SAVERA UK LTD Charity number 1145564 A Company limited by guarantee number 07564891 Annual Report and Financial Statements for the year ended 31 March 2025 SAVERA UK gmcas Greater Merseyside Community Accountancy Service
SAVERA UK LTD Annual Report and Financial Statements for the year ended 31 March 2025 Contents Trustees' Annual Report Independent Examiner's Report Statement of financial activities Balance sheet Statement of Cash Flows Notes to the accounts Page 2 to 9 10 11 12 13 14 to 20 Prepared by the Greater Merseyside Community Accountancy Service 1
SAVERA UK LTD Trustees' report Chairperson's Report: As Chair of the Board of Trustees, it is my privilege to introduce the 2024/25 Annual Report. As I reflect on the past year, 1 am filled with pride and gratitude for the remarkable achievements and total dedication of our staff at Savera UK. This year has included a period of significant growth and development of services offered by Savera UK. We continue to deliver exceptional support through our direct intervention team and the communications, education and training, and community engagement teams lead the way in campaigning, education, training, advocacy and true engagement with communities. There is so much to celebrate, and this report highlights what we have achieved and showcases our on- going work to eliminate 'honour'-based abuse and harmful practices. Our staff is at the heart of Savera UK, and I continue to support their wellbeing so they in turn can continue to provide high quality and compassionate care and support to our clients. Considering that 14 years ago there was no data collection for those experiencing or at risk of 'honour'- based abuse (HBA) and harmful particles in the areas where we are based, today we have nearly 300 referrals coming through our services, and these issues are far more widely recognised and recorded within wider services. One of the standout achievements of the last 12 months is the completion of our two-year partnership with Cheshire's Police and Crime Commissioner, which concluded in March 2025. This collaboration was a huge success with a 400% increase in referrals from the county of Cheshire, and our team significantly exceeding all of the project targets and milestones. Our Training and Education Project has moved to the next stage of development with a team that has expanded on our training and education offer. They are developing new and exciting programmes that can be delivered across sectors including education and community settings, equipping them with the knowledge and tools they need to respond to those experiencing or at risk of HBA and harmful practices. Thank you to The Big Lottery 'Reaching Communities' for funding this four-year project. Another key development as part of our new Community Engagement plan is the launch of the groundbreaking Community Advocates programme and the Community Voices Hub. These have been designed to not only provide accurate information and services to those experiencing or at risk of HBA and harmful practices, but to also support our extensive grassroots engagement, foster open and safe spaces for dialogue and raise awareness. This will build stronger and trusted partnerships, allowing us to work together and make meaningful changes within our communities. Although the year has not been without challenges, particularly as funding opportunities for specialist services like ours have been dramatically reduced, two years into our three-year business strategy we are on track to achieve our aims and mark a milestone year with success and tangible change. Before I close, I want to thank my Board of Trustees, who helped us navigate some of the challenges throughout the year. Their knowledge, skills, experience and commitment is invaluable to Savera UK. On behalf of the Board, I want to thank each and every one of the staff members, and volunteers, for their continued support, commitment and professionalism in providing high quality services. They are on the frontline in our mission to end 'honour'-based abuse and harmful practices. This report is a tribute to the dedication and resilience of our incredible team, but we recognise our work would not be possible without those who support our organisation and stand beside us. To our brave clients who are at the heart of everything we do and the reason we continue working relentlessly; whose stories inspire us and whose voices are drivers of change. 2
