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2021-12-31-accounts

St George Enfield

Report and Accounts Year ended 31 December 2021

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

ST GEORGE ENFIELD

LEGAL AND ADMINISTRATIVE DETAILS

FOR THE YEAR ENDED 31 DECEMBER 2021

ADDRESS FOR CORRESPONDENCE 127 Park Road Enfield EN3 6LN GOVERNING DOCUMENT PCC Powers Measure 1956 and the Church Representation Rules 2011 CHARITY REGISTRATION NUMBER 1143794 TRUSTEES RESPONSIBLE FOR Rev Taemin Oh MANAGING THE CHARITY Stephen Ajakaiye Ajoke Alaoye Juanita Balmer Margaret Blazey Rebecca Egunjobi David Jenner Christine Nnadi Irene Selema Caroline Shaw Vince Sheehan (resigned September 2021) Jacqueline Stewart BANKERS HSBC Bank Plc CCLA INDEPENDENT EXAMINER Jaimée Young Stewardship 1 Lamb's Passage LONDON EC1Y 8AB

INDEX

Page 1 Legal and Administrative Details Pages 2-6 Trustees' Report Page 7 Independent Examiner's Report Page 8 Receipts and Payments Account Page 9 Statement of Assets & Liabilities Pages 10-11 Notes to the Accounts

Page 1

The Parish of St. George, Enfield

Trustees Report for the Year Ending 2021

I. Aim and Purposes

The Parochial Church Council ('PCC') has the responsibility of co-operating with the incumbent. In the absence of an incumbent due to Interregnum, the PCC works under the guidance of the Bishop of Edmonton, the Archdeacon, Area Dean and churchwardens in promoting within the ecclesiastical parish the whole mission of the church. It also has the responsibility for the Parish Hall and Community Centre.

The PCC has its Mission Action Plan published annually, and it gives a guideline for the parish's strategic planning in general.

II. Objectives and Activities: Mission Action Plan

This Mission Action Plan was agreed on Saturday 10 July 2021 at the PCC Away Day Meeting.

1. Community Outreach

2. Introducing New Style of Worship: Family Service on Parade Sunday

3. New Order of Service for 10:00am Parish Mass

2

III. Achievements and Performance

1. Worship and Prayer

The PCC is working hard to provide adequate services for all members of the congregation during Covid-19 Pandemic. The average attendants’ number of Sunday and Weekday Services have significantly decreased, and we still have no church organist. Live Streaming for Sunday and any major services is still going on, yet those who are watching our online service broadcasting also has decreased. However, the PCC and the vicar is still happy to carry on Live Streaming, for the benefit of the people. Christmas services were offered in the church, some were extremely well attended, but some were not. Christingle Service was the biggest service we had in 2021 with 168 people joined. The vicar and the PCC are fully aware of the impact of the Covid-19, as we have lost many young and old people with various reasons. Year 2022 will be a year of greater challenge as we must work with very limited resources. Yet, we are confident that we will carry on and keep the spirit high.

Despite Covid-19 pandemic, we have been faithfully supporting our Parish School (Church of England VA Primary School). The incumbent of the parish, Fr. Taemin has been extremely busy in providing collective worship materials. Whenever the school is being shut or actual gathering was not permitted due to the restrictions, Fr. Taemin made collective worship video clip, and it was played to each classroom, so that the whole school could maintain the integrity of worshiping together. The PCC governors have been working hard to provide valuable support to the governing body and to the teachers and staff members of the school.

In terms of the numbers of the Electoral Roll, it has been stabilized despite the Covid-19 pandemic. We have lost some members last year, but also gained some new members, which is grace of God. There are no restrictions at the moment for funerals, baptisms and weddings in the church, yet we are fully aware of the situation and trying to work with the families wherever possible to provide safety to all visitors.

The Bishop of Edmonton, the Rt Revd. Rob Wickham came and did the service of Confirmation. We have 34 new confirmands, mainly from our parish school. The incumbent Fr. Taemin led the confirmation services for years 5 and 6 pupils as a part of their RE curriculum and he also used prerecorded videos. The collection we had was sent to the Bishop’s office for his discretionary fund.

