17C RUMNEY CHAPEL LIVING LOVING BELONGING Trustees Annual Report 2024 to 2025 Rumney Gospel Chapel Brachdy Road Rumney CARDIFF CF3 3BG Charity Number 1147003
PAGES Cover Page Index Trust Information Rumney Chapel Objects Trustees Report 5t09 Independent Examiners Report IOto15 Balance Sheet as of 31 March 2025 12
RUMNEY GOSPEL CHAPEL TRUSTEES REPORT TRUST INFORMATION STATUS.. Charitable Trust Charity Registration No.. 1147003 TRUSTEES: Michael Thomas Michael Carr Karen Routledge Josephine GoDde CHURCH LEADERSHIP TEAM: Michael Carr Michael Thomas CHURCH OFFICE & REGISTERED ADDRES5- Rumney Gospel Chapel Brachdy Road Rumney CARDIFF CF3 38G INDEPENDENT EXAMIN ER: Michelle Llewellyn FCCA Llewellyn Consultancy 49 Cypress Crescent Old St Mellons Cardiff CF3 2WL BANKERS: Metro Bank 507 Newport Road CARDIFF CF23 9AD
RUMNEY GOSPEL CHAPEL TRUSTEE5 REPORT FOR THE YEAR ENDED 31 MARCH 2025 OBJECTS The primary aims of the Trust are To advance the Christian Falth In accordance with the statement and beliefs in such ways and in such parts of the United Kingdom or the world as the Trustees may from timeto time thinkfit; and To fulfil such other purposes which are exclusively charitable according to the law of England and Wales and are connected with the charitable work of the trust.
THE CHURCH: ITS AIMS AND OBJEcfivES The Church is not a building, but a gathering of ordinary people of dlfferent ages and backgrounds, whose lives have been changed by Jesus Christ, the Son of God. The New Testament reveals the Church as a community of poople, properly taught and cared for, who by loving and serving Jesus Christ, were also committed to love and care for each other and to bring a blessing to the area in which they live. Rumney Gospel Chapel- its trustees, Leadership Team and members are committed to the restoration of those New Testament principles. It is not alone in this, it is one of many Churches in the area, country and all over the world that is rediscovering the exciternent of knowing Jesus Christ. The vision is to see the people of our community come into this experience of knowing Jesus as their Lord, Saviour and friend. Rumney Gospel Chapel 15 a rnember of the Evangelical Alliance and has a long-standing relationship with other churches and organisations across Cardiff and South Wales. Directions relating to the charitable trust are made by the Trustees in con5ultatioN with the Leadership Team, who are responsible for governing the life and teaching of the church. Dav to day decisions on expenditure and activities are decided by the staff and volunteer5 in charge of different areas of the church, with the accounts monitored by the Trustees. The powers of appointment or removal of Trustees rests with the Trustees. New Trustees are primarily selected from the members of the church or from the leaders of other local churches sharing the same vision, since this means the Trustee body is whole heartedly involved in seeing the mission of the church worked out in practice. Whilst the church sometimes employs staff It is the work of every member of the church. whether employed or not, that will make the difference in the church achieving its great commission. This is done in "being salt and light" amongst the people they interact with every day,. by prayin& by visiting the sick and others in need, in being involved in training others, in public teaching and worship, and in administration. The financial resources of the church, to a very large extent, are given by the members and their private assets and equipment are regularly used in the work of the church. Much of this work is done privately, without recognition, and the hours and value of that time cannot be quantified. THE YEAR: ITS OBJEcfivES AND ACHIEVEMENTS During the year ended 31 March 2025, Rumney Chapel continued to pursue its calling in Christ and its charitable purposes for the public benefit through a wide range of worship, teaching, pastoral care and community activities. A core part of our work remain5 the regular teaching and preaching ministry of the church. Our Sunday services, which are open to all, and our midweek gatherings for members provide opportunities for Bible teaching, worship and mutual encouragement. Alongside these, we have continued to offer Specific courses on aspects of Christian living which are available to the wider community at no cost. We also maintained our online presence, streaming our Sunday Services via Facebook and YouTube so that those who are unable to attend in person, or who wish to revisit the teachin& can participate remotely.
