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2025-12-31-accounts

The Guild Church Council of St Botolph-WithoutAldersgate

Report and Accounts Year ended 31 December 2025

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

CHARITY INFORMATION

FOR THE YEAR ENDED 31 DECEMBER 2025

Trustees responsible for managing the charity

Ex Officio members:

The Reverend Philip Martin Mark Crossley (Church Warden) David Durlacher (Church Warden)

Elected members

Tom Barns Tamara Chabe Stephen Clipsham Jon Cranfield Alison Drummond (appointed April 2025) Hugh Gittins (Deanery Synod rep.) Nicolas Stansbury (resigned April 2025) Julia Tilford (resigned March 2025)

Charity Registration Number

1144366

Principal Address St. Botolph's Church Aldersgate Street London EC1A 4EU

Independent Examiner

Lisa Darby FCA Stewardship 1 Lamb's Passage London EC1Y 8AB

Bankers

National Westminster Bank

Contents Page
Charity Information 1
Annual Report of the Members of the Parochial Church Council 2-4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Accounts 8-14
Detailed Statement of Financial Activities with Comparatives 15

Page 1

THE GUILD CHURCH COUNCIL OF ST. BOTOLPH-WITHOUT-ALDERSGATE

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2025

The Trustees have pleasure in submitting the Report and Accounts for the year ended 31 December 2025.

Objects of the charity

The charity’s objective, as set out in its governing document, are to promote in the ecclesiastical parish the whole mission of the church. The charity seeks to demonstrate the Christian faith in the London area.

Summary of the charity's main activities and achievements

The overall aim of St Botolph’s Aldersgate is to make disciples of Jesus Christ in the City. The primary way in which we do this is through The Aldersgate Talks and The Moorgate Talks. In planning our activities, we have applied the guidance on public benefit issued by the Charity Commission.

We have much to give thanks to God for as we reflect on his work through the Aldersgate and Moorgate ministries this year. We have heard preaching series through Mark 6-8, Parables in Matthew, 1 Samuel, Acts 1-2 alongside other guest events. There have been encouragements and ‘discouragements’ as is always the case. Among the encouragements have been a steady growth in numbers of people coming regularly to the Aldersgate Talks (we now expect around 30-35, as opposed to 25 last year), some new to lunchtime talks and expository bible teaching. Among the discouragements have been a number of key gospel partners at Moorgate Talks moving away in the last year (around 10!). We miss them, and Moorgate has at times, and still, feels very fragile. However, God has kept it going in his grace. So much of the fruit of all ministry, especially workplace ministry, is unseen, and we trust that God will be growing his kingdom as his Word is taught week by week.

Another encouragement has been the Thursday morning men’s group which has been a great encouragement, with 8-10 men coming and studying Acts and 1 Thessalonians. The aim of this group is to grow mature disciples who are especially spurring one another on to live and speak for Christ in the workplace.

There have been a small handful of non-believers investigating the Christian faith at the talks over the year – but not many! We give thanks for those the Lord has brought but would love to see many more coming through the doors to listen to the gospel. We pray that He would create spiritual hunger in Aldersgate and Moorgate. We have tried a few things that haven’t really ‘worked’. But we don’t lose heart!

We want to see not only people coming in to the talks, but also going out to their firms equipped with the gospel and courage to proclaim it. There continue to be encouragements here with a number of people seeking to find ways to open the bible in workplaces, for example at Schroders, Julius Baer, FTI Consulting, Sackers. Linklaters to name a few. Again, we would love to see more men and women ‘thrust out’ as labourers into these many ‘harvest fields’. Please join us to pray to the Lord of the harvest that he would do it.

We give thanks for one person who seems to be returning to the Lord after many years away. Please pray for him. We give thanks for another lady who has been soundly converted and started going to a great gospel church.

It remains a huge joy to have Glen and Naomi on staff. Please do join in praying for them to continue to be faithful teachers of God’s Word, for their godliness, for wisdom, for fruitful ministry, and that they would continue to be encouraged by our Heavenly Father in this work.

