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UK Charity Re. No: 1146342
UMMAH CHARITY
INTERNATIONAL
Together we make life
better for the Ummah
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2020 ANNUAL & FINANCIAL REPORT UMMAH CHARITY INTERNATIONAL
OUR VALUES
TRANSPARENCY
We have a policy of openness as we believe we are answerable to God, while we owe our donors to correctly inform them of our progress.
COMPASSION
We believe in kindness and compassion not only to those who are in need and have been encompassed with poverty, but to everyone who is facing life’s turbulences.
EQUALITY
INTEGRITY
RESPECT
EXCELLENCE
Our goal is to achieve excellence in providing humanitarian aid in disasters,
PARTNERSHIP
We work together with our local and international partners in order to effectively serve the larger communities.
SOLIDARITY
We stand with the disadvantaged, and the ones struck down, enabling them to overcome their misery, and start anew.
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TABLE OF CONTENTS
Values & Table of Contents (2-3)
Message From The Chairman (4-5)
(6-7)
Last year at a Glance
Water (8-9)
Responding to Pakistan’s Water Crises
Masjid (10-11)
Eyecare (12-13)
Education Development
Maktab (14-15)
School (16-17)
Urgent Relief Work
Cooked Food (18-19)
Corona Virus Relief Work (20-21)
Our Relief Work During Karachi Flood 2020 (22-23)
Winter Appeal (24-25)
Yearly Campaigns
Ramadan (26-27)
Qurbani (28-29)
(30-31)
Sadaqah
(32-33)
Sharing Success Stories
Report Of The Trustees (34-41)
Financial Statements (42-33)
Independent Examiner's Report to the Trustees (32-33)
Statement Of Financial Activities (44-45)
Statement of Financial Position (46)
Statement of Cash Flows (47)
Notes to the Statement of Cash Flows (48-49)
Notes to the Financial Statements (50-58)
Detailed Statement of Financial Activities (59-61)
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MUFTI ABDULWAHAB CHAIRMAN Together we make life better for the Ummah 04
MESSAGE FROM THE CHAIRMAN
Last year was a particularly challenging one for Ummah Charity International. The devastating pandemic presented unprecedented challenges and hurdles in our relief work, restricted our access to areas where people needed our support most. Despite these obstructions, we managed to increase the impact of our relief work in Pakistan. This was made possible as a result of the tireless efforts of our dedicated team of staff and volun-
teers, and of course our generous donors.
It is with gratitude to Allah (SWT) that I say: Ummah Charity International is a thriving, life-changing philanthropic organization. Our projects have matured into relief systems that are geared towards long-term change, and our ability to respond to disasters has grown in efficiency. We have made amazing progress in how we help those that need
us.
2020 was marked by an economic crisis. The pandemic caused great detriment to people’s ability to work, and so we responded, by increasing the beneficiaries of our food initiatives as much as possible. Pakistan is already a country fighting malnutrition, so to compound this with a pandemic has had disastrous consequences which we knew we needed to relieve.
Our work is a product of our donors, your generosity is bringing smiles to people that live difficult, tumultuous lives, so I hope it brings you happiness knowing that you are making a much-needed change.
As we present our annual report, spanning our humanitarian efforts from October 2019 to September 2020, we would like to express our gratitude for your continued involvement in our journey to end poverty. We aspire for our growth to continue, hoping to overcome the hurdles that will present themselves, and to expand geographically to other areas of the world.
Mufti Abdul Wahab Chairman
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LAST YEAR AT A GLANCE WE TOUCHED THE LIVES OF 114,984 PEOPLE
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MAsjid
2.12%
water Project
45.02%
MAktab
0.17%
Sadqah
0.50%
Medical Emergency relif
1.85% 3.0%
Rozgar
0.43%
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Last year was one of unprecedented challenges for the world in general and economically disenfranchised people in particular. With the job market around the world plummeting, more people than ever before were left without access to a stable income, financial assistance, sometimes even a decent meal. The situation in Pakistan has been one of the worst in the world, with the unemployment rates reaching 4.45%1, highest in the last 20 years. This lack of income is reflected in the malnutrition[2] and poor education3 statistics effecting a total of over 200 million children in Pakistan. Needless to say, the pandemic worsened the already grim situation.
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Cooked food Women Empowerment
5.29% 0.06%
Winter Aid
0.02%
Education
0.16%
Ramadan Food packs
Qurbani
16.10%
25.21%
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We, at Ummah Charity International felt that we needed a strategy to be able to address and aid this situation. We decided to double down on our urgent relief work, knowing that and exponential increase has occurred in the number of people who require immediate help, while also continuing a steady pace with our longer-term projects involving livelihood opportunities and education.
With the support of our donor, we were able to help a total of 114,984 people through long- and short-term projects.
https://www.statista.com/statistics/383735/unemployment-rate-in-pakistan/
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5977042/
https://www.unicef.org/pakistan/education
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RESPONDING TO PAKISTAN’S WATER CRISES
In 2020, our initiatives brought clean, sanitary water to over 33,000 people.
A staggering 44% of Pakistan's entire population does not have regular access to clean water. That’s nearly half the country living without access to the perhaps the most fundamental necessity of life. In rural areas, the situation exacerbates itself, as the people depend on this vital not just for drinking and sanitation but also irrigation and agrarian purposes. As such, our ‘Water for Life’ project accumulates great attention, as it garners aid for a necessity crucial for our survival. It has blossomed to cater to 100,000 people since its inception in 2016.
To provide long-lasting solutions, Ummah Charity International installs hand pumps and water wells in people’s houses and in the community, respectively. Communal water wells are situated in central locations, so entire villages can benefit, whereas for families on the outskirts, they are given the convenience of hand pumps. Part of our project implementation process focuses on comprehensive.
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0
2016 2017 2018 2019 2020 2021
50,000 200,000 250,000
100,000 150,000
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research and engagement with the communities, to ensure that our beneficiaries were the neediest, and that installation locations were most appropriate.
ver the course of this fruitful year, we installed 600 water pumps, 70 water wells and distributed over 1000 water bottles, allowing 33,500 people to gain access to clean water on a regular basis.
Our water facilities were incorporated into the following areas: Ghadi Yaseen, Nawab Shah, Rangpur, Nasir Ahmed Bhutto Village, Akber Pitafi Village, Khadim Hussain Shah Village, Vasti Jewan Shah, and Khanpur Mehar.
https://www.unwater.org/country/asia-and-the-pacific/pakistan/
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OUR WATER PROJECT
REACHED OVER
33,500 PEOPLE LAST YEAR
Water Bottles
3%
Water well
10.1%
HandPumps
86.9%
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REBUILDING MOSQUES STRENGTHENING ISLAM
Mosques are crucial for imbuing Muslims with Islamic values, drawing them closer to Allah (SWT). In rural areas of Pakistan, disadvantaged people aspire to have a strong connection with Islam, but often lack guidance, and therefore fall out-of-touch with their faith. By building Masjids, UCI will help less fortunate communities to grow spiritually.
Our ‘Build a Masjid’ project is crucial in transforming the religious lives of communities. UCI identifies poverty-stricken communities in areas across Sindh and Baluchistan that are forced to travel long distances to reach their closest place of worship. Our team creates building plans, sources good quality infrastructural materials, and constructs mosques for these communities in a centralised location, in order to allow as many people as possible to reasonably benefit from it. Smaller Masjids can accommodate at-least 200-250 individuals at a time, while larger ones have a capacity of up to 500 people.
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Despite the pandemic, we have continued
our efforts of restoring Mosques across Pakistan
6%
5.5%
4%
3.5%
2%
0% 0% 1.5% 0% 0% 0% 0%
JAN FEB MAR APR MAY JUNE JULY AUG SEP OCT NOV DEC
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Our team encountered numerous hurdles throughout construction process last year due to covid related lockdowns including delays in material deliveries, unavailability of labour, maintaining social distancing while communicating with the construction workers as well as the community and adjusting the building plan according to the increasing material prices. However, with tireless determination, they were able to complete all the construction that were planned for this annual cycle.
