Trustees’ Annual Report for the period 1 September 2024 – 31 August 2025 Registered charity number 1143773
263 Barry Road East Dulwich London SE22 0JT
OBJECTIVES AND ACTIVITIES
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The purpose of the Charity is to advance the Christian faith in the neighbourhood of East Dulwich and those who associate with it and benefit from its ministry.
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In achieving our purpose, we engage in a range of activities, either on our own or with others, including (but not restricted to):
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a. the celebration of public worship
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b. the teaching of the Christian faith
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c. mission and evangelism
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d. pastoral work, including visiting the sick and the bereaved
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e. the provision of facilities with a Christian ethos for the local community, including (but not restricted to) the elderly, the young and other groups with special needs
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f. the support of other charities in the UK and overseas
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Our mission statement is that:
We believe in God, as revealed through his Son, Jesus Christ, the Scriptures and the work of the Holy Spirit.
We exist to:
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praise and worship God in harmony
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be a place of welcome for any who wish to join us in worship
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offer Christian instruction and nurture to deepen the faith of those seeking to know and follow Christ
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offer leadership, support and love to members, friends and their families
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witness to the presence of Christ in the wider community
We are committed to:
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worshipping and working with other churches in Dulwich
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embracing the local community in our church work and social activities, and through prayer
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promoting fairness and equality, justice, peace and the integrity of creation, in our community and where possible in the wider world
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offering help to people in need
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There were 35 church members at 31 August 2025.
263 Barry Rd. East Dulwich SE22 0JT 24-25 Annual report - final version @ 26.06.26
www.cced.org.uk
REVIEW OF PROGRESS AND ACHIEVEMENTS
PUBLIC WORSHIP
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Worship services were held every Sunday and on other Christian festivals, usually led either by an ordained minister or lay preacher. “All Age Worship” was held once per month - a more informal service designed for both children and adults. Once per quarter, the service was led by the Christ Church “worship group”, made up of church members, or by other members of the congregation.
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Services are advertised on notice boards and signage outside the church, and on the church website.
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We make our services as accessible as possible. This includes projecting an outline of the service and words of hymns on a screen at the front of the church. The sound system has an induction loop. Services vary in style, with both traditional and modern hymns, and accompaniment either from the organ or a “digital hymnal”, when no organist is available.
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In November 2024, Christ Church mourned the passing of Judith Hunter - the church’s long-standing regular organist - who is greatly missed.
CHILDREN AND YOUNG PEOPLE
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Our Junior Church caters for children aged 5-12. Sessions run each Sunday, except on monthly All Age Worship Sundays, when the children remain in the main service, and during August, when Junior Church takes a summer break. We no longer run a creche but under 5s are welcome to play in the café area and we offer baby-changing facilities.
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The children continued to hold their activities in the café area of the church. This arrangement works well, as it enables them to take part in the main service, before moving to the back for their own session.
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The children at Christ Church are actively involved in wider church life, including collecting the offertory, reading the Bible during services, and sharing what they have been working on at church meetings.
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Over the past couple of years, Junior Church has been exploring the theme of climate change, in line with the Eco Church initiative. They have been focusing on the small, practical steps we can take to care for our environment. The group has also been making greater use of materials from the worship resource Roots , to support their learning and activities.
BROWNIES
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The 8[th] East Dulwich (Christ Church) Brownies continued to meet in the church’s back hall on Friday evenings (term-time).
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The Brown Owl was supported by a rota of two unit helpers, one of whom has now started leadership training. She also had support from two ex-8[th] East Dulwich Brownies who had come back to do their Duke of Edinburgh Award with the group and decided to stay on as young leaders.
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In May 2025 the Brownies enjoyed attending Brownie Mayhem in Sussex, a major guiding event attended by thousands of girls from London and the South East.
263 Barry Rd. East Dulwich SE22 0JT 24-25 Annual report - final version @ 26.06.26
www.cced.org.uk
COMMUNITY
Bread of Life Project
- The Bread of Life project exists to enable Christ Church - with other local churches and community groups - to develop further the sense of community in the local neighbourhood and to promote the vision of a fair trading system for the wider world community, campaign for a healthier local community, explore the possibility of meeting specific needs among those who are socially excluded and to demonstrate faith in action through the church’s day to day practical outreach work.
Bread of Life Café
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The church’s Bread of Life Cafe provides a place for the local community to meet and enjoy refreshments from a broad menu of reasonably-priced snacks and meals. It is open to the public Monday-Friday. It also caters for various church events, such as funerals.
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Café trade continued to feel the effects of the cost-of-living crisis and remained below prepandemic levels. Café hours needed to be reduced as a result. However, despite a rise in food costs, effort was made wherever possible not to pass these increases on to customers.
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The Café and Fair Trade Centre work closely together and the café uses Fair Trade tea bags and coffee from the Centre.
