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2020-08-31-accounts

Trustees’ Annual Report for the period 1 September 2019 – 31 August 2020 Registered charity number 1143773

263 Barry Road East Dulwich London SE22 0JT

OBJECTIVES AND ACTIVITIES

  1. The purpose of the Charity is to advance the Christian faith in the neighbourhood of East Dulwich and those who associate with it and benefit from its ministry.

  2. In achieving our purpose, we engage in a range of activities, either on our own or with others, including (but not restricted to):

  3. a. the celebration of public worship

  4. b. the teaching of the Christian faith

  5. c. mission and evangelism

  6. d. pastoral work, including visiting the sick and the bereaved

  7. e. the provision of facilities with a Christian ethos for the local community, including (but not restricted to) the elderly, the young and other groups with special needs

  8. f. the support of other charities in the UK and overseas

  9. Our mission statement is that:

We believe in God, as revealed through his Son, Jesus Christ, the Scriptures and the work of the Holy Spirit.

We exist to:

We are committed to:

REVIEW OF PROGRESS AND ACHIEVEMENTS

  1. 2019-20 was an unprecedented year in the life of Christ Church, the second half encompassing the first few months of the COVID-19 pandemic. From the first national lockdown, beginning March 2020, all activities were suspended in line with government guidelines. Further detail is provided under each heading below.

PUBLIC WORSHIP

  1. The church was open for worship each week until the first national lockdown. It reopened, with COVID-19 safety precautions in place, at the end of August 2020 (see “Use of Buildings” – points 25 - 27).

  2. Until that point, worship services were held every Sunday and on other Christian festivals, usually led either by an ordained minister or lay preacher. “All Age Worship” was held once per month - a more informal service designed for both children and adults. On other Sundays the children took part in their own Junior Church activities for part of the worship time.

  3. We make our services as accessible as possible. An outline of the service and words of hymns are displayed on a screen and hymn books are available for those that prefer them. The sound system has an induction loop. Services vary in style, with traditional and modern hymns accompanied by organ, keyboard or guitar.

  4. Services are advertised on notice boards, café tables and through the church website.

CHILDREN AND YOUNG PEOPLE

  1. Our Junior Church caters for children aged 5-12 and we also provide a crèche for under 5s.

  2. Over the past year our Junior Church sessions ran until the start of the first COVID-19 lockdown in March 2020. No further sessions were run for the rest of the year.

  3. In normal times, Junior Church takes place on a weekly basis, apart from All Age Worship Sundays (once a month), when the children stay in church. The children remain in church for the first part of regular Sunday services (around 20 minutes), during which there is usually a children’s address.

  4. In 2019-20 we had a core group of six children who attended regularly – four in the 5-12 age group and two aged under 5.

  5. We continued to use Roots magazine as the main resource for our sessions, providing a range of ways to present the weekly lectionary to our young people e.g. through bible reading, discussion, crafts and other activities.

  6. The children continued to take an active part in the overall life of the church, including several special services during the year. In 2019-20 these included:

  7. A harvest service held at The Elms, a residential home for older people

  8. Christ Church’s annual “Gift” service at Christmas

263 Barry Rd. East Dulwich SE22 0JT

www.cced.org.uk

The children are actively involved in preparing for these services and participating through reading, prayers and in other ways. The services are also a great way to keep involving our young people of secondary school age who no longer come to Junior Church.

  1. Junior Church now takes a regular part in the bible reading rota, doing the bible readings for All Age Worship services. This is greatly appreciated by the congregation.

  2. Junior Church also continued to contribute to quarterly church meetings, sharing what they had been working on with church members.

2

Brownies

  1. The Brownies continued to meet on Friday evenings, until the start of the national lockdown in March 2020. Up until that point, numbers had remained good; although some of the girls left to join the guides, new brownies joined and there was a waiting list.

19.The Brown Owl was supported by a rota of parent helpers and two former Brownies who volunteered as part of their Duke of Edinburgh Award.

  1. No sessions have been held since March 2020.

COMMUNITY

The Bread of Life Project

  1. The Bread of Life project exists to enable Christ Church - with other local churches and community groups - to develop further the sense of community in the local neighbourhood and to promote the vision of a fair trading system for the wider world community, campaign for a healthier local community, explore the possibility of meeting specific needs among those who are socially excluded and to demonstrate faith in action through the churches’ day to day practical outreach work.

