THE PAROCHIAL QIURCH COUNaL OF THE ECCLESIASTICAL PARISM
OF ST ALBAN WITH ST AUGUSTINE, FULHAM
The Parochial Church Council of The Ecclesiastical Parish of
St Alban with St Augustine, Fulham
(Charity Number 1146860)
Reports And Accounts
ForThe Year Ended 31st December 2025
Contents
Aims, objectives, structure and governance.....-
Overview..................................................................... .. .
structure, governance and management....................-....................
Management......-............-.......................-...-........................
PCC Members...........................................................................
Church Attendance & Electornl Roll ...............................................
Administrative Informètion.............
Priest in Charge Report 2024- the Shape of the church ............................................................-.....-..-..
Vision.....................................................-..........................................
Welcome and H05Pitality..................................
Worship............................................................................................ ......
The Table .
The Well...................... ... .
Tuesday morning prayer.............
Kids church....................................................-..-.........
Playcafé...........................................................
Church Warden's Report...... ...
Foodbank................................................................
Fabrics Report.........................................................-.........................
Safeguardln8 Report...........-...-...-..........-.....-..-..-.-...........
Deanery Synod'5 Repre5entstive Review...................................... .... -..
Treasurer's Report.........................................................-...-.......... ..
Deficit.........-.
Income.......
Expenditure........................................................... ...
Funds.....-...-...
Reserve Policy.-....-............................................
Independent Examiner............................................................
.10
.10
.10
.10
Inde￿ndent ExamiAÈr's RÈport.............................................................................----..
Statement of Financial Activiknes........................ .
.11
-12
Balance Sheet....................................................-........
.13
Notes to the Financial Statements for the year ended 2024.
.14

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIAsncAL PARISH
OF ST ALBAN WITH ST AUGusnNE, FULHAM
Aims, objectives, structure and governance
Overview
The Parochial Church Council of St Albans with St Augustine, Fulham has the respoftslbility of to-
operating with the Minister in charge in promoting, in the ecclesiastical parish, the whole mission of
the Church, pastoral, evangelistic, social, and ecumenical. St Alban's Fulham is an active Anglican
church in London, committed to sharing the gospel within our parish. In the past year, we welcomed
Reverend Christopher Stewart as our new Minister-In-Char8e under the Prie5t-In-Charge Reverend
Pete Wnter of St Pauls Hammersmith.
The PCC confirms that they have had due regard for the guidance issued by the Charity Commission
on public benefit and that they will continue to ensure that each year they consider how they mav
continue to meet the public benefit objectives outlined in Section 4 of the Charities Act 2011.
Structure, governance and management
The PCC is a corporate body established by the Church of England. Following the enactment of the
Charities Act 2006, the PCC registered with the Charity Commission on 12 April 2012. The charity
number is 1146860. The PCC is governed under the Parochial Church Council (Powers) Measure 1956
and the Church Representation Rules. The PCC members are responsible for making decisions on all
matters of general concern and importance to the parish including deciding on how the funds of the
PCC are to be spent. The PCC met 6 times during the year.
Management
The Minister in Charge manages the PCC together with the executive team, which consists of PCC the
council and staff.

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIAsncAL PARISH
OF ST Ai8AN WITH ST AUGUSTINE. FULHAM
PCC Members
Members of the PCC were elected at the annual parochial churth meeting IAPCM} held in April 2025,
in accordante with the Church Representation Rules. Church members were invited to nominate
candidates for election. Instructions were given regarding the nature of the role and relevant qualities.
Once elected. the new councll members were Invited to focus on particular areas of church life.
Those who served as members of the PCC during the period or who were appointed or who have
resigned since were as follows:
Chair.
Chris Stewart lappointed 28 May 20251
Church Wardens:
Hazel Mann (appointed 18 October 20201
Emma Kirk from November 25
PCC Secretary.
Vivienne Lukey lappolnted 6 April 20251
Alexandra Noel lappointed 21 Aprll 2024 retired 6 April 2025}
Treasurer:
Andrew Prince (appointed July 20231
Elected Members:
Hazel Mann (appointed 14 April 20191
Alexandra Noel (reappointed 21 April 2024. retired 6 Aprll 20251
Vivienne Lukey Ireappointed 6 April 20251
Amy Baird (appointed 21 April 20241
Ana Lucia Villagram {appointed 21 April 20241
Jennifrr Huxtable (appointed 6 April 2025. resigned November 251
Cambry Pardee (appointed 21 April 2024. resigned 6 April 20251
Samuel Gilbert lappointed 23 April 2023, resigned 6 Aprll 20251
Eleanor Gilbert (formerly Norrls appointed 2 April 2017, resigned 6 April 20251
C￿oPted Members
Andrew Prince (co-opted 21 April 2024, 6 April 20251
Deanery Synod Rep:
Hazel Mann (appointed 21 April 20241
Church Attendonce & Electoml Roll
Usual Sunday attendance: 38 - 55ppl. This is due to the thurch being in and out of vacanry over the
past 5 years. The church 15 only beginning to re-establish itself.
Electoral roll is 47
Administrative Informotion
Prlnclpal Address: 2 Margravine Road. Fulham, London, W6 8HJ

