## **Bedford Islaamic Centre**
**Charity No. 1145127**
## **Trustees' Report and Unaudited Accounts**
**05 April 2025**
**Bedford Islaamic Centre Contents**
||Pages|
|---|---|
|Trustees' Annual Report|1|
|Independent Examiner's Report|2|
|Statement of Financial Activities|3|
|Balance Sheet|4|
|Statement of Cash flows|5|
|Notes to the Accounts|6|
|Detailed Statement of Financial Activities|7|
Page 1
**Bedford Islaamic Centre Trustees Annual Report**
The trustees present their report with the unaudited financial statements of the charity for the year ended 5 April 2025.
## **REFERENCE AND ADMINISTRATIVE DETAILS**
## **Charity No. 1145127**
## **Principal Office**
1st floor rear 1a Brereton road Bedford MK40 1HU
## **Trustees**
The following trustees served during the year:
J. Al wail C.A. Dahir S. Muhaji J. Zilboud
## **Key Management Personnel**
Chairperson Jumuah Zilboud
## **Accountants**
HSR Accountants Ltd 18 Welbourne Gardens Bedford Beds. MK42 0NQ
## **Bankers**
HSBC 12 Allhallows Bedford Bedfordshire MK40 1LJ
## **OBJECTIVES AND ACTIVITIES**
The purpose of the charity as set out in its governing document are: To promote any charitable purpose in accordance with the UK laws, for the benefit of the community in Bedford and its surroundings : called "the area of benefit" and, in particular for the advancement of the Islamic religion & awareness in accordance with the teaching of the holy Qur'an and the teaching of Prophet Muhammed (peace be upon him), through: (1) Establishment of place of worship for all Prayers including Friday Prayers with sermons in English and Arabic language.(2) Organising educational programmes for Muslims and non-Muslims with a view to enhancing understanding of Islam and avoidance of misconceptions. (3) Offering recreational and spiritual activities, such as sporting and Eid Celebrations.
Page 2
## **Bedford Islaamic Centre**
## **Trustees Annual Report**
The charities main activities includes learning the true Islamic Faith with a view to promoting high moral standards in the society. Also included are:- The relief of poverty by providing advice, representation, counselling, translating and interpreting services and other assistance in matters such as asylum, immigration, money, debts, welfare benefits, housing, health, education, training, and employment;- The promotion of good race and community relations with other ethnic communities in the area of benefit.The charity is involved in the community and is dependent upon the voluntary help received from the local residents who support the Place of worship (Masjid) by not only voluntary service such as maintenance and repair work to the centre but by donations to help promote its objectives. The charity has Values, Principles and Procedures for efficient and effective administration of it’s programmes. Similarly, it has Conflict of Interest Policy, Child Protection Policy and undertakes DBS checks on newly recruited volunteers.
## **ACHIEVEMENTS AND PERFORMANCE**
During the year, the charity has been able to achieve the following based on established criterion of performance. They include: 1) 1. Establishment and continued support for education in Arabic, Correct Recitation and Memorization of the Quran, Understanding the acts of Islamic Worship, Life and teachings of the Prophet Muhammad (SAW) for both children and adult male and females students.2. Provision of facilities for obligatory Prayers, Ramadan fasting and encouraging members to fulfil their obligation of giving Zakat (Charity) to the needy in addition to their regular donations (sadaqa). 3. Celebration of the Eid Festivals with Muslim and Non Muslim families and friends.4. Successful promotion of community relationship and understanding through undertaking programmes that are accessible to both Muslims and Non-Muslims, male and female adults and children regardless of nationality, race or colour. 5. Undertaking various social and sporting programmes for the benefit of all in Bedford.6. Continually collaborating with governmental and non-governmental agencies to promote understanding and for effective community cohesion.
## **FINANCIAL REVIEW**
The trustees have reviewed the reserves of the charity. Their policy is to hold enough funds to meet operating costs of the mosque.
## **PLANS FOR FUTURE PERIODS**
The charity will continue with the current activities and has substantial donations for 2025. The key future plans are: A) To continue to help and give religious guidance for the community.B) To continue to promote good relations with all other ethnic communities.C) To continue to build and encourage community access to the educational facilities.
