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2025-12-31-accounts

Registered number: 07831243 Charity number: 1144866

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

CONTENTS

Page
Reference and Administrative Details of the Charity, its Trustees and Advisers 1 - 2
Trustees' Report 3 - 8
Trustees' Responsibilities Statement 9
Independent Auditors' Report on the Financial Statements 10 - 13
Statement of Financial Activities 14
Balance Sheet 15
Statement of Cash Flows 16
Notes to the Financial Statements 17 - 33

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 DECEMBER 2025

Trustees J Abramson (resigned 9 June 2025)
Jacqueline Alexander, Chair (until 9 June 2025)
John Alexander (resigned 9 June 2025)
J Brookes
A Buchler
*C Cohen
J Cohen
S Cohen
*A Davis
P Goodman (appointed 9 June 2025)
J Hacker
P Hirschovits
M Horowitz
A Hurst (appointed 9 June 2025)
O Jerome
F Joseph
F Lehmann
Adam Nathan
*Annette Nathan, Co-chair (from 9 June 2025)
M Nathan (resigned 9 June 2025)
*R Nothman
*S Percival
D Pollins
R Pollins
J Rossiter
*J Strauss, Co-chair (from 9 June 2025)
D Tausz
*J Trenner
*N Viner
C Walford
*Member of the Executive

Company registered number 07831243 Charity registered number 1144866 Registered office 51 Belsize Square London NW3 4HX Chief executive officer L Taylor

Page 1

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Independent auditors Nyman Libson Paul LLP Chartered Accountants Registered Auditors 124 Finchley Road London NW3 5JS Bankers CAF Bank Limited 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ Investment platform Flagstone Investment Management 1st Floor Clareville House 26-27 Oxendon Street London SW1Y 4EL

Page 2

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

TRUSTEES' REPORT FOR THE YEAR ENDED 31 DECEMBER 2025

The Trustees present their report and financial statements for the year ended 31 December 2025, which also contains the Directors’ report as required by company law.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the Charitable company’s Memorandum and Articles of Association, the Companies Act 2006 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2019).

Public Benefit

The Trustees have complied with their duty under the Charities Act 2011 to have due regard to the guidance published by the Charity Commission. The benefit to the public is manifestly demonstrated by the activities and achievements contained in this report.

Structure, Governance and Management

Belsize Square Synagogue was founded in 1939 and established as a charity by its constitution, which was first adopted in 1971. In 2011 a new charity, The Belsize Square Synagogue (the “Charity” or “Synagogue”), was incorporated as a company limited by guarantee and in 2012 assumed the assets, liabilities and activities of the previous, unincorporated, body. The Synagogue’s governing documents comprise the Memorandum and Articles of Association, which are largely similar to the constitution of the previous body.

The Synagogue is organised under the management and control of the governing body, (“the Board”), whose members, together with the elected Chair, comprise the charity Trustees. The Board consists of up to 33 elected members, and appoints, from among its members, the Honorary Officers of the Synagogue who include the Hon. Treasurer and the Hon. Secretary, in addition to the Chair. The Board also appoints the Executive, which consists of the Chair and eight members of the Board, including the Honorary Officers.

The Board Members, Chair(s), Honorary Officers and members of the Executive who served during the year and up to the date of approval of the financial statements are set out on the front page of this report and financial statements. All appointments, re-elections and resignations took place at the Annual General Meeting on 9 June 2025 unless otherwise stated.

Board members are elected for a period of three years from the date of the Annual General Meeting. This is done in accordance with the provisions in the Memorandum and Articles of Association. Nominees and those seeking re-election are nominated by members of the community. If the number of nominees exceeds the number of vacancies, an election is held at the AGM with eligible members voting for their preferred candidate.

The Board constitutes various committees, whose membership is made up of members of the community. These committees take responsibility for organising and managing activities within the community and report to the members of the Executive and/or the Chair. Periodic reports are also made to the Board and to the Annual General Meeting of the Synagogue’s members. The Chairs and membership of each committee are approved by the Board on an annual basis. The Executive and Remuneration Committee are appointed by Board resolution. The Trustees as well as the Synagogue’s Finance and Audit Committee have assessed the major risks to which the charity is exposed and are satisfied that systems are in place to manage exposure to the major risks, including predictability of income.

Trustees look to ensure they are up to date on charity matters and responsibilities. This includes a presentation provided by a legally qualified and long-standing Board member on Charity Trustee and Director obligations and responsibilities.

Page 3

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Objectives and Activities

The Synagogue’s objectives are to advance the Jewish religion in accordance with the teachings and practices of progressive Judaism. To further these objectives, the Charity maintains the Synagogue for public worship, conducts regular Services, provides the services of a Rabbi and a Cantor, and provides religious education of Jewish children, youth and adults. The Synagogue is authorised to provide facilities for marriages, burial and assistance for the aged, the sick and the needy.

Achievements and Performance

2025 was another vibrant year in the life of our community in no small part thanks to the contribution of our ministers.

