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2023-04-05-accounts

THE RALF TRUST

ANNUAL REPORT YEAR ENDED 5 APRIL 2023

CHARITY INFORMATION

TRUSTEES:

Killik & Co Trustee Limited

46 Grosvenor Street Mayfair London W1K 3HN

Mark Alexander Ralf

Appleby Seaward Drive West Wittering W. Sussex PO20 8AB

Claire Alison Ralf

Appleby Seaward Drive West Wittering

W. Sussex PO20 8AB

OFFICES:

Killik & Co Trustees Limited

Crown House

Crown Street Ipswich

Suffolk IP1 3HS

INVESTMENT MANAGERS:

Killik & Co

46 Grosvenor Street

Mayfair

London W1K 3HN

BANKERS:

Metro Bank One Southampton Row London EC1B 5HA

INDEPENDENT EXAMINER

Killik & Co

Crown House Crown Street Ipswich

Suffolk IP1 3HS

REGISTERED CHARITY NUMBER 1144551

THE RALF TRUST

TRUSTEE’S REPORT YEAR ENDED 5 APRIL 2023

CONSTITUITION AND OBJECTIVES OF THE TRUST

The Ralf Trust is registered with the Charity Commission for England and Wales and constituted by Deed of Trust dated 11 August 2011. Under its terms the Trust is to advance the Christian Religion and education and relieve persons suffering hardship and distress or who are aged or sick or to benefit the community at large.

FURTHERANCE OF THE OBJECTIVES OF THE TRUST

The Trustees are pleased to report that during the year they have donated £41,650 in accordance with the Charity’s objectives as above.

STATEMENT OF THE TRUSTEES’ RESPONISIBILITIES

The Charities Act 1992 and 1993 require the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of the surplus or deficit of the Charity for that period. In preparing these financial statements the Trustees are required to:

The Trustees are responsible under Trust Law to ensure the propriety of transactions and for keeping adequate accounting records to enable them to ensure that the financial statements comply with the Charities Act 1992 and 1993. They are also responsible for safeguarding the assets of the Charity and for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The major risks to which the Charity is exposed as identified by the Trustees have been reviewed and systems established to mitigate those risks.

THE RALF TRUST

TRUSTEES’ REPORT (CONTINUED)

YEAR ENDED 5 APRIL 2023

RISK REVIEW

The Trustees have assessed the major risks to which the Charity is exposed in particular those related to operations and finances of The Trust and are satisfied that systems are in place to mitigate our exposure to major risks.

RESERVES AND INVESTMENT POLICY

The Trustees’ policy is to maintain reserves such that income generated is sufficient to meet the running costs and secure the long term existence of the Charity.

On behalf of the Trustees

Julia Hacker

(Authorised Official)

The Ralf Trust Registered Charity Number: 1144551 Accounts for year ended 5 April 2023

Portfolios: KCX7061 KCX7064 KCX70P4 KCX70T4

The Ralf Trust

Registered Charity No: 1144551

Receipts

Page no.
reference
Value of Funds as at 6 April 2022
Killik Investment Portfolio
3
Metro Bank cash balance
Platform Securities cash balance
Investment Portfolio - Gains/Losses
Realised Loss on sales made in 2022/23
3
Unrealised Loss in 2022/23
3
Investment Portfolio
Sale Scrip Dividend Woodside Energy Group Ltd Ord NPV
Fractional cash Woodside Energy Group Ltd Ord NPV
Foreign exchange
Dividend / Interest Income
Investments - Income received during 2022/23
3
Metrobank Credit Interest
Donations
Date
Claire Ralf
03/08/2022
Mark Ralf
08/02/2023
Mark Ralf under payroll giving scheme:
21/04/2022
27/05/2022
07/07/2022
05/08/2022
30/08/2022
05/10/2022
01/11/2022
23/11/2022
01/12/2023
24/01/2023
01/02/2023
21/03/2023
31/03/2023
Amazon
09/05/2022
Amazon
31/01/2023
Total
£
416,859.95
18,961.55
851.40
(13,694.61)
(11,672.87)
1,693.70
5.96
(366.83)
14,449.12
35.23
6,300.00
30,000.00
1,673.08
3,346.16
1,673.08
1,753.44
1,723.31
1,723.31
1,723.31
1,723.31
1,723.31
1,723.31
1,723.31
1,723.31
1,723.31
5.00
6.10
£
436,672.90
(25,367.48)
1,332.83
14,484.35
427,122.60
36,300.00
23,955.55
11.10
487,389.25
£