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From 2019-2020 , we built 6 Masjids which will immediately benefit 1170 people , giving them a place to enhance their relationship with Islam. We implemented this project in the following areas: Village Deedar Bhutto, Village Haji Safar Khan, Village Ghulam Haider Khoso, Village Abdullah Jatai, Village Tindu Shiekh, Village Maluk Vari.
UCI’s chairman, Mufti Abdul Wahab, personally oversees the implementation of Masjids in our working areas, as he recognises the great importance they hold. He ensures the residents are satisfied with the completion of our project.
WHAT AREAS DID WE BULID MASJIDS IN LAST YEAR?
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Village mulk Vari Village
(district ghotki) Deedar Bhutto
16.7% (Sukkar District)
22.2%
Village Tindu Sheikh
(district Rajanpur) Village Haji Safar Khan
16.7% (Hub Balouction)
22.2%
Village Ghulam
Haider Khoso
(Sukkar District)
22.2%
Abdullah JataiVillage
11.1%
(district Rajanpur)
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MAKING CLEAR VISION A REALITY EYE CAMPS
Over 200 million people in developing countries suffer from visual impairment, making them unable to truly connect with the world. Impoverished communities have fewer healthcare facilities, such as hospitals, clinics, and optical care centres, leaving many of the underprivileged with inadequate knowledge of eye care, and little access to treatment.
Our ‘Eye Care Project’ aims to provide impoverished communities with much needed access to treatment and education surrounding preventable visual impairments and blindness. The first aspect of our solutions deals with their ailments, and the latter teaches the residents about the causes of visual impairment and how to maintain their optical health. To conduct our eye camps, UCI arranges a team of qualified doctors who carefully examine all the patients, give well thought-out diagnosis and prescribe and away free medicine and glasses.
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This project becomes an opportunity for people to prioritize their health without putting strain on those already struggling to survive.
Between January and March of 2020, Ummah Charity International conducted 4 eye camps in Khuda Kibasti, Janjal Goth, Sector 10, and Surjani 7c . We treated over 700 people by conducting check-ups, prescribing medicines and glasses, and making referrals to hospitals in the event Cataract surgery was required.
EYE CAMP PROJECT 2020
Despite the difficulties that the pandemic posed, we set up socially destanced 4 eye camps in underprivileged areas,helping over 754 people
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Surjani 7c
30.4%
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Khuda ki basti
24.9%
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Janjal Goth
24.9%
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ENABLING ISLAMIC EDUCATION
Central to our charity’s mission is building sustainable solutions to poverty, and a way to achieve this is by making it easier for the disadvantaged to access employment opportunities. Our Maktab advances us closer to this goal, as it offers children a comprehensive education, disrupting the generational cycle of poverty. Without our Maktab initiative, these children would remain deprived of any kind of educational training whatsoever due to absence of financial means.
Our Maktabs teach a diverse range of both secular and Islamic subjects, such as English, Maths, Urdu, Tajweed, and Hadith, all under the supervision of qualified Qaris. On occasions like Eid al Fitr, 12th Rabbiulawal, Eid al Adha we distribute fresh cooked food, gift packs and qurbani meat among the students and their families.
Through the support of our team and qualified teachers on ground, we create a safe, supportive learning environment for our pupils, encouraging them to be expressive and confident.
In both of our Maktabs, currently there are total of 200 boys alongside 100 girls. Of this number, the students that make the most academic progression are regularly rewarded in our prize distribution ceremony where they were given gifts, to instill in them a drive to grow even further.
UCI’s Maktab initiative is founded on our Islamic values of the purpose of education. For the betterment of society, it is our duty to do all we can to make a comprehensive education accessible to all.
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MAKTAB PROJECT 2020
Uci has successfully be running two maktabs, with a total student body of 300 200 of them boys and 100 girls
Girls 33.3% Ibrahim hydari Boys Branch 2 66.7%
Ibrahim hydari Branch 1
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BUILDING BRIGHTER FUTURES
In countries facing the degree of deprivation that Pakistan is, having access to education is sadly a luxury. Those living their childhood in slums are used to spending long, difficult hours working as scrap collectors or even as beggars. Families feel forced to raise them in this way because they need the additional income to survive. Our ‘Street School Project’ provides a solution by offering comprehensive education mainly in Maths, Urdu, and English, across various age ranges. Our teaching staff are adequately qualified, capable of delivering our teaching materials to the 60 students enrolled in our school. We aim to prioritise the neediest children; many of our pupils could barely read or write prior to their enrolment. Since their enrolment, not only have our students received in-class education but have also benefitted from extracurricular activities like recreational trips, sports activity days and informational visits by Karachi-Electric team. it is essential that we endeavour to provide them with the guidance they need to succeed. As a way of ensuring they are progressing adequately, they sit annual exams and have appropriate half-term holidays.
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Additionally, because we understand that those enrolled come from impoverished backgrounds, we provide them with everything they need: uniforms, stationary, and food. Last year, in light of the pandemic, UCI decided to conduct multiple hygiene sessions under the guidance of Dr Shazia from Ziauddin hospital and the head of the school Ms Hafsa , where they were taught the appropriate way to clean hands and wear masks. Under normal circumstances and even during last year, on occasions like Eid, we distribute Gift Packs among our students, to share with them the joy every child deserves to have in his/her lives, last year we distributed 60 Eid gift packs among our students.
To enrich our communities, we need to enrich our young people with skills, ambition, and qualifications, as these are the tools they will need to blossom into thriving adults. Our ‘Street School Project’ is one of our initiatives that focuses on building a long-term solution to poverty.
STUDENT RATIO IN OUR STREET SCHOOL
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Girls
41.7%
Boys
58.3%
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FEEDING THE UMMAH
Food scarcity comes in conjunction with poor financial conditions. In impoverished areas across Pakistan, people struggle to feed themselves and their families and depend on aid to survive. Sometimes, these unfortunate conditions are a result of natural disaster, while often they are just a continuation of generational poverty. People in such circumstances have severely reduced access to opportunities, making relief work like UCI their only hope for even a decent meal.
Like most of initiatives, for our ‘Feed the Hungry’ project, our team conducts on the ground research, highlighting areas with high food scarcity levels, having identified the areas, our team then provides desperately needed food in there, and this can be in the form of cooked meals, monthly food packages, or emergency relief responses. We create healthy, nutritional food
solutions that consist of the dietary essentials needed to support optimal well being.
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Our cooked meals are filling and often prepared on the site of distribution, ensuring freshness. This is UCI’s way of ensuring underprivileged people consume food in a dignified manner.
Over the 2019-2020 period, approximately 10,000 of people living under the poverty line benefitted from our collective provision of food initiatives, such as those conducted during Ramadan, Qurbani, in response to the Karachi floods, and our general, year-round cooked food project.
We provided aid to an exhaustive list of areas, including Surjani Town Sector 5 and 7, Kala pul, Khadim Hussain Shah Village, Sohail Goth, Umer Goth, Asgher Bhatani Goth, and Nasir Goth.
COOKED MEAL PROJECT 2020
We distributed
cooked meal to over 8,640 individuals last year
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Sadaqah Qurbani
30.2 %
Mhuarram
69.8 %
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HELPING PEOPLE THROUGH COVID-19
This pandemic panned out in more disastrous ways that anyone had anticipated, claiming over 3.5 million lives and disrupting many more. In Pakistan the Covid crisis forced people into numerous lockdowns, including the current one, resulting in unprecedented loss of employment, highest food scarcity statistics and a general decline in the well-being of underprivileged communities. Observing all this, Ummah Charity prompted to action, starting a drive to distribute food and sanitation items to most vulnerable groups like school children and public servants like police officers.
