2023-12-31-accounts

St MARY'S CHURCH St Mary's Market Drayton The Parochial Church Council of the Ecclesiastical Parish of St Mary's, Drayton in Hales Annual Report & Accounts for the Year Ended 31 December 2023 Our purpose 15 to enable people to know Jesus, love Jesus and live for Je5U5. Our vision is to transform our town through the love of Christ www.stmarysmarketdrayton.org.uk Registered Charity number 144116

St Mary's Market Drayton TRUSTEES ANNUAL REPORT FOR THE YEAR 2023 St Mary's is the Anglican Parish Church of Market Drayton in Shropshire, in the Diocese of Lichfield, in the Shrewsbury Episcopal Area and in the Deanery of Hodnet. The Ecclesiastical Name of the parish remains unchanged from ancienttimes as Drayton-in-Hales, although Market Drayton is the modern name of the town. CONSTITUTION The Parochial Church Council {PCC) is a body corporate established by the Church of England and operates underthe Parochial Church Council {Powers) Measure 1956 and the Church Representation Rules 2022. It 15 a registered charity under the Charities Act 2011 {No'. 1144116). THE PCC In 2023 the PCC met fivetimes. Members of the PCC are appointed vnderthe terms ofthe Church Representation Rules. They are trustees of the charity, which currently includes the Christians Against Poverty Debt Centre. Until May 2022 the PCC were also trustee5 of the Market Drayton Foodbank, which became its own Charitable Incorporated Organisation in May 2022, Charity No. 1198835. A separation of the accounts ofthe Foodbank from those of St Mary's has been undertaken during 2023. Both the Christians Against Poverty Debt Centre and Market Drayton Foodbank are reported in the 2023 Account5 as Restricted Funds. PCC Members who seNed in 2023 Catherine McBride Vicar and Chair Lindsay Bashford Churchwarden and Honorary Treasurer Churchwarden Pastoral Minister Maggie Everett Carol Corney Val Creasey Alison Doulton Julia Farrant Sue Frankfort Janet Gilliland Stephen Glover lan Macfarlane Geoff Oakes Laurina Rushworth Mike Rushworth Guy Skipwith Richard Priestley Until May 2023 Until May 2023 Until May 2023 From July 2023 From July 2023 Assistant Minster until July 2023 From July 2023 Deanery Synod Curate Deanery Synod Until May 2023 Until May 2023 From May 2023 The PCC Secretary is Peter Fox The Gift Aid Secretary is Avril Innocent The Electoral Roll Officer is Patricia Fox The Safeguarding Officer is Barbara Bashford The Health & Safety Lead on PCC is Laurina Rushworth.

THE MINISTRYTEAM Catherine McBride ie Everett Lindsa 8ashford Peter Fox Vicar Church Warden Church Warden Licensed Lay Minister {Reader} Carol Corney Rod Doulton David Jones lan Macfarlane Pastoral Minister Permission to Officiate Reader Emeritus Assistant Minister (until Jul 20231 TRUSTEES REMUNERATION and EXPENSES Apart from the Vicar and Assistant Minister, no trustee receives remuneration or financial benefit in respect of their duties as trustees. The Vicar is appointed and rewarded by the Diocese for her parish duties. Her expenses are reimbursed by St Mary's on terms specified by the Diocese. EMPLOYMENT and VOLUNTEERS St Mary's started the year with eight paid posts, all part time, including two on behalf of Foodbank and one on behalf of CAP. There were no changes in staff during the year, however, two employees transferred to direct employment with Foodbank with effect from June 2023. St Mary's, therefore, finished the year with six paid post5. Other activities of St Mary's are provided by a large number of volunteers, many doing more than one role. PUBLIC BENEFIT The Trustees of the Charity are aware of the Charity Commission's guidance on public benefit in the Advancement of Religion for the Public Benefit and have had regard to it in their administration of the Charity. The Trustees provide facilities for public worship, pastoral care and spiritual, moral and intellectual development, both for its members and for anyone who wishes to benefit from what the Church offers= they promote Christian values and service by member5 Of the Church in and to their communities, to the benefit of individuals and society as a whole. The Foodbank and CAP Debt Centre provide emergencyfood relief and debt advice for people in Market Drayton and the immediately surrounding area. SAFEGUARDING The PCC is aware of guidance from the House of Bishops and complies with the requirements through rts own policy on safeguarding, the appointment of a safeguarding officer, and training of all relevant personnel. HIGHLIGHTS of 2023 It has taken a couple of years, but it finally feels as if numbers and energy at our Sunday services have returned to the kinds of levels we were seeing before the pandemic. This has been boosted by new members arriving in the pastyear or so. We continue to stream the 10.30 Sunday morning service and are planning to submit a faculty to install fixed cameras to make this easier. We conducted li baptisms, 4 marriageslblessingslrenewal of vows and 30 funerals. We also held a number of key civic services for our town, including services to mark the coronation of th His Majesty King Charles111, a service to markthe io anniversary of the Market Drayton Arts Festival and a large Remembrance Sunday service, which this year was attended by the Lord Lieutenant of Shropshire. In her role as Honorary Chaplain for the local Royal British Legion

