2022-08-31-accounts - Living Faith Temple

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ANNUAL YEAR ACCOUNTS

AS AT

31 AUGUST 2022

Annual Accounts Report

As at 31 August 2022

Company number: 07356269

Charity number 1146693

Page 1 of 24

Contents	Page
Index and company data	4
Independent examination report	7
Trustees’ report	8
Accountant’s report	11
Statement of financial activities	12
Balance sheet	13
Notes to the financial statements	15
Detailed income & expenditure account	22
(not part of statutory report)

Page 2 of 24

Annual Accounts Report of the Board of Trustees for year ending 31 August 2022

The Board of Trustees presents its directors’ annual financial report and unaudited financial statements for the year ending 31 August 2022

Index and Company data

Reference and Administrative Information

Charity Name: Living Faith International Ministries Charity registration number: 1146693 Company registration number: 07356269 Registered Office & Operational address: 170 Cottingham Road, Corby, NN17 1SY Contact details: Tel 01536 659633 or 07874 642071 Email: info@livingfaithtemple.com www.livingfaithtemple.com

Trustees

Mr David Bizabani (Chairman)(Youth Pastor) Mr Nigel Tatenda Mutsongonono (Pastor) Mrs Faith Bvumbe (Deaconess) Mr Cletos Mubwanda (Pastor) Mr Saul Muchenje Mr Cleto Mudhefi (Elder)

Senior Pastoral Team

Mr David Midzi Presiding Bishop Mrs Naome Midzi Senior Pastor Management Committee Mr Edson Mubwanda Service Manager (Elder) Mrs Esnart Bizabani Public Relations & Safeguarding Officer (Pastor) Mrs Patience Onwuegbuzie Accounts Payable Manager (Deaconess) Mrs Rose Mubwanda Children Ministry Officer (Elder) Mrs Edna Morris Secretary (Elder) Mr Innocent Masango Building Committee Chairperson (Elder) Mrs Fadzai Masango Head of Catering Department (Deaconess)

Page 3 of 24

Professionals Contacts

Accountants :

SRM Accountants

SRM Accountants &Tax Advisors

6[th] Floor, Grosvenor House, George Street, Corby, NN17 1QB Telephone 01536659064, Mobile 07913765694 Email:info@srmaccountants.com Web: www.srmaccountants.com

Independent Examiner: ALC Accountants Limited

14 Westbank Road, Liverpool, Merseyside, L7 9NA

Bankers: HSBC

HSBC, 22-24 Corporation Street, Corby, NN17 1NJ

The Charity Bank Limited, Fosse House,182 High Street, Tonbridge, Kent TN9 1BE T: +44 (0)1732 441900 E: enquiries@charitybank.org

Page 4 of 24

Independent Examiners' Report

Living Faith International Ministries

Independent Examiner's Report to the trustees of the charity

Report of the Independent Examiner to the trustees on the accounts of the Charity for the year ended 31 August 2022

I report on the accounts of the charity for the year ended 31 August 2022, which are set out on pages 15 to 26.

Respective responsibilities of trustees and examiner

The trustees, who are also the directors of Living Faith International Ministries for the purposes of company law, are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011, the 2011 Act, and that an independent examination is needed. I am qualified to undertake the examination by being a qualified member of The Association of Certified Chartered Accountants.

Having satisfied myself that the charity is not subject to audit under company law and is eligible for independent examination, it is my responsibility to:

(i) examine the accounts under section 145 of the 2011 Act;

(ii) to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act; and

(iii) to state whether particular matters have come to my attention.