Page 2

Fabric Report

A detailed assessment and costing of the works specified in the most recent Quinquennial Inspection (“QI”) report, received in August 2024, has been undertaken. The work includes fabric repairs previously descoped for cost reasons from the previous (2018) QI repair works as well as works to improve access to meet accessibility legislation, and additional works to address fire safety as well as buildings’ Health & Safety legislation matters. These have been fully costed by the interim church surveyor and a tender process has been completed. Some of these works, in particular those relating to improving building access, have required Faculty approval and this has now been received from the Diocesan Advisory Committee. It is expected that the work will commence in mid to late 2026 and continue to year-end or 2027.

Outside of these works, the building remains in adequate working condition, with the various matters identified for improvement from the June 2025 Parish Visitation, now addressed.

The churchwardens wish to sincerely thank Bob Wilson, St Botolph’s church surveyor, for his work and counsel over many years, and wish him well in his retirement.

Safeguarding

St Botolph’s, Aldersgate Talks and Moorgate Talks are covered by the Safeguarding Policies of St Botolph’s Church, which is part of the Church of England. We are committed to safeguarding children, young people, victims/ perpetrators of domestic abuse and vulnerable adults. The Guild Church Council has adopted the Church of England’s policies and best practices on safeguarding, which may be found on the Church of England’s website: https://www.churchofengland.org/more/safeguarding.

The members of the GCC confirm that they have complied with their duties under section 5 of the Safeguarding and Clery Discipline Measure 2016.

Financial review

During the year income fell by £22,000 to £232,000, and expenditure increased by £36,000 to £237,000. As a result the charity has reported a deficit of £5,000 (2024: a surplus of £53,000).

The charity’s net assets have decreased by £5,000 to £16,000 (2024: £21,000), of which net assets of £4,000 are held by unrestricted funds. Net assets comprise cash of £187,000 less loans of £158,000 (which the charity expects to repay in 2026) less other net current liabilities of £13,000.

This year’s reduction in income was largely to a reduction of £6,000 in grants from the Aldersgate and Moorgate Talks Trust following the completion of substantial repairs to the church building. Restricted donations also fell by £5,000 following the completion of these repairs. This year’s increase in expenditure was largely due to an increase in grants payable of £26,000 and current year contributions of £13,000 towards Diocesan Common Fund.

We are very grateful to Alan Bright, who handles much of the day to day administration of the finances, and to Stewardship, for their assistance in reviewing and finalising these financial statements and reports.

Reserves policy

The trustees have determined that the charity should aim to hold unrestricted net current assets (free reserves) of no less than two months forecast annual expenditure and this equates to approximately £40,000. At the year end the charity held unrestricted net current assets of £4,000. Although this is below the target set by the trustees, the trustees have received assurances of continued financial support from the Aldersgate and Moorgate Talks Trust and are satisfied that the charity can continue to operate with this level of reserves for the time being.

Governance

The charity is registered with the Charity Commission and operates under the Charities Act 2011. The governing documents for the charity are the Parochial Church Councils (Powers) Measure 1956 (as amended) and the Church Representation Rules 2011.

Page 3

The appointment of GCC members is governed by, and set out in, the Church Representation Rules. The GCC comprises ex-officio members (which includes clergy and churchwardens), elected members and coopted members. The GCC organises elections annually to fill vacancies. The members of the GCC are the charity's trustees for the purposes of charity law.

Responsibility for setting policy and for making operating decisions rests with the GCC which meets regularly to monitor the activities of the charity.

Key risks and uncertainties

The charity is exposed to various risks - be they operational, financial or reputational. The trustees review the charity's activities regularly to identify significant risks and, where possible, they take appropriate measures to mitigate those risks.

Responsibilities of trustees

The trustees are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Charity law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charity as at the balance sheet date and of its incoming resources and application of resources for the financial year. In preparing these financial statements, the trustees are required to:

  1. select suitable accounting policies and apply them consistently;

  2. observe the methods and principles in the Charities SORP;

  3. make judgements and estimates that are reasonable and prudent;

  4. state whether the applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

  5. prepare the financial statements on a going concern basis unless it is inappropriate to presume that the charity will continue in operation.