Rabbi Gabriel Botnick completed his fourth full year as the community’s Rabbi, building on the accomplishments of the previous three years. As well as his regular day to day duties, Rabbi Botnick regularly teaches the Bnei Mitzvah Class at Cheder alongside Cantor Heller, and the monthly lunch and learn programme on a Shabbat after Services, which is open to the whole community and is well attended. The Bnei Mitzvah class continues to grow with children enthused about their upcoming celebration, and a number of adults have also chosen to have Bnei Mitzvah. Rabbi Botnick’s conversion programme has grown in number with two classes running concurrently. The majority of those who complete the course have become full members of the community. The classes are hybrid, allowing those unable physically to attend the lessons the opportunity to join online.

Cantor Dr Paul Heller completed his twelfth year with the Community. His participation not only enhances Services but also continues the musical tradition for which the Synagogue is well known. Cantor Heller runs termly online education courses, which have been very successful, and actively supports our welfare officer with visits to our older members and those who are unwell. He also officiated at numerous funerals. Cantor Heller coordinates the Bnei Mitzvah Programme, teaching classes on Sunday mornings and monitoring the progress of students. He has also begun taking on adult students who would like to learn how to read from the Torah.

The Trustees are, as always, immensely grateful for the contribution of our ministers to the day-to-day life of the Synagogue.

Jackie Alexander stepped down after 9 years as chairman. The Board are extremely grateful for Jackie’s service and the position she leaves the community in. Jackie is succeeded by Annette Nathan and Jimmy Strauss who were appointed co-chairs. Jimmy is the former honorary treasurer and Annette the former honorary secretary.

During the course of the year, the Synagogue continued to offer religious, educational and welfare activities. Religious Services were maintained each Shabbat, with Services held on Friday evenings and Saturday mornings throughout the year. Kikar Kids, our monthly Services for the youngest children in the community, has grown in popularity with Services being led by members of the community and a children’s musician and entertainer.

Our High Holyday Services were extremely well attended with several members inviting family and friends, and many visitor tickets were sold. Services were held on the first two and last evenings and days of all the major Jewish festivals. Purim celebrations attracted over 100 people and our communal Seder was sold out with 90 people around the table.

Services are led by one or both ministers, with involvement from members of the community on a regular basis. The music of our Services continues to be enhanced by our professional, community and youth choirs, accompanied by an organ. We are delighted to be able to webcast our Services via BelsizeLIVE for the benefit of both members and non-members both in the UK and overseas. There is no charge for this facility, but several non-members have chosen to send us donations to help cover our costs. We monitor the numbers closely and are delighted by the figures, especially over The High Holidays where we had over 6,000 views.

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Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Our commitment to education, for all ages, remains as strong as ever with numerous events open to members and the wider community. Our Cheder, led by Caroline Loison, provides popular weekly educational activities for children between the ages of 5 and 15. Once a month on Shabbat morning we hold Kikar Kids where there is a Jewish musical session for the under 5s and a learning workshop for those over that age. These are always well attended. The Synagogue ended its partnership with Noam, the Masorti Youth Movement, who provided a part time Youth Worker to support our young people, and Caroline now runs all of our youth events. Our weekly Adult Discussion Group produces a lively debate amongst attendees.

The annual Holocaust Education for Schools Programme had hundreds of students from five different schools participating in the programme at the Synagogue. The programme was run by volunteers who attended training during the months preceding the event.

Welfare activities are led mainly by our community Care Co-ordinator who provides support for the aged and needy in our community. Many of these members also belong to the Association of Jewish Refugees and we remain extremely grateful to the AJR for their continued and generous funding of this role. We have an established committee of volunteers to support this work by maintaining contact with older members through frequent telephone calls. There is a monthly lunch held in a local restaurant and two larger lunches at the Synagogue which coincide with different festivals.

The Synagogue participates in the annual Mitzvah Day programme each November. Over 100 of our members and children join in a variety of good deeds both within our own community and locally. In 2025 members of the community collected food and toiletries for a local foodbank, while the Synagogue’s community choir performed for the residents of a local care home.

Fundraising activities

The Synagogue requires regular fundraising activities, in addition to annual membership subscriptions, to support its infrastructure cost and continue to provide a wide range of events and services.

Our annual Chanukah Market was a huge success both financially and socially as the Synagogue was packed with members young and old. It raised over £11,000 for the community.

The Belsize 150 initiative, asking members to add a £150 donation to their annual subscription, was again well supported. We are grateful to members of the community who supported this campaign which raised over £56,000.

Rabbi Botnick made an appeal for donations during the High Holyday Services. This is the third time the community has had such an appeal and it raised in excess of £64,000.

All our fundraising events are open to members and a request for additional donations is also issued once a year with the membership fee letter. There is a legacy scheme which is publicised by leaflets that are available for members to take at the Synagogue entrance. No phone calls are made to pressurise members into attending events or donating. However, we do make calls to encourage members to pay their subscriptions once they are substantially overdue.

