**Trustees Annual Report** 2021 to 2022 

**Rumney Gospel Chapel** Brachdy Road Rumney CARDIFF CF3 3BG 

_Charity Number 1147003_ 



## **PAGES** 

|Cover Page|1|
|---|---|
|Index|2|
|Trust Information|3|
|Rumney Chapel Objects|4|
|Trustees Report|5 to 9|
|Independent Examiners Report|10 to 15|
|Balance Sheet as at 31 March 2022|12|



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## **RUMNEY GOSPEL CHAPEL** TRUSTEES REPORT 

## **TRUST INFORMATION** 

|STATUS:|Charitable Trust|
|---|---|
||Charity Registration No: 1147003|
|TRUSTEES:|Michael Thomas|
||Michael Carr|
||Ashley Summerhayes|
||Karen Routledge|
||Josephine Goode|
|CHURCH LEADERSHIP TEAM:|Michael Carr|
||Michael Thomas|
||Ashley Summerhayes|
|CHURCH OFFICE &|Rumney Gospel Chapel|
|REGISTERED ADDRESS:|Brachdy Road|
||Rumney|
||CARDIFF|
||CF3 3BG|
|INDEPENDENT EXAMINER:|Michelle Llewellyn FCCA|
||Llewellyn Consultancy|
||23 Clos Avro|
||Pengam Green|
||CARDIFF|
||CF24 2HN|
|BANKERS:|HSBC|
||794 Newport Road|
||Rumney|
||CARDIFF|
||CF3 4FH|
||Metro Bank|
||507 Newport Road|
||CARDIFF|
||CF23 9AD|



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## **RUMNEY GOSPEL CHAPEL** 

TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2022 

## **OBJECTS** 

The primary aims of the Trust are 

- To advance the Christian Faith in accordance with the statement and beliefs in such ways and in such parts of the United Kingdom or the world as the Trustees may from time to time think fit; and 

- To fulfil such other purposes which are exclusively charitable according to the law of England and Wales and are connected with the charitable work of the trust. 

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## **THE CHURCH: ITS AIMS AND OBJECTIVES** 

The Church is not a building, but a gathering of ordinary people of different ages and backgrounds, whose lives have been changed by Jesus Christ, the Son of God. The New Testament reveals the Church as a community of people, properly taught and cared for, who by loving and serving Jesus Christ, were also committed to love and care for each other and to bring a blessing to the area in which they live. Rumney Gospel Chapel; its trustees, Leadership Team and members are committed to the restoration of those New Testament principles. It is not alone in this, it is one of many Churches in the area, country and all over the world that is rediscovering the excitement of knowing Jesus Christ. The vision is to see the people of our community come into this experience of knowing Jesus as their Lord, Saviour and friend. 

Rumney Gospel Chapel is a member of the Evangelical Alliance and has a long-standing relationship with other churches and organisations across Cardiff and South Wales. 

Directions relating to the charitable trust are made by the Trustees in consultation with the Leadership Team, who are responsible for governing the life and teaching of the church. Day to day decisions on expenditure and activities are decided by the staff and volunteers in charge of different areas of the church, with the accounts monitored by the Trustees. The powers of appointment or removal of Trustees rests with the Trustees. New Trustees are primarily selected from the members of the church or from the leaders of other local churches sharing the same vision, since this means the Trustee body is whole heartedly involved in seeing the mission of the church worked out in practice. 

Whilst the church sometimes employs staff it is the work of every member of the church, whether employed or not, that will make the difference in the church achieving its great commission. This is done in “being salt and light‟ amongst the people they interact with every day; by praying, by visiting the sick and others in need, in being involved in training others, in public teaching and worship, and in administration. The financial resources of the church, to a very large extent, are given by the members and their private assets and equipment are regularly used in the work of the church. Much of this work is done privately, without recognition, and the hours and value of that time cannot be quantified. 

