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2022-12-31-accounts

BLESS COMMUNITY CHURCH

ANNUAL REPORT AND

STATEMENT OF ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2022

COMPANY REGISTRATION No: 07886329 CHARITY REGISTRATION No: 1145615

Independent Examiners Ltd 2 Broadridge Business Centre Delling Lane Bosham

West Sussex PO18 8NF

BLESS COMMUNITY CHURCH

(A COMPANY LIMITED BY GUARANTEE)

CONTENTS

Page 3 Legal & Administrative Information.

Pages 4 to 12 Report of the Directors.

Page 13 Independent Examiner's Report on the Accounts.

Page 14 Statement of Financial Activities.

Page 15 Balance Sheet.

Pages 16 to 21 Notes to the Financial Statements.

2

BLESS COMMUNITY CHURCH

(A COMPANY LIMITED BY GUARANTEE)

LEGAL AND ADMINISTRATIVE INFORMATION

CHARITY NUMBER: 1145615 COMPANY REGISTRATION NUMBER: 07886329

DATE OF INCORPORATION: 19[th] December 2011 START OF FINANCIAL YEAR: 1st January 2022 END OF FINANCIAL YEAR: 31st December 2022

DIRECTORS: Angie Farmer, Timothy Paul Spencer, Madeline Thomson, Jessica Livingstone, Martin Truss

CHURCH LEADER Linda Ward

GOVERNING DOCUMENT Memorandum and Articles of Association Incorporated 19th December 2011.

OBJECTS

To advance the Christian religion either in the United Kingdom or overseas and furtherance of that objective:

a) The proclamation and furtherance of the Gospel of God concerning his son Jesus Christ our Lord and the preaching and teaching of the Word of God.

b) The organisation sponsorship and promotion of interdenominational Christian work throughout the United Kingdom and elsewhere the object of which of which shall be:

i. To seek to present the Gospel to every creature by every means possible and lead men and women and children to saving faith by our Lord Jesus Christ and help and encourage them in the service of God.

ii. To promote, organise and conduct meetings for this purpose.

WEBSITE : www.blesscc.org

REGISTERED ADDRESS AND PRINCIPAL OFFICE:

Grove Mews, 42 The Grove, Ealing, London, W5 5LH

BANKERS: Barclays Bank plc, 53 The Broadway, Ealing, London, W5 5JS

INDEPENDENT EXAMINER: Independent Examiners Ltd, 2 Broadbridge Business Centre, Delling Lane, Bosham, West Sussex

3

Bless Community Church

Annual Report of the Trustees 2022

Overview

Bless Community Church is a charismatic community church in West London and part of the Pioneer Network. The church has a vision to live up to its name and Bless our City. We encourage people to embrace the love shown through the person of Jesus and endeavour to equip people for Christian life in the 21st Century.

We seek to follow Jesus by sharing the gospel, worshipping, serving, learning, and sharing life together. We are deeply involved in our local community, often taking a leading role in ecumenical inter-church activities and also within the Pioneer Network and Pioneer London Region.

We meet in person at Christ the Saviour Church of England Primary School in the heart of Ealing but also have an online presence. For more information or to contact us go to www.blesscc.org.

Structure, governance, and management

Bless Community Church (Bless) is a charitable company (no: 07886329) under memorandum and articles of association dated 23[rd ] October 2011 and a registered charity (no: 1145615).

Trustees normally serve for three years after which they can put themselves forward for reappointment by the board of trustees for two further terms. New trustees are recruited from Bless members by interview. The induction and training of trustees is set out in the Trustee Agreement and will vary according to the needs of the individual trustee. In addition, training is provided for specific areas such as safeguarding, GDPR and other legal changes. We carry out biennial trustee reviews and provide in-house or external training as necessary.

We delegate the day-to-day work of Bless to the staff led by the Church Leader and Leadership Team, assisted by a large number of church members acting in a voluntary capacity. We make decisions needed between the quarterly trustees’ meetings by extra meetings, usually telephone or Zoom conference calls.

We are aware of the major risks to which the charity is exposed. We review the financial position at each meeting of trustees and take action accordingly. We continue to develop policies and procedures to manage risk and use risk map analysis for review and action, reviewing this annually. We updated our Safeguarding Policies in April 2021 alongside which we updated our Safeguarding Statement which can be found on our website https://blesscc.org/safeguarding. We reviewed this policy in April 2022. We also have a related Social Media policy with a statement, also on our website. https://blesscc.org/social-media-statement

Bless is a part of the Pioneer Network and of the Evangelical Alliance. Bless also plays a significant role in the interdenominational activities of churches in West London both in leadership and through the service of Bless members.