Branch, the Vicar also officiated at events marking the presentation of the Freedom of the Town to our local Branch and the Laying Down of the Standard forthe Ladie5, Branch. Families and Schools (a key element of our Mission Action Plan)- Our monthly Messy Church has continued to go really well, attrarting around 20 children and their familieslcarers. We have recently105t a number of the children at the upper end of the age range (mainly due to competing activities) and need to address this. We have also hosted a number of school vi51ts to the church, including a Pentecost session in May for over loo children from the local Infants School and the Vicar continues to visit schools to provide classroom sessions and assemblies, including a regular session on Science and Faith at a nearby junior school and sessions on Easter, Harvest and Christmas at the local Nursery School. Ministry to Seniors= Monthly Holy Communion seNices in our local residential homes {Woodcroft and Tunstall Hall) have been going from strength to strength. We regularly have around 20 residents attending at both homes and have established very good relationships with the staff. As part of our commitmentto be a Dementia Friendly Church our Dementia Champion held a Dementia Awareness training session for members of ourwelcome team and PCC in May 2023. We also secured a small grantfrom a local fund towards the work of our bereavement group. Groups.. Our mental health wellbeing group has continued to thrive and grow and now regularly gets referrals from local agencies. They also managed to secure a small grant from a local fijnd to support their work. Ovr Mothers, Union group has had another succe55ful year with new members being enrolled and a successful outing to Tewkesbury. Our pastoral group hosted a mvch appreciated annual All Soul'5 Memorial Service, which wa5 well received. Staffing.. For much of the year, our relatively new role of Operations Manager was staffed on an interim basis. We were delighted that this person was then recruited to the role on a permanent part-time13 daylweek) basis in November 2023. The role continuesto prove invaluable in supporting the incumbent, church wardens and finance team. Our curate, lan Macfarlane, retired at the beginning of July 2023 after many year5 of faithful Service to St Mary'5 in both è lay and ordained capacity. His contribution to the ministry of the church is greatly missed. We were happy to welcome, though, Peter Fox a5 our new Licenced Lay Min ister (Reader). The Vicar continues in her role as Rural Dean of Hodnet Deanery and was involved in the recruitment and interview proce55esfortwo vacant benefices in the Deanery and continues to support other local clergy. Work to separate the finances of the Foodbank {which became an independent Charitable Incorporated Organi5ation in May 2022) from those of St Mary's was completed in September 2023. The time needed to Set up new bank accounts was a rate-limiting step in this proce55. Our Christians Against Poverty team were honoured to receive a visit from the Lord Archbishop of Canterbury, The Most Reverend Justin Welbyi in september, in hi5 capacity as Patron of CAP. A total of io new clients were taken on by our CAP Debt Centre during the course of 2023. However, the majority did not continue with the debt advice given and closed their accounts and only 3 clients still had active accounts at the end of the year. We continue to run the CAP Life Skills (15 new clients} and Money Courses {ii new clients), including a CAP Money Kids Course one of our local schools {27 pupils participated). Attendance at our Job Club courses has been lower than hoped (only 3 clients in 2023). The church ha5 been used for a number of events for the community including choir concerts and the annual awards presentation for our local St John Ambulance group. We held a Welcome Event in Octoberfor new members who havejoined the church recently. It was an opportunity forthem to hear abovtthe vision and work of St Mary's and meet key