SAVERA UK LTD Trustees' report continued Thank you to Savera UK Youth Collective, a remarkable group of young people who believe in the work we do and make it their mission to educate their peers and campaign to end HBA and harmful practices. Thanks also to the Advisory Board, our survivor Ambassadors, Patrons, partners and funders, all who play an enormous and vital role in ensuring that we continue and achieve our goals. My final thanks goes to Afrah Qassim, CEO of Savera UK, without whom Savera UK would not exist in its present form. She works tirelessly in her mission to end 'honour'-base abuse and harmful practices. Without Afrah's vision, dedication and determination, we wouldn't be where we are today. Aislinn O'Dwyer Chair Achievements and Performance: The last year have been full of growth; development and we are proud to share them her in this report Direct Intervention: Our Direct Intervention service saw over 293 new referrals, that shows a 46% of new referrals than the previous year. 339 active clients, also show 47% increase from the previous year. We worked with clients using 27 languages through interpreters to ensure effective communication and meeting our client's needs. Our helpline received over 378 calls, providing information and advice to both professionals and individuals. We delivered over 49 activities, ranging from empowerment and wellbeing programmes with 557 clients participated Savera UK have been fortunate to be supported by Smallwood Trust, providing grant to help our women client group, this intervention has been vital to support our client's financial resilience and help navigate the challenges they face once they leave their abusive environment. We awarded over Training and Education: We delivered over 80 training and education sessions and reaching more than 2,334 professionals and 1,652 young people with 97% reported understanding of nature, impact and consequences of 'honour-based abuse (HBA) and harmful practices and 74% reported confident discussing, identifying and challenging issues of HBA and harmful practices Community Engagement: We reached and engaged with over 480, through a range of activities and event. This year we launched our Community Advocate Programme and our Community Voices Hub, the aim of the hub is to bring communities to come together into a safe space to share experiences, learn and be a voice for change with their communities. Example of the activities taken place since the hub established in December 2024, mental health awareness, women's health and men's health and the stigma. This year our community event to celebrate International Women's Day (IWD) saw welcomed over 200 women from diverse communities. The evening was a powerful celebration of community, identity and culture. From speeches, traditional dance performances and poetry to a video of community members sharing what the IWD theme "Accelerating Action" means to them. Research: We continued our groundbreaking research, publishing our second paper one 'Honour' and Its Upholders: Perpetrator Types in 'Honour'-Based Abuse being published by Routledge in September 2024, in the Journal of Forensic Psychology Research and Practice. Our work in Cheshire: Savera UK's two-year partnership with the Cheshire Police and Crime Commissioner (PCC) ran from April 2023 - March 2025. Since the project's inception, Savera UK has reported a 400% increase in referrals related to HBA and harmful practices. Reached with over 1.961 through training 896 young people through youth education and 870 community engagement 3
SAVERA UK LTD Trustees' report continued Key partnerships: We have worked with a range of partners in this financial year, including Standing Together, Zonta London, OnEvidence, the NHS, MSB law firm, Maira Fogg, CPS, RASA, WHISC, Merseyside local authorities, Police and Crime Commissioner for Merseyside and Cheshire. Universities including Manchester Metropolitan University, Liverpool John Moores University, University of Liverpool, Edge Hill university and university of Newcastle. Specialist services, including, Karma Nirvana, IKRWO. Savera UK Youth Collective: A new direction: this last year the Youth has been working to give a bold new look, gender-neutral colour scheme to demonstrate inclusivity, and a new name: Savera UK Youth Collective (formally was Savera UK Youth). They participated in Savera UK annual march and also took part in the Liverpool, Virgil, past of the 16 days of activism Awareness and Campaigns: in the last year, we have reached and engaged with over We launched the Savera UK Learning Hub, an online library of resources and information about HBA and harmful practices, with videos, guidance, factsheets, leaflets and much more. 8,741 leaflets, factsheets and other resources have been downloaded from the Savera UK Learning Hub. A hub for learning: Savera UK Learning Hub, a library of resources including research videos, guidance, factsheets and leaflets about HBA and harmful practices. In the last year, we saw over 35,909 