Page 1

The Ralf Trust

Registered Charity No: 1144551

Payments

Payments
Payments made to charities
Payment
Registered
Charity No.
Page no.
reference
24-7 Prayer
Faster Payment
1091413
Christians Against Poverty
800177
1097217
Day One Prison Ministries
800178
233465
Intercontinental Church Society
Faster Payment
1072584
London City Mission
800174
247186
OMF International (UK)
800171
1086040
Operation Mobilisation (Fuel)
800172
1008196
Operation Mobilisation (S/Projects)
800173
1008196
Release International
800175
280577
St Michael's Church
Faster Payment
1130914
West Wittering Church, Church of England
Faster Payment
1141879
Wycliffe Bible Translators
800176
251233
Killik & Co Investment Portfolio Fees
Global Custody Quarterly charges
Legal Identifier fee
Value of funds as at 5 April 2023
Killik Investment Portfolio
3
Metro Bank
Platform Securities
£
10,000.00
1,000.00
2,500.00
650.00
3,000.00
5,000.00
2,500.00
2,500.00
2,500.00
2,000.00
5,000.00
5,000.00
1,419.72
677.50
84.00
363,172.48
66,565.00
13,820.55
£
£
41,650.00
2,181.22
43,831.22
443,558.03
487,389.25
£

Page 2

Assets

Trust: The Ralf Trust
Registered Charity Number: 1144551
Schedule of Investments for theyear ended 5 April 2023
Security Description Nominal Book Cost Market value Date Nominal Purchases in
2022/23

Sales in
2022/23
Realised
gain/(loss) in
2022/23
Nominal Book Cost Market value Unrealised
gain/(loss) in
2022/23
Net
Income
2022/23
05-Apr-22 05-Apr-22 05-Apr-22 05-Apr-23 05-Apr-23 05-Apr-23
£ £ £ £ £ £ £ £ £
Portfolio KCX70P4
Accenture plc 1,600.00
4,414.90
3,437.00
6,307.20
6,000.00
12,087.01
500.00
8,848.45
2,000.00
8,115.05
5,000.00
6,017.46
10,000.00
10,135.00
320.00
5,005.18
10,000.00
9,158.40
340.00
10,110.89
70.00
10,035.89
10,000.00
10,163.53
05/01/2023 27.00 6,092.77 27.00
6,092.77
80.00
5,888.69
65.00
5,123.56
13.00
6,237.07
3,437.00
6,307.20
25.00
6,317.28
500.00
8,848.45
2,000.00
8,115.05
95.00
6,086.64
42.00
6,018.16
27.00
5,929.44
345.00
6,120.43
320.00
5,005.18
340.00
10,110.89
285.00
6,059.75
70.00
10,035.89
17.00
5,396.68
25.00
5,257.95
6,096.07 3.30 18.63
AlphabetInc 05/01/2023 80.00 5,888.69 6,738.14 849.45
AmazonCom Inc 18/01/2023 65.00 5,123.56 5,273.39 149.83
ASML Holding 05/01/2023 13.00 6,237.07 6,900.06 662.99 13.33
BAEsystems 11,852.80 21/07/2022 1,600.00 12,536.81 684.01 243.20
Barclays plc ord gbp0.25 5,052.39 5,077.14 24.75 249.18
BerkshireHathawayInc ComUSD0.0033 ClassB 24/01/2023 25.00 6,317.28 6,225.12 (92.16)
BellevueHealthcareTrust plcredeemable ord gbp0.01 11,400.00 05/01/2023 6,000.00 9,300.49 (2,099.51) 375.00
BHPgroupltdnpv(di) 14,822.50 12,062.50 (2,760.00) 1,129.16
BPord usd0.25 7,658.00 10,674.00 3,016.00 400.28
BTGroup ord gbp0.05 9,232.50 05/01/2023 5,000.00 6,099.25 (3,133.25) 385.00
Burford Capitalplc 6.125% gtd snr nts26/10/24gbp100'regs' 10,127.50 13/01/2023 10,000.00 9,889.66 (237.84) 612.50
Canadian PacificRailwayLtd Com NPV 05/01/2023 95.00 6,086.64 5,776.16 (310.48)
CMEGroupInc Com 06/01/2023 42.00 6,018.16 6,580.26 562.10 31.62
DanaherCorp Com 05/01/2023 27.00 5,929.44 5,368.04 (561.40)
DeutscheTelekom AG 10/01/2023 345.00 6,120.43 6,973.55 853.12
Diageo ord gbp0.28101/108 12,734.40 11,740.80 (993.60) 243.77
European AssetsTrust plc ord gbp0.10 11,525.00 10/01/2023 10,000.00 9,458.00 (2,067.00) 660.00
Experianplc ord usd0.10 10,053.80 9,115.40 (938.40) 148.44
Halma ord GBP0.10 13/01/2023 285.00 6,059.75 6,141.75 82.00
International BusMachcorp comusd0.20 6,900.70 7,422.72 522.02 322.25
International Personal Finance plc7.75%- 14/12/2023 gbp100'16' 10,032.05 10/01/2023 10,000.00 9,817.14 (214.91) 775.00
IntuitInc ComUSD0.01 18/01/2023 17.00 5,396.68 5,991.27 594.59
Intuitive Surgical Inc Com USD0.001 18/01/2023 25.00 5,257.95 5,175.75 (82.20)

