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2025-09-30-accounts

Water Lily Project (a company limited by guarantee)

Annual Report and Accounts

For the year ended 30 September 2025

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Woy& 4
Water Lily Project
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Company Registration number: 07789396 Charity registration number: 1145718

Water Lily Project (a company limited by guarantee) Legal and Administrative information For the year ended 30 September 2025

1. Managing Trustees

The following individuals acted asTrustees during the financial yearended
report:		 The following individuals acted asTrustees during the financial yearended
report:		 The following individuals acted asTrustees during the financial yearended
report:		 The following individuals acted asTrustees during the financial yearended
report:		 30 September2025 and tothe date ofsigning this
Colin Bennett Chair (Chairuntil02January2025)
Janette Crawford Chairand Treasurer (Chairfrom02January2025)
Susan Daly
Susan Hill
Aminah Boot
Susan Davis (From 02January 2025)
2. Registered office
131 Barrack Road
Christchurch
Dorset
BH23 2AW
3. Independent Examiner
Sue Wintle
Oak Accounting Limited
27 Bascott Road
Wallisdown
Bournemouth
Dorset
BH11 8RJ
4. Bankers
Lloyds Banking Group
4 Casile Street
Christchurch
Dorset
BH23 1DU
5. Solicitors
Williams Thompson Solicitors LLP
Avon House
4 Bridge Street
Christchurch
BH23 1DX
6. Registration Numbers
Charity Commission Registration 1145718
CompaniesHouseRegistration 07789396

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Water Lily Project (a company limited by guarantee) Trustees Report For the year ended 30 September 2025

The Trustees present their report along with the accounts for the year ended 30 September 2025. The accounts have been prepared in accordance with the accounting policies set out on page 12 and comply with the Charity’s Constitution and applicable law.

Charitable Status

Water Lily Project ("the Charity") is a registered charity, number 1145718. The Charity is limited by guarantee, incorporated in England, and consequently does not have share capital. Each of the Trustees is liable to contribute an amount not exceeding £10 towards the assets of the Charity in the event of liquidation.

Compliance

We confirm that the Accounts for the period comply with current statutory requirements and with the requirements of the Charity's governing documents. A copy of this report must be attached to the Accounts whenevera full set is distributed.

Investments

The expectation is that funds will be used for the furtherance of the Charity's objectives. Funds should generally be disbursed in the year received and the Reserves Policy dictates that funds should be readily accessible. Cash investments should be retained in interest bearing, easy access bank accounts. Property should be used to further the aims of the Charity and not be used for investment purposes.

Reserves Policy

Trustees agreed to set reserves as a minimum of 10% of turnover in the year 2022/23. It has been agreed that the aspiration is to eventually hold 3 months of reserves (approx. £35,000). We are currently working towards this goal. This year we have increased reserves by £2,500 to £20,000.

Risk

Water Lily and its Trustees are very aware that they operate in an environment that has several key areas of risk. These risks have been identified and policies are in place to ensure that the risks are monitored, managed, and reviewed on a day-to-day basis. The key risks, all of which have current policies and procedures which were reviewed by the board of Trustees April 2025 are:

* Complaints;

All policies are reviewed on an annual basis and all incidents or breaches of policy are reported to the Trustees.

A physical building Risk Assessment is carried out annually for both the office/training room space and the café. There are also in place the appropriate risk assessments, policies, and procedures relating to food hygiene. The café has received a 5-star Food Hygiene Rating in the past year.

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Water Lily Project (a company limited by guarantee) Trustees Report (continued) For the year ended 30 September 2025

Public Benefit

The Charity's Trustees confirm that they have complied with their duty to have due regard to the guidance on public benefit published by the Charity Commission in exercising their powers or duties.

Objectives

For the public benefit, to relieve women in their time of crisis in Christchurch, Dorset, and surrounding areas, who are in need due to age, financial hardship, abuse, mental health, social or economic circumstance, or other charitable need, in particular but not exclusively by the provision of support, advice and education. And for such charitable purposes for the public benefit as are exclusively charitable according to the laws of England and Wales as the trustees may from time to time determine. The charity's activities will be undertaken in accordance with a Christian ethos to encourage its beneficiaries to live by positive Christian values and principles.

Water Lily Project provides life-changing support to women facing crises such as domestic abuse (85% of beneficiaries), mental health challenges, and financial hardship. Through a holistic, three-phase approach, the charity delivers personalised 1:1 support, group workshops like the Pattern Changing Course, and Mental Health Resilience sessions, helping women to overcome trauma and regain stability. The final phase focuses on rebuilding a sense of community and independence through activities that nurture confidence and connection, such as mindfulness walks and craft workshops. Our goal is to bring women from crisis to a new life where they can thrive again. We provide free support for up to 1 year which includes up to 12 hours 1:1 support with a Support Worker.