## **STRUCTURE, GOVERNANCE AND MANAGEMENT**
The type of government document adopted is Constitution and the charity is constituted as a Trust.
The Trustees & Committee members are appointed by the Trustees. Any new trustees would be briefed by the chair on –Charity’s history, the governing document—organisational structure, administrative policy documents & procedures, Trustees’ & Committees’ roles and responsibilities.
## **Statement of trustees' responsibilities in relation to the financial statements**
The charity trustees are responsible for preparing a trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).
Page 3
**Bedford Islaamic Centre Trustees Annual Report**
The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.
Signed on behalf of the charity's trustees
Jabir Al-wail (Feb 5, 2026 22:36:42 GMT)
J. Al wail Trustee 05 February 2026
Page 4
**Bedford Islaamic Centre Independent Examiners Report**
## **Independent Examiner's Report to the trustees of Bedford Islaamic Centre**
I report to the trustees on my examination of the financial statements of Bedford Islaamic Centre for the year ended 5 April 2025.
## **Responsibilities and basis of report**
As the charity's trustees you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
- the accounting records were not kept in respect of the charity as required by section 130 of the Act; or
- the financial statements do not accord with those records; or
- the financial statements do not comply with the applicable requirements concerning the form and content of financial statements set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the financial statements give a 'true and fair' view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.
## Shahid Shaikh FFA, FIPA / Institute of Financial
Accountants HSR Accountants Ltd 18 Welbourne Gardens Bedford Beds.
MK42 0NQ 05 February 2026
Page 5
**Bedford Islaamic Centre Statement of Financial Activities**
## **for the year ended 5 April 2025**
|**Notes**
**Income and endowments**
**from:**
Donations and legacies
3
Other
4
**Total**
**Expenditure on:**
Raising funds
5
Charitable activities
6
Other
7
**Total**
Net gains on investments
**Net income**
8
Transfers between funds
**Net income before other**
**gains/(losses)**
**Other gains and losses**
**Net movement in funds**
**Reconciliation of funds:**
Total funds brought forward
**Total funds carried forward**||**Unrestricted**
**funds**|**Endowment**
**funds**|**Total funds**|**Total funds**|
|---|---|---|---|---|---|
|||**2025**|**2025**|**2025**|**2024**|
|||**£**|**£**|**£**|**£**|
|||||||
|||78,660|-|78,660|158,603|
|||14,635|-|14,635|44,722|
|||93,295|-|93,295|203,325|
|||||||
|||5,915|-|5,915|46,731|
|||40,037|-|40,037|48,077|
|||47,158|-|47,158|64,267|
|||93,110|-|93,110|159,075|
|||-|-|-|-|
|||185|-|185|44,250|
|||-|-|-|-|
|||185|-|185|44,250|
|||||||
|||185|-|185|44,250|
|||||||
|||-|695,697|695,697|651,447|
|||185|695,697|695,882|695,697|
|||||||
|||||||
|||||||
Page 6
**Bedford Islaamic Centre Balance Sheet at 5 April 2025**
|**Charity No. 1145127**
**Fixed assets**
Tangible assets
10
**Current assets**
Cash at bank and in hand
**Creditors:**Amount falling due within one year
11
**Net current assets**
**Total assets less current liabilities**
**Creditors:**Amounts falling due after more than one year
12
**Net assets excluding pension asset or liability**
**Total net assets**
**The funds of the charity**
**Restricted funds**
13
**Unrestricted funds**
13
General funds
**Reserves**
13
Revaluation reserve
**Total funds**|**2025**
**£**
863,264
863,264
7,941
7,941
(3,773)
4,168
867,432
(171,550)
695,882
695,882
185
185
695,697
695,697
695,882|**2024**
**£**
863,684|
|---|---|---|
|||863,684
6,562|
|||6,562
(1,000)|
|||5,562
869,246
(173,549)|
|||695,697|
|||695,697|
|||-|
|||-
695,697|
|||695,697|
|||695,697|
Approved by the trustees on 05 February 2026
And signed on their behalf by:
J. Al wail Trustee 05 February 2026
Page 7
**Bedford Islaamic Centre Notes to the Accounts**
## **for the year ended 5 April 2025**
- 1 **Accounting policies**
## **Basis of preparation**
The financial statements have been prepared in accordance with Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic if Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.
