£
185,800
33,549
219,349
-
-
-
185,800
33,549
219,349
-
33,549
33,549
-
-
-
-
33,549
33,549
185,800
-
185,800
185,800
-
185,800

All fixed assets are used for direct charitable purposes. Some of the furniture, computers and equipment is used both for direct charitable purposes and the management and administration of the church.

The annual commitments under non-cancelling operating leases and capital commitments are as follows:

31st December 2023 : None 31st December 2022 : None

This page does not form part of the statutory financial statements

11

SOUTHALL BAPTIST CHURCH

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023

3. INCOMING RESOURCES

3. INCOMING RESOURCES
Note
c) Trading Activities
a) Donations & Legacies
General Offerings and Donations
Sundry Offerings
Unrestricted Gift Aid BGC
Restricted Income:
Building Fund
Earmarked Accounts
b) Investment Income
Interest Received
Rents
Other Churches
Subsidary Accounts
Grants from council
Unrestricted
Restricted
Total
Total
Funds
Funds
2023
2022
£
£
£
£
26,567
-
26,567
24,661
3,656
-
3,656
2,073
29,624
-
29,624
43,737
-
350
350
200
-
16,594
16,594
7,192
4,050
4,800
8,850
11,201
-
8,442
8,442
5,054
4,000
-
4,000
-
67,897
30,186
98,083
94,118
36
-
36
12
36
-
36
12
13,200
-
13,200
9,800
13,200
-
13,200
9,800

This page does not form part of the statutory financial statements

12

SOUTHALL BAPTIST CHURCH

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023

4. RESOURCES EXPENDED

Note
a) Charitable Activities
Bank Charges
Bedfont
Catering
PHS/ADT (Water heater/Alarm system)
Rent:
Council Tax
Property Expenses (Tilney Rd/Flat)
Barclaycard
Other Churches
Home Mission Fund & Baptist
Insurance
Mission
Office
Building Fund
Earmarked Accounts
Other Churches
Subsidary Accounts
Governance costs:-
Independent Examiner Fee
Professional Fees
b) Cost of Generating Funds
Speakers
Telephone
Utilities:
Gas
Electric
Water
Wages & Salaries
Unrestricted
Restricted
Total
Total
Funds
Funds
2023
2022
£
£
£
£
483
-
483
392
432
-
432
(660)
3,318
-
3,318
215
36,184
-
36,184
7,726
1,800
-
1,800
1,800
2,671
-
2,671
2,678
3,241
-
3,241
3,133
541
-
541
522
560
-
560
472
1,220
-
1,220
1,152
5,967
-
5,967
2,124
-
-
-
1,612
-
-
-
4,021
-
14,676
14,676
6,753
-
4,131
4,131
3,363
-
5,136
5,136
4,830
1,260
-
1,260
1,470
6,007
-
6,007
2,389
70,058
23,943
94,001
48,797
2,510
-
2,510
850
928
-
928
958
3,541
-
3,541
2,550
9,397
-
9,397
2,993
1,306
-
1,306
146
30,505
-
30,505
33,206
48,187
-
48,187
40,703

This page does not form part of the statutory financial statements

13

SOUTHALL BAPTIST CHURCH

NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2023

5. RESTRICTED FUNDS

CURRENT FINANCIAL YEAR

Loan to Airport Church-
New Key Deposit (DF)
ROPE (GA)
Building Fund
Earmarked Accounts:-
Cards
Asian Convention/Glory TV
Feeding the Homeless
Transport
Turkey
Worship
Other Churches
Harmondsworth
Subsidiary Accounts
B M S
Love in Action
Fruits
Funeral & Seed
Harlesden Church Balance
Kenya
Kim
Loan (orginally £1,500)
Seniors
Spurgeons/Tearfund
Sunday School/Youth
Balance
Gains &
Balance
01-Jan-23
Income
Expenditure
(Losses)
Transfer
31-Dec-23
£
£
£
£
£
(0)
350
-
-
-
350
204
10
-
-
-
214
969
60
-
-
-
1,029
2,558
400
(1,187)
-
-
1,771
-
50
-
-
-
50
83
-
-
-
-
83
1,523
-
-
-
-
1,523
50
-
(50)
-
-
-
-
50
(90)
-
-
(40)
(2,800)
-
-
-
-
(2,800)
(810)
-
(136)
-
-
(946)
-
-
-
-
-
-
50
-
-
-
-
50
1,354
13,011
(10,192)
-
-
4,174
-
120
(120)
-
-
-
1,256
62
(90)
-
-
1,228
200
-
-
-
-
200
-
2,830
(2,810)
-
-
20
80
-
-
-
-
80
4,717
16,594
(14,676)
-
-
6,635
6,388
4,800
(4,131)
-
-
7,057
353
580
(1,488)
-
-
(555)
1,891
7,862
(3,649)
-
-
6,104
2,244
8,442
(5,136)
-
-
5,549
-
-
13,349
30,186
(23,943)
-
-
19,591