Our team of volunteers put together sanitation packs including all the items needed to protect oneself from the novel virus in public settings like hand sanitizers, face masks, gloves, etc.
And distributed them among school children in financially underprivileged communities so that they remain safe by taking necessary precautions. Additionally, we also recognized the need to increase the reach of our food aid in these times, so our team organized food distribution drives for members of police to help them do their duties diligently.
COVID RELIEF WORK IN APRIL 2020; WE DISTRIBUTED AID TO 475 PEOPLE:
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150
cooked
food packs
31.6%
45 Fresh
Vegetable
Packs
47.4%
100
Sanitation
kits
21.1%
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On the 25th of March 2020, we distributed 500 10 kg bags of wheat flour and 2500 litre of cooking oil among people facing extreme hunger brought by the pandemic. On the 16th of April 2020, we were able to distribute 100 sanitation kits and 150 cooked food meals, and water bottles to people in the police force. Following that on the 23rd of April 2020 , we distributed approximately 330 kgs of fresh vegetables to around 45 households (225 people) in the area of Surjani town.
As we hope to see the end of this crises with vaccines and lockdown measures, UCI hopes to continue its relief work to see people through these trying times.
COVID RELIEF WORK IN MARCH 2020; WE DISTRIBUTED:
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5 kg bags
of cooking oil
50%
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10 kg bags of
Wheatflour
50%
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OUR RELIEF WORK DURING KARACHI FLOOD 2020
In August of 2020, destructive monsoon floods struck areas of Pakistan, and the coastal city of Karachi was particularly affected, leaving many streets and homes flooded, and many people without access to basic human necessities.
Natural disasters effect people’s lives suddenly, making it difficult for them to prepare themselves for the impact it will have. This makes UCI’s response carry great importance, as in their moment of need, we may be all they have to rely on.
Ummah Charity International swiftly prepared 500 packs of cooked food accompanied with 500 water bottles , so that those affected would not go hungry during this distressing time. We tirelessly went door to door, ensuring we distributed as many as possible to the vulnerable.
As with every project, our response had its challenges. Due to the flooding, there was difficulty accessing different parts of Karachi, as the overflowing water was difficult to navigate at times. This was worsened by social restrictions imposed by the government’s response to COVID-19, as limited our ability to engage with the public
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OUR KARACHI PROVIDING ACCESS TO CLEAN WATER FLOOD RELIEF PROJECT Cooked Water Bottles REACHED Food Packs 50% 50% 500 PEOPLE LAST YEAR
The success of this initiative was due to our swift, immediate response, as natural disaster’s often cause destruction in a short period of time. If we delayed our provision of emergency relief, it would have led to people suffering physical and emotional trauma for an extended period of time. We provided much-needed food and water, but by engaging with them, we also provide emotional support by showing that they are not alone in this difficult time.
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HELPING PEOPLE STAY WARM
Homelessness and being displaced from a stable shelter are incredibly difficult positions to be in, and it is even harder in the freezing winter. Being on the streets is a stressful way to live, and for those in our developing countries, they often find themselves homeless for reasons that were out of their control. In 2019, our ‘Winter Appeal’ was more important than ever before, as Pakistan had its coldest winter in decades, in addition to the issue posed by internal displacements and widespread poverty.
Our aim is to ease their suffering, and we did that by distributing blankets and sweaters, so they can keep warm in their difficult situation. Our team conducts on the ground research, identifying groups that are most vulnerable to extreme weather conditions due to natural disaster and their geographical location. Once the at-risk populations are identified, our teams gather the resources to arrange urgent winter aid materials like blankets and sweaters for them, this is followed by a dedicated distribution drive. This past year, our volunteers operated in Saeedabad mainly.
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WINTER PROVIDING ACCESS TO CLEAN WATER Blanket PROJECT 25% 2020
Last year, in our winter project, we donated blankets and sweaters to over 400 peoples in the area of saedabad
Sweaters
In December 2019, Mufti Abdul Wahab personally distributed 100 blankets and 300 sweaters , in line with our chairman’s vision to provide sustainable solutions to the crises our people face.
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SUPPORTING THE UMMAH IN RAMADAN
We, at UCI, understand the importance of Ramadan and the religious journey that it brings with itself. However, we also appreciate that this time of devotion can be particularly challenging for those who do not have the means to afford even basic Suhoor and Iftar meals for their families. To make the holy month easier for everyone in the Ummah, UCI has crafted its Ramadan project in a way to encompass the food needs of entire families for a whole month with the Zakat, Sadaqah and general donations.
With our comprehensive Ramadan project, UCI eases the hardships of less fortunate individuals by providing Iftar and Suhoor meals, monthly food packs, as well as Eid gift packs, so children can celebrate the month in the same way that Muslims with better means do. Our food provisions consist of all the dietary essentials required to enact Iftar and Suhoor in a healthy, nutritional way, including rice, flour, sugar, oil, lentils, juice concentrate, tea leaves, powdered milk and dates.
This initiative carries great importance, as we are helping the needy during our most sacred month. This Ramadan, our team personally gathered families from localities most affected by unemployment and hunger and distributed 2,631 monthly food packs , meaning over 26310 people would be able to feed themselves through these packs (considering an average of 10 members in each family).
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Khuda Ki Basti Burmi Colony
12.5% 12.5%
Sector 7 Surjani Town Gulistan e Jauhar
12.5% 12.5%
Baldia town Mangopir
12.5% 12.5%
Malik Goth
Yousuf Goth
12.5%
12.5%
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In addition to monthly food packs, UCI arranges for Iftar daily during the month of Ramadan, in an effort to provide people away from their home during the evening prayer with a meal to break their fast with. Last Ramadan, UCI distributed over 3,930 Iftar packs , which include a variety of food items as well as juice and water.
We also collected 1,148 Fitrana donations and 5,280 Fidya donations from our generous donors, feeding the same number of people through them. We were also able to brighten the Eid of 160 children with our Gift Pack initiative.
It is with the continued support of our donors that our Ramadan project has flourished and continues to grow every year.
Areas where are carried out our Ramadan Food Pack Distribution
RAMDAN PROJECT 2020
Our Ramadan Project Consists of numerous appeals.
Last year, we were able to help over 36,828 people through in the month of Ramadan alone
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Fidya Iftar packs
14.3% 10.7%
Fitrana
3.1%
Food Pack
71.4%
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PUT YOUR QURBANI IN SAFE HANDS
Last year, the entire process of our Qurbani project proved to be particularly difficult because of Covid related lockdowns and their ripple effects, but we decided we needed to widen the pool of our food-based initiatives in response to the pandemic, and thus, our Qurbani project had a monumental 51,888 beneficiaries in the last annual year. This included meat from 56 cows, 36 camels, 30 goats and 344 Lambs.
As every year, last year too our team bought your sacrificial animals after close inspection to make sure their health conditions are in accordance with the Shariah guidelines. Come Eid al Adha, our team members oversee the sacrifice of your animal, ensuring sanitary conditions and adherence to Islamic commands regarding the act. Finally, they distribute 100% of the animals’ meat among people from impoverished communities.
WHAT ARE SOME OF THE AREAS WE DISTRIBUTED OUR QURBANI MEAT IN
With your constant support, we use Eid al Adha as a time to deliver safe, good quality meat to those who are only able to eat such meat as a luxury, as they lack the means to afford it on a regular basis.
7.7% GOAT 6.4%
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WHAT AREAS DID WE DISTRIBUTE OUR
QURBANI MEAT IN LAST YEAR?