Water Lily Project's support workers, trained in domestic abuse support and mental health first aid, offer immediate help to women in crisis, providing emotional and practical assistance with things like housing, accessing benefits and legal support, and emotional well-being. Women referred to Water Lily often come from GP’s, Social Prescribers, Police, Citizens Advice and local community organisations. The charity’s comprehensive services ensure that women have the tools and support to rebuild their lives and become self-sufficient. Water Lily is a small charity with a big impact. In the year 2024-25 we supported 147 women from across Bournemouth, Christchurch and Poole. We receive no local government funding and are reliant on donations, grants and a small income from our community café.

Health and Safety

The Charity ensures that it operates in a safe and healthy way and Andrew Gilbert, CEO, is named as the Health and Safety Officer for the Charity reporting to the board of Trustees.

Buildings and Premises

The Water Lily Project premises now have a formal lease agreement in place with Christchurch Housing Society. The lease is a rolling lease with a review after 5 years, including a 3 year break clause.

Structure and Relationships

Financial income is primarily derived from donations and grants, supplemented by a small contribution from the Water Lily Café trading activities.

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Water Lily Project (a company limited by guarantee) Trustees Report (continued) For the year ended 30 September 2025

Structure and Relationships (continued)

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Water Lily Project Organisation Chart
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Warriner Dewdne Warrington WaterLily Prost
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We havea total of 46 Volunteers currently on our books who support us with activities, befriending and helping in our community café.

Trustee Plans for the Future

In 2026, the trustees envision the continued strengthening, diversification, and expansion of our current services while maintaining its reputation for providing high-quality service recognized by external organizations and agencies. It's important to also focus on building financial resilience and stability.

Financial Review

We have seen in an increasingly competitive and tighter grant environment. Income this year has decreased to £146k and expenses increased to £157k, producing an £11k net outflow of resources. As a result this year's Net Assets have also decreased by £11k to £95k. £41k of these funds are restricted to deliver specific projects within Water Lily.

During 2024/25 we saw a number of changes in staffing including the sad farewell to a full time Support Worker and the recruitment of two new part-time Support Workers with a focus on Domestic Abuse Support/Mental Health Support.

During the year 2025 we completed several projects with funding being brought forward from the previous year including from Dorset Community Foundation, Postcode Lottery Trust, Peoples Health Trust. This funding delivered projects including helping women develop and recover from the effects of abuse, those suffering with poor mental health, housing support to bring greater security to women's housing situation, Pattern Changing, and support work. We also picked up a number of new projects in the year from grants received from several key grant making organisations including the Peoples Health Trust, The National Lottery Awards for All, Dorset Community Foundation, Community Action Network, Postcode Local Trust, Christchurch Town Council, Alice Ellen Cooper Dean and ScrewFix.

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Water Lily Project (a company limited by guarantee) Trustees Report (continued) For the year ended 30 September 2025

Financial Review (continued)

These grants have enabled us to develop and provide support for both those escaping domestic abuse and mental health as well as craft, cooking on a budget courses, mindfulness walks, a safe warm space in our Café with meals to those who are being directly impacted by the current cost of living crisis, develop and deliver a mental health resilience course for our beneficiaries and increase support hours in order to help lower our waiting lists. We have also been able to develop our office space by building a stud wall to bring some separation from those passing through to the Training Room.

Thanks to the grants already secured in the next year, we will be continuing to deliver the Cooking on a Budget Course, Craft groups, Mental Health Resilience training, Mindfulness Walks, and increased Support Work hours. Also, we will be able to deliver a whole host of activities to help those with poor mental health.

We have ended the year in a strong position financially with a good balance of cash in the bank £98k.

By year-end, we finished in a secure position and increased designated reserves by £2.5k to £20k despite facing increased costs this year, including changes to National Insurance Contributions. We have secured significant restricted and designated funds supporting domestic abuse work, mental health resilience, and core activities. Highlights from 2025 include:

Key funding developments this year included:

We continue to seek new funding opportunities to diversify income and ensure sustainability, recognising that grant success rates can vary.

Review of Developments, Activities and Achievements

We are pleased to present this annual report, reflecting a year of growth, resilience, and transformation for the Water Lily Project. Despite the challenges we have faced, our staff, volunteers, and trustees have shown exceptional dedication in ensuring that women in our community continue to receive life-changing support.