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITH ST AUGUSTINE, FULHAM
Priest in Charge Report2024-the shape of the church
Vision
St Albans Fulham ha5 been through a lot of change over the past 5 years and our aim as a community
over the past 12 months has been to re-establish a growing, thriving congregation, to rekindle
connettions with the local community, including residents, schools. nurseries and businesses. To
discern what the Lord is calling us to be and do in this community for the years to come. It has also
been a season of re-e5tablishing a healthy financial position as a church, putting in place strategies to
make Sure the￿ is long teryn sustainable growth and financial stsbility, this has included havin8 The
Hub rented out full time which we are glad to say we have achieved through the rental agreement of
a full time Nursery on the ground floor, regular use by Tiggy's Circus and Sunday use by a Philippine
Church. This has enabled usto have regular income each month and has helped us to pay back a couple
of loans while also paying for our Mlnlster in-charge stipend and common fund.
The Lord has spoken to us about being a well spring of lifr to those who come into the church. A
foundational story to this churches vision is the woman at the well who encountered Jesus in a deeply
profound well, she was restored, redeemed and transfom)ed by his love and Grace. We want those
who are in the surrounding area. those who come into church to encounter the Lords presence in a
new way that changes their INe forever. Coming away knowin8 they are loved and known by him. We
have seen this many times over ir) the lasL 12 month5 and are excited to see more lives changed
through him. through his well spring of life.
The harvest is plentiful, but the workers are few, there is so much we can do in this area, Bridge The
Gap, The Alpha Course. Supper Clubs, Clothes Banks, Refugee drop ins and much more. But all of this
needs dedicated volunteers. We trust and believe the Lord is preparing us and buildlng his foundatlons
in preparation for us as a community to bless those around us and see many come to know the Lord.
Welcome ond Hospitolity
Visitors have commented on how much they love the community feel, and how people made them
feel super welcome. This is exactly what we hope and prdy our welcome team does each weekl As a
team we are hosting people, like we would h05t people in our home. Church on Sunday is our home
nd so we want people to be welcomed. valued. be introduced to others, and have some lovely tea5,
¢offees and nibbles waiting for them.
Our Vision and Value as a church is that people come and encounter Jesus and are transformed
through him by his Spirit. We want to be those people facilitating that spate for people to encounter
Jesus.
We have a growing team of volunteers who aim to ensure that everyone who comes to St Alban's will
feel welcome and want to become part of our church family. We serve coffee, tea and pastries at
Sunday's café and offer gluten free and dairy free options. We have struggled gethng reliable food
delivery for Sunday morning,. Tesco often fails to deliver on time so a change of approach may be
needed.
We have a break in the service to share the Peace, and this is a good opportunity for our current
congregatlon and newcomers to connect. There 15 time at the end of the 5ervlce to catch up wlth each
other too.
The team has grown and we have had four new people join the team. We are so grateful forthe current
team. many of whom have served faithfully for years. We have planned for and begun a community

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH
OF ST AL8AN WITH ST AUGUSTINE, FULHAM
lunch once a month after the service as another way to help integrate people who are new to our
community.
Worship
As o Church we have been growing and re-establishin8 our worship team. We have collaborated with
St Pauls Hammersmith and have many young people come and lead for us. This has been such a
blessing to us and has helped us to grow ourteam on a Sunday and have a fuller band. Thi5 can consist
of a cajon, electric guitar, worship leader with acoustic guitar, keys and a couple of backing vocals. We
are planning an evening for the Worship team in 2026 to practlce and come together as a team and
learn what it means to be part of worship at St Alban5 Fulham. This will be reoccurring once a term.
rim Muller has been leading a monthly Worship and Prayer Night on Tuesdays. This has been a
powerful time of reflection and devotion to the Lord. It also gives those who can't make 'The Table
on a Wednesday an opportunityto come along.
The Toble
The Table is our main home group wh¢ch happens every second week on a Wednesday evenin8. We
have been journeying through John Mark Comers course called Prarticins The Way. Our aim for these
evenings IS to bijild community and go deeper with the Lord through teaching, prayer and worship.
We gather around the table and have a meal together. Each week looks different, with some weeks
focused on teaching, other weeks we lean into prayer and worship* and some other weeks we focus
on socialising together and building community.
Our aim as the church grows is that we develop leaders at The Table and release them to lead their
own groups in their homes. We hope this will, in turn, make room to run The Alpha Course etc.
The Well
Our Vision as a Church has always been that St Albans Fulham would be a well spring of life for those
in the area and those entering into the church. Just like the woman at the well who encountered Jesus
In a profound way, we want people to encounter him, to be transformed and renewed by hlm through
hls Holy Spirit.
With this a5 the core vision for our church community, once a month on Tuesday evening we have a
Worship and Prayer evening called The Well. It's a chance for us as a Church to gather and worship
Jesus, pressing into a deeper calling with him through worship and prayer. It's been a special time of
reflection and leaning into the presence of God.
Tuesday morning prayer
Every Tuesday morning, we gather on Zoom to pray for those in our congregation, the surrounding
area, St Albans Church and what is going on in the world. It's been a blèssing to gather together and
press into prayer, sharing words. vision5 and what we feel the lord is speaking to us about.
Kids church
Kids church has been so much fun over the last few month5. It has been wonderful to see the children
actively growing in theirfaith. forming genuine friend5hip5 Wlth one other and becoming more curious
with their questions.
The younger children have been realty enjoying the kids worship songs, often engagingthrough dance,
waving flags and playing the blow-up instruments by the stsge. We often begin sessions with some
free play, such as in the garden. This has been invaluable, particularly on weeks with more children, as
they have a chance to have fun and let off some excess energy. We always do plenty of crafts and the