Public Benefit

The trustees consider that the work of the charity continues to comply with S4 of the Charities Act 2006. It Is considered that the following summary of our activities demonstrates their public benefit.

We are a Christian Church that is part of and active in our local community. We hold meetings of worship, prayer, proclamation, encouragement and teaching about the good news of Jesus Christ both in person and online. We proclaim the gospel together with other churches. We provide training courses and special events. We run groups and activities for children, youth and adults both within the church and open to anyone in the community. We are actively involved in serving the community with other churches through Ealing Street

4

Pastors, the Churches’ Winter Night Shelters in Ealing, and Ealing Foodbank, youth work and through other local charities and organisations. We support the work of specific organisations, other churches and those working in line with our objects both locally and internationally. We support church members in short- and long-term Christian work overseas. Many visitors, both Christian and non-Christian, attend our church services and events. All the activities described above, and others are carried out on an unpaid voluntary basis by our members with support from a team of part-time staff. We also encourage individual public service by our members which includes service on other charity boards, magistrates, school governors and prison workers.

We ensure that the public can benefit not only from our community service activities but also by participating in our church services and many of our activities. Most of our activities are open to all irrespective of race, colour, origin, religion, sex, sexual orientation, age or disability. A few are restricted by virtue of the subject matter or to specific groups as they provide training, for example for potential leaders or specific roles within the church. Accessibility to our activities includes physical accessibility and the use of accessible venues wherever possible. By meeting at ‘Christ the Saviour’ Church of England Primary School on Sundays we are visible to people who might not otherwise be aware of us and all visitors are warmly welcomed. By choosing to meet in the school we also contribute into the funds of the school through our rent. Most activities are free although we charge a nominal fee or the actual cost for a few activities, such as church weekends; however, we ensure that our activities are accessible to all wherever possible through subsidies.

Objects and Activities

Objects

Our objects are to advance Christianity in the UK or overseas by proclaiming and furthering the gospel of Jesus Christ and promoting interdenominational Christian work. We seek to bless others of any or no faith and to live out Jesus’ command to love God with all our heart and soul and mind and to love our neighbours as we love ourselves.

Spiritual Leadership

Our Church Leader in 2022 - Linda Ward - continued to meet regularly with the leadership team, comprising of Ian Brown, Jacob Simpson and Tom Callister. Together they guided the spiritual direction of the church and acted as the organising body for Bless activities.

Over the last few years, Linda Ward, Tom Callister, Jacob Simpson and Ian Brown have been exploring (with Chair of Trustees, trustees and some advisors) leadership succession for Linda. Linda had been slowly releasing more responsibility to Tom Callister over the past few years, with Tom acting as Associate Leader of the Church in this period. In 2022 this leadership discernment process accelerated at a strategy retreat on 25-26 January 2022 when Tom said he felt ready to take on the role of team leader.

The leadership team continued to meet on 28[th] March, 9[th] May and 24[th] August, specifically to continue the future leadership discernment process. Billy Kennedy (the Church’s ‘Pioneer Oversight’) met the team on 18[th] May 2022 to give outside oversight and support to the process.

The Bless Advisors met on 9[th] July 2022 whereby the leadership team updated the Advisors that Linda would like to step back from her Team Leader role, and seeking input from the Advisors around the suggestion that Tom Callister becomes the next leader of Bless supported by a leadership team of his choice. The advisors were very supportive of Tom and his call to leadership, and extremely thankful for Linda’s years of service as Team Leader.

This news was then brought to the church at Bless Time Monday 5[th] September 2022 whereby the whole church could be involved in this process of discernment. This was not to ask the church to vote but rather consider, pray and feedback thoughts and perspectives.

Tom Callister then met with the leadership and a couple of advisors to hear feedback from this process on 24[th] October 2022 and finalise Tom taking on the role of Leader of Bless Community Church from 7[th] January 2023.

5

Linda Ward agreed to stay on the leadership team at the request of Tom.

The Church also began planning a celebratory event marking Linda Ward’s 26 years of leadership of the Church, which would take place on the evening of 6[th] January 2023.