Our Assistant Curate Revd. Vincent Sheehan has licensed as an Associate Vicar of the Parish of St. Peter’s Grange Park and the service was held on Wednesday 10 November 2021. The service was well attended by many parishioners from St. George’s, showing our love and support to our former curate. This made our incumbent Fr. Taemin busier than before, and there has been pressure on him during the Christmas as he was the only one clergy in the parish. Mr. David Jenner, one of the churchwardens in the parish was trained to lead the service of ‘Communion by Extension’ as contingency plan. He is one of the licensed Eucharistic Ministers in the parish and he received some training from the incumbent. Fr. Taemin has informed the Bishop of Edmonton for this development.

2. Deanery Synod

The PCC is regularly updated by the report from our Parish Representative to the Deanery. Due to the Covid-19, most of the meeting were held on Zoom, but the synod will have face to face meetings soon. We have nothing much to report this year as things have been quite due to the Covid-19.

3

3. St. George's Parish Hall and Community Centre

St. George's Parish Hall and Community Centre is still experiencing difficulties in many ways as the Pandemic has not been cleared yet.

Our hall staff have been working hard to accommodate the changing situations, and to support the needs of each hirer. Many regular hirers have come back, but some, with obvious reason, couldn’t come back to their normal operation.

We are carefully monitoring the situation, and working closely with each hirer, so that in case of emergency, we could provide meaningful advice to them.

Each regular hirer has been asked to provide their Risk Assessment document, so that we know they are ready to deal with unforeseen situations.

Financially, we have been pressured on as we have lost many regular and weekend hirers due to Covid-19. However, we are trying hard to support the local communities by keeping the fees flat and to accommodate their individual needs as much as we can. We are highly appreciated for the work of our hall manager, Mrs. Roni Battley for her support.

4. Ecumenical Relationship

Due to the Covid-19 pandemic, we did not see much movement in this area. The local ecumenical ministers have met on Zoom, and frequently exchange emails to share information.

However, during the Christmas, the churches in EN3 area had a chance to offer a joint Christmas Carol Service in St. James’ Church Enfield Highway on Sunday 12 December 2021. The service was well attended.

5. Pastoral Care, Mission and Evangelism

It has been another difficult year to provide good pastoral care due to the Covid-19 pandemic restriction. Even clergy are now not allowed to visit the parishioner in the hospital and visiting nursing homes and the house of the elderly people seems extremely hard.

And as noted, we do the online services including Thoughts for the Night. This ‘hybrid’ style makes the incumbent extremely weary, and the parish had to invest on many things, such as new equipment for live streaming.

Our Parish Magazine, the Shield has been well maintained by a young member of the church. We have noticed that the number of parish magazine sales has gone down, and it might be sensible to discuss whether it is necessary for us to carry on in a way that we have been doing for many years. Yet, the PCC recognized the pastoral needs, in terms of supporting the elderly, and especially for those who hasn’t got the internet access. This is one of the areas the PCC needs to discuss in the future to find out the best way to go forward.

4

6. Financial Review

In terms of the finance, there has not been much progress at all. Things are very similar to this time last year. Our income from the hall is still extremely low, compared to the pre-pandemic era, and the church collection has significantly gone down. Yet, we had to keep our expenditure to maintain the buildings and to keep basic functionality ready. Hence, we had to take a bank loan, just in case we fall into the deficit.

During the Christmas, people have been generous for Christingle Service, so that we could have a wonderful Christmas celebration in the church. However, church attendance for other services such as Christmas vigil, midnight Mass and Christmas Day Mass was very low, so was the church collections.

The PCC is constantly checking our finance and trying to minimise expenditure. However, sometimes it is inevitable for us to spend some money in order to keep our parish up and running as described. Therefore, we set a very low level of common fund, to match with the current income level. We do appreciate the support from the Diocese, allowing us to deal with the situation here in the parish.