members of the team. Sixteen newcomers attended. Holding such events is part of our Mission Action Plan. Finance: We held a Stewardship Campaign during Lent 20231 Wlth an accompanying sermon series, 'Generous Giving, Material was also shared with our local Deanery Synod. HOPES for 2024 are: A number of people at St Mary's have been supporting our local deanery Youth Work Enabler. Thi5 Post became vacant in September 2023 and is currently undergoing an extensive review. It is hoped that two part-time posts will be created; although how these roles will be split acr055 the Deanery is yet to be finalised. The previous post-holder had been working with St Mary's Messy Church Teamto engage with the older children at our Messy Church and we hope to find some wayto enable this to continue, in line with our Mission Action Plan. We will continue to look for ways of encouraging faith and intentional discipleship within our congregations le.g. Lent course5, home group membership etc), in line with our Mission Action Plan. Christians Against Poverty services: We will monitor our client number5 for the Debt Centre and the other CAP services we run (Job Club, Life Skills and Money Covrsesl and conduct a review of the use of these services in 2024. The review will consider whether we are providing the appropriate kind of help for our community and making that the best use of our resources. Any recommendations for changes will be agreed with the St Mary's PCC. We will continue our workto ensure St Marfs is a Dementia Friendly Church, with awareness events, services and activities. Bvildings and Fabric.. Plans to make improvements to the heating System in the Parish Rooms have been hampered by difficulties in securing the services of è heating consultant,- however, it is still our intention to continue with this project. In addition, we still plan to progress work to improve the vestry and carry out the repairs and maintenance item5 listed in our Quinquennial Inspection. Work is also likely to be needed in the coming year to the organ and church clock. We also plan to progress a faculty for the installation of fixed cameras for streaming services. We hope to recruit a newTreasurer, having now a well-established Finance Group for himlherto work with. FINANCIAL REVIEW The annual financial analysis is complicated by the foundation of Market Drayton Foodbank as an independent charity and the separation of the financial links with St Marfs PCC. The separation of the accounts has been a lengthy and drawn out process, with no fixed dates. There are for example, therefore, rent paymentSto the Parish Rooms from the Foodbank recorded in the first and third quarter as fund movements and in the second and fourth quarter as external income. The comparison between 2022 and 2023 is impaired as the Foodbank was always a significant contributor to St. Mary's income (via transfers between funds) and this ceased during the year. Because of this the financial review will only focus on comparable figures. Therefore the focus will be on the General Fund and Parish Rooms Fund. The General Fund represents the church's day to day transactions. The income from collections and donations increased from £78,728 to £92,788. The income from charitable activities also enjoyed an increase of £21710. Dividends remained stable at £43,410 compared to the year before

(the current year dividends are reported in transfers) The value of the investment increased by The expenditures increased mainly due to the increase in prices for gas and electricity. Due to high inflation in 2023 all expenditure accounts increased considerably. As the Operations Manager was employed overthe whole year, the salary costs increased by £11,000. These effects leftthe operational business in a deficit of ca £20.000, which was covered by a transfer of surpluses from previous periods. The Parish Rooms enjoyed an increase in rental income of £41471. There was a reduction of the salary costs as the running of Parish Rooms following changes to management arrangement5. The change in gas contracts left the Parish Rooms with a credit, which is being analysed. The Foodbank became its own Charitable Incorporated Organisation in May 2022, Charity No. 1198835. A separation of the accounts of the Foodbank from those of St Mary's has been undertaken during 2023. The fiJnd analysis showed £ 111478 which were accrued fortransfer in 2024. A review of the Gift Aid transferred bythe diocese in August 2023 showed that E 31349.50 was claimed by the Foodbank forthe tax year 2￿22 and E 31757.25 for 22123. Subsequently an additional accrual fortransfer of Foodbank money was set up of E 71106.75. As the MFAOL finance software does not accommodate the recording of such separation of funds, the transfers were accrued in the accovnts as'donation to charities.. RESERVES POLICY The PCC wishes to maintain sufficient unrestrirted rese￿e5 in the General Fund for working capital requirements and to cover the risk of unexpected demands on cash flow. The target is presently £851000 lequivalent to about six months of regular expenditvre). The General Fund stands at £151,711. The combined balances of the Fabric Fund and Chancel Repair Fund amountto £136,912. The increase of £11,956 relates solely to the rise of the market value. These are to fvnd repairs and maintenance necessary to maintain all the PCC'S premises and systems in sound condition, and to fund improvements likethe renovation of the vestry area and enhancements over the next 15 years. This will require regular contributions from the General Fund. RELATED BODIES The Colley Salter Christmas Fund (registered charity 217523) and Drayton Relief in Need Charity (registered charity 1054822) both have St Mary's Vicar and Churchwardens as trustees. The charities are administered by officers and members of St Marfs. Revd Catherine McBride, Vicar 2 May 2024

