Charfty Registration No. 1143730
NINA AND ROGER sfEWAf(T CHARITABLE TRUST
YRUSTEES REPORT AND UNAUDrrED ACCOUNTS
FOR THE YEAR ENOED 31 AUGUST2021

NINA AND ROGER STEWARTCHARThABLE TrU5r
LEGALAND ADMINISTRATIVE INFORMATION
LynÈtte CiaiR
Robert Crai8
Charity number
1143730
Prfnopal addr•5S
clo Howard Kennedy LLP
Nol Ic¥tdon BridEe
London
SEI 9BG
lftd¢pend•nt eMamln*r
TC Group
Level l. DcvonshSre House
One Mayfalr Plate
London
WU 8A¢
Unlted Kin8dom
Solldto
Howard Kennedy LLP
ND. l London Bridge
London
SEI 98G
Inv•stm•rt advlsors
JM Flnn & Co
4 Coleman Str￿1
London
EC2R STA

NINAAND ROGER STEWART CHARITA8LE TRUST
COKtEKrs
Page
Trustees report
Independent examinéi's ￿port
Ststement of finandal actlvllles
alance sheet
Notes to the accounts

NINA AIID ROGER STEWART CHARifABLETRUST
TRUSfEES REPORT
FLVI IHE YEAR ENDED 31 AUGUST2021
The trLFStoes prÈ5ent their report:'and accounrs for the year cnded 31 August 2021.
The accoLtnis have been prepJreiJ in accordance with thp account5ng poliaes set out in note i to th¢ attounts
and corrtply wÉth the the trust's 18overntng document), the Charities Act 2011 and thè Statement of
Recommended PTanice,"Accounttng and Reponing by tharitiès", issved in Morth 2005.
Strurtur•. go¥ernance and mana8em•nt
The charity is an unlncorporaied body. ¢onstittsted under a cl73rJty trust deed dated 19 Aukust 2011 and is
re8istered chaTTty, number 11437.30. The tharity was o5tablished undèr tho terms of the Will of the late Nlna
Stewart who dltd on 26 Jun¢ 2011.
Trustees
The rharity deed prov5dos for a tnlnlmum of no Ic5S than two trustee5, nor more than five. Th¢ maxirnum
number of trustees may be chon
Iwo meetings each year.
ed by resolullon of ihe Trusteès at any time. The Trnstees must hold at least
The trurtees who served durfng the ye•r were,,
Lynette Craig
Robert CraSq
Spetlfic Investmorrt POWW5
Th*s¢ are Ilsted In the trust deed.
Tho Trustees hav* power to Invel thè lunds of the tharlty as they in thlnk fiL subjert to tsklng approprf*e
profesgonal advice.
Subsidlary tradlni iompany
Thc Trust's wholly owned tradin¥ ¢omp3ny Marshvllle limlted ceas•d trading in 2019 on thè tsnnlnation of its
prolStable equipment leases, and Nva5 wound up and di550W on 29 September 2020.
Rtsk assossmont
The Trustees have examined the major risk$ to which the Charlty may b* Exposed. They considef that ihe
principal risk to whith the charlty is exposed is snvestment risk, which they minlm15e by having prolessitrnal
Irwestment managers. J M Finn & Co. The Trustees believe systems a￿ In place adequate to moet Such other
potential risks as the Trustees hwe'iderits"fied. They COn￿n￿e to keep proce55es under re￿￿w.
ObSecll¥es and
The tho trust's objects are are
benèfit such registerod chdrities or char6table pury)05es rfind in such
propofflior15 and In such fflanner aftd subjett to svch term5 and condiuons as the Trustec5 in thelr absoltsto
discretion think fit from bme to ttme. The Trustees propose to make a variety of dDnab"ons to charitabl
OfKJnisations working in differert ftelds, and very occa51onal donattons to indNlduals appropriate for charitablo
support

