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Reglstered charlty number 1143900
The Naya Qadam Trust
Financial Statements for the year ended I" August 2025


## **The Naya Qadam Trust** 

## **Report of the Trustees for the year ended 1[st] August 2025** 

The trustees present this annual report and audited financial statements for the year ended 1[st] August 2025. They confirm that they comply with the Charities Act 2006, as amended in the 2011 Charities Act and the charities SORP. 

## **Reference and Administrative Information** 

Charity Name:                                          The Naya Qadam Trust 

Charity Registration Number:                1143900 Principle Office:                                        36 Elgar Crescent Brierley Hill 

DY5 4JJ 

## **Board of Trustees** 

Viquar Qurashi Ambreena Qurashi Dr Syed Hasan Jawed Fazal Ilyus 




## **The Naya Qadam Trust** 

## **Report of the Trustees for the year ended 1[st] August 2025** 

## **Structure, Governance and Management** 

## **Governing Document** 

The Naya Qadam Trust is constituted as an incorporated charity registered with the charity commission in September 2011 under charity number 1143900. It is governed by a memorandum last updated in 2013. 

## **Organisational Structure** 

The charity trustees are responsible for the management and decision making of the charity. The time of the trustees is given freely, they receive no remuneration or other financial benefits. Due to the scale of the charity, no sub-committees are required by the charity, day-to-day management of the charity is handled by the founder and the trustees. 

## **Recruitment and Appointment of trustees** 

No additional trustees have been appointed since the founding of the charity. In the event of appointment of new trustees, this would be determined by the existing trustees of the charity. 

Trustee recruitment would be dependent on increased demand, in which case potential trustees would be selected from those who have extensively volunteered in our work and show an interest in our charitable aims on a longer-term scale. They would be given the opportunity to observe meetings of other trustees and then apply if willing, to ensure compatibility and competence in the role. 

## **Induction and Training of Trustees** 

Newly appointed trustees are given a copy of the amended 2011 Charities Act and the memorandum governing The Naya Qadam Trust, to ensure they are educated in the responsibilities and expectations of the role. They are then given increased responsibility in the planning of Limb Fitting Camps and the communication with groups involved in the country the camp is hosted, they are expected to present their work to the other trustees once this has been completed. 



## **Objectives and Aims** 


## **Our Aims** 

The aims of the charity are as follows: 

- The production of low-cost prostheses provided to patients free of charge and created using sustainable local materials. 

- The training of orthopaedic skills to healthcare workers in the areas visited and the prosthesis production methods to trainee technicians in the community. 

- Provisions of clean water and other healthcare essentials to remote communities otherwise unable to access them, including natural disaster relief. 

## **Our Objectives** 

With guidance from the charity commission regarding public benefit, the Naya Qadam trust aims to improve the lives of those with disabilities in the countries in which the trust operates by providing them with vital prostheses to support their daily lives, free of charge. 

The charity also holds the long-term objective of reducing stigma surrounding disability in many communities in the countries in which the charity operates. This is done by participating in and organising events such as ‘World Disability Day’, empowering those with disabilities within these communities. 

## **Strategies** 

To ensure the trust is correctly identifying areas where its services would be of beneficial use, before a limb fitting camp is set up in an area workers first go to the area conducting surveys in local healthcare centres and communities in the area to find patients who fall into the criteria for fitting a prostheses. 

The trust will work in partnership with other charitable institutions in the local area to provide a location close to the prospective patients where limb fitting centres can be operated, in addition to having a mobile workshop to travel to patients in remote areas. Young men and women in these areas will be given the opportunities to train in the limb producing process and are given a certificate after completing the course to ensure that limb production can continue, under supervision and correspondence of the charity, once the Naya Qadam Trust have left the area. 

We also run water projects, where bore pumps and filtration facilities are installed in rural communities without access to clean water. 




## **Use of volunteers** 

Volunteers and paid workers based in the UK who will be working with vulnerable people through our organisation are required to undergo a Disclosure and Barring Service (DBS) check, to inform our staffing decisions and minimise risk of harm to any of our vulnerable service users. 

