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2024-11-30-accounts

CHARITY REGISTRATION NUMBER: 1144707

Ahavas Yisroel (Gateshead) Unaudited Financial Statements 30 November 2024

WHITESIDE AND DAVIES LTD

Chartered Certified Accountants 158 Cromwell Road Salford M6 6DE

Ahavas Yisroel (Gateshead)

Financial Statements

Year ended 30 November 2024

Page
Trustees' annual report 1
Independent examiner's report to the trustees 4
Statement of financial activities 5
Statement of financial position 6
Notes to the financial statements 7

Ahavas Yisroel (Gateshead)

Trustees' Annual Report

Year ended 30 November 2024

The trustees present their report and the unaudited financial statements of the charity for the year ended 30 November 2024.

Reference and administrative details

Registered charity name Ahavas Yisroel (Gateshead)
Charity registration number 1144707
Principal office 183 Coatsworth Road
Gateshead
NE8 1SR
The trustees
M Cohen
I Cohen
Independent examiner Mr C Frenkel FCCA
158 Cromwell Road
Salford
M6 6DE

Structure, governance and management

Ahavas Yisroel (Gateshead) is constituted under a deed dated 15 July 2011. It is a registered charity number 1144707, registered on the 17 November 2011.

Recruitment and appointment of new trustees would be in line with the Trust Deed and with the consent of the trustees. The criteria set for the suitable candidate would be someone who is sensitive to the needs and demands of the organisation.

There is no chief executive officer. All major decisions are taken collectively by the trustees and all the trustees give of their time freely. The trustees are unpaid and details of any related party transactions are disclosed as applicable in the notes to the accounts. The arrangements for setting the pay of the charity’s employees are the sole domain of the trustees.

Risk review

The Trustees have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the Trust, and are satisfied that systems are in place to manage our exposure to the major risks.

The risks faced by the trust are principally operational risks from ineffective grant making or mismanagement of the Synagogue. These risks are managed by the trustees researching potential beneficiaries before granting donations as well as having a management team dedicated to the smooth running of the Synagogue.

Report back and review procedures strengthen these safeguards to ensure public benefit is achieved from all grants.

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Ahavas Yisroel (Gateshead)

Trustees' Annual Report (continued)

Year ended 30 November 2024

Objectives and activities

The objects of the charity are: (i) For the public benefit promote the education of people of all ages around the world in such ways as the charity trustees think fit, including awarding to such persons scholarships, maintenance allowances or grants; or by grants to charities or other organisations worldwide that provide education. (ii) The prevention or relief of poverty or financial hardship anywhere in the world by providing: grants or loans to individuals in need and /or charities, or other organisations working to prevent or relieve poverty of financial hardship. (iii) To advance the orthodox Jewish religion worldwide for the benefit of the public in accordance with the principles of the code of Jewish law (Shulchan Aruch). (iv) Any charitable purpose at the discretion of the trustees for the benefit of the community.

Public benefit

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit and in particular to its supplementary public benefit guidance on advancing education when reviewing the charity's aims and objectives and in planning future activities and setting grant making policy for the year.

Grant making policy

The charity is funded by donations received. The charity gives out grants in line with the above objects.

The application of the funds by way of grants to either institutions or individuals and is almost always to institutions.

The trustees consider they have met the public benefit test and outline these achievements below.

The trustees measure the success of achieving the stated aims by the number and value of grants paid out for each objects. The grants paid out in the year are detailed in the notes to the accounts and the trustees consider they have met their aims successfully this year.

The trustees consider the shorter term aims to be similar to the longer term aims and assess the achievement of the charity in the same way.

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Ahavas Yisroel (Gateshead)

Trustees' Annual Report (continued)

Year ended 30 November 2024

Achievements and performance

The charity received £44,916 (2023 - £68,305) in donations during the year and £49,045 (2023 - £61,737) was paid out for social and religious activities as well as support cost.

The trustees would like to record their appreciation for all financial support received from benefactors during the course of the year.

The charity has low administration expenses. Other costs were kept low and the governance costs incurred relate to professional fees incurred during the year.

There were no investments made during the year.

There were grants and donations paid out during the year totalling £14,800 (2023 - £21,262), including £9,800 poverty grants awarded to individuals.

There were no material fundraising costs during the year.

There were no related party transactions in the reporting period.

There was an overall net deficit for the year amounting to £4,129 (2023 - surplus of £13,968).

Financial review

The trustees feel that the activity reflects the profile and standing within the local community. The impact for future year's expenditure is self evident and the trustees would like to record their appreciation for all the financial support received from benefactors during the course of the year.

Reserves policy

The Unrestricted Fund represents the unrestricted funds arising from past operating results. The trustees wish to keep reserves as low as possible in order to maximise paying out of grants.

