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2025-03-31-accounts

THE YORK BRIDGE CLUB

Company Registration No. 07912972 Registered Charity No. 1146300

THE YORK BRIDGE CLUB

Trustees’ Report and Financial Statements

Year ended 31 March 2025

THE YORK BRIDGE CLUB

TRUSTEES’ REPORT AND FINANCIAL STATEMENTS

Contents

LEGAL AND ADMINISTRATIVE DETAILS ................................................................................................ 3 TRUSTEES’ REPORT ............................................................................................................................... 4 INDEPENDENT EXAMINER’S REPORT ................................................................................................... 6 STATEMENT OF FINANCIAL ACTIVITIES ................................................................................................ 7 BALANCE SHEET AT 31 MARCH 2025 ................................................................................................... 9 NOTES TO THE FINANCIAL STATEMENTS ........................................................................................... 11

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THE YORK BRIDGE CLUB

LEGAL AND ADMINISTRATIVE DETAILS

TRUSTEES

Trustees who served during the year ended 31 March 2023 and up to the date of this report: Martin Bayne appointed 17 July 2018 Retired 30 September 2024 Azizah Clayton appointed 4 August 2020 Philip Godfrey appointed 17 January 2012 Sally Gregory, Chair appointed 4 August 2020 Stuart Kay appointed 17 January 2012 Retired 30 November 2024 Michael Waller appointed 30 July 2024 Philip Ashton appointed30 July 2024 Jonathan Latham appointed 30 July 2024 Judith Baines appointed 30 July 2024

COMPANY SECRETARY

Mark Dunkley

appointed 13 August 2018

MANAGEMENT COMMITTEE

Members who served during the year and up to the date of this report: Robin Loft, Chair; Andrew Merrison; Judy Baines, Jonathan Sanders, Mike Barnard, Andrew Barnes, Ruth Mattingly-Turner, Lynda Baker.

COMPANY REGISTRATION NUMBER: 07912972

REGISTERED CHARITY NUMBER: 1146300

REGISTERED OFFICE

York Bridge Club The Green Acomb York YO26 5FG

INDEPENDENT EXAMINER

Michael W Sturge FCA 23 Lucombe Way York YO32 4DS

BANKERS

Barclays Bank plc 1,2&3 Parliament Street York YO1 1XD

SOLICITORS

Rollits LLP Forsyth House Alpha Court Monks Cross Drive Huntington York YO32 9WN

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THE YORK BRIDGE CLUB

TRUSTEES’ REPORT

2024/5 has been another year of consolidation and growth. Our membership figures continued to increase and on 31[st] March stood at 355 (a 12% increase on the previous year).

In accordance with our planned succession program, this year saw the recruitment of four new Trustees, Philip Ashton, Judy Baines, Jonathan Latham and Michael Waller who all assumed posts on 30[th] July 2024. After a short transition period, two of our long-standing Trustees retired (Martin Bayne in September 2024 and Stuart Kay in November 2024). Further Trustee(s) are also due to retire in the coming year.

The recruitment of our new Trustees has enabled us to refresh our vision and longer-term plans for the club and to commence the development of a new 5-year strategy to underpin the future development of the club in the furtherance of our charitable aims.

The financial environment continues to be challenging with large price increases in consumables and ongoing maintenance costs. The Trustees’ prudent decisions on the loan restructuring last year have allowed us to manage these pressures within budgets. Similarly, our reserving policies and our forward-looking capital planning have additionally allowed us to invest in further improvements to the existing facilities that increase the accessibility and enjoyment of the facilities (e.g. the provision of acoustic dampening to improve the hearing experience for those with impaired hearing).

In accordance with our agreed repayment policy, we have continued with the loan repayments and have now repaid a total of £88.2k of which £28k was in this financial year. The amount remaining to be repaid now stands at £24.8k. All remaining loans continue to be provided by generous member offers on interest free terms.

To meet our charitable aims, we have continued to build on links with the local community and Councillors and have hosted events at the Acomb Explore and at ‘The Place’ as well as our own dropin open days. This has been further supported by the social events at the club that have encouraged members and visitors. We expect to continue to build on these foundations in the coming year by taking bridge to communities in the areas that have not previously had the opportunity to participate with the aim of increasing social interactions and reducing isolation.

Within the bridge community, we continue to widen our scope both in running external events (seminars and external competitions) and in sharing our knowledge and experiences with other clubs in the area. In September we were part of the inaugural Andrew Robson three club Yorkshire tour that saw over 100 participants at each of the three venues (including York). This is in direct support of our teaching charitable aims.

Similarly, in February we hosted a National qualifying competition for the England Teltscher Trophy team. We took the opportunity this provided to learn how to use software to broadcast the games to an external audience and to use this within the club to provide an open house learning environment for any bridge players to come and learn from experts thus widening the promotion of bridge activities in the area. We hope to host more such events in the coming year.