Basis of Independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination Includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual Items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(a) which gives me reasonable cause to believe that in any material respect the requirements:

(i) to keep accounting records in accordance with section 386 of the Companies Act 2006; and (ii) to prepare accounts which accord with the accounting records, comply with the accounting requirements of 396 of the Companies Act 2006 and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities; have not been met; or (b) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached

Angeline Chikuruwo

Angeline Chikuruwo ACCA 14 Westbank Road, Liverpool, Merseyside, L7 9NA

The date upon which my opinion was expressed is

Date: 28 March 2023

Page 5 of 24

TRUSTEES' MANAGEMENT ACCOUNTS REPORT For the year ending 31 August 2022

Directors and Trustees

The Living Faith International Ministries is a registered charitable organization (Charity Number 1146693) whose registered address is 170 Cottingham Road Corby NN17 1SY.

The Charity Trustees are: Mr David Nyika Bizabani (Chairman) (Youth Pastor), Mr Nigel Mutsongonono (Pastor), Mrs Faith Bvumbe (Deaconess), Mr Cletos Mubwanda (Pastor), Mr Saul Muchenje and Mr Cleto Mudhefi (Elder)

Principal activity, Organisation and decision making strategy

Living Faith International Ministries operates under guidance of the Church Presiding Bishop, David Midzi, who has overall spiritual oversight of the organization’s operations. The Trustees are accountable to upholding the ministerial vision of the church inclusive of promoting the pastoral and evangelical social responsibility of the church as enunciated by the Church Leadership.

Objectives

Our vision is to reach our local community and beyond with the message of hope in Jesus Christ and to train, equip and release the five-fold ministry gifts both into the communities we operate in and globally. To build a strong church based on biblical principles whose purpose is to teach the word of God with simplicity and clarity so as to effect positive change in our community. Living Faith International Ministries also endeavours to work with other churches and organizations whose mission identifies with their own again to contribute positively to our community. In this regard we have continued our support through collaborative working and sustainable engagement with our Local Authorities and Boroughs to ensure meeting of our corporate social responsibility in the community.

Page 6 of 24

Local and International Engagement

Following official opening of the former Connaught Centre and now Living Centre, we have continued to witness a steady rise of engagement with the community. This is evidenced by public members’ traffic figures on Community Hall, Storage and Office Hire enquiries and substantive bookings.

The Living Centre also partnered with the Local Authority in championing the Corby Churches’ initiative towards the Ukrainian Refugee cause by offering free facility usage for temporary day sheltering and English Language tutorial classes in the Main Hall and Rooms within the facility.

The Ministry continues to provide support to Living Faith IM Ministries established in Uganda, Zimbabwe and Pakistan. The Support is in the form of token financial donations catering for hire, maintenance and repair of structural buildings used as places of worship. In the year under review, there was prevalence of high winds in Zimbabwe and flooding in Pakistan warranting request for donations in cash and kind to ameliorate impact and effect of natural disasters.

Page 7 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

TRUSTEES' REPORT – continued

Review of financial activities

The Financials- 4-year financial overview

The following chart shows a summary of Living Faith International Ministries’ financial position for a four-year period running.

	As at 31	As at 31 Aug	As at 31 Aug	As at 31 Aug
Financial element	Aug 2019	2020	2021	2022
Restricted Income	81,445	25,250	5,523	7,683
Unrestricted Income	151,103	168,301	116,032	175,455
Total Income	232,548	193,551	121,556	183,138
Expenditure-Unrestricted	119,250	199,374	128,796	157,743
Expenditure-Restricted	0	748	0	0
Expenditure Total	119,250	200,122	128,796	157,743
Surplus/Deficit- Unrestricted	31,853	-31,073	-12,763	17,712
Surplus/Deficit- Restricted	81,445	24,502	5,523	7,683
Surplus/Deficit Total	113,298	-6,571	-7,239	25,395
Fixed Assets	639,311	611,813	588,568	564,276
Cash & Cash Equivalents	13,426	57,787	42,692	72,978
Charity Funds	229,509	236,114	243,354	268,749

Page 8 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

TRUSTEES' REPORT – continued

For the annual financial year ending 31 August 2022, total unrestricted funds amounted to £ 175,455 which is an increase of £ 59,423 when compared to the previous year. Part of this increase includes insurance claim pay-out of £25,000 as well as grant income of £6,700. The rest can be attributed to increased missions’ activity which gave rise to increased donations. Restricted income has remained fairly flat at £7,683 compared to £5,523 in the previous year.

