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2024-03-31-accounts

WATNALL ROAD BAPTIST CHURCH

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST MARCH 2024

Charity Number 1144186

A R R Price Limited Chartered Accountants 17 Newstead Grove Nottingham NG1 4GZ

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

Contents Page
Trustees' Annual Report 1 to 6
Independent Examiner's Report to the Trustees 7
Statement of Financial Activities 8
Balance Sheet 9
10 to 20
Notes to the Accounts

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

Trustees' Annual Report Year Ended 31st March 2024

The Trustees present their report and the unaudited financial statements of the Charity for the year ended 31st March 2024.

Reference and Administrative Details

Registered Charity Name Watnall Road Baptist Church

Charity Registration 1144186

Number Principal Office Watnall Road Hucknall Nottingham NG156SG

The Trustees Rev S J Robinson Mr L O’Kane (resigned 31 August 2023) Miss L J Buckley (resigned 31 March 2024) Mrs L Cain Mrs Y Campbell Mr T L Clay Mr AJ Clay Mrs K E Cooper Mrs F Daft (resigned 16 April 2024) Mrs A Francis Mr M Hodge Dr E H McVicar (resigned 16 April 2024)

Accountants

A R R Price Limited Chartered Accountants 17 Newstead Grove Nottingham NG1 4GZ

1

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

Structure, Governance and Management

Members of the Church are accepted in accordance with the Constitution which requires them to be baptised by immersion upon personal profession of faith or persons seeking membership who have not been baptised in the manner described in the Union's Declaration of Principle, may at the discretion of the Church Members' Meeting be accepted for full membership based on their own public profession of faith.

Church Members shall meet together in a Church Members' Meeting under the guidance of the Holy Spirit and under the Lordship of Christ to discern the mind of God in the affairs of the Church.

The Church Members' Meeting shall have reserved authority in the appointment and removal of a Minister, the appointment and removal of Charity Trustees, decisions related to church property including (without limitation) any purchase, sale, lease, mortgage, or redevelopment of property, the administration of the membership list, and the closure of the Church.

Objectives and Activities

Charitable Objects

The Charity is governed by a constitution that states that the principal purpose of the Church is the advancement of the Christian faith according to the principles of the Baptist denomination. The Church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the World.

In setting our objectives and planning our activities our Trustees have given careful consideration to the Charity Commission's public benefit guidance.

Objectives and Activities

In order to achieve the principal objective, which is set out above, the Church provides a variety of activities, both to its membership and to the community generally. The aim is to show the love of Jesus Christ in both word and deed and to bring people into a closer relationship with Him and living Lord.

Central to work and witness of the Church is the provision of regular public services of Christian worship. These services take place each Sunday at 10.15. am and on the third Sunday of each month at 4.00 pm.

There is a full children's programme during the morning services. The Church seeks to be a friendly and welcoming community, and anybody is free to attend any of these services.

The Church runs a series of house groups for the growth of faith and discipleship in the homes of some Members.

The Church is responsible for a Toddler Group which meets in the Church premises on Wednesday and Thursday afternoons, with the purpose of assisting the community and demonstrating the love of Jesus Christ. From time to time the Church runs courses in parenting, and courses for people interested in discovering more about Christianity, entitled 'Just Looking' and 'Alpha'.

In fulfilling the Purpose, the Church will engage in a range of activities either on its own or with others that will vary from time to time with activities be initiated, expanded, or closed, as appropriate. The activities included "regular public worship, prayer, Bible study, preaching and teaching", baptism, as defined in the Union's Declaration of Principle;

"the Communion of the Lord's Supper which is observed at least once a month"; evangelism and mission, locally, regionally, nationally and internationally"; the teaching, encouragement, welcome and inclusion of young people;

"nurture and growth of Christian disciples";

2

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

Objectives and Activities (Continued)

"education and training for Christian and community service"; "giving and encouraging pastoral care"; "supporting and encouraging charitable social action in the United Kingdom and abroad";

"encouraging relationships with and supporting Baptists and other Christians"

The Church operates systems to ensure that all people working with children and vulnerable adults are appropriately vetted by the Disclosure and Barring Service.

The Church has read the Charity Commission guidance on public benefit and is satisfied that the activities outlined above clearly demonstrate that the Charity is providing a benefit to the public.