INDEPENDENT EXAMINERS. REPORT TO THE PCC OIY THE UNAUDITED FI,NANCIAL STATEMENTS OF ST MARY'S CHURCH Year Ended 31st December 2023 I report on the accounts of St Marys Church for the year ended 31 st December 2023, which are set out on pages 810 16. RespectiTr'e responsibilities of the PCC and the examiner As members of Ihe PCC you are responsible for ihe preparaiion of the financial statements. The Trustees consider (hal ali audit is nol required Linder ￿¢tion 144(2) of Ihe Charities Aci 2011 (the 2011 Act) and that an ii)depeiidanl examinatiott 15 needed. It is my responsibility to al examine the accounts under seciion 145 of the ?0 I l Act. b} follow the procedures laid down in the genernl Dire¢tions given by the Charity Commission under section 145(5Mb) of th¢ 201 l A¢l' and I state whether particular mailers have come io my attenlion Basis of independent examiner's report My examination was carried oui in accordance with the General Directions given by the Charity Cominission. An xaininalion includes a review of the accouniing records kepi by the PCC and a comparison of the accounts wilh t1i05e records. li also includes consideration of any unusual items or disclosures in ihe fiiiancial stat¢in¢nts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do iiot provide all th¢ evid¢nc¢ that would be required in an audit and consequently no opinion is given as lo whether the accounts preseni a "true and fair view. and the report is limited to those matlers set oul in th¢ ststement below. Independent examiner's slatement In coiinLili()n wilh my examination, no matter h&$ come to my atteniion: l ) which gives me reasonable cause lo believe that in any material respect the requirements to keep accolinting records in accordance with section 130 of the Act: and to prepare financial slalemenls w.hi¢h a¢cord with the accounting records and comply with the requirements of th¢ 201 l Act have not been met . or 21 to which, in my opinion, altenlion should ￿ drawn in order to enable a proper understanding of the accounts to be reached. Rr Mr Roger DodingtoD FCCA STUBBS PARKIN SOUTH CHARTERED AccouwfAIYTS 28 CHF.SHIRE STREET MARKET DRA YTON DATED: 17th May 2024 SHROPSHIRE

St Mary's Market Drayton Statement of Financial Activities for the year ended 31 Deeember 2023 Note General Fund D¢sign&ted Restrieted Unrestricted Fund$ Funds Endow- ment Funds 2023 Total 2022 INCOMING RESOURCES Voluntary Income Charitable Activities Investments 2(a) 21b) 2{c) 97.927 11,398 604 15.434 10.973 583 20.083 133.444 22.371 45,167 192,855 16.21 4),980 TOTAL 109,929 26.990 20.083 43.980 21M).982 253.452 RESOURCES EXPENDED Raising Funds Chariiable Activiiie5 Governance 3(8) 31b) 3(¢) J13 208,05 1.003 155.626 994 23.419 205,938 384.983 994 TOTAL NET INCOMING RESOURCES BEFORE RECOGNISED GAINS AND LOSSES l (Losses) on rev8lu8tlon or Snvestment 115sets 156.620 23.419 205.938 3&5,977 209,234 {46ffj91) 3J71 (185J.55) 43.980 (184,99S) 44.21 11,956 153267 (207,142) TRANSFERS BETWEEN FUNDS 36,124 1487) 8J43 {43.9801 NET MOVEMENT IIY FUNDS {IOJ67) 15,040 {177 J121 (31.7281 (102,924) B414nees ai l January 162.278 145.953 193.075 1,488.978 1,990.284 2, 153,2() Bmlances at 31 December 160.993 15.563 1.630289 1.99Q,284 Comparntive results for 2022 are shown in full in Nole I I

