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2025-03-31-accounts

CHARITY REGISTRATION NUMBER: 1145311

SOUTH ESSEX ISLAMIC TRUST Unaudited Financial Statements

31 March 2025

SOROBAN ACCOUNTANTS

Chartered Certified Accountants 180 London Road Romford, Essex RM7 9EU

SOUTH ESSEX ISLAMIC TRUST

Financial Statements

Year ended 31 March 2025

Page
Trustees' annual report 1
Independent examiner's report to the trustees 3
Statement of financial activities 4
Statement of financial position 5
Statement of cash flows 6
Notes to the financial statements 7
The following pages do not form part of the financial statements
Detailed statement of financial activities 15
Notes to the detailed statement of financial activities 16

Page 1

SOUTH ESSEX ISLAMIC TRUST

Trustees' Annual Report

Year ended 31 March 2025

The trustees present their report and the unaudited financial statements of the charity for the year ended 31 March 2025.

Reference and administrative details

Registered charity name SOUTH ESSEX ISLAMIC TRUST Charity registration number 1145311 Principal office Barge Inn High Road Vange Basildon SS16 4ND The trustees H RAFIQ M RAFIQ MOHAMMED YAQUB SALIM WALI DR M A AYUB Independent examiner M A NADEEM - FCCA 180 London Road Romford, Essex RM7 9EU

Structure, governance and management

Governing Document

The organisation was registered as a Charity on 06th January 2012 with a declaration of trust dated 15th December 2011 outlining the administration, objects and powers of the charity. The organisation has a constitution which has been amended over the years by means of a number of resolutions passed by the members. The charity's trustees are responsible for the preparation of financial statements in accordance with the Charities Act 2011, Induction and training of new trustees. Newly appointed trustees are provided with a trustees' pack, the Charity Commission guide 'the Essential Trustee' and , financial report, annual report and any strategic and operational plans.

Organisational Structure

The Board of Trustees / Management Committee currently has a total of 6 people. The Trustees are elected every three years by the members. The Board / Management Committee meets regularly at least monthly and more frequently if required. Sub groups are set up as needed to progress specific pieces of work. Recommendations are reported to the full Board meeting for decision. The Board is responsible for the strategic direction and policy of the organisation and for robust governance and rigorous financial management. The Board / Management Committee have a Chairman, Vice Chairman, Secretary and Treasurer as specific office bearers. Sub committees consist of any of the trustees, depending on their individual area of expertise, strength or interest.

Page 2

SOUTH ESSEX ISLAMIC TRUST

Trustees' Annual Report (continued)

Year ended 31 March 2025

Objectives and activities

The trustees must apply the income of the charity in furthering the following objects: 1) to advance the education of the public by providing classes for the teaching of the Quran, Islamic education and Arabic lessons; 2) to enhance the development and education of children under statutory school age by encouraging parents to understand and provide for the needs of their children through community groups; and 3) the relief of financial need and suffering among victims of natural or other kinds of disaster.

Achievements and performance

The organisation has provided religious facilities for prayers. The organisation has provided after Sunday school provision for children from the local area; this includes development of their religious understanding of Islam and other religions, academic studies and sporting and leisure opportunities.

Financial review

The result for the year are shown on page 'Statement of financial Activities'. The progress during the year and the position at the year-end is considered to be satisfactory. The receipts received for the running of the Centre is donations from public.

The trustees' annual report was approved on 15 January 2026 and signed on behalf of the board of trustees by:

H RAFIQ Trustee

Page 3

SOUTH ESSEX ISLAMIC TRUST

Independent Examiner's Report to the Trustees of SOUTH ESSEX ISLAMIC TRUST

Year ended 31 March 2025

I report to the trustees on my examination of the financial statements of SOUTH ESSEX ISLAMIC TRUST ('the charity') for the year ended 31 March 2025.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

M A NADEEM - FCCA Independent Examiner

180 London Road Romford, Essex RM7 9EU

Page 4

SOUTH ESSEX ISLAMIC TRUST

Statement of Financial Activities

Year ended 31 March 2025

Year ended 31 March 2025
2025 2024
Unrestricted Restricted
funds funds Total funds Total funds
Note £ £ £ £
Income and endowments
Donations and legacies 4 133,459 1,933 135,392 115,731
-------------------------------- ----------------------- -------------------------------- --------------------------------
Total income 133,459 1,933 135,392 115,731
================================ ======================= ================================ ================================
Expenditure
Expenditure on raising funds:
Costs of raising donations and
legacies 5 1,933 1,933 1,643
Expenditure on charitable activities 6 52,193 52,193 56,313
-------------------------------- ----------------------- -------------------------------- --------------------------------
Total expenditure 52,193 1,933 54,126 57,956
================================ ======================= ================================ ================================
-------------------------------- ----------------------- -------------------------------- --------------------------------
Net income and net movement in funds 81,266 81,266 57,775
================================ ======================= ================================ ================================
Reconciliation of funds
Total funds brought forward 853,455 853,455 795,680
-------------------------------- ----------------------- -------------------------------- --------------------------------
Total funds carried forward 934,721 934,721 853,455
================================ ======================= ================================ ================================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 7 to 13 form part of these financial statements.