## **THE YEAR: ITS OBJECTIVES AND ACHIEVEMENTS** 

During the year ended 31 March 2022 the main ways the church sought to achieve the calling of Christ upon it and its charitable purposes for the public benefit have been as follows: 

Fulfilling the objects in teaching, preaching, and showing practical care in the community. This was both in the normal teaching in the church on Sunday, which are open to all, and midweek meetings for the church members and by running specific courses to address aspects of Christian living which are open to the wider community; all of which are provided without charge. During the pandemic we were able to start live streaming our services online and we continue to do so, increasing accessibility for those unable to present in the Chapel building on a Sunday morning, or who wish to catch up with what’s been said at a later date. 

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The aims of the teaching, preaching and discipleship programs include the impact upon lifestyle arising from following the teaching of Christ to love God and your neighbour as yourself. Attendance at Sunday meetings is increasing steadily an average of around 70 with some 50% of those involved in mid-week activities through the year. 

Despite the limitations that were brought upon us by the pandemic, we have had approximately 250 members of the community attend other courses and events over the year. 

Our Leadership Team provide pastoral care by visiting and contacting members of the Church and community, providing a counselling service and are available to officiate at weddings and funerals for both church members and the community. 

Members of our church regularly visit both local high schools in the area and the local Church in Wales high school and provide a pastoral service to the students there. They have also taken school assemblies, provided support on sports days and facilitated lunch clubs. 

Just like last year this year was very different for everybody, the team and volunteers at Rumney Chapel remained at the forefront of our community. We consistently sought creative and ground-breaking ways to serve others practically and spiritually. 

There are still long-lasting effects of the pandemic affecting our organisation and the neighbourhood that we serve. Our income from hall hire has yet to reach pre-pandemic levels, which created a potential shortfall in our income. However, we are very grateful to our church members who stepped up during this time and increased their giving to ensure that our mission was not affected.  Individuals that we meet through our day-to-day activities are continuing to struggle with mental health issues, lack of confidence and a general lack of aspirations. We provide a listening ear, a comfortable and warm environment and support for those affected. 

Continuing restrictions on travel meant that we were again unable to run our “English Camp” mission week in Ujpest, Hungary. However, the team engaged with the children and the Hungarian team via live-streams and recorded content. 

Crossroads food bank continues to run on a Wednesday, with over 30 households a week now accessing our services. We have, to date, provided over 35,000 meals to those in need, whilst simultaneously creating a space to provide physical, mental, and spiritual support to those in the community. We are currently looking at ways to increase this support. 

Throughout the year many of the members of the church have managed to continue applying the principles of church life outlined in the New Testament to be “salt and light” in the community, in the places they live and work and in having an impact on social attitudes in wider national society. This is a very major part of the purpose of the church and much of it is done without publicity and the amount of time spent in this way cannot be quantified. 

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The Trustees have complied with the duty in section 4 of the Charities Act 2006 to have due regard to the public benefit guidance published by the Charity Commission in December 2008. 

## **PLANS FOR THE NEW YEAR** 

The Trustees and Leadership Team continue to support the church and its members. It is essential that we ensure that each member of the church feels valued and supported. 

This year we launched our Community Groups, with varying degrees of success. Each group is centred around either a geographical location or a common interest. There are, on average, 15 to 20 people who attend a Community Group at Rumney Chapel. 

Car Park Youth is well attended by young people from the community and the church. We have enjoyed meeting new young people who have just wandered into the car park and then stayed as long-term youth club members. We believe that this activity is a beacon of light, joy, and hope in our community. 

Kidz Klub was re-launched this year, after a 4-year break. Our committed team of volunteers welcomes in an average of 40 children a week to the club. It’s exciting to see a new generation of children attending activities at the Chapel. 

