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2022-10-31-accounts

REGISTERED COMPANY NUMBER: 07829000 (England and Wales) REGISTERED CHARITY NUMBER: 1144625

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2022

FOR

CHABAD LUBAVITCH OF NOTTINGHAM

Raffingers LLP Chartered Certified Accountants 19-20 Bourne Court Southend Road Woodford Green Essex IG8 8HD

CHABAD LUBAVITCH OF NOTTINGHAM

CONTENTS OF THE FINANCIAL STATEMENTS for the year ended 31 October 2022

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6 to 7
Notes to the Financial Statements 8 to 13

CHABAD LUBAVITCH OF NOTTINGHAM (REGISTERED NUMBER: 07829000)

REPORT OF THE TRUSTEES for the year ended 31 October 2022

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 October 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The advancement of the Jewish religion and Jewish education in Nottinghamshire.

Significant activities

Based on the Chabad-Lubavitch teachings and philosophy, the charity provides Jewish educational classes, cultural and welfare resources in Nottingham, in particular; but not restricted to, members of the Jewish faith.

This work has expanded from primarily working with students to encompassing work with the entire community. At university, many students are leaving home for the first time. Chabad provide them with personal care, and a wide range of religious, educational, social and cultural programming. Parents are particularly appreciative that their children have a 'home away from home'. Special programming is also available for the post-graduates, singles and young professionals as well as families and seniors in the wider community.

The Charity also represents the Jewish community at Council events, radio interviews and newspaper columns.

Public benefit statement

In meeting the objectives the trustees have given careful consideration to the Charity Commission's general guidance on public benefit and consider that all donations meet this guidance. Public benefit statement All the trustees are conversant with the Charity Commission's guidelines concerning charities and public benefit and have given consideration to them when assessing the charitable company's aims and objectives. The trustees believe that they have given due regard to the public benefit guidance published by the Commission and have complied fully with the public benefit requirement contained within the Charities Act 2011.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

Chabad Lubavitch of Nottingham has established itself as the primary provider of Jewish education and services in Nottinghamshire. In addition to the popular ongoing dinners, classes and activities provided by the Charity, a number of other organisations use the large community room for their events. These include JLGB, UJS, the Nottingham Jewish Kids Club, JAMI, the Nottingham Hebrew Congregation and MASA. As the Charity takes on a wider community role, it has successfully managed to bring together students and older members of the community for joint events. Many students now choose to come to Nottingham because of the services provided by Chabad. The Charity also delivers talks in local schools, and represents the community at Council events.

In the 2021 accounts the Charity forecast increased pastoral offerings, setting up meals on wheels, further educational offerings as well as building works to improve the entertainment space.

The charity successfully implemented many of these things. There were lengthy delays in having an inspector come to approve the kitchen, but this was eventually certified in December 2022. Weekly food deliveries are being made to the elderly, and the charity hopes to establish a proper system in the future.

Listed building consent was approved for structural works to increase the entertainment space. The works were completed in early 2023.

Page 1

CHABAD LUBAVITCH OF NOTTINGHAM (REGISTERED NUMBER: 07829000)

REPORT OF THE TRUSTEES

for the year ended 31 October 2022

FINANCIAL REVIEW Financial position Financial results

The financial results for the year to 31 October 2022 are shown in the attached financial statements.

Total income increased from £290,188 to £358,687 and total expenditure increased from £194,169 to £245,154 in comparison with the previous period.

There was a net increase in funds of £113,533 (2021 - £96,019) with total unrestricted funds carried forward of £403,150 (2021 - £282,447).

Reserves policy

The trustees consider that the ideal level of reserves as at 31 October 2022 would be three months of resources expended which is approximately £60,000.

At the year end the charity's free reserves were £39,191. In calculating the reserves, the trustees have excluded from total funds, the value of fixed assets less related loan obligations. The trustees are aware that this is less than the target figure and are actively pursuing sources of funding in order to ensure that there are sufficient reserves to provide financial stability and flexibility.

FUTURE PLANS

The charity will be gradually increasing pastoral care for the elderly, and plans to increase Kosher food offerings to students on Campus.

Increased group study classes, as well as personal learning session will be implemented. With increased offerings to the elderly, the Charity is now looking at options to make the facility accessible for those with mobility issues.

Plans are being developed to firm up their financial stability through further development of their monthly giving programme.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Recruitment and appointment of new trustees

New trustees are appointed due to their interest in the work of charity and their recognised experience in specific fields which will further support the work of Chabad Lubavitch of Nottingham.