The Bread of Life Café

  1. Until March 2020, the café was open to the public on weekdays, providing a broad menu of reasonably-priced snacks and meals and a place to meet friends. The Thursday pensioners lunch continued to be very popular.

  2. The café is staffed by paid caterers and volunteer “deacons”. The deacons’ role is to welcome and chat to customers and to help clear up tables when needed. Most of the deacons are from the Christ Church congregation and so represent the church, bringing ministry and pastoral care to the wider community.

  3. The café remains open during school holidays but with reduced hours. It also caters for various church events, such as funerals.

25.The café sadly had to close from March – September 2020 due to COVID-19.

The Fair Trade Centre (FTC)

  1. Until March 2020, the FTC continued to open five and a half days a week and was run by a part-time manager and 19 volunteers. The manager was part-paid, part-volunteer.

263 Barry Rd. East Dulwich SE22 0JT

www.cced.org.uk

  1. The FTC was closed from March – August 2020 due to the pandemic. It reopened from September 2020 with reduced hours and in line with government guidance. The FTC Manager was able to continue working during the lockdown, both from home and at the FTC. A pickup service for regular customers was offered during the lockdown period.

  2. The FTC continued to promote fair trade to the church and community through its events and activities, though these were naturally restricted this year. Until March 2020 a fair trade stall was offered once a month after Sunday morning worship. The FTC also continued to raise awareness through regular newsletters, a Facebook page and by supporting campaigns.

  3. Happily the FTC was still able to take an active part in Fairtrade Fortnight, which in 2020 was from 24 February – 8 March. The event aims to increase awareness of the global mission and philosophy of fair trade. This year’s focus was on chocolate and cocoa farmers, especially women farmers. Events included:

  4. A fair trade breakfast, attended by Helen Hayes and MP and Councillor Maggie Browning.

  5. A fair trade church service

  6. A fair trade stall at Southwark Council (Tooley Street)

  7. The FTC continued to work with the public sector to promote Fair Trade, including:

  8. The FTC manager speaking at a Southwark Council meeting

  9. Attending London Fair Trade Steering Groups meetings, latterly via Zoom

USE OF BUILDINGS

  1. Until March 2020, the church buildings continued to be used by two church congregations - Christ Church and Gateway Ministries – for services, meetings and other activities. They were also used by many community groups and individuals, hiring rooms for their own events and activities, both during the week and at weekends.

  2. From the start of the first national lockdown, the building was closed to all users. A few of the children’s groups who had been using the building returned over the summer, when permitted by government regulations and following a thorough risk assessment process. The church reopened at the end of August 2020, with robust COVID-19 safety precautions in place, including socially distanced seating. A Risk Assessment Committee – made up of Elders, church members and the church’s Lettings Officer – was formed to oversee the process.

  3. In line with guidance from the Methodist Church, basic building maintenance took place whilst the building was shut, such as running the water on a weekly basis to keep it clean.

263 Barry Rd. East Dulwich SE22 0JT

www.cced.org.uk

STRUCTURE, GOVERNANCE AND MANAGEMENT

Type of governing document Constitution
How the charity is constituted Unincorporated Association
Trustee selection methods Elected by Church Meeting, some ex-officio, some co-
option by Trustees
Additional governance
information		 Christ Church, East Dulwich is a Local Ecumenical Project
comprising Emmanuel United Reformed Church and Barry
Road Methodist Church. The Participating Denominations
are The United Reformed Church and The Methodist
Church.
The Sponsoring Body is Churches Together in South
London.
The church is part of the Southwark and Deptford
Methodist Circuit and the United Reformed Church
Southern Synod.
Trustees at 31 August 2020 Office (if any) Body entitled to appoint
trustee
Lurleen Crichlow Church Meeting
Jennifer Dyer Church Meeting
Revd David Markay Minister Ex-officio
Sandra Mills-Lanquaye Church Meeting
Elaine Scott Church Meeting
Colin Watson Church Meeting
Revd Paul Weary Minister Ex-officio

FINANCIAL REVIEW

34.The reserves policy is to maintain general fund reserves at least equal to 6 months expenditure. Sources of funds are weekly offerings, tax recoveries, donations, lettings and grants and the sale of fairly-traded goods.

