TUMAINI UK-WORKING FOR THE WIDOWSAND ORPH￿ OFTANZANIA
Year 31 De￿fflber 2024

TrusrEES' REPORT
TUMAINI UK-WORKING FOR THE WIDOWS AND ORPH￿ OFTANZANIA (Thmalnl Uf)
Description, Alms and Objectiiies
The charity takes its name from the Kiswahlll word Yumaini. meaning "Hope". It aims to care for
AIDS widows arKI orphans in the Regions of Kagera and Lweru in North West Tanzania {thought to
number 200,000} by improving basic living and health conditions and providing funding for their
educational needs.
Further detsils of the work of the charlty can be fourHJ on its website www.tumain
nd.o
.uk
Tumaint UK is responslble for raising funds to flnance the fieldwork in Tanzania.
Organlsatlon and Management
Tumaini UK 15 organised and managed by a Board of Tnthes. who meet at least three times a year,
and operational unlts in Tanzania. It is one of several such charities. which support the work of The
Tumaini Fund in Tanzania.
Tumaini Tanzania is managed by the Committee of The Tumaini Fund, a registered charity in
Guernsey, Channel Islands, and comprises teams of social workers in the offices at Murgwanza (near
Ngara, Kagera). Chato (Kagerd. near Lake Wictoria), Muleba (Lweru) and Kayanga (distrirt of Karagwe.
Lweru); they in tum manage a network of field-wO￿rS throughout the Dioceses of Kagera and
Lweru respectively. All community work is condutted in conjunction with the Diocesan Secretarles
with the final oversight by the Anglican Bishops of the Dioceses.
Fundlng
The Tumalni Fund is funded through voluntsry donations and long-term sponsorship raised
prtncipally in Guernsey. USA, Canada. UK. Scotland and New Zealand. In addttion it has received
support for specific capttal projects from the Ststes of Guernsey Overseas Aid Committee, other
charitable trusts and from individual donors.
Adminlstratlve Inforn￿on
Tumaini UK was estsblished by Trust Deed d*ed 14 September 2011 and the principal office is
located at Bushara Cottage, Horton Hill, Horton, BS37 6QN. Tumaini UK is a charity reglstered with
the Charities Commission of the United Kingdom (no. 1143833} and its bankers are Barclays Bank plc
in Bristol.
It is also a registered NGO in Tanzania. under name of TOSO (Tumaini Orphan Support
Qrganisation).
Tumuini UKS sole purpose is to rdise awareness and funds to help the most vulnerable In the Kagera
Region of Tanzania. Tan2ania is one the ten poorest nations in the world and this remote region has
been particularly affected by the AIDS epidemic that spread through the reglon 20 years ago in the
wake of the unrest and refusee cri515 tn neighbouring Rwanda, Burundi and Uganda. This meant that
though a peace loving country. a generation of Tanzanians in this rural area were affected leaving
nearly 200,00 children who have lost one or both of thelr parerrts.
Tumalnl UK has the￿fore been raising money to send to Tanzania to enable these orphans to be
supported in their community with care, shelter. clothin& food, health products and the opportunity
to go to school, and for some. complete higher education or receive employment skills and training.

Sponsorship is offered based on need assessed by village workers within their communities. without
prejudice based on tribe. disability or religion.
Achlevements
In 2024 Tumaini UK received donations totalling £48,284 and all monies were sent to the Tumaini
Fund in Tanzania (TOSO). This money. alongside that raised in other countries, enabled ongoing
sponsorship and activities, with a brief overview as outlined below.
* 212,000 orphans
* 411 parish/field workers each with two to four villages to look after.
50 staff workers.
Sixth Form/A Level students as an orphan can get an academic government
loan. It is £80 per student to cover the costs of bus fare, food, and shelter to
travel to university. 2024-25 has 444 students.
Muleba Office: New building housing carpentry, tailoring. chapel.
Plan to add a kitchen and toilet. in 2025/26
Chato Office: Assists the university students.
Started a new building for carpentry and tailoring. Built to roof line waiting
government inspection before finishing.
Biharamulo Office: There is no government permission to build classroom with office but
with USA funding plan to
build a temporary building.
* Ngara Office-. Building owned by Catholic
Church. Used by refugees and the church wants this building returned.
Karagwe Office: Renting building for carpentry
but not good for tailoring.
Misery Sub-office: Agnes is head social worker and office 15 provided
free of charge by local govemment. Need funds to build own ofFice.
* 140,000 orphans are in education.
USAID has stopped ARV funding but presently the government covers. TOSO
may have to fund in the future if the new governments discontinues bridging this funding gap.