JOY (Just Older Youth) is a weekly club for the over 60s that we run on a Friday afternoon. This has been one of the most difficult activities to have stopped during the pandemic as many of the older people that attend are isolated and lonely. However, our JOY team have kept in touch over the phone with many of the JOY members during periods of lockdown. JOY is now running again weekly in the Chapel and the 20 or so people who attend each week often refer to it as “the highlight of the week”. 

Our building is now beginning to re-open to outside groups. Rainbows and Brownies, Knit and Natter, Lunch Club and others are using our facilities on a weekly basis and birthday parties are being booked on Saturdays. We strive to provide a warm welcome and an affordable venue for these essential community organisations. 

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## **FINANCIAL REVIEW** 

We have been successful in obtaining some grant funding during this financial year, which has been very useful in helping to launch or re-launch different activities. Our income is therefore significantly higher than our expenditure, however lots of the funding we have received is for designated projects. Our income from church member giving has increased ensuring that the day to day running costs of our building and activities are covered. We remain vigilant to ensure that any money received is spent wisely. The Leadership Team and Trustees ensure that the Church and its membership is making best use of its resources, talents and gifts. 

## **GRANT MAKING POLICY** 

Gifts to external organisations and individuals are considered by the Leadership Team and Trustees based on need and fulfilment of the charitable objectives. There are no upper or lower limits of support. 

## **RISK MANAGEMENT** 

All major insurable risks are subject to normal Churches and employers insurance. Contractual risks are reviewed before being entered into to assess that they would not significantly impact upon the Churches ability to fulfil its objectives. 

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## **STATEMENT OF TRUSTEES RESPONSIBILITIES** 

Charity law requires the trustees to prepare accounts for each financial year which give a true and fair view of the situation of the Charity and of the profit and loss of the Charity for that period. In preparing these accounts, the trustees are required to: - 

- Select suitable accounting policies and then apply them consistently. 

- Make adjustments and estimates that are reasonable and prudent. 

- Prepare the accounts on the going concern basis unless it is inappropriate to presume that the Charity will continue in operation. 

The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at any time the financial position of the Charity and to enable them to ensure that the accounts comply with the Charities Acts. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. The trustees confirm that the accounts comply with current statutory requirements and those of the Charity’s trust deed. 

This report was approved by the Board of Trustees on: 

Sunday 29[th] January 2023 

and signed on its behalf by: 

Signed: Date: 

Signed: Date: 

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RUMNEY GOSPEL CHAPEL
FINANCIAL STATEMENTS
31 MARCH 2022

RUTrINEY GOSPEL CHAPEL
TrTAR EIYDED 31 MARCH 2022
ACCOUNTANT'S REPORT
1.] I shall prepare the accounts of your chureh and thc ILK compuialions will b¢ bascd pur¢ly upon
your a¢¢ouniing rc¢ords and oih¥r infomuiion and ¢xplanaLions suppli¢d io m¢.
1.2 1 shall advisc you as lo Ihc adcquaey of your rccords for this pU￿oS¢ and makc rccommcndalions
foT improvcmcnls which I con5idcr ncccssary. I shall tioi bc rcspollsiblc if, a5 a rcsuli of your not
lakin8 my advice, you incur losses of penaltLe5.
1.3 1 will ust reasonable skill and caTe in iht preparalion of your accounls and compulalion5 but will
not bL rcswjnsiblc for Lyrors arising from incorrc¢i Infomiaiiort supplicd by you. I will not ¢arry out a full
audil on your r¢coTds.
1.4 1 have a professional duly 10 compile accounts which confomi io &Tenerally accepi¢d accountirt¥
principles and providc a Iruc and fair i'icw of the financial siluaiion of your church. I planned Ihe work
on th¢ basis that no r¢port is r¢quircd by siaiui¢ or regulation for Ihc year. My work as compilcr of th¢
annual accounls is not an audil of ihe accounts in accordanc£ with audilin8 slandards,. consequenily
my work does not provide assurance that the accountinb? records are free from material misstatement,
wheihcr cau5d by fraud. or oiheT irrebFularities. OT ¢TFor and, accordingTly no Such assurance or opinion
is gTiven by me, whether iTnplied OT expressed.
Michelle Llewellyn
Fellow of Ckartered Certified A¢countaDt$
roval Statement
I appiove the attached income and expenditure account and Confim that I have made available all
rccords and information for ils picpaiatLOTL. I havc chcckcd thc cntric5 and to thc bcst of tny ability
iKlicvL that thLsc accounts arc a truc rcpresentation of my income and cKpcnscs for the t&¥ year.
l agrc¢ to the L¢rms11. l 10 1.41 abovc.
Signed
Date