The purpose of our teaching, preachlng and discipleshlp activltles Is to help people follow Jesus in everyday life, particularly in living out his command to love God and to love our neighbours as ourselves. Although our church membership h35 increased to over 120 people average attendance on Sundays has remained steady at around 85 people, with approximately half of the congregation also taking part in midweek activities throughout the year. The church has continued to run a variety of outreach initiative5 both within the Chapel building and across the local community. During the year, around 400 individuals from the wider community attended our different courses, events and outreach activities. Pastoral care continues to be a significant aspect of our ministry. Members of the Leadership Team visit and support those within the church and the wider community, offering a listening ear, practical lielp and informal courk5elling. They are also available to conduct weddings and funerals for both church members and local residents. Our involvement with local schools remains a key part of our public benefit. Church members regularly vlslt both of the local high schools, offering pastoral support to staff and students. They have also led assemblies, run lunch clubs and contributed to Religious Education lessons. As in recent years, this has been another period of challenge and change for many in our communlty. Throughout this time, the staff and volunteers at Rumney Chapel have sought to stay at the forefront of serving our neighbourhood, lool(ing for Imaglnative and effective ways to rneet spiritual, emotional 2nd practica5 needs. The ongoing cost-of-living crisis continues to affect both the church and the community we serve. We are thankful that income from hall hire has now surpassed pre-pandemic levels, providing important support to our finances. We are also deeply grateful for the continued generosity of church members, whose giving enables the ongoing ministry and mission of the Chapel. Many of the people we meet through our day-to-day activities are facing mental health challenges, low confidence and alack of hope for the fLJture. Rumney Chapel Seeks to offer a safe, warm and welcoming environment where people are listened to and supported. Our long-standing partnership with Ujpest Reformed Church in Hungary has continued. In August, a team of nine from Rumney Chapel travelled to Ujpest to help lead an English Camp. This annual project provide5 a week-long summer camp for vulnerable children, run by Ujpest Reformed Church, and we are privileged to support thi5 work. Crossroads Food Bank continues to operate on Wednesdays, now regularly supporting around 23 households each week. Due to financial pressures, the trustees had initially decided that the food bank would have to close during the year. However, a substantial one-off donation from a Rumney Chapel family has enabled Crossroads to continue for at least 3 further 12 months. Through Crossroads, we not only provide food and meals to those in need, but also create a space where people can receive physical, emotional and spiritual support.
Beyond organised church activities, many members of Rumney Chapel contlnue to live out the New Testament vislon of being "salt and Ilght" in their everyday contexts. This includes involvement in workplaces, neighbourhoods, schools and wider society, often in unseen and unrecorded ways. This quiet, faithful presence and influence is a significant part of the church's purpose, even though the time and impact involved cannot easily be qu3ntified. The Trustees have complied with their duty under section 4 of the Charities Act 2006 to have due regard to the Charity Commission's public benefit guidance published in December 2008. PLANS FOR THE NEW YEAR As Rumney Chapel continues to grow both spiritually 2nd numerically, we recognise the ongoing transition from a small congregation to a larger church community of approximately 100 people. The Trustees and Leadership Team remain committed to supporting the church through this change, ensuring that each person feels known, valued and cared for. Small Groups remain central to our vision for discipleship and community. During the year we launched additional groups, including a dedicated Young Adults group. These Small Groups meet at different time5 and in various locations, includiF)g the Chapel building, people's homes and local coffee shops, providing flexible and accessible opportunities for fellowship, prayer and Bible studv. Friday Night Youth continues to attract a good number of young people froTn both the church and the local community. We have been encouraged to welcome new young people whom we first met through our involvement in local schools. Kidz Klub has a150 grown, now with around 65 children attending each week. The volunteer team has expanded to support this growth, and we are very thankful for their commitment and energy. During the SUTnmer Rumney Chapel ran it's first Spree Wales event 35 the lead organiser. The event grew with an extra 140+ people attending and was a huge success. We're looking forward to next yea¢s event and all that God will do through it, Our building continues to be a hub Df attivity, used seven days a week. Regular users include Rainbows and Brownies, Knit and Natter, Sewing Club, Social Services, Slimming World and various other groups, alongside frequent bookings for children's birthday parties on Saturdays. We are committed to offering a warm welcome and an affordable venue to these important commurkity organisations and families. During September the local high school started using our building for Aspire, their off-site provision for those students struggling with mainstream education. It's been great to deepen our relationship with the school and help support vulnerable students in our building.