Induction and training of new trustees

New trustees are given a full induction by the other trustees of the charity. Trustees can retire when they wish as they do not serve under a fixed term of tenure.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

07829000 (England and Wales)

Registered Charity number

1144625

Registered office

3 Gregory Street Nottinghamshire NG7 2LR

Page 2

CHABAD LUBAVITCH OF NOTTINGHAM (REGISTERED NUMBER: 07829000)

REPORT OF THE TRUSTEES

for the year ended 31 October 2022

Trustees

Rabbi Y A Angyalfi Mrs S Klyne Mr S Pink

Independent Examiner

Mr Yedidya Zaiden FCCA Raffingers LLP Chartered Certified Accountants 19-20 Bourne Court Southend Road Woodford Green Essex IG8 8HD

Approved by order of the board of trustees on 24 July 2023 and signed on its behalf by:

Mrs S Klyne - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF CHABAD LUBAVITCH OF NOTTINGHAM

Independent examiner's report to the trustees of Chabad Lubavitch of Nottingham ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 October 2022.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  3. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr Yedidya Zaiden FCCA

Raffingers LLP Chartered Certified Accountants 19-20 Bourne Court Southend Road Woodford Green Essex IG8 8HD

24 July 2023

Page 4

CHABAD LUBAVITCH OF NOTTINGHAM

STATEMENT OF FINANCIAL ACTIVITIES for the year ended 31 October 2022

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
358,687
EXPENDITURE ON
Raising funds
3
5,789
Charitable activities
4
Education and welfare
232,195
Total
237,984
NET INCOME/(EXPENDITURE)
120,703
RECONCILIATION OF FUNDS
Total funds brought forward
282,447
TOTAL FUNDS CARRIED FORWARD
403,150
Restricted
funds
£
-
-
7,170
7,170
(7,170)
7,170
-
2022
Total
funds
£
358,687
5,789
239,365
245,154
113,533
289,617
403,150
2021
Total
funds
£
290,188
-
194,169
194,169
96,019
193,598
289,617

CONTINUING OPERATIONS

All income and expenditure has arisen from continuing activities.

The notes form part of these financial statements

Page 5

CHABAD LUBAVITCH OF NOTTINGHAM (REGISTERED NUMBER: 07829000)

BALANCE SHEET

31 October 2022

Notes
FIXED ASSETS
Tangible assets
9
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
11
NET ASSETS
FUNDS
14
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
fund
£
697,709
69,916
(30,725)
39,191
736,900
(333,750)
403,150
Restricted
funds
£
-
-
-
-
-
-
-
2022
Total
funds
£
697,709
69,916
(30,725)
39,191
736,900
(333,750)
403,150
403,150
-
403,150
2021
Total
funds
£
724,055
92,202
(426,640)
(334,438)
389,617
(100,000)
289,617
282,447
7,170
289,617

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 October 2022.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 October 2022 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 6

continued...

CHABAD LUBAVITCH OF NOTTINGHAM (REGISTERED NUMBER: 07829000)

BALANCE SHEET - continued 31 October 2022

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 24 July 2023 and were signed on its behalf by:

Mrs S Klyne - Trustee

The notes form part of these financial statements

Page 7

CHABAD LUBAVITCH OF NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 October 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Exemption from preparing cash flow statement

The financial statements do not include a cash flow statement because the charitable company, as a small reporting entity, is exempt from the requirements to prepare such a statement under Charities SORP (FRS 102) Update Bulletin 1, Module 14.

Debtors

Debtors are recognised at their settlement amount, less any provision for non-recoverability. Prepayments are valued at the amount prepaid. They have been discounted to be present value of the future cash receipt where such discounting is material.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Charitable activities

Charitable activities comprise those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Governance costs

Governance costs comprise those costs associated with meeting the constitutional and strategic requirements of the charity and the accountancy fees and costs linked to the strategic management of the charity.

Allocation and apportionment of costs

Overhead and support costs relating to charitable activities have been apportioned based on usage.

Tangible fixed assets

Tangible fixed asset are carried out at cost less accumulated depreciation and accumulated impairment loss. Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings - 20% on reducing balance Computer equipment - 33% on reducing balance Freehold property - 2% at cost

continued...

Page 8

CHABAD LUBAVITCH OF NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 October 2022

1. ACCOUNTING POLICIES - continued

Taxation

Chabad Lubavitch of Nottingham is a registered charity and, therefore, is not liable to income tax or corporation tax on income derived from its charitable activities or tax on capital gains, as it falls within the various exemptions available to registered charities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Loans and borrowings

Loans and borrowings are initially recognised at the transaction price including transaction costs. Subsequently, they are measured at amortised cost using the effective interest rate method, less impairment.

Cash at bank and in hand

Cash at bank and in hand represents such accounts and instruments that are available on demand or have a maturity of less than three months form the date of acquisition. Deposits for more than three months but less than one year have been disclosed as short term deposits.

Creditors and provisions

Creditors and provisions are recognised when there is an obligation at the balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably. Creditors and provision are recognised at the moment the charity anticipates it will pay to settle the debt. They have been discounted to the present value of the future cash payments where such discounting is material.

2. DONATIONS AND LEGACIES

DONATIONS AND LEGACIES
2022 2021
£ £
Donations 358,687 290,188

continued...

Page 9

CHABAD LUBAVITCH OF NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 October 2022

3. RAISING FUNDS

Raising donations and legacies

Fundraising costs
4.
CHARITABLE ACTIVITIES COSTS
Education and welfare
5.
SUPPORT COSTS
Management
£
Education and welfare
21,803
6.
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
Depreciation - owned assets
7.
TRUSTEES' REMUNERATION AND BENEFITS
2022
£
5,789
Support
Direct
costs (see
Costs
note 5)
£
£
187,708
51,657
Governance
Finance
costs
£
£
27,694
2,160
2022
£
26,346
2021
£
-
Totals
£
239,365
2021
£
-
Totals
£
239,365
Totals
£
51,657
2021
£
29,949

There were no trustees' remuneration or other benefits for the year ended 31 October 2022 nor for the year ended 31 October 2021.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 October 2022 nor for the year ended 31 October 2021.

continued...

Page 10

CHABAD LUBAVITCH OF NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 October 2022

8. STAFF COSTS

The average number of employees during the year was 2 (2021 - 3).

9. TANGIBLE FIXED ASSETS

Freehold
property
£
COST
At 1 November 2021 and 31 October 2022
716,101
DEPRECIATION
At 1 November 2021
61,387
Charge for year
12,322
At 31 October 2022
73,709
NET BOOK VALUE
At 31 October 2022
642,392
At 31 October 2021
654,714
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 12)
Social security and other taxes
Other creditors
Fixtures
and
fittings
£
93,614
25,474
13,628
39,102
54,512
68,140
Computer
equipment
£
4,647
3,446
396
3,842
805
1,201
2022
£
10,000
537
20,188
30,725
Totals
£
814,362
90,307
26,346
116,653
697,709
724,055
2021
£
390,000
1,995
34,645
426,640

10. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

11. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

Bank loans (see note 12)
Other creditors
2022
£
333,750
-
333,750
2021
£
-
100,000
100,000

continued...

Page 11

CHABAD LUBAVITCH OF NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 October 2022

12. LOANS

An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank loans
Amounts falling due between two and five years:
Bank loans
13.
SECURED DEBTS
The following secured debts are included within creditors:
Bank loans
The mortgage is secured by way of a fixed and floating charge over the property.
14.
MOVEMENT IN FUNDS
At
1.11.21
£
Unrestricted funds
General fund
282,447
Restricted funds
Outdoor office
7,170
TOTAL FUNDS
289,617
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
358,687
Restricted funds
Outdoor office
-
TOTAL FUNDS
358,687
2022
2021
£
£
10,000
390,000
333,750
-
2022
2021
£
£
343,750
390,000
Net
movement
At
in funds
31.10.22
£
£
120,703
403,150
(7,170)
-
113,533
403,150
Resources
Movement
expended
in funds
£
£
(237,984)
120,703
(7,170)
(7,170)
(245,154)
113,533

continued...

Page 12

CHABAD LUBAVITCH OF NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 October 2022

14. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At
1.11.20
£
Unrestricted funds
General fund
193,598
Restricted funds
Outdoor office
-
TOTAL FUNDS
193,598
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
275,692
Restricted funds
Meals for elderly
4,500
Outdoor office
9,996
14,496
TOTAL FUNDS
290,188
Net
movement
At
in funds
31.10.21
£
£
88,849
282,447
7,170
7,170
96,019
289,617
Resources
Movement
expended
in funds
£
£
(186,843)
88,849
(4,500)
-
(2,826)
7,170
(7,326)
7,170
(194,169)
96,019
At
31.10.21
£
282,447
7,170
289,617
7,170
96,019

15. RELATED PARTY DISCLOSURES

There were no related party transactions during the year.

Page 13