GHAZI GOTH
11.5%
JAMHORIA COLONY
9.1%
PAKHTUNBAD8.3%
MANGOPIR
9.1%
KHADIM HUSSAIN
SHAH VILLAGE9.1%
10.8%
BURMA COLONY
YOUSUF GOTH11.5%
10.8%
SHAHBAZ GOTH
KALA PUL8.3%
10.8%
KHUDA KI BASTI
8.3%
SAEDABAD 8.3%
SAURJANI TOWNSECTOR 5 & 7
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Every Muslim, regardless of their financial situation, deserves to enjoy their Eid-ul-Adha celebration. By gifting them meat, we make it possible for them to have a fulfilling lunch and dinner, whilst ensuring they do not go hungry during this special time. In this respect, we distributed the meat from last year’s Qurbani to over 50 areas including Surjani Town, Ibrahim Hyderi, Pakhtunabad, Jamhoria colony, Noor Deen Goth, Khalil Goth, Mehran Basti, Sultanabad, Ghulam Muhammad Goth, Sector 7A, Kherabad and many more.
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GIVING SADAQAH IMPROVING LIVES
Sacrificing an animal to please Allah (SWT) and to feed people in need, in time of joy as well as troubles is a practice recommended and appreciated by the Prophet (peace be upon). With UCI, anyone can fulfil this divine act of Sadaqah sacrifice by donating towards the purchase and qurbani of an animal, such as a goat.
Over the last year, UCI’s donors contributed to the sacrifice of 30 goats, gifting the meat to 1,440 people from deprived families in areas of Surjani Town, Ibrahim Hyderi, Pakhtunabad, Jamhoria colony, as those facing the type of deprivation prevalent throughout underdeveloped parts of Pakistan indulge in meat as a scarce luxury. A single meat pack can feed more than 5 members of a family comfortably.
t
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In addition to Sadaqah in the form of animal meat, we also give away Sadaqah as cash or general aid. Last year, we gave varying amount of cash aid to approximately 1000 individuals who were in dire need, among the beneficiaries were orphans, widows and people from impoverished families.
By committing good deeds like these, free from duplicity and narcissism, you will be awarded pure life in this world and the Hereafter, for you are helping those in need. This year, consider expressing gratitude to Allah (SWT) by giving Sadaqah in the form of animal sacrifice.
SADAQAH PROJECT 2020 How did we help 2440 people with Sadaqah Last Year?
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Sadaqah
Qurbani Goat
59%
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THE IMPACT OF YOUR DONATIONS
Maqsood Shares His Struggles in Covid Lockdowns and Says Thank You.
“I am Maqsood , I am a daily wage worker and I live in Laal Baheyo Ghot. I am the only one working in my family, there are 15 of us in our household. My wages are generally very low, I make 500 Rs on a good day but with Covid lockdowns it's been less than even that. The lives of us daily workers and our families are very unpredictable, we don’t know if we’ll be able to eat the next day or not, it’s not a dignified way to live but thanks to people like Mufti Abdul Wahab and Ummah Charity International, we are able to have stable food and the feeling that someone is looking out for us. It fills my heart with hope, seeing that there are good people out in the world who donate to keep people like me and family fed. All I can say is I am grateful to all of them.”
Ghulam Rasool Expresses his Gratitude on Having a local Mosque.
“My name is Ghulam Rasool, I am a resident of village Nagorsher Ghoat, my father is the Imaam of the local mosque here. The only mosque in our locality was in a painfully terrible state and was in desperate need to repair and re-construction. It was as if there was no mosque before in our village, we had to walk miles to another village or perform our Salah. Thankfully, people like Mufti Abdul Wahab care enough about communities like ours to invest in us. UCI re-constructed our local mosque, Masjid - e - Ayesha , and around 300-400 people can perform their Salah there. Alhamdulillah we now can perform our religious duties over here rather than to praying at home or walk to another village. We are thankful to Madam Kulsoom Akhtar and Mufti Abdul Wahab who re-constructed Masjid Hazrat-e-Ayesha. May Allah gives Barakah in their health and life.”
Haseena Tells the Reality of Living with Poor Sight and Poverty
“My name is Haseena, I live in Yousuf Goth, I am widow and a single mother of four, my oldest son is twelve years old, and the poor child has to help me take care of his younger siblings. I can’t afford the tuition fee of four children so the eldest two are not able to go to school either. In these circumstances, it’s difficult to think about my own health, I am grateful that Ummah Charity International cared enough to set up an eye care camp for us and gave us free consultation and medication. I just want to say that being compassionate is a sign of a good human being and people who give their Sadaqah and donations to help people like me are good people indeed and I will remember them in my prayers.”
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Together we make life better for the Ummah
Fouzia Islmail Shares her Joy Over her Son’s Education.
“My son studies at the Maktab funded and run by Ummah Charity International here in Ibrahim Hydari , I cannot begin to describe how thankful I am to them for giving my child the opportunity to learn and grow. My husband does not earn enough for us to feed ourselves and pay the ever-rising school fee, so when this Maktab opened and offered to educ ate our child in both Islamic and general education for free, we were over-joyed. I can finally imagine a future for my child outside of poverty and deprivation and that is a liberating feeling.”
Hear how Razia’s Begum’s Life was Transformed through our Water Project.
“I cannot express how grateful I am, that we no more have to use contaminated water for our daily use, my children would not have to walk miles just to fetch clean water. Thank you to everyone who donated towards this hand pump to be built in my house in Goth La Hari. Every penny given towards this cause will help more people like me to support their families. These hand pumps have introduced a whole new way of living for us, and for this, we cannot thank you enough.”
gratitude towards UCI Donors
“I am a teacher at a local madrassa in Goht Dabli Shah, the work does not pay much, I barely make 3,000 Rs a month and the pandemic has definitely made things worse for us. On top of that, I am the only earning person in my family of 9 , it gets almost impossible to survive with such little income. We're barely able to make ends meet as it is, in Ramadan things get more expensive.
In such circumstances the support Ummah Charity International has extended in the form of the monthly food pack mean more to than we can ever express.
My heart is filled with gratitude for Mufti Abdul Wahab, Team UCI and everyone who donates to them, it feels good to know that people like us are remembered and cared for.”
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REPORT OF THE TRUSTEES FOR THE YEAR ENDING 30TH SEPTEMBER 2020
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The trustees present their report with the financial statements of the charity for the year ended 30th September 2020.
The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended
Practice applicable to charities preparing their accounts in accordance with the Financial Reporting
Standard applicable in the UK and Republic of Ireland
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THE BOARD OF TRUSTEES
Mufti Abdul Wahab, Chairman Ummah Charity International, has been involved in philanthropist activities well over a decade now. He has established a reputation for himself as a prominent Islamic religious scholar, making his presence known on both international mainstream and social media, with an ever-expanding following. His vision for Ummah Charity International has always been of creating a more equitable, just society where no one is forced to live in unfavorable conditions. To realize this vision, he closely monitors the activities of the charity and, whenever possible, personally visits sites of relief work to make sure that organization’s processes are carried out smoothly. He is dedicated to his work of alleviating poverty, providing urgent relief, creating employment opportunities, and making education accessible and he is making all of this possible bit by bit through careful strategizing, fueled by genuine concern.
"Waqaas Rahman brings over 15 years of IT industry experience as a consultant. He has contributed in transforming Ummah Charity International into a professional body and setting up the foundation for success. His focus has been on improved productivity and better time management across the various organizational functions, providing UCI with the boost it needed to become a quality institution. During the early years, he was involved in providing advise on better tools and processes, thereafter he was involved in the various charity projects on the ground and is currently focusing on UK based opportunities. He is an advocate of the vision and goals of the charity, which puts the needy individual at centre of their work. "
Faisal Rao has capabilities in accounting have helped tremendously in managing the charity’s funds for projects within and outside the UK. By profession, he works as an accountant for a large London based organization, but his drive for social change motivated him to be a part of UCI’s board of trustees. His experience and knowledge in monetary matters have allowed the charity to be able to meet allocate funds to relevant projects effectively and timely. His work with the UCI as deeply cherished as it is crucial.