## **Change in basis of accounting or to previous accounts**
There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.
## **Fund accounting**
- Unrestricted funds These are available for use at the discretion of the trustees in furtherance of the general objects of the charity.
- Designated funds These are unrestricted funds earmarked by the trustees for particular purposes. Revaluation funds These are unrestricted funds which include a revaluation reserve representing the restatement of investment assets at their market values.
- Restricted funds These are available for use subject to restrictions imposed by the donor or through terms of an appeal.
## **Income**
- Recognition of Income is included in the Statement of Financial Activities (SoFA) when the charity income becomes entitled to, and virtually certain to receive, the income and the amount of the income can be measured with sufficient reliability.
- Income with related Where income has related expenditure the income and related expenditure is expenditure reported gross in the SoFA.
- Donations and Voluntary income received by way of grants, donations and gifts is included in the legacies the SoFA when receivable and only when the Charity has unconditional entitlement to the income.
- Tax reclaims on Income from tax reclaims is included in the SoFA at the same time as the donations and gifts gift/donation to which it relates. Donated services These are only included in income (with an equivalent amount in expenditure) and facilities where the benefit to the Charity is reasonably quantifiable, measurable and material.
Volunteer help The value of any volunteer help received is not included in the accounts. Investment income This is included in the accounts when receivable. Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value revaluation of fixed at the end of the year. assets Gains/(losses) on This includes any gain or loss on the sale of investments. investment assets
Page 8
**Bedford Islaamic Centre Notes to the Accounts**
## **Expenditure**
Recognition of Expenditure is recognised on an accruals basis. Expenditure includes any VAT which expenditure cannot be fully recovered, and is reported as part of the expenditure to which it relates.
- Expenditure on These comprise the costs associated with attracting voluntary income, fundraising raising funds trading costs and investment management costs. Expenditure on These comprise the costs incurred by the Charity in the delivery of its activities and charitable activities services in the furtherance of its objects, including the making of grants and governance costs.
- Grants payable All grant expenditure is accounted for on an actual paid basis plus an accrual for grants that have been approved by the trustees at the end of the year but not yet paid.
- Governance costs These include those costs associated with meeting the constitutional and statutory requirements of the Charity, including any audit/independent examination fees, costs linked to the strategic management of the Charity, together with a share of other administration costs.
- Other expenditure These are support costs not allocated to a particular activity.
## **Taxation**
The charity is exempt from tax on its charitable activities.
## **Tangible fixed assets and depreciation**
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life:
Equipment, Fixtures and 20% reducing balance Fittings
## **Freehold investment property**
Investment properties are measured initially at cost and subsequently at fair value at each balance sheet date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they arise.
## **Stocks**
Stock is included at the lower of cost or net realisable value. Donated items of stock are recognised at fair value which is the amount the charity would have been willing to pay for the items on the open market.
## **Trade and other debtors**
Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.
## **Cash and cash equivalents**
Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.
Page 9
**Bedford Islaamic Centre Notes to the Accounts**
## **Trade and other creditors**
Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.
## **Research and development**
Expenditure on research and development is written off in the year in which it is incurred.
## **Foreign currencies**
Monetary assets and liabilities denominated in currencies other than the functional currency of the charity are translated at the rates of exchange prevailing at the end of the reporting period. Transactions in currencies other than the functional currency of the charity are recorded at the rate of exchange on the date that the transaction occurred.
All exchange differences are are taken into account in arriving at net income/expenditure.
## **Leased assets**
Where the charity enters into a lease which entails taking substantially all the risks and rewards of ownership of an asset, the lease is treated as a finance lease.
Leases which do not transfer substantially all the risks and rewards of ownership to charity are classified as operating leases.
Assets held under finance leases are initially recognised as assets of the charity at their fair value at the inception of the lease or, if lower, at the present value of the minimum lease payments. The corresponding liability to the lessor is included in the balance sheet date as a finance lease obligation. Lease payments are apportioned between finance expenses and reduction of the lease obligation so as to achieve a constant rate of interest on the remaining balance of the liability. Finance expenses are recognised immediately, unless they are directly attributable to qualifying assets, in which case they are capitalised in accordance with the charity's policy on borrowing costs. Assets held under finance leases are depreciated in the same way as owned assets.