Volunteers and paid workers based outside of the UK who work with vulnerable people through our organisation undergo the safeguarding processes respective to their country, via their country’s embassy including obtaining criminal records and certificates of good character when necessary. 

Volunteers within the organisation are educated about the responsibilities and expectations of any role they may undertake before they begin doing so and given equal treatment and acknowledgement to that of paid staff. Volunteers are also directly managed by the heads of the charity and able to raise concerns or queries to the heads of the organisation in the same capacity as paid workers, to ensure that all workers have security and understanding of their position within the organisation. Volunteers are also expected to adhere to all of the same conduct regulations as paid workers with the same procedures in place for both in cases of misconduct. 

## **Activities and Achievements** 

**Prosthetic Limb Fitting:** Amputees within local communities are provided with free prostheses, with thousands being provided to date. Prostheses creation training: People within the community are given the chance to learn how to make prostheses using materials found locally, allowing continued production once our workers have left the area, empowering the local community and economy. 

**Fracture Management Workshops:** Healthcare staff in the local area are given the opportunity to learn basic fracture management to improve response to injuries and patient outcome, they are granted a certificate as proof of attendance. 

**Disability Advocacy:** Organise and get involved in events being hosted in communities to reduce stigma around disability and amputation. Helps to empower people with disabilities in these areas. 

**Women’s Rights Advocacy:** Ensure that educational courses and job role training opportunities are provided to local women, to tackle educational and job inequality. 

**Water Projects:** Creation of water pumps and filtration facilities to provide clean drinking water to communities without other access to it. Additionally, creation of clean toileting facilities and electric infrastructure using environmentally friendly sources within these areas. 

**Flood Response:** Responded to the environmental and healthcare needs of those affected in the 2022 Pakistan floods, providing resources for water filtration, fumigation, communicable disease prophylaxis and treatment, infrastructural repair, as well as food and shelter provisions for displaced residents. 




## **Financial Review** 

## **Principle Funding Sources** 

The charity is funded entirely by donation, in the financial year in question amounting to a little over £50,0000. These donations allowed us to make meaningful contributions to aid efforts, and will facilitate the continued expansion of Naya Qadam’s worldwide efforts. 

## **Investment Policy and Objectives** 

The charity has no long-term investments, the trust's money is stored in the charity’s UK bank account. 

## **Plans for future period** 

The charity plans to continue the work described previously and also to expand the scope, producing upper limb prosthesis as well as lower limb. This is significant as the trust is currently in the process of developing lower cost upper limb prosthesis that are capable of carrying out tasks to assist in many aspects of daily life while having a highly practical and subtle design. 

We have continued to increase our focus on clean water production, and education programmes. 




## **Statement of Trustees Responsibility** 

The trustees of the charity bear the responsibility of producing an annual report and financial statement, this is to be done in accordance with United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law. 

In England and Wales, the law applicable to charities require the trustees of a charity to prepare financial statements for each year. The financial statements given should give a fair and accurate view of the state of the charity including the incoming resources and the application of the resources by the charity for the public benefit. 

In preparing the statement trustees are expected to: 

Select and consistently use suitable accounting policies; 

Observe the methods and principles in the Charities SORP; 

Make decisions and estimates that are reasonable; 

State whether applicable accounting standards have been followed, any material departures explained in the financial statement; 

Prepare the financial statements on the going concern basis unless inappropriate to assume that the charity will continue business. 

The trustees are expected to keep accurate accounting records that disclose at any time the financial position of the charity and enable them to ensure that the statements comply with the charities Act and regulation and provisions of the memorandum. Trustees are also responsible with safeguarding the charity’s assets, this involving reasonable efforts and plausible steps in fraud detection and prevention as well as protection against other financial irregularities. 

The trustees for the purpose of charity law who served during the financial year up to the date of this report are set out on page one. 