REFERENCE & ADMINISTRATIVE DETAILS
Legal and Administrative Information
Registered Charity Name:
Ummah Charity International
Registered Charity No.
Registered Office: 16 Village Way East Harrow HA 2 7 LU
Principal office: 16 Village Way East Harrow HA 2 7 LU
1146342
The Trustees:
The trustees who served the charity during the period were as follows: Mr Abdul Wahab Mr Faisal Rao Mr Waqaas Rahman
Accountants:
Hybrid Accountancy Limited Association of Chartered Certified Accountants 6 Pennine Parade Pennine Drive London, NW2 1NT
Bankers:
Barclays Bank 220 Ealing Road Wembley, Middlesex HA0 4QH
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STRUCTURE, GOVERNANCE AND MANAGEMENT
Governing document:
The charity is controlled by its governing document, a deed of trust, and constitutes an unincorporated charity.
Risk Management Policy:
A separate log is maintained to determine the risk factors, which can affect the operations of Ummah Charity International and can produce significant hurdles in the work. These factors usually come under discussion in trustee meetings and require actions if necessary. Mainly the risk which can be a potential threat is the financial position of the organisation. It applies both on internal and external levels. On internal, the level of reserves and on external it is the economic calamity which can affect our donors and funders and can distress them from supporting the good causes. Trustees are aware of these potential risks and have already discussed to overcome the threats (if arise) with possible risk and are agreed to discuss them in every trustee meeting, so the quick response can be discoursed and delivered on time. It is also worth mentioning that despite the financial risks, areas like governance, competition, operations, fundraising, legal compliance, visibility and information technology are also well assessed and discussed in detail.The charity is controlled by its governing document, a deed of trust, and constitutes unincorporated charity.
Risk of Governance:
Ummah Charity International needs to ensure that proper governance structures and practices are adopted to reduce the risk of failure and can support the survival and success of the organisation. The board will regularly review the policies and procedures to ensure they meet the governance and operating standard.
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Funding:
Ummah Charity International does not have a fixed amount of income. In continuation of work it will be absolutely dependent on the donations made by the public or other charity organisations. Projects are only initiated when the complete funds are available to cover the cost but an exceptional case where Ummah Charity International has also set aside a portion of reserves to reduce the disruption in the event due to temporary fall in donations.
Our fundraising teams utilise different approaches, which include the following:
Individual donor giving Challenges Events Online giving Communities fundraising Live TV appeals
Fundraising activities are carried out by our own staff or volunteers, we did not use third parties or agencies.
Call centres Direct mail
General Data Protection Regulation (GDPR):
From 2017 we have provided training to staff members regarding the importance of GDPR. An action plan was implemented and all donors were sent consent forms and emails. We have a data protection policy and privacy statements.
Complaints handling:
We have a complaints policy in place and a complaint can be submitted to us in either in person, by telephone, email of via our website contact form. Complaints will be dealt with in accordance to our policy. We strive to make Ummah Charity International meet high standard and up to the expectation of our donors. All procedures and framework are reviewed on regular basis for improvement purposes.
I.T & Data Storage:
Ummah Charity International is reliant upon electronically-stored data, however the damage of our computer systems will not disrupt any of our humanitarian operations. This is due to the fact that copies of all our data have been made in order to keep the information we have secure.
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OBJECTIVES AND ACTIVITIES
Our Objectives
Ummah Charity International is a developmental aid organisation working with some of the most impoverished countries, regardless of colour, sect or creed.
Our objectives revolve around the major goals listed below:
Emergency Relief Feed Women Provide Advance in Natural the Ummah Empowerment Clean Water Education System Disasters
Expertise in our humanitarian projects:
This includes responding to any disasters so the community is protected, this requires efficiency and greater rapid action. A better community is another aspect that we focus on through our local projects and social bonding with a wide variety of people and organisations.
The empowerment of communities:
Development of integrated programmes especially sustainable livelihood projects which enable the vulnerable communities to break out of the cycle of poverty, whether it is by setting up a small business or distributing rickshaws. We have a gender equality policy therefore the Women Empowerment project gives women an equal chance to make their journey towards a better future.
Building trust and impacting efficiency in our work:
Ummah Charity is based on transparency, neutrality and sincerity with effective leadership and programme management. The importance of each project in Ummah Charity International is inevitable and the work that we do is bringing vulnerable communities who are entrapped by poverty towards hope and stability
Current development programmes and projects set up are:
Educating the children and enlighten their future
Provision of clean and hygienic water solutions in rural and urban villages
Healthcare – We set-up camps for eye care checks or wheelchair distribution
Reducing hunger – This is done by serving warm meals and providing food packs
Infrastructure is another major project whether it be the building of Masajid or building homes for the homeless or displaced.
Seasonal projects are set up throughout the year – Ramadan/Qurbaani or winter.
Reduce Hunger
Humanitarian responses
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MISSION
Our mission is to deal with poverty and its causes by developing innovative and sustainable solutions that enable individuals and their communities to live with dignity. We aim to accomplish this by supporting initiatives that promote economic justice and social equality. These are only two of the basic fundamentals of life, according to the teachings of Islam. To eliminate sufferings and hardships of all mankind which is the prime mission of UCI. We are continuously endeavouring to tackle the root cause of the problem that causes inequitable distribution of resources.
VALUES
Equality: Islam teaches equality irrespective of colour, class, race, gender, age, disability, ethnicity, and religion; and this forms the foundation of what we practice at UCI.
Respect: It is our belief that respect is the birth right of each individual regardless of their social status, values and beliefs.
Integrity: Integrity is our strong suite and we maintain transparent dealings and honest transactions at all times and levels.
Compassion: We believe in kindness and compassion not only to those who are in need and have been encompassed with poverty, but to everyone who is facing life’s turbulences.
Partnership: We work together with our local and international partners in order to effectively serve the larger communities.
Solidarity: We stand with the disadvantaged, and the ones struck down, enabling them to overcome their misery, and start anew.
Transparency: We have a policy of openness as we believe we are answerable to God, while we owe our donors to correctly inform them of our progress.
Excellence: Our goal is to achieve excellence in providing humanitarian aid in disasters, as well as to the destitute and underprivileged.
ACCOUNTABILITY
Ummah Charity International is working continuously to develop and improve its accountability (a vital part of legitimacy) so that it fully supports our vision and mission and ensures that our work has the greatest impact. We have many policies and instruments in place for this such as participation, feedback, complaints-handling and reporting.
When someone donates towards a particular cause or project, we make sure that we have the team and resources to direct your donation towards the people and communities who need it the most. We take your donations very seriously and make sure that every penny is spent in correct way, for that all donated funds are monitored and reviewed by Mufti Abdul Wahab (Founder & Chairman) who ensures that Zakat, Sadaqah and other funds are spent correctly. After the completion, a detailed feedback of the project is sent to our donors.
Ummah Charity International believes that if we work together, we can make a difference and for that we keep our work transparent among all stakeholders which includes: public, donors, volunteers, staff and regulatory bodies in the countries we operate. A little note on Gift aid: Thanks to our donors who have signed a Gift Aid Declaration as this is much appreciated
PUBLIC BENEFIT
The Trustees confirm that they abide by the Charity Commission's general guidance on public benefit complying with Section 4 of the Charities Act 2006 to have due regard to public benefit in pursuance of its objectives and activities. The initiatives taken by Ummah Charity International left a deep impact and delivers sense of well-being & happiness without compromising on people's self-respect. We have been playing an affective role in helping those who are in dire need. UCI has undertaken different projects over the years; some were meant to provide immediate relief while the others meant to uplift the economic status of families. In either case, our efforts have been proven fruitful and helped the beneficiaries in changing their lives and providing them a chance to uplift their current situation. It is worth to mention that whatever we have achieved so far is quite encouraging and a source of boosting our moral and spirit to continue the good work for public's benefit and help.