Fair Trade Centre (FTC)
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Christ Church’s Fair Trade Centre (FTC) is, as far as we know, the only remaining churchbased fair trade centre in London. We believe that the FTC provides an important role in raising awareness of fair trade, provides a service for the local community and helps our global neighbours through the sale of fair trade products.
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The FTC was open five and a half days a week (Monday - Friday, 10am - 2pm, and Saturdays 10am - 1pm), run by a part-time manager and a team of 11 committed volunteers. The FTC manager worked six paid hours per week. The volunteers are a diverse group and a mixture of Christ Church members, members of other local churches and others from the local community of no faith background. Volunteering at the FTC provides fulfilling work experience, a supportive community and way to work together to help our global neighbours.
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During this period, the FTC Manager salary was partly paid via church funds, and partly via a grant from the URC’s Strategic Mission Fund (£4,000 per year for the period 202327).
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We continued to use our FTC Action Plan to set clear goals for the FTC, and to monitor progress against these.
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The FTC continued to promote fair trade to the church and community through its events and activities. In 2024-25, these included:
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a. holding a Fair Trade Breakfast event at Christ Church in September 2024, for church and community, marking the 30[th] anniversary of the Fairtrade Mark. We also held a fair trade church service that month, during Fair Trade Fortnight.
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b. running off-site fair trade stalls and doing fair trade talks at local churches; running fair trade stalls at other local venues, such as Carnegie Library. We also held a coffee morning for other circuit churches, in February 2025, to
263 Barry Rd. East Dulwich SE22 0JT 24-25 Annual report - final version @ 26.06.26
www.cced.org.uk
provide information about becoming a fair trade church and to encourage them to buy supplies from our FTC.
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c. running a monthly stall at Christ Church, following morning worship, once a month
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d. holding a fair trade service in Green Week (June 2025), drawing attention to the climate crisis and the need to look after our planet and each other
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e. delivering fair trade sessions for our church Brownie pack and Warm Hub attendees
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f. exploring new opportunities to promote fair trade in the local community e.g. attending a local WI meeting and providing food samples for members to try, as well as fair trade-inspired activities; the WI donated £100 to the FTC by way of thanks
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g. continuing to raise awareness through social media and by engaging with local councillors, to encourage them to do more for fair trade. We also held a fair trade stall at Southwark Council offices.
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h. supporting fair trade and environmental campaigns, such as Tearfund’s campaign to encourage MPs to support the Climate and Nature bill, the Earth Day Global Plastics Treaty campaign, Fair Trade Foundation’s International Tea Day petition, Transform Trade’s campaign to encourage the government to create a fashion watchdog, and Fairtrade Foundation’s petition calling on the government to introduce a new law to protect the human rights of tea farmers and workers.
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The FTC continued to be an active part of key fair trade networks, including BAFTS (British Association of Fair Trade Shops and Suppliers).
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The FTC continued to offer a sale or return service to the local community. Both Christ Church and our sister church, Herne Hill United Church, continued to buy supplies from the centre e.g. toilet rolls and hand sanitiser.
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The card reader we purchased the previous year continued to have a positive impact on FTC sales and more volunteers received training to use it. We used it both in the FTC itself and at off-site stalls.
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We diversified our list of fair trade and eco-suppliers, to include the following new suppliers: Happy Candy, Thought, Healthy Supplies, Enfair, Jenerous, Weaving Hope Ltd, Natural Collection, Near & Fair, Redber, Jurang and Kingdom Coffee. Our range of suppliers supports our mission and includes helping people in the Middle East, Ukraine, fellow Christian people around the world, and those of other faiths and none.
Warm Hub
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The Christ Church “Warm Hub” initiative provides a weekly opportunity for members of the local community – especially older people and those who might be lonely or isolated – to meet for refreshments, fellowship and mutual support. The Warm Hub began in response to the cost-of-living crisis and has quickly become a popular and successful weekly outreach for the local community.
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The Warm Hub takes place in the church café on Wednesday mornings, and is now known as the “Wednesday Warm Hub and Friendship Group”. It is run by a committed team of volunteers from church and community, in partnership with the church cafe. In 2024-25 it had 20 members and an average weekly attendance of around 15. Warm Hub attendees are supported by the volunteers but they also support and help each other e.g. sharing advice on mobile phones and mobility scooter maintenance. Members enjoy reminiscing, as well as playing dominoes and cards.
263 Barry Rd. East Dulwich SE22 0JT 24-25 Annual report - final version @ 26.06.26
www.cced.org.uk
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Over the year 2024-25, the Warm Hub hosted visits from Southwark Pensioners’ Centre, who provided advice on benefits and energy-saving.
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Over the year the group benefited from a £1900 grant from United St Saviour’s Charity, a £900 grant from Southwark Council’s Warm Spaces Fund and a major, anonymous donation from an individual donor. A tombola was also held to raise money for the group, with items donated by some of the group members themselves.
USE OF BUILDINGS
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The church buildings continue to be used by two church congregations - Christ Church and Gateway Ministries - for services, meetings and other activities. They are also used by many community groups and individuals, hiring rooms for their own events and activities, both during the week and at weekends.