Expenditure Analysis

The expenditure was £157,743 in 2022 when compared to £128,796 in 2021. This increase of £28,947 can mainly be attributed to increased missions activities In the year as well as conference meeting resuming after a 2 year gap.

	As at 31 Aug	As at 31 Aug	As at 31 Aug	As at 31 Aug
Financial element	2019	2020	2021	2022
Total Income	232,548	193,551	121,556	183,138
Expenditure Total	119,250	200,122	128,796	157,743

Surplus/Deficit Analysis

	As at 31 Aug	As at 31 Aug	As at 31 Aug	As at 31 Aug
Financial element	2019	2020	2021	2022
Surplus/Deficit-Unrestricted	31,853	-31,073	-12,763	17,712
Surplus/Deficit- Restricted	81,445	24,502	5,523	7,683
Surplus/Deficit Total	113,298	-6,571	-7,239	25,395

Fixed Assets

	As at 31 Aug	As at 31 Aug	As at 31 Aug	As at 31 Aug
Financial element	2019	2020	2021	2022
Fixed Assets	639,311	611,813	588,568	564,276

Page 9 of 24

Cash and Cash Equivalents

The closing bank balances as at 31 August 2022 were as follows.

Living Centre Building Fund Main Church Account Covenant Account Activities Account	2,734 4,084 54,132 12,028

72,978

	As at 31 Aug	As at 31 Aug	As at 31 Aug	As at 31 Aug
Financial element	2019	2020	2021	2022
Cash & Cash
Equivalents	13,426	57,787	42,692	72,978

Charity Funds

There has been a slight increase in Charity funds from £243,354 in 2021 to 268,749 as shown below.

	As at 31 Aug	As at 31 Aug	As at 31 Aug	As at 31 Aug
Financial element	2019	2020	2021	2022
Charity Funds	229,509	236,114	243,354	268,749

Page 10 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

TRUSTEES' REPORT – continued

Risks

The Trustees continue to assess the risks to which the Charitable Trust is exposed. This includes the potential risks to the Trust which are posed by the uncertainties in the investment markets. They have concluded that their policies remain prudent and reasonable in the current circumstances. The Management Committee has conducted a review of the major risks to which Living Faith International Ministries is exposed. A risk register has been established and is updated at least annually. Where appropriate, systems or procedures have been established to mitigate the risks Living Faith International Ministries faces. Significant external risks to funding have led to the development of a strategic plan which will allow for the diversification of funding and activities. Internal control risks are minimised by the implementation of procedures for authorisation of all transactions and projects. Procedures are in place to ensure compliance with health and safety of church members, suppliers, volunteers, clients and visitors to the church. These procedures are periodically reviewed to ensure that they continue to meet the needs of the charity.

Responsibilities for producing financial statements

The Trustee prepare accounts which give a true and fair view of the state of affairs of the Charity and of its income and expenditure for that period. In

select suitable accounting policies and then apply them consistently;
make judgements and estimates that are reasonably prudent; and
state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the accounts; and
prepare accounts on a going concern basis unless it is appropriate to assume that the Charity will not continue in operation. The Trustee are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial

Page 11 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

TRUSTEES' REPORT – continued

position of the Charity and to enable them to ensure that the accounts comply with current legislation. The Trustee are also responsible for safeguarding the assets of the Charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Appreciation

The Trustees wish to place on record their appreciation of the efforts of the Management Committee and volunteers, for the welfare of the society.

This Annual accounts report was approved by the Board of Trustees on 27/03/2023 and signed on their behalf.