Wider Leadership

More widely, most church members are also volunteers. They share the work of the church whether in setting up the hall; welcoming visitors or managing the sound desk on a Sunday; leading or helping with the children’s and youth work; teaching; helping lead worship; leading groups; providing hospitality; serving the community; or in one of many other tasks or roles.

Meetings

We continue to meet on Sunday Mornings, for worship, prayer and teaching which is designed to help us understand the practical aspects of being a Christian as well as developing our understanding of God through the Bible.

Our teaching is accessible on the Bless website at www.blesscc.org and on you tube at https://www.youtube.com/results?search_query=bless+community+church for anyone who wishes to hear it.

We continue with mid-week connect groups which enable members to share together, to encourage and support each other to grow in Jesus and serve him. We run weekly and occasional prayer meetings including Embrace evenings of exploration in worship, prayer, and prophecy.

Achievements and Performance

Our aims for 2022 progressed as follows:

Church Overview

2022 was a year of growth and a time of significant change for Bless Community Church.

Leadership team and Governance

6

Embracing God

7

Equipping the Church

Blessing the City

West London Leaders

8

Other developments

Financial review

Reserves policy – In 2022 we reviewed our policy to ensure that our reserves will always cover the costs of all obligations if we had to close. Currently this figure is £29,391

Funding sources – The majority of our income is given by members and increased with Gift Aid. Most of this is given monthly.

Our income for 2022 was £171,989

We received the following grants:

Expenditure - The largest single item of expenditure is on salaries and external contractors, followed by hall hire. Please see our financial statement for details. The annual budget, including all giving, is recommended by the Church Leader after consultation with the Leadership Team and approved by the trustees. We continue to keep careful control on our expenditure and in 2022.

Our expenditure in 2022 was £166,504

Total funds as of 31[st] December 2022 of £59,926

Plans for 2023

In addition to the ongoing work of the church we have the following plans for 2023:

Church Overview

We are keen to keep a focus on all three strands of our vision: Embracing God, Equipping the Church, and Blessing the City.

Overall, we are passionate about seeing the Church growth both spiritually in depth and numerically with new members. To achieve this, we will review structural factors including:

Venue - do our venues remain fit for purpose – could we have more of a visible home?

How we grow our income - through better discipleship and looking at charitable funding grants

Staffing - how do we run our operations in 2023 onwards?

Leadership team and Governance

9

Embrace God

Equip the Church

10

West London Leaders

Other Developments

11

BLESS COMMUNITY CHURCH

(A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE DIRECTORS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2022

STATEMENT OF DIRECTOR'S RESPONSIBILITIES

The Charities Act and the Companies Act require the Board of Directors to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity as at the end of the financial year and of the surplus or deficit of the charity. In preparing those financial statements the Board is required to :-

i. select suitable accounting policies and then apply them consistently;

ii. make judgements and estimates that are reasonable and prudent;

iii. prepare financial statements on a going concern basis unless it is inappropriate to presume that the company will continue in business;

iv. state whether applicable accounting standards and statements of recommended practice have been followed, subject to any material departures disclosed and explained in the financial statements.

The directors are also responsible for maintaining adequate accounting records which disclose with reasonable accuracy at any time the financial position of the charity and which are sufficient to show and explain the charity's transactions and enable them to ensure that the financial statements comply with the Companies Act 2006 and comply with regulations made under the Charities Act. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The directors are also responsible for the contents of the Report of the Directors, and the responsibility of the independent examiner in relation to the Report of the Directors is limited to examining the report and ensuring that, on the face of the report, there are no inconsistencies with the figures disclosed in the financial statements.

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

I approve the attached statement of financial activities and balance sheet for the period ended 31st December 2022, and confirm that I have made available all information necessary for its preparation.

Approved by the Directors on ............................................

Signed on their behalf by Director .................................................

Print Name:

12

BLESS COMMUNITY CHURCH (A COMPANY LIMITED BY GUARANTEE)

INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2022.

RESPONSIBILITIES AND BASIS OF REPORT

As the charity’s trustees of the Company (who are also the directors of the company for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).

Having satisfied myself that the accounts of the Company are not required to be audited for this year under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (“the 2011 Act”). In carrying out my examination, I have followed the Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act.