Operating lease payments are recognised as an expense on a straight-line basis over the lease term. In the event that lease incentives are received to enter into operating leases, such incentives are recognised as a liability. The aggregate benefit of incentives is recognised as a reduction of rental expense on a straight-line basis.
## **Pension costs**
The charity operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the charity pays fixed contributions into a separate entity. Once the contributions have been paid the charity has no further payments obligations. The contributions are recognised as expenses when they fall due. Amounts not paid are shown in accruals in the balance sheet. The assets of the plan are held separately from the charity in independently administered funds.
## **Receipt of donated goods, facilities and services**
All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.
Page 10
**Bedford Islaamic Centre**
**Notes to the Accounts**
## 2 **Statement of Financial Activities - prior year**
|2
**Statement of Financial Activities - prior year**||||
|---|---|---|---|
|**Income and endowments from:**
Donations and legacies
Other
**Total**
**Expenditure on:**
Raising funds
Charitable activities
Other
**Total**
**Net income**
**Net income before other**
**gains/(losses)**
**Other gains and losses:**
**Net movement in funds**
**Reconciliation of funds:**
Total funds brought forward
**Total funds carried forward**
3
**Income from donations and legacies**
4
**Other income**
Gift Aid|**Unrestricted**
**£**
78,660
78,660
**Unrestricted**
**£**
14,635
14,635|**Unrestricted**
**funds**
**2024**
**£**
158,603
44,722
203,325
46,731
48,077
64,267
159,075
44,250
44,250
44,250
651,447
695,697
**Total**
**2025**
**£**
78,660
78,660
**Total**
**2025**
**£**
14,635
14,635|**Total funds**
**2024**
**£**
158,603
44,722|
||||203,325
46,731
48,077
64,267|
||||159,075|
||||44,250|
||||44,250|
||||44,250
651,447|
||||695,697|
||||**Total**
**2024**
**£**
158,603|
||||158,603|
||||**Total**
**2024**
**£**
44,722|
||||44,722|
Page 11
**Bedford Islaamic Centre Notes to the Accounts**
## 5 **Expenditure on raising funds**
|_Fundraising trading costs_
6
**Expenditure on charitable activities**
_Expenditure on charitable_
_activities_
_Governance costs_
7
**Other expenditure**
Employee costs
Motor and travel costs
Premises costs
Amortisation, depreciation,
impairment, profit/loss on
disposal of fixed assets
General administrative costs
Legal and professional costs
8
**Net income before transfers**
This is stated after charging:
Depreciation of owned fixed assets
Independent Examiner's fee|**Unrestricted**
**£**
5,915
5,915
**Unrestricted**
**£**
40,037
40,037
**Unrestricted**
**£**
4,017
1,035
35,022
420
2,054
4,610
47,158
**2025**
**£**
420
400|**Total**
**2025**
**£**
5,915
5,915
**Total**
**2025**
**£**
40,037
40,037
**Total**
**2025**
**£**
4,017
1,035
35,022
420
2,054
4,610
47,158|**Total**
**2024**
**£**
46,731|
|---|---|---|---|
||||46,731|
||||**Total**
**2024**
**£**
48,077|
||||48,077|
||||**Total**
**2024**
**£**
-
4,000
40,334
525
2,125
17,283|
||||64,267|
||||**2024**
**£**
525
400|
Page 12
**Bedford Islaamic Centre Notes to the Accounts**
|9
**Staff costs**
**2025**
**2024**
Salaries and wages
3,900
-
Pension costs
117
-
4,017
-
No employee received emoluments in excess of £60,000.