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011 and the Charity (Accounts and Reports) Regulations 2008. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approval

This report was approved by the trustees and signed on their behalf by:

Philip Martin Jun 17, 2026 …………………………………………… Date: ……………………………… Philip Martin (Jun 17, 2026 17:41:05 GMT+1) The Reverend Philip Martin

Page 4

INDEPENDENT EXAMINER'S REPORT

TO THE MEMBERS OF

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

('the Charity')

I report to the charity trustees on my examination of the accounts of the Charity for the year ended 31 December 2025 on pages 6 to 15 following, which have been prepared on the basis of the accounting policies set out on pages 8 and 9.

Responsibilities and basis of report

As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Lisa Darby

Lisa Darby (Jun 30, 2026 15:51:56 GMT+1)

Lisa Darby FCA Institute of Chartered Accountants of England and Wales Stewardship 1 Lamb's Passage London EC1Y 8AB

Date: Jun 30, 2026

Page 5

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2025

Note
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Charitable activities
4
Other trading activities
5
Investments
Other income: insurance claim
Total income and endowments
EXPENDITURE ON:
Charitable activities
6
Total expenditure
Net income/(expenditure)
Transfers between funds
12
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
12
Unrestricted
Funds
£
13,562
53,718
16,731
1,884
5,131
91,025
75,841
75,841
15,184
(23,717)
(8,532)
12,476
3,943
Restricted
Funds
£
140,911
-
-
-
-
140,911
160,672
160,672
(19,761)
30,124
10,363
1,992
12,355
Endowment
Funds
£
-
-
-
-
-
-
-
-
-
(6,407)
(6,407)
6,407
-
Total
Funds
2025
£
154,473
53,718
16,731
1,884
5,131
231,936
236,513
236,513
(4,577)
-
(4,577)
20,875
16,299
Total
Funds
2024
£
174,718
46,329
16,731
1,529
14,509
253,816
201,296
201,296
52,520
-
52,520
(31,645)
20,875

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing operations.

The notes on page 8 to 14 form part of these accounts.

Page 6

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

BALANCE SHEET

AS AT 31 DECEMBER 2025

Note
CURRENT ASSETS
Debtors
8
Cash at bank and in hand
9
CREDITORS: Amounts falling
due within one year
10
Net current assets / (liabilities)
TOTAL NET ASSETS
FUND BALANCES
12
Unrestricted Funds
General funds
Restricted Funds
Endowment Funds
Unrestricted
Funds
£
385
16,852
17,237
(13,294)
3,943
3,943
3,943
3,943
-
-
3,943
Restricted
Funds
£
-
170,355
170,355
(158,000)
12,355
12,355
-
-
12,355
-
12,355
Endowment
Funds
£
-
-
-
-
-
-
-
-
-
-
-
Total
Funds
2025
£
385
187,208
187,592
(171,294)
16,299
16,299
3,943
3,943
12,355
-
16,299
Total
Funds
2024
£
4,987
196,712
201,699
(180,824)
20,875
20,875
12,476
12,476
1,992
6,407
20,875

The financial statements were approved by the members of the GCC and were signed on its behalf by:

Philip Martin Philip Martin (Jun 17, 2026 17:41:05 GMT+1) --------------------------------------The Reverend Philip Martin Jun 17, 2026 Date: ____ Charity number: 1144366

The notes on page 8 to 14 form part of these accounts.

Page 7

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2025

1 Statutory Information

The Guild Church Council of St Botolph-Without-Aldersgate is a charity registered with the Charity Commission in England & Wales. The charity's registered number and principal address can be found on the Charity Information page.

2 Accounting Policies

These financial statements are prepared on a going concern basis, under the historical cost convention. The financial statements include all activities for which the charity is legally responsible; the activities of informal gatherings of church members and groups that owe their main affiliation to another body and are excluded.

These financial statements have been prepared in accordance with The Church Accounting Regulations 2006, the 'Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)' ("the Charities SORP"), with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland ("FRS 102") and with the Charities Act 2011. The charity meets the definition of a public benefit entity as set out in FRS 102.

The Charities (Accounts and Reports) Regulations 2008 (the '2008 Regulations') requires charities to prepare their accounts in accordance with 'Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005' but this accounting standard has since been withdrawn and has been replaced by the Charities SORP mentioned in the preceding paragraph. The charity has prepared these financial statements in accordance with the new Charities SORP; this departure from the 2008 Regulations is believed to be necessary for these financial statements to give a 'true and fair view'.