Minister’s Report

We have been continually blessed by God this year as we seem to be welcoming new people worshipping with us each week. The people who have joined us have been a great help and encouragement to us all and I am very pleased with the way they have been welcomed.

There have been significant changes in the staffing as we said farewell to Liam O’Kane as he started his training for ordained ministry and to Lisa Buckley whose time as our Children and Families Worker came to an end.

At the time of writing this report we have appointed Matt Little as our new Youth Team Leader and he starts with us in September. We have tried to be patient as the timing for Matt’s appointment took longer than we had hoped, but now we know why God made us wait. His timing is always perfect. And so, we pray for the appointment of our new Children and Families Team Leader, confident of God’s answer to our prayers as we build a team of leaders willing and able to lead us forward.

I am very optimistic as I look forward to our next year together and I feel that having made such great contacts with our community it is time to think about I can equip and encourage this church to share the good news of Jesus in a clear and gentle, relational way alongside all the great things that we do in the community. The great commandment – to love the Lord God with all our heart soul and mind and to love our neighbour as ourselves. And the great commission – to go out into all the world and make disciples – go hand in hand.

I feel we have all been blessed by being part of the Further Faster network of churches and thank the fellowship for allowing Ben Marshall and I to attend Drive Conference in Atlanta in April. We have continued to run Alpha and follow-on course of first steps, and I am thankful to Rev Colin Bones for his leadership.

In the February half-term, we ran a very successful holiday club and welcomed around 80 children for three days of fun, games and sharing together. I wasn’t directly involved in the Club, but I was pleased to help where I could, and it was great! I found it particularly useful to chat to the parents and was very encouraged with the way the team worked together. The highlight each day was ‘the grumpy old man’ who delighted the children. I hope this has helped break-down some barriers to families and church. Thank you to all who led and helped with this. With thanks for all you do in His service

Blessings

Rev Simon J Robinson MA Lead Minister

3

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

Financial Review

The financial statements for the year ended 31st March 2024 are presented in the format for submission to the Charities Commission. The statement of financial activities and the balances are accompanied by a series of notes. These notes provide details to help our understanding of the main statements and are contained on pages 10 to 20 of the accounts. Note 1 states the basis of the accounts in accordance with the requirements of the Charities Act 2011.

In summary: Incoming resources of £189,887 (£201,895 in 2022/23) Resources expended of £179,010 (£205,489 in 2022/23) Net income (expenditure) £10,877 ((£3,594) in 2022/23) Actual gains on defined benefit pension scheme £0 (£14,134 gain in 2022/23) Net movement in funds £10,877 (£10,540 in 2022/23)

Total income was £12,008 less than the previous year, whilst expenditure was £26,839 less than 2022-23 resulting in a surplus of £10,877 compared with a deficit of £3,594 in the previous year (before actuarial gains and losses in the deferred benefit pension scheme).

The following table shows how we performed compared with the previous financial year in more detail and how we performed compared with the budget the Church agreed for 2023-24.

2022-23 income 2023-24 2023-24 2023-24
actual Variance
actual to
budget actual budget
£ £ £ £
172,339 donations and legacies 137,740 158,977 21,237
8,775 rent received 10,250 8,901 -1,349
11,912 engage gifts 13,820 10,760 -3,060
111 interest 1,600 1,877 277
8,758 coffee shop 10,000 9,372 -628
201,895 total income 173,410 189,887 16,477

Within the donations and legacies total, offertory income increased by 3.8% and was £13,206 more than budget as a result of new people being welcomed into fellowship and committing to the Church. The increase in interest resulted from the investment of £40,000 on a fixed, one year term with the Baptist Union Corporation. Income from the coffee shop continued to increase, however turnover at Engage Gifts fell by £1,152 to £10,760. Engage Gifts made an operating loss of £3,210 and with a new landlord having acquired the property and notifying us of his intention to double the rent, the decision has been taken to cease trading at the end of November 2024.

.

4

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

2022-23 expenditure 2023-24 2023-24 2023-24
actual Variance
actual to
budget actual budget
£ £ £ £
13,588 engage gifts 13,820 13,970 -150
191,901 expenditure on charitable activities: 175,552 165,040 10,512
205,489 total expenditure 189,372 179,396 -10,362
201,895 total income 173,410 189,887 16,477
-3,594 surplus or(deficit)for theyear -15,962 10,877 26,839

Expenditure on charitable activities was £10,512 less than the budget and £26,861 less than the previous year. The table below shows an analysis of this variance. Whilst ministry costs were £10,518 less than budget as a result of our inability to appoint a new Youth Worker, expenditure on the upkeep of premises was also below budget by £3,106.