Resources were downloaded from the Savera UK Learning Hub.311% Increase on downloads in 2023/24 Top 5 resources downloaded 1. One Chance Rule leaflet (3,354) 2. Harmful practices factsheet (3,140) 3. HBA factsheet (3,135) 4. FGM factsheet (3,049) 5. Daily Challenge Magazine (3,049) Breaking the silence March: Savera UK annual March to End HBA - the only march of its kind in the UK specifically addressing the issue of 'honour'-based abuse and harmful practices - returned for the third year in 2024 - despite adverse weather conditions the relocated the event to the Museum of Liverpool. With guest speakers from our partners, including Zonta UK and Merseyside Police and Crime Commissioner. We reach over 12,805 Engaged with over 540 during the march, reach over +1 million by coverage on BBC Northwest Awards 2025 - "SME Award" Honour Awards 2025 - Ayesha Alam Conclusion and Development Savera UK continues its work and campaign to achieve its vision to end 'honour'-based abuse and harmful practices. Our 2025/26 development will include: • Continuing the development of the organisation and its sustainability • Working toward developing our next three-to-five year strategy • Continue to amplify the voices of survivors and work together to make meaningful change. • Expand our community engagement, with a focus to engage more with men and young Create new research opportunities to help explore HBA and harmful practices • Strengthen and build new partnership 4
SAVERA UK LTD Trustees' report continued Reserves Policy Policy statement: Savera UK recognises the importance and the need for a reserve policy to manage the charity reserve and act in the best interests of the charity, staff, and beneficiaries. As part of this process, Savera UK will reserve a six-month budget based on the average operating costs to manage any short-term fall in income and ensure the core fund for the organisation and projects/programmes continues while we find a long-term solution. In addition, it will allow the organisation a reasonable time to wind down projects that no longer can be The Reserve policy will allow Savera UK Board of Directors/trustees to manage and identify its needs. This reserve will be essential to managing and building processes and resilience to cope with unexpected threats and a sudden loss of funding. Steps to establish the level of reserve: Savera UK Reserves Policy maintains sufficient reserves to enable the day-to-day and operating activities to continue for up to 6 months should a shortfall in income occur while accounting for potential threats and providing contingencies that may arise occasionally. The reserve will demonstrate transparency, accountability and sound financial management. Savera UK Reserves Policy justifies the number of reserves kept back each year. Level of reserve required by Savera UK Savera UK reserve will be agreed upon by the Savera UK Board of Directors/Trustees, which will consider the risks and threats regarding expenditure, unrestricted income and, where appropriate, restricted payment. They will also consider any externally identified potential significant risks to income and expenditure during the year under review. A risk assessment has been undertaken for the period 2025/2026, and the following has been determined using the Risk Identification approach: Unrestricted Income: Medium Risk Restricted Income: Low Risk • Expenditure: Low Risk • External Potential Major Risks: • Breakdown in external relation • Economic Downturns • Funding Volatility Review of current and previous years funds Previous year Current year Actual Increase % Unrestricted Funds reserves E162,660 £170,925 £8,265 5% Unrestricted General Funds Unrestricted Designated Funds Restricted Funds £145,493 £135,543 -£9,951 -7% EO 0 £204,283 £159,219 £45,063 -28% TOTAL INCOME £349,776 £294,762 £55,014 -19% 5
SAVERA UK LTD Trustees' report continued Savera UK should hold in reserve approximately six months of operating capital, which within the current budget period equates to £162,660 broken down as below : • Redundancy provision: £13,056 Six months salaries: £131,570 (3 months full time of 13 people and three months with a reduced team of 3 people ) • Six-month other running costs, reduced to a minimum (rent, insurance, utility bills, expenses ): 1. Monitoring and reviewing the Reserves Policy The CEO will present the Board of Directors/Trustees with all the required documents and information to enable them to make an informed decision about the levels of Reserves, which will be reflected within Savera UK's Annual Operating Budget. The Finance Lead and CEO will update the Board of Directors/Trustees at the quarterly meeting. Any shortfall or significant increase in resources; the reasons