Financial review

Total income for the year was £1,467,858 (2024: £1,380,439). Subscriptions (including gift aid reclaimed) were higher at £550,116 (2024: £503,113) as we increased fees by 5% and membership numbers were up.

Page 5

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

We continue to enjoy a strong and mutually beneficial relationship with our tenants, Keren’s Nursery. We rent out the scout hut, which occupies part of the Synagogue’s land, to the Hampstead 22nd Sea Scouts who until August 2022 sublet the hut to Oliver’s Nursery during the week. From September 2022, Mimi’s Nursery have been the Sea Scouts tenant.

Expenses for the year of £1,309,617, excluding depreciation of £122,454 (2024: £127,072), were marginally higher than the 2024 figure of £1,254,465. The largest portion of running costs comprises wages and salaries, including those of two full time ministers, the cost of running the office and facilities as well as educational, musical and welfare activities.

The overall outcome of gross income of £1,467,858 and total expenditure of £1,432,071 meant that the net assets of the Synagogue at the end of 2025 were £3,323,520. This was £35,787 higher than at the previous year end (2024: £3,287,733).

The net assets principally comprise land and buildings of £1,946,082 (2024: £2,021,363), which includes capitalisation of all development expenditure on the Synagogue building. This figure represents the designated fund held by the Charity. The Synagogue held £1,394,783 in cash and deposits at 31 December 2025 compared to £1,326,028 at the end of 2024, an increase of £68,755.

In addition to the fixed asset fund, representing the land and buildings, the Synagogue held £1,243,873 in unrestricted funds at 31 December 2025 (2024: £1,130,456). This is in keeping with the Reserves Policy (see below). The amount held in designated and unrestricted funds is kept under review by the Trustees and the Synagogue’s Finance and Audit Committee as part of financial planning for the future. A further £133,565 (2024: £135,914) remains held as restricted funds.

Investment income of £52,152 (2024: £44,113) solely comprised interest received from long term deposit bank accounts. The Synagogue holds no other investments. All investments are monitored and reviewed by the Synagogue’s Finance and Audit Committee on a regular basis.

There was a significant increase in income through the cemetery with several non-members booking plots and arranging their funerals through the Synagogue.

Reserves Policy

The Synagogue holds two main categories of funds.

Restricted funds are held where monies are given for specific purposes by donors.

A formal Reserves Policy exists, which sets out the Synagogue’s policy that General Unrestricted Funds should be maintained at a level sufficient to finance annual working capital requirements and to enable the Synagogue to meet all of its charitable objectives. This policy is reviewed by the Board and the Finance & Audit Committee on an annual basis. An amount of £47,173 has been transferred from General Unrestricted Funds to Designated Unrestricted Funds at 31 December 2025 representing fixed asset additions during the year.

The level of free reserves held by the Charity at year end (defined as general unrestricted funds less tangible fixed assets and commitments) totalled £1,243,873 (2024: £1,130,456) and is in line with the Synagogue's reserves policy.

Page 6

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Key risks, going concern and uncertainties disclosures

The Synagogue maintains a Risk Register which is reviewed annually by the Board and the Finance and Audit Committee. There are currently 38 identified risks in the categories of: Financial; Premises; Security; Governance; Membership; Religion; Subletting; Cemetery; IT Systems; Cheder; Trips; Welfare; Youth. New risks are added when appropriate. Following the terrorist attack on a synagogue in Manchester in October 2025, we have increased the likelihood of an attack on our community. This means we have one risk in the red category. A number of other security risks remain amber in light of the current situation in the Middle East.

Each risk has a risk owner, either a staff member, Trustee or committee chair who monitor and review their specific area.

The war that broke out in Israel in October 2023 led to a worldwide increase in antisemitism which heightened our security concerns. The Synagogue’s head of security implemented several measures as well asemphasising the need for vigilance amongst staff and membership. An appeal for security volunteers had a great response with several members stepping up and agreeing to be security supervisors. The Synagogue is also grateful to the Community Security Trust who help fund the presence of paid security guards at Services. The Synagogue is also upgrading our physical security.

The Treasurer and Assistant Treasurer monitor any financial risks with support from the Finance & Audit Committee. These are also reviewed by the Synagogue Board.

The Facilities Committee maintain the building together with the maintenance staff. Any concerns are reported to the chair of the committee who works with staff to manage remedial work and ensure it is fit for purpose.

From a financial perspective, income has increased this year, both from membership subscriptions as well as higher donations. The Synagogue remains sensitive to any cases of financial hardship. The Synagogue is managing its cost base as efficiently as possible during this period. Monthly management accounts are produced for ongoing review of income and expenditure while monitoring available funds. The Trustees are comfortable that with the actions being taken, the Synagogue will be able to continue to operate for the foreseeable future and has a comfortable level of reserves in line with the policy.

Risk/Mitigation

The two most important risks the synagogue has identified are the security of our site, particularly the risk of a terror attack, and the financial risk of having insufficient income to cover operating expenditure.