2022-23 expenditure on charitable activities: expenditure on charitable activities: 2023-24 2023-24 2023-24
actual Variance
actual to
budget actual budget
£ £ £ £
97,256 ministry 98,749 88,231 -10,518
35,387 mission 28,430 31,496 3,066
58,270 upkeep of church premises 47,373 44,267 -3,106
988 governance costs 1,000 1,046 46
total expenditure on charitable
191,901 activities 175,552 165,040 -10,512

It is pleasing to note that support for mission was £3,066 more than we had budgeted, with giving to other causes being £3,570 more than forecast and included:

causes being £3,570 more than forecast and included:
BMS World Mission £7,415
BMS Home Mission £7,415
BMS Harvest Appeal £500
BMS Syria and Turkey Earthquake Appeal £568
Framework (Christmas Card) £683
Grahamstown Baptist Church (Coffee Morning) £977
Welcome Churches £360
BMS Birthday Scheme (only includes giving via the Church bank account) £427

5

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

The Balance Sheet (Financial Position at 31 March 2024)

Of these net current assets:

Engage Gifts stock at cost price £16,666 Engage Gifts cash £8,161 Restricted funds (amounts given for specific purposes) £1,777 Emergency Fund £40,000 Unallocated £93,399

Debtors included £14,927 gift aid whilst cash holdings include £81,697 invested with the Baptist Union Corporation on a fixed one-year term with 5% interest.

The trustees annual report was approved on and signed on behalf of the trustees by:

Rev S J Robinson Trustee

Ms. Jane Brierley Charity secretary

6

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

Independent Examiner's Report to the Trustees of Watnall Road Baptist Church

Year Ended 31st March 2024

I report on the financial statements for the year ended 31st March 2024, which comprise the statement of financial activities, statement of financial position and the related notes set out on pages 9-20.

Responsibilities and Basis of Report

As the Charity Trustees of the Trust, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Trust’s accounts carried out under Section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent Examiner's Statement

I have completed my examination. I can confirm no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report to enable a proper understanding of the accounts to be reached.

Adrian R R Price FCA For and on behalf of A R R Price Limited Institute of Chartered Accountants in England and Wales

17 Newstead Grove NOTTINGHAM NG14GZ

7

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

notes
Income and endowments
donations and legacies
4
charitable activities
5
other trading activities
6
investment income
7
coffee shop
8
total income
Expenditure
Expenditure on raising funds:
Costs of other trading activities
9
Expenditure on charitable activities
10/11
Total expenditure
Net (Expenditure)/Income and net
movement in funds
Actuarial Gains/(Losses) on Deferred
Benefit Pension Scheme
Net Movement in Funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
2024
2023
Unrestricted
Restricted
Total
total
Funds
Funds
Funds
funds
£
£
£
£
155,407
3,570
158,977
172,339
8,901
-
8,901
8,775
10,760 -
10,760
11,912
1,877 -
1,877
110
9,372 -
9,372
8,758
186,317
3,570
189,887
201,895
13,970 -
13,970
13,588
161,470
3,570
165,040
191,901
175,440
3,570
179,010
205,489
10,877
0
10,877
(3,594)
0
0
0
14,134
10,877
0
10,877
10,540
410,103
1,777
411,880
401,340
420,980
1,777
422,757
411,880

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

8

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

Statement of Financial Position

Year Ended 31st March 2024

notes
Fixed Assets
Tangible Fixed Assets
15
Current assets
Stocks
16
Debtors
17
Cash at Bank and in Hand
Creditors: amounts falling due within one year
18
Net Current Assets
Provision for Liabilities
Defined benefit pension liability
19
Net Assets
Funds of the Charity
Unrestricted Funds
Restricted Funds
Total charity funds
20/21
2024

£
£
265,444
16,666
16,097
133,743
166,506
(9,166)
157,340
422,784
27
422,757
420,980
1,777
422,757
2023
£
273,868
17,200
18,004
110,156
166,506
(9,166)
145,360
(7,309)



138,051
411,919
39
411,880
410,103
1,777
411,880

These financial statements were approved by the Board of Trustees and authorised for issue on and are signed on behalf of the Board by:

Rev S J Robinson Trustee

The notes on pages 10 to 20 form part of these financial statements

9

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

1 General Information

The Charity is a registered Charity in England and Wales and is unincorporated. The address of the principal office is 33 Watnall Road, Hucknall, Nottingham, NG15 6SG.