Support Work and Services

2025 has been a year of significant progress within our support services. At the beginning of the year, we said a sad farewell to our Support Worker, Megan, who stepped down to focus on her mental health. We are deeply grateful for her commitment during her time with us and wish her every success for the future.

Her departure came during a period of increasing demand for our services, which placed additional pressure on the team. transition.Special thanks go to Heather and Bev, who took on extra responsibilities to maintain continuity of care and support during this With the successful recruitment of new Support Workers, Rayna and Tamara, we have been able to expand our capacity, reduce waiting times, and strengthen the breadth of support available. Over the course of the year, we supported 147 women, with consistently high engagement and Strong trust across our programmes. Feedback from beneficiaries has been deeply moving, with women reporting greater confidence, hope, and resilience as a result of our work.

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Water Lily Project (a company limited by guarantee) Trustees Report (continued) For the year ended 30 September 2025

Key Programmes Delivered in 2025

Our staff team is now fully established and thriving. Alongside day-to-day support, they have introduced new initiatives, enhanced training, and maintained exceptional morale and teamwork.

Activities

In 2025, we expanded our activities programme, offering creative, practical, and therapeutic opportunities for women to connect, learn, and grow.

Activities included:

These sessions have been extremely well received, with high levels of participation and very positive feedback. They continue to provide practical skills, social connection, and a safe, supportive space for women to thrive.

Café

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The Water Lily Café continues to flourish as both a community hub and a vital income stream.
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The café remains central to our mission: fostering community, providing volunteering opportunities, and generating unrestricted funds to support our services.

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Water Lily Project (a company limited by guarantee) Trustees Report (continued) For the year ended 30 September 2025

Thanks to Our Funders

We extend our heartfelt thanks to all our funders, whose generosity has enabled us to expand services, activities, and training throughout 2025.

In particular, we wish to acknowledge:

¢ Alice Ellen Cooper Dean Foundation.

° Garfield Weston.

Their support has been instrumental in strengthening both our Domestic Abuse and Mental Health services, enabling us to deliver new courses, enhance wellbeing, and invest in staff development. Without this backing, our growth and impact would not have been possible, and we remain deeply grateful for the confidence our funders place in our work.

Training and Development

This year saw continued investment in both staff and beneficiary development. Our new support staff completed safeguarding, mental health first aid and specialist domestic abuse training, while induction processes were updated alongside a fully revised Employee Handbook.

For beneficiaries, our training and wellbeing initiatives have provided transformative opportunities. Feedback has highlighted the life-changing nature of these programmes, underlining the importance of sustained investment in holistic support.

Partnerships and Engagement

We have continued to strengthen our presence and influence within the wider community through:

These partnerships ensure that Water Lily remains deeply embedded in the local community and recognised as a trusted and valued charity partner.

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Water Lily Project (a company limited by guarantee) Trustees Report (continued) For the year ended 30 September 2025

Closing Reflections

2025 has been a year marked by growth, stability, and renewed opportunity. From the early challenges of staff changes to the successful recruitment and integration of new team members, we have strengthened our organisation and expanded our reach. We have built a motivated and resilient team, secured vital funding, and enhanced the quality and scope of our services.

Most importantly, lives have been transformed. Women supported by Water Lily have shared heartfelt stories of gratitude for the compassion, care, and hope they have found here. These testimonies remind us daily why our work matters and inspire us to continue striving for excellence.

We would like to extend our deepest thanks to our staff, volunteers, trustees, funders, and supporters for their unwavering commitment. Together, we are ensuring that women in our community find not only support, but also empowerment, healing, and renewed confidence.

With gratitude and hope.

Approved by the Trustees OM .......:::.0s:ssseeeeeeeeeeeeeeee and Signed on their behalf by:

soul LA ROE Trustee name: Janette Crawford Trustee name: Colin Bennett Position: Chair and Treasurer Position: Trustee

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Water Lily Project (a company limited by guarantee) Independent Examiner's Report For the year ended 30 September 2025

independent Examiner's Report to the Trustees of Water Lily Project (a company limited by guarantee)

| report to the Trustees on our examination of the accounts of Water Lily Project (the Charity") registered number 1145718 for the year ended 30 September 2025, which are set out on pages 10 to 20.