Signed

............................................ MR DAVID BIZABANI

Page 12 of 24

Accountants' Report

Accountants' report to the directors and/or trustees of Living Faith International Ministries

You consider that the company/charity is exempt from an audit for the year ended 31 August 2022, but an independent examination from an external examiner as per Charities Commission guidelines. You have acknowledged, on the balance sheet, your responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts. These responsibilities include preparing accounts that give a true and fair view of the state of affairs of the company/charity at the end of the financial year and of its profit or loss (income and expenditure account in case of charity) for the financial year ending 31 August 2022.

In accordance with your instructions and the special provisions of Part VII of the Companies Act 1985 relating to small entities, we have prepared the accounts which comprise annual statement of financial statement, the Balance Sheet and the related notes from the accounting records of the company/charity and on the basis of information and explanations you have given to us.

We have not carried out an audit or any other review, and consequently we do not express any opinion on these accounts.

Msmuchenje

Saul Muchenje

ACCA, MSc Finance, BSc Applied Accounting, PhD Finance Finalist

SRM Accountants &Tax Advisors

SRM Accountants, 32 Cotswold Close, Corby, NN18 8GN 24/03/2023

Page 13 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

FOR THE PERIOD ENDING 31 August 2022

Notes INCOMING RESOURCES Donations and legacies2 Total incoming resources RESOURCES EXPENDED Charitable expenditure Total resources expended Net movement in funds Surplus 8		Unrestricted Fund £ 175,455	Restricted Total Funds Fund 20221 £ £ 7,683 183,138 7,683 183,138 0 157,743 7,683 25,395
		175,455

		157,743


		17,712

The Statement of Financial Activities includes all gains and losses in the year and therefore a statement of total recognised gains and losses has not been prepared. All of the above amounts relate to continuing activities.

Page 14 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

BALANCE SHEET – 31 August 2022
Notes
Fixed Assets
Tangible assets
1,5
Current Assets
Cash at bank and investments
6
Current Liabilities
Creditors - amounts falling due within one
year
7
Net Current Assets
Liabilities
Creditors- amounts failing due after one year 9
NET ASSETS
Charity Funds
Surplus/Deficit-General fund
1,8
General Fund
Surplus- Restricted fund
1,8
CHARITY'S FUNDS

2022
2021
£
£
564,276
588,568
72,978
42,692
72,978
42,692
(55,599)
(29,715)
17,379
37,989
(312,906)
(358,191)
268,749
243,354
17,712
-12,764
243,354
250,594
7,683
5,524
268,749
243,354

These accounts are prepared in accordance with the special provisions of Part VII of the Companies Act 1985 relating to small entities.

These financial statements were approved by the members of the committee and authorised for issue on 27/03/2023 and are signed on their behalf by:

............................................

MR DAVID BIZABANI

Page 15 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

NOTES TO FINANCIAL STATEMENTS – 31 August 2022

Accounting Policies

The principal accounting policies are summarised below. The accounting policies have been applied consistently throughout the year and in the preceding year.

Basis of preparation of accounts

The financial statements have been prepared under the historical cost convention, as modified by the inclusion of fixed asset investments at market value, and in accordance with the Companies Act 1985 and the Statement of Recommended Practice: Accounting and Reporting by Charities issued in March 2005.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Unrestricted funds include a revaluation reserve representing the restatement of assets at market values.

Designated funds are unrestricted funds earmarked by the Management Committee for particular purposes.

Restricted funds are subjected to restrictions on their expenditure imposed by the donor or through the terms of an appeal or voluntarily for the purpose of raising funds for a particular purpose.

Page 16 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

NOTES TO FINANCIAL STATEMENTS – 31 August 2022

Incoming resources

All incoming resources are included in the statement of financial activities when the charity is entitled to, and virtually certain to receive, the income and the amount can be quantified with reasonable accuracy. The following policies are applied to particular categories of income:

Voluntary income is received by way of grants, donations and gifts and is included in full in the Statement of Financial Activities when receivable. Grants, where entitlement is not conditional on the delivery of a specific performance by the charity, are recognised when the charity becomes unconditionally entitled to the grant .
Donated services and facilities are included at the value to the charity where this can be quantified. The value of services provided by volunteers has not been included in these accounts.
Incoming resources from grants, where related to performance and specific deliverables, are accounted for as the charity earns the right to consideration by its performance.
Incoming resources from charitable trading activity are accounted for when earned