FINANCIAL REVIEW We are very grateful to the members of our church community for their consistent and generous giving. Our income from church member giving has increased ensuring that the day to day running costs of our building and activitlE5 are covered. We remain vigilant to ensure that any money receSved is spent wisely. The Leadership Tearn and Trustees ensure that the Church and its membership is making best use of its resources, talents and gifts. GRANT MAKING POLICY Gifts to external organi5ation5 and individuals are considered by the Leadership Team and Trustees based on need and fulfilment of the charitable objectives. There are no upper or lower limits of support. RISK MANAGEMENT All major insurable risks are subject to normal Churches and employers insurance. Contractual risks are reviewed hefore being entered into to assess that they would not significantly impact upon the Churches ability to fulfil its objectives.
STATEMENT OF TRUSTEES RESPONSIBILITIES Charity law requires the trustees to prepare accounts for each flnancial year which give a true and fair view of the situation of the Charity and of the profit and loss of the Charity for that period. In preparing these accounts, the trustees are required to: Select suitable accounting policies and then apply them consistently. Make adjustments and estimates that are reasonable and prudent. Prepare the accounts on the going concern basis unle55 It is inappropriate to presume that the Charity will continue in operation. The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at any time the financial position of the Charity and to enable them to ensure that the account5 comply with the Charitie5 Act5. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. The trustees confirm that the accounts comply with current statutory requirements and those of the Charit¢s trust deed. This report was approved by the Board ofTrustees on: Thursday 8th January 2026 and signed on its behalf by.. ea¥Y OICkX- r Signed: Date: OEI IJ26 Signed: kMt4f Date.. OSIL)IF6.
RUMNEY GOSPEL CHAPEL FtNANCIAL STATEMII NTS 31 MARCH 2025
RUMNEY GOSPII L CHAPEI L YEAR EI NDED 31 MARCH 2025 ACCOUNTANT'S REPORT l. I I shall prepai'e the accounts of youi. churcli and the tax coiiiputations will be based piirely upon youi. aceounlii)g i'ecords and othei. information aiid explanations supplaed to me. 1.2 1 sliall advise yOLi as to thc adequacy of your recoiQs foi. Iliis purpose and Inake recominendatioiis for iiiipioveiiients whicli I consider iiecessary. I sliall not be responsible if, as a I'esuli of your not takii)g iiiy advice, you inciii. losses of penalties. 1.3 1 will use I'easoiiable skill and care in tlie preparation of yoiii. accoiints and complltatioiis bLIt will not be i'esponsible foi. en'ors arisii)g from ii)eori'ect inf0111)atioi) supplied by you. I will not carry out a full aiidit on youi. re¢oi'ds. 1.4 1 Iiave a pi'ofessional duly to coiiipile accounts wl)icli conform to geiieixlly acceptsd accouiiting pi'in¢iples and pi'ovide a Ii'ue and fair view of Ilie fiiidiiuial situalioii of your ¢l)uJ'¢li. I plaiined the work on tl)e basis that no r¢poi't is IEciuired by slalule or regulalioii for the y¢ai'. My woi'k as compiler of the annual accolints is not an aiidit of tlie accounts iii accordance with auditing standards; coiisequently my work does not pi'ovide assurance that tlie accoui)ting records are fl'ee fi'oiii Inatei'ial misslateinent, wliether caused