Responsibilities and basis of report

As the Charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act").

| report in respect of our examination of the Charity's accounts carried out under section 145 of the Act. In carrying out my examination we have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

| have completed my examination. | confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1) accounting records were not kept in respect of the Charity as required by section 130 of the Act; or

2) the accounts did not accord with those records; or

3) the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

| have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Sue Wintle Independent Examiner Association of Accounting Technicians

Date: 2-2 - 2025

Oak Accounting Limited 27 Bascott Road Wallisdown Bournemouth Dorset BH11 8RJ

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Charity registration number: 1145718 Company Registration number: 07789396

Water Lily Project (a company limited by guarantee) Statement of Financial Activities For the year ended 30 September 2025

Notes 2025 2025 2025 2024
Unrestricted Restricted Total Total
= £ £ £
INCOMING RESOURCES
a) Donations and legacies 2(a) 8,656 - 8,656 16,281
b) Fundraising activities 2(b) 41,513 - 41,513 36,415
c) Grants received 2(c) 31,000 63,842 94,842 111,713
d) Investment income 2(d) 742 - 712 1,107
e) Other income 2(e) 410 33 443 30
Total incoming resources 82,291 63,875 146,166 165,546
RESOURCES EXPENDED
a) Salary and pension costs 3(a) 65,575 50,043 115,618 104,032
b) Property costs 3(b) 14,388 3,466 17,854 12,683
c) Café costs 3(c) 14,986 664 15,650 12,477
d) Charity administration 3(d) 7,178 1,156 8,334 11,099
Total resources expended 102,127 55,329 157,456 140,291
Net incoming/ (outgoing) resources before transfers (19,836) 8,546 (11,290) 25,255
TRANSFERS
Gross transfers between funds - in 6,464 882 7,346 8,125
Gross transfers between funds - out (6,844) (502) (7,346) (8,125)
Net incoming/ (outgoing) resources aftertransfers (20,216) 8,926 (11,290) 25,255
Netmovement in funds (20,216) 8,926 (11,290) 25,255
RECONCILIATION OFFUNDS
Total funds broughtforward 1 October 2024 74,667 31,816 106,483 81,228
Totalfundscarriedforward30September2025 54,451 40,742 95,193 106,483

The notes on pages 12 to 20 form an integral part of these accounts.

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Water Lily Project (a company limited by guarantee) Balance Sheet As at 30 September 2025

Charity registration number: 1145718 Company Registration number: 07789396

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Notes 2025 2025 2024 2024
£ £ £ £
CURRENT ASSETS
Debtors 5 - 9,050
Cash at bank and in hand
Current account 15,999 9,686
Deposit account 82,103 92,891
Petty cash 200 200
98,302 102,777
CURRENT LIABILITIES
Amounts falling due within one year 6 (3,109) (5,344)
Net current assets 95,193 106,483
NET ASSETS 95,193 106,483
CHARITABLE FUNDS
Unrestricted Funds 8 54,451 74,667
Restricted Funds 8 40,742 31,816
95,193 106,483
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For the year ended 30 September 2025 the Charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors’ responsibilities:

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The accounts on pages 10 to 20 were approved by the directors/ trustees on ................. and signed on their behalf by:
Trustee name: Janette Crawford Trustee name: Colin Bennett
Position: Chair and Treasurer Position: Trustee
The notes on pages 12 to 20 form an integral part of these accounts.
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Water Lily Project (a company limited by guarantee) Notes to the Accounts For the year ended 30 September 2025

1. ACCOUNTING POLICIES

a) Accounting Conventions

The accounts have been prepared in accordance with the following regulations:

° The Companies Act 2006.

b) Basis of Preparation

The accounts have been prepared on an accruals basis.

The Charity meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value, unless otherwise stated in the relevant accounting policy note.

The Charity has taken advantage of the FRS 102 exemption from preparing a cash flow for charities which are not large.

c) Going Concern

The Trustees consider that there are no material uncertainties about the Charity's ability to continue as a going concern nor any significant areas of uncertainty that affect the carrying value of assets held by the Charity.

d) Incoming Resources

Income is recognised when the Charity has legal entitlement to the funds, any performance conditions attached to the item(s) have been met, it is probable that the income will be received and the amount can be measured reliably. All incoming resources are accounted for gross. Specifically:

i) Donations and legacies

Donations are recognised when the Charity has been notified in writing of both the amount and settlement date. In the event that a donation is subject to conditions that require a level of performance by the Charity before it is entitled to the funds, the income is not recognised until either those conditions are fully met, or the fulfilment of those conditions is wholly within the control of the Charity and it is probable that those conditions will be fulfilled in the reporting period. Legacies are accounted for when the Trustees are legally entitled to the amounts due.

ii) Grants

Income from Government and other grants is recognised when the Charity has entitlement to the funds, any performance conditions attached to the grants have been met, it is probable that the income will be received, and the amount of the grant can be measured reliably.