The date of the last quinquennial was 2017 and we are working through the issues. And the Diocese is trying to arrange another inspection, which is due in 2022. Although it seems ok to say that we are free from any major structural issues now, yet there are some areas which need urgent attention.

The PCC is still determined that the charity should aim to hold unrestricted cash of no less than £36,000 (which equates to about 3 months' of unrestricted expenditure) so that the charity could continue to operate should income and / or expenditure vary adversely. At the year end the charity held unrestricted funds of £76,300. The policy will be reviewed at the APCM, which is scheduled on the first Sunday in May 2022.

7. Structure, Governance and Management

Members of the PCC are either ex-officio or elected at the Annual Parochial Meeting in accordance with the Church Representation Rules. Each member will work closely together with the incumbent of the parish. Mission Action Plan is a tool for them to use throughout the year as a practical guidance of the PCC. During the year, the following people served as members of the PCC:

Clergy:

Fr. Taemin Oh, the Incumbent, licensed on 1 September 2014 Fr. Vincent Sheehan, Assistant Curate, licensed on 2 July 2016, resigned on 9 Sep. 2021

Churchwardens:

Mrs. Irene Selema Mr. David Jenner

Treasurer:

Vacant since in July 2014

Finance Officer:

Ms. Violet Tredgett (Co-opted PCC member)

Deanery Synod Representatives:

Mrs. Jacqueline Stewart, Caroline Shaw, Christine Nnadi

Elected Members

Mrs. Ajoke Alaoye, Mrs. Rebecca Egunjobi, Mrs. Juanita Balmer

5

PCC Secretary:

Mrs. Caroline Shaw

Parish Administrator:

Mrs. Roni Battley (Co-opted PCC member)

Electoral Roll Officer:

Mrs. Roni Battley (Co-opted PCC member)

Standing Committee Members:

Fr. Taemin Oh, Fr. Vince Sheehan, Mrs. Irene Selema, Mr. David Jenner, Mrs. Caroline Shaw, Mrs. Violet Tredgett, Mrs. Roni Battley.

*Members who retired / resigned in May 2021:

Caroline Shaw and Christine Nnadi (both elected again as Deanery Representatives)

IV. Responsibilities of the members of the PCC

Members of the Parochial Church Council are responsible for maintaining and keeping the resources of the parish, including its fabric and financial resources. Members are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity. When planning our activities for the year, our incumbent and the PCC have considered the Charity Commission’s guidance on public benefit and, in particular, the specific guidance on ‘charities for the advancement of religion’. The statements should comply with Church Accounting Regulations 1997 and with the Charities Act 2011.

The PCC has complied with the duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016, fully recognising its duty to have due regard to House of Bishops' guidance on safeguarding children and vulnerable adults.

V. PCC Meetings

The PCC meetings are held monthly, except August. In 2021, the Parochial Church Council met on twelve occasions. The PCC meetings covered similar topics to those of the previous year, with some exceptions, which were derived from the Mission Action Plan for the year 2021. Also, the PCC focused on dealing with Covid-19 Pandemic in the parish. The average of Attendance of the PCC Meeting is 89% this year.

Date:07 April 2022

Revd. Taemin Oh, Incumbent

Date: 07 April 2022

Mr. David Jenner, Churchwarden

Date: 07 April 2022

Mrs. Irene Selema, Churchwarden

6

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

ST GEORGE ENFIELD

I report to the trustees on my examination of the accounts of St George Enfield ('the charity') for the year ended 31 December 2021 on pages 8 to 11 following.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in accordance with section 130 of the 2011 Act; or

  1. the accounts do not accord with the accounting records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Jaimée Young