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FUTURE DEVELOPMENTS
After a truly challenging year, we at Ummah Charity International have strategized a plan to double down our charitable work, which would include expanding our current relief networks while developing new ones. Firstly, because we understand the extent of the damage that Covid continues to cause, we are expanding covid-related aid work like increased food provisions and sanitation pack distributions, with estimated increases. Estimated 1156 covid relief food packs will be provided in the coming year. Secondly, as we notice growing poverty levels here in the UK, we are starting strategic relief work in areas of London, particularly in the borough of Ealing, with high levels of homelessness, exacerbated by the pandemic. Giving away carefully crafted food aid kits to 250 homeless people. Given that UCI prioritizes long term solutions to poverty, we plan for working on a Street School in a new location in an effort to increase the width of our long-term solutions to poverty and illiteracy. The same way, we are increasing the impact of our women empowerment project by increasing the distribution of sewing machines to 30% compared to the last 5 years. Similarly, we are also improving the reach of our Rozgar initiatives by getting new rickshaws to 14 individuals, impacting the lives of 112 family members by extension. To develop our medical networks, we are investing in the healthcare care infrastructure, hoping to organize close to 55 eye camps, creating a network of optical health support for 4500 families by giving way hundreds of free prescription drugs and funding 700 eye cataract surgeries. Understanding the importance of support structures UCI is developing strategies to improve and increase our volunteer networks both in Pakistan and in the UK to grow our on-the-ground appeal and efficiency. We also practice showing appreciation to staff for their work by spending team-building time with them outside if immediate office hours.
Lastly, but importantly, we are planning on establishing relations with local authorities and organizations in both Pakistan and the UK to increase our approach and mediums for providing support to at-risk individuals and families.
FUNDRAISING ACTIVITIES
Organization's fundraising activities and funding sources are reviewed occasionally by trustees to ensure all known sources of funds are approached for financial support. It was mentioned that the idea and experiment of doing charity appeals through television channels are really successful and helped the charity to reach more audience for awareness as well as for financial gains. The trustee's emphasis on setting up and regularly updating the just-giving pages so more people can be engaged in good causes.
STATEMENT OF TRUSTEE'S RESPONSIBILITY
The trustees are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the trustees are required to - select suitable accounting policies and then apply them consistently; - observe the methods and principles in the Charity SORP; - make judgements and estimates that are reasonable and prudent; - state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; - prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business.
The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. The trustees are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).
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The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the trustees are required to: select suitable accounting policies and then apply them consistently; observe the methods and principles in the Charity SORP; make judgements and estimates that are reasonable and prudent; prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business. The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
FINANCIAL REVIEW
Income
All incoming resources are included in the Statement of Financial Activities (SOFA) when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy and there is certainty of receipt. Donations: This comprises all incoming resources from donations and gifts collected directly by the charity and income from fundraising events/ appeals during the year. Gift Aid tax recoverable under the Gift Aid Scheme is recognised where there is an entitlement, certainty of receipt and the amount can be measured with sufficient reliability. Where a claim for repayment of income tax has been or will be made, such income is included in the debtors’ amount if still not received by the year end.
Reserves Policy
The beneficiaries of the Ummah Charity International are the communities from different backgrounds and cultures, the only thing common among them is "poverty and insufficient resources", most of them receive the assistance and support from UCI on regular bases as their economic conditions do not allow them to fulfil the requirements on their own. UCI's ongoing projects are a big hope for such thousands of people and any delay or obstacle in delivering the projects can awfully affect their lives. Therefore, trustees are in a view that a minimum of six-month reserve would be necessary to run the programs smoothly and to ensure the sustainability. The UCI runs learning, fundraising, capacity building and advocacy activities and programmes that support the communities and individuals. The UCI Reserves Policy is to maintain sufficient level of reserves to enable normal operating activities to continue over a period of up to six months should a shortage in income occur and to take account of potential risks and emergencies that may arise from time to time. This policy will be reviewed at the Annual Trust meeting each year. The Chairman will present the Trustee Board with a draft document and supporting materials that enables them to make an informed decision about levels of Reserves and feeds into their approval of the strategy document and annual operating budget.
Review
During the year the charity raised (£896,192) in direct donations from the general public to carry out the programmes mentioned in Statement of Financial Activities. Most of this was utilised in the year and remaining funds are in reserve for ongoing projects. The charity continues to work closely with a number of partner organisations in providing aid to the needy and of the expenditure, £330,885) was spent with these partner organisations. The income tax recoverable from Gift Aid is used for admin and marketing related expenses.
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FINANCIAL STATEMENT FOR THE YEAR ENDING 30TH SEPTEMBER 2020
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF UMMAH CHARITY INTERNATIONAL
Independent examiner's report to the trustees of Ummah Charity International
I report to the charity trustees on my examination of the accounts of Ummah Charity International (the Trust) for the year ended 30 September 2020.
Responsibilities and basis of report
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent examiner's statement
Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of Association of Chartered Certified Accountants which is one of the listed bodies
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
-
accounting records were not kept in respect of the Trust as required by section 130 of the Act; or
-
the accounts do not accord with those records; or
-
the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requireme that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Hybrid Accountancy Limited Association of Chartered Certified Accountants 6 Pennine Parade Pennine Drive London, NW2 1NT 26 July 2021
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STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30TH SEPTEMBER 2020
| Unrestricted fund Notes £ INCOME AND ENDOWMENTS FROM Donations and legacies 2 87,007 Charitable activities 3 Health & Welfare 2,521 Ramadan 20,409 Hifze Quran 11,564 Qurbani & Aqiqa 88,050 Economic Empowerment 3,235 Sadaqah - Water Projects 21,480 Zakat - Education 2,400 Disaster Relief 6,321 Masjid 11,356 Voluntary Donations Feed the Ummah 15,173 23,923 Total 293,439 EXPENDITURE ON Raising funds 4 12,810 Charitable activities 5 Health & Welfare 770 Ramadan - Hifze Quran - Qurbani 72,295 Economic Empowerment - Sadaqah - Water Projects Zakat 9,500 Education Disaster Relief Masjid Feed the Ummah Other 152,113 Total 251,421 NET INCOME 42,018 - 1,284 649 2,000 - |
Restricted fund £ - 19,653 148,805 29,683 1,205 60,653 25,178 201,534 46,422 13,145 15,340 78,183 50 49,909 689,760 112,162 7,400 - 356,549 333,211 7,480 77,476 2,700 1,205 - 3,725 109,000 13,001 2,000 10,000 10,400 |
30/9/20 Total funds £ 87,007 22,174 169,214 41,247 89,255 63,888 25,178 223,014 46,422 15,545 21,661 89,539 15,223 73,832 983,199 124,972 8,250 77,476 2,700 73,500 - 3,725 118,500 7,400 14,285 2,649 12,000 10,400 152,113 607,970 375,229 |
30/9/19 Total funds £ 70,106 75,897 100,190 28,971 45,810 64,106 40,194 144,889 33,232 9,185 15,706 35,903 46,234 - 710,423 122,198 15,375 61,610 4,340 37,933 37,400 9,947 121,138 - 7,000 10,990 29,000 - 181,319 |
|---|---|---|---|
| 638,250 | |||
| 72,173 |
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STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30TH SEPTEMBER 2020
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30/9/20 30/9/19
Unrestricted Restricted Total Total
fund fund funds funds
Notes £ £ £ £
RECONCILIATION OF FUNDS
Total funds brought forward 195,137 628,517 823,654 751,481
TOTAL FUNDS CARRIED FORWARD 237,155 961,728 1,198,883 823,654
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| STATEMENT OF FINANCIAL POSITION 30TH SEPTEMBER 2020 30/9/20 Unrestricted Restricted Total fund fund funds Notes £ £ £ FIXED ASSETS Tangible assets 11 12,115 - 12,115 CURRENT ASSETS Debtors 12 215,274 28,289 212,599 992,692 Cash at bank and in hand (2,675) 964,403 243,563 961,728 1,205,291 CREDITORS Amounts falling due within one year 13 (17,315) - (17,315) NET CURRENT ASSETS 226,248 961,728 1,187,976 TOTAL ASSETS LESS CURRENT LIABILITIES 238,363 961,728 1,200,091 CREDITORS Amounts falling due after more than one year 14 (1,208) - (1,208) NET ASSETS 237,155 961,728 1,198,883 FUNDS 16 Unrestricted funds 237,155 Restricted funds 961,728 TOTAL FUNDS 1,198,883 |
30/9/19 Total funds £ 8,070 140,637 694,293 834,930 (17,342) 817,588 825,658 (2,004) 823,654 195,137 628,517 823,654 |
|---|---|
and were signed on its behalf by:
Mr. Abdul Wahab - Chairman Mr. Faisal Rao - Treasurer
continued...