iii) Investment income

Interest on funds held on deposit is recognised when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid by the bank.

iv) Other income

Any other income is recognised when it is receivable.

e) Resources Expended

Expenditure, inclusive of any VAT which cannot be recovered, is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probable that settlement will be required and the amount of the obligation can be measured reliably. Specifically:

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Water Lily Project (a company limited by guarantee) Notes to the Accounts For the year ended 30 September 2025

1. ACCOUNTING POLICIES

(continued)

f) Charitable activities

As a small charity, most of the Charity's activities are directly linked to charitable activities and therefore most of the Charity's expenditure items are charitable costs. The Charity has not reported its income and expenditure on an activity basis, instead it has adopted an approach based on the nature of income received and expenditure incurred. All support type costs (e.g. office, administration and governance) are separately disclosed by category and were all incurred directly in connection with activities of the Charity, however an apportionment of those support type costs between different activities is not practical.

An accrual is made at the year end for short term employee benefits, including any untaken annual leave which has been agreed to be carried over to the next financial year. Most of the management is carried out without charge by volunteers. This intangible cost is not included in the Statement of Financial Activities.

g) Taxation

The Charity is considered to pass the test set out in Paragraph 1 Schedule 6 of the Finances Act 2010 and therefore meets the definition of a charitable company for UK Corporation Tax purposes. Accordingly, the Charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

h) Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

i) Fund structure Unrestricted income funds are general funds that are available for use at the Trustees discretion in furtherance of the objectives of the Charity.

Designated funds are unrestricted funds set aside for specific purposes at the discretion of the Trustees.

Restricted income funds are those donated for use in a specific area or for specific purposes, the use of which is restricted to that area or purpose.

j) Fixed Assets

i) Fixtures, fittings and furniture

All fixtures, fittings and non-technical equipment are expensed in the year the cost is incurred. In the view of the Trustees this more accurately reflects the reality of the carrying value of the assets concerned.

(ii) Computers and other technical equipment

Computers, kitchen and technical equipment are expensed in the year the cost is incurred, unless the individual item costs over £1,000. In the view of the Trustees this more accurately reflects the reality of the carrying value of the assets concerned.

k) Accrued income

Income which has been recognised in incoming resources in the year in accordance with accounting policy (d) above, that has not been received by the year end is recorded as accrued income in the balance sheet.

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Water Lily Project (a company limited by guarantee) Notes to the Accounts (continued) For the year ended 30 September 2025

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||||||||| |---|---|---|---|---|---|---|---| |2.|INCOMING|RESOURCES|2025|2025|2025|2024| |Unrestricted|Restricted|Total|Total| |£|£|£|£| |a)|Donations|and|legacies| |Donations|8,656|.|8,656|16,281| |Sub-total|for 2025|8,656|-|8,656|16,281| |Sub-total|for 2024|16,281|-|16,281| |b)|Fundraising|activities| |Fundraising|1,300|-|1,300|502| |Water|Lily|Cafe|40,213|-|40,213|35,913| |Sub-total|for 2025|41,513|-|41,513|36,415| |Sub-total|for 2024|36,415|-|36,415| |c)|Grants|received| |Grants|received|31,000|63,842|94,842|111,713| |Sub-total|for 2025|31,000|63,842|94,842|111,713| |Sub-total|for 2024|32,500|79,213|114,713| |d)|Investment|income| |Bank|interest|Fi2|-|712|1,107| |Sub-total|for 2025|712|-|712|1,107| |Sub-total|for 2024|1,107|-|1,107| |e)|Other|income| |Water|Lily|Room|Hire|-|.|-|30| |Refunds|and|misc|income|410|33|443|-| |Sub-total|for 2025|410|33|443|30| |Sub-total|for 2024|30|-|30| |2025|total|incoming|resources|82,291|63,875|146,166|165,546| |2024|total incoming|resources|86,333|79,213|165,546|

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Water Lily Project (a company limited by guarantee) Notes to the Accounts (continued) For the year ended 30 September 2025