The Trustees are satisfied that the balance of the Fund is an acceptable level of reserves given the nature of revenue receipts against grants payable.

In considering the limited financial obligations of the charity, the trustees have resolved to maintain a minimum reserve practical for donations which are seasonal.

The reserves stand at £38,934, which is attributable to £20,170 restricted £18,764 unrestricted funds.

The trustees' annual report was approved on 13 June 2025 and signed on behalf of the board of trustees by:

I Cohen Trustee

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Ahavas Yisroel (Gateshead)

Independent Examiner's Report to the Trustees of Ahavas Yisroel (Gateshead)

Year ended 30 November 2024

I report to the trustees on my examination of the financial statements of Ahavas Yisroel (Gateshead) ('the charity') for the year ended 30 November 2024.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr C Frenkel FCCA Independent Examiner

158 Cromwell Road Salford M6 6DE

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Ahavas Yisroel (Gateshead)

Statement of Financial Activities

Year ended 30 November 2024

2024 2023
Unrestricted Restricted
funds funds Total funds Total funds
Note £ £ £ £
Income and endowments
Donations and legacies 4 44,916 44,916 68,305
Other income 5 7,400
---------------------------- -------------- ---------------------------- ----------------------------
Total income 44,916 44,916 75,705
============================ ============== ============================ ============================
Expenditure
Expenditure on raising funds:
Costs of raising donations and
legacies 6 155
Expenditure on charitable activities 7,8 49,045 49,045 61,582
---------------------------- -------------- ---------------------------- ----------------------------
Total expenditure 49,045 49,045 61,737
============================ ============== ============================ ============================
---------------------------- -------------- ---------------------------- ----------------------------
Net (expenditure)/income and net
movement in funds (4,129) (4,129) 13,968
============================ ============== ============================ ============================
Reconciliation of funds
Total funds brought forward 22,893 20,170 43,063 29,095
---------------------------- ---------------------------- ---------------------------- ----------------------------
Total funds carried forward 18,764 20,170 38,934 43,063
============================ ============================ ============================ ============================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 7 to 14 form part of these financial statements.

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Ahavas Yisroel (Gateshead)

Statement of Financial Position

30 November 2024

2024 2023
Note £ £ £
Fixed assets
Tangible fixed assets 15 25,795 27,670
Current assets
Debtors 16 80 2,226
Cash at bank and in hand 14,335 13,674
---------------------------- ----------------------------
14,415 15,900
Creditors: amounts falling due within one year 17 (1,276) (507)
---------------------------- ----------------------------
Net current assets 13,139 15,393
---------------------------- ----------------------------
Total assets less current liabilities 38,934 43,063
---------------------------- ----------------------------
Net assets 38,934 43,063
============================ ============================
Funds of the charity
Restricted funds 20,170 20,170
Unrestricted funds 18,764 22,893
---------------------------- ----------------------------
Total charity funds 18 38,934
============================
43,063
============================

These financial statements were approved by the board of trustees and authorised for issue on 13 June 2025, and are signed on behalf of the board by:

I Cohen Trustee

The notes on pages 7 to 14 form part of these financial statements.

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Ahavas Yisroel (Gateshead)

Notes to the Financial Statements

Year ended 30 November 2024

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is 183 Coatsworth Road, Gateshead, NE8 1SR.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements did not require management to make judgements, estimates or assumptions that affect the amounts reported.

Fund accounting

Unrestricted funds held by the charity are funds that can be used in accordance with the charitable objects at the discretion of the trustees.

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Ahavas Yisroel (Gateshead)

Notes to the Financial Statements (continued)

Year ended 30 November 2024

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

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Ahavas Yisroel (Gateshead)

Notes to the Financial Statements (continued)

Year ended 30 November 2024

3. Accounting policies (continued)

Tangible assets (continued)

An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Fixtures and fittings - 25% reducing balance

Sefer Torah is not depreciated.

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

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Ahavas Yisroel (Gateshead)

Notes to the Financial Statements (continued)

Year ended 30 November 2024

3. Accounting policies (continued)

Financial instruments (continued)

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

4. Donations and legacies

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Donations
Donations 44,916 44,916 68,305 68,305
============================ ============================ ============================ ============================
5. Other income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Rent receivable 7,400 7,400
============== ============== ======================= =======================

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Ahavas Yisroel (Gateshead)

Notes to the Financial Statements (continued)

Year ended 30 November 2024

6. Costs of raising donations and legacies

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Costs of raising donations and
legacies - Donations 155 155
============== ============== ============== ==============
Expenditure on charitable activities by fund type
Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Social and religious activities 46,486 46,486 58,159 58,159
Support costs 2,559 2,559 3,423 3,423
---------------------------- ---------------------------- ---------------------------- ----------------------------
49,045
============================
49,045
============================
61,582
============================
61,582
============================