Our teachers have provided a wide breadth of learning opportunities and have actively encouraged the integration of newer, less experienced players into our bridge community. The range of teaching that we now provide is larger than it has ever been and the success of this is evidenced by the numbers of new and existing players partaking in these courses and the numbers now venturing into

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a playing environment for the first time. This is a great credit to all the teachers, and I thank them all for their hard work and ideas.

In building our learners pathway we have ensured a good foundation for maintaining and building the club membership, introducing new players to the game and looking to make bridge accessible for all: a foundation of our charitable remit.

There are a lot of volunteers who give their time generously to support the activities of the club and I would like to record my thanks to them all, their help and support is very much appreciated. I would also particularly like to thank all the club committee members and the retiring chair Robin Loft, who have strived to deliver the excellent day-to-day operations at the club that enable us to provide the broad range of activities we do.

Finally, I would like to record my thanks to Stuart Kay & Martin Bayne who were key advocates in the vision of the Trustees to invest in our new premises. They have been untiring in their support for the development of the club throughout their tenures as trustees.

The ongoing success of our club depends on its members, both in supporting, playing, and learning with the club but also in promoting and sharing their experiences with others, encouraging them to come and try.

Sally Gregory Chair of Trustees 29th April 2025

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THE YORK BRIDGE CLUB

INDEPENDENT EXAMINER’S REPORT

I report on the accounts of The York Bridge Club for the year to 31 March 2025 set out on Pages 7 to 12.

Responsibilities and basis of report

As the Charity’s Trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (the 2011 Act).

I report in respect of my examination of the Trust’s accounts carried out under Section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent Examiner’s Statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that, in any respect:

I have no concerns and have come across no matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

12th May 2025

Michael W Sturge FCA 23 Lucombe Way York YO32 4DS

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THE YORK BRIDGE CLUB

STATEMENT OF FINANCIAL ACTIVITIES

1 APRIL 2024 TO 31 MARCH 2025

Note
INCOMING RESOURCES FROM OPERATIONS
Membership Subscriptions
Gift Aid Recoverable
Grants received
Table money
Donations
Teaching - course income
4
- other teaching income
4
Room Hire/External Events
Club Events
Interest on short term deposits
Other income - Electric Charge Point
TOTAL INCOMING RESOURCES FROM OPERATIONS
RESOURCES EXPENDED ON OPERATIONS
Charitable Activities:
Loan interest and bank charges
Insurances
Utilities
Repairs and maintenance
Housekeeping and cleaning
Refreshments
EBU (re table money)
Stationery and printing
New and replacement equipment
Competition fees and sundries
Service contracts and subscriptions
Teacher/Training Courses
Teaching - other costs
4
Acomb Sports Club
Professional fees
Miscellaneous Expenses
TOTAL RESOURCES EXPENDED ON OPERATIONS
NET INCOMING RESOURCES FROM OPERATIONS
2025
£
10,447
1,831
1,190
49,673
2,239
6,622
10,007
2,864
837
293
-
86,003
137
3,216
4,516
1,311
7,893
2,386
5,399
232
4,491
659
1,383
498
6,745
3,150
3,324
233
45,573
40,430
2024
£
9,765
1,557
-
47,987
913
-
-
1,691
185
-
332
62,430
1,971
2,949
5,007
793
3,513
1,852
4,971
113
5,697
732
995
583
-
2,553
957
65
32,751
29,679

LESS: NON-CASH CHARGES

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- Leasehold Amortisation
- Depreciation of fixed assets
- ASC leasehold amortisation
- ASC Grounds Reserve
- Loan repayment Reserve
- Total
TOTAL NET INCOMING RESOURCES
REVENUE FUNDS BROUGHT FORWARD FROM 1 APRIL
TOTAL FUNDS CARRIED FORWARD ON 31 MARCH
14,859
984
500
500
-
16,843
23,587
712,780
736,367
14,859
596
500
500
(2,355)
14,100
15,579
697,201
712,780

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THE YORK BRIDGE CLUB

BALANCE SHEET AT 31 MARCH 2025

Note
Tangible Fixed Assets
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Long leasehold Property
Additions
Less: accumulated amortisation
Furniture & Fixtures
Balance at 1 April
Additions at cost
Less: accumulated depreciation
Intangible Assets
Lease Premium - Acomb Sports
Club
Less: accumulated amortisation
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Total Fixed Assets
Current Assets
Cash at Bank:
Short term deposit
Members money
Current account
Debtors
Less: Current Liabilities
Member Subscriptions paid in
advance
Accounts Payable
HMRC VAT payable
Table money on account
Sponsorship
Sundry Creditor
Net Current Assets
Less: Creditors due over 1 Year:-
Loans from members
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Net Assets
31 March 2025
£
£
742,960
0
-44,577
698,383
16,675
3,878
20,553
-12,889
7,664
25,000
-1,500
23,500
729,547
5,000
18,869
32,299
7,143
63,311
150
749
3,005
18,869
825
48
23,646
39,665
-24,750
744,462
31 March 2024
£
£
742,960
0
-29,718
713,242
16,675
0
16,675
-11,905
4,770
25,000
-1,000
24,000
742,012
0
14,679
31,105
6,787
52,571
105
3,776
1,995
14,679
850
40
21,445
31,126
-52,763
720,375
31 March 2024
£
£
742,960
0
-29,718
713,242
16,675
0
16,675
-11,905
4,770
25,000
-1,000
24,000
742,012
0
14,679
31,105
6,787
52,571
105
3,776
1,995
14,679
850
40
21,445
31,126
-52,763
720,375
16,675
3,878
16,675
0
20,553
-12,889
16,675
-11,905
25,000
-1,500
25,000
-1,000
5,000
18,869
32,299
7,143
0
14,679
31,105
6,787
742,012