for any of these changes will be recorded in the finance quarterly report for the Board in the Board meeting minutes. The Reserves Policy will be reviewed annually and signed and dated by the Savera UK Board of Directors/Trustees. Risk Management: The trustees have conducted a review of the major risks to which the charitable company is exposed and where appropriate, systems or procedures have been established to mitigate the risks the charity External risks to funding have led to the development of a strategic plan which will allow for the diversification of funding and activities, funding strands have become more competitive and reduced in availability. Interal control risks are minimised by the implementation of procedures for authorisation of all transactions and projects. Procedures are in place to ensure compliance with health and safety of staff, volunteers, service users and visitors to the premises. Standards are monitored both internally and externally to ensure consistent quality of delivery for all operational aspects of the charity. These procedures are periodically reviewed to ensure that they continue to meet the needs of the charitable company. 6
SAVERA UK LTD Trustees' report continued Statement of Directors' responsibilities Company law requires the directors to prepare financial accounts for each year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure of the charity for that period. In preparing those financial statements, the trustees are required to: select suitable accounting policies and apply them consistently; observe the methods and principles in the Charities SORP make judgements and estimates that are reasonable and prudent; state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements. prepare the financial statements on a going concern basis unless it is inappropriate to presume that the charity will continue in business; The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. Approved by the Board on 24th September 2025 and signed on behalf of the directors by: Aislin O Dwyer A O'Dwyer Chair
Reference and Administrative Details SAVERA UK LTD Charity number 1145564 A Company limited by guarantee number 07564891 The trustees, who are also the directors of the company for the purposes of company law, are pleased to present their report and financial statements together with the independent examiner's report for the year ended 31 Name A O'Dwyer M Austin J Sellers (Nee Purvis) Salma Shah Yogita Parmar Dr Susan Muthoni Waigwa Nashaba Ellahi Position Chair Dates Till 29 Janaury 2025 appointed 6 September 2024 appointed 30 July 2024 appointed 30 April 2024 Membership Membership is open to individuals interested in promoting the objectives of the organisation and accepted into membership by the existing Trustees. Trustees The company's work is directed by Trustees, who are also the Board of Directors; they approve the policies of the organisation. The Board meets every quarter. It is comprised of not less than three or more than seven elected Trustees at the Annual General Meeting. One third of Trustees retire each year according to length of service. Vacancies may be filled until the AGM by ordinary resolution of the members. The Board oversees the management of the Charity, responsible for running projects, funding and resources Collectively, they are responsible for the overall management of the operations. Registered address 151 Dale Street Liverpool L2 2AH Bankers Co-operative Bank plc PO Box 250 Skelmersdale WN8 6WT 8
Reference and Administrative Details SAVERA UK LTD Charity number 1145564 A Company limited by guarantee number 07564891 Governing document The organisation is a charitable company limited by guarantee, incorporated 15 March 2011 (company number 07564891) and registered as a charity (charity number 1145564) on 20th January 2012, formally known as Savera Liverpool. Objects of the organisation Savera UK operates across the United Kingdom and is a leading specialist organisation providing services to individuals at risk of honour-based abuse and harmful practices. The scope of Savera UK's services may vary from area to area dependent on funding available within the specific region. Savera UK's activities encompass key themes which are detailed below: Support Services Training and Raising Awareness Projects and Programmes Research Independent Examiner Jane Williams Greater Merseyside Community Accountancy Service St Maries Lugsdale Road WA8 6DB Approval This report, which has been prepared in accordance with the provisions in theCompanies Act 2006 relating to small companies, was approved by the trustees on 24th September 2025 and signed on their behalf by: poolin O Duyer A O'Dwyer Chair 9