The principles adopted in the preparation of the financial statements are set out below.

a) Going concern

The trustees have assessed whether the use of the going concern basis is appropriate and have considered possible events or conditions that might cast significant doubt on the ability of the charity to continue as a going concern. The trustees have made this assessment for a period of at least one year from the date of approval of the financial statements. In particular the trustees have considered the charity's forecasts and projections and the possible implications should projected income and / or expenditure vary unexpectedly. The trustees have concluded that there is a reasonable expectation that the charity has adequate resources to continue to operate for the foreseeable future.

In forming this view the trustees note that the charity relies on the grants it receives from the Aldersgate and Moorgate Talks Trust; the trustees are satisfied that this Trust is both willing and able to continue supporting the charity financially for at least the next 12 months.

b) Income Income (which includes planned giving, collections and other donations) is recognised in the period in which the charity becomes entitled to receipt, the amount receivable can be measured with reasonable certainty, and receipt is probable. For the most part income is generally recognised when it is received by, or on behalf of, the charity. Income is only deferred when the charity has to fulfil conditions before becoming entitled to it or where the donor has specified that the income is to be expended in a future period. Income from donations and legacies includes recoverable gift aid, which is recognised when the related donation is received. Gift aid that has not been recovered by the balance sheet date is included as a debtor.

The charity relies on volunteers to carry out many of its activities. However, in accordance with the SORP, the value of these services has not been included in these financial statements as they cannot be reliably measured. Income from charitable activities represents income receivable from goods, services and facilities supplied in furtherance of the charity's charitable objects. It includes income from letting facilities for community benefit, provision of clergy to another church and event income.

Income from other trading activities represents income receivable from activities undertaken to generate funds for the charity. It comprises income from the placement of a telecommunications aerial on a church building.

Investment income represents income generated by the charity's assets and includes interest on money deposits.

c) Expenditure

Expenditure, including irrecoverable VAT, is recognised when it is incurred or, if earlier, when a legal or constructive obligation for a payment arises provided that it is probable that settlement will be required and the amount of the obligation can be measured reliably.

Contributions in respect of the diocesan parish share are included in the Statement of Financial Activities for all amounts agreed to being payable for the financial year. Any contributions that have not been paid over by the year end are included as a creditor.

The charity makes grants to other institutions and individuals to further its charitable objectives. Grants payable are recognised as constructive obligations arise, which is generally when the charity expresses a commitment to the recipient that can be measured reliably and then only to the extent that any conditions associated with the grant are outside of the control of the charity.

Governance costs, which are included in expenditure on charitable activities but are identified separately in the notes to the accounts, includes costs associated with the independent examination of the financial statements, compliance with constitutional and statutory requirements and any other expenditure incurred on the strategic management of the charity.

Page 8

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2025

2 Accounting Policies continued

d) Fund accounting

General funds are unrestricted funds which are available for use in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects. Endowment funds are donations that are retained as capital in accordance with the donor's wishes. The nature of the restriction determines whether the endowments represent permanent endowments or expendable endowments.

e) Tangible fixed assets

Consecrated and beneficed property is not included in these financial statements by virtue of s.10(2) of the Charities Act 2011. All expenditure on consecrated or beneficed buildings is written off in the year in which it is incurred.

Items purchased or donated for the charity's own use are capitalised when the cost of purchased items, or the fair value of donated items, is more than £1,000 and the item is expected to benefit the charity over more than one accounting period. Depreciation is charged on a straight line basis so as to write down the value of each asset to its estimated residual value (if any) over its expected useful economic life.

To date no expenditure has been incurred that should be capitalised in accordance with the above policy.

f) Leased assets Leases which do not transfer substantially all the risks and rewards of ownership are classified as operating leases. Operating lease payments and receipts are recognised as an expense and as income on a straight-line basis over the lease term.

g) Pension scheme arrangements

The charity operates defined contribution pension schemes for its employees. Obligations for contributions to these schemes are recognised as an expense when the liability arises. The assets of these schemes are held separately from those of the charity in independently administered funds.

h) Taxation

The charity has taken advantage of the various reliefs from taxation available to charities and no tax is payable on the charity's income.

i) Financial instruments

The charity's financial assets and financial liabilities all qualify as basic financial instruments, as defined by FRS102. Except for loans, creditors and debtors are measured at their expected settlement value (normally the amount of cash that the charity expects to pay or receive). The charity recognises liabilities for the principal of those loans that remains outstanding at the year end (i.e. the liabilities exclude any interest chargeable on the loans in future years).