35.As a result of the building closure from March to August 2020 there was a shortfall of income to cover the day to day running costs of the church and general fund balances of £3,887 were used to support this shortfall. Fair Trade Centre funds of £1,686 were used to support employee costs. The value of Endowment Fund investments went down by £2,503.

  1. However at 31[st] August 2020 there are no funds in deficit and the general fund reserve remains in line with the reserves policy.

263 Barry Rd. East Dulwich SE22 0JT

www.cced.org.uk

DECLARATION

The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees		 The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees		 The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
Signed on behalf of the charity’s trustees
Signature(s)
Full name(s) Revd. David Gillman Jennifer Dyer
Position(s)
Date		 Superintendent
Southwark & Deptford
Methodist Circuit		 Trustee
27.06.21

263 Barry Rd. East Dulwich SE22 0JT

www.cced.org.uk

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2020

Signed: __________ Date: 28 January 2021 Revd. David Markay (Minister)

Signed: __________ Date: 21 December 2020 Christine Coxen (Church Treasurer)

Page 1

Contents
Page
Examiners Report 3
Accounting Policies 4
Statement of Financial Activities 5
Balance Sheet 6
Statement of Assets and Liabilities 7
Fund Movement Summary 8
Analysis of Income and Expenditure
Incoming Resources 9
Resources Used 10
Collection and Payments to External Organisations 11

Page 2

Independent Examiner's Report on the Accounts

~~•~~ Report to the trustees/ members of CHRIST CHURCH – EAST DULWICH On accounts for the year 31[st] August 2020 Charity no (if any) 1143773 ended Respective The charity's trustees consider that an audit is not required for this year responsibilities of (under section 43(2) of the Charities Act 1993 (the Act)) and that an trustees and examiner independent examination is needed. It is my responsibility to

Basis of independent examiner’s statement

Independent examiner's In the course of my examination, no matter has come to my attention statement which gives me reasonable cause to believe that in, any material respect, the trustees have not met the requirements to ensure that:

Signed:
Name:
Relevant professional
qualification(s) or body
(if any):
Address:		 1. to which, in my opinion, attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
Date:
19thJanuary 2021		 1. to which, in my opinion, attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
Date:
19thJanuary 2021
19thJanuary 2021
Robert A M Quaye M.Sc, FCCA CA (Gh)
ASSOCIATION OF CHARTERED CERTFIED ACCOUNTANTS
Robert Quaye & Associates
180 Chigwell Road
South Woodford
London, E18 1HA

Page 3

Statement of Accounts For the period from 1[st] September 2019 to 31[st] August 2020

ACCOUNTING POLICIES

Basis of preparation of accounts

The accounts are prepared in accordance with the historic cost convention and with applicable accounting standards and the Statement of Recommended Practice for charity accounts.

The accounts have been prepared on an ‘accruals’ basis.

It is not considered relevant to include a valuation for the Church land and buildings on the Balance Sheet. The building and its contents are insured for £6.4m.

Funds

The General Fund represents funds of the church that are not subject to any restrictions regarding their use and are available for application to the general purposes of the church.

Other funds of the church are either designated, where money has been earmarked for specific purposes, or restricted to be used for the purposes for which the money was given.

The Benevolence Fund is for special offerings which are used to make donations in cash or kind to individuals and relief agencies.

COVID-19

2019/20 has been an exceptional year due to the coronavirus pandemic and the Government restrictions in place from March 2020 to limit the spread of the virus. In accordance with Government requirements the building was closed from March to August 2020 . All lettings income ceased for that period with the exception of Gateways Ministries who continued to pay a reduced contribution. Voluntary income from church offerings was reduced as there were no collections during the closure. However offerings continued to be received by standing orders and others made their offerings for this period when church services resumed in the building. All offerings relating to 2019/20 received in September and October 2020 have been accrued and included in the annual income figure.

There was a reduction in expenditure due to the closure of the building but this did not completely offset the loss of income due to ongoing costs of maintaining the building. As a result General Fund expenditure exceeded income by £3,887 instead of the anticipated surplus. This was met from balances which remain at an acceptable level.

The impact of the pandemic has continued to affect income into the financial year 2020/21 and will have longer term implications especially regarding lettings income.