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2024-25 regular lettings included: Momiies World breakfast and after-school club, several other children’s groups (Heartbeeps, Funky Monkey, Tiny Tots, Brownies, a Spanish class and a childminders’ group); Opal Flutes (adult music group), Alcoholics Anonymous and a pilates group. There were also ad hoc bookings from two other churches and the Dulwich Hill ward police held their quarterly meetings in the church cafe.
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During the year, the following buildings and maintenance work was carried out:
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a. Two major water leaks were investigated and a water smart meter installed (the leak issue was resolved in the year 2025-26).
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b. Maintenance work was done to the roof and gutters.
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c. The overhead heaters in the church and meeting rooms were serviced.
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d. Both central heating boilers were serviced
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e. The fire alarm system had its annual service and was tested every Sunday.
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f. Fire extinguishers were checked and replaced, as needed
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Elders and members agreed to use a legacy gift from former church member Jean Halden to purchase some new, upholstered church chairs, which were greatly needed.
STRUCTURE, GOVERNANCE AND MANAGEMENT
| Type of governing document |
Constitution |
|---|---|
| How the charity is constituted |
Unincorporated Association |
| Trustee selection methods | Elected by Church Meeting, some ex-officio, some co-option by Trustees |
263 Barry Rd. East Dulwich SE22 0JT 24-25 Annual report - final version @ 26.06.26
www.cced.org.uk
| Additional governance information |
Christ Church, East Dulwich is a Local Ecumenical Project comprising Emmanuel United Reformed Church and Barry Road Methodist Church. The Participating Denominations are The United Reformed Church and The Methodist Church. The Sponsoring Body is Churches Together in South London. The church is part of the Southwark and Deptford Methodist Circuit and the United Reformed Church Southern Synod. |
Christ Church, East Dulwich is a Local Ecumenical Project comprising Emmanuel United Reformed Church and Barry Road Methodist Church. The Participating Denominations are The United Reformed Church and The Methodist Church. The Sponsoring Body is Churches Together in South London. The church is part of the Southwark and Deptford Methodist Circuit and the United Reformed Church Southern Synod. |
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|---|---|---|---|
| Trustees at 31 August 2025 |
Office (if any) | Body entitled to appoint trustee |
|
| Bendov Ansa-Otu | Church Meeting | ||
| Jennifer Dyer | Church Meeting | ||
| Revd David Markay | Minister | Ex-officio | |
| Yvonne Sackey | Church Meeting | ||
| Massah Sawi | Church Meeting | ||
| Colin Watson | Church Meeting | ||
| Rachael Wilson | Minister | Ex-officio |
FINANCIAL REVIEW
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Church finances continued to be impacted adversely by two main factors: a) inconsistent growth in rental income and b) significant increases in energy prices, arising from the conflicts in Ukraine and the Middle East. Water charges remained high due to leakages, which are now undergoing repairs. Trade at the Bread of life Café continued to be slow and below pre-pandemic levels.
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For the year ended 31 August 2025, CCED reported a net movement deficit of (£29,265), which deteriorated our General Fund. Going forward, the expectation is that the General fund will at least break even each year.
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A detailed financial recovery plan is currently being implemented, to include: reviewed and increased rental charges for church spaces; an improved website, including an online booking system for space hire; renegotiated gas and electricity contracts; tightened expenditure controls; a review of the Methodist and URC annual assessment contributions, so that these are more reflective of the diminishing church membership.
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The church's reserves policy is to maintain General Fund reserves at least equal to 6 months’ expenditure. The General Fund represents church funds that are not subject to any restrictions regarding their use and are available for application to the general purposes of the church. Sources of funds are weekly offerings, tax recoveries, donations, lettings income, grants and the sale of fairly-traded goods.
263 Barry Rd. East Dulwich SE22 0JT 24-25 Annual report - final version @ 26.06.26
www.cced.org.uk
DECLARATION
| The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees |
The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees |
The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees |
|---|---|---|
| Signed on behalf of the charity’s trustees | ||
| Signature(s) | ||
| Full name(s) | Revd. David Markay | Sandra Mills Lanquaye |
| Position(s) Date |
Minister | Treasurer |
| 27.06.26 | ||
263 Barry Rd. East Dulwich SE22 0JT 24-25 Annual report - final version @ 26.06.26
www.cced.org.uk
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025
Signed: __________ Date: Revd. David Markay (Minister)
Signed: __________ Date:
Sandra Mills Lanquaye (Church Treasurer)
Page | 1
Contents
| Contents | |
|---|---|
| Page | |
| Examiner's Report | 3 |
| Accounting Policies | 4 |
| Statement of Financial Activities | 6 |
| Balance Sheet | 7 |
| Statement of Assets and Liabilities | 8 |
| Fund Movement Summary | 9 |
| Analysis of Income and Expenditure | 10 |
| Incoming Resources | |
| Resources Used |
Page | 2
Independent Examiner's Report on the Account
Report to the trustees/ members of
On accounts for the year ended Respective responsibilities of trustees and examiner
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CHRIST CHURCH – EAST DULWICH 31[st] August 2025 Charity no (if any) 1143773 The charity's trustees consider that an audit is not required for this year (under section 43(2) of the Charities Act 1993 (the Act)) and that an independent examination is needed. It is my responsibility to • examine the accounts (under section 43 of the Act), • to follow the procedures laid down in the General Directions given by the Charity Commission (under section 43(7)(b) of the Act), and
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• to state whether matters have come to my attention.