The charity has taken advantage of an exemption conferred by the Charities SORP and has not prepared a cash flow statement.

k) Critical accounting estimates and areas of judgement The trustees do not consider that there are any material sources of estimation or uncertainty at the balance sheet date that could result in a material adjustment to the carrying values of assets and liabilities in the next reporting period.

3 Donations and legacies

ations and legacies
Donations of cash and similar
Legacies receivable
Government grants
Listed Places of Worship Grant Scheme
Other grants receivable
Aldersgate and Moorgate Talks Trust
Diocesan grants
Other grants
Gift aid receivable
2025
£
13,345
-
4,174
134,000
1,000
1,141
812
154,473
2024
£
18,659
9,958
1,625
140,000
2,500
1,141
835
174,718

Page 9

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2025

4
Income from charitable activities
Letting of facilities for community benefit
Other charitable activities
5
Income from other trading activities
Placement of telecommunications aerial
6
Charitable expenditure
a
Church ministry expenses
Diocesan Common Fund
Clergy stipends, accommodation and other expenses
Costs of employed staff including ministry training expenses
Other staff and ministry expenses
Venue Hire
Catering
Grants to organisations (note 6d)
b
Property expenses and similar
Gas, electricity, water & communications
Repairs and maintenance
Major building work
c
Church management and administration
Governance costs
Independent examiner's fee for preparing and examining the accounts
Legal and professional fees
Administration and support
Total expenditure
2025
£
40,920
12,797
53,718
2025
£
16,731
16,731
2025
£
13,240
21,305
84,212
9,511
7,133
3,609
26,698
165,709
12,727
36,050
14,042
62,820
3,150
1,085
3,749
7,984
236,513
2024
£
39,968
6,361
46,329
2024
£
16,731
16,731
2024
£
-
50,076
73,996
9,002
6,602
3,600
419
143,695
12,110
23,043
14,669
49,821
3,000
1,089
3,691
7,780
201,296

The fee payable to the independent examiner for preparing and examining the accounts was £3,150 (2024: £3,000); in addition the charity paid £658 (2024: £664) to Stewardship for payroll bureau services.

d Grants payable

Grants for UK and overseas mission
Grants for the relief of poverty
The comparatives for the previous year are as follows:
Grants for UK and overseas mission
The charity's principal grants to institutions comprised:
London Good Stewards Trust
Crosslinks
Grants to institutions for less than £1,000 each
Institutions
£
24,706
-
24,706
Institutions
£
419
419
Individuals
£
-
1,992
1,992
Individuals
£
-
-
2025
£
12,180
12,180
346
24,706
2025
£
24,706
1,992
26,698
2024
£
419
419
2024
£
-
-
419
419

Page 10

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2025

The average monthly number of employees during the year was 2 (2024: 2). Most of the charity's activities are carried out by volunteers.

No staff received salaries at a rate of more than £60,000 per annum.

The charity's key management comprise the trustees named on the Charity Information page. The following employment benefits were paid to trustees during the periods when they served as trustees:

Julia Tilford
following amounts were payable in the previous year:
Brian Wong
Julia Tilford
Wages &
salaries
13,772
13,772
Wages &
salaries
16,424
24,786
41,210
Employer
pension
contributions
4,390
4,390
Employer
pension
contributions
2,874
4,338
7,212
2025
£
18,162
18,162
2024
£
19,299
29,123
48,422

The following amounts were payable in the previous year:

Brian Wong served as a lay Men's Worker in the previous year (until he resigned as a trustee and as an employee in August 2024) and Julia Tilford served as lay Women's Workers (until she resigned as trustee and and as an employee in March 2025). They received the above payments for serving in that capacity, not for serving as trustees; these payments are permitted by the charity's governing document.

Trustees who serve as clergy are not employed by the charity but, from time to time, the charity does make contributions to the Diocese that are used to help pay them a stipend. During the previous year they were also provided with accommodation by the charity (which is customary for clergy) and the cost of this accommodation to the charity was included in the charity's expenditure.