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITH ST AUGUSTINE, FULHAM
children have all enjoyed being creative, often coming up with colourful and clever art ple¢es. We keep
the crafts informal and encourage them to create with their own ideas.
Each week, we have been learning a verse together and use actions to help with memorising It. We
are currently doing a teaching series that has provided very helpful structure and content. The children
are learning where things happen in the Bible and within the context of the whole Bible, as this series
is chronological. The teaching always has a valuable message that a leader shares, and then we discuss
some questions around the teaching. This is when the children begin to share their idea5 about Bible
stories, as well as ask amazing questions, which often challenge and 5urpri5e leader5 With how simply
and profoundly they think about the content of the stories.
We now have rough￿ 6 children who attend weekly. as well as several more who attend often. There
is a wide age ronge, which can be challenging. However, there has been a lot of parental support,
particularly for the younger children, which means the Sessions are accessible to all children. We will
aim to make more use of the Hub for activities and game5. such as with the parachute, a5 more space
can be helpful when we have busier weeks.
We have several new volunteers with completed DBS checks, as well as a new register set up with
Planning Centre, which have both enabled better safeguarding practices to ensure kids church remains
safe and fun ft)r everyone.
Playcafe
Play Cafe continues to grow in numbers and joy. Éach Monday we see roughly 35 families, and on
several occa5i0ns nearly 50. It has been a joy to see families growing in community and friendship with
one another.
It has been widely agreed by parents and carers that Play Cafe is the most warm. friendly and fur) local
play group with excellent resources and toys. We have been offering activities that target readiness for
pre-school and nursery, with the aim to equip and empower the children in thelr development. As a
consequence, the children have grown hugely in confidence and independence.
We have recently introduced thildren's worship songs and Bible stories, which have been very well
received. The children have particularly enjoyed joining in with the actions to 'Our God is a G￿at Big
God,.
This space has been invaluable for giving local families a sense of community. a5 well as providing a
space for children to have fijn in!
Church Warden's Report
In May 2025 St Albans Fulham came out ofour interregnum and warmly welcomed Rev'd
Christopher Stewart and hls family into our midst. During the interregnum, which lasted from June
2024-April 2025, the PCC and a dedicated but small team that kept the church open for Sunday
Services and to make the community aware of our presence during that difficult time. Various
meetings with Diocesan members and wlth the help of our treasurer V￿ managed to create a safe
monetary environment for a new Mlnister to tske the church forward.
Since May 2025. Chris has worked diligently to promote unlty, team building and engagement from
our now ever growing Cong￿gation. Since he began, our numbers have grown bit by bit from 17
members up to 44 + . We have held a very successful carol concert in partnership with Carbon Kopi,

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITH ￿ AUGUSTINE, FULHAM
our local coffee shop, and our local public house, The Peartree, who provided the mulled wine. We
hold a very popular programme called The Table where we meet as a community, share a meal,
worship together and join in discussion and prayer. Once a month we now have a worship night.
which is an evening of quietness away from the busy noise of London.
Since Chris joined, we have been able to hold our PCC meetings again. Last year some members
stood down as thelrtenU￿ was up, and we had new members to carry on the work. We hope the
same for the coming months when we will be seeking new members to join this invaluable church
team.
The church has grown slowly after two difficult periods. We work alongside St Paul's Hammersmith
who often send worship team members and speakers who enhance what we already have.
Plans for the futu￿ include a men's football frve a side team. more of The Table and hopefully at
some point youth work for the surrounding area. By working slowly and not rushing into things we
have come together as a church that works well, and has such care for people and the
neighbourhood. This was shown in our Bags of Kindness to the local community as a way of
introducing ourselves.
We look forward to our future with excitement now, especially as we will be hosting a nursery in the
Hub, which has opened towards the end Aprll 2026. More of this in the Fabric Report.
Hazel Mann
Foodbank
St Albans hosts a donation basket for Hammersmith and Fulham Foodbank and held special collections
at Christmas and Easter.
This year we wanted to reach our local community, and we packed nearly 4Tr) gift bags at Christmas.
We delivered them to people on nearby estates, and it was very positive to meet our neighbours. Bags
were also taken to Barons Court Homeless projert and the Foodbank. Bags were supplied to Age UK
in Greyhound Rd and given out as gbfts at their Chrlstma5 Dinner.
ivlenne Lukey
Fabrics Report
Over the last year the Hub has been the sole main of concern with much needed work5 having to be
considered. This was from leak5 in the roof to plants growing out of the guttering. Pointing needed
doing, guttering needed cleaning. and the inside of the Hub needed to be completely overhauled
and made good because a popular nursery franchise wa5 interested in using our space. So new
flooring is down. electrics updated. walls taken down to make even more room, and of course the
roof has been completely repaired from the loose tile5 causing the leaks. We now have an amazing
space after a year of hard work from a good team of builders, a space that has recently welcomed
nursery school children. New toilets have also been put in place and bathrooms decorated to a high
standard.
The upstalrs pan of Ihe Mub Is useu by a Phlllpplne church on Sunday for their lively servbGe each
week. The upstairs can also be vsed for wedding reteptions. funeral wakes, birthday parties and the
like as it is now renovated to a good standard for general usage.
Hazel Mann