Page 3

Assets

InvescoPhysical Markets secured goldlkdnts 31/12/2100 usd 45.00
6,148.73
8,000.00
8,604.72
3,500.00
15,135.22
8,500.00
7,716.63
185.00
3,579.45
90.00
7,302.43
100.00
7,261.87
10,000.00
10,110.00
70.00
8,529.22
700.00
4,262.72
c
100.00
7,962.10
225.00
6,442.96
400.00
8,386.35
2,500.00
8,457.12
500.00
6,496.99
1,100.00
7,592.01
30.00
7,400.56
55.00
10,326.67
4,200.00
7,685.85
125.00
6,727.82
45.00
6,148.73
8,000.00
8,604.72
3,500.00
15,135.22
8,500.00
7,716.63
185.00
3,579.45
90.00
7,302.43
100.00
7,261.87
10,000.00
10,110.00
70.00
8,529.22
700.00
4,262.72
c
100.00
7,962.10
225.00
6,442.96
400.00
8,386.35
2,500.00
8,457.12
500.00
6,496.99
1,100.00
7,592.01
30.00
7,400.56
55.00
10,326.67
4,200.00
7,685.85
125.00
6,727.82
6,412.05 45.00
6,148.73
7,040.89
55.00
6,401.33
5,631.75
18.00
6,419.19
6,823.33
23.00
5,962.21
6,565.27
15.00
6,278.58
7,394.40
55.00
1,064.16
12,550.78
90.00
7,302.43
8,992.03
90.00
6,056.91
5,657.77
100.00
7,261.87
6,848.14
70.00
8,529.22
8,497.35
700.00
4,262.72
7,721.00
225.00
6,442.96
11,886.75
400.00
8,386.35
9,452.00
27.00
5,869.18
5,612.55
2,500.00
8,457.12
7,687.50
875.00
12,812.96
15,868.13
2,455.00
6,000.11
6,478.75
21.00
5,180.39
9,766.83
90.00
6,044.90
5,635.38
28.00
5,257.21
11,446.38
35.00
6,278.64
6,407.77
250.00
6,028.79
3,662.89
87.00
4,682.56
6,999.59
45.00
6,148.73
7,040.89
55.00
6,401.33
5,631.75
18.00
6,419.19
6,823.33
23.00
5,962.21
6,565.27
15.00
6,278.58
7,394.40
55.00
1,064.16
12,550.78
90.00
7,302.43
8,992.03
90.00
6,056.91
5,657.77
100.00
7,261.87
6,848.14
70.00
8,529.22
8,497.35
700.00
4,262.72
7,721.00
225.00
6,442.96
11,886.75
400.00
8,386.35
9,452.00
27.00
5,869.18
5,612.55
2,500.00
8,457.12
7,687.50
875.00
12,812.96
15,868.13
2,455.00
6,000.11
6,478.75
21.00
5,180.39
9,766.83
90.00
6,044.90
5,635.38
28.00
5,257.21
11,446.38
35.00
6,278.64
6,407.77
250.00
6,028.79
3,662.89
87.00
4,682.56
6,999.59
45.00
6,148.73
7,040.89
55.00
6,401.33
5,631.75
18.00
6,419.19
6,823.33
23.00
5,962.21
6,565.27
15.00
6,278.58
7,394.40
55.00
1,064.16
12,550.78
90.00
7,302.43
8,992.03
90.00
6,056.91
5,657.77
100.00
7,261.87
6,848.14
70.00
8,529.22
8,497.35
700.00
4,262.72
7,721.00
225.00
6,442.96
11,886.75
400.00
8,386.35
9,452.00
27.00
5,869.18
5,612.55
2,500.00
8,457.12
7,687.50
875.00
12,812.96
15,868.13
2,455.00
6,000.11
6,478.75
21.00