The average monthly number of full time equivalent employees during the year was as follows:
**2025**
**2024**
**Number**
**Number**
NEST PENSION
10 **Tangible fixed assets**
**Land and**
**buildings**
**Property**
**Improvemen**
**t**
**Equipment,**
**Fixtures and**
**Fittings**
**Total**
**£**
**£**
**£**
**£**
**Cost or revaluation**
At 6 April 2024
615,000
246,581
5,320
866,901
At 5 April 2025
615,000
246,581
5,320
866,901
**Depreciation and**
**impairment**
At 6 April 2024
-
-
3,217
3,217
Depreciation charge for the
year
-
-
420
420
At 5 April 2025
-
-
3,637
3,637
**Net book values**
At 5 April 2025
615,000
246,581
1,683
863,264
At 5 April 2024
615,000
246,581
2,103
863,684
11 **Creditors:**
amounts falling due within one year
**2025**
**2024**
**£**
**£**
Accruals
3,773
1,000
3,773
1,000
12 **Creditors:**
amounts falling due after more than one year
**2025**
**2024**
**£**
**£**
Other loans
171,550
173,549
171,550
173,549|9
**Staff costs**
**2025**
**2024**
Salaries and wages
3,900
-
Pension costs
117
-
4,017
-
No employee received emoluments in excess of £60,000.
The average monthly number of full time equivalent employees during the year was as follows:
**2025**
**2024**
**Number**
**Number**
NEST PENSION
10 **Tangible fixed assets**
**Land and**
**buildings**
**Property**
**Improvemen**
**t**
**Equipment,**
**Fixtures and**
**Fittings**
**Total**
**£**
**£**
**£**
**£**
**Cost or revaluation**
At 6 April 2024
615,000
246,581
5,320
866,901
At 5 April 2025
615,000
246,581
5,320
866,901
**Depreciation and**
**impairment**
At 6 April 2024
-
-
3,217
3,217
Depreciation charge for the
year
-
-
420
420
At 5 April 2025
-
-
3,637
3,637
**Net book values**
At 5 April 2025
615,000
246,581
1,683
863,264
At 5 April 2024
615,000
246,581
2,103
863,684
11 **Creditors:**
amounts falling due within one year
**2025**
**2024**
**£**
**£**
Accruals
3,773
1,000
3,773
1,000
12 **Creditors:**
amounts falling due after more than one year
**2025**
**2024**
**£**
**£**
Other loans
171,550
173,549
171,550
173,549|9
**Staff costs**
**2025**
**2024**
Salaries and wages
3,900
-
Pension costs
117
-
4,017
-
No employee received emoluments in excess of £60,000.
The average monthly number of full time equivalent employees during the year was as follows:
**2025**
**2024**
**Number**
**Number**
NEST PENSION
10 **Tangible fixed assets**
**Land and**
**buildings**
**Property**
**Improvemen**
**t**
**Equipment,**
**Fixtures and**
**Fittings**
**Total**
**£**
**£**
**£**
**£**
**Cost or revaluation**
At 6 April 2024
615,000
246,581
5,320
866,901
At 5 April 2025
615,000
246,581
5,320
866,901
**Depreciation and**
**impairment**
At 6 April 2024
-
-
3,217
3,217
Depreciation charge for the
year
-
-
420
420
At 5 April 2025
-
-
3,637
3,637
**Net book values**
At 5 April 2025
615,000
246,581
1,683
863,264
At 5 April 2024
615,000
246,581
2,103
863,684
11 **Creditors:**
amounts falling due within one year
**2025**
**2024**
**£**
**£**
Accruals
3,773
1,000
3,773
1,000
12 **Creditors:**
amounts falling due after more than one year
**2025**
**2024**
**£**
**£**
Other loans
171,550
173,549
171,550
173,549|9
**Staff costs**
**2025**
**2024**
Salaries and wages
3,900
-
Pension costs
117
-
4,017
-
No employee received emoluments in excess of £60,000.