Page 11

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2025

NOTES TO THE ACCOUNTS
FOR THE YEAR ENDED 31 DECEMBER 2025
8
Debtors
Gift aid recoverable
Letting debtors
Other debtors
9
Cash at Bank and in Hand
Cash at bank with immediate access
Pre-paid debit cards
10
Creditors: liabilities falling due within one year
Other creditors
Accruals
Deferred income
Loan from Trust for London
2025
£
165
220
-
385
2025
£
185,411
1,797
187,208
2025
£
5,191
3,150
4,953
158,000
171,294
2024
£
390
1,910
2,687
4,987
2024
£
195,670
1,042
196,712
2024
£
14,997
3,000
4,827
158,000
180,824

Deferred income comprises rent received in advance for the first quarter of the new financial year when is recognised as income.

The loan from Trust for London is interest free and unsecured and repayment, which is now due, is to be made shortly. The amount shown comprises a loan of £148,000 and a further £10,000 received from the Garfield Weston to pay on to Trust for London.

11 Pension commitments

During the year employer’s pension contributions totalling £13,310 (2024: £8,944) were payable to defined contribution personal pension schemes. At the balance sheet date pension contributions amounting to £1,272 (2024: £890) were owing.

Page 12

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2025

12 Funds

During the year the movements in the charity's funds were as follows:

General Unrestricted Funds
Total Unrestricted Funds
Restricted Funds
Aldersgate Talks fund
Moorgate Talks fund
Building fund
Carol Service fund
Hardship fund
Endowment Funds
Fabric fund
Aggregate of funds
Opening
balance
2025
£
12,476
12,476
-
-
-
-
1,992
1,992
6,407
20,875
Incoming
resources
2025
£
91,025
91,025
100,000
34,000
6,703
209
-
140,911
-
231,937
Outgoing
resources
2025
£
(75,841)
(75,841)
(87,645)
(56,747)
(14,042)
(246)
(1,992)
(160,672)
-
(236,513)
Transfers
in the year
2025
£
(23,717)
(23,717)
-
22,747
7,339
37
-
30,124
(6,407)
-
Closing
balance
2025
£
3,943
3,943
12,355
-

-
-
-
12,355
-
16,299

During the year £23,717 was transferred from unrestricted funds to restricted funds so that no restricted funds were in deficit at the year end.

Following the closure of the Endowment Fabric fund, the remaining balance was transferred to the restricted Building fund.

Analysis of net assets by fund

The assets and liabilities of the various funds were as follows:

Unrestricted Funds Unrestricted Funds
General Designated Restricted Endowment
funds funds funds funds 2025
£ £ £ £ £
Debtors 385 - - -
385
Cash at bank and in hand 16,852 - 170,355 - 187,208
Creditors falling due within one year (13,294)
-
(158,000) - (171,294)
3,943 - 12,355 - 16,299
In the previous year the movements in the charity's funds were as follows:
Opening Incoming Outgoing Transfers Closing
balance resources resources in the year balance
2024 2024 2024 2024 2024
£ £ £ £ £
Designated Funds
Aldersgate Talks fund - 3,006 - (3,006) -
Moorgate Talks fund - 4,503 - (4,503) -
- 7,509 - (7,509) -
General Unrestricted Funds 10,000 90,843 (59,094) (29,273) 12,476
Total Unrestricted Funds 10,000 98,352 (59,094) (36,782) 12,476
Restricted Funds
Aldersgate Talks fund - 51,500 (62,666) 11,166 -
Moorgate Talks fund - 37,500 (62,827) 25,327 -
Building fund (48,116) 62,625 (14,669) 160 -
Carol Service fund 64 125 (319) 130 -
Hardship fund - 3,713 (1,721) -
1,992
(48,052) 155,464 (142,202) 36,782 1,992
Endowment Funds
Fabric fund 6,407 - - - 6,407
Aggregate of funds (31,645) 253,816 (201,296) - 20,875

Page 13

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2025

12 Funds continued

Analysis of net assets by fund

In the previous year, the assets and liabilities of the various funds were as follows:

Debtors
Cash at bank and in hand
Creditors falling due within one year
Unrestrict Designated
funds
£
-

-
-
-
ed Funds
Restricted
funds
£
-
167,971
(165,979)
1,992
Endowment
funds
£
-
6,407
-
6,407
2024
£
4,987
196,712
(180,824)
General
funds
£
4,987
22,334
(14,845)
12,476
20,875

Designated funds

The designated Aldersgate Talks fund and the designated Moorgate Talks fund were created from income set aside to hep meet the cost of operating the 'Aldersgate Talks and 'Moorgate Talks' respectively. These are talks are designed to help people working in the Moorgate and Aldersgate areas to hear the message of Jesus Christ. This income was not received with terms that amount to a restriction.

