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2021-08-31-accounts

REGISTERED CHARITY NUMBER: 1144148

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 August 2021

for

Crouch End Chavurah

Town & Forest Chartered Accountants First Floor, New Barnes Mill Cottonmill Lane St Albans AL1 2HA

Crouch End Chavurah

Contents of the Financial Statements for the Year Ended 31 August 2021

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 7
Detailed Statement of Financial Activities 8

Crouch End Chavurah

Report of the Trustees for the Year Ended 31 August 2021

The trustees present their report with the financial statements of the charity for the year ended 31 August 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Principal Activities

Crouch End Chavurah was established as a Charity of 28 August 2011. It is registered with the Charity Commission and derives it income from donations.

FINANCIAL REVIEW

Financial Review

The Financial Statements are set out on pages 4 to 8 and summarise the transactions of the Charity during the year ended 31 August 2021. The surplus for the year ended 31 August 2020 as set out in the Statement of Financial Activities on page 4 was £3,259 (2020 - £13,422).

Reserves policy

Sufficient funds are kept in the Charity to cover the administrative costs for the future fundraising activities.

Risk Settlement

The management reviews the major risks which it faces on a periodic basis and believes that maintaining reserves at sufficient levels as stated above will provide adequate resources for the Charity, even in the event of adverse conditions.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Organisation and Appointment of Trustees

The Trustees meet regularly during the year to plan fundraising and running of the Synagogue.

The power to elect new Trustees rests with the existing Trustees and is governed by the terms of the Trust Deed. There must be at all times a minimum of two serving Trustees. There are no fixed periods of appointment.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1144148

Principal address

34 Lightfoot Road London N8 7JN

Trustees

C Levontine J Beckman A Wise

Page 1

Crouch End Chavurah

Report of the Trustees for the Year Ended 31 August 2021

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner

Town & Forest Chartered Accountants First Floor, New Barnes Mill Cottonmill Lane St Albans AL1 2HA

Bankers

HSBC 88 The Broadway Muswell Hill London N10 3RX 05/06/2022 Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.......................................................................... J Beckman - Trustee

Page 2

Independent Examiner's Report to the Trustees of Crouch End Chavurah

Independent examiner's report to the trustees of Crouch End Chavurah

I report to the charity trustees on my examination of the accounts of Crouch End Chavurah (the Trust) for the year ended 31 August 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Zara Dunster FCA Town & Forest Chartered Accountants First Floor, New Barnes Mill Cottonmill Lane St Albans AL1 2HA

Date: ............................................. 7 June 2022

Page 3

Crouch End Chavurah

Statement of Financial Activities

for the Year Ended 31 August 2021

31.8.21 31.8.20
Unrestricted Total
fund funds
Notes £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 62,693 68,454
Investment income 2 6 -
Total 62,699 68,454
EXPENDITURE ON
Charitable activities
Charity
Other 53,877
5,563
49,863
5,169
Total 59,440 55,032
NET INCOME 3,259 13,422
RECONCILIATION OF FUNDS
Total funds brought forward 23,355 9,933
TOTAL FUNDS CARRIED FORWARD 26,614 23,355

The notes form part of these financial statements

Page 4

Crouch End Chavurah

Balance Sheet

31 August 2021

31.8.21 31.8.20
Unrestricted Total
fund funds
Notes £ £
CURRENT ASSETS
Debtors 4 6,857 14,108
Cash at bank 23,693 22,313
CREDITORS 30,550 36,421
Amounts falling due within one year 5 (3,936) (13,066)
NET CURRENT ASSETS 26,614 23,355
TOTAL ASSETS LESS CURRENT
LIABILITIES 26,614 23,355
NET ASSETS 26,614 23,355
FUNDS
Unrestricted funds 26,614 23,355
TOTAL FUNDS 26,614 23,355
05/06/2022

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. J Beckman - Trustee

The notes form part of these financial statements

Page 5

Crouch End Chavurah

Notes to the Financial Statements

for the Year Ended 31 August 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

The charity has taken advantage of the following disclosure exemptions in preparing these financial statements, as permitted by FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland':

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Donations made are accounted for when awarded. All other expenditure is recognised on an accruals basis.

Taxation

The charity is exempt from tax on its charitable activities.

Provisions and accruals

Provisions are recognised when there is a present legal or constructive obligation as a result of past events and the amount can be reliably estimated. Provisions are not recognised for future operating losses.

2. INVESTMENT INCOME

31.8.21 31.8.20
£ £
Deposit account interest 6 -

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 August 2021 nor for the year ended 31 August 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 August 2021 nor for the year ended 31 August 2020.

continued...

Page 6

Crouch End Chavurah

Notes to the Financial Statements - continued for the Year Ended 31 August 2021

4. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

4. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.8.21 31.8.20
£ £
Trade debtors 5,436 3,167
Prepayments and accrued income 1,421 10,941
6,857 14,108
5. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors 31.8.21
£
2,417
31.8.20
£
12,346
Other creditors 1,519 720
3,936 13,066

6. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 August 2021.

Page 7

Crouch End Chavurah

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Gift aid
Membership fees
Cheder classes
Services and Events
Investment income
Deposit account interest
Total incoming resources
EXPENDITURE
Charitable activities
Insurance
IT software and web hosting
Teaching
Rabbi
Burial fees
CAF fee
Other event costs
Subscriptions
Travel expenses
Training
Donations and gifts
Support costs
Management
Administrators salary
Finance
Bank charges
Governance costs
Accountancy and legal fees
Total resources expended
Net income
Detailed Statement of Financial Activities
for the Year Ended 31 August 2021
31.8.21
31.8.20
£
£
3,180
2,265
8,566
18,389
30,493
27,281
19,814
17,006
640
3,513
62,693
68,454
6
-
62,699
68,454
35
1,114
2,154
1,122
6,288
4,981
30,293
31,800
3,939
5,304
6,008
2,871
3,636
1,423
1,249
728
100
520
50
-
125
-
53,877
49,863
4,206
3,340
637
389
720
1,440
59,440
55,032
3,259
13,422

This page does not form part of the statutory financial statements

Page 8