Approved by the trustees and signed on their behalf by 


Dr Viquar Qurashi (Founder) 




**----- Start of picture text -----**<br>
Naya Qadam<br> 2024 - 2025<br>Bank Reconciliation<br>**----- End of picture text -----**<br>


|**Naya Qadam**<br>Bank Reconciliaton|2024 - 2025|
|---|---|
|**Opening Balance (£):**|£                                80,083.59|
|8/2/2024||
|**Receipts:**|£                                53,324.02|
|**Payments:**|-£                                24,720.43|
|**Closing Balance:**|£                              108,687.18|
|**Bank Statement Balance:**|£                              108,687.18|
|8/1/2025||
|**Unpresented Cheques:**|£                                               -|
|**Unpresented receipts:**|£                                               -|
|**Closing Balance:**|£                              108,687.18|





|**Date**|**Ref**|**Receipts**|
|---|---|---|
|2-Aug-24|CR|Charitable donaton|
|5-Aug-24|CR|Charitable donaton|
|12-Aug-24|CR|Charitable donaton|
|14-Aug-24|CR|Charitable donaton|
|15-Aug-24|CR|Charitable donaton|
|19-Aug-24|CR|Charitable donaton|
|29-Aug-24|CR|Charitable donaton|
|2-Sep-24|CR|Charitable donaton|
|2-Sep-24|CR|Charitable donaton|
|2-Sep-24|CR|Charitable donaton|
|2-Sep-24|CR|Charitable donaton|
|2-Sep-24|CR|Charitable donaton|
|2-Sep-24|CR|Charitable donaton|
|2-Sep-24|CR|Charitable donaton|
|3-Sep-24|CR|Charitable donaton|
|8-Sep-24|CR|Charitable donaton|
|8-Sep-24|CR|Charitable donaton|
|10-Sep-24|CR|Charitable donaton|
|16-Sep-24|CR|Charitable donaton|
|17-Sep-24|CR|Charitable donaton|
|17-Sep-24|CR|Charitable donaton|
|27-Sep-24|CR|Charitable donaton|
|27-Sep-24|CR|Charitable donaton|
|27-Sep-24|CR|Charitable donaton|
|28-Sep-24|CR|Charitable donaton|
|1-Oct-24|CR|Charitable donaton|
|1-Oct-24|CR|Charitable donaton|
|1-Oct-24|CR|Charitable donaton|
|1-Oct-24|CR|Charitable donaton|
|1-Oct-24|CR|Charitable donaton|
|1-Oct-24|CR|Charitable donaton|
|2-Oct-24|CR|Charitable donaton|
|2-Oct-24|CR|Charitable donaton|
|3-Oct-24|CR|Charitable donaton|
|4-Oct-24|CR|Charitable donaton|
|10-Oct-24|CR|Charitable donaton|
|10-Oct-24|CR|Charitable donaton|
|15-Oct-24|CR|Charitable donaton|
|17-Oct-24|CR|Charitable donaton|
|24-Oct-24|CR|Charitable donaton|
|31-Oct-24|CR|Charitable donaton|
|31-Oct-24|CR|Charitable donaton|
|1-Nov-24|CR|Charitable donaton|
|1-Nov-24|CR|Charitable donaton|
|1-Nov-24|CR|Charitable donaton|
|1-Nov-24|CR|Charitable donaton|
|1-Nov-24|CR|Charitable donaton|
|1-Nov-24|CR|Charitable donaton|