Basis of independent My examination was conducted in accordance with General Directions given by the Charity examiner’s statement Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the accounts.
| Independent examiner's statement Signed: Name: Relevant professional qualification(s) or body (if any): Address: |
In the course of my examination, no matter has come to my attention, which gives me reasonable cause to believe that in, any material respect, the trustees have not met the requirements to ensure that: • proper accounting records are kept (in accordance with section 41 of the Act); and • accounts are prepared which agree with the accounting records and comply with the accounting requirements of the Act; or • to which, in my opinion, attention should be drawn to enable a proper understanding of the accounts to be reached. Date: 21/06/2026 |
In the course of my examination, no matter has come to my attention, which gives me reasonable cause to believe that in, any material respect, the trustees have not met the requirements to ensure that: • proper accounting records are kept (in accordance with section 41 of the Act); and • accounts are prepared which agree with the accounting records and comply with the accounting requirements of the Act; or • to which, in my opinion, attention should be drawn to enable a proper understanding of the accounts to be reached. Date: 21/06/2026 |
|---|---|---|
| 21/06/2026 | ||
| Robert A M Quaye | ||
| ASSOCIATION OF CHARTERED CERTIFIED ACCOUNTANTS | ||
| Probitas Accountancy | ||
| 180 Chigwell Road | ||
| South Woodford | ||
| London, E18 1HA |
Page | 3
Statement of Accounts
For the period from 1[st] September 2024 to 31[st] August 2025
ACCOUNTING POLICIES
Basis of preparation of accounts
The accounts are prepared in accordance with the historic cost convention and with applicable accounting standards and the Statement of Recommended Practice for charity accounts.
The accounts have been prepared on an ‘accruals’ basis.
It is not considered relevant to include a valuation for the Church land and buildings on the Balance Sheet. The building and its contents are insured for £6.8m.
Funds
The General Fund represents funds of the Church that are not subject to any restrictions regarding their use and are available for application to the general purposes of the Church.
Other funds of the church are either designated, where money has been earmarked for specific purposes, or restricted to be used for the purposes for which the money was given.
The church's reserves policy is to maintain General Fund reserves at least equal to 6 months’ expenditure. The General Fund represents church funds that are not subject to any restrictions regarding their use and are available for application to the general purposes of the church. Sources of funds are weekly offerings, tax recoveries, donations, lettings income, grants and the sale of fairly-traded goods.
The Benevolence Fund is for special offerings, which are used to make donations in cash or kind to individuals and relief agencies.
The Emmanuel Saints Memorial Trust has been transferred from restricted funds into an Endowment Fund
Uncertainty
Finances continue to be impacted adversely by inconsistent growth in Rental Income, significant increases in Energy prices due to the conflicts in Ukraine and more recently in the Middle East. Water Charges remain high due to leakages currently undergoing repairs. Trade at the Bread of life Café is still sluggish, and remains below Pandemic levels
For the year ended 31[st] August 25, CCED reported a Net Movement deficit of (£29,265), which deteriorated our General Fund. Going forward, the expectation is that the General fund will at least break-even each year.
Funds are currently represented as follows:
| Fund Type | 24-25 Closing Balances |
23-24 Closing Balances |
|---|---|---|
| General (Unrestricted) | -£28,281 | £984 |
| Designated | £55,018 | £47,018 |
| Restricted | £17,486 | £15,401 |
| Endowment | £44,758 | £44,488 |
| Total | £88,980 | £107,891 |
Page | 4
Recovery Plan
- CCED is implementing a recovery plan (outlined below) to ensure that the General Fund returns to a surplus position in due course.
Enabling Financial Sustainability
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Grow Church congregation through local Evangelism, design Church flyers with focus and emphasis on our mandate to serve and community outreach work.
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Commission leafleting out in our local communities.
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Secure funding via the URC Building Maintenance Grant scheme to support with repairs and refurbishment of halls for hire
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Update website, procuring and insourcing professional support with design and maintenance. Investment requirement is minimal, with an initial start-up fee and subsequent monthly subscriptions
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Introduce online booking systems - our proposed provider has a proven track record and been successfully implemented by other sister churches within Circuit
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Review rental charges and agree variations to existing contracts - new rental tariff will reflect global impact of Ukrainian and Middle Eastern wars and inflation
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Renegotiate existing fixed-term gas/electricity contract, securing the best tariffs on the market, in order to reduce spend significantly.