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITH ST AUGUSTINE, FULHAM
Safeguarding Report
Through the last 12 months we have continued to make St Albans a safe place for all to worship and
be in community.
Vivienne. the Parish Safeguarding offlcer has completed all the training required for the role from
Baslc to Leadership levels.
The PCC discu55 safeguarding at every meeting and have undertaken safeguarding training. We are
continuing to use the Parish Safeguarding Dashboard to ensure we are putting in place measures to
create a safe environment for all, including updating policies and introducing a new Social Media and
Photography poliry. There has been no youth activity in the last year as a Church but as our Sunday
Kids sessions have increased. We have done new risk assessments and ensured volunteers are
appropriately recruited.
There have been no serious incidents which have required reporting to the charity commission.
Vivienne Lukey
Deanery Synod's Representative Review
I have been the Deanery Representative for St Alban5 for 3 years, and l am stepping down next year,
but during these years it has been an honour to represent our church at this important meeting of
neighbourlng churches. We meet usually 3 times a year in a different church each time. We can
brlng the views of our own church to these meetings for (liscussion, and during my time we had
many interesting sessions on items, from the importance of food banks to a representative from the
Diocese, to talk about how helpful the Diocese can be to pO0￿r churche5. The Deanery also helps to
inspire and influence mission and ministry, it helps provide communication, frien(Iship and sharing of
idea5 and views church wlde in your Deanery area and form an important brldge between churches
and the wider parish.
I have found my time Interesting and often really informative. and to meet other churchwardens,
presentatives and lay people created a feeling of close neighbourline55 and friendship.
Hazel Mann

THE PAROCHIAL CHURCH COUNaL OF THE EcaESIASTICAL PARISH
OF ST ALBAN WITH ST AUGusnNE, FULHAM
Treasurer's Report
The financial results for the year are set out on pages 12 to 23.
Deficit
The ￿sUltS for the year reveal a deficit of E120,455 compared to a surplus of £33,471 in 2024. We
expected to have a laoe deficit this year as we planned a big programme of maintenance to the
church hall.
Income
Overall income is down by £6,079 at E119,5461£125,625 in 20241- a decrease of 5%, largely
because of:
Nil receipts from HUB lower floor rental1£33,515.32 In 20241 due to a tenant relinquishing a
lease and during our refurbishment programme
Voluntary income was actually 14% better at £73,1581£64,001 in 20241. Two very helpful
grants of £10,000 from the diocese for capital work5 on the hub and £5,000 from St Paul'5,
Hammersmith to help the minister in charge into his role mask a reduction in Planned giving
which was down £7,899 to £56.102.
But on a positive note the￿ was an encouraging increase in adhot bookin85 of 250% to
£22.92016,550 in 2024}.
In December, we signed a lease on the lower floor of the hub which will provide income from April
2026.
Expenditure
Expenditure was very Significantly higher by £148,027 to £240,0011£91.974 in 20241.
The main differences were:
Increase in hub maintenance Costs to £97,9631£583 In 20241
Increase in legal, professional ftes of £27.095 to £34.1681£7,0741 relatin8 to planning
changes & related survey5 to 311ow a nursery in the renewed hub. This includes agent fees
nd lawyer5, fees.
Increase in Common Fund contributions of £11,059 to £18,0001£6,941 in 2024- an increase
of 159%).
Inc￿ ase in Staff Costs of £4,077152%1 to £11,8271£7,749 in 20241
Increase in Vicarage Costs £10,6031£555 in 20241 relating to installatlon of our new Minister
in Charge
Depreciation was £1,635 Inil irb 20241
Our improvement progrdmme on the Hub was planned.
We knew our reserves were insufficient for the whole improvement programme, so we obtained a
loan of £40,(KK) from the cliocese, repayable over 5 year5. A member of the Cong￿63t10n a150 loaned
a further £20,000. We are most grateful for both these loans.
Some of the hub improvement works were capitalised in the Fixed Assets flgures on the Balance
Sheet1£56,4861.

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASTICAL PARIStrI
OF ST AL8AN WITH ST AVGUSTINE, FULHAM
Funds
At the year end, the PCC'S general funds stood at £3,1641£95,846 in 20241, designated fund5 £1.977
(£20,584 in 20241 and restricted funds at £24,752 IE33,498 in 20241.
Reserve Policy
The PCC feels that it 15 prudent to adopt a reserve policy and, therefo￿, aim5 to have three months of
operating costs in reserve, derived from accumulated contributions and rental income. However, we
have used reserves for a major improvement programme in the hub which should increase income in
future years.
The church remains dependent on the continued sUPPOrt of the congregation.
The PCC has reviewed the projedion5 for 2026 and feels confident that we can continue as a going
concem throughout the year.
The Hub is now leased again this year but at half rent until May 2027- and we are delighted to have
the London Day NLtr5ery Company and their Blooming Years nursery in the Space. It has been kitted
out so beautifully and we look forward to our partftership to bring life to the community. We hold a
three-month rental deposit on trust for them.
Although the reserves are very low at this point, forecasts show we will be adding to our reserves In
2026. and we will have SLrficient income to pay down the loan5 as forecast. We believe that the
reserves held on 31 December 2025. together with the forecast cash flow, are enough to fund the
church's work for the coming year.
Independent Examiner
We appointed Howard Frank as the PCC'S Independent Examiner for this year a5 Helen Bardle had
tsken up a full-time role elsewhere.
Thanks
We are Indebted to many in our community. We have a high proportion ofthe congregation who glve
of their time; to serve at Playcafé, to a5SiSt with worship and other functlons.
l am personally indebted to Robyn Kaye who has made a real difference to the financial situatlon by
her efficiency in dealing with ad-hoc church & hub bookings.
l am grateful for Howard Frank stepping in at short notice to be our Independent Examiner thls year.
io