by fraud, oi. otlier ii'i'egulai'ities, or eiior and, aceoiylingly i)0 sucli assiii'aiiee oi. opinioii is givcn by Ine, whethei. implied oi. eAPI'essed. Micl)elle Lleivellyn Fellow of Cbartei'ed Cei'tified Aceouiitajits Iroval Statemeiit l appi'ove Ilic atlaclicd incoin¢ and cxpciidilur¢ ac¢oiinl aiid confinn that I have iiiadc &vailabl¢ all records aiid infoi'mation foi- its prepai'alioii. I liave cliecked the eiiti'ies aiid to tlie best of Iny ability believe tliat tliesc accoiints al'e a true repi'esenlation of iiiy iiicoine aiid expenses for the tax yeai-. l agi'ee to tl)e tei'ii)g ( l. I to 1.4) above. 1021 Sigiied Date
RUMNEY GOSPFL CHAPEL YEAR ETr4DED 31 MARCH 2025 RECEI IPTS AND PAYMEINTS ACCOUNT Uni'esti'icled l."unds £ Designated riind5 £ Restricted Funds £ I'hib Year 2024 Total £ RECEIPTS Note Moiiies raised 73,506 23,066 38,424 134,996 Piopei'ty- cl)ui'cl)/ hall usei's 9,383 9,383 Bank intei'est & invcstment inconie 12 12 Total Receipts 82,9Q I 23,066 38,424 144,391 PAYMENTS Chiii'cli I'uiining costs Pi'ograinine aetivity ensts Maintcnancc of cliurcli bEiildings 61,061 21,887 12,302 9.245 6,516 8,195 70,306 65,217 20,497 36,814 95,250 23,956 36,814 156,020 r4EI T RII CEI IPTSI (PAYMII NTS) (12,349) (890) 1,610 (11,629) TRAl+4SFCI RS Bri I'WEEN Fuf4DS FUTr4DS blt'wd l Apiil 2.025 2,654 8,140 12,819 Fuiids clfwd 31 Miii'cli (10,324) 1,764 9,750 1,19Q STATEMENT OF ASSETS AP4D LIABILITIES Mojietai-y Assets Cas Baiik ciii'rent account Baiik savings accoiint IqLlc21s Morkey aeeount Spi'ee Walcs Less.. Loan 356 65 7,720 64 543 (6,800) 212 89 568 154 6,717 64 487 {6,800) (1,003) (56) Total monetary assets 1,948 245 (1,003) 1,190 Otliei- Asset Appi'oved by tIEe Ei Ideis on by 05 01 202L and sigjied on tbeiy behalf (liale) (signatui'e) n/QllK.L //kin/4(
RUMN£I Y GOSPEI L CHAI)EL YEAR II NDKI) 31 MARCH 2025 NOTES I ACCOUNTING POLICIES The financial stateiiienls l)ave been piYp8ltd in accoi'dai)ce witli the Chai'ities Act 201 I Sectioii 145(5)(bl usiiig tlie Receipts 2nd Payinents basis available to eliai'ities and noi foi. profit organisations. 2 FufiD ACCOUNTtNG Uiiresti'icted Fuiids Inay bc used by the chiiirh foi. aiiy of it$ 01.diiiary pui'poses. Desigii#ted Funds i'epi'esent uni'estrieted fijnds set aside foi. geiier&l designated pui'poses. tl)ey can be ti'aiisfgi'red baclc into g¢ii¥ral fuiids at tlie chur¥li's d¢¢ision. Balallce blfwd £ R¢oeipts i year £ Payments in year £ Balan£¢ clfsvd £ Fund iiiinie & pui'pose Ci'ossroads Joy Friday Niglit Youth Icidz Klub Midweek Rumney Chapel at Spree Chiii'cli Rcwii-iiig fiind Oulreach Woi'kei. Fiind Huiigai-y Mission Tots & Toys Liviiig Rooin Coniiiiiinity MRltei's Grai)t Faitli Space Van (4,7771 217 10,668 4,372 217 ,519 949 (3,301) 8.195 (207) (2,369) 22 1,375 (355) 4,022 949 3,301 8,195 207 2,369 22 1,375 355 5,049 8,826 245 Total for ilesignated fullds 2,654 23,066 23,956 1,764 Resti'icted Fun(Is repi'esent iii¢om¢ whi¢li iiiay be expeiided 01)ly on those I'estrieted objeets plvIded iii tl)e tei'i?)s of a ti'ust oi. bequest, oi. donalioi)s or grants I'eceived or ii)vit¢d for a specific purpose. Tliese fuiids can only be speiit oli tl)e specific puipose for wliich they weir giveii. Any balaiice reinainiiig ui)speiit muct be cari'ied forivai-d as a b8Saiice on tliat fund foi. futiire expeiiditure oll that specific pui'pose, oi. I'eturiied; it caniiot be absoi'bed into geiieral funds. Balaiiee blfwd £ Ilecelpts In veal. £ Paymeiils iii yeai. £ Balaiiee elfivd £ Fuiid iiame & pui'pose Spr¢c 8,140 38,424 36,814 9,750 Total foi. i'estyieted funds 8,140 38,424 36,814 9,750