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STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 30TH SEPTEMBER 2020
| Notes Cash fows from operating activities Cash generated from operations 1 Net cash provided by operating activities Cash fows from investing activities Purchase of tangible fxed assets Net cash used in investing activities Cash fows from fnancing activities Capital repayments in year Net cash used in fnancing activities Change in cash and cash equivalents in the reporting period Cash and cash equivalents at the beginning of the reporting period Cash and cash equivalents at the end of the reporting period |
30/9/20 £ 306,883 306,883 (7,688) (7,688) (796) (796) 298,399 694,293 992,692 |
|---|---|
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NOTES TO THE STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 30TH SEPTEMBER 2020
1. RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES
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30/9/20 30/9/19
£ £
Net income for the reporting period (as per the Statement of
Financial Activities) 375,229 72,173
Adjustments for:
Depreciation charges 3,643 2,224
Increase in debtors (Decrease)/increase (71,962) (68,078)
in creditors (27) 2,630
Net cash provided by operations 306,883 8,949
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2. ANALYSIS OF CHANGES IN NET FUNDS
| Net cash Cash at bank and in hand Debt Finance leases Total At 1/10/19 £ 694,293 694,293 (3,066) (3,066) 691,227 |
Cash fow £ 298,399 298,399 299,195 796 796 |
At 30/9/20 £ 992,692 992,692 990,422 (2,270) (2,270) |
|---|---|---|
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NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30TH SEPTEMBER 2020
1. ACCOUNTING POLICIES
Basis of preparing the financial statements
prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.
INCOME
All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.
EXPENDITURE
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.
Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.
TANGIBLE FIXED ASSETS
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Plant and machinery - 25% on cost Fixtures and fittings - 15% on reducing balance Computer equipment - 25% on reducing balance
TAXATION
The charity is exempt from tax on its charitable activities.
FUND ACCOUNTING
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.
continued...
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NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 30TH SEPTEMBER 2020
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2. DONATIONS AND LEGACIES
30/9/20 30/9/19
£ £
Gift aid 70,793 70,106
Grants 16,214 -
87,007 70,106
Grants received, included in the above, are as follows:
30/9/20 30/9/19
£ £
-
Govt Grant 16,214
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NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 30TH SEPTEMBER 2020
3. INCOME FROM CHARITABLE ACTIVITIES
| INCOME FROM CHARITABLE ACTIVITIES Activity General Donations Health & Welfare Restricted Donations Health & Welfare General Donations Ramadan Restricted Donations Ramadan General Donations Hifze Quran Restricted Donations Hifze Quran General Donations Qurbani Restricted Donations Qurbani General Donations Economic Empowerment Restricted Donations Economic Empowerment Restricted Donations Sadaqah General Donations Water Projects Restricted Donations Water Projects Restricted Donations Zakat General Donations Education Restricted Donations Education General Donations Disaster Relief Restricted Donations Disaster Relief General Donations Masjid Restricted Donations Masjid General Donations Voluntary Donations Restricted Donations Voluntary Donations General Donations Feed the Ummah Restricted Donations Feed the Ummah |
30/9/20 £ 46,422 49,909 896,192 2,521 19,653 20,409 148,805 11,564 29,683 88,050 1,205 3,235 60,653 25,178 21,480 201,534 2,400 13,145 4,270 17,391 11,356 78,183 15,173 50 23,923 |
|---|---|
continued... 5 1
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 30TH SEPTEMBER 2020
| 4. 3. INCOME FROM CHARITABLE ACTIVITIES - continued Grants received, included in the above, are as follows: RAISING FUNDS 5. CHARITABLE ACTIVITIES COSTS RAISING DONATIONS AND LEGACIES Advertisement Event cost Fundraising cost Zakat Sadaqah |
30/9/20 £ 30/9/20 £ 262,725 429,086 691,811 28,662 3,975 92,335 124,972 |
30/9/19 £ 199,124 291,340 |
|---|---|---|
| 30/9/19 £ 490,464 13,138 9,568 99,492 122,198 |
| Grant | |
|---|---|
| funding of | |
| activities | |
| (see note 6) | |
| £ | |
| Health & Welfare | 8,250 |
| Ramadan | 77,476 |
| Hifze Quran | 2,700 |
| Qurbani | 73,500 |
| Sadaqah | 3,725 |
| Water Projects | 118,500 |
| Zakat | 7,400 |
| Education | 14,285 |
| Disaster Relief | 2,649 |
| Masjid | 12,000 |
| Feed the Ummah | 10,400 |
| 330,885 |
continued... 5 2
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 30TH SEPTEMBER 2020
| 6. GRANTS PAYABLE Health & Welfare Ramadan Hifze Quran Qurbani Economic Empowerment Sadaqah Water Projects Zakat Education Disaster Relief Masjid Feed the Ummah The total grants paid to institutions during the year was as follows: Zakat Sadaqah |
30/9/20 £ 30/9/20 £ 8,250 77,476 2,700 73,500 - 3,725 118,500 7,400 14,285 2,649 12,000 10,400 330,885 121,451 122,936 244,387 |
|---|---|
7. SUPPORT COSTS
| Information | |||
|---|---|---|---|
| Management | Finance | technology | |
| £ | £ | £ | |
| Other resources expended | 62,134 | 80,153 | 4,683 |
| Governance | |||
| Other | costs | Totals | |
| £ | £ | £ | |
| Other resources expended | 3,643 | 1,500 | 152,113 |
5 3
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 30TH SEPTEMBER 2020
8. TRUSTEES' REMUNERATION AND BENEFITS
for the year ended 30 September 2019
9.