Page 17 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

NOTES TO FINANCIAL STATEMENTS – 31 August 2022

Resource expended

Expenditure is recognised on an accrual basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is reported as part of the expenditure to which it relates:
Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.
Costs of generating funds comprise the costs associated with attracting voluntary income and the costs of trading for fundraising purposes.
Governance costs include those costs associated with meeting the constitutional and statutory requirements of the charity and include the audit fees and costs linked to the strategic management of the charity.
Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.
All costs are allocated between the expenditure categories of the statement of financial activities on a basis designed to reflect the use of the resource. Costs relating to a particular activity are allocated directly.

Fixed Assets

Fixed assets (excluding investments) are stated at cost less accumulated depreciation. The costs of minor additions or those costing below £500 are not capitalised. Depreciation is provided at rates calculated to write off the cost of each asset over its expected useful life, which in all cases is estimated at 5 years. In the case of long lease, depreciation is provided over the life of the lease on straight line method.

Page 18 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

NOTES TO FINANCIAL STATEMENTS – 31 August 2022

Impairment reviews are carried out as and when evidence comes to light that that the recoverable amount of a functional fixed asset is below its net book value due to damage, obsolescence or other relevant factors.

Revaluation

Tangible fixed assets are initially be measured at cost which are the costs that are directly attributable to bringing the asset into working condition for its intended use. Subsequent expenditure should be capitalised in three circumstances:

Where it enhances the economic benefits of the asset in excess of its previously assessed standard of performance.
Where it replaces or restores a component of the asset that has been treated separately for depreciation purposes.
Where it relates to a major inspection or overhaul that restores the economic benefits of the asset which have been consumed by the entity.

2. A) Donations and other Income

The donations are received through either cash, cheque, card payments or direct payments into the bank accounts. The amount received during the 12 months period

Total		Unrestricted Income Fund £ 175,455	Unrestricted Income Fund £ 175,455	Restricted Income Gift Aid Total Funds Fund 2021 £ £ £ 7,683 - 183,138 7,683 - 183,138

			175,455

Page 19 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

NOTES TO FINANCIAL STATEMENTS – 31 August 2021

2 B) Expenditure

Total		Unrestricted Expenditure Fund £ 157,743	Restricted Expenditure Fund £ - -	Total Expenditure 2022 £ 157,743 157,743
		157,743

3. REMUNERATION

The Senior Pastor is the only full-time employee paid by the charity. However, the remuneration paid to the Pastor is only an allowance to cover his costs, the church is not in a position to appropriately remunerate him as yet. All the other members work on voluntary basis and do not receive any remuneration from the Charity.

SRM Accountants, the named accountants for Living Faith International Ministries, have been providing accountancy and tax advisory services on voluntary basis for the past five years and no accountancy fees have been charged in the past. The Chartered Accountants firm have clearly stated that they wish to maintain the same position for an unforeseeable period as long as they remain the appointed firm until such time the Trustees and the management council decide to appoint a different firm.

4. DIRECTORS/TRUSTEES' REMUNERATION

No remuneration or benefits were received by the Trustees during the year. Any expenses paid were re-imbursement for costs incurred.

Page 20 of 24

LIVING FAITH INTERNATIONAL MINISTRIES

NOTES TO FINANCIAL STATEMENTS – 31 August 2022

5 FIXED ASSETS - TANGIBLE

Cost At 01 September 2021 Additions in the year Disposals 25 Year lease Capital improvements Additional capital improvements Roof replacement Revaluations At 31 August 2022 Depreciation At 01 September 2021 Charge for the year On Disposals At 31 August 2022 Net book value at 31 August 2022 Net book value at 31 August 2021	Media equipment Living Centre Furniture Computer Equipment Total £ £ £ £ 13,361 631,347 6,354 1,654 652,716 2,821 2,821
	16,182 631,347 6,354 1,654 655,537
	12,041 50,506 1,270 331 64,148 894 25,253 635 331 27,113 - -
	12,935 75,759 1,905 662 91,261

	3,247 555,588 4,449 992 564,276
	1,320 580,841 5,084 1,323 588,568

Fixed assets

The above figure for fixed assets comprises of the following figures: The Living Faith International Ministries have taken a 25-year lease of the former Corby Baptist Church at a consideration of £36,878 and this has been capitalised and has be depreciated over 25 years on a straight line basis.