This page does not form part of the statutory financial statements

14

SOUTHALL BAPTIST CHURCH

NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2023

5. RESTRICTED FUNDS (Continued)

PREVIOUS FINANCIAL YEAR

Kim
Loan (orginally £1,500)
Loan to Airport Church-
New Key Deposit (DF)
ROPE (GA)
Seniors
Spurgeons/Tearfund
B M S
Love in Action
Building Fund
Earmarked Accounts:-
Cards
Asian Convention/Glory TV
Feeding the Homeless
Fruits
Funeral & Seed
Harlesden Church Balance
Kenya
Sunday School/Youth
Transport
Turkey
Worship
Other Churches
Harmondsworth
Subsidiary Accounts
Balance
Gains &
Balance
01-Jan-22
Income
Expenditure
(Losses)
Transfer
31-Dec-22
£
£
£
£
£
3,821
200
(4,021)
-
-
(0)
-
204
-
-
-
204
969
-
-
-
-
969
2,484
1,000
(926)
-
-
2,558
-
-
-
-
-
-
83
-
-
-
-
83
1,523
-
-
-
-
1,523
50
-
-
-
-
50
-
-
-
-
-
-
(2,800)
-
-
-
-
(2,800)
(810)
-
-
-
-
(810)
-
-
-
-
-
-
50
-
-
-
-
50
1,193
5,988
(5,827)
-
-
1,354
-
-
-
-
-
-
1,256
-
-
-
-
1,256
200
-
-
-
-
200
-
-
-
-
-
-
80
-
-
-
-
80
4,278
7,192
(6,753)
-
-
4,717
-
-
-
-
-
-
5,751
4,000
(3,363)
-
-
6,388
20
333
-
-
-
353
2,000
4,721
(4,830)
-
-
1,891
2,020
5,054
(4,830)
-
-
2,244
-
-
15,870
16,446
(18,967)
-
-
13,349

The Restricted Funds are wholly represented by the Charity's cash reserves and are to be expended as specified above.

This page does not form part of the statutory financial statements

15

SOUTHALL BAPTIST CHURCH

NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2023

6. INVESTMENTS

The Charity held no investment assets during this or the previous financial period.

7. CASH AT BANK AND IN HAND

7. CASH AT BANK AND IN HAND 7. CASH AT BANK AND IN HAND
Unrestricted Restricted Total Total
Funds Funds 31-Dec-23 31-Dec-22
£ £ £ £
General 5,655 - 5,655 20,456
Business Premium 2,184 - 2,184 7,148
High Interest Account 4,721 16,165 20,886 11,686
Earmarked (217) 3,426 3,209 3,179
No 4 Account (Hayes Church) 19 - 19 26,462
Rent Account 24,731 - 24,731 18,718
LBPB* 970 - 970 933
Petty Cash - - - -
38,062 19,591 57,654 88,583
8. DEBTORS AND PREPAYMENTS
Unrestricted Restricted Total Total
Funds Funds 31-Dec-23 31-Dec-22
£ £ £ £
Gift Aid 12,447 - 12,447 12,447
12,447 - 12,447 12,447
9. CREDITORS AND ACCRUALS AMOUNTS FALLING DUE WITHIN ONE YEAR
Unrestricted Restricted Total Total
Funds Funds 31-Dec-23 31-Dec-22
£ £ £ £
Independent Examiner's Fee 1,410 - 1,410 1,470
1,410 - 1,410 1,470

10. CREDITORS AND ACCRUALS AMOUNTS FALLING DUE IN MORE THAN ONE YEAR

The Charity held no long term liabilities during this or the previous financial period.

16

SOUTHALL BAPTIST CHURCH

NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2023

11. STAFF COSTS AND NUMBERS

TOTAL
2023
£
NetWages and Salaries
29,834
Employer's NIC less allowance
-
Employer's Pension Contributions
772
30,606
Average number of employees who were engaged in each of the following activities:
TOTAL
2023
Charitable Activities
6
TOTAL
2022
£
32,121
-
772
32,893
TOTAL
2022
6

The church operates a PAYE scheme to pay all employed members of staff. The average number of staff employed was 6 over 2023 (2022:5) and no employees received emoluments in excess of £60,000. (2022 - None)

The Payroll consists of 6 pastors/workers, one of which is funded through their own congregation giving and passing through the account of Southall Baptist Church. Tax, National Insurance Contributions and Employers National Insurance Contributions were paid through Southall Baptist Church. Two pastors are enrolled on the NEST pension scheme.

12. PAYMENTS TO TRUSTEES, MINISTERS AND RELATED PARTIES Custodian Trustees

The custodian trustee of the church is the Baptist Union Corporation Limited which is a registered charity (number: 249635), and which is controlled by the Baptist Union Council. The church is also a member of the Baptist Union of Great Britain, and the London Baptist Association.

No payments were made to the custodian trustees or any persons/organisations connected with them during this financial period. No material transaction took place between the charity and the custodian trustee or any person/organisation connected with them.

Ministers , Elders and Deacons

Mr Boyd Williams, also a trustee, received remuneration for his role as Pastor. This amount is included in Gross Wages and Salaries in note 11. He also donated £4000, to be set aside for Love In Action- for refugee work and a new cooker.

No other payments were made to Ministers, Elders, Deacons or any persons connected with them during this financial period. No material transaction took place between the charity and a ministers, elders, deacons or any person connected with them.

No payments were made to trustees or any persons connected with them during this financial period. No material transaction took place between the organisation and a trustee or any person connected with them. (2022 - None)

13. RISK ASSESSMENT

The trustees, elders and deacons actively review the major risks which the charity faces on a regular basis and believe that maintaining the free reserves stated, combined with the annual review of the controls over key financial systems carried out on an annual basis will provide sufficient resources in the event of adverse conditions. The trustees, elders and deacons have also examined other operational and business risks which they face and confirm that they have established systems to mitigate the significant risks.

14. RESERVES POLICY

The trustees, elders and deacons have considered the level of reserves they wish to retain, appropriate to the charity's needs. This is based on the charity's size and the level of financial commitments held. The trustees, elders and deacons aim to ensure the charity will be able to continue to fulfil its charitable objectives even if there is a temporary shortfall in income or unexpected expenditure. The trustees, elders and deacons will endeavour not to set aside funds unnecessarily.

This page does not form part of the statutory financial statements

17