As Tumaini (TOSO is a registered NGO it is required to follow the regulations of Tanzanian NGO'S and
its spending is monitored.
The Trustees would like to thank all those who generousty donated fiAnds. We all perform our roles as
volunteers, and absolutely no money is used within the UK for administrative purposes. We are
pleased we have now also secured a way of transferring the funds to TOSO without incurring any
bank charges by utilislng VFX Financial which does not charge us for the transfer.
Dr Susan Wilson MBE. alongside other Tumaini representativps, visits Ka8era every year to asse55
how the charity is working and ensure the money is be5ng utilised effectively and wisely, in the name
of Jesus.
Paul Anthony
Chairman
Tumaini UK

TUMAINI UK- WORKING FOR THE WIDOWSAND ORPH￿ OF TANZANIA (Thimalnl UK")
of Tumalnl
I have audlted the finanual statements of Tumaini UK for the year ended 31 De￿mber 2024 which
comprise the Receipts and Payments Account and Balan￿ Sheet and the related notes ("the
Financial Ststements"). These Financial Ststements have been prepared under the accounting
policies set out therein.
This report is made solely to the Trustres. My audit work has been undertaken so that I might state
to the Trustees those matters l am required to stste to them in an auditorfs report and for no other
purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone
other than the charity and its Trustees for my audit worl for this report, or for the oplnions I have
formed.
Respertive responslbllltles of the Tn￿tee$ and the au(rrtor
The Trustees are ￿spOnsible for preparlng the Financial Statements in accordance with United
Kingdom Generally Accepted Accounting Practlce.
My responsibility is to audit the Financlal Ststements in accordance with the United Kingdom
Generally A¢￿pted Accounting Prdctice. I report to you my opinion as to whether the financial
statements give a true and fair view and are property prepared in accordance with United Icingdom
Generally Accepted Accounting Practice. l also report to you rf, in my opinion, the charity has not
kept proper accounting ￿OrdS. or rf I have not re￿iVed all the information and explanations I
require for my audit.
Basls of audFt oplnlon
I condurted the audit in accordance with International Stsndards on Auditing (UK and Ireland) issued
by the Auditing Practices Board. An audit includes examination, on a test basis, of evidence relevant
to the amounts and disdosures in the financial ststements. It also includes an assessment of the
significant estimates and judgements made in the preparation of the Financial Statements. and of
whether the accounting policies are appropriate to the tharitvs arcumstsnces, consistently applied
and adequately disclosed.
I planned and perfonned my audit so as to obtaln all the information and explanatlons whlch I
considered necessary in order to provide me with sufficient eviden￿ to give ￿3$onable assurance
that the financial statements are free from material misstatement, whether caused by fraud or other
irregularity or error. In forming my opinion. l also evaluated the overall adequacy of the presentstion
of information in the Financial Statements.
Oplnlon
In my opinion the Financial Statements give a true and fair view. in accordance with United Kingdom
Generally Accepted Accounting Practice. of the charivs stste of affairs of the London branch
operations as at 31 December 2024 and of the incoming resour￿5 and applications of resources for
the 12 months then ended.
Alfred Waithaka Certified Public Accountsnt Kenya {CPAK), London

Tumaini UK-Working for the Widows and Orphans of Tanzania
Accounts- Year Ended 31 December 2024
fte￿ipts and Paymer
2023
Receipts:
Donation5
UK Gift Aid Tax rebate
40,214
8,070
48.284
21,848
3,724
25.572
Payments:
Tumaini
Orphan
Organlsation - Tanzania
Support
50,302
32,268
EXCESS OF RECEIPTS OVER
EXPENDITURE
(2,018)
(6.696)