RUMNEY GOSPEL CHAPEL
YEAR ENDED 31 MARCH 2022
RECEIPTS AND PATrTh(ENTS ACCOUNT
UDrestricled
runds £
tksign￿
Rcstiici
This Yeor
2022 Total £
RECEIPTS
Nolc
Monics rai5¢d
6.715
35.1125
Properly- churchl hall users
2,374
2,374
Bartk Iniercst & irtv¢siment in¢omL
12
Total Receipts
19,483
6,715
11,2Ql
37.399
PAYMENTS
Church running costs
Pro8rammc aciivily costs
Support
Maint¢nancc of church buildings
13,348
2,373
2264
4.103
17.451
2,403
2,264
30
17,985
4,lQ3
22.118
ET RECEIPTSI (PAYMENTS}
1,498
2,612
15.281
TIL4NSFERS BETIISEN FUNDS
FUNDS blfwd l April
1,889
1.889
Funds clfwd 31 Mattb
3,387
2,612
17,170
STATEMENT OF ASSETS AND LIABILITIES
,Monetarv A55et5
Cash
Bank current account
Uncleared cheques
311
2.612
311
16,859
3,046
11,201
Total monetary assets
3,046
2.923
11,2(11
17,170
Other Assets
Approved by the Elders o
by
#nd signed on their behalf
(namc}
(Si￿tUr¢I

RUMNEY GOSPEL CHAPEL
YEAR ENDED 31 MARCH 2022
NOTES
I ACCOUNTING POLICIES
The financial sthtemenlg haN'e been prepared in accordance with ihe Chariiies Acl 1993 Section 42 (3),
using the Reccipls and Paymcnts basis availablc io charilics and not for profil organisaiions.
2 FUND ACCOUNTING
Unrestricted Funds may bc used by ihc church for any of ils ordinary purposcs.
Designated Funds rcprcscnt unrcslrictcd funds scl asidc for g¢ncral dcsignalcd putPQ5¢S,' thoy can b¢
transferred back into gieneral funds at the church's decision.
Balance
Receii)t5 Ln
}'Lur £
Pajments
in )'tar £
Balance
clfwd £
FuDd & purpose
b/f￿￿ £
Crossroads
Joy
Friday Night Youth
Kidz Klub Midwwk
Rumncy Community Caf¢
India Cob'id Appcal
2,104
180
442
489
2,1100
1,500
270
1,834
180
109
489
333
2,000
1,50
Total for designated fund5
6,715
4,103
2,612
Restricted Funds represent income which may be expcndcd only on thosc rcstrictcd objccts provided
in IhL ILrnlS of a irusl or bcqucsl, or donalions or granls rccLivcd or inl'itcd for a SPLcific purposc.
ThLSL funds can only bL SPLni on IhL SPLtific putPOSL for which thLy wLrL ¥ivLn. Any balancL
rLmaining unspLnl muct bc carried forward as a balance on ihai fund for future expLndilurc on ihat
SPLcific putposL, or rLturnLd," it cannol bL ab50tbLd inlo &ycnLral funds.
FuDd & purpose
blfTrvd £
}cur £
in year £
clfwd £
Kidz Klub AWA Grant
Youth Club Fwid for Wal¢s
).-181
1,821
9.381
1.821
Total for restricted fuDds
11,201
11.201
Illlre%lr5r1Èd
J MONIES RAISED
DÈ5i%M¢*d fulld5
He￿ritied ￿.￿d5
lo￿1 £
Offerinbls
Oiher giifts
Grants
Misc income
12,618
2,140
170
4211
6,116
12,788
2,568
17,318
2,351
11,201
2,351
Total raised
17,109
6,715
11.201
35,1125