Page 21 of 24

6. CASH AT BANK Living Centre Building Fund Main Church Account Covenant Account Activities Account	£ 2,734 4,084 54,132 12,028

72,978

7. CREDITORS - due within one year Details of creditors falling within 1 year are as follows: Arkle Finance Investec Asset Finance HSBC Business Bounce Back Loan Other creditors	£ 7,083 7,281 11,882 29,353
	55,599

8. FUNDS

Surplus General Funds Revaluation reserve	General Restricted Total Fund Fund £ £ £ 17,712 7,683 25,395
	243,354 243,354
	- -
	261,066 7,683 268,749

The trustees have designated that two funds (General & Living Centre Building Fund) shall be set aside for the specific purposes as outlined in note 1(f). Transfers are made in line with these purposes.

Page 22 of 24

CREDITORS FAILING AFTER ONE YEAR		£
Charity Bank (Over 25 years)		278,656
Industrial Kitchen installation funded by 2 companies over 5years
Arkle finance	1,839
Investec Asset Finance	2,436
HSBC Business Bounce back Loan29,975
		34,250
		312,906

The loan from the Charity Bank has been obtained at an interest rate of 3.25% per cent per annum above the base rate of the Bank of England from time to time, provided that if the Bank of England base rate is lower than 0%, the Bank of England base rate applicable to the Loan shall be deemed to be 0% for the period of time that the rate is lower than 0%.

The term of the loan is 25 years. The start date of the loan was 20 April 2018 with the first interest repayment debited on 12 May 2018.

An additional bridge loan of £61,000 was taken in 2020 to fund the roof replacement for the Sports Hall and this was meant to be to be repaid in 2 tranches with the first end of August but The Charity Bank has now incorporated it into the main loan account which is to be spread over the 25 year period.

Due to Coronavirus, the Charity sought a business bounce bank loan to alleviate cash flow problems. Repayment of the loan commenced in June 2021 and will be repaid over 5 years.

10. Taxation

As a charity, Living Faith International Ministries is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or s256 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects. No tax charges have arisen in the Charity.

Page 23 of 24

LIVING FAITH INTERNATIONAL MINISTRIES DETAILED INTERIM INCOME AND EXPENDITURE ACCOUNT

For year ending 31 August 2022

Incoming Resources-Income Donations Other income Total income Resources expended- Expenditure Donations – FCC Pastor Salary Printing Charity Bank payments Travel and Subsistence Conferences Costs / Honorarium Finance Costs Water, Gas & Electricity Stationery Missionary work Council Tax Professional fees Prayer retreat Food Bank Property Maintenance Licensing Subscriptions Card Terminal processing fee Mobile phone Insurance Other miscellaneous Bank charges Independent Examination Fees Employer PAYE and NI Total Expenditure Special Write Back Creditors Surplus/Deficit for the period	2022 2021 £ £ 128,440 93,509
	54,698 28,048
	183,138 121,556
	1,200 900 26,521 24,036 462 694 23,359 22,259 3,313 2,494 16,176 1,469 21,260 15,814 12,132 23,154 - 61 26,761 11,766 3,459 6,810 - - - - 2,245 442 8,981 9,261 116 325 3,329 1,814 2,139 3,715 281 312 3,894 3,594 1,964 760 150 -
	157,743 128,796

	157,743 128,796

	-
	157,743 128,796

	25,395 (7,239)