RUMNEY GOSPEL CIiAPEI L YEAR ENDF.D 31 MARCH 2025 NOTES Unresltici fllNd$ Th15y1. 1025 3 MONIEI S IL41SEI D Giving IiicoFnc Gift Aid Reclaitll Mission Incoi))e Project Inoome Outi'ea¢li & Evaiigelism Incoine Spi'ee Wales liiconic Dtsignald fuiid Rtslvi¢tcd Fvnd5 57.030 4.130 4,980 62,010 4,130 2,369 15,717 12,346 38.424 2,369 15,717 12,346 38,424 Total raised 73.506 23,066 38,424 134,996 4 PROPEIITY INCOME 9,383 9,383 Total pi'operty iiicome 9,383 9,383 5 CHURCH RUNNING COSTS Uiiliti¢s Offiee Costs Motoi. and Ti'avel Costs Sunday Seivice Chiii'cl) Giving Siibsci'iplioiis, Meii)bersliips and CliaiEcs Mainteiiaiice aiid Clcaning Capital Costs Wages Insui'uI)ce 7,785 2,198 759 1,971 3,407 7,785 2,400 3,136 1,971 3,407 202 2,377 1,819 2,644 1,819 2,841 6,469 37,917 2,561 197 6,469 37,917 2,561 Total eliurch rujiniiig costs 61,061 9,245 70,306 6 PROGRAMME ACTivrrY COSTS Oiits'¢acl) & evangelisiii Gifts & Inis5iorEs Childi'en's Initlisti'y 17,331 4,556 6,516 23,847 4,556 36,814 36,814 Total i)I'ogi-aiiiiiie activity eosts 21,887 6,516 36,814 65,217 7 MAINTENANCEI OF CHURCH BUILDINGS Propei'ty repaii's 12,302 8,195 20,497 Totxl mainteiianee of eliui'cli buildings 12,302 8,195 20,497
RUMNIY GOSPEL CTrIAPlI T. YEAR ENDED 31 MARCH 2025 8 BAIYK INTEREST 12 12 9 MONETARY ASSETS The cliurcli Iiiotii¢s al-e not held in segi'egated accouiits, but foi. the sake of tliis fiiiancial statei))ent tli¢ total of each ac¢ounl is allocated appi'opi'iately ovei. tl)e various fiiiids. [1 LDEI R'S STATEMEI NT I liave pi-epai'ed the fiiian¢ial statcinei)ts on pages I to 3 foi. the yeai. elided 31 Marcli 2025 fi'oill the aceountiiig I'e¢oi'ds of tlie church. {iiame) r-7 <0 (sigiiatiii'e) (date) s INDEI PEI NDEI NT EXAMINER'S REPORT I I'epoi't on tlie financial statcinenls of Riiiiiney Gospel Cllapel for tlie yeai. ended 31 Marcl) 2025, whicli are set out on pages I to 3. Respoiisibilities aiid bAsis of i'eport I repoi't to Ilie ti'ustees on Iny exaiiiination of ilie aeeounts of thc Rliniiiey Gospel Chapel foi. tl)e yeai. elided 31 Mai'cl) 2025 set oiil oil pages I to 3. As tl)e Chapel's ti'ustees, you are I'esponsÈble for the pi'eparation of tlie accoui)ts iii accordanee witl) tiic requii'eineiits of d)e Chai'ities Act 2011 ('tlie ACV). I repoi't in I'espect of Iny exainination of the Chapel's accounts carried out Liiidei. sectioii 145 ot the Act aiid, in caiiying out iiiy exan)iAation, I liave followed all the applicable Dii'ectiolls 8iven by the Chai'ity co1MiSSIO11 ui)der sectioii 145(5)(b) of the Act. Indepeiident Ei xainiiiei"8 Statemeiit I l)ave coiiipleted my exaillination. I confii'iii that iio material Inatl¢rs have coine to illy attention ii) coi)ne¢tioii witli Il)e exaiiiiiiation wliicli give i))e caEise to bclieve that in, any Inatei'ial respe¢t: the Ac¢ountiiig rccoi'ds wei'e not kept in ac¢oi'dance with 130 of the Act. or thc accoiints do i)ol accoi'd with tl)e accoiii)ling recoi'ds. I liave Ro concei'ns and l)ave coiiie Aci'oss iio other IT]attei's iii coi)nectioii witli Ilie exllmiiiatioii to wliicli attention sliotild be drawi) in t])is I'epoit ii) 01-dei' to enable a pi'opcr und¢rsÉandiiig of tlie accouiits lo b¢ I'eaclied. 21)d Deeembcr, 2025 SigJLed by tlie Iiidepcjident xamiiiei. Date Michelle Llewellyji FCCA 49 Cypi'ess Cresceiit Old St Melloi)s Cardiff CF3 2WL