Stewardship 1 Lamb's Passage LONDON EC1Y 8AB

Date: 13 April 2022

Page 7

ST GEORGE ENFIELD

RECEIPTS AND PAYMENTS ACCOUNT

FOR THE YEAR ENDED 31 DECEMBER 2021

Unrestricted Funds
General Designated Restricted Total Total
Funds Funds Funds 2021 2020
Notes £ £ £ £ £
Income receipts
Donations 34,826 - 644 35,469 35,198
Gift aid receipts 7,347 - - 7,347 9,322
Government grants 6,915 - - 6,915 12,305
Other grants 500 - - 500 -
Hire of church and hall 36,875 - - 36,875 32,581
Income from charitable activities 3,177 - - 3,177 1,165
Fundraising activities 1,159 1,522 - 2,681 596
Investment income 1,099 11 12 1,122 1,225
British Gas refund 6,849 - - 6,849 -
Other 1,755 - - 1,755 315
100,502 1,533 655 102,690 92,707
Capital and similar receipts
Loan received - - - - 30,000
- - - - 30,000
Total receipts 100,502 1,533 655 102,690 122,707
Payments
Payments
in
relation
to
activities undertaken directly		 charitable 2 105,462 143 - 105,605 129,583
Grants
paid
in
relation
to
activities undertaken by others		 charitable 3 822 - 486 1,308 851
Total payments 106,284 143 486 106,913 130,434
Net
of
receipts
transfers		 / (payments) before (5,782) 1,390 169 (4,222) (7,727)
Transfers between funds 5 (38,056) 38,000 56 0 -
Net movement in funds (43,838) 39,390 226 (4,222) (7,727)
Cash funds as at last year end 61,128 19,650 35,711 116,489 124,217
Cash funds at this year end A 17,290 59,040 35,937 112,267 116,489

The notes on pages 10-11 form part of these accounts.

Page 8

ST GEORGE ENFIELD

STATEMENT OF ASSETS AND LIABILITIES FOR THE YEAR ENDED 31 DECEMBER 2021

A
Cash funds
Cash at bank with immediate access
CCLA deposits:
Choir Fund
Church Restoration Fund
Hall Repairs Fund
General Fund
Youth Worker Fund
Petty cash
B
Other monetary assets
Gift aid due to charity
Stock held
Hall hire owed
C
Liabilities
Falling due within one year:
Loans
Fees owed to Diocese
Pension due
Fee for Independent Examination
Creditors and accrued expenses
Falling due after one year:
Loans
Total		 Unrestricte Designated
funds
£
31,379
1,132
50
3,790
22,690
-
-
59,040
-
-
-
-
-
-
-
-
-
-
-
-
-
d Funds		 Restricted
funds
£
13,162
-
16,245
-
-
6,530
-
35,937
-
-
-
-
-
-
-
-
-
-
-
-
-		 Endowment
funds
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-		 Total
2021
£
61,645
1,132
16,295
3,790
22,690
6,530
186
112,267
1,629
473
433
2,535
6,389
1,153
91
1,440
1,327
10,400
20,303
20,303
30,704		 Total
2020
£
General
funds
£
17,104
-
-
-
-
-
186
17,290
1,629
473
433
2,535
6,389
1,153
91
1,440
1,327
10,400
20,303
20,303
30,704
85,955
1,131
16,286
3,788
2,681
6,527
122
116,489
1,996
-
55
2,051
3,195
-
91
1,200
1,167
5,652
26,805
26,805
32,458

The above 'Bounce Back' loan is repayable in 60 monthly instalments and is repayable in full by June 2026.

D
Investment assets
CCLA investment fund income shares (bid mar
V1 Phinn Bequest
Garden of Remembrance
Organ Fund		 ket value):
-
-
18,750
18,750		 -
15,688
-
15,688		 -
22,906
-
22,906		 4,565
-
-
4,565		 4,565
38,594
18,750
61,909		 3,991
33,742
15,952
53,685
E
Assets retained for charity's own use
Church hall contents		 Value
2021
£
71,358
71,358		 Value
2020
£
69,079
69,079

The trustees have used insurance values as the trustees are unable to reliably estimate current values; insurance values may differ materially from current values

Consecrated property, beneficed property and moveable church furnishings which require a special faculty for disposal are excluded from the above list of charity assets.

The accounts were approved by the trustees and signed on their behalf

by date Revd Taemin Oh 07 April 2022

The notes on pages 10-11 form part of these accounts.