Independent Examiner's report to the trustees of SAVERA UK LTD I report on the accounts of the charity for the year ended 31st March 2025 set out on pages 11 to 20 Respective responsibilities of the Trustees and examiner The charity's trustees (who are also the directors of the company for the purposes of company law) are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. Having satisfied myself that the charity is not subject to audit under company law and is eligible for independent examination, it is my responsibility to: • examine the accounts under section 145 of the 2011 Act; • to follow the procedures laid down in the general directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and • state whether particular matters have come to my attention. Basis of Independent examiner's statement My examination was carried out in accordance with the general Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below. Independent examiner's statement In connection with my examination, no matter has come to my attention: 1) which gives me reasonable cause to believe that in any material respect the requirements: • to keep accounting records in accordance with section 386 of the Companies Act 2006; and • to prepare accounts which accord with the accounting records and to comply with the accounting requirements of section 396 of the Companies Act 2006 and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities have not been met; or 2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Jane Williams MAAT Greater Merseyside Community Accountancy Service St Maries Lugsdale Road/ Widnes WA8 6DB 24th September 2025
SAVERA UK LTD Statement of Financial Activities (Including Income & Expenditure Account) for the year ended 31 March 2025 Notes Income from: Income from donations Income from charitable activities Bank interest Total incoming resources Resources expended Charitable activities Net incoming / (outgoing) resources Transfers between funds Net movement in funds 2025 Unrestricted funds 2025 Restricted funds (4) (5) (6) 64,465 31,534 96,000 438,913 438,913 135,626 463,851 (39,627) (98) (39,725) (24,938) 98 (24,840) Reconciliation of funds Total funds as at 01 April 2024 Total funds as at 31 March 2025 135,082 95,357 289851 The above statement includes all gains and loses recognised during the year. All activities are regarded as continuing. Comparative figures for the previous year by fund type are shown in Note 15. The Notes on pages 14 to 20 form an integral part of these accounts. 11 2025 Total funds 64,465 470,447 534,913 599,477 (64,564) (64,564) - 249735 2024 Total funds 25,113 475,175 500,288 496,678 3,610 3,610 346,123 349,733
SAVERA UK LTD Charity number 1145564 A Company limited by guarantee number 07564891 Balance sheet as at 31 March 2025 2025 Unrestricted 2025 Restricted 2025 Total 2024 Total Fixed Assets Tangible Assets Total fixed assets (10) Current Assets ebtors and prepaymen ash at bank and in har Total current assets (12) 95,357 95,357 189,811 189,811 285,168 285,168 89,953 260,918 350,871 Current liabilities: amounts falling due within one year Creditors (due within one year) Total current liabilities (13) - Net Assets 95,357 1,139 — 1,139 189,811 285,168 349,732 Funds of the charity Restricted Funds Unrestricted funds Total Funds 95,357 95,357 189,811 189,811 189,811 95,357 285,168 214,651 135,082 349,733 The trustees (who are also the directors of the company for the purposes of company law) confirm that for the year ended 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006, and the members have not required the company to obtain an audit of its accounts for the year in question in • accordance with section 476 of the Act the trustees acknowledge their responsiblities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts The notes on pages 14 to 20 form an integral part of these accounts. These accounts, which have been prepared in accordance with the provisions in the Companies Act 2006 relating to small companies, were approved by the trustees on 24th September 2025 and signed on their behalf by: quei sens J Sellers Director / Trustee Aislin, O'Duyo A O'Dwyer Director / Trustee 12
SAVERA UK LTD STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 March 2025 Cash flows from operating activities: Net income/(expenditure) per SOFA Depreciation (Increase)/decrease in debtors Increase/(decrease) in creditors (11) (13) Cash flows from investing activities Investment income Net increase/(decrease) in cash: Total cash as at 01 April 2024 Total cash as at 31 March 2025 The notes on pages 14 to 20 form an integral part of these accounts. 13 2025 (64,564) 89,953 1,139 24,250 - 24,250 260,919 285,168 2024 3,610 102 (89,953) (85) (86,326) - (86,326) 347,245 260,919