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|||||||||| |---|---|---|---|---|---|---|---|---| |3.|RESOURCES|EXPENDED|2025|2025|2025|2024| |Unrestricted|Restricted|Total|Total| |£|£|£|£| |a)|Salary and|pension|costs| |Gross|salary|costs|59,686|49,875|109,561|100,253| |Employers|National|Insurance|3,485|-|3,485|1,478| |Pension|costs|2,404|-|2,404|2,301| |Training|and|other|staff costs|-|168|168|-| |Sub-total for 2025|65,575|50,043|115,618|104,032| |Sub-total for 2024|39,954|64,078|104,032| |b)|Property|costs| |Rent|payable|5,100|-|5,100|5,100| |Property|repairs|and|renewals|1,314|3,466|4,780|33| |Insurance|707|-|707|642| |Water|Lily|Utilities|7,267|-|F267|6,908| |Sub-total for 2025|14,388|3,466|17,854|12,683| |Sub-total|for 2024|2,478|10,205|12,683| |c)|Café|costs| |Food|for Cafe|13,275|664|13,939|11,311| |Café|refurbishment|15|-|15|-| |Café|equipment|costs|1,696|-|1,696|1,166| |Sub-total|for 2025|14,986|664|15,650|12,477| |Sub-total|for 2024|8,395|4,082|12,477| |d)|Charity|administration| |Activities|313|953|1,266|4,685| |Client|service|costs|90|-|90|1,105| |IT equipment|2,384|-|2,384|1,306| |Telephone|costs|534|-|534|876| |Printing,|postage and|stationery|942|75|1,017|506| |Volunteer|costs|38|-|38|283| |Subscriptions|and|legal|272|128|400|82| |Accountancy|and|other|professional|costs|2,210|-|2,210|2,047| |Promotional|and|fundraising|costs|395|-|395|209| |Other|administrative|costs|-|-|-|-| |Sub-total|for 2025|7,178|1,156|8,334|11,099| |Sub-total|for 2024|5,813|5,286|11,099| |2025|total|resources|expended|102,127|§5,329|157,456|140,291| |2024|total resources|expended|56,640|83,651|140,291|

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Water Lily Project (a company limited by guarantee) Notes to the Accounts (continued) For the year ended 30 September 2025

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||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---| |5.|DEBTORS|2025|2024| |£|£| |AMOUNTS|DUE|WITHIN|ONE|YEAR|:| |Prepayments and|accrued|income|-|9,050| |-|9,050| |6.|CREDITORS|2025|2024| |£|£| |AMOUNTS|FALLING|DUE|WITHIN|ONE YEAR| |Taxation|and|Social|Security|creditor due|to HMRC|891|3,276| |Accruals|2,210|2,000| |Other|creditors|8|68| |3,109|5,344| |7.|ANALYSIS|OF|NET ASSETS|BETWEEN|FUNDS| |Unrestricted| |2025|2025|2025|2025|2024| |General|Designated|Restricted|TOTAL|TOTAL| |Funds|Funds|Funds| |£|£|£|£|£| |Current|assets| |Debtors|-|-|-|-|9,050| |Cash|at|bank|and|in|hand|15,699|38,752|43,851|98,302|102,777| |Liabilities| |Creditors:|Amounts|falling|due|in|one|year|-|-|(3,109)|(3,109)|(5,344)| |Total|net assets|15,699|38,752|40,742|95,193|106,483| |Represented|by| |Unrestricted|funds|15,699|38,752|54,451|74,667| |Restricted|funds|40,742|40,742|31,816| |Total|funds|at 30|September|2025|15,699|38,752|40,742|95,193|106,483| |Unrestricted| |PRIOR|YEAR:|2024|2024|2024|2024| |General|Designated|Restricted|TOTAL| |Funds|Funds|Funds| |c|£|i|£| |Current|assets| |Debtors|6,401|-|2,649|9,050| |Cash|at|bank|and|in|hand|51,084|17,500|34,193|102,777| |Current|liabilities| |Creditors:|Amounts|falling|due|in|one|year|(318)|-|(5,026)|(5,344)| |Total|net assets|57,167|17,500|31,816|106,483| |Represented|by| |Unrestricted|funds|57,167|17,500|-|74,667| |Restricted|funds|-|.|31,816|31,816| |Total funds|at 30 September 2024|57,167|17,500|31,816|106,483|

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Water Lily Project (a company limited by guarantee) Notes to the Accounts (continued) For the year ended 30 September 2025