TUMAINI UK~ WORKING FOR THE WIDOWSAND ORPHANS OF TANZANIA (Thmalni Uf)
ndent audltorfs re
I have audited the financial statements of Tumaini UK for the year ended 31 De￿rnber 2024 which
comprise the Receipts and Payments Account and Balan￿ Sheet and the related notes ("the
Financial Ststements"). These Financial Ststements have been prepared under the accounting
policies set out therein.
This report is made solely to the Trustees. My audit work has been undertaken so that I might state
to the Trustees those matters l am required to stste to them in an auditorfs report and for no other
purpose. To the fullest extent permitted by law, I do not ac￿pt or assume responsibility to anyone
other than the charity and its Trltstees for my audit wort for this reporL or for the opinions I have
formed.
Respective responsiblllties of the Trustees and the auditor
The Trustees are responsible for preparing the Financsal Statements in accordance wlth Unitsd
Kingdom Generally Accepted Accounting Prartice.
My responsibilty is to audit the Financial Statements in accordance with the United Kingdom
Generally Accepted Accounting Practi￿. I report to you my opinion as to whether the financial
ststements give a true and fair view and are properly prepared in accordance with United Kingdom
Generally Accepted Accounting Practice. l also report to you if, in my opinion. the charity has not
kept proper accounting records. or rf I have not received all the information and explanations I
require for my audit.
Basls of audft oplnlon
I conducted the audlt In accordance with International Standards on Auditing (UK and Ireland) issued
by the Auditing Practices Board. An audit includes examination. on a test basis. of evidence relevant
to the amounts and disclosures in the financial statsments. It also includes an assessment of the
significant estimates and Judgements made in the preparation of the Financial Ststements, and of
whether the accounting policies are appropriate to the charity's arcUMstan￿5. consistently applied
and adequately dlsdosed.
I planned and perfornied my audit so as to obtsin all the information and explanations which I
considered necessary in order to provide me with sufficient evidence to give reasonable assuran
that the ffnancial statements are free from material misststement, whether caused by fraud or other
irregularity or error. In forming my opinlon, l also Wdluated the overall adequacy of the presentatlon
of information in the Financial Statements.
Opinion
In my opinion the Financial Statements gÉve a true and fair view, in accordance with United Kingdom
Generally Accepted Accounting Practi￿, of the Chari￿5 5tste of affair5 of the London branch
operations as at 31 December 2024 and of the incoming resources and applications of resources for
the 12 months then ended.
Alfred Waithaka Certified Public Accountsnt Kenya (CPAK), London

Tumainl UK- Working for Widows and Orphans of Tanzania
Accounts - Year Ended 31 December 2024
2024
2023
CURRENT ASSETS
Cash at Bank
Gift Aid Receiwable
1,465
11.235
15
14,703
14,718
REPRESENTED BY:
Resen￿$ brought forward
Excess of Receipts over
Expenditure
Reserves carried forward
14,718
(2,018)
21,414
16,696)
12.700
14,718
These financial ststements were approved by trustees on tst November 2025.
and signed on its behalf by.
The accompanying notes form an inte8ral part of these financial ststements.

TUMAINI UK-WORKING FOR THEWIDOWSAND ORPHANS OFTANZANIA (Thimalnl Uf)
NOTES TO THE FINANaAL STATEMENfs. AccoupinNG pouaES
la) Basis of preparation
These Financlal Statements have been prepared in accordan￿ with the Charities Act 2011, the
Companies Act 2006. and the Accounting and Reporting by Charities: Statement of Recommended
Practice applicable to charities preparing their financial statements in accordance with the Flnancial
Reporting Stsndard applicable in the UK and Republic of Ireland (FRS 102).
Ib) Golng concern
The trustees consider the use of the going Con￿rn basis of accounting is appropriate because there
are no material uncertainties related to events or conditions that may cast significant doubt about
the ability of the organisation to continue as a going concern.
Ic) Income
Tumaini UK is furKled through voluntary donations and long-term sponsorship rdised principally in
the UK. All donations and sponsorship income is recognised when the charity has entitlement to the
funds. any performance condittons attached to the items of income have been met and it is probable
that the income will be received and the income can be ￿liablY rneasu￿d.
Donations arising under Glft Aid are accounted for on the date of receipt and provisions are made for
income tax remaln5ng undaimed at the year end.
Id) Expenses
All expenses have been accounted for on an accruals basis.
le) Currencv
The financial statements are prepared in sterlin& which is the functional currency of the charity.
Monetsry amounts in these financial statements are rounded to the nearest whole £.
2. Gfft Aid Re¢eivable
2023
Bal b/f
UK Gift Aid Tax rebate for 2024
Less UK Gift Aid Tax ￿bate received
14.703
8,070
11.538
11.235
10,979
3,724
14,703