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Right-size Methodist and URC annual assessment in line with demising congregational membership.
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Grip and control on expenditure with introduction of an additional layer of scrutiny and authorisation.
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• All expenditure above £500 - threshold will be reviewed at Elders Council for approval.
Page | 5
CHRIS CHvficH Ea5¢01n Statement of Fin8ntial Activities Forthe pèriod from 01 Sepl8mber 2024 to 31 August2025 Unreslrictsd fvnds Reslrictsd Priorye lotl fvnds nds Incomiw ittources InC1rj wuicfvomoTh018d fur Vthntary I[ne Acfft5Ioig&Ingfyn lnt Incon Lthws Incme Grart Incon SunlryincL Inclg rESOU[C from I Incomiw ie50urce5 ,349- 29,319 25.4 15,265 17.587- Tow inci Re5QUtcesu s,1)- 76221 C(d0fgngfyts &)stolgwiabn9w)lu8rylnC lundiaisiffjtrading t(tslolith5 andotrÉi IrMthErtmanwmertCL Clartth acNk5 Circurt&VrI0r Share Gran&and 21,4fAI- 75 27,4 650 21, 575- 0ractE5{knaloiganlsalI airs MaIntenCe Insurance, U115 Church nentand min15tr stock 0re[nIre GcNEman¢e co OthBr resourc u 2.440- 2.M1 21. 11,2 28,1- 2.287- 12.- 2,287 12,%3 s,6 2,462 9.0 6.621 Total euu¥Jrtuie Net I lewjrtwel [WUltran5fei .387 3.015- 105.OX) -19,244 Tian51ers. GIosstransl8ts beh¥e8n funds- In Gr05StrIn5 tthn funts-QLI gains i Gains,'kn55on iknnl a5ts Gains M N¢lualon, ats cfrys Nn N8t ML81 In fu 74.498 -74.1 -21.2F .1fj.232 Totsl b[h1 lowtd Totsl Carr I0[d 15,401 11,486 107,891 124,1TJ 101,891 26.7 44,158 Pagelo
Balance Sheet detailed as @ 31[st] August 2025
| As at | As at | ||
|---|---|---|---|
| 31/08/2025 | 31/08/2024 | ||
| Fixed assets | |||
| 6430: Investments | £44,758 | £44,488 | |
| Total Fixed assets | £44,758 | £44,488 | |
| Current assets | |||
| 6520: Sundry debtors | - | - | |
| 6521: Prepayments | £7,820 | £6,325 | |
| 6530: Methodist CFB deposit account | £358 | £12,472 | |
| 6531: URC deposit account | £1,187 | £677 | |
| 6540: Christ Church current account | £1,095 | £17,261 | |
| 6541: Development Fund current account | £1,536 | £5,531 | |
| 6542: FTC current account | £11,236 | £4,511 | |
| 6548: Cash Church | £134 | £292 | |
| 6549: Cash FTC | £507 | £459 | |
| 6550: Stock | £8,819 | £8,819 | |
| Z05: Accounts Receivable | £14,878 | £9,313 | |
| Total Current assets | £47,569 | £65,660 | |
| Liabilities | |||
| 6610: Sundry creditors | - | - | |
| 6611: Receipts in advance | - | - | |
| 6620: Loans due | - | - | |
| 6699: Agency collections | £90 | £90 | |
| Z04: Accounts Payable | £3,257 | £2,167 | |
| Total Liabilities | £3,347 | £2,257 | |
| Net Asset surplus (deficit) | £88,980 | £107,891 | |
| Reserves | |||
| Excess/(deficit) to date | -£19,181 | -£19,244 | |
| Z01: Starting balances | £107,891 | £124,123 | |
| Z02: Other gains/(losses) | £270 | £3,012 | |
| Total Reserves |
£88,980 | £107,891 |
Page | 7
Statement of Assets and Liabilities as @ 31[st] August 2025
Page | 8
Fund Movement Summary as @ 31[st] August 2025
----- Start of picture text -----
Fund Opening balance Closing balance
Beq2021 - Bequests and In Memoria 2021
----- End of picture text -----
| Designated | 15,000 | 23,000 | ||
|---|---|---|---|---|
| 15,000 | 23,000 | |||
| Bldg - Building Fund | ||||
| Designated | 5,000 | 5,000 | ||
| 5,000 | 5,000 | |||
| Emman - Emmanuel Saints Memorial Trust | ||||
| Restricted | - | - | ||
| Endowment | 44,488 | 44,758 | ||
| 44,488 | 44,758 | |||
| FHKing - Florence Hazel King Will Trust | ||||
| Designated | 14,543 | 14,543 | ||
| 14,543 | 14,543 | |||
| FlowerFd - Flower Fund | ||||
| Restricted | - | - | ||
| - | - | |||
| FTCres - FTC worker reserve | ||||
| Designated | - | - | ||
| - | - | |||
| Kitchen - Church Kitchen | Refurbishment | |||
| Designated | - | - | ||
| - | - | |||
| WHP - Warm Hub Project | ||||
| Restricted | 1,213 | 3,873 | ||
| 1,213 | 3,873 | |||
| General - General fund | ||||
| Unrestricted | 984 | -26,335 | ||
| 984 | -26,335 | |||
| Children - Childrens Work | ||||
| Designated | 956 | 956 | ||
| 956 | 956 | |||
| ChRedec - Church Redecoration | ||||
| Designated | - | - | ||
| - | - | |||
| FurEquip - Furniture and Equipment | ||||
| Designated | 3,000 | 3,000 | ||
| 3,000 | 3,000 | |||
| HBB - Hymn Books and Bibles | ||||
| Restricted | - | - | ||
| - | - | |||
