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The Whitewater Charitable Trust 1146069
Receipts and payments accounts CC16a
For the period 16/01/2025 15/01/2026
To
from
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Income from investments 32,580 - - 32,580 48,811
Interest received 6,453 - - 6,453 7,856
- - - - -
- - - - -
Sub total (Gross income for
39,033 - - 39,033 56,667
AR)
A2 Asset and investment sales,
(see table).
Sale of investments - - 442,788 442,788 1,787,819
- - - - -
Sub total - - 442,788 442,788 1,787,819
Total receipts 39,033 - 442,788 481,821 1,844,486
A3 Payments
Grants awarded 50,000 - - 50,000 15,000
Investment Manager Fees - - 9,983 9,983 8,999
Trust administration fees 9,749 - - 9,749 15,679
Cash management charges 281 - - 281 279
Accountancy - - - - 1,200
Independent Examiners fees 630 - - 630 180
- - - - -
Sub total [ 60,660 ] - 9,983 70,643 41,337
A4 Asset and investment
purchases, (see table)
Investment purchases - - 436,412 436,412 1,767,100
- - - -
Sub total [ - ] - 436,412 436,412 1,767,100
Total payments 60,660 - 446,395 507,055 1,808,437
Net of receipts/(payments) - 21,627 - - 3,607 - 25,234 36,049
A5 Transfers between funds 9,836 - 9,836 - -
A6 Cash funds last year end 121,124 61,844 182,968 146,920
Cash funds this year end 109,333 - 48,401 157,734 182,968
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CCXX R1 accounts (SS) 01/07/2026 1 ## **Section B Statement of assets and liabilities at the end of the period** |**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B5 Liabilities**
**B3 Investment assets**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B1 Cash funds**|**Details**
Investment portfolio
**Details**
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**
Capital account
Income account
Signature|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**109,333**
**-**
**-**
**-**
**109,333**
**-**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**Endowment**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
Print Name
Stuart Robinson on behalf of Ludlow
Trust Company Limited|**Endowment**
**funds**
**to nearest £**
**48,401**
**-**
**-**| |---|---|---|---| ||||**48,401**| ||||OK| ||||**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**2,348,780**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**When due**
**(optional)**
Date of
approval| CCXX R2 accounts (SS) 01/07/2026 2 ## **Trustees’ Annual Report for the period** **From 16[th] January 2025 To 15[th] January 2026** **Charity name: The Whitewater Charitable Trust Charity registration number: 1146069** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The object of the charity are to further such
objects or purposes which are exclusively
charitable according to the law of England
and Wales in any part of the world and in
such manner as the Trustees may in their
absolute discretion think fit.| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|In furtherance of the charity’s objects for the
public benefit the trustees provide grants.| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|In determining the charity’s activities, the
trustees have had regard to the Charity
Commission’s guidance on public benefit.| ## **Additional information (optional)** You may choose to include further statements where relevant about: ||SORP reference|| |---|---|---| |Policy on grant making|Para 1.38|| |Policy on social investment
including program related
investment|Para 1.38|| |Contribution made by
volunteers|Para 1.38|| |Other||| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|During the year under review the charity
made grants to the following charities
totalling £50,000.
•
United
Kingdom
Sepsis
Trust
Limited £50,000| ## **Additional information (optional)** You may choose to include further statements where relevant about: |Achievements against
objectives set|Para 1.41|| |---|---|---| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|| |Other||| ## **Financial Review** |Review of the charity’s
financial position at the end
of the period|Para 1.21|At the end of the reporting period the charity
had free reserves of £109,333 (2025:
£121,124).
In addition to the free reserves the charity
has bank balances of £48,401 (2025:
£61,844)
and
investments
valued
at
£2,348,780
within
the
expendable| |---|---|---| |||endowment fund which can be released to
support the activities of the charity.| |---|---|---| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The Trustees pursue a policy of maintaining
a free reserve available to be spent in the
furtherance of the charity’s objectives as
well as covering future needs, opportunities,
contingencies and risks.| |Amount of reserves held|Para 1.22|| |Reasons for holding zero
reserves|Para 1.22|| |Details of fund materially in
deficit|Para 1.24|| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|| ## **Additional information (optional)** |**Additional information (optional)**|**Additional information (optional)**|**Additional information (optional)**| |---|---|---| |You may choose to include further statements where relevant about:||| |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|| |A description of the principal
risks facing the charity|Para 1.46|| |Other||Expendable endowment funds are those
which are required to be invested to produce
income, but which may be transferred to
unrestricted funds at the discretion of the
trustees in order that they may be expended
in furtherance of the charity’s objectives.