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASncAL PARISH
OF ST AL8AN WITH ST AUGUSTINE, FULHAM
Independent Examiner's Report
INDEPENDENT EXAMINER'S REPORT
TO THE PAROCHAIL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITH ST AUGUSTINE, FULHAM
I report to the trustees on my examination of the accounts of the Parochi31 Church Council IPCCI of St
Alban with St Augustlne. Fulham for the year ended 310ecember 2024. which are set out on page5 11
to 21.
Responslbilities and Ba51s of Report
The Church's Trustees are responsible for the preparation of the accounts in accordance with the
requirements of the Charities Act 20111'the Act'l. The Church Trustee5 consider that an audit is not
required for this year under section 144 121 of the Charities Act 2011 I'the Act'l and that an
independent examination is needed.
It is my responsibility
to examine the accounts under section 144 of the 2011 Att:
to follow the procedures laid down in the General Dlrections given by the Charity Commi55ion
(under section 1451511bl of the 2011 Act); and
to state whether any particular matters have come to my attention.
Basis of Independent Examinefs Report
My examination was carried out with the general Direclions 8iven by the Charitles Commission. An
examination includes a review of the accounting records kept by the Charity and a compari50n of the
accounts presented with those records. It also includes conslderation of any unusual item5 or
disclosures in the accounts and seeking explanations from you as Trustees conterning any such
matters. The procedures undertaken do not provide all evidence that would be required in an audit,
and conseqLbently no opinion is 8iven as to whether the account5 provide a 'true and fair vievf and
the report is limited to those matters set out in the ststement below.
Independent Examlner5 Ststemenl
In connection with the examination, no matters have come to my attention:
which gives me reasonable cause to believe in any material respe¢t the requ1￿Ments..
to keep accounting records in accordance with section 130 of the 2011 Att and;
to prepare accounts which accord with the accounting records and comply with the
attountin8 requirements of the 2011 Act have not been met.
2. To which, in my opinion, attention should be drawn in order to enable a proper understanding
of the accounts to be reached.
Howard Frank FCA- retired
2 Kingsmead Close
Teddington
Middlesex
TWII 9EP
Date: 211412026

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITH sfAUGUSTlhlE, FULHAM
Statement of Financial Activities
Statement of Financial Activitie5
For the Year Ended 31 December 2025
NOTES TO THE FINANCIAL sfATEMENTS NOTES TO THE FINANCIAL STATEMENTS
General
Designated Restricted 2025 Total 2024 Total
Fund
Funds
Funds
Funds
Funds
Notes
Income and endowments
from:
Voluntary Income
Activities for generating fund5
Income from investments
62,053
41,406
837
11,105
73,158
41,406
837
64,001
58,703
1.078
2.3, 17
Church activities
Total Income
1,145
£ 105,441
3,0
4,145
1.843
£ 14,105 £ 119,546 £ 125,625
Expendlture on:
Church activities
Raising funds
Total expendlture
65,594
132,949
£ 198,543
18,607
10,858
11,993
£ 22,851
95,059
144,942
240,001
73,257
18,896
£ 92.153
£ 18,607
Net income / {expenditurel
for the year
Transfer between funds
Total funds brought forward
Prior year adjustment
193,1021
18,7461 1120.4551
33,471
118,6071
95,846
418
20,524
33,498
149.928
420
116.457
420
17
Totsl funds earrled fobward
£ 3,162
£ 1,977
£ 24.754
£ 29,893 £ 150,348
12

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITH ST AUGusnNE, FULHAM
Balance Sheet
BALANCE SHE
AS AT 31 DECEMBER 2025
2025
2024
FIXED ASSETS
Notes
Tangible flxed assets
CURRENT ASSETS
54,852
Debtors
1.725
970
Cash at bank and in hand
50,931
155,577
TOTAL CURRENT ASSETS
52,656
156,547
CREDITORS: Amounts falling
due within one year
113,3271
16,2001
NET CURRENT ASSETS
39,329
150,347
CREDITORS: Amounts falling
due after one year
Loans
Rental deposit
48,664
15,625
164,2891
TOTAL NET ASSETS
£29,892
£ 150,348
REPRESENTED BY:
General Funds
Designated Fund5
Restricted Funds
12, 17
13
14, 17
3.164
1,977
24.752
£ 29,893
96,264
20,584
33,500
£ 150,348
Approved by on behalf of the PCC on 24 April 2026 and signed on its behalf by:
Hazel Mann
Ichurch Warden and PCC member)
The notes form part of thesefinanclal statements.
13