Threat of terror attack: Mitigation in place includes regular assessment of needs for each event, consultation with CST, training of members/volunteers, adequacy of physical protection of the building and employing professional guards.

Insufficient income to cover operating expenditure: Mitigation in place includes constant review by the Finance & Audit Committee and Board, increase of fundraising initiatives and events, generating an operating surplus from the cemetery, reducing costs and increasing membership.

The Synagogue does not hold funds as custodian trustees on behalf of other charities.

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Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Remuneration

The Board delegates the responsibility of salaries to the Remuneration Committee. The committee reviews salaries for all staff including key management personnel on an annual basis. There is no contractual obligation to increase salaries for any staff member.

Plans for the future

Attendance at Services has improved due to the success of themed Shabbat Services and regular events such as the lunch and learn series, as well as Kikar Kids. It is our intention to continue with these and our other Synagogue events.

There is a need to rotate and have new Board members and efforts are being made to look for successors for Honorary Officer positions.

General fundraising is high on the agenda and it is hoped that we will be able to hold some events to increase our income, while also providing exciting social activities for our members. We remain extremely grateful to those members that remember the community in their wills and those that support us either financially or by giving of their time.

The Synagogue continues to look at ways of enhancing the physical security of the site.

Board member, Joe Hacker, is currently leading a strategic project looking at where the future of the Synagogue will be in 15 years time. It is hoped that the project will also bring forward a new group of leaders in the community who will want to take on various projects and leadership roles.

Disclosure of information to auditor

Each of the Trustees has confirmed that there is no information of which they are aware which is relevant to the audit, but of which the auditor is unaware. They have further confirmed that they have taken appropriate steps to identify such relevant information and to establish that the auditors are aware of such information.

Nyman Libson Paul LLP have expressed their willingness to be reappointed as auditors at the forthcoming AGM.

Approved by order of the members of the board of Trustees and signed on their behalf by:

Signer ID: OXBVTNAOP8... Annette Nathan Co-Chair Date: 20-05-2026 PDT

Signer ID: GDYZWMMOJ0...

Jimmy Strauss Co-Chair

18-05-2026 PDT

Page 8

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

STATEMENT OF TRUSTEES' RESPONSIBILITIES FOR THE YEAR ENDED 31 DECEMBER 2025

The Trustees (who are also the directors of the Charity for the purposes of company law) are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial . Under company law, the Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees and signed on its behalf by:

Signer ID: OXBVTNAOP8... Annette Nathan Co-Chair Date: 20 05 2026 PDT

Jimmy Strauss Signer ID: GDYZWMMOJ0... Co-Chair

18 05 2026 PDT

Page 9

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE BELSIZE SQUARE SYNAGOGUE

Opinion

We have audited the financial statements of The Belsize Square Synagogue (the 'Charity') for the year ended 31 December 2025 which comprise the Statement of Financial Activities, the Balance Sheet, the Statement of Cash Flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Page 10

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE BELSIZE SQUARE SYNAGOGUE (CONTINUED)

Other information

The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The Trustees are responsible for the other information contained within the Annual Report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Trustees' Report.

We have nothing to report in respect of the following matters in relation to which Companies Act 2006 requires us to report to you if, in our opinion:

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Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE BELSIZE SQUARE SYNAGOGUE (CONTINUED)

Responsibilities of trustees

As explained more fully in the Trustees' Responsibilities Statement, the Trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Auditors' responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We gained an understanding of the legal and regulatory framework applicable to the Charity and the industry in which it operates, and considered the risk of acts by the company that were contrary to applicable laws and regulations, including fraud. We designed audit procedures to respond to the risk, recognising that the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.

We focussed on laws and regulations which could give rise to a material misstatement in the financial statements, including, but not limited to, the Charities Act 2011 and Companies Act 2006. Our tests included agreeing the financial statement disclosures to underlying supporting documentation and enquiries with management. There are inherent limitations in the audit procedures described above and, the further removed non-compliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we would become aware of it. We did not identify any key audit matters relating to irregularities, including fraud. As in all our audits, we also addressed the risk of management override of internal controls, including testing journals and evaluating whether there was evidence of bias by the trustees that represented a risk of material misstatement due to fraud.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.

Page 12

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE BELSIZE SQUARE SYNAGOGUE (CONTINUED)

Use of our report

This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and its members, as a body, for our audit work, for this report, or for the opinions we have formed.

Signer ID: 1FXCJZKEI5...