NINA ANO ROGER sfEWART CHARITABLE TRusr
TRUSTEE5 REPORT ICONTINUEr¥
FOR 7FIE YEAR EI4DED31 AUGU5T2021
Public benefit
The trusiees confirm that they have roferred to the Charity Commisslon's general guidance on publi¢ benefit
whon making donèifitsns hgrtoing the distribtrtSon pollcy for the period. These objectives will continue to
be Pursued In the coming year.
The trustee5 have pald due regard to gUIdan￿ Issued bv the Charity Commisslon in decidin8 vthot acDvitie5 the
the trnst should undertake.
Athl•v•ftwnts and pèrfomiance
Durin8 ihe year, donations toialling E66.400 were approved. The Trustees consider that these approvals
represent an approprtaie exprciseiof their discre￿O￿ary powers.
Flnano41 r¢¥lew
Trust's work Is entirely rellant on Income from donations and Investment returns from its endowmcnts.
R•seTr*s pollcv
Any reserves are maintalned at disc￿l￿on of thè Trustees. The Trusteos èlm io malntsin free reserves at
lovel thot will provlde sufficltnt fund5 to Te5pond to Hpplications for donat10￿ and ensure that there ar•
5ufficlent fvnds èVail3ble to cover Support and governancè costs.
The Trusteos confimi that assets ait avallable and are adèqu*e to fulfil the obligatSon5 of the ¢harity.
In¥estrnent policy and perfonThanp
The Investment policy ol the chaflty is primarily to p￿SerVe the capital of ihtr charity, at such levels to en511fe
that adequato incorne 1$ returnod io furthor the charity's objrciTrves. The investments held will continue to be
m¢mitored a8ainst the poll￿ ot the charityto ensure Sncome and Capital growth ￿rna1n at satisfartory levels.
Plans for the futu
The Trustees will keep thelr pl•ns kknder revlew in the li8ht olthe fundinu ￿allaNe to the charfty.

NINA AND ROGER StEWART CHARITABLE TRUST
TRUSTEES REPORT ICONTFNUE
R>R TIIE YEAR EAIDE031 AUGUST2021
Ststement of trustee5 responslbllltles
The tTU5tees are responsible for preparsng the Trustees Report and the accounts in accordanct with applicablè
law and iJnlte(i ￿ngdoM Accounting Standards Iunitèd KinKdom Gerorally Accepted Accounting Practice).
The law applicable to charlt(es'ln En8lanfl and Wales requires the trustee5 to prepare atcounts for eath
financial year whlch Rive a tfue and fair view of tho state of affairs of tho the trust and of the inromln8
resources and application of resoyrccs of tho the trust for that year.
In preparing thesÈ accounts. the Iru5toes are reqylred to:
- selert sultable actounlSr8 polic￿S and then apply them conslstentlv,,
- obscrve the methods and prinuples lft the Charlties SORP,.
. make ludgemenls ond èStimate5,.that are rea$onable and pwdent..
5tste whether applicable accoynVnK standords havo been followed. subject to ary material dopartures
disdosed and explained In the a¢o)unts,' and
prepare the accounts on the 8dlnR concern bast5 unless it is Snapproprlatè to prrfume that tho chartty will
contlnue In opefatlon.
The trustees are re5ponsiblo for k•epin8 Sufficient accounfjn8 rKor05 that dlsdose wjth rÈasonJble accuracy at
any time the fiftanclal position of.the the trust and enable them to ensure that the accounts comply wilh the
Charlies Att 2011, thc Charity IArcounts and Reports) Regulations 2008 and tho provis40ns of the trust deed.
They are also responsible for 5aleKudrdin6 the assets of the charity and hence for tskin8 reasonablo steps lor
rhe preventlon and detection of frbvd and other irregularibes.
On behalf of the board ot trustees
Robert Cr•io
Trustee
Djted..
Is