St Mary's Market Drayton Balance Sheet at 31 December 2023 Nott 2011 21122 CURRENT ASSETS B(K)kshop stock D¢btors 375 453 5, 102 1.583.4811 Investmenis 1.736.755 Bank balances- Lloyds Bank balances- Barclays Bank balances- Naiwest Bank balances- HSBC 109,402 175.lJ32 117.037 10, 728 7.041 121.516 1.996J20 2,001.242 CURRENT LIABILITIES Credilors (38264) (10,958) TOTAL ASSETS 1.958,556 1.9911.284 PARISH FUNDS General fund- unTestricled Designated Resiricied Endowment 102.278 145.953 193.075 1,488,978 160.993 15.563 1.630.289 TOTAL FUNDS 1,990.284 These financial siaiements were Bpproved by the Parochial Churrh Council on 29 April 2024. Revd Catherine McBride (PCC Chairl ...C...s.-..M..& The Notes on page5 10 to 15 foml PArt of these AccounL%

St Mary's Market Drayton Notes to the Accounts ACCOUNTING POLICIES The PCC is a public benefii eniity wiihin the meaning of FRS102. These accounts hav¢ been prepared und¢r the Charities Act 201 l and in accordance with the Church Accounting Regulations 2006, and the Siatement of Recommended Praciice for Chariries (SORPI. The value of ihe church and consecrated buildings are by law excluded from these accounis. The value of the Parish Rooms has also been omitted (m the grounds ihai historic cosi dats for the building is noi available, and no Tneaningful assessment of current value is available. 2023 2022 Endow- ment Funds Genernl Designated Restrieted Fund Funds Funds Total INCOME 2(a) VoluntAry Income Planned g?ivin Colle¢tions al 5ervice$ Donations Giving lo FoodBank Givin&T to CAP Debt Centre Gift Aid claimed Grants Grants from Schemes Grants lo Foodbank Grants io CAP Debt Cenlre 60,006 5,056 11.084 60.006 5.056 24.848 20.083 48.560 5. IA7 78. 720 35 441 12,314 tf511 13.764 20.083 15.642 1.000 5.139 15,642 2,670 5.139 1.670 43,44 97.927 15.434 211,083 133,444 192,1155 2(bl Charltable Actlvltles Car park users Parish rooms users Bookshop receipts Tyrley chapel reni Parish room CAP rent F¢¢s for fun¢rals. weddings Milea8e to crematorium Sundry income 2.612 2.612 10.898 75 2.585 2,022 7,351 180 1.80(1 10,898 75 2.585 6.000 38 163 I l J98 6.000 38 163 22J71 3,96(J 2(J 311 16,219 10.973 2(c) Inve5tmentS Dividends from invested funds Bank interest 583 43,980 44.563 604 44,317 oi 44,378 604 604 43,980 io

St Mary's Market Drayton Notes to the Accounts 2023 2022 Genernl Designated Restricted Fund Funds Funds Note Tot81 EXPENDITURE 3(A) R4i5ing Fund5 Stewardship envelopes 113 3(b) Charitable Activities Donatlons 10 charities Parish Share cler￿ expenseg Gifts for service to the church Church heat & libyht Church insurance Church maintenance & boil¢rs Cleallin& Worship / Upkeep of s¢rvi¢es Outrrdch and pa51oTal Training and Youn¥ People Parish Rgoms h¢al & lighi 10 8.150 45.192 2.654 51X) 162,530 171.180 45,192 2.654 8,218 45,192 1,2¥8 3fj 11,614 5,011) 8,6a5 8,509 2.901 2.Q02 78 5,452 19.789 6.099 12.193 10.980 3J05 4229 19.789 6.099 12.193 10.980 3.-105 4.229 604 10.425 10,425 Parish Rooms other rnnning eosts OITice & comrnunications Bookshop cos¢5 CAP C¢nire costs FoodB#nk costs Tyrley Chapel expenditure Bank char8es 12.380 12,-380 41,577 78 22,794 20.614 770 120 9, It59 26,Q30 143 33,3311 38,%9Q 733 7¥ 41,577 78 22.794 20.614 770 84 36 23A19 20q.938 384,983 211¥,11511 3(e) Governane¢ L¢g81 & valuation servic¢s Independent e￿mInation fee Ac¢oun¢ancJ services- payroll PCC. expenses 564 360 70 564 .360 70 54 34 175 994 1.003 li