Restricted funds

The restricted Aldersgate Talks fund and the restricted Moorgate Talks fund were created from grants received from the Aldersgate and Moorgate Talks Trust to help meet the cost of operating the 'Aldersgate Talks and 'Moorgate Talks' respectively. These are talks are designed to help people working in the Moorgate and Aldersgate areas to hear the message of Jesus Christ.

The restricted Building fund was created from grants and donations received to help pay for repairs and upgrade lighting in the church building.

The restricted Carol Service fund was created from collections and carol services for distributable to other charities

The restricted Frances Rea fund was created from donations received to help a person facing hardship.

Endowment funds

The Fabric fund was created from an endowment received many years ago to help fund improvements to the church property. All remaining funds were transferred to the restricted Building Fund following the closure of this fund during the year.

13 Operating leases

Income from operating leases

The charity has granted an operating lease for the placement of telecommunications equipment on its church building. The minimum amounts receivable (until the next break clause and ignoring the potential effect of future rent reviews and any unforeseen events that could result in early termination) in respect of this lease is as follows:

Within one year
Between one and five years
Income falling due:
2025
£
10,039
-
10,039
2024
£
16,731
10,039
26,770

Payments for operating leases

The charity has a lease for a residential property used by clergy. The minimum amounts payable in respect of this lease (which can be terminated by serving one month's notice) is as follows:

Within one year
Payments falling due:
2025
£
1,000
1,000
2024
£
1,000
1,000

During the year the charity was charged £12,000 (2024: £12,000) for its leases.

14 Transactions with related parties

During the year the charity received £200 in donations (2024: £nil) from related parties (which includes trustees, any other members of key management and anyone closely connected to them).

Except for the reimbursement of expenses incurred when serving as clergy or when undertaking employment duties or when acting as agent for the charity, no expenses (2024: £nil) were paid to, or for, the trustees.

Except as disclosed in note 7 'Analysis of staff costs', there have been no other transactions with related parties during the year.

Page 14

THE GUILD CHURCH COUNCIL OF ST BOTOLPH-WITHOUT-ALDERSGATE

DETAILED STATEMENT OF FINANCIAL ACTIVITIES WITH COMPARATIVES

FOR THE YEAR ENDED 31 DECEMBER 2025

Note
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Charitable activities
4
Other trading activities
5
Investments
Other income: insurance claim
Total income and endowments
EXPENDITURE ON:
Charitable activities:
6
Total Expenditure
Net income/(expenditure)
Transfers between funds
12
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
12
Unrestric Designated
2025
£
-
-
-
-
-
-
-
-
-
-
-
-
-
ted funds
Restricted
2025
£
140,911
-
-
-

-
140,911
160,672
160,672
(19,761)
30,124
10,363
1,992
12,355
Endowment
2025
£
-
-
-
-
-
-
-

-
(6,407)
(6,407)
6,407
-
Total
2025
£
154,473
53,718
16,731
1,884
5,131
231,936
236,513
236,513
(4,577)
-
(4,577)
20,875
16,299
General
2024
£
13,693
44,380
16,731
1,529
14,509
90,843
59,094
59,094
31,749
(29,273)
2,476
10,000
12,476
Unrestrict
Unrestrict Designated
2024
£
5,561
1,949
-
-

-
7,509
-
-

7,509
(7,509)
-
-
-
ed funds
Restricted
2024
£
155,464
-
-
-
-
155,464
142,202
142,202
13,262
36,782
50,044
(48,052)
1,992
Endowment
2024
£
-
-
-
-

-
-

-

-
-
-
6,407
6,407
Total
2024
£
174,718
46,329
16,731
1,529
14,509
253,816
201,296
201,296
52,520
-
52,520
(31,645)
20,875

Page 15