NINA AND A06ER 5TEWARTCHARrrABiE TRusr
INDEPENDENT EXAMINER'S REF4)RT
TO THE TRU5TEESOF Nlf4A AND ROGER sfEWART CHARITA8LE Tru
I report on the accounts of the the trust forthe year ended 31 August 2021. which are set out on pages 5 to 9.
Respective ￿sPOnsibl11￿es of trustees •nd examiner
Thc charity's tsustee5 are responsible for ihe preparation of the accounts. The charity's trustpe5 consider ihat
an audit Is not reoulred for thls year under section 144121 of the Charrti¢5 Act 2011 (the 2011 A£tl an(1 that an
indopÉ•ndcnt exafnlnation Is needed.
It is my responsibility to=
111 examine the accounts undqr seLllon 145 of the 2011 Act-,
lill to follow the proctdures laid down in the genernl D*￿tIOnS given by the Chartty Commission under
sectlon 145ISllbl of the 2011 Act; and
11111 TO stste whether parrscular mattèrs have come to my attention.
8asts of Indepefident examlnees report
My examination was carried our in accordance with the general Dlrection5 given by the Chartty Commi55>0n. An
examrnation includes a review of the accounting records kept by tho charity aftd a ¢omparlson of the accounts
presented with thosè records. li also Includes consSderatiortr of arty unusual Items or dlsclosvres in the atcounts.
and seeking explana￿0￿5 from you as trustees concerning any such matters. The procedures undertaken do not
provide all the evidenco that would be required in art audit and Consequent￿ no tspinion 15 given as to wh£)ther
the ac¢ounts present a 'true and falr vFew' and the repgrt 15 Ilmited to those matters svt out In the statement
below.
Ind•penderrt •x•mlnerfs st•t•mebt
Ih connedon wth my examination. no matter has corne to my attention:
{al whlch gives me rea50nablÈ Cause to believe that In any material respett the fequirements..
to keep accounting records in Jccordance with sectton 130 of the 201J Att.. and
Illl to prepare acmunts which a¢¢ord with ihe accountsng records and comply with the accoLsnti
requiremenls ofthe 2011 ACL.
have not been met.. or
Ibl to whl¢h, In my opinlon. attenuon should bè dnwn In order io enable a proper understandin8 of tho
C￿￿nIS ro bè reathed.
TC Group
Dwid Lèigh FCA
Levol L Devonshire House
Ono Mayfair Place
London
WLt 8A1
Unlted Kingdom
15 March 2022

NIMA AND ROGER sfEwARf CHARITABLE TRusr
rATEMEwf OF FINANCIAL AcfiviTIES
INCLUDING INCOME ANO E¥P£NDITURÉ ACCOUNT
FOR THE YEAR ENDED 31 AUGusf2021
Unr•rtri¢ted Restrlcted
fuhd5
funds
Totsl
2021
Total
2020
Notes
In
omi
Donations and legacies
Investment income
era
ed ILrnds
92.784
111,388
138A86
138.486
Totsl Intomln8 r*50urce
138.486
131486
204,172
sources ex
Costs of qeneratln8 fund5
Investmerrt management costs
31533
31533
25.529
Net Sncomlnq rnsource5 wJall•bf•
105,953
105,953
178.643
Charftable ac6vi6•s
Donatsons paid
66.400
106.910
&xf•rnance ¢o5ts
3,064
3,072
Total rewurt•s *￿￿nded
101,997
101.997
13S.511
N•t Income for the yearl
Net Sncomln¢ resources
68,661
Oth•r rew8nlsod 8aln$ •hd105ses
Gèlns on Investment asset5
1,040,432 1.040,432
217.036
Net movement •n fw
36,489 1.040,431 1.076.911
285,697
Fund bèlance5 at I September 202¢
183.336 6,477,063 6.660,399 6,374,702
Fund bo14n￿$ at 31 AuBu# 2021
219.825 7.517.495 7.n7,320 6,660.399

NIP4A ANO ROGER STEWART cNARITA8LE TrUST
BALAN￿ SHEET
ASAT31 AUGUST2021
2021
2020
NDt•s
Flxed as5et5
Inve5tmefits
7.471OaS
5.890.655
Curr•nt assets
Cash at bank and in hand
Creditors: amounts fallSft8 duè wlthln
¢)ne year
268.285
772,744
{3.rAIo)
13.iY)01
Net ¢urr•m assets
265.285
769,744
Tfflal assets less currerrt Il•bllltleg
7,737,320
6,660.399
Inc4m* lunds
Rtstrictcd fund$
7,517.4%
6.477,063
Unre5tr1¢ted funds
219,825
183.336
7,n7,320
6,660,399
Thc accounts We￿ apprtsyed by the Trust•*s on .....
Robert Craiorllv-
Trustee

NINA AND ROGER STEWARTCHARITABLE TRUST
XOTES TO THEACCOUNTS
FOR THE YEARENDED 31 AUGusf2021
Ac¢ounling polldes
1.1 8asls of preparatlon
The accounts have been Pr+pa￿d under the hlstorscal tost convention.
The accounts hève been wepared In accordan¢e with appllcable accournin8 stsndards, the Statement of
Rpcommended Practice. "4