Page 5

SOUTH ESSEX ISLAMIC TRUST

Statement of Financial Position

31 March 2025

SOUTH ESSEX ISLAMIC TRUST
Statement of Financial Position
31 March 2025
Page 5
2025 2024
Note £ £
Fixed assets
Tangible fixed assets 11 733,059 735,589
Current assets
Debtors 12 5,215
Cash at bank and in hand 201,662 112,651
-------------------------------- --------------------------------
201,662 117,866
-------------------------------- --------------------------------
Net current assets 201,662 117,866
-------------------------------- --------------------------------
Total assets less current liabilities 934,721 853,455
================================ ================================
Funds of the charity
Unrestricted funds 934,721 853,455
-------------------------------- --------------------------------
Total charity funds 13 934,721
================================
853,455
================================

These financial statements were approved by the board of trustees and authorised for issue on 15 January 2026, and are signed on behalf of the board by:

H RAFIQ Trustee

The notes on pages 7 to 13 form part of these financial statements.

Page 6

SOUTH ESSEX ISLAMIC TRUST

Statement of Cash Flows

SOUTH ESSEX ISLAMIC TRUST
Statement of Cash Flows
Page 6
Year ended 31 March 2025
2025 2024
£ £
Cash flows from operating activities
Net income 81,266 57,775
Adjustments for:
Depreciation of tangible fixed assets 2,530 2,224
Changes in:
Trade and other debtors 5,215 (5,215)
--------------------------- ---------------------------
Cash generated from operations 89,011 54,784
--------------------------- ---------------------------
Net cash from operating activities 89,011 54,784
=========================== ===========================
Net increase in cash and cash equivalents 89,011 54,784
Cash and cash equivalents at beginning of year 112,651 57,867
-------------------------------- --------------------------------
Cash and cash equivalents at end of year 201,662 112,651
================================ ================================

The notes on pages 7 to 13 form part of these financial statements.

Page 7

SOUTH ESSEX ISLAMIC TRUST

Notes to the Financial Statements

Year ended 31 March 2025

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is Barge Inn, High Road, Vange, Basildon, SS16 4ND.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

Page 8

SOUTH ESSEX ISLAMIC TRUST

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Page 9

SOUTH ESSEX ISLAMIC TRUST

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Tangible assets (continued)

An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Freehold property - 5% reducing balance

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Page 10

SOUTH ESSEX ISLAMIC TRUST

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Financial instruments (continued)

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

4. Donations and legacies

4. Donations and legacies
Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Donations
Donations 130,643 130,643
Gift Aid 2,066 2,066
Fitra 1,933 1,933
Other donations and legacies
Donated examination fee 750 750
-------------------------------- ----------------------- --------------------------------
133,459 1,933 135,392
================================ ======================= ================================
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Donations
Donations 104,940 104,940
Gift Aid 8,398 8,398
Fitra 1,643 1,643
Other donations and legacies
Donated examination fee 750 750
-------------------------------- ----------------------- --------------------------------
114,088 1,643 115,731
================================ ======================= ================================
5. Costs of raising donations and legacies
Restricted Total Funds Restricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Costs of raising donations and
legacies - Donations 1,933 1,933 1,643 1,643
======================= ======================= ======================= =======================

Page 11

SOUTH ESSEX ISLAMIC TRUST

Notes to the Financial Statements (continued)

Year ended 31 March 2025

6. Expenditure on charitable activities by activity type

Activities
undertaken Support Total funds Total fund
directly costs 2025 2024
£ £ £ £
Mosque activities 48,913 48,913 53,339
Governance costs 3,280 3,280 2,974
--------------------------- ----------------------- --------------------------- ---------------------------
48,913 3,280 52,193 56,313
=========================== ======================= =========================== ===========================

7. Net income

Net income is stated after charging/(crediting):
2025 2024
£ £
Depreciation of tangible fixed assets 2,530 2,224
Fees payable for the audit of the financial statements 750 750
======================= =======================
Independent examination fees
2025 2024
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 750
==============
750
==============

8. Independent examination fees

9. Staff costs

Staff costs Staff costs
The total staff costs and employee benefits for the reporting period are analysed as follows:
2025 2024
£ £
Wages and salaries 29,201
===========================
34,531
===========================

The average head count of employees during the year was 6 (2024: Nil). The average number of full-time equivalent employees during the year is analysed as follows:

2025 2024
No. No.
Number of Imam 1 1
Number of Administrative volunteer 5 5
-------------- --------------
6 6
============== ==============

No employee received employee benefits of more than £60,000 during the year (2024: Nil).

10. Trustee remuneration and expenses

During the year the Charity was under the control of Trustees and Management Committee members as listed on page 1. None of the Trustee or Management Committee member were remunerated or paid any expense. However, they used the facilities offered by the Charity for performance of their religious duties like other members of the Muslim community.