SAVERA UK LTD Notes to the accounts for the year ended 31 March 2025 1 Basis of preparation These accounts (financial statements) have been prepared under the historical cost convention 1.1 with items recognised at cost or transaction value, unless otherwise stated in the relevant note(s), in accordance with: (a) The Charities Act 2011 (b) The Companies Act 2006 (C) The Financial Reporting Standard applicable in the UK and the Republic of Ireland: FRS 102 (d) Accounting & Reporting by Charities: Statement of Recommended Practice (Charities SORP FRS 102) (effective January 2019) 1.2 The charity meets the definition of a public benefit entity as defined by FRS 102 The trustees consider that there are not material uncertainties about the charity's ability to continue as a going concern. 2 Accounting Policies 2.1 Fund accounting (a) Unrestricted funds are those that can be expended at the discretion of the trustees in the furtherance of the objects of the charity. (b) Restricted funds are those that may only be used for specific purposes. Restrictions arise when specified by the donor, or when funds are raised for specific purposes. (c) The purposes of the funds are shown in Note 7a. (a) Income is recognised and included in the Statement of Financial Activities (SOFA) when the charity becomes entitled to the income; receipt is probable; and the monetary value can be measured with sufficient reliability. (b) Where income has related expenditure (e.g. project activities), the income and related expenditure are reported gross in the SOFA (c) Bank interest is recognised when credited to the account. (d) Gift Aid, where appropriate, is recognised in the same accounting period as the donation to which it relates. (e) Income, which is subject to conditions that the charity has yet to fulfil, or which is specifically for use in a future accounting period, is treated as deferred income. 2.3 Expenditure and liabilities (a) Expenditure is recognised on the accruals basis. (b) The charity is not registered for VAT, thus all costs are shown inclusive of VAT charged (c) Liabilities are recognised as soon as there is a legal or constructive obligation to pay out (d) Governance costs include the costs of preparation and examination of the statutory accounts, the cost of trustee meetings and the cost of any legal advice to trustees on governance or constitutional matters. 14
SAVERA UK LTD Notes to the accounts for the year ended 31 March 2025 2.4 Tangible Fixed Assets (a) Tangible fixed assets are capitalised if they can be used for more than one year and cost at least £250. They are valued at cost or, if gifted, at their value on receipt. Computer Equipment: 20% straight line basis to nil 2.5 Debtors (a) Debtors are recognised at the settlement amount due. (b) Prepayments are valued at the amount prepaid. 2.6 Cash (a) Cash comprises bank deposits repayable on demand and any short-term highly liquid investments with a maturity date of three months or less from the date of acquisition or opening of the deposit or similar account. 2.7 Creditors (a) Creditors are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors are normally recognised at their settlement amount, usually the invoice amount. (b) Accrued charges are normally valued at their settlement amount. 2.8 Taxation Income and gains are exempt from taxation as they are received and applied for charitable purposes only. The charitable company benefits from various exemptions from taxation afforded by tax legislation and is not liable to corporation tax on income or gains falling within those exemptions. 3 Transactions with trustees and related parties No trustees received any remuneration or expenses during the accounting period. Owing to the nature of the charity's activities and the composition of the board of trustees (being drawn from local statutory and voluntary organisation), it is inevitable that transactions will take place with organisations in which a trustee may have an interest. All transactions in which a trustee may have an interest are conducted at arm's length and in accordance with the charity's financial regulations and expenditure procedures. No transactions were indentified which should be disclosed under FRS 102. 15
SAVERA UK LTD Notes to the accounts for the year ended 31 March 2025 4 Donations and Legacies Donations 5 Charitable activities HMRC: Gift Aid National Lottery - Community Fund Community Foundation Police & Crime Commissioners PCC Cheshire M'side PCC Lloyds Bank Smallwood Trust Henry Smith The Charity Service City of Liverpool Gift Aid Other Incoming resources Training Income 6 Expenditure on charitable activities: Unrestricted funds 64,465 = 64,465 2025 Unrestricted funds : 2,500 : 80 3,000 25,954 31,534 Direct Charitable Expenditure 581,859 16 Restricted funde - 2025 Restricted funds € 110,266 137,647 56,000 25,000 50,000 35,000 25,000 : 438,913 Support & Governance Costs 17,618 Total funds € 64.465 64,465 2025 Total 110,266 137,647 56,000 27,500 50,000 35,000 25,000 - 80 3,000 25,954 470,447 Total 2024 599,477 Total funds 2024 Total funds 54,504 7,000 201,200 25,250 65,000 60,000 55,000 : 820 6,401 475,175 Total 2023 196,678