RUMNEY GOSPEL CHAPEL
YEAR Ehl)ED 31 MARCH 2022
P*OTES
iJDr¢iltrl¢t¢d
[￿5
To￿£
4 PROPERTY INCOME
Hall hirc
2,374
2.374
Total property income
2,374
2.374
5 CHURCH RUNNING COSTS
4,962
215
1,250
4,962
215
1.250
3.500
Otyice Cosis
Sunday Scrvicc
Church Gib'ing
Subscriplions, Mcrnbcr5hips and
Chargtys
Mainlcnancc and Clcaning
Capitsl Costs
wa￿e5
Insuranc¢
3,500
90
1,840
4,174
908
2.083
4,534
243
360
Total chureb runniThg ¢05ts
13,348
4,103
17.451
6 PROGRAm1￿E ACTtVITY COSTS
OutTeach
Gifis & missions
Children's ministry
2,115
2.115
147
177
Total programme activity costs
2,373
2.4113
7 SUPPORT
Workers support fund
2,264
2.264
Total 511PPOrt
2,264
2.264
MAINTENANCE OF CHURCH BUILDINGS
PToperty repairs
Total maintenance of church buildings
9 OTHER
10 MOFIETARY ASSETS
The church monies are noi held in segregaied accounts, but for ihe sake of this financial statement the
Lotal of each accounl is allocalcd appropiialely over (he various funds.
141 Page

RLTMNEY GOSPEL CHAPEL
YEAR ENDED 31 MARCH 2022
ELDER'S STATEMENT
I have preparcd thc financial siatcmcnts on pagcs l 10 3 for ihe ycar ended 31 March 21122 from thc
accountinbT records of the church.
Inam¢)
(signaturc)
(datel
INDEPENDENT EXAMINER'S REPORT
I iepori on the financial slatcmcnts of Rumney Gospel Chapel for the yeat ended 31 Match 2022, which
atL SLt oul oll pabTL5 110 3.
Respectii'e responsibilities
ThL church is reponsiblL for the preparation of ihe financial staiernents, and considers thai ihe audit does
not apply and ihe church is noi a charity. However, we have carried out this report in the same manner
as wc would rcpori lo a Cbarsly.
B85is of Independent ExAminer'5 Report
My examinalion was carried oul in accordance with the General Direclions of ihe Charily
Commissioners. An examinaiion includes a review of the accounting records kept by the church and a
comparison of the accounts presented with those records. It also includes consideration of any unusual
i(cn￿ or disclosuic5 in thc fI[￿ncial slalcmcnls, and scckins cxplanaLion5 concctnin8 such ￿￿t(c[s. Thc
procedures undertaken do not provide all the evidence that would be required in and audit, and
nsequently I do noi ¢xpress an audit opinion on th¢ view gii'cn by the financial stal¢m¢nls_
Independent Examiner's Statement
In conncciion wilh my cxamination of thc church funds, nothing cam¢ io my attcntion which gav¢ mc
causc to bclicN'¢ oihcrwisc ihal that thc financial slalerncnts accord wilh thc a¢eounling rccords of th¢
church, and that those records satisfied the requirements of the Act. l am not aware of any other matter
to which aitention should be drawm in order to enable a proper undersianding of ihe financial siatements
to bc rcachcd.
27. JAThJ.lQ23
Signed by the Independent Examiner
Date
Michelle LleThellyn FCCA
Llew¢1ls￿ Consultancy
49 Cypr¢ss Crcsccnt
Old St M¢llons
Cardiff
CF3 2WL