| STAFF COSTS TRUSTEES' EXPENSES The average monthly number of employees during the year was as follows: No employees received emoluments in excess of £60,000. Number of Staff Trustees' expenses Wages and salaries |
30/9/20 £ 30/9/20 £ 30/9/20 4 3,009 20,406 20,406 |
30/9/19 £ 30/9/19 £ 8,324 25,137 |
|---|---|---|
| 30/9/19 3 25,137 |
10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
| Unrestricted | Restricted | Total | |
|---|---|---|---|
| fund | fund | funds | |
| INCOME AND ENDOWMENTS FROM | £ | £ | £ |
| Donations and legacies | 70,106 | - | 70,106 |
| Charitable activities | |||
| Health & Welfare | 12,284 | 63,613 | 75,897 |
| Ramadan | 12,205 | 87,985 | 100,190 |
| Hifze Quran | 11,165 | 17,806 | 28,971 |
| Qurbani | 45,810 | - | 45,810 |
| Economic Empowerment | 7,641 | 56,465 | 64,106 |
| Sadaqah | - | 40,194 | 40,194 |
| Water Projects | 22,045 | 122,844 | 144,889 |
| Zakat | - | 33,232 | 33,232 |
| Education | 1,095 | 8,090 | 9,185 |
| Disaster Relief | 3,213 | 12,493 | 15,706 |
| Masjid | 2,110 | 33,793 | 35,903 |
| Voluntary Donations | 32,285 | 13,949 | 46,234 |
| Total | 219,959 | 490,464 | 710,423 |
continued... 5 4
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 30TH SEPTEMBER 2020
10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
| COMPARATIVES FOR THE STATEMENT OF FINAN continued EXPENDITURE ON Raising funds Charitable activities Health & Welfare Ramadan Hifze Quran Qurbani Economic Empowerment Sadaqah Water Projects Education Disaster Relief Masjid Total NET INCOME/(EXPENDITURE) RECONCILIATION OF FUNDS Total funds brought forward TOTAL FUNDS CARRIED FORWARD other |
IAL ACTIVI £ 207 - - 37,933 - - - - - - 248,374 (28,415) 223,552 195,137 Unrestricted fund 36,198 174,036 |
TIES - £ 15,168 61,610 4,340 - 37,400 9,947 121,138 7,000 10,990 29,000 389,876 100,588 527,929 628,517 Restricted fund 86,000 7,283 |
|---|---|---|
continued... 5 5
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 30TH SEPTEMBER 2020
| 11. TANGIBLE FIXED ASSETS COST DEPRECIATION NET BOOK VALUE At 1 October 2019 Additions At 30 September 2020 At 1 October 2019 Charge for year At 30 September 2020 At 30 September 2020 At 30 September 2019 |
£ Plant and machinery - 2,040 2,040 - 510 510 1,530 - |
£ Fixtures and fttings 4,767 - 4,767 1,796 446 2,242 2,525 2,971 |
£ Computer equipment 9,807 5,648 15,455 4,708 2,687 7,395 8,060 5,099 |
£ Totals 14,574 7,688 |
|---|---|---|---|---|
| 22,262 | ||||
| 6,504 3,643 |
||||
| 10,147 | ||||
| 12,115 | ||||
| 8,070 |
12. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
| Other debtors Prepayments and accrued income |
30/9/20 £ 969 211,630 212,599 |
30/9/19 £ (200) 140,837 140,637 |
|---|---|---|
13. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
----- Start of picture text -----
30/9/20 30/9/19
£ £
Finance leases (see note 15) 1,062 1,062
Taxation and social security 446 4,044
Other creditors 15,807 12,236
17,315 17,342
continued...
----- End of picture text -----
continued... 5 6
Together we make life better for the Ummah
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 30TH SEPTE MBER 2020
----- Start of picture text -----
|||||
|---|---|---|---|
|14.|CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR|
|30/9/20|30/9/19|
|£|£|
|Hire purchase contracts and finance leases (see note 15)|1,208|2,004|
|15.|LEASING AGREEMENTS|
|Minimum lease payments under finance leases fall due as follows:|
|Finance leases|
|30/9/20|30/9/19|
|£|£|
|Net obligations repayable:|1,062|1,062|
|Within one year|1,062|2,004|
|Between one and five years|
|2,270|3,066|
|16.|MOVEMENT IN FUNDS|
|Net|
|At|movement|At|
|1/10/19|in funds|30/9/20|
|£|£|£|
|Unrestricted funds|195,137|42,018|237,155|
|Unrestricted|
|Restricted funds|628,517|333,211|961,728|
|Restricted|
|TOTAL FUNDS|823,654|375,229|1,198,883|
|Net movement in funds, included in the above are as follows:|
|Incoming|Resources|Movement|
|resources|expended|in funds|
|£|£|£|
|Unrestricted funds|293,439|(251,421)|42,018|
|Unrestricted|
|Restricted funds|689,760|(356,549)|333,211|
|Restricted|
|TOTAL FUNDS|983,199|(607,970)|375,229|
----- End of picture text -----
continued... 5 7
NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 30TH SEPTEMBER 2020
----- Start of picture text -----
16. MOVEMENT IN FUNDS - continued
Comparatives for movement in funds
Net
At movement At
1.10.18 in funds 30.9.19
£ £ £
Unrestricted funds 223,552 (28,415) 195,137
Unrestricted
Restricted funds 527,929 100,588 628,517
Restricted
TOTAL FUNDS 751,481 72,173 823,654
----- End of picture text -----
Comparative net movement in funds, included in the above are as follows:
| Unrestricted funds Unrestricted Restricted funds Restricted TOTAL FUNDS |
Incoming resources £ 219,959 490,464 710,423 |
Resources Movement expended in funds £ £ (248,374) (28,415) (389,876) 100,588 (638,250) 72,173 |
|---|---|---|
A current year 12 months and prior year 12 months combined position is as follows:
| Unrestricted funds Unrestricted Restricted funds Restricted TOTAL FUNDS |
At 1.10.18 £ 223,552 527,929 751,481 |
Net movement At in funds 30.9.20 £ £ 13,603 237,155 433,799 961,728 447,402 1,198,883 |
At 30.9.20 £ 237,155 961,728 |
|---|---|---|---|
continued... 5 8
DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30TH SEPTEMBER 2019
16. MOVEMENT IN FUNDS - continued
A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:
| Incoming | Resources | Movement | |
|---|---|---|---|
| resources | expended | in funds | |
| £ | £ | £ | |
| Unrestricted funds Unrestricted |
513,398 | (499,795) | 13,603 |
| Restricted funds | 1,180,224 | (746,425) | 433,799 |
| Restricted | |||
| TOTAL FUNDS | 1,693,622 | (1,246,220) | 447,402 |
17. RELATED PARTY DISCLOSURES
During the year under review, charity has paid few expenses to their related parties which includes: Travel expenses were paid by the charity for travel amounted to £3,009 (2019: £8,324) made by the trustee which are fully disclosed in note 8 of the financial statements.
Consultancy fee of £32,500 was billed for the services provided by Mrs Z S Shaikh (wife of one of the trustee) during the reporting period. At the year-end charity owed Mrs Shaikh £6,400, which was paid after the year end.
continued... 5 9
DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30TH SEPTEMBER 2019
| INCOME AND ENDOWMENTS Donations and legacies Gift aid Govt Grants Charitable activities General Donations Restricted Donations Total incoming resources EXPENDITURE Raising donations and legacies Advertisement Event cost Fundraising cost Charitable activities Grants to institutions Support costs Management Trustees' expenses Wages Rates and water Insurance Light and heat Telephone Postage and stationery Sundries Rent Subscriptions Volunteer Expenses Finance Bank charges Carried forward |
|
|---|---|
6 0
DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30TH SEPTEMBER 2019
----- Start of picture text -----
||||
|---|---|---|
|30/9/20|30/9/19|
|£|£|
|Finance|
|Brought forward|9,484|4,275|
|Consultancy fee|32,500|34,000|
|Professional fees|38,169|33,002|
|80,153|71,277|
|Information technology|
|Repairs and renewals|2,427|535|
|IT Services|2,256|1,641|
|4,683|2,176|
|Other|-|
|510|
|Plant and machinery|446|524|
|Fixtures and fittings|2,687|1,700|
|Computer equipment|
|3,643|2,224|
|Governance costs|
|Accountancy and legal fees|1,500|1,500|
|Total resources expended|607,970|638,250|
|Net income|375,229|72,173|
----- End of picture text -----
6 1
Together we make life better for the Ummah
UK Charity Re. No: 1146342 UMMAH CHARITY UMMAH CHARITY INTERNATIONAL INTERNATIONAL
This document is available in alternative formats upon request. Please recycle this annual report by passing it on to a friend. Charity number 1146342
16 Village Way East, Harrow, London, HA2 7LU www.ummahcharityinternational.org