St Mary's Market Drayton Notes to the Accounts Endow.. ment Funds Gentral DesigThattd Restricted Fund Funds Funds 2023 TotAI 2022 INVESTMENTS Market value at l January Purchases 94.510 1,488.978 1.583,488 1, 790,630 Realisations Change in markei value 11.956 141Jll 153.267 (207. 142 Markei value at 31 December 106.41 .630.289 .736.755 1,5I3,48 All investmen15 are shares in the CBF Church of Engknd InveSts￿en[ Fund, which is managed by CCLA. Accumulation shares are held for the Fabri¢ Fund. which 15 a tksigna*d Fund. Income shares are held for ihe Endowmeni Funds. DEBTORS Sundry debtors Gift Aid clairns Parish Rooms u5er5 J,102 5,1112 6 CREDITORS Gas & electricity Accountancy servic Foodbank Office supplies Donations agr¢ed 2023 AbTency collection5 Sundry creditors (7,276) 656 10.714 3.438 656 18.630 5,539 02 545 18.085 8,(M)O 7.540 7,540 4, 793 lJ80 11259 38,264 111,958 7 SVMMARY OF FUTr4DS Bookshop stock tkbior5 Investmenls Bank balances Creditors 375 375 453 5, 102 1.513.488 412, 199 1111.95,¥ 1990 284 106.466 65.411 {11 ?.$9 160,993 1.630289 1,736,755 259.690 lJ8.?64 1,9$8,456 153.091 1.380 41.188 15 563 1.630.289 12

QP

0 In

St Mary's Market Drayton Notes to the Accounts WAGES & SALARIES 2023 2022 76.248 61,069 The church started ihe year wilh eighi paid employees in nine posts. all part lime. including two on behalf of the Foodbank and one OTt behalf of CAP. There were no changes in sialTduring the year. however itho employees transterred io direct employneni wilh ihe F(KMlbank with effeci from June 2023. The church therefore finished the year with six paid posts. They provided services of cleaning in the church and in the Parish Rooms. management and administration in the church office and tnanaging the CAP Centre. Fo(xlbAnk and Parish Rooms. The employment costs are charged 10 the relevani funds. The church has a workplace pension s¢heTn¢ which is operated by NEST. Three ofthe statTare members and two Foodbank siaff were also members until their irdnsfer in June 2023. The church's coniributions as employer totalled £2,41912022 £1,209). 10 CHARITABLF. DONATIONS 'rhe followingi donaiions were made from church fund5 in 2023. Embrace the Middle E&qt rcarfund Christian Solidarity Worldwide United Chrisiian Broadcasters Friends of Lichfield Cathedral Shropshire Hisioric Churches Trusi Girl Friendly Society 2.1YJO 2.000 2.000 2.000 25 25 78 8,128 8,218 SPECIAL COLLECTIONS Money was collecied by Ihe congregation for ihe following chorilies: Ilkraine 785 Market Dr￿￿On'$ Mayor Charity Children's socieiy DEC syri￿UrkeY Tear Fund 152 132 217 ?50 1.234 These collectlOT15 are not reported as income or expenditure in these accounts 14

St Mary's Market Drayton Notes to the Accounts I I Statement of FiTrancial Activities Comparative figure5 for previoll5 year- 2022 General Fund Design8ted Restrirted Unrestricted Funds Fund5 Endow- ment Fund5 2022 Total 2021 INCOMING RESOURCES Voluntary Inctsme Charitable Activiiies Investments 78.7?8 8.688 43.?09 1.770 7.531 1.146 112,357 192,855 16.219 44.378 2Q6.053 10,249 42,RO 23 TOTAL 130.625 10.447 112J80 253.4$2 259,170 RESOURCES EXPENDED Raising Funds Charitable Activities Goveman¢e 157 J99,293 852 121.074 1,063 15.550 71.434 208,058 1.063 TOTAL 122,250 71.434 209,234 2(10.302 NET INCOMING RESOURCES BEFORE RECOGNISED GAINS AND LOSSES Galns I (Losses) on revaluation of Investment assets 8J75 (5,103 40,946 44318 58,808 (9.476 (197ffj66) 1207.142) 224.440 TRANSFERS BETWEEN FUNDS 2055 (23551 NET MOVEMENT IN FUNDS 8J75 112,024) 38J91 (197.666) (102.924) 283,314 BAIAnces at l January 153.903 157.977 154.684 1.686.644 2,153,208 Balances at 31 December 162278 193.075 1.488.978 1.990,284 2,153,2111 15