|3-Nov-24|CR|Charitable donaton|
|---|---|---|
|4-Nov-24|CR|Charitable donaton|
|4-Nov-24|CR|Charitable donaton|
|11-Nov-24|CR|Charitable donaton|
|13-Nov-24|CR|Charitable donaton|
|14-Nov-24|CR|Charitable donaton|
|15-Nov-24|CR|Charitable donaton|
|18-Nov-24|CR|Charitable donaton|
|20-Nov-24|CR|Charitable donaton|
|25-Nov-24|CR|Charitable donaton|
|29-Nov-24|CR|Charitable donaton|
|2-Dec-24|CR|Charitable donaton|
|2-Dec-24|CR|Charitable donaton|
|2-Dec-24|CR|Charitable donaton|
|2-Dec-24|CR|Charitable donaton|
|2-Dec-24|CR|Charitable donaton|
|2-Dec-24|CR|Charitable donaton|
|2-Dec-24|CR|Charitable donaton|
|3-Dec-24|CR|Charitable donaton|
|5-Dec-24|CR|Charitable donaton|
|10-Dec-24|CR|Charitable donaton|
|13-Dec-24|CR|Charitable donaton|
|16-Dec-24|CR|Charitable donaton|
|17-Dec-24|CR|Charitable donaton|
|20-Dec-24|CR|Charitable donaton|
|20-Dec-24|CR|Charitable donaton|
|24-Dec-24|CR|Charitable donaton|
|25-Dec-24|CR|Charitable donaton|
|27-Dec-24|CR|Charitable donaton|
|2-Jan-25|CR|Charitable donaton|
|2-Jan-25|CR|Charitable donaton|
|2-Jan-25|CR|Charitable donaton|
|2-Jan-25|CR|Charitable donaton|
|2-Jan-25|CR|Charitable donaton|
|2-Jan-25|CR|Charitable donaton|
|2-Jan-25|CR|Charitable donaton|
|3-Jan-25|CR|Charitable donaton|
|5-Jan-25|CR|Charitable donaton|
|5-Jan-25|CR|Charitable donaton|
|10-Jan-25|CR|Charitable donaton|
|10-Jan-25|CR|Charitable donaton|
|10-Jan-25|CR|Charitable donaton|
|15-Jan-25|CR|Charitable donaton|
|17-Jan-25|CR|Charitable donaton|
|21-Jan-25|CR|Charitable donaton|
|24-Jan-25|CR|Charitable donaton|
|3-Feb-25|CR|Charitable donaton|
|3-Feb-25|CR|Charitable donaton|
|3-Feb-25|CR|Charitable donaton|
|3-Feb-25|CR|Charitable donaton|





|3-Feb-25|CR|Charitable donaton|
|---|---|---|
|3-Feb-25|CR|Charitable donaton|
|3-Feb-25|CR|Charitable donaton|
|3-Feb-25|CR|Charitable donaton|
|10-Feb-25|CR|Charitable donaton|
|14-Feb-25|CR|Charitable donaton|
|17-Feb-25|CR|Charitable donaton|
|17-Feb-25|CR|Charitable donaton|
|19-Feb-25|CR|Charitable donaton|
|24-Feb-25|CR|Charitable donaton|
|27-Feb-25|BP|Charitable donaton|
|28-Feb-25|CR|Charitable donaton|
|3-Mar-25|CR|Charitable donaton|
|3-Mar-25|CR|Charitable donaton|
|3-Mar-25|CR|Charitable donaton|
|3-Mar-25|CR|Charitable donaton|
|3-Mar-25|CR|Charitable donaton|
|3-Mar-25|CR|Charitable donaton|
|3-Mar-25|CR|Charitable donaton|
|3-Mar-25|CR|Charitable donaton|
|6-Mar-25|CR|Charitable donaton|
|8-Mar-25|CR|Charitable donaton|
|9-Mar-25|CR|Charitable donaton|
|10-Mar-25|CR|Charitable donaton|
|10-Mar-25|CR|Charitable donaton|
|10-Mar-25|CR|Charitable donaton|
|14-Mar-25|CR|Charitable donaton|
|15-Mar-25|CR|Charitable donaton|
|16-Mar-25|CR|Charitable donaton|
|17-Mar-25|CR|Charitable donaton|
|17-Mar-25|CR|Charitable donaton|
|21-Mar-25|CR|Charitable donaton|
|22-Mar-25|CR|Charitable donaton|
|23-Mar-25|CR|Charitable donaton|
|23-Mar-25|CR|Charitable donaton|
|24-Mar-25|CR|Charitable donaton|
|24-Mar-25|CR|Charitable donaton|
|24-Mar-25|CR|Charitable donaton|
|26-Mar-25|CR|Charitable donaton|
|26-Mar-25|CR|Charitable donaton|
|26-Mar-25|CR|Charitable donaton|
|26-Mar-25|CR|Charitable donaton|
|26-Mar-25|CR|Charitable donaton|
|29-Mar-25|CR|Charitable donaton|
|1-Apr-25|CR|Charitable donaton|
|1-Apr-25|CR|Charitable donaton|
|1-Apr-25|CR|Charitable donaton|
|1-Apr-25|CR|Charitable donaton|
|1-Apr-25|CR|Charitable donaton|
|1-Apr-25|CR|Charitable donaton|