Page 4

Statement of Financial Activities

For the period from 1[st] September 2019 to 31[st] August 2020

Unrestricted
Designated
Restricted Endowment
Total
Prior year
funds
funds
funds
funds
funds
total funds
Incoming resources
Incoming resources from generated funds
Voluntary income
18,922
14
523
—
19,460
22,203
Investment income
1,283
—
—
—
1,283
1,481
Lettings income
25,596
—
—
—
25,596
39,865
Sundry income
241
—
—
—
241
322
Incoming resources from charitable activities
—
13,212
—
—
13,212
19,314
Total income
46,044
13,227
523
—
59,794
83,188
Resources used
Charitable activities
Circuit assessment or share
27,268
—
—
—
27,268
27,128
Grants and donations
50
—
592
—
642
1,152
Ministry
1,493
—
15
—
1,508
2,516
Other activities (local organisations)
181
275
—
—
456
676
Repairs and maintenance
6,954
96
—
—
7,050
11,298
Insurance, utilities etc.
11,672
—
—
—
11,672
12,296
Church management and administration
2,067
128
—
—
2,196
2,673
Stock
—
9,299
—
—
9,299
14,077
Other expenditure
5,356
—
—
—
5,356
5,265
Total expenditure
55,043
9,800
607
—
65,451
77,085
Net income / (expenditure) resources before transfer
(8,999)
3,426
(83)
—
(5,656)
6,102
Transfers
Gross transfers between funds - in
10,000
5,000
—
—
15,000
19,274
Gross transfers between funds - out
(5,000)
(10,000)
—
—
(15,000)
(19,274)
Other recognised gains / losses
Gains / losses on investment assets
—
—
—
(2,502)
(2,502)
1,141
Net movement in funds
(3,999)
(1,573)
(83)
(2,502)
(8,159)
7,244
Reconciliation of funds
Total funds brought forward
34,969
45,660
489
47,632
128,752
121,508
Total funds carried forward
30,970
44,087
406
45,130
120,593
128,752

Page 5

Balance sheet As at 31[st] August 2020

Balance sheet
As at 31st August 2020
2019/20 2018/19
Fixed assets
Investments
Current assets
Stocks and work in progress
Debtors
Cash at bank and in hand
Liabilities
Creditors: Amounts falling due in one year
Net current assets less current liabilities
Total assets less current liabilities
Total net assets less liabilities
Represented by
Unrestricted
Unrestricted - General fund
Unrestricted - Bread of Life unrestricted funds
Designated
Designated - Building Fund
Designated - Music
Designated - Bread of Life Fair Trade Centre (trading)
Designated - Florence Hazel King Will Trust
Designated - FTC worker reserve
Designated - Church Kitchen Refurbishment
Designated - Childrens Work
Designated - Church Redecoration
Designated - Furniture and Equipment
Designated - IT equipment
Designated - Manse and Ministerial
Restricted
Restricted - Flower Fund
Restricted - Hymn Books and Bibles
Restricted - Bread of Life Community Development
Restricted - Bread of Life Fair Trade Centre Worker
Restricted - Bread of Life Fair Trade Centre (calendar project)
Restricted - FTC 10 year anniversary event
Restricted - Emmanuel Saints Memorial Trust
Restricted - Benevolence Fund
Funds of the church		 45,130
45,130
3,527
9,680
64,015
77,222
1,759
75,463
120,593
120,593
27,409
3,561
16,622
—
2,319
14,543
3,000
394
956
—
6,252
—
—
—
—
—
—
—
—
45,130
406
120,593		 47,633
47,633
4,263
8,885
70,411
83,560
2,440
81,120
128,753
128,753
31,296
3,674
16,622
—
3,893
14,543
3,000
394
956
—
6,252
—
—
—
—
—
—
—
—
47,633
490
128,753

Page 6

Statement of assets and liabilities As at 31[st] August 2020

This year
Last year
Fixed assets
6430: Investments
45,130
47,633
Total Fixed assets
45,130
47,633
Current assets
6520: Sundry debtors
—
—
6521: Prepayments
7,558
6,100
6530: Methodist CFB deposit account
55,468
55,079
6531: URC deposit account
630
625
6540: Christ Church current account
4,485
9,894
6541: Development Fund current account
1,357
1,714
6542: FTC current account
1,736
2,364
6548: Cash Church
253
447
6549: Cash FTC
87
289
6550: Stock
3,527
4,263
Z05: Accounts Receivable
2,122
2,785
Total Current assets
77,222
83,560
Liabilities
6610: Sundry creditors
—
—
6611: Receipts in advance
448
160
6620: Loans due
—
—
6699: Agency collections
46
38
Z04: Accounts Payable
1,265
2,242
Total Liabilities
1,759
2,440
Net Asset surplus (deficit)
120,593
128,753
Represented by Funds
Unrestricted
30,970
34,970
Designated
44,087
45,661
Restricted
406
490
Endowment
45,180
47,633
Total
120,593
128,753