THE PAROCHIAL CHURCM COUNOL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITH St AUGUSTINE, FULHAM
Notes to the Financlal Statements for the year ended 2024
ACCOUNTING POUCIES
The PCC is a public benefit entity within the meaning of FRS 102.Accordingly the financial
statements have been prepared underthe Charitie5 Act 2011and in accordance with the Church
Accounting
Regulation5 2006 governin8 individual accounts of PCC5 and with the said Regulations true
and fair provisions, together with FRS 102120161 as the applicable accounting standard5 and
the 2016version of the Statement of Recommended Practice, Accounting and Reporting by
Charitie5 ISORP IFRS 102)).
The financial statements are prepared in sterling, which is the functional currency of the PCC
Monetary amount5 in these financlal ststements are rounded to the nearest E.
The financial statements have been prepared under the historical c05t convention and include
all transactions, assets and liabilities for which the PCC is responsible in law. They do llot include
the accounts of church groups that owe their main affiliation to another body, nor those that
are informal gatherings of church members.
1.2 Golng concern
The Trustees have a55essed whether the use of the going concern basis is appropriate and have
considered possible events or conditions that might cast doubt on the ability of the PCC to
continue as a going concem.
The Trustee5 have assessed the impact the downturn in the global economy lincluding the cost
of living and energy crisisl may have on the Pcc's foretast and projections and have made this
assessment for a period of at least one year from the date of approving these financial
statements.
The PCC has concluded that the Church has sufficient resources to contlnue in operational
existence for the foreseeable future and consequently it appropriate to continue to adopt the
going concern basis in preparing Its flnancial statements.
Funds
General funds represent the funds of the PCC that are not subject to any re5trirtions regarding
thelr use and are available for application on the general purposes of the PCC.
Restricted fund5 represent lal income from trusts and endowments which may be expended
only on those restricted objerts provided in the terms of the trust or bequest, and Ibl donations
or grants received for a specific object or invited by the PCC for a specific object. The funds may
only be expended on the specific object for which they were given. Any balance remaining
unspent at the end of each year must be carried forward as a balance of that fund. The PCC
does not usually invest separately for each fund. Designated funds are those funds which the
Trustees have set aside from general funds for the benefit of a particular project.
14

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIAsncAL PARISH
OF ST ALBAN WITH ST AUGUSTINE, FULHAM
IA Income
Voluntary income, including planned giving, collections, legacies and donattons are recognised
where there is entitlement, certainty of receipt and where the amount can be measured with
sufficient reliability. Tax ￿f￿ndS are retognised when the intoming resource to which they
lote is received.
Grants to the PCC are accounted for as soon a5 the PCC is notified of its legal entitlement, the
amount
Such income is only deferred when:
al The donor specifies that the grant or donation must only be used in future accountin8
periods.
bl The donor has imposed conditions which must be met before the charity has unconditional
entitlement.
Income generated from other trading activities is recognised when earned.
Gifts given for conversion into cash are included as receivable and, Whe￿ material, an
adjustment made upon subsequent realisation of the gift. Where the PCC receives goods and
services in kind, then in the interest of transparenry, these are included at the value to the PCC
where quantifiable.
ASI other income is recognised when it is receivable. All incoming resources are accounted for
8ross.
Legacies are recognised on receipt or otherwise if the PCC has been notified of an impending
distribution, the amount is known. and receipt is expected. If the amount Is not known, the
legacy is treated as a contingent asset.
Expendlture
Liabilities are recognised as reSoUr￿S expended as soon as the￿ Is a legal or constructive
obligation commithng the PCC to the expenditure. All expenditure is accounted for on an
attruals basis and has been classified under headings that aggregate all costs reloted to the
category.
Grants and donations are accounted for when paid over or when awarded, rfthat award creates
a bindinB or constructive obligation to the PCC. The dI0￿San common fund 15 accounted for
when payable. Any common fund unpaid at 31December 15 provided in these accounts as an
operational Ithough not a legall liability and is shown as a creditor in the balance sheet.
Irrecoverable VAT is charged against the cate80ry of resources expended for which it was
incurred.
111 Raislng funds
These relate to those speclfic costs incurred in renting and maintalning propertles or church
facilities which may be sub-let by the PCC during any part of the year.
{111 Church activitie5
These costs ￿late to those specific dired costs incurred by the PCC In order to promoie the
mission of the church within the parish. These costs also include those specific costs incurred
in maintaining and developing the church building.
Also included are those costs involvlng public accountsbility of the PCC and its compliance with
regulation and good practice.
15

THE PAROCHIAL CHURCH COUNOL OF THE ECCLESIASTICAL PARISH
OF ST AL8AN WITH ST AUGUSTINE, FULHAM
1.6 Land and buildings and other churth property
The PCC bein8 an Ecclesiastical Corporation is exempted under section Ioof the Charities Art
2011from accoundng for ecclesiastical property (including consecrated or benelice property).
Moveable church furnishings held by the Vicar and Churchwardens on Special Trust for the PCC
and which require faculty for disposal a￿ accounted for as inalienable property unles5
consecrated. They are listed in the church inventory which can be inspected at any time.
he Vicar's accommodation is held in trust by The London Di0￿$0n Fund on behalf of the PCC.
The property is essential for the mission of the church and no value has been placed on it as
there is no likelihood of the property being realised.
Additions to fixed a5set5 prior to 20C() are not recognised in the financial ststements as
insufficient cost information is available. The Church Hall was constructed at least IOOyears ago
and therefore its original cost is unlikely to have been material to the financial ststements and
would have been fully depreciated by the balarbce sheet date. Similarly, the original cost of the
land on which the Hall was constructed is not material to the financial statements.
1.7 Depreclatlon of flxed assets
Functional tangible assets used for the work of the PCC are depreciated over their estimated
useful lives as fDIIows=
Computer and musical equipment
on a straight line basis over 3 years
Office furniture & equipment
25M reducing balance basis
Purchases of functional fixed assets costing less than El,￿0 are written off to the Statement of
Financial Activities. After 8 years the final reducing balance on office furniture and equipment
is written off.
1.8 Impairmem of flxed assets
At each reporknng end date, the PCC reviews the carrylng amounts of its tangible assets to
determine whether there is any indication that those assets have suffered an impairment loss.
If any such indication exists, the recoverable amount of the asset is estimated in order to
determine the extent of the impairmerst1055 lif any).
1.9 Cash and cash equfvalent5
Gish and cash equivalents include cash in hand, deposits held at call with banks. other 5hort-
term liquid investments with original maturities of three month5 or less, and bank overdrafts.
Bank overdrafts are shown within borrowings in current liabilities.
1.10 Flnancial instruments
The PCC has elected to apply the provisions of Section Il'Basic Financial Instruments, and
Section 12 '0ther Financial Instruments issues, of FRS 102to all of its financial instruments.
Financial Instrumerbts are recognised in the PCC'S balance sheet when it becomes party to the
contractual provisions of the instrument.
Financial a$5ets and liabilities are offset, with the net amounts presented in the flnancial
statements, when there Is a le8ally enfor¢eable ri8ht to set off the reco8nised amounts and
there is an intention to settle on a net basis or to realise the asset and settle the liability
simultsneously-
16