5,180.39
9,766.83
90.00
6,044.90
5,635.38
28.00
5,257.21
11,446.38
35.00
6,278.64
6,407.77
250.00
6,028.79
3,662.89
87.00
4,682.56
6,999.59
628.84
JLEN Environmentalassets groupltd ordnpv 8,880.00 10/01/2023 8,000.00 9,504.00 624.00 421.60
JP MorganChase & Co ComUSD1.00 13/01/2023 55.00 6,401.33 (769.58)
Keyence CorpNPV 20/01/2023 18.00 6,419.19 404.14
Law Debenture Corp ord gbp0.05 28,245.00 20/01/2023 3,500.00 28,387.88 142.88 1,054.38
LindePlc Com Eur0.001 03/03/2023 23.00 5,962.21 603.06 23.56
Lonza GroupAG CHF1(Regd) 10/01/2023 15.00 6,278.58 1,115.82
MIChelverton EquityFundMIChelvertonUK Equityincome b dis 9,977.50 11/01/2023 8,500.00 9,034.65 (942.85) 485.74
Microsoft Corp comusd0.00000625 43,989.85 05/01/2023 130.00 24,777.06 (6,134.73) (527.28) 275.41
Nestle SACHF.10 (regd) 9,152.58 (160.55) 131.38
NexteraEnergyInc ComUSD0.01 24/01/2023 90.00 6,056.91 (399.14) 29.50
Orsted a/s dkk10 9,685.47 (2,837.33) 218.13
Paragon BankingGroup plc 6% snremtn 28/08/2024gbp100'3' 'regs' 10,735.00 13/01/2023 10,000.00 10,231.72 (503.28) 300.00
Procter& Gamble co com npv 8,281.85 215.50 179.48
Prudentialgbp0.05 7,934.50 (213.50) 100.94
PrusikUmbrella UCITSFund plcPrusik Asian Equityincome b usdin 14,561.80 16/01/2023 100.00 14,989.58 427.78 706.74
RioTinto ord gbp0.10 13,770.00 (1,883.25) 1,291.39
Shellplc ord eur0.07 8,484.00 968.00 345.20
SikaAG CHF0.01(Reg) 10/01/2023 27.00 5,869.18 (256.63) 48.98
Smith(DS) ord gbp0.10 7,990.00 (302.50) 525.00
SSEplc gbp0.50 8,985.00 06/01/2023 375.00 6,315.97 567.16 554.75
Tesco Ord GBP0.06333 10/01/2023 2,455.00 6,000.11 478.64
Standard Chartered plc ord usd0.50 5,495.60 05/01/2023 1,100.00 7,292.38 1,796.78 116.28
ThermoFisherScientificinc comusd1 13,405.13 06/01/2023 9.00 4,170.22 148.68 383.24 25.18
TJXCocInc ComStkUSD1 05/01/2023 90.00 6,044.90 (409.52) 18.85
UnitedhealthGroupinc comstkusd0.01 21,797.05 21/07/2022 27.00 11,211.67 511.30 349.70 210.64
VisaInc ComStkUSD0.0001 A 05/01/2023 35.00 6,278.64 129.13 11.07
Vonovia SE NPV 13/01/2023 250.00 6,028.79 (2,365.90)
Vodafone Group ord usd0.2095238 5,270.16 05/01/2023 4,200.00 3,692.81 (1,577.35) 325.27
Xylem inc comusd0.01 8,304.81 05/01/2023 38.00 3,483.40 958.74 1,219.44 101.15
Sub Total 256,528.38
£
372,748.99
£
138,184.23
£
183,876.72
£
£(11,616.55) 266,079.60
£
313,959.35
£
£(1,480.60) 13,107.98
£