INDEPENDENT EXAMINER'S STATEMENT

I have completed my examination. I confirm that no material matters have come to my attention which gives me cause to believe that:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

K Gomes MAAT FCIE Independent Examiners Ltd

2 Broadbridge Business Centre Signed : Delling Lane Bosham West Sussex Date: 11.9.23 PO18 8NF

13

BLESS COMMUNITY CHURCH (A COMPANY LIMITED BY GUARANTEE)

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST DECEMBER 2022

(Incorporating Income & Expenditure Account)

Note
INCOME
Income from:
Donations and Legacies
3a
Charitable Activities
3b
Other Income
3c
TOTAL INCOME
EXPENDITURE
Expenditure on:
Charitable Activities
4a
TOTAL EXPENDITURE
NET INCOME/ EXPENDITURE
Transfers between Funds
Funds Brought Forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted Designated
Restricted
TOTAL
TOTAL
Funds
Funds
Funds
2022
2021
£
£
£
£
£
132,648
1,579
24,630
158,857
130,403
-
13,126
-
13,126
10,862
6
-
-
6
4,620
132,654
14,705
24,630
171,989
145,885
126,425
18,261
21,818
166,504
145,959
126,425
18,261
21,818
166,504
145,959
6,229
(3,556)
2,812
5,485
(74)
305
(305)
-
-
-
45,931
4,703
3,807
54,441
54,515
52,465
842
6,619
59,926
54,441

Movements on all reserves and all recognised gains and losses are shown above. All of the organisation's operations are classed as continuing.

The notes on pages 16 to 21 form part of these financial statements.

14

BLESS COMMUNITY CHURCH

(A COMPANY LIMITED BY GUARANTEE)

BALANCE SHEET AS AT 31ST DECEMBER 2022

Note
Fixed Assets
Tangible Assets
2
Current Assets
Debtors & Prepayments
8
Cash at Bank and in Hand
7
Total Current Assets
9
NET CURRENT ASSETS
NET ASSETS
Funds of the Charity
General Funds
Designated Funds
6
Restricted Funds
5
Total Funds
TOTAL ASSETSless current
liabilities
Creditors:amounts falling due
within one year
Unrestricted Designated
Restricted
31-Dec-22
31-Dec-21
Funds
Funds
Funds
Total
Total
£
£
£
£
£
3,952
-
-
3,952
4,708
3,952
-
-
3,952
4,708
5,517
3,188
-
8,705
6,603
44,800
112
8,913
53,825
61,946
50,316
3,300
8,913
62,529
68,549
(1,803)
(2,458)
(2,294)
(6,555)
(18,816)
48,514
842
6,619
55,975
49,733
52,465
842
6,619
59,926
54,441
52,465
842
6,619
59,926
54,441
52,465
-
-
52,465
45,931
-
842
-
842
4,703
-
-
6,619
6,619
3,807
52,465
842
6,619
59,926
54,441

Directors' Responsibilities:

For the financial year ending 31 December 22 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

• The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

The financial statements on pages 14 to 21 were approved by the trustees, and authorised for issue and signed on their behalf by:

Approved by the Directors on : 09/09/2023

Signed on their behalf by Director

Print Name: M Thomson

15

BLESS COMMUNITY CHURCH (A COMPANY LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2022

1. ACCOUNTING POLICIES

Basis of Preparation

The financial statements have been prepared on a historical cost basis of accounting in accordance with Charities Act 2011, Statement of Recommended Practice "Accounting and Reporting by Charities" (SORP 2015), applicable accounting standards and Companies Act 2006. The accounts are prepared on an ongoing concern basis. The church meets the public benefit entity definition (FRS102). Restatement was not required in making the transition to FRS102. The date of transition was 1st January 2015.

Advantage has been taken of Section 396(5) of The Companies Act 2006 to allow the format of the financial statements to be adapted to reflect the special nature of the charity's operation and in order to comply with the requirements of the SORP.

The company has taken advantage of the exemption in Financial Reporting Standard No 1 from the requirement to produce a cash flow statement.

Changes in Accounting Policies and Previous Accounts

There has been no change to the accounting policies since last year and no changes in the previous accounts.

Incoming Resources

Recognition of Incoming Resources

These are included in the Statement of Financial Activities (SOFA) when:

Incoming Resources with Related Expenditure

Where incoming resources have related expenditure (as with fundraising or contract income) the incoming resource and related expenditure are reported gross in the SOFA.

Grants and Donations

Grants and Donations are only included in the SOFA when the charity has unconditional entitlement to the resources.

Tax Reclaims on Donations and Gifts

Incoming resources from tax reclaims are included in the SOFA in the same financial period as the gift to which they relate.