THE PAROCHIAL CHURCH COUNaL OF ThE ECCLESIASTICAL PARISH
OF ST A18AN WITH ST AUGUSTINE, FULHAM
1.11 Baslc financial assets
Basic financial asset5, which include debtors and cash and bank balances, are initially measured
at transaction price including transaction costs and are subsequently carried at amortfsed cost
using the effective interest method unless the arrangement constttutes a financing transacLion,
where the transaction is measured at the present value of the future receipts discounted at a
market rate of interest. Financial assets classified as ￿CeiVable within one year are not
amortised.
1.12 8asic financial Ilabllltles
Basic financial liabilities, including creditors and bank loans are initially recognised at
transaction price unless the arrangement constitutes a finanting transaction, where the debt
instrlrment is measured at the present value of the future payments discounted at a market
rate of interest. Financial liabilities classified a5 payable within one year are not amortised.
Debt instruments are subsequently carried at amortised cost, using the effective interest rate
method.
Trade creditors are obligations to pay for good5 or services that have been acquired in the
ordinary course of operations from suppliers. Amounts payable are classified as current
liabilities if payment is due within one year or less. If not, they are presented as non-current
liabilities. Trade creditors are recognised inltially at transaction price and subsequently
measured at amortised cost using the effective interest method.
1.13 Derecognition of financlal liabilliles
Financial liabilities are derecognised when the PCC'S contractual obligations expire or are
discharged or cancelled.
1.14 Critical 3ccountlnz estlmates and Judzements
In the application of the PCC'S accounting policies, the Trustees are required to make
judgements, estimates and assumptions about the carrying amount of assets and liabilities that
are not readily apparent from other sources. The estimate5 and assoclated assumptions are
based on historical experience and other factors that are considered to be relevant. Actual
results may differ from these estimates.
The e5tirnates and underlying assumptions are reviewed on an ongoing basi5. Revislons to
accounting estimates are recognised in the period in which the estimate is revised where the
revision affetts only that period, or In the period of the revision and future periods where the
revision affects both current and future period5.
17

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIAsncAL PARISH
OF ST ALBAN WITH sr AUGUSTINE, FULHAM
INCOMEAND ENDOWMENTS
General Designated Restrirted
Funds
Funds
Funds
Total
2025
Total 2024
2.1 Voluntary Income
Congregational planned giving
Tax recoverable
One-off giving
Sunday offerings
Grants
33,890
6,472
15.741
33,890
6,472
15,741
42,555
13.963
7.483
5,947
£ 62,053
11,105
17,052
£ 11,105 £ 73,158
£ 64,001
2.2 Activities for Generating Funds
Letting of church facilities
41,406
£ 41,406
41,406
£ 41.406
58,703
£ 58,703
2.1 Income from Investments
UK Bank interest
837
837
1,319
£ 1,319
£837
£837
Bank and Building Society interest was understated in 2024 by £241. Rather than £1,078 it should
have been £1,319. This has been corrected in the comparative figures for this year.
2.4 Income from Church activlties
Community work
Wedding and funeral fees
Sundry income
292
853
292
853
3,000
£4,145
1,363
3,000
£ 3,000
£1,145
£ 1,843
Total Incomlng Resource5
£105,441
£ 14,105 £119,546
£125,866
The income for the church was therefore understated in the 2024 accounts by £241 and so should
have shown £125,866 rather than £125.625. This has been correrted in the comparative figures for
this year.
18

THE PAROCHIAL CHURCH COUNCIL OF ThE ECCLESIASTICAL PARISH
OF ST AiBAN WITH ST AUGUSTINE, FULHAM
General Designoted Restricted
Funds
Funds
Fund5
Total
2025
3 EXPENDITURE
Total 2024
3.1 Church actlvlties
Mission Giving
Diocesan contributions & mi55ion
Human resources
Campus costs:
Campus costs - Church
Campus costs- Vicarage
Office costs
Services
Worship
Connect Group
Children's work
Youth work
Course tosts
Media and PR
Depreciation of church equipment
PCC Meeting and governance costs
Independent examiner fee
361
18,000
10,959
2,922
6,250
768
3,283
42,857
11,727
18,607
30.941
7.929
14,708
10,603
4,387
2,680
1.428
460
243
33
13
486
14,708
10,603
4,387
2,806
1,428
460
1.035
33
13
486
21,571
555
2,798
2,488
2,667
335
2,252
126
792
560
79
233
1,000
233
82
I,￿0
£65,594 £ 18,607
£10.858
£95.059
£73,257
3.2 Raising fund5
CampL¢S costs- Hub
Depreciation of hub capital
expenditure
131.314
1,635
11,993
143,307
1,635
£18,896
£ 132,949
£ 11,993 £ 144,942
£18,896
4 STAFF COSTS
2025
2024
Salaries (see note below)
Social security costs
Pension cost5
Other HR costs (training, recruitment, clergy expenses etc)
10,959
£ 10.959
10,738
£ 10.738
4.1 STAFF COSTS {continued)
The average nurnber of staff employed throughout the year was nil. None of the employed staff
earned more than £60,000 per annum.
No members of the PCC were reimbursed for expenses incurred in carrying out their duties12024-
£ Nill.
19