Andrew Thomas (Senior Statutory Auditor)

for and on behalf of Nyman Libson Paul LLP

Chartered Accountants Registered Auditors 124 Finchley Road

London

NW3 5JS

Date: 26 May 2026

Page 13

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 DECEMBER 2025

Note
Income and
endowments from:
Donations and
legacies
4
Charitable activities
Other trading activities
6
Investments
7
Total income and
endowments
Expenditure on:
Raising funds
8
Charitable activities
Total expenditure
Net income/
(expenditure)
Gross transfers
between funds
16
Net movement in
funds
Reconciliation of
funds:
Total funds brought
forward
Net movement in
funds
Total funds carried
forward
Unrestricted
general funds
2025
£
955,980
45,671
268,811
49,597
1,320,059
23,073
1,136,396
1,159,469
160,590
(47,173)
113,417
1,130,456
113,417
1,243,873
Unrestricted
designated
funds
2025
£
-
-
-
-
-
12,239
110,215
122,454
(122,454)
47,173
(75,281)
2,021,363
(75,281)
1,946,082
Restricted
funds
2025
£
145,244
-
-
2,555
147,799
9,376
140,772
150,148
(2,349)
-
(2,349)
135,914
(2,349)
133,565
Total
funds
2025
£
1,101,224
45,671
268,811
52,152
1,467,858
44,688
1,387,383
1,432,071
35,787
-
35,787
3,287,733
35,787
3,323,520
Total
funds
2024
£
965,384
45,409
325,533
44,113
1,380,439
291,959
1,089,578
1,381,537
(1,098)
-
(1,098)
3,288,831
(1,098)
3,287,733

The Statement of Financial Activities includes all gains and losses recognised in the year.

The notes on pages 17 to 33 form part of these financial statements.

Page 14

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE (A Registered Charity and Company Limited by Guarantee) REGISTERED NUMBER: 07831243

BALANCE SHEET AS AT 31 DECEMBER 2025

Note
Fixed assets
Tangible assets
12
Current assets
Debtors
13
Investments
14
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due within one
year
15
Net current assets
Total net assets
Charity funds
Restricted funds
16
Unrestricted designated funds
16
Unrestricted general funds
16
Total funds
53,500
773,482
621,301
1,448,283
(70,845)
2025
£
1,946,082
1,946,082
1,377,438
3,323,520
133,565
1,946,082
1,243,873
3,323,520
56,785
853,016
473,012
1,382,813
(116,443)
2024
£
2,021,363
2,021,363
1,266,370
3,287,733
135,914
2,021,363
1,130,456
3,287,733

The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to entities subject to the small companies regime.

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

Signer ID: T7C1BQVSEL...

Sarah Percival Honorary Treasurer Date: 19-05-2026 PDT

The notes on pages 17 to 33 form part of these financial statements.

Page 15

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 DECEMBER 2025

Cash flows from operating activities
Net cash flows from operating activities
Cash flows from investing activities
Interest from cash deposits
Purchase of tangible fixed assets
Net cash provided by investing activities
Cash flows from financing activities
Net cash provided by financing activities
Change in cash and cash equivalents in the year
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
Note
18
2025
£
63,776
52,152
(47,173)
4,979
-
68,755
1,326,028
1,394,783
2024
£
124,976
44,113
(3,924)
40,189
-
165,165
1,160,863
1,326,028

The notes on pages 17 to 33 form part of these financial statements

Page 16

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

1. General information

The Belsize Square Synagogue is a private company limited by guarantee incorporated in England and Wales under company number 07831243. The registered office is 51 Belsize Square, London, NW3 4HX.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

The Belsize Square Synagogue meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

The financial statements are prepared in sterling, which is the functional currency of the Charity. Monetary amounts in these financial statements are rounded to the nearest £.

2.2 Going concern

The Charity's income is stable and the Charity continues to budget prudently, while seeking additional income through donations, increasing membership, rental income and other sources. Given the level of reserves the Synagogue is holding, the Trustees have a reasonable expectation that the Charity has adequate resources to continue for the foreseeable future, and thus the financial statements continue to be prepared on the going concern basis.

2.3 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Membership income is recognised when received.

Income from legacies is recognised when cash is received, unless the Charity is notified of entitlement beforehand and receipt is probable.

Cash donations are recognised on receipt. Other donations are recognised once the Charity has been notified of the donation, unless performance conditions require deferral of the amount. Gift Aid is recognised at the time of the donation.

Rental income is recognised on the accruals basis in line with the terms of the contract.

Investment income is recognised when receivable.

Page 17

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

2. Accounting policies (continued)

2.4 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

During the year, the charity changed its estimated allocation of support costs to fundraising and charitable activities. The current split is based on a review of estimated time spent by relevant staff in each area. This estimate was changed in order to show more reliable and relevant information going forward.

Expenditure on raising funds includes all expenditure incurred by the Charity to raise funds for its charitable purposes and includes costs of all fundraising activities events and non-charitable trading.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

2.5 Tangible fixed assets and depreciation

Tangible fixed assets are capitalised and recognised when future economic benefits are probable and the cost or value of the asset can be measured reliably.

Tangible fixed assets are initially recognised at cost. After recognition, under the cost model, tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. All costs incurred to bring a tangible fixed asset into its intended working condition should be included in the measurement of cost.

Land is not depreciated. Depreciation on other assets is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives.

Depreciation is provided on the following bases:

Freehold property - Over 20 years straight line on completion
Cemetery (land) - Not depreciated
Fixtures and fittings - 25%/33.3% Straight line
Other fixed assets - 10% Reducing balance

A painting which was donated to the Synagogue is included in the financial statements and is not depreciated as the residual value is not expected to be less than current value.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in the Statement of Financial Activities.