7. Expenditure on charitable activities by fund type

8. Expenditure on charitable activities by activity type

Activities
undertaken
Grant funding
Support Total funds Total fund
directly of activities costs 2024 2023
£ £ £ £ £
Social and religious
activities 31,686 14,800 1,959 48,445 60,982
Governance costs 600 600 600
---------------------------- ---------------------------- ----------------------- ---------------------------- ----------------------------
31,686
============================
14,800
============================
2,559
=======================
49,045
============================
61,582
============================

9. Analysis of support costs

Analysis of
support costs Total 2024 Total 2023
£ £ £
General office 245
Finance costs 84 84 78
Governance costs 600 600 600
Depreciation 1,875 1,875 2,500
----------------------- ----------------------- -----------------------
2,559 2,559 3,423
======================= ======================= =======================

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Ahavas Yisroel (Gateshead)

Notes to the Financial Statements (continued)

Year ended 30 November 2024

10. Analysis of grants

2024 2023
£ £
Grants to institutions
Grants under £2,500 2,500 12,262
GHC 5,000
T S Trust 4,000
Dunmos Charitable Trust 2,500
----------------------- ----------------------------
5,000 21,262
Grants to individuals
Grants to individuals 9,800
---------------------------- ----------------------------
Total grants 14,800 21,262
============================ ============================
11. Net (expenditure)/income
Net (expenditure)/income is stated after charging/(crediting):
2024 2023
£ £
Depreciation of tangible fixed assets 1,875 2,500
Operating lease rentals 110 165
======================= =======================
12. Independent examination fees
2024 2023
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 600
==============
600
==============

13. Staff costs

The average head count of employees during the year was Nil (2023: Nil).

No employee received employee benefits of more than £60,000 during the year (2023: Nil).

14. Trustee remuneration and expenses

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees.

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Ahavas Yisroel (Gateshead)

Notes to the Financial Statements (continued)

Year ended 30 November 2024

15. Tangible fixed assets

Fixtures and
fittings Sefer Torah Total
£ £ £
Cost
At 1 December 2023 and 30 November 2024 10,000 20,170 30,170
============================ ============================ ============================
Depreciation
At 1 December 2023 2,500 2,500
Charge for the year 1,875 1,875
---------------------------- ---------------------------- ----------------------------
At 30 November 2024 4,375 4,375
============================ ============================ ============================
Carrying amount
At 30 November 2024 5,625 20,170 25,795
============================ ============================ ============================
At 30 November 2023 7,500 20,170 27,670
============================ ============================ ============================
16. Debtors
2024 2023
£ £
Prepayments and accrued income 80 2,226
============== =======================
17. Creditors: amounts falling due within one year
2024 2023
£ £
Trade creditors 76 (693)
Accruals and deferred income 1,200 1,200
----------------------- -----------------------
1,276
=======================
507
=======================

18. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At At
1 Dec 2023 Income Expenditure 30 Nov 2024
£ £ £ £
General funds 22,893 44,916 (49,045) 18,764
============================ ============================ ============================ ============================
At 1 Dec At
2022 Income Expenditure 30 Nov 2023
£ £ £ £
General funds 8,925 75,705 (61,737) 22,893
======================= ============================ ============================ ============================

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Ahavas Yisroel (Gateshead)

Notes to the Financial Statements (continued)

Year ended 30 November 2024

18. Analysis of charitable funds (continued)

Restricted funds

Restricted funds
At At
1 Dec 2023 Income Expenditure 30 Nov 2024
£ £ £ £
Sefer Torah fund 20,170 20,170
============================ ============== ============== ============================
At At
1 Dec 2022 Income Expenditure 30 Nov 2023
£ £ £ £
Sefer Torah fund 20,170 20,170
============================ ============== ============== ============================
Analysis of net assets between funds
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Tangible fixed assets 5,625 20,170 25,795
Current assets 14,415 14,415
Creditors less than 1 year (1,276) (1,276)
---------------------------- ---------------------------- ----------------------------
Net assets 18,764 20,170 38,934
============================ ============================ ============================
Unrestricted Restricted Total Funds
Funds Funds 2023
£ £ £
Tangible fixed assets 7,500 20,170 27,670
Current assets 15,900 15,900
Creditors less than 1 year (507) (507)
---------------------------- ---------------------------- ----------------------------
Net assets 22,893 20,170 43,063
============================ ============================ ============================

19. Analysis of net assets between funds

20. Taxation

Ahavas Yisroel (Gateshead) is a registered charity and therefore is not liable to income tax on income derived from its charitable activities, as it falls within the various exemptions available to registered charities.

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