The average monthly number of full time equivalent employees during the year was as follows:
**2025**
**2024**
**Number**
**Number**
NEST PENSION
10 **Tangible fixed assets**
**Land and**
**buildings**
**Property**
**Improvemen**
**t**
**Equipment,**
**Fixtures and**
**Fittings**
**Total**
**£**
**£**
**£**
**£**
**Cost or revaluation**
At 6 April 2024
615,000
246,581
5,320
866,901
At 5 April 2025
615,000
246,581
5,320
866,901
**Depreciation and**
**impairment**
At 6 April 2024
-
-
3,217
3,217
Depreciation charge for the
year
-
-
420
420
At 5 April 2025
-
-
3,637
3,637
**Net book values**
At 5 April 2025
615,000
246,581
1,683
863,264
At 5 April 2024
615,000
246,581
2,103
863,684
11 **Creditors:**
amounts falling due within one year
**2025**
**2024**
**£**
**£**
Accruals
3,773
1,000
3,773
1,000
12 **Creditors:**
amounts falling due after more than one year
**2025**
**2024**
**£**
**£**
Other loans
171,550
173,549
171,550
173,549|**2024**
-
-|
|---|---|---|---|---|
|||||-|
|||**Property**
**Improvemen**
**t**|||
|||**£**
246,581
246,581
-
-
-
246,581
246,581
**2025**
**£**|||
|||||866,901|
|||||3,217
420|
|||||3,637|
|||||863,264|
|||||863,684|
|||||**2024**
**£**|
|||3,773||1,000|
|||3,773
**2025**
**£**
171,550
171,550||1,000|
|||||**2024**
**£**
173,549|
|||||173,549|
Page 13
**Bedford Islaamic Centre Notes to the Accounts**
## 13 **Movement in funds**
|**Restricted funds:**
**Unrestricted funds:**
**General funds**
**Revaluation Reserves:**
Endowment funds:
_Total_
_Total revaluation reserves_
**Total funds**|**At 6 April**
**2024**
-|**Incoming**
**resources**
**(including**
**other**
**gains/losses**
**)**
**£**
93,295|**Resources**
**expended**
**£**
(93,110)|**At 5 April**
**2025**
**£**
185|
|---|---|---|---|---|
||||||
||695,697
695,697
695,697
695,697|-
-
-
93,295|(93,110)|695,697|
|||||695,697|
||||||
|||||695,697|
||||||
|||||695,882|
Purposes and restrictions in relation to the funds:
Revaluation reserves Represent the amount by which investments exceed their historical cost.
## 14 **Analysis of net assets between funds**
|Fixed assets
Net current assets
Creditors due in more than one year and
provisions
15 **Reconciliation of net debt**
Cash and cash equivalents
Borrowings
Net debt|**At 6 April**
**2024**
**£**|**Unrestricted**
**funds**
**£**
863,264
4,168
(171,550)
695,882
**Cash flows**
**£**|**Total**
**£**
863,264
4,168
(171,550)|
|---|---|---|---|
||||695,882|
||||**At 5 April**
**2025**
**£**|
||6,562|1,379|7,941|
||6,562
(173,549)|1,379|7,941
(171,550)|
|||1,999||
||(173,549)
(166,987)|1,999
3,378|(171,550)|
||||(163,609)|
|||||
Page 14
**Bedford Islaamic Centre Notes to the Accounts**
## 16 **Commitments**
## _**Operating lease commitments**_
Annual commitments under non-cancellable operating leases are as follows:
||**2025**|**2025**|**2024**|**2024**|
|---|---|---|---|---|
||**Land and**
**buildings**|**Other**|**Land and**
**buildings**|**Other**|
||**£**|**£**|**£**|**£**|
|Operating leases with expiry date:|||||
|**_Pension commitments_**|||||
|||**2025**||**2024**|
|||**£**||**£**|
|The pension cost charge to the charity|||||
|amounted to:||117||-|
Page 15
**Bedford Islaamic Centre Statement of Cash flows for the year ended 5 April 2025**
|**Cash flows from operating activities**
**Net income per Statement of Financial Activities**
**Adjustments for:**
Depreciation of property, plant and equipment
Dividends, interest and rents from investments
Increase in trade and other payables
**Net cash (used in)/provided by operating activities**
**Cash flows from investing activities**
Dividends, interest and rents from investments
**Net cash from/(used in) investing activities**
**Cash flows from financing activities**
Repayment of borrowings