Contractual Income and Performance Related Grants

This is only included in the SOFA once the related goods or services has been delivered.

Gifts in Kind

Gifts in kind are accounted for at a reasonable estimate of their value to the charity or the amount actually realised. Gifts in kind for sale or distribution are included in the accounts as gifts only when sold or distributed by the charity. Gifts in kind for use by the charity are included in the SOFA as incoming resources when received.

Donated Services and Facilities

These are only included in incoming resources (with an equivalent amount in resources expended) where the benefit to the charity is reasonably quantifiable, measurable and material. The value placed on these resources is the estimated value to the charity of the service or facility received.

16

BLESS COMMUNITY CHURCH (A COMPANY LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2022

1. ACCOUNTING POLICIES (Continued)

Incoming Resources (continued)

Volunteer Help

The value of any voluntary help received is not included in the accounts but is described in the Report of the Directors.

Expenditure and Liabilities

Liability Recognition

Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to pay out resources.

Governance Costs

Governance Costs include costs of the preparation and examination of statutory accounts, the costs of the Directors' meetings and cost of any legal advice to directors on governance or constitutional matters.

Grants with Performance Conditions

Where the charity gives a grant with conditions for its payment being a specific level of service or output to be provided, such grants are only recognised in the SOFA once the recipient of the grant has provided the specified service or output.

Assets

Fixed Assets

These are capitalised if they can be used for more than one year, and cost at least £500. They are valued at cost or, if gifted, at the value to the charity on receipt.

Depreciation is calculated at a rate to write off the cost of tangible fixed assets on a reducing balance over their estimated useful lives. The rates applied per annum are as follows:

Computer & Audio Equipment 25%
2. TANGIBLE FIXED ASSETS Unrestricted Total
Computer & Audio Equipment
£ £
Cost 01-Jan-21 16,632 16,632
Additions 1,049 1,049
Disposals (366) (366)
Cost at 31-Dec-22 17,315 17,315
Depreciation 01-Jan-21 11,924 11,924
Disposals - -
Charge 1,439 1,439
Depreciation at 31-Dec-22 13,363 13,363
Net Book Value 31-Dec-22 3,952 3,952
Net Book Value 31-Dec-21 4,708 4,708

There are no commitments under non-cancelling operating leases and capital commitments (2021: None)

17

BLESS COMMUNITY CHURCH (A COMPANY LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2022

3. INCOME

3. INCOME 3. INCOME
Unrestricted Designated Restricted TOTAL TOTAL
Funds Funds Funds 2022 2021
£ £ £ £ £
a) Donations and Legacies
Gifts & Donations 110,235 1,579 9,210 121,024 99,369
Gift Aid 22,413 - 1,909 24,322 22,774
Grants - - 13,511 13,511 8,260
132,648 1,579 24,630 158,857 130,403
b) Income from other Charitable Activities
Events Income - 13,126 - 13,126 487
Grants - - - - 10,135
Miscellaneous - - - - 240
- 13,126 - 13,126 10,862
Coronavirus Job Retention scheme - - - 4,594
Miscellaneous 6 - 6 26
6 - - 6 4,620
4. EXPENSES
Unrestricted Designated Restricted TOTAL TOTAL
Funds Funds Funds 2022 2021
£ £ £ £ £
a) Expenditure on Charitable Activities
Bank Charges & Interest 191 - - 191 88
Children/Youth/Students Outreach 1,520 624 2,426 4,570 1,565
Church Giving 12,375 3,790 9,398 25,563 19,437
Depreciation 1,439 - - 1,439 1,720
Events 1,279 13,181 765 15,226 1,294
External Contractors - - - - 26,679
Hall Hire 10,578 - 120 10,698 10,025
Hospitality 1,642 - - 1,642 1,398
Independent Examiners Fee 1,153 - - 1,153 1,177
Insurance 739 - - 739 733
Loss on disposal of asset 367 - - 367 571
Miscellaneous 90 - 560 650 171
Office 3,858 - - 3,858 3,922
PA/Music 561 - - 561 2,016
Payroll Expenses 85,613 - 7,709 93,322 69,467
Publicity 1,367 - - 1,367 2,215
Speakers 520 - - 520 450
Telephone 422 - - 422 473
Training 1,774 666 840 3,279 2,139
Travel 936 - - 936 420
126,425 18,261 21,818 166,504 145,959