Unrestricted income funds are available for
use at the discretion of the trustees in| furtherance of the general objectives of the charity and which have not been designated for other purposes. ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document|Para 1.25|Trust deed dated 15 January 2012| |How is the charity
constituted?|Para 1.25|Trust| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Trustees are appointed by the settlor during
his lifetime and subject to this by the
trustees.| |**Additional information (optional)**
You may choose to include further statements where relevant about:||| |Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|| |Relationship with any related
parties|Para 1.51|No trustee received any remuneration or
was reimbursed for any expenses in the
year under review.
Ludlow Trust Company Ltd was paid
£10,030 for trust administration and cash
management fees during the year under
review. These fees are authorised under
clause 6 of the trust deed.| |Other||| ## **Reference and Administrative details** |Charity name|The Whitewater Charitable Trust| |---|---| |Other name the charity uses|No other names| |Registered charity number|1146069| |Charity’s principal address|Ludlow Trust Company Limited
Tower Wharf
Cheese Lane
BRISTOL
BS2 0JJ| ||| ## **Names of the charity trustees who manage the charity** |**Trustee Name**|**Office (If Any)**|**Dat acted for if not whole year**|**Name of person (or**
**body) entitled to appoint**
**trustee (if any)**| |---|---|---|---| |Ludlow Trust
Company Limited|||| |John Phillips
McMonigall|||| – Corporate trustees names of the directors at the date the report was approved **Director name** Alexander Edward Mulroe Walter Duncan Coxon Ali Reza Sarikhani Ziba Christina Sakine Sarikhani Christopher Ian Thurlow Matthew John Wickers Name of trustees holding title to property belonging to the charity **Trustee name Dates acted if not for whole year** ## **Funds held as custodian trustees on behalf of others** Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Type of adviser**|**Name**|**Address**| |---|---|---| |**Investment Managers**|Coutts & Co|440 Strand London WC2R
0QS| |**Bankers**|Coutts & Co|440 Strand London WC2R
0QS| |**Accountants**|Charter Tax Consulting
Limited|8th Floor, 1 Southampton St,
London WC2R 0LR| |||| |**Name of chief executive or names of senior staff members (Optional information)**||| |||| ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s)** **Full name(s)** Stuart Robinson on behalf of Ludlow Trust Company Limited **Position (eg Secretary, Chair, etc)** **Date** **Document Activity Report** **Document Sent** Mon, 20 Jul 2026 08:56:55 GMT **Document Approval Status** Approved **Approval Activity Summary** Stuart Robinson Approved Mon, 20 Jul 2026 15:18:47 GMT **Document Activity History** Document history shows most recent activity first **Date Activity** Mon, 20 Jul 2026 15:18:41 GMT Stuart Robinson viewed the document You can verify that this is a genuine Portal document by uploading it to the following secure web page: **http://tcgroup.accountantspace.co.uk/messages/VerifyDocument** **Independent examiner's report on the accounts** **Section A Independent Examiner’s Report** **Report to the trustees/** Charity Name The Whitewater Charitable Trust **members of On accounts for the year** 15 January 2026 **Charity no** 1146069 **ended (if any) Set out on pages** Financial statements page 1-2 Trustee report page 3-11 (remember to include the page numbers of additional sheets) I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 15/01/2026. - **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. ## **Independent examiner's statement** I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect: - accounting records were not kept in accordance with section 130 of the Act or - the accounts do not accord with the accounting records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. **Date:** 24/07/2026 **Signed: Name:** Ian Rodd **Relevant professional** BSc FCA FCCA **qualification(s) or body (if any): Address:** TC Group Waverley house 115 – 119 Holdenhurst Road, Bournemouth BH8 8DY 1 **IER** **Section B Disclosure** Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). **Give here brief details of any items that the examiner wishes to disclose** . n/a 2 **IER**