Page 7

Fund movement by type For the period from 1[st] September 2019 to 31[st] August 2020


 Opening Incoming Outgoing Transfers Gains/Losses Journal Closing
Entries
Unrestricted
General - General fund
31,296
45,800
49,687
—
—
—
27,409
BoLunres - Bread of
3,674
244
5,357
5,000
—
—
3,561
Life unrestricted funds
Sub-totals
34,970
46,044
55,044
5,000
—
—
30,970
Designated
Bldg - Building Fund
16,622
—
—
—
—
—
16,622
FHKing - Florence
14,543
—
—
—
—
—
14,543
Hazel King Will Trust
FTCres - FTC worker
3,000
—
—
—
—
—
3,000
reserve
Kitchen - Church
394
—
—
—
—
—
394
Kitchen Refurbishment
Children - Childrens
956
—
—
—
—
—
956
Work
FurEquip - Furniture
6,252
—
—
—
—
—
6,252
and Equipment
BoLFTCtrad - Bread of
3,893
13,227
9,801
(5,000)
—
—
2,319
Life Fair Trade Centre
(trading)
Sub-totals
45,661
13,227
9,801
(5,000)
—
—
44,087
Restricted
Ben - Benevolence
490
523
607
—
—
—
406
Fund
Sub-totals
490
523
607
—
—
—
406
Endowment
Emman - Emmanuel
47,633
—
—
—
(2,502)
—
45,130
Saints Memorial Trust
Sub-totals
48,122
523
607
—
(2,502)
—
45,536
~~Totals~~
~~128,753~~
~~59,795~~
~~65,452~~
~~—~~
~~(2,502)~~
~~—~~
~~120,593~~

Page 8

Analysis of income and expenditure For the period from 1[st] September 2019 to 31[st] August 2020

Total Total
Unrestricted
 Designated
 Restricted Endowment This year Last year
Incoming resources
Incoming resources from generated funds
1010 - Weekly offerings 14,618 — 508 — 15,127 16,930
1020 - Income tax refunds from gift aid 4,235 — — — 4,235 4,104
1030 - Donations (general) 70 15 15 — 100 774
1040 - Donations (in memoriam) — — — — — 394
1210 - Interest 1,284 — — — 1,284 1,482
1310 - Lettings 25,597 — — — 25,597 39,866
1510 - Photocopying other misc income 1 — — — 1 83
1550 - Costs recovered 240 — — — 240 240
Incoming resources from 46,044 15 523 — 46,582 63,873
generated funds Totals
Incoming resources from charitable activities
1610 - FTC sales shop — 11,952 — — 11,952 17,025
1612 - FTC Events — — — — — 489
1615 - FTC sales SR — 1,178 — — 1,178 1,597
1620 - FTC sale of refreshments etc — 83 — — 83 204
Incoming resources from — 13,213 — — 13,213 19,315
charitable activities Totals
Incoming resources Grand 46,044 13,227 523 — 59,795 83,188
totals