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITh ST AUGUSnNE. FULHAM
5 NEf IOUTGOING}/INCOMING RESOURCES
2025
2024
Net loutgoingllintomin8 resourtrs are stated after charging
Independent examiner's fee
Depreciation
1,000
1,635
1,500
6 TANGIBLE FIXED ASSETS
Office fixtures,
fittings and
equipment
Computer
and musical
equipment
Plant &
fixtures
Total
Cost
Opening balance l January 2025
Additions in year
Disposals in year
Closing balance 310ecember
2025
37.826
22,584
60,410
56,486
56,486
56,486
£ 37,826
£ 22,584
£ 116,896
Depreciation
Opening balance l January 2025
Charge for the year
Disposals
Closing balance 31 December
2025
37,825
22.584
60,409
1,635
1.635
E 1,635
£ 37,825
£ 22,584
62,044
Net Bookvalue
At 31 December 2024
At 31 December 2025
54,851
£ 0 £ 54,852
7 FINANaAL INSTRUMENTS
2025
2024
Debt instruments measured at amortised cost
600
7.1 FINANCIALINSTRUMENTS
2025
2024
Carrying amount of financial liabilities
Measured at amortised costs
600

THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIAsncAL PARISH
OF ST ALBAN WITH ST AUGUSTINE, FULHAM
8 DEBTORS
2025
2024
Taxation recoverable
Other debtors
60
910
£970
1.725
£ 1,725
9 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
2024
Diocesan Loan
Loan from PCC member
Sundry creditors and accruals
8,000
3,336
1,991
£13,327
6,200
£6.200
10 CREDITORS: AMOUNTS FALUNG DUE AFTER ONE YEAR
2025
2024
Diocesan Loan
Loan from PCC member
Rent deposit
32.OCW)
16.664
15,625
£64,289
11 ANALYSIS OF NET ASSETS BY FUND
General
Fund
Designated Restricted
Fund5
Fund5
Total
2025
2024
Fixed 355ets
54,852
54.852
Current assets
Creditors: falling due within one year
Creditors: falling due within one year
25,928
113,3271
164,2891
1,977
24,752
52.657 156.547
113,3271 16,2001
164.2891
Fund balance
£3,164
£ 1,977
£ 24,752
£ 29,893 £150,348
12 GENERALFUNDS
GeneTal Funds comprise those funds which the PCC is free to use to further the work of the Church.
13 DESIGNATED FUNDS
Designated Funds are those fund5 which the Trustees have Set aside from General Funds to be used
towards:
2025
2024
Future churih plantins
1,977
20,584
£ 1.977 £ 20,584
It was agreed by the PCC that St Albans was really a church that was being planted and that the funds
would be re-designated for the restarting of St Albans.
21

THE PAROCHIAL CHURCH COUNaL OF THE ECCLESIASTICAL PARISH
OF ST ALBAN WITH 5T AUGUSnNE. FULMAM
14 REsfRicfED FUNDS
Funds
Brought
Fornard
Transfer
between
Funds
Funds
Carried
Forward
Received
in year
Funds
Used
Represented by specific ¢ontributlon5
towords..
Mission Giving
Youth worker salary
FLtture church planting
Building works
Youth and communitywork
John Lyons Trust
Playcafé Ark- Daisy Trust
517
12,577
6,250
1,993
12,161
3,000
2,902
615
11,809
6,250
11,993
250
lo,￿)0
11,911
1,105
£ 14,105
688
£ 22,851
417
£ 24.752
£ 33,498
Mission Glving
This fund relates to the unexpended balance of monies collerted during Sunday seNice for various
specific purposes and specific grant for Love Christmas.
Youth worker5alory
This fund relates to the unexpended balance of monies received towards the youth worker salary I
cost.
Future church planting
This fund relates to monies received specifically to be used for future church planting.
The PCC agreed to Use these funds to church plant into St Albans after a second
interregnum left a tiny congregation.
Building works
This fund relates to monies recelved specifitalty to be used for thurch and hub building maintenance.
Youth ond Community Work
This fund relates to unexpended balance of monies received and expen(led on Youth and Community
projects.
15 GRANTS
During the year, the PCC made the following external and charitable giving from General and
Restricted Funds-
2025
2024
To UK Organlsatlons:
Mission Partners
3,283
£ 3,283
22

THE PAROCHIAL CHURCH COUNaL OF THE EccLES￿$TIcAL PARISH
OF ST ALBAN WITH sr AUGusfiNE, FULHAM
16 RELATED PARTY TRANSAcfioNS
Donations received from related parties IPCC Members) for the year totslled
£ 9,60012023: £26,2211.
17 PRIOR YEAR ADJUSTMENT
General
Fund
Designated Restricted
Funds
Funds
2025
Total
Funds
Total funds brought forward 2024
Understated interest on buildin8 society
account in 2024
95,846
20,584
33,498
149,928
241
241
Overstated cost on church activitie5 in 2024
179
179
Rounding errors
Corrected Totsl funds brought forward
96264
20,584
33,500
150,348
23