|2-Apr-25|CR|Charitable donaton|
|---|---|---|
|3-Apr-25|CR|Charitable donaton|
|4-Apr-25|CR|Charitable donaton|
|10-Apr-25|CR|Charitable donaton|
|10-Apr-25|CR|Charitable donaton|
|11-Apr-25|CR|Charitable donaton|
|15-Apr-25|CR|Charitable donaton|
|15-Apr-25|CR|Charitable donaton|
|17-Apr-25|CR|Charitable donaton|
|24-Apr-25|CR|Charitable donaton|
|25-Apr-25|CR|Charitable donaton|
|1-May-25|CR|Charitable donaton|
|1-May-25|CR|Charitable donaton|
|1-May-25|CR|Charitable donaton|
|1-May-25|CR|Charitable donaton|
|1-May-25|CR|Charitable donaton|
|2-May-25|CR|Charitable donaton|
|3-May-25|CR|Charitable donaton|
|6-May-25|CR|Charitable donaton|
|12-May-25|CR|Charitable donaton|
|12-May-25|CR|Charitable donaton|
|15-May-25|CR|Charitable donaton|
|16-May-25|CR|Charitable donaton|
|19-May-25|CR|Charitable donaton|
|25-May-25|CR|Charitable donaton|
|27-May-25|CR|Charitable donaton|
|27-May-25|CR|Charitable donaton|
|2-Jun-25|CR|Charitable donaton|
|2-Jun-25|CR|Charitable donaton|
|2-Jun-25|CR|Charitable donaton|
|2-Jun-25|CR|Charitable donaton|
|2-Jun-25|CR|Charitable donaton|
|2-Jun-25|CR|Charitable donaton|
|3-Jun-25|CR|Charitable donaton|
|10-Jun-25|CR|Charitable donaton|
|10-Jun-25|CR|Charitable donaton|
|10-Jun-25|CR|Charitable donaton|
|16-Jun-25|CR|Charitable donaton|
|17-Jun-25|CR|Charitable donaton|
|17-Jun-25|CR|Charitable donaton|
|24-Jun-25|CR|Charitable donaton|
|27-Jun-25|CR|Charitable donaton|
|1-Jul-25|CR|Charitable donaton|
|1-Jul-25|CR|Charitable donaton|
|1-Jul-25|CR|Charitable donaton|
|1-Jul-25|CR|Charitable donaton|
|1-Jul-25|CR|Charitable donaton|
|2-Jul-25|CR|Charitable donaton|
|2-Jul-25|CR|Charitable donaton|
|3-Jul-25|CR|Charitable donaton|





|5-Jul-25|CR|Charitable donaton|
|---|---|---|
|10-Jul-25|CR|Charitable donaton|
|10-Jul-25|CR|Charitable donaton|
|15-Jul-25|CR|Charitable donaton|
|15-Jul-25|CR|Charitable donaton|
|17-Jul-25|CR|Charitable donaton|
|24-Jul-25|CR|Charitable donaton|
|25-Jul-25|CR|Charitable donaton|
|29-Jul-25|CR|Charitable donaton|
|30-Jul-25|BP|Charitable donaton|
|30-Jul-25|CR|Charitable donaton|
|1-Aug-25|CR|Charitable donaton|
|1-Aug-25|CR|Charitable donaton|
|1-Aug-25|CR|Charitable donaton|
|1-Aug-25|CR|Charitable donaton|
|1-Aug-25|CR|Charitable donaton|
|1-Aug-25|CR|Charitable donaton|