Page 12

SOUTH ESSEX ISLAMIC TRUST

Notes to the Financial Statements (continued)

Year ended 31 March 2025

11. Tangible fixed assets

Tangible fixed assets
Freehold
property
£
Cost
At 1 April 2024 and 31 March 2025 740,593
================================
Depreciation
At 1 April 2024 5,004
Charge for the year 2,530
--------------------------------
At 31 March 2025 7,534
================================
Carrying amount
At 31 March 2025 733,059
================================
At 31 March 2024 735,589
================================

Title deeds relating to property (Barge Inn, High Road, Vange, Basildon, Essex SS16 4ND) is registered in the name of Charity and are held by the Trustees on behalf of the Charity.

12. Debtors

2025 2024
£ £
Prepayments and accrued income
==============
5,215
=======================

13. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At
At 31 March 20
1 April 2024 Income Expenditure 25
£ £ £ £
General funds 853,455 133,459 (52,193)
934,721
================================ ================================ =========================== ================================
At
At 31 March 20
1 April 2023 Income Expenditure 24
£ £ £ £
General funds 795,680 114,088 (56,313)
853,455
================================ ================================ =========================== ================================

Page 13

SOUTH ESSEX ISLAMIC TRUST

Notes to the Financial Statements (continued)

Year ended 31 March 2025

13. Analysis of charitable funds (continued)

Restricted funds

Restricted funds
At
At 31 March 20
1 April 2024 Income Expenditure 25
£ £ £ £
Restricted Fund 1,933 (1,933)
============== ======================= ======================= ==============
At
At 31 March 20
1 April 2023 Income Expenditure 24
£ £ £ £
Restricted Fund 1,643 (1,643)
============== ======================= ======================= ==============
Analysis of net assets between funds
Unrestricted Total Funds
Funds 2025
£ £
Tangible fixed assets 733,059 733,059
Current assets 201,662 201,662
-------------------------------- --------------------------------
Net assets 934,721 934,721
================================ ================================
Unrestricted Total Funds
Funds 2024
£ £
Tangible fixed assets 735,589 735,589
Current assets 117,866 117,866
-------------------------------- --------------------------------
Net assets 853,455 853,455
================================ ================================

14. Analysis of net assets between funds

15. Analysis of changes in net debt

Analysis of changes in net debt
At
At 1 Apr 2024 Cash flows 31 Mar 2025
£ £ £
Cash at bank and in hand 112,651 89,011 201,662
================================ =========================== ================================

Page 14

SOUTH ESSEX ISLAMIC TRUST

Management Information

Year ended 31 March 2025

The following pages do not form part of the financial statements.

Page 15

SOUTH ESSEX ISLAMIC TRUST

Detailed Statement of Financial Activities

Year ended 31 March 2025

SOUTH ESSEX ISLAMIC TRUST
Detailed Statement of Financial Activities
Year ended 31 March 2025
Page 15
2025 2024
£ £
Income and endowments
Donations and legacies
Donations 130,643 104,940
Gift Aid 2,066 8,398
Fitra 1,933 1,643
Donated examination fee 750 750
-------------------------------- --------------------------------
135,392 115,731
-------------------------------- --------------------------------
-------------------------------- --------------------------------
Total income 135,392 115,731
================================ ================================
Expenditure
Costs of raising donations and legacies
Fitra 1,933 1,643
-------------------------------- --------------------------------
Expenditure on charitable activities
Wages and salaries 29,201 34,531
Rent 698 525
Rates and water 1,073
Light and heat 6,836 6,818
Repairs and maintenance 6,996 3,973
Insurance 30 722
Iftar cost 459
Donations to other charities 1,020 806
Legal and professional fees 750 1,691
Telephone 604 1,411
Other office costs 1,996 2,627
Amortisation 985
Depreciation 2,530 2,224
--------------------------- ---------------------------
52,193 56,313
--------------------------- ---------------------------
--------------------------- ---------------------------
Total expenditure 54,126 57,956
=========================== ===========================
--------------------------- ---------------------------
Net income 81,266 57,775
=========================== ===========================

Page 16

SOUTH ESSEX ISLAMIC TRUST

Notes to the Detailed Statement of Financial Activities

Year ended 31 March 2025

Year ended 31 March 2025
2025 2024
£ £
Costs of raising donations and legacies
Costs of raising donations and legacies - Donations
Fitra 1,933 1,643
----------------------- -----------------------
----------------------- -----------------------
Costs of raising donations and legacies 1,933 1,643
======================= =======================
Expenditure on charitable activities
Mosque activities
Activities undertaken directly
Wages/salaries 29,201 34,531
Rent 698 525
rates & water 1,073
Light & heat 6,836 6,818
Repairs & maintenance 6,996 3,973
Insurance 30 722
Iftar cost 459
Donation to other charities 1,020 806
legal and professional fees 941
Telephone 604 1,411
Other office costs 1,996 2,627
Alarm and security 985
--------------------------- ---------------------------
48,913 53,339
--------------------------- ---------------------------
Governance costs
Governance costs - examination fee 750 750
Governance costs - depreciation 2,530 2,224
----------------------- -----------------------
3,280 2,974
----------------------- -----------------------
--------------------------- ---------------------------
Expenditure on charitable activities 52,193 56,313
=========================== ===========================