31,126
-52,763
63,311
150
749
3,005
18,869
825
48
52,571
105
3,776
1,995
14,679
850
40
23,646 21,445
720,375

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Represented by:
Revenue Reserves at 1 April
2024
Add: net income for the year
Add: Loan Repayment Reserve
Released
Revenue Reserves at 31 March
2025
Loan Repayment Reserve
ASC Grounds Reserve
712,780
23,587
736,367
6,595
742,962
0
1,500
744,462
697,201 697,201
15,579
712,780
0
712,780
6,595
1,000
720,375

For the year ending 31 March 2025 the company was entitled to exemption from audit under Section 477 of the Companies Act.

The members have not required the company to obtain an audit in accordance with Section 476 of the Companies Act.

The Directors (Trustees) acknowledge their responsibilities for:

(i) ensuring the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(ii) preparing financial statements which give a true and fair view of the state of affairs of the company at the end of each financial year and its profit and loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared in accordance with special provisions of Part 15 of the Companies Act 2006 relating to small companies and with the Financial Reporting Standards for smaller Entities (effective April 2008).

These financial statements were approved by the Board of Trustees on 12[th] May 2025 and signed on its behalf by:

Sally Gregory

Philip Godfrey

Chair

Trustee

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THE YORK BRIDGE CLUB

NOTES TO THE FINANCIAL STATEMENTS

Notes to the Accounts for the year ended 31 March 2025

1 The York Bridge Club

The York Bridge Club was registered as a charity by the Charity Commission on 8 March 2012. It is a company limited by guarantee and is registered at Companies House (registration number 07912972).

2 Basis of preparation

The accounts have been prepared on the basis of historic costs in accordance with Accounting and Reporting by Charities - Statement of Recommended Practice, applicable accounting standards, and with the Companies Act 2006.

The charity has taken advantage of the exemption in Financial Reporting Standard No. 1 from

the requirement to produce a cashflow statement on the grounds that it is a small charity.

3 Accounting Policies

Fixed Assets

Expenditure on fixed assets up to £2,500 is charged to the statement of Financial Activities in the year that it is incurred.

Depreciation

Furniture and Fixtures are depreciated over 10 years, a full year's depreciation is charged in the year of acquisition.

Equipment is depreciated over 4 years.

Loan Repayment Reserve

This has been released to revenue reserves as it is no longer required.

ASC Grounds Reserve

Under an agreement with Acomb Sports Club (ASC), we are setting up a reserve to provide for major upkeep and maintenance projects.

4 Teaching income and other costs

The figures for the prior year were included net in table money.

5 Tangible Fixed Assets

Long leasehold Property

The leasehold property is stated at cost. Total costs include the cost of construction of the clubhouse at Acomb Green, together with related costs, including professional fees, insurance and utilities connection costs.

The property was completed and brought into use at 31 March 2022. The trustees have adopted a policy of amortising the building over a 50 year period. A full year's amortisation has been charged in these accounts.

Furniture & Fixtures

Furniture costing £5,962 acquired in 22/23 is deprciated over 10 years.

Fixtures costing £3,878 acquired in 24/25 is depreciated over 10 years.

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6 Intangible Assets Lease Premium

The club signed a 199 year lease in December 2020 with Acomb Sports Club, to purchase land on which to build its new clubhouse.

A lease premium of £25,000 has been paid. It is being amortised over a 50 year period. A full year's amortisation has been charged in these accounts.

7 Loans from members

Loans totalling £113,000 were taken out in order to help finance the new clubhouse. All remaining loans are interest free.

Balance at 1 April 2024 £ Long term loans 52,763 Less: Repayments during the year Long term loans (28,013) Balance at 31 March 2025 24,750

Loans outstanding include 1 from Trustees totalling £2,750 and 3 from other members.

8 Company Limited by Guarantee

The company is limited by Guarantee, having no share capital. Each member is liable to contribute a sum not exceeding £1 in the event of the company being wound up while there are members or within one year thereafter.

The company has adopted a Reserves Policy which ensures that it maintains sufficient cash

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