8. MOVEMENT IN FUNDS

Balance 1 Incoming Outgoing Gross Gross Balance 30
October resources resources Transfers Transfers September
2024 IN OUT 2025
£ £ £ £ £ £
Unrestricted funds
7
General Fund 32,167 51,291 (70,879) 3,964 (844) 15,699
St. Aldhelm's Chapel Trust - - - =
Mayors Charity ofthe Year - 6,000 (6,000) -
Lloyds Bank Foundation 25,000 25,000 (31,248) 18,752
Designated Reserve 17,500 - - 2,500 20,000
74,667 82,291 (102,127) 6,464 (6,844) 54,451
Restricted funds
Alice Ellen Cooper Dean - 2,783 10,000 (3,617) 195 - 9,361
Core
Christchurch Charitable 291 - (291) “ -
Trust
DCF - Energy - Cooking on - 5,007 (5,007) - -
a Budget
DCF - BCP Food & Energy - - -
DCF - BCP Living ona - 8,000 (1,486) 135 6,649
Budget
DCF - Neighbourhood - 5,000 (2,917) 42 - 2,125
Wellness
DCF - NHS Mental Health - 9,995 (9,995) - -
Activities
Garfield Weston 12,693 - (12,693) - -
Magdalan Trust - Breakfast 312 840 (650) (502) -
Mary Magdalen Trust 698 - (130) 17 585
National Lottery Community 12,352 - (12,352) - -
Awards4All (Core Costs)
National Lottery Community - 20,000 - 422 - 20,422
Funds (Activities)
People Health Trust 259 - (259) - -
ScrewFix, Stud wall - 5,033 (3,466) 33 - 1,600
Talbot Village Trust 2,428 - (2,466) 38 - -
31,816 63,875 (55,329) 882 (502) 40,742
Totalfunds 106,483 146,166 (157,456) 7,346 (7,346) 95,193

Three fund transfers were made in the year: a) £6,000 from The Mayors Charity Unrestricted fund split into £2,500 Designated Reserves and £3,500 General Funds which was made as part of the stated reserves policy; b) £502 from Restricted Magdalen Trust into General Funds to cover room hire costs; and c) £844 from General Funds split between each Restricted Fund held at the year end being the apportionment of bank interest received between the Restricted funds according to the Funds' year end balance.

17

Water Lily Project (a company limited by guarantee) Notes to the Accounts (continued)

For the year ended 30 September 2025

8. MOVEMENT IN FUNDS (continued)

PRIOR YEAR:
Balance 1
October		 Incoming
resources		 Outgoing
resources		 Gross
Transfers		 Gross
Transfers		 Balance 30
September
2023 IN OUT 2024
£ £ £ £ £ £
Unrestricted funds
General Fund 34,349 53,833 (56,640) 625 32,167
St. Aldhelm's Chapel Trust
LloydsBankFoundation
Designated Reserve		 -
.
10,000		 7,500
25,000
“		 - -
7,500		 (7,500) =
25,000
17,500
44,349 86,333 (56,640) 8,125 (7,500) 74,667
Restricted funds
Awards for All 1,667 - (1,667) - - -
Alice Ellen CooperDean - Core & 10,000 (7,217) - - 2,783
Community Action Network - -- - - - -
Christchurch CharitableTrust - 2,500 (2,209) - - PLS]
The CoOperative - = = -
DCF - Food/ Warmth s a . - = =
DCF - Cooking on Budget 7,181 - (7,181) - = “
DCF -BCP Food & Energy = 2,508 (2,508) 2
DCF - Neighbourhood 2,083 - (2,083) - -
DCF - Mindfulness Walk - 5,000 (5,000) = - ®
Garfield Weston = 15,000 (2,307) - - 12,693
Magdalen Trust - BreakfastClub 2 1,586 (650) = (624) 312
Mary Magdalen Trust 698 “ - - 698
National LotteryCommunity Fund z 20,000 (7,648) - - 12,352
People Health Trust 250 12,244 (12,235) - - 259
Postcode Local Trust 25,000 - (24,999) - (1) -
TalbotVillageTrust - 10,000 (7,572) - - 2,428
Tesco - 375 (375) - - -
36,879 79,213 (83,651) - (625) 31,816
Totalfunds 81,228 165,546 (140,291) 8,125 (8,125) 106,483

Three fund transfers were made in the prior year: a) £7,500 from St Aldhem's Unrestricted fund into Designated Reserves which was part of the stated reserves policy; b) £624 from Restricted Magdalen Trust into General Funds to cover room hire costs; and c) £1 from Restricted Postcode Local Trust into General Funds to cover room hire costs.