Page 18

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

2. Accounting policies (continued)

2.6 Debtors

Debtors are recognised at the settlement amount. Prepayments are valued at the amount prepaid.

2.7 Cash at bank and in hand

Cash at bank and in hand includes cash held in the Charity's bank accounts and short-term deposit accounts with maturity dates of up to 3 months.

Short-term deposits with a longer maturity date, which cannot be withdrawn early, are held as current asset investments.

2.8 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

2.9 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

2.10 Pensions

The Charity operates a defined contribution pension scheme and the pension charge represents the amounts payable by the Charity to the fund in respect of the year.

2.11 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. The aim and use of each designated fund is set out in the notes to the financial statements.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Investment income, gains and losses are allocated to the appropriate fund.

Page 19

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

3. Critical accounting estimates and areas of judgement

The Trustees are satisfied that there are no material estimates or judgements in the financial statements.

4. Income from donations and legacies

Donations
Legacies
Membership fees
Total 2025
Donations
Legacies
Membership fees
Total 2024
Unrestricted
general
funds
2025
£
331,088
74,776
550,116
955,980
Unrestricted
general
funds
2024
£
315,334
35,163
503,113
853,610
Restricted
funds
2025
£
145,244
-
-
145,244
Restricted
funds
2024
£
111,774
-
-
111,774
Total
funds
2025
£
476,332
74,776
550,116
1,101,224
Total
funds
2024
£
427,108
35,163
503,113
965,384

5.

Income from charitable activities

Education & Welfare
Religion
Unrestricted
general
funds
2025
£
15,641
30,030
45,671
Unrestricted
general
funds
2024
£
10,915
34,494
45,409

Page 20

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

6. Income from other trading activities

Income from fundraising events
Hall hire and rental income
Security grants and reimbursements
Other income (including non-member funerals)
Unrestricted
general
funds
2025
£
17,999
148,221
78,966
23,625
268,811
Unrestricted
general
funds
2024
£
18,331
138,660
71,931
96,611
325,533

7. Investment income

Interest receivable
Interest receivable
Unrestricted
general
funds
2025
£
49,597
Unrestricted
general
funds
2024
£
42,028
Restricted
funds
2025
£
2,555
Restricted
funds
2024
£
2,085
Total
funds
2025
£
52,152
Total
funds
2024
£
44,113

Page 21

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

8. Expenditure on raising funds

Other fundraising costs
Staff costs
Support costs
Governance costs
Other fundraising costs
Unrestricted
general
funds
2025
£
23,073
23,073
Unrestricted
general
funds
2024
£
27,197
208,883
5,078
28,121
269,279
Unrestricted
designated
funds
2025
£
12,239
12,239
Unrestricted
designated
funds
2024
£
-
-
-
12,700
12,700
Restricted
funds
2025
£
9,376
9,376
Restricted
funds
2024
£
-
-
-
9,980
9,980
Total
funds
2025
£
44,688
44,688
Total
funds
2024
£
27,197
208,883
5,078
50,801
291,959

The decrease in expenditure on raising funds during the year is due to less support costs being allocated from charitable activities (as per note 9). This is due to a change in estimation technique as disclosed in note 2.4.

Page 22

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

9. Expenditure on charitable activities

Direct costs
Grants
Support costs
Direct costs
Grants
Support costs
Analysis of direct costs
Staff costs
Religion and festivals
Burial/funerals
Other costs
Welfare
Unrestricted
general
funds
2025
£
589,312
-
547,084
1,136,396
Unrestricted
general
funds
2024
£
554,858
-
311,615
866,473
Unrestricted
designated
funds
2025
£
-
-
110,215
110,215
Unrestricted
designated
funds
2024
£
-
-
114,373
114,373
Restricted
funds
2025
£
43,172
97,600
-
140,772
Restricted
funds
2024
£
46,336
62,396
-
108,732
2025
£
400,250
112,970
56,901
32,363
30,000
632,484
Total
funds
2025
£
632,484
97,600
657,299
1,387,383
Total
funds
2024
£
601,194
62,396
425,988
1,089,578
2024
£
370,550
93,656
78,970
21,818
36,200
601,194

Page 23

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

Analysis of grants

The Charity has made the following material grants to institutions during the year:

ASSAF Aid Organisation
Yemin Orde Childrens Centre
Beit Uri
Israel Sport Centre
2025
£
20,700
20,300
19,100
37,500
97,600
2024
£
18,600
24,396
19,400
-
62,396

Grants made to the above charities are made through UK third party charities. No fee is paid to the third party.

Analysis of support costs

Staff costs
Depreciation
Security
Other support costs
Legal and professional fees
Audit fees
Support and governance costs allocated to fundraising expenditure
2025
£
250,162
122,454
123,813
142,844
17,281
17,972
(17,227)
657,299
2024
£
237,097
127,072
101,944
152,323
18,827
15,386
(226,661)
425,988

The increase in support costs in charitable activities during the year is due to less costs being allocated as expenditure on raising funds (as per note 8). This is due to a change in estimation technique as disclosed in note 2.4.