Page 9

ST GEORGE ENFIELD

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2021

1 Accounting policies

The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments, a statement that summarises the charity's assets and liabilities and related notes. The accountancy profession have determined that only accounts prepared in accordance with applicable accounting standards present a 'true and fair' view and, as these receipts and payments accounts have not (and cannot) be prepared in accordance with accounting standards, these accounts do not present (and are not intended to present) a 'true and fair' view of the charity's financial activities and state of affairs.

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.

2
Payments in relation to charitable activities undertaken directly
Common Fund
Hall staff costs
Property costs:
Vicarage
Note 4
Church
Hall
Loan repayment
Cost of generating funds
Administration and support services (including salary)
Other charitable expenditure
Governance
Staff expenses
Note 4
Other costs		 Unrestrict Designated
funds
£
-
-
-
-
-
-
143
-
-
-
-
-
143
ed Funds		 Restricted
Funds
£
-
-
-
-
-
-
-
-
-
-
-
-
-		 Total
2021
£
2,400
5,023
1,130
14,665
32,001
3,727
1,490
38,108
1,202
1,200
4,659
-
105,605		 Total
2020
£
8,936
29,865
1,645
18,715
37,965
-
1,227
24,816
853
1,454
4,008
100
129,583
3
Grants and gifts paid to others
Organisations:
Local mission
Relief of poverty		 200
622
822		 -
-
-		 -
486
486		 200
1,108
1,308		 515
336
851

4 Transactions with related parties

Taemin Oh (a clergy member of the PCC) receives a stipend from the Diocese; the cost of this stipend is not included in the above payroll cost however it should be noted that some of the Parish share is used to help pay the stipend. He is also provided with accommodation (which is customary for clergy) and the cost of this accommodation is disclosed in the above note. Any incurred expenses whilst serving as clergy are included in the above 'staff expenses'.

The following PCC members, or connected parties, received payments for services provided to the church unrelated to their role on the PCC:

David Jenner, a trustee, was paid £100 in his capacity as a verger, not as a trustee.

No other amounts were paid or are payable to any other PCC member or to any person connected to them.

Page 10

ST GEORGE ENFIELD

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2021

5
Movement of funds
General funds
Designated funds
Choir Fund
Church Restoration Fund
Hall Repairs Fund
Hall maintenance fund
100 Club
General Fund CCLA deposit
Restricted funds
Compassion UK
Childrens ministry
Sound system
Chair Fund
Church Restoration Fund
Garden of Remembrance
Lighting
Youth Worker Fund
Bishop's Fund
Vestry Work
Stained glass windows
Total funds		 Opening
balance
£
61,128
1,131
50
3,788
12,000
-
2,681
80,779
524
2,509
168
5,461
16,236
-
4,134
6,527
-
125
26
35,711
116,489		 Receipts
£
100,502
1
-
2
-
1,522
9
102,035
-
-
-
-
8
400
150
3
94
-
-
655
102,690		 Payments
£
(106,284)
-
-
-
-
(143)
-
(106,427)
(336)
-
-
-
-
-
-
-
(150)
-
-
(486)
(106,913)		 Transfers
£
(38,056)
-
-
-
18,000
-
20,000
(56)
-
-
-
-
-
-
-
-
56
-
-
56
0		 Closing
balance
£
17,290
1,132
50
3,790
30,000
1,379
22,690
76,330
188
2,509
168
5,461
16,245
400
4,284
6,530
-
125
26
35,937
112,267

In addition to the bank and cash balances in restricted funds are the following held as investments whose movements do not therefore form part of the receipts and payments accounts:

and payments accounts:
Garden of Remembrance - restricted
Garden of Remembrance - designated
Organ Fund
The V Phinn Bequest - endowment
CCLA investment fund shares		 Opening
balance		 Increase in
value		 Transfer of
payments		 Closing
balance
19,218
14,524		 4,852 (1,164)
1,164		 22,906
15,688
33,742
15,952
3,991
53,685		 4,852
2,798
574
8,224		 -
-
-		 38,594
18,750
4,565
61,909

Page 11