| IT - IT equipment | ||||
| Designated | - | - | ||
| - | - | |||
| ManMin - Manse and Ministerial | ||||
| Designated | - | - | ||
| - | - | |||
| Music - Music | ||||
| Designated | 500 | 500 | ||
| 500 | 500 | |||
| BoLComm - Bread of Life | Community Development | |||
| Restricted | - | - | ||
| - | - | |||
| BoLunres - Bread of Life unrestricted funds | ||||
| Unrestricted | 0 | -1,946 | ||
| 0 | -1,946 | |||
| BoLFTCtrad - Bread of Life Fair Trade Centre (trading) | ||||
| Designated | 8,019 | 8,019 | ||
| 8,019 | 8,019 | |||
| BoLFTCwork - Bread of Life Fair Trade Centre Worker | ||||
| Restricted | 13,385 | 13,385 | ||
| 13,385 | 13,385 | |||
| BoLFTCcal - Bread of Life Fair Trade Centre (calendar project) | ||||
| Restricted | - | - | ||
| - | - | |||
| FTC10yrs - FTC 10 year anniversary event | ||||
| Restricted | - | - | ||
| - | - | |||
| Ben - Benevolence Fund | ||||
| Restricted | 803 | 228 | ||
| 803 | 228 | |||
| Overall totals | 107,891 | 88,980 |
Page | 9
Analysis of income and expenditure as @ 31[st] August 2025
Page | 10
CHRIS CHvficH Ea5¢01n Pagel 11
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025
Signed: __________ Date: Revd. David Markay (Minister)
Signed: __________ Date:
Sandra Mills Lanquaye (Church Treasurer)
Page | 1
Contents
| Contents | |
|---|---|
| Page | |
| Examiner's Report | 3 |
| Accounting Policies | 4 |
| Statement of Financial Activities | 6 |
| Balance Sheet | 7 |
| Statement of Assets and Liabilities | 8 |
| Fund Movement Summary | 9 |
| Analysis of Income and Expenditure | 10 |
| Incoming Resources | |
| Resources Used |
Page | 2
Independent Examiner's Report on the Account
Report to the trustees/ members of
On accounts for the year ended Respective responsibilities of trustees and examiner
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CHRIST CHURCH – EAST DULWICH 31[st] August 2025 Charity no (if any) 1143773 The charity's trustees consider that an audit is not required for this year (under section 43(2) of the Charities Act 1993 (the Act)) and that an independent examination is needed. It is my responsibility to • examine the accounts (under section 43 of the Act), • to follow the procedures laid down in the General Directions given by the Charity Commission (under section 43(7)(b) of the Act), and
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• to state whether matters have come to my attention.
Basis of independent My examination was conducted in accordance with General Directions given by the Charity examiner’s statement Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the accounts.
| Independent examiner's statement Signed: Name: Relevant professional qualification(s) or body (if any): Address: |
In the course of my examination, no matter has come to my attention, which gives me reasonable cause to believe that in, any material respect, the trustees have not met the requirements to ensure that: • proper accounting records are kept (in accordance with section 41 of the Act); and • accounts are prepared which agree with the accounting records and comply with the accounting requirements of the Act; or • to which, in my opinion, attention should be drawn to enable a proper understanding of the accounts to be reached. Date: 21/06/2026 |
In the course of my examination, no matter has come to my attention, which gives me reasonable cause to believe that in, any material respect, the trustees have not met the requirements to ensure that: • proper accounting records are kept (in accordance with section 41 of the Act); and • accounts are prepared which agree with the accounting records and comply with the accounting requirements of the Act; or • to which, in my opinion, attention should be drawn to enable a proper understanding of the accounts to be reached. Date: 21/06/2026 |
|---|---|---|
| 21/06/2026 | ||
| Robert A M Quaye | ||
| ASSOCIATION OF CHARTERED CERTIFIED ACCOUNTANTS | ||
| Probitas Accountancy | ||
| 180 Chigwell Road | ||
| South Woodford | ||
| London, E18 1HA |
Page | 3
Statement of Accounts
For the period from 1[st] September 2024 to 31[st] August 2025
ACCOUNTING POLICIES
Basis of preparation of accounts
The accounts are prepared in accordance with the historic cost convention and with applicable accounting standards and the Statement of Recommended Practice for charity accounts.