10. Auditors' remuneration

The auditors' remuneration amounts to an auditor fee of £11,300 ( 2024: £10,900 ) , and accounting services of £2,050 (2024: £2,000). These figures are net of VAT.

Page 24

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

11. Staff costs

Wages and salaries
Social security costs
Contribution to defined contribution pension schemes
2025
£
589,312
50,422
20,209
659,943
2024
£
568,661
46,853
19,330
634,844

The average number of persons employed by the Charity during the year was as follows:

2025 2024
No. No.
Employees 30 32

The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was:

2025 2024
No. No.
In the band £80,000 - £89,999 1 1
In the band £110,000 - £119,999 - 1
In the band £120,000 - £129,999 1 1
In the band £130,000 - £139,999 1 -

Key management personnel

Total remuneration paid to key management during the year amounted to £381,709 (2024: £365,687).

Page 25

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

12. Tangible fixed assets

Cost or valuation
At 1 January 2025
Additions
At 31 December 2025
Depreciation
At 1 January 2025
Charge for the year
At 31 December 2025
Net book value
At 31 December 2025
At 31 December 2024
Freehold
property
£
2,482,119
18,094
2,500,213
1,408,130
102,060
1,510,190
990,023
1,073,989
Religious
items/Sifrei
Torah
£
2,558
-
2,558
1,908
65
1,973
585
650
Fixtures and
fittings
£
214,881
29,079
243,960
185,140
20,329
205,469
38,491
29,741
Cemetery
£
891,983
-
891,983
-
-
-
891,983
891,983
Painting
£
25,000
-
25,000
-
-
-
25,000
25,000
Total
£
3,616,541
47,173
3,663,714
1,595,178
122,454
1,717,632
1,946,082
2,021,363

Page 26

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

13. Debtors

Due within one year
Other debtors
Prepayments and accrued income
2025
£
14,923
38,577
53,500
2024
£
23,919
32,866
56,785

14. Current asset investments

Short-term deposits with maturity of over 3 months
Creditors: Amounts falling due within one year
Taxation and social security
Other creditors
Accruals
2025
£
773,482
2025
£
18,909
29,120
22,816
70,845
2024
£
853,016
2024
£
47,867
31,023
37,553
116,443

15. Creditors: Amounts falling due within one year

Page 27

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

16. Statement of funds

Statement of funds - current year

Unrestricted general funds
Funds
Restricted funds
Chevra
Disabled Fund
Frieda Graumann
Holocaust Memorial Day
Israel
Medical Fund
Other Restricted Donations
Sports Fund
VB Fund
Webcasting Project
Welfare
Unrestricted designated
funds
Fixed Asset Funds
Total of funds
Balance at 1
January
2025
£
1,130,456
66,511
570
19,190
4,526
5,051
2,246
853
32,755
3,664
548
-
135,914
2,021,363
3,287,733
Income
£
1,320,059
2,555
-
-
-
115,244
-
-
-
-
-
30,000
147,799
-
1,467,858
Expenditure
£
(1,159,469)
-
-
-
(812)
(106,976)
-
-
(12,000)
-
(360)
(30,000)
(150,148)
(122,454)
(1,432,071)
Transfers
in/out
£
(47,173)
-
-
-
-
-
-
-
-
-
-
-
-
47,173
-
Balance at
31
December
2025
£
1,243,873
69,066
570
19,190
3,714
13,319
2,246
853
20,755
3,664
188
-
133,565
1,946,082
3,323,520

Page 28

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

THE BELSIZE SQUARE SYNAGOGUE

(A Registered Charity and Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

16. Statement of funds (continued)

Statement of funds - prior year

Unrestricted general funds
Funds
Restricted funds
Chevra
Disabled Fund
Frieda Graumann
Holocaust Memorial Day
Israel
Medical Fund
Other Restricted Donations
Sports Fund
VB Fund
Webcasting Project
Welfare
Unrestricted designated
funds
Fixed Asset Funds
Total of funds
Balance at
1 January
2024
£
1,003,552
64,426
570
19,190
9,237
5,173
2,246
853
34,500
3,664
908
-
140,767
2,144,512
3,288,831
Income
£
1,266,580
2,085
-
-
3,320
72,254
-
-
-
-
-
36,200
113,859
-
1,380,439
Expenditure
£
(1,135,752)
-
-
-
(8,031)
(72,376)
-
-
(1,745)
-
(360)
(36,200)
(118,712)
(127,073)
(1,381,537)
Transfers
in/out
£
(3,924)
-
-
-
-
-
-
-
-
-
-
-
-
3,924
-
Balance at
31
December
2024
£
1,130,456
66,511
570
19,190
4,526
5,051
2,246
853
32,755
3,664
548
-
135,914
2,021,363
3,287,733

Page 29

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

16. Statement of funds (continued)

Summary of restricted funds:

Chevra - Fund to support those in hardship with costs associated to bereavement.