**Net cash used in financing activities**
**Net increase/(decrease) in cash and cash equivalents**
**Cash and cash equivalents at the beginning of the year**
**Cash and cash equivalents at the end of the year**|**2025**
**£**
185
420
(14,635)
2,773
(11,257)
14,635
14,635
(1,999)
(1,999)
1,379
6,562
7,941|**2024**
**£**
44,250
525
(44,722)
-|
|---|---|---|
|||53
44,722|
|||(30,665)|
|||(7,501)|
|||(7,501)|
||||
|||(38,113)|
|||44,675|
|||6,562|
||||
|**Components of cash and cash equivalents**|||
|Cash and bank balances|7,941|6,562|
||||
||7,941|6,562|
Page 16
**Bedford Islaamic Centre Detailed Statement of Financial Activities**
## **for the year ended 5 April 2025**
|**Income and endowments from:**
Donations and legacies
Other
Gift Aid
**Total income and endowments**
**Expenditure on:**
Costs of other trading activities
**Total of expenditure on raising**
**funds**
Charitable activities
**Total of expenditure on charitable**
**activities**
Employee costs
Salaries/wages
Pension costs
Motor and travel costs
Travel and subsistence
Premises costs
Rent
Light, heat and power
Premises cleaning
Premises repairs and
maintenance
General administrative costs,
including depreciation and
amortisation
Depreciation of Property
Improvement|**Unrestricte**
**d funds**
**2025**
**£**
78,660
78,660
14,635
14,635
93,295
5,915
5,915
5,915
40,037
40,037
40,037
3,900
117
4,017
1,035
1,035
27,353
3,926
1,635
2,108
35,022
-|**2025**
**£**
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-|**Total funds**
**2025**
**£**
78,660
78,660
14,635
14,635
93,295
5,915
5,915
5,915
40,037
40,037
40,037
3,900
117
4,017
1,035
1,035
27,353
3,926
1,635
2,108
35,022
-|**Total funds**
**2024**
**£**
158,603|
|---|---|---|---|---|
|||||158,603|
|||||44,722|
|||||44,722|
|||||203,325
46,731|
|||||46,731|
|||||46,731
48,077|
|||||48,077|
|||||48,077
-
-|
|||||-|
|||||4,000|
|||||4,000|
|||||32,569
4,195
3,570
-|
|||||40,334|
|||||-|
Page 17
## **Bedford Islaamic Centre**
## **Detailed Statement of Financial Activities**
|Depreciation of Equipment,
Fixtures and Fittings
Bank charges
Software, IT support and related
costs
Telephone, fax and broadband
Legal and professional costs
Audit/Independent examination
fees
Accountancy and bookkeeping
Solicitor's fees
**Total of expenditure of other costs**
**Total expenditure**
Net gains on investments
**Net income**
**Net income before other**
**gains/(losses)**
Other Gains
**Net movement in funds**
**Reconciliation of funds:**
Total funds brought forward
**Total funds carried forward**|420
413
-
1,641
2,474
400
600
3,610
4,610
47,158
93,110
-
185
185
-
185
-
185|-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
695,697
695,697|420
413
-
1,641
2,474
400
600
3,610
4,610
47,158
93,110
-
185
185
-
185
695,697
695,882|525
303
932
890|
|---|---|---|---|---|
|||||2,650|
|||||400
600
16,283|
|||||17,283|
||||||
|||||64,267|
|||||159,075
-|
|||||44,250|
|||||44,250
-|
|||||44,250|
|||||651,447|
|||||695,697|
Page 18
## ACCOUNTS YE 05042025 FOR CLIENT TO REVIEW AND SIGN Signed
## Final Audit Report
2026-02-05
Created: 2026-02-05 By: Shahid Shaikh (hsraccountantsltd@hotmail.co.uk) Status: Signed Transaction ID: CBJCHBCAABAA1tggROJuww2CRPB0QKw-Z2p9Cl0DcLcf
## "ACCOUNTS YE 05042025 FOR CLIENT TO REVIEW AND SI GN Signed" History
## Document created by Shahid Shaikh (hsraccountantsltd@hotmail.co.uk)
2026-02-05 - 10:31:41 PM GMT- IP address: 86.18.117.176
## Document emailed to amkab4u@gmail.com for signature
2026-02-05 - 10:32:22 PM GMT
## Email viewed by amkab4u@gmail.com
2026-02-05 - 10:33:06 PM GMT- IP address: 82.11.100.109
- Signer amkab4u@gmail.com entered name at signing as Jabir Al-wail
2026-02-05 - 10:36:40 PM GMT- IP address: 82.11.100.109
## Document e-signed by Jabir Al-wail (amkab4u@gmail.com)
Signature Date: 2026-02-05 - 10:36:42 PM GMT - Time Source: server- IP address: 82.11.100.109
## Agreement completed.
2026-02-05 - 10:36:42 PM GMT