SAVERA UK LTD Notes to the accounts for the year ended 31 March 2025 a. Analysed as follows: Direct charitable expenditure Salaries and NICs Room Hire Training Marketing Activities and events Support & Governance costs: Travel and volunteer expenses Running costs Office costs Recruitment Computer costs & training Sundry expenses Interpreting costs Insurance Consultancy & freelance services Professional and legal fees Subscriptions and licenses Payroll fees Governance Costs Depreciation (3) 2025 Unrestricted funds 42,547 33,403 3,560 - 2,937 5,326 18,540 : 3,913 1,676 17,294 504 4,280 881 Total expenditure on charitable activities - 135,626 17 2025 Restricted funds 308.637 2,564 7,950 31,356 1,884 : 1,679 10,305 97,457 1.928 : 2025 Total funds 351,183 33,403 6,124 7,950 34,294 432,954 7,210 18,540 1,679 : 14,217 1,676 114,751 504 6,208 973 765 166,523 463,851 599,477 2024 Total funds 295,627 38,573 4,123 10,495 44,634 393,452 8,112 5,452 17,987 1,219 70 9,622 1,393 50,984 755 6,203 684 643 102 103.226 496,678
SAVERA UK LTD Notes to the accounts for the year ended 31 March 2025 7a Restricted funds summary Balance b/f Community Foundation PCC Merseyside PCC Cheshire TNL Community Fund Lloyds Bank Smallwood Trust City of Liverpool Henry Smith € 7,000 68,703 74,530 30,185 2,250 214,651 Incoming 56,000 137,647 110,266 25,000 50,000 25,000 35,000 438,913 Outgoing 40 103,855 160,623 92,889 24,217 34,394 25,098 22,735 463,851 Transfers ... 98 Balance CE 6,960 20,848 51,554 47,562 3,033 47,589 12,265 189,811 Purpose of restricted funds The restricted funds, provide contributions to the organisation core cost, event as well as evaluation events and continue support running of project and programme dress honour-based abuse and harmful practice 8 Governance Costs Independent Examiners' fee Administration 9 Staff costs and numbers Gross salaries Social security costs Pensions 2025 765 765 2025 320,131 24,799 6,253 351,183 2024 - 643 643 2024 275,869 14,076 5,683 295,627 No employee earned £60,000 per annum or more in the current accounting period. (2024: none) The average number of employees during the year was 5 FTE (2024: 5) The charity operates defined contribution pension schemes in respect of its employees. These contributions are made to externally administered pension schemes. The pension cost represents the contributions payable by the organisation to the fund. 18
SAVERA UK LTD Notes to the accounts for the year ended 31 March 2025 10 Tangible assets Cost At 1 April 2024 Additions At 31 March 2025 Depreciation At 1 April 2024 Charge for year At 31 March 2025 Net book value At 31 March 2025 At 31 March 2024 11 Debtors and prepayments Debtors and prepayments Computers & Equipment 2,087 2,087 2,087 2,087 Total 2.087 2,087 2,087 2,087 2025 12 Cash at bank and in hand Current account Cash in hand 2025 285,043 125 285,168 2025 13 Creditors and accruals Accruals 2024 89,953 89,953 2024 260,825 260,918 2024 1,139 1,139 14 Operating Lease Commitments Financial commitments under non-cancellable operating leases relating to rental property lease will result in the following payments falling due at 31st March 2025, one month's notice. Within 1 year 2025 2024 659 659 15 Contingent Liabilities There were no contingent liabilities as at 31st March 2025 (2024: nil) 16 Related Parties There were no related party transactions during the year ended 31st March 2024 (2023: none) 17 Guarantees As at 31st March 2025, 6 members had given a guarantee of £10 each in the event of the company winding-up, total: £60 (2024: 7 members) 19
SAVERA UK LTD Comparative Statement of Financial Activities (Including Income & Expenditure Account) for the year ended 31 March 2025 18 Comparative income and expenditure by fund type Income from: Income from donations Income from charitable activities Bank interest Total incoming resources Expenditure on: Charitable activities Net incoming / (outgoing) resources Transfers between funds Net movement in funds Reconciliation of funds Total funds as at 01 April 2024 Total funds as at 31 March 2025 Unrestricted Funds 2025 2024 Restricted Funds 2025 2024 - 64,465 31,534 6,000 135,626 (39,627) (98) (39,725) 25,113 87,471 112,584 227,341 (114,757) (114,757) 438,913 438,913 463,851 (24,938) 98 (24,840) 387,704 387,704 269,337 118,367 118,367 13508 21508 289811 2281 20