The accounts have been prepared on an ‘accruals’ basis.
It is not considered relevant to include a valuation for the Church land and buildings on the Balance Sheet. The building and its contents are insured for £6.8m.
Funds
The General Fund represents funds of the Church that are not subject to any restrictions regarding their use and are available for application to the general purposes of the Church.
Other funds of the church are either designated, where money has been earmarked for specific purposes, or restricted to be used for the purposes for which the money was given.
The church's reserves policy is to maintain General Fund reserves at least equal to 6 months’ expenditure. The General Fund represents church funds that are not subject to any restrictions regarding their use and are available for application to the general purposes of the church. Sources of funds are weekly offerings, tax recoveries, donations, lettings income, grants and the sale of fairly-traded goods.
The Benevolence Fund is for special offerings, which are used to make donations in cash or kind to individuals and relief agencies.
The Emmanuel Saints Memorial Trust has been transferred from restricted funds into an Endowment Fund
Uncertainty
Finances continue to be impacted adversely by inconsistent growth in Rental Income, significant increases in Energy prices due to the conflicts in Ukraine and more recently in the Middle East. Water Charges remain high due to leakages currently undergoing repairs. Trade at the Bread of life Café is still sluggish, and remains below Pandemic levels
For the year ended 31[st] August 25, CCED reported a Net Movement deficit of (£29,265), which deteriorated our General Fund. Going forward, the expectation is that the General fund will at least break-even each year.
Funds are currently represented as follows:
| Fund Type | 24-25 Closing Balances |
23-24 Closing Balances |
|---|---|---|
| General (Unrestricted) | -£28,281 | £984 |
| Designated | £55,018 | £47,018 |
| Restricted | £17,486 | £15,401 |
| Endowment | £44,758 | £44,488 |
| Total | £88,980 | £107,891 |
Page | 4
Recovery Plan
- CCED is implementing a recovery plan (outlined below) to ensure that the General Fund returns to a surplus position in due course.
Enabling Financial Sustainability
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Grow Church congregation through local Evangelism, design Church flyers with focus and emphasis on our mandate to serve and community outreach work.
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Commission leafleting out in our local communities.
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Secure funding via the URC Building Maintenance Grant scheme to support with repairs and refurbishment of halls for hire
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Update website, procuring and insourcing professional support with design and maintenance. Investment requirement is minimal, with an initial start-up fee and subsequent monthly subscriptions
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Introduce online booking systems - our proposed provider has a proven track record and been successfully implemented by other sister churches within Circuit
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Review rental charges and agree variations to existing contracts - new rental tariff will reflect global impact of Ukrainian and Middle Eastern wars and inflation
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Renegotiate existing fixed-term gas/electricity contract, securing the best tariffs on the market, in order to reduce spend significantly.
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Right-size Methodist and URC annual assessment in line with demising congregational membership.
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Grip and control on expenditure with introduction of an additional layer of scrutiny and authorisation.
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• All expenditure above £500 - threshold will be reviewed at Elders Council for approval.
Page | 5