2 Statement of Compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3 Accounting Policies

Basis of Preparation

The financial statements are prepared in sterling, which is the functional currency of the entity. The financial statements have been prepared under the historical cost convention. The financial statements have been prepared in accordance with the requirements of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard for Smaller Entities (effective January 2015) (SORP 2015).

Going Concern

There are no material uncertainties about the Charity's ability to continue.

Disclosure Exemptions

The entity satisfies the criteria of being a qualifying entity as defined in FRS 102. As such, advantage has been taken of the following disclosure exemptions available under paragraph 1.12 of FRS 102: (a) No cash flow statement has been presented for the Charity.

Fund Accounting

Unrestricted funds are available for use at the discretion of the Trustees in furtherance of the purposes of the Charity. Designated funds are unrestricted funds earmarked by the Trustees for specific purposes. Restricted funds are subjected to restrictions on their expenditure imposed by the donor or by an appeal.

Incoming

Resources

Income

All income is included in the statement of financial activities when the Charity is entitled to the income, any performance related conditions attached have been met or are fully within the control of the Charity, the income is considered probable, and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income.

10

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

3 Accounting Policies (Continued)

Resources Expended

Expenditure

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered and is reported as part of the expenditure to which it relates.

Tangible Assets

All fixed assets are initially recorded at cost and are subsequently stated at cost less any accumulated depreciation.

All assets where the cost of the item is over £1,000 are capitalised.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Church premises 2% straight line Equipment 20% reducing balance

The Manse is not depreciated since the Trustees consider the residual value to be well in excess of the carrying value.

Land is not depreciated.

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date. For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash generating unit to which the asset belongs. The cash generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that are largely independent of the cash inflows from other assets or group of assets.

Stocks

Stocks are measured at the lower of cost and estimated selling price less costs to complete and sell. Cost includes all costs of purchase, costs of conversion and other costs incurred in bringing the stock to its present location and condition

11

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

3 Accounting Policies (Continued)

Financial Instruments

A financial asset or a financial liability is recognised only when the entity becomes a party to the contractual provisions of the instrument. Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs, unless the arrangement constitutes a financing transaction, where it is recognised at the present value of the future payments discounted at a market rate of interest for a similar instrument. Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Pensions

Defined Contribution Plans

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund.

Defined Benefit Plans

The Church is an employer participating in The Baptist Pension Scheme (The BPS) in respect of making deficit payments for past service of Ministers.

Where the plan is in deficit and where the Church has agreed with the plan to participate in a deficit funding arrangement the Church recognises a liability for this obligation. The amount recognised is the net present value of the contributions payable under the agreement that relates to the deficit. The amount is expensed in the Statement of Financial Activities. The unwinding of the discount is recognised as a finance cost.

A liability for the agreed pension deficit is shown on the balance sheet.

12

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

4
donations and legacies
offerings
donations
income tax recovered on gifts
raised for other causes
other
legacies
total donations and legacies
5
charitable activities
rents and contributions for use of
premises
6
other trading activities
shop income - engage gifts
7
investment income
bank interest receivable
8
other income
coffee shop
9
costs of other trading activities
purchases
stock movement
rent
rates
utilities
insurance
sundry
Total cost of other trading activities
unrestricted
restricted
total
funds
funds
funds
2024
£
£
£
123,831
-
123,831
1,141
-
1,141
29,508
286
29,794
- 3,284
3,284
927
-
927
-
-
-
155,4073,570
158,977
8,901
-
8,901
10,760
-
10,760
1,877
-
1,877
9,372
-
9,372

6,657
-
6,657
(153)
-
(153)
4,420
-
4,420
141
-
141
2,316
-
2,316
511
-
511
79
79
13,970
-
13,970
total
funds
2023
£
119,338
1,875
29,431
7,415
-
14,280
172,339
8,775
11,912
111
8,758
8,023
(2,327)
4,420
492
2,500
480
0
13,588