18

Water Lily Project (a company limited by guarantee) Notes to the Accounts (continued) For the year ended 30 September 2025

8. MOVEMENT IN FUNDS (continued)

FUND DESCRIPTION OF FUND PURPOSE
Unrestricted funds
GeneralFund Unrestrictedfunds used tomeetotherrunning costsand expenditure ofthe Charity.
St. Aldhelm's Chapel Trust Unrestricted funds used tomeetotherrunning costsand expenditure ofthe Charity.
LloydsBankFoundation Unrestrictedfunds usedtomeetotherrunning costsandexpenditure ofthe Charity.
DesignatedReserve Unrestrictedfunds held in reserve tomeetfuturerunning costsand general expenditure.
Restricted funds
Awardsfor All Funds received tosupport delivery ofsupportwork.
Alice Ellen CooperDean Funds received tocovercorecosts includingmanagementtocontinue to deliversupportwork.
Christchurch Charitable
Trust		 Funds todeliverCraftGroupon aThursdayfollowed bya lunch forbeneficiaries.
DCF-BCPEnergy -
Cooking on a Budget		 Funds to deliverCooking on a Budget Course in 2024/25.
DCF - CookingonaBudget Funds to deliverCooking on a BudgetCourse in 2023/24.
DCF -BCP-Food and
Energy		 Funds to deliverCooking on a Budget Course.
DCF -LivingonaBudget Restrictedfundsprovided todevelopand deliver Living ona BudgetCourse.
DCF-Neighbourhood
Weliness		 Restricted Funds for Mental Health Support Work.
DCF -NHSMentalHealth
Activities		 Fundstowards running Mental Health related activities.
DCF-Mindfulness Walk Restrictedfunds received to provide mindfulnesswalks for beneficiaries.
MaryMagdalen Trust-
Breakfast Club		 Restrictedfunds forBreakfast Club expenses.
MaryMagdalen Trust Restricted Funds for stafftraining expenses.
NationalLotteryCommunity
Awards4All (Core Costs)		 Restrictedfund to gotowards an Activities Programme.
NationalLottery Community
Funds (Activities)		 Restrictedfund togotowards an Activities Programme.
People Health Trust Restrictedfunds forrunning a Craftand Gardening Group called Crafty Diggers
PostcodeLocal Trust Restricted fund foruse againstthe core operating and running costs ofthe Charity.
Screwfix, Restrictedfundsto builda studwall todivideofficefrom corridortoTraining Room.
Talbot Village Trust Restrictedfund foruse againstmental health supportworkersalarycosts ofthe Charity.
Tesco Restricted fund foruse against supporting beneficiaries 1:1.
GarfieldWeston Restricted fund foruseagainst thecoreoperating and running costs oftheCharity.
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.
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Water Lily Project (a company limited by guarantee) Notes to the Accounts (continued) For the year ended 30 September 2025

9. STAFF COSTS

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2025 2024
£ E
The aggregate costs of employing staff during the year were:
Gross salaries: 109,561 100,253
Employer's National Insurance Contributions 3,485 1,478
Employer's pension contributions: 2,404 2,301
115,450 104,032
The average number of employees throughout the year was (rounded to nearest whole): 6 5
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No employee received salary in excess of £60,000 during the year (2024: none).

During 2025 the Charity paid employer pension contributions of £2,404 (2024: £2,301), and none were unpaid at the year end (2024: nil).

10. TRUSTEES EXPENSES/ BENEFITS

None of the trustees have been paid any remuneration or received any other benefits from an employment with the Charity or a related entity (2023: nil).

No Trustee expenses were paid during the year (2024: nil).

11. RELATED PARTY TRANSACTIONS

One trustee of the Charity (Colin Bennett) is also a trustee of Christchurch Housing Society, Winston Court, 35 Stour Rd, Christchurch BH23 1PR, a housing association which owns the freehold premises at 131 Barrack Road. Rental payments totalling £5,100 were paid to Christchurch Housing Society during the year (2024: £5,100). At the year end no rental amounts were outstanding to Christchurch Housing Society (2024: nil) and no amounts had been released or written off (2024: nil).

There were no other transactions with the Trustees or Key Management Personnel or other related party transactions.

412. POST BALANCE SHEET EVENTS

No post balance sheet events have been identified during the period up to the date these accounts were signed.

13. GOING CONCERN REVIEW

The Trustees have assessed whether the use of the going concern basis is appropriate and have considered possible events or conditions that might cast significant doubt on the ability of the Charity to continue as a going concern. The Trustees have made this assessment for a period of at least one year from the date of approval of the financial statements. The Trustees have concluded the Charity has adequate resources to continue in operational existence for the foreseeable future, and therefore continues to adopt the going concern basis in preparing its Accounts.

414. COSTS OF INDEPENDENT EXAMINATION AND OTHER FINANCIAL SERVICES

2025 2024
£ £
During the yearthe following amounts were payable in respect of:
a) Costs ofthe independent examination 260 250
b) Other accountancy services 1,950 1,797
2,210 2,047

20