|**Amount**|||**Total**|£                              53,324.02|
|---|---|---|---|---|
|20|||||
|20|||||
|20|||||
|30|||||
|50|||||
|20|||||
|200|||||
|20|||||
|20|||||
|20|||||
|10|||||
|25|||||
|10|||||
|25|||||
|20|||||
|13.89|||||
|1500|||||
|20|||||
|50|||||
|20|||||
|200|||||
|3000|||||
|50|||||
|20|||||
|100|||||
|10|||||
|25|||||
|10|||||
|20|||||
|20|||||
|25|||||
|20|||||
|400|||||
|20|||||
|25|||||
|20|||||
|13.5|||||
|50|||||
|20|||||
|10|||||
|3000|||||
|55|||||
|10|||||
|25|||||
|20|||||
|10|||||
|20|||||
|25|||||





15.43 20 20 20 500 800 50 20 1200 10 2500 10 20 25 10 20 25 20 20 100 20 16.79 50 20 2500 50 10 25 40 10 20 20 25 10 20 25 20 100 14.45 20 2500 50 50 20 500 10 20 20 10 25 



10 20 20 25 20 2550 20 50 20 10 500 3000 10 20 10 20 25 20 20 25 23.78 500 500 20 30 500 3000 800 1000 20 50 100 100 100 1000 100 10 2000 100 200 221 200 500 400 10 10 25 20 20 150 



20 20 25 50 20 5.61 50 3000 20 10 50 10 25 20 10 20 10 5.97 20 50 20 50 3000 20 60 10 300 10 10 20 10 25 20 20 50 20 6.22 50 20 100 10 3000 10 20 10 25 20 10 25 20 



7.38 50 20 50 20 20 10 3000 30 30 20 10 10 20 25 20 500 



|**Date**|**Ref**|**Payments**|
|---|---|---|
|5-Aug-24 VIS<br>REMITLY LONDON<br>19-Aug-24 VIS<br>REMITLY LONDON<br>24-Aug-24 DR<br>TOTAL CHARGES TO 02AUG2024<br>27-Aug-24 VIS<br>REMITLY LONDON<br>27-Aug-24 VIS<br>REMITLY LONDON<br>30-Aug-24 VIS<br>REMITLY LONDON<br>2-Sep-24 VIS<br>REMITLY LONDON<br>2-Sep-24 VIS<br>REMITLY LONDON<br>3-Sep-24 VIS<br>REMITLY LONDON<br>4-Sep-24 VIS<br>REMITLY LONDON<br>10-Sep-24 VIS<br>DEBITAM LONDON<br>16-Sep-24 VIS<br>Remitly London<br>18-Sep-24 VIS<br>Remitly London<br>24-Sep-24 DR<br>TOTAL CHARGES TO 02SEP2024<br>27-Sep-24 VIS<br>REMITLY LONDON<br>23-Oct-24 VIS<br>ASSOCIATION OF CHA Glasgow<br>23-Oct-24 VIS<br>ASSOCIATION OF CHA Glasgow<br>24-Oct-24 DR<br>TOTAL CHARGES TO 02OCT2024<br>31-Oct-24 VIS<br>DEBITAM LONDON<br>18-Nov-24 VIS<br>REMITLY LONDON<br>20-Nov-24 VIS<br>BANGLADESH ASSISTA BIRMINGHAM<br>24-Nov-24 DR<br>TOTAL CHARGES TO 02NOV2024<br>29-Nov-24 VIS<br>REMITLY LONDON<br>29-Nov-24 VIS<br>ASSOCIATION OF CHA Glasgow<br>2-Dec-24 VIS<br>ASSOCIATION OF CHA Glasgow<br>10-Dec-24 VIS<br>REMITLY LONDON<br>10-Dec-24 VIS<br>REMITLY LONDON<br>20-Dec-24 VIS<br>REMITLY LONDON<br>23-Dec-24 VIS<br>EMIRATES 623823 E-COMMERCE<br>24-Dec-24 DR<br>TOTAL CHARGES TO 02DEC2024<br>24-Jan-25 DR<br>TOTAL CHARGES TO 02JAN2025<br>27-Jan-25 VIS<br>ASSOCIATION OF CHA Glasgow<br>4-Feb-25 VIS<br>Remitly London<br>12-Feb-25 VIS<br>REMITLY LONDON<br>24-Feb-25 DR<br>TOTAL CHARGES TO 02FEB2025<br>27-Feb-25 VIS<br>Remitly London<br>27-Feb-25 VIS<br>Remitly London<br>3-Mar-25 VIS<br>Remitly London<br>3-Mar-25 VIS<br>Remitly London<br>3-Mar-25 VIS<br>Remitly London<br>4-Mar-25 VIS<br>ASSOCIATION OF CHA Glasgow<br>4-Mar-25 VIS<br>ASSOCIATION OF CHA Glasgow<br>10-Mar-25 VIS<br>Remitly London<br>11-Mar-25 VIS<br>Remitly London<br>12-Mar-25 VIS<br>Remitly London<br>13-Mar-25 VIS<br>Remitly London<br>14-Mar-25 VIS<br>Remitly London<br>21-Mar-25 VIS<br>Remitly London|||