13

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

10 expenditure on charitable activities

ministry
wages and salaries
employer's NIC & SSP
pension costs
manse upkeep
minister's books and materials
minister's travel
mentoring costs
visiting ministers
ministry sub total
support costs
wages and salaries
pension costs
telephones inc mobiles
printing and stationery
subscriptions
website
courses and conferences
finance costs – pension deficit
sundry expenses
support costs sub total
total ministry
mission
given to other causes
children, families and young people
worship group/AV
flowers
coffee shop
catering
Renew 34
outreach
total mission
2024
unrestricted
restricted
total
£
£
£
67,087
-
67,087
2,265
-
2,265
5,958
-
5,958
3,171
-
3,171
687
-
687
397
-
397
160
-
160
475
-
475
80,200
-
80,2007
-
-
-
-
-
-
1,175
-
1,175
2,758
-
2,758
2,322
-
2,322
814
-
814
894
-
894
-
-
-
68
-
68
8,031
-
8,031
88,231
-
88,231
15,260
3,570
18,830
1,903
-
1,903
1,824
-
1,824
40
-
40
7,592
-
7,592
250
-
250
584
-
584
473
-
473
27,926
3,570
31,496
2023
total
£
73,712
1,538
6,895
3,402
320
375
80
680
87,001
2,491
192
1,620
2,577
1,927
-
761
388
299
10,255
97,256
25,189
1,599
28
146
7,553
14
858
-
35,387

14

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

10. expenditure on charitable activities

upkeep of church premises
wages and salaries
employer's NIC
pension costs
light and heat
repairs and maintenance
furniture
insurance
cleaning
depreciation - land and buildings
depreciation – equipment
support costs
telephone
printing and stationery
subscriptions
website
courses and conferences
finance costs (pension deficit)
sundry expenses
Total upkeep of church premises
governance costs
examiner's fee
Total Expenditure
2024
unrestricted
restricted
total
£
£
£
11,367
-
11,367
31
-
31
555
-
555
11,262
-
11,262
3,119
-
3,119
713
-
713
3,871
-
3,871
2,746
-
2,746
5,867
-
5,876
3,902
-
3,902
43,432
-
43,432
131
-
131
306
-
306
258
-
258
90
-
90
42
-
42
-
-
-
8
-
8
835 - 835
44,267
-
44,267
1,046
-
1,046
161,470
3,570
165,040
2023
total
£
10,234
56
430
9,131
20,541
-
3,924
2,426
5,867
4,542
57,241
71
286
214
-
84
43
33
1,029
58,270
988
191,901

15

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

11 Analysis of expenditure on charitable activities 2024
ministry
mission
upkeep of church premises
governance costs
Analysis of expenditure on charitable activities 2023
ministry
mission
upkeep of church premises
governance costs
12 independent examination fees
fees payable for:
independent examination of financial statements
13 staff costs
wages and salaries
social security costs
employer contributions to pensions
manse costs
number of ministry staff
number of caretaker staff
activity
support
costs
£
£
80,200
8,031
31,496
-
43,432
835
1,046
-
total
funds
£

88,231

31,496
44,267

1,046
156,174
8,866

165,040
87,002
10,254
35,387
-
57,241
1,029
988
-
97,256
35,387
58,270
988
180,618
11,285
191,901
2024
1,046
78,454
2,296
6,513
3,171
90,434
3
1
4
2023
988
84,804
1,595
7,538
3,402
99,339
3
1
4

14 Trustee Remuneration and expenses

Reverend SJ Robinson was a trustee of the Church and was also employed as the Lead Minister. A salary and pension totalling £40,156 was paid to him in his capacity as Lead Minister.

Miss L J Buckley was a trustee of the Church and was also employed as Children and Families Worker. A salary, pension and settlement agreement totalling £26,049 was paid to her in this capacity. Mr L O’Kane was a trustee of the Church until 31 August 2023 and was also employed as the Youth Worker. A salary and pension totalling £10,402 was paid to him in this capacity

These payments are made under the provisions of the constitution of the Charity.

No expenses have been paid to Trustees in carrying out their Trustee duties.

There are no employees who received total employee benefits of more than £60,000.