Disabled Fund - Fund established to support needs of disabled members of the Community.

Frieda Graumann Fund - Fund Established to support young people travelling to Israel.

Holocaust Memorial Day - Funds raised to support the Synagogue's Holocaust Memorial Day education programme to schools.

Israel - Funds raised for the support of specific projects in Israel.

Medical Fund - Funds raised to assist sick members.

Sports Fund - Football Scholarship supporting players at the Maccabiah & JCC Games as a result of a specific legacy.

VB Fund - Holding fund for Scholarships for musicians.

Webcasting Project - Funds received to install a camera and provide the infrastructure for webcasting Synagogue sevices.

Welfare - Funds to support the Synagogue's welfare activities.

Other Restricted Donations - This represents amounts received for smaller projects.

17. Analysis of net assets between funds

Analysis of net assets between funds - current year

Tangible fixed assets
Current assets
Creditors due within one year
Total
Unrestricted
general
funds
2025
£
-
1,314,718
(70,845)
1,243,873
Unrestricted
designated
funds
2025
£
1,946,082
-
-
1,946,082
Restricted
funds
2025
£
-
133,565
-
133,565
Total
funds
2025
£
1,946,082
1,448,283
(70,845)
3,323,520

Page 30

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

17. Analysis of net assets between funds (continued)

Analysis of net assets between funds - prior year

Tangible fixed assets
Current assets
Creditors due within one year
Total
Unrestricted
general
funds
2024
£
-
1,246,899
(116,443)
1,130,456
Unrestricted
designated
funds
2024
£
2,021,363
-
-
2,021,363
Restricted
funds
2024
£
-
135,914
-
135,914
Total
funds
2024
£
2,021,363
1,382,813
(116,443)
3,287,733

18. Reconciliation of net movement in funds to net cash flow from operating activities

Net income/(expenditure) for the year (as per Statement of Financial
Activities)
Adjustments for:
Investment income recognised in Statement of Financial Activities
Depreciation and impairment of tangible fixed assets
Decrease in debtors
(Decrease)/increase in creditors
Net cash provided by operating activities
2025
£
35,787
(52,152)
122,454
3,285
(45,598)
63,776
2024
£
(1,098)
(44,113)
127,073
26,905
16,209
124,976

19. Analysis of cash and cash equivalents

Cash in hand
Notice deposits with maturity of over 3 months
Total cash and cash equivalents
2025
£
621,301
773,482
1,394,783
2024
£
473,012
853,016
1,326,028

Page 31

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

20. Analysis of changes in net debt

Cash and cash equivalents
Liquid investments
At 1 January
2025
£
473,012
853,016
1,326,028
Cash flows
£
148,289
(79,534)
68,755
At 31
December
2025
£
621,301
773,482
1,394,783

21. Pension commitments

The Charity operates a defined contribution pension scheme for all employees. The assets of the scheme are held separately from those of the Charity in an independently administered fund.

The charge to income and expenditure in respect of defined contribution schemes was £20,209 (2024: £19,930). At the reporting date, amounts payable to the fund were £1,744 (2024: £1,421) and are included in creditors.

22. Operating lease - lessor

At 31 December 2025 the Charity had lease income committed to it under non-cancellable operating leases as follows:

Receivable in the next year
Receivable in more than 1 year and less than 5 years
2025
£
80,113
136,512
216,625
2024
£
60,140
142,260
202,400

Page 32

Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1

(A Registered Charity and Company Limited by Guarantee)

THE BELSIZE SQUARE SYNAGOGUE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

23. Operating lease - lessee

At 31 December 2025 the Charity had lease payments committed to under non-cancellable operating leases as follows:

Payable in the next year
Payable in more than 1 year and less than 5 years
2025
£
10,808
11,114
21,922
2024
£
10,808
21,922
32,730

24. Trustee and related party transactions

During the year, 8 Trustees were reimbursed for travel expenses and the purchase of supplies for the Charity incurred in their capacity as Trustees totalling £9,132 (2024 four Trustees were reimbursed £4,711).

During the year, the following Trustees received payments relating to catering services at the Charity's events:

Adam Nathan - £4,960 (2024: £6,510) C Walford - £3,224 (2024: £2,883)

During the year, the following Trustees and family members received payments relating to their roles as teachers/teaching assistants in the Synagogue cheder and as choir members:

Z Cutner - £nil (2024: £718) J Hacker - £438 (2024: £106) P Strauss - £321 (2024: £137)

Donations received from Trustees and other related parties in year totalled £32,070 (2024: £27,468).

During the year no other payments were made to Trustees and relatives, which should be recognised as related party transactions.

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Document ID: 05623ce7dcd72c2789b9569320a16967bc9c4636 8 01a7dbd2952ad5b21e941f41d3ddbbae7841318e2ac6f27253c8212b035bc8dc9a4ccf659213f9d1d73aa1