|24-Mar-25|DR|TOTAL CHARGES TO 02MAR2025|
|---|---|---|
|26-Mar-25|VIS|Remitly London|
|16-Apr-25|VIS|ASSOCIATION OF CHA Glasgow|
|16-Apr-25|VIS|ASSOCIATION OF CHA Glasgow|
|22-Apr-25|VIS|Remitly London|
|22-Apr-25|VIS|Remitly London|
|24-Apr-25|DR|TOTAL CHARGES TO 02APR2025|
|25-Apr-25|VIS|Remitly London|
|6-May-25|VIS|Remitly London|
|6-May-25|VIS|Remitly London|
|20-May-25|VIS|Remitly London|
|20-May-25|VIS|Remitly London|
|24-May-25|DR|TOTAL CHARGES TO 02MAY2025|
|27-May-25|VIS|Remitly London|
|27-May-25|VIS|Remitly London|
|27-May-25|VIS|Remitly London|
|9-Jun-25|VIS|Remitly London|
|24-Jun-25|DR|TOTAL CHARGES TO 02JUN2025|
|10-Jul-25|VIS|Wise London|
|10-Jul-25|VIS|Wise London|
|23-Jul-25|VIS|Remitly London|
|23-Jul-25|VIS|Remitly London|
|24-Jul-25|DR|TOTAL CHARGES TO 02JUL2025|
|28-Jul-25|VIS|INT'L 0031078255 CLOUDCONSULTING GL CLOUDCONSULT|
|31-Jul-25|VIS|INT'L 0068794365 CLOUDCONSULTING GL CLOUDCONSULT|
|31-Jul-25|DR|Non-Sterling Transacton Fee|
|1-Aug-25|VIS|Remitly London|
|1-Aug-25|VIS|Remitly London|





||**Total**|-£                             24,720.43|
|---|---|---|
||||





5 25 68 238 413.38 187.63 5 462.03 38.15 806.22 10 346.76 5 524.2 400 721.58 22 5 50.78 132.02 22 331.09 5 51.03 49.61 1.36 990.97 387.17 



## **Independent examiner's report on the accounts** 

**Section A Independent Examiner’s Report** 

**Report to the trustees/** The Naya Qadam Trust **members of On accounts for the year** 01 01/08/2025 **ended** Separate accounts **Set out on pages** submitted 

**Charity no** 1143900 **(if any)** 

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **01 / 08 / 2025** . 

- **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). 

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

**Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect: 

- accounting records were not kept in accordance with section 130 of the Act or 

the accounts do not accord with the accounting records 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. 

* _Please delete the words in the brackets if they do not apply._ 

07/07/2026 **Signed: Date: Name:** Emily RichardsMark Richards Chartered Institute of Management Accountants (Expired due to ill-health caused **Relevant professional** retirement) **qualification(s) or body** Master’s Degree in accounting from Leeds Becket University. **(if any): Address:** 59 Banners Lane Halesowen, West Midlands B63 2AU 

**IER** 

**October 2018** 

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## **Section B** 

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). 

**Give here brief details of any items that the examiner wishes to disclose** . 

None. 

**IER** 

**October 2018** 

2