18

BLESS COMMUNITY CHURCH (A COMPANY LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2022

5. RESTRICTED FUNDS

J Simpson
Bursary Fund
Books & Training
Ten
Wedding
Pathways
DNA/Training
Egypt
Special Needs
Basement Youth Café
Gift -Linda Ward
Balance
Balance
01-Jan-21
Income
Expenditure
Transfers
31-Dec-22
£
£
£
£
£
-
850
850
-
-
1,000
-
765
-
235
300
-
300
-
-
-
670
633
-
37
-
248
560
(312)
1,375
8,511
7,394
-
2,491
340
-
340
-
-
-
240
240
-
-
792
8,666
8,500
-
959
-
5,000
2,236
-
2,764
-
445
-
-
445
3,807
24,630
21,818
-
6,619

The restricted funds are wholly represented by the Charity's cash reserves.

6. DESIGNATED FUNDS

Bless Time church meetings
Church Giving
Gazebo fund
Pioneer events
Playtime
Weekend at Home
Youth Summer Camp
Preaching Workshop
Balance
Balance
01-Jan-21
Income
Expenditure
Transfers
31-Dec-22
£
£
£
£
£
56
506
562
-
-
3,817
-
3,790
-
27
305
-
-
305
-
41
665
666
-
40
485
768
624
-
629
-
12,587
12,587
-
-
-
146
-
-
146
-
33
33
-
-
4,703
14,705
18,261
305
842

The designated funds are wholly represented by the Charity's cash reserves. Church Giving - The church allocates 10% of unrestricted voluntary receipts for this purpose.

7. CASH AT BANK AND IN HAND

7. CASH AT BANK AND IN HAND
Current Account Unrestricted Designated
Restricted
Total
Total
Fund
Fund
Fund
31-Dec-22
31-Dec-21
£
£
£
£
£
44,800
112
8,913
53,825
61,946
44,800
112
8,913
53,825
61,946

19

BLESS COMMUNITY CHURCH (A COMPANY LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2022

8. DEBTORS AND PREPAYMENTS

Prepayments
Other Debtors
Unrestricted Designated
Restricted
Total
Total
Fund
Fund
Fund
31-Dec-22
31-Dec-21
£
£
£
£
£
308
2,793
-
3,101
2,112
5,209
395
-
5,604
4,491
5,517
3,188
-
8,705
6,603

9. CREDITORS AND ACCRUALS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Accounts Payable
Accruals and Prepaid Income
Payroll Liabilities
Unrestricted Designated
Restricted
Total
Total
Fund
Fund
Fund
31-Dec-22
31-Dec-21
£
£
£
£
£
367
-
-
367
4,470
1,270
2,458
2,294
6,022
12,220
165
-
-
165
2,126
1,803
2,458
2,294
6,555
18,816

10. CREDITORS AND ACCRUALS: AMOUNTS FALLING DUE IN MORE THAN ONE YEAR

There were no Creditors or Accruals falling due in more than one year during this financial year (2021: None).

11. STAFF COSTS AND NUMBERS

2022
£
Gross Wages and Salaries
65,054
Employer's National Insurance Costs
-
Pension
985
Other
1,378
67,416
Employees who were engaged in each of the following activities:
(Full time equivalent )
2022
TOTAL
Activities in furtherance of organisation's objects
1.75
Management and administration
0.25
Total
2
2021
£
68,240
-
857
370
69,467
2021
TOTAL
1.5
1.0
2.5

No employees (2021: None) received emoluments in excess of £60,000. Staff are paid through the PAYE system.

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BLESS COMMUNITY CHURCH (A COMPANY LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST DECEMBER 2022

12. DIRECTORS AND OTHER RELATED PARTIES

No payments were made to directors or any persons connected with them during this financial period. No material transaction took place between the organisation and a trustee or any person connected with them.

Donations received from the trustees and related parties during the year were £12,772 (2021: £14,730)

13. RISK ASSESSMENT

The directors actively review the major risks which the charity faces on a regular basis and believe that maintaining the free reserves stated, combined with the annual review of the controls over key financial systems carried out on an annual basis will provide sufficient resources in the event of adverse conditions. The directors have also examined other operational and business risks which they face and confirm that they have established systems to mitigate the significant risks.

14. RESERVES POLICY

See Report of the Directors.

15. PUBLIC BENEFIT

See Report of the Directors .

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