Page 9

Resources used

Charitable activities
2010 - Payments to central funds (URC) 2,868 — — — 2,868 2,728
2020 - Contribution to central 24,400 — — — 24,400 24,400
funds(Methodist)
2110 - Annual donations to Meth — — — — — 350
Connex Funds
2120 - Annual donations URC — — — — — 150
Commitment for Life
2130 - Donations (other) 50 — 592 — 642 652
2230 - Ministers book allowance 230 — — — 230 230
2240 - Visiting preachers 390 — — — 390 565
2250 - Organists fees 675 — — — 675 1,225
2270 - Other service items 198 — 15 — 213 497
2310 - Childrens work 116 — — — 116 160
2331 - Catering 66 275 — — 341 516
2409 - Housekeeping supplies 775 — — — 775 1,186
2410 - Cleaning and caretaking 4,241 — — — 4,241 4,036
2411 - Window cleaning 70 — — — 70 175
2412 - Hygiene Services Contract 130 — — — 130 830
2420 - Annual servicing fire equipment 1,111 — — — 1,111 300
2421 - Annual servicing heating 150 — — — 150 —
2422 - Annual service of coffee machine — — — — — 418
2440 - Organ piano tuning repair 216 — — — 216 216
2450 - Church repairs maintenance 245 — — — 245 781
(minor)
2455 - Church repairs improvements — — — — — 2,503
(major)
2460 - Equipment furniture fittings 16 97 — — 113 854
2510 - Insurance 4,416 — — — 4,416 4,207
2520 - Water charges 2,033 — — — 2,033 2,015
2530 - Gas 3,122 — — — 3,122 3,588
2540 - Electricity 2,101 — — — 2,101 2,487
2611 - Printing stationery postage 86 89 — — 175 302
2612 - Photocopier maintenance 113 — — — 113 157
contract
2620 - Independent examiners fee 700 — — — 700 700
2640 - Telephone and internet 168 — — — 168 169
2641 - Wi Fi 701 — — — 701 701
2650 - Other management and 300 40 — — 340 645
administration
2710 - Stock purchases — 9,300 — — 9,300 14,078
2810 - Employee costs 4,877 — — — 4,877 4,785
2820 - Consultancy and professional 480 — — — 480 480
fees
Charitable activities Totals 55,044 9,801 607 — 65,452 77,086
Resources used Grand totals 55,044 9,801 607 — 65,452 77,086

Page 10

Collections for and payments to external organisations For the period from 1st September 2019 to 31st August 2020

Funds raised for external organisations
Children's Society
Christingle Service
Christian Aid
Christian Aid Week
RNIB
In memoriam donations
CTID Homeless Appeal
In memoriam donations
Fair Trade Fortnight
FTF fundraising
Traidcraft Exchange
Fair Trade Centre fund raising
Funds passed to external organisations
Children's Society
Christingle Service
Christian Aid
Christian Aid Week
RNIB
In memoriam donations
CTID Homeless Appeal
In memoriam donations
Traidcraft
FTF event
Fair Trade Foundation
FTF event
Traidcraft Exchange
Fair Trade Centre fund raising
Traidcraft Exchange
2018/19
Traidcraft Exchange
2019/20		 2019/20
2018/19
0
126
0
597
233
233
165
323
8
38
639
1,085
0
126
0
597
233
233
83
811
83
65
0
27
631
1,626
Amount held at 31st
August
38
0
8
38
46
38

Page 11

Independent Examiner's Report on the Accounts

~~•~~

Report to the trustees/
members of
On accounts for the year
ended
Respective
responsibilities of
trustees and examiner
Basis of independent
examiner’s statement		 ~~•~~
CHRIST CHURCH – EAST DULWICH
31st August 2020
Charity no (if any)
1143773
The charity's trustees consider that an audit is not required for this year
(under section 43(2) of the Charities Act 1993 (the Act)) and that an
independent examination is needed.
It is my responsibility to
•
examine the accounts (under section 43 of the Act),
•
to follow the procedures laid down in the General Directions given by the
Charity Commission (under section 43(7)(b) of the Act), and
•
to state whether particular matters have come to my attention.
My examination was carried out in accordance with General Directions
given by the Charity Commissioners. An examination includes a review of
the accounting records kept by the charity and a comparison of the
accounts presented with those records. It also includes consideration of
any unusual items or disclosures in the accounts, and seeking explanations
from the trustees concerning any such matters. The procedures undertaken
do not provide all the evidence that would be required in an audit, and
consequently I do not express an audit opinion on the accounts.

Independent examiner's In the course of my examination, no matter has come to my attention statement which gives me reasonable cause to believe that in, any material respect, the trustees have not met the requirements to ensure that:

Signed:
Name:
Relevant professional
qualification(s) or body
(if any):
Address:		 19thJanuary 2021
Robert A M Quaye M.Sc, FCCA CA (Gh)
ASSOCIATION OF CHARTERED CERTFIED ACCOUNTANTS
Robert Quaye & Associates
180 Chigwell Road
South Woodford
London, E18 1HA

Page 1