16

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

15 Tangible Fixed Assets

cost
at 1 April 2023
additions
at 31 March 2024
depreciation
at 1 April 2023
charge for the year
at 31 March 2024
carrying amount
at 31 March 2024
at 31 March 2023
16 Stocks
stocks for resale
17 Debtors
income tax recoverable
other debtors and prepayments
total debtors
18 Creditors: amounts falling due within one year
tax and social security
other creditors
total creditors
Land and
Equipment Total
buildings
£
£
£
554,589
50,511
605,100
-
1,345
1,345
554,589
51,856 606,445
298,887
32,345 331,231
5,867
3,902
9,769
304,754
36,247 341,001
249,835
15,609 265,444
255,702
18,167 273,868
2024
2023
£
£
16,666
17,200
2024
2023
£
£
14,927
15,401
1,1702,603
16,097
18,004
2024
2023
£
£
1,036
1,332
8,1305,977
9,166
7,309

17

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

19 Pensions and Other Post Retirement Benefits

On 1[st] July 2022 and agreement was signed with Just Group to secure DB plan members’ pension benefits as a ‘buy in policy’, providing for all DB pensions provided through the scheme’s DB plan.

The time to complete the exercise of setting up individual pension arrangements is anticipated to complete towards the end of 2024. Until the buy-out and wind up are complete not all risks relating to the DB plan are removed. The uncertainties include:

It is expected that the assets of the DB plan will be sufficient to cover all costs and liabilities that remain. However, it is possible that if things turn out worse than anticipated that further funds will be needed from employers.

The Trustee and the Baptist Union have agreed that deficit reduction contributions will reduce to £1 per month until June 2026. Currently, they do not anticipate reinstating the requirement to pay the full deficit reduction contributions in the future but cannot rule this out at this stage.

Defined benefit pension liability 2024 2023 £ £ Comprises: Liability as at 1 April 2023 39 15,000 Deficiency contributions paid (12) (1,258) Interest cost - 431 Changes in deficit recovery plan and in assumptions - (14,134) 27 39

18

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

20 Analysis of Charitable Funds

unrestricted funds
Engage Gifts
Church Premises
inc manse
Equipment
Emergency Fund
Sub total
Restricted funds:
Raised for other
causes
AV Equipment
Momentum
Sub total
Total Funds
at
01/04/2023
income
expenditure gains/(losses)
£
£
£
£
68,198
175,557
150,356
-
28,037
10,760
13,970
-
255,702
-
5,867
-
18,166
-
5,247
-
40,000
- -
at
transfers
31/03/2024
£
£
-
93,399
-
24,827
-
249,835
-
12,919
-
40,000
-
420,980
-
-
-
976
-
801
-
1,777
-
422,757
410,103
186,317
175,440
-
-
3,570
3,570
-
976
-
-
-
801
-
-
-
1,777
3,570
3,570
-
411,880
189,887
179,010
-

Designated funds are unrestricted funds which have been designated by the trustees for a particular purpose and does not legally restrict the trustees in how to apply these unrestricted funds that have been:

Engage Gifts Shop Fund – for the operation of the Engage Gifts Shop. Church Premises and Manse Fund – represents the net book value of the church and manse premises. Equipment Fund – represents the net book value of equipment.

Emergency Fund – the fund is maintained to ensure adequate funding is available to support the ongoing activities of the charity.

Restricted Funds

Raised for other causes – specific appeals made by the Church for various charities. AV Equipment – funds towards audio/visual equipment for the Church Momentum – to support men’s ministry.

19

Watnall Road Baptist Church

Annual Report and Financial Statements for the year ended 31 March 2024

21 Analysis of net assets between funds

Analysis of net assets between funds
Tangible fixed assets
Current assets
Creditors less than one year
Provision for liabilities
Net assets
Tangible fixed assets
Current assets
Creditors less than one year
Provision for liabilities
Net assets
Unrestricted
funds
Restricted
funds
Total funds
2024
£
£
£
265,444
-
265,444
164,729
1,777
166,506
-9,166
-
-9,166
-27
-
-27
420,980
1,777
422,757
Unrestricted
funds
Restricted
funds
Total funds
2023
£
£
£
273,868
-
273,868
143,583
1,777
145,360
(7,309)
-
(7,309)
(39)
-
(39)
410,103
1,777
411,880

22 Related Parties

The total amount of donations received from trustees and related parties without conditions amounted to £51,575 (2023: restated £57,700).

The trustees of the church property including the manse are the East Midlands Baptist Trust Company Limited (company number 00178555).

20