CHRIS CHvficH Ea5¢01n Statement of Fin8ntial Activities Forthe pèriod from 01 Sepl8mber 2024 to 31 August2025 Unreslrictsd fvnds Reslrictsd Priorye lotl fvnds nds Incomiw ittources InC1rj wuicfvomoTh018d fur Vthntary I[ne Acfft5Ioig&Ingfyn lnt Incon Lthws Incme Grart Incon SunlryincL Inclg rESOU[C from I Incomiw ie50urce5 ,349- 29,319 25.4 15,265 17.587- Tow inci Re5QUtcesu s,1)- 76221 C(d0fgngfyts &)stolgwiabn9w)lu8rylnC lundiaisiffjtrading t(tslolith5 andotrÉi IrMthErtmanwmertCL Clartth acNk5 Circurt&VrI0r Share Gran&and 21,4fAI- 75 27,4 650 21, 575- 0ractE5{knaloiganlsalI airs MaIntenCe Insurance, U115 Church nentand min15tr stock 0re[nIre GcNEman¢e co OthBr resourc u 2.440- 2.M1 21. 11,2 28,1- 2.287- 12.- 2,287 12,%3 s,6 2,462 9.0 6.621 Total euu¥Jrtuie Net I lewjrtwel [WUltran5fei .387 3.015- 105.OX) -19,244 Tian51ers. GIosstransl8ts beh¥e8n funds- In Gr05StrIn5 tthn funts-QLI gains i Gains,'kn55on iknnl a5ts Gains M N¢lualon, ats cfrys Nn N8t ML81 In fu 74.498 -74.1 -21.2F .1fj.232 Totsl b[h1 lowtd Totsl Carr I0[d 15,401 11,486 107,891 124,1TJ 101,891 26.7 44,158 Pagelo
Balance Sheet detailed as @ 31[st] August 2025
| As at | As at | ||
|---|---|---|---|
| 31/08/2025 | 31/08/2024 | ||
| Fixed assets | |||
| 6430: Investments | £44,758 | £44,488 | |
| Total Fixed assets | £44,758 | £44,488 | |
| Current assets | |||
| 6520: Sundry debtors | - | - | |
| 6521: Prepayments | £7,820 | £6,325 | |
| 6530: Methodist CFB deposit account | £358 | £12,472 | |
| 6531: URC deposit account | £1,187 | £677 | |
| 6540: Christ Church current account | £1,095 | £17,261 | |
| 6541: Development Fund current account | £1,536 | £5,531 | |
| 6542: FTC current account | £11,236 | £4,511 | |
| 6548: Cash Church | £134 | £292 | |
| 6549: Cash FTC | £507 | £459 | |
| 6550: Stock | £8,819 | £8,819 | |
| Z05: Accounts Receivable | £14,878 | £9,313 | |
| Total Current assets | £47,569 | £65,660 | |
| Liabilities | |||
| 6610: Sundry creditors | - | - | |
| 6611: Receipts in advance | - | - | |
| 6620: Loans due | - | - | |
| 6699: Agency collections | £90 | £90 | |
| Z04: Accounts Payable | £3,257 | £2,167 | |
| Total Liabilities | £3,347 | £2,257 | |
| Net Asset surplus (deficit) | £88,980 | £107,891 | |
| Reserves | |||
| Excess/(deficit) to date | -£19,181 | -£19,244 | |
| Z01: Starting balances | £107,891 | £124,123 | |
| Z02: Other gains/(losses) | £270 | £3,012 | |
| Total Reserves |
£88,980 | £107,891 |
Page | 7
Statement of Assets and Liabilities as @ 31[st] August 2025
Page | 8
Fund Movement Summary as @ 31[st] August 2025
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Fund Opening balance Closing balance
Beq2021 - Bequests and In Memoria 2021
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| Designated | 15,000 | 23,000 | ||
|---|---|---|---|---|
| 15,000 | 23,000 | |||
| Bldg - Building Fund | ||||
| Designated | 5,000 | 5,000 | ||
| 5,000 | 5,000 | |||
| Emman - Emmanuel Saints Memorial Trust | ||||
| Restricted | - | - | ||
| Endowment | 44,488 | 44,758 | ||
| 44,488 | 44,758 | |||
| FHKing - Florence Hazel King Will Trust | ||||
| Designated | 14,543 | 14,543 | ||
| 14,543 | 14,543 | |||
| FlowerFd - Flower Fund | ||||
| Restricted | - | - | ||
| - | - | |||
| FTCres - FTC worker reserve | ||||
| Designated | - | - | ||
| - | - | |||
| Kitchen - Church Kitchen | Refurbishment | |||
| Designated | - | - | ||
| - | - | |||
| WHP - Warm Hub Project | ||||
| Restricted | 1,213 | 3,873 | ||
| 1,213 | 3,873 | |||
| General - General fund | ||||
| Unrestricted | 984 | -26,335 | ||
| 984 | -26,335 | |||
| Children - Childrens Work | ||||
| Designated | 956 | 956 | ||
| 956 | 956 | |||
| ChRedec - Church Redecoration | ||||
| Designated | - | - | ||
| - | - | |||
| FurEquip - Furniture and Equipment | ||||
| Designated | 3,000 | 3,000 | ||
| 3,000 | 3,000 | |||
| HBB - Hymn Books and Bibles | ||||
| Restricted | - | - | ||
| - | - | |||
| IT - IT equipment | ||||
| Designated | - | - | ||
| - | - | |||
| ManMin - Manse and Ministerial | ||||
| Designated | - | - | ||
| - | - | |||
| Music - Music | ||||
| Designated | 500 | 500 | ||
| 500 | 500 | |||
| BoLComm - Bread of Life | Community Development | |||
| Restricted | - | - | ||
| - | - | |||
| BoLunres - Bread of Life unrestricted funds | ||||
| Unrestricted | 0 | -1,946 | ||
| 0 | -1,946 | |||
| BoLFTCtrad - Bread of Life Fair Trade Centre (trading) | ||||
| Designated | 8,019 | 8,019 | ||
| 8,019 | 8,019 | |||
| BoLFTCwork - Bread of Life Fair Trade Centre Worker | ||||
| Restricted | 13,385 | 13,385 | ||
| 13,385 | 13,385 | |||
| BoLFTCcal - Bread of Life Fair Trade Centre (calendar project) | ||||
| Restricted | - | - | ||
| - | - | |||
| FTC10yrs - FTC 10 year anniversary event | ||||
| Restricted | - | - | ||
| - | - | |||
| Ben - Benevolence Fund | ||||
| Restricted | 803 | 228 | ||
| 803 | 228 | |||
| Overall totals | 107,891 | 88,980 |
Page | 9
Analysis of income and expenditure as @ 31[st] August 2025
Page | 10
CHRIS CHvficH Ea5¢01n Pagel 11