Page 3

Assets

Security Description Nominal Book Cost Market value Date Nominal Purchases in
2022/23

Sales in
2022/23
Realised
gain/(loss) in
2022/23
Nominal Book Cost Market value Unrealised
gain/(loss) in
2022/23
Net
Income
2022/23
05-Apr-22 05-Apr-22 05-Apr-22 05-Apr-23 05-Apr-23 05-Apr-23
£ £ £ £ £ £ £ £ £
Portfolio KCX70T4
3i Infrastructure ordnpv 4,736.00
8,598.71
3,000.00
6,192.56
4,200.00
6,303.55
4,400.00
6,043.54
16,741.76 13/01/2023 3,900.00 13,013.32 (773.18) 836.00
1,517.85
2,633.40
788.00
3,400.22
3,349.00
43.67
6,000.00
5,893.27
3,060.00
2,585.70
2,539.80
1,640.57
2,200.00
2,106.49
2,900.00
2,584.49
2,398.30
3,000.00
6,192.56
5,211.00
9.42
2,600.00
2,582.03
1,375.38
1,400.00
1,391.85
22.086
2,600.00
2,536.11
2,240.00
2,116.13
1,921.92
1,600.00
1,398.40
1,302.40
4,200.00
6,303.55
5,854.80
2,869.44
3,600.00
3,626.69
2,000.00
2,747.06
2,644.00
24.221
3,300.00
3,222.07
(321.86) 511.49
BH MacroLtd OrdNPV 13/02/2023 788.00 3,400.22 (51.22)
C GPortfolioFundPLC 16/01/2023 43.67 6,000.00 (106.73)
CordiantDigital InfrastructureLtd OrdNpv 13/01/2023 3,060.00 2,585.70 (45.90)
Franklin Templeton Funds Clearbridge Gbl Infrstr 13/01/2023 1,640.57 2,200.00 (93.51)
Hipgnosis SongsFundLtd 13/01/2023 2,900.00 2,584.49 (186.19)
LondonmetricProperty plc ord gbp0.10 8,304.00 (3,093.00) 235.80
LumynaMarshall Wace 18/01/2023 9.42 2,600.00 (17.97)
MI Twentyfour InvestmentFunds 13/01/2023 1,375.38 1,400.00 (8.15)
PGIM FundsPLC 13/01/2023 22.086 2,600.00 (63.89)
SDCL EnergyEfficiencyInc 02/02/2023 2,240.00 2,116.13 (194.21) 33.60
SequoiaEconomicInfrastructureInc 13/01/2023 1,060.00 1,398.40 (96.00) 27.50
Tritax BigBox REITplc ord gbp0.01 10,441.20 (4,586.40) 265.23
Trojan InvestmentFunds 13/01/2023 2,869.44 3,600.00 26.69
Urban LogisticsREITplc ord gbp0.01 8,624.00 13/01/2023 2,400.00 3,399.12 (1,304.88) (1,276.00) 267.52
WintonUCITSFunds 17/01/2023 24.221 3,300.00 24.221 (77.93)
Sub Total 27,138.36
£
44,110.96
£
33,784.94
£
16,412.44
£
2,078.06
50,545.96
£
49,213.13
£
£(10,192.27) 1,341.14
£
Total 283,666.74
£
416,859.95
£
171,969.17
£
200,289.16
£
£(13,694.61) 316,625.56
£
£363,172.48
£(11,672.87) £14,449.12

Page 3

Independent examiner's report to the trustees of The Ralf Trust Reg Charity No. 1144551 on Accounts for the year ended 5 April 2023

I report on the accounts of the Trust for the year ended 5 April 2023, which are set out on pages 1 to 5.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the requirements:

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Name: Julia Hacker TEP Address: Killik & Co LLP, Crown House, Crown Street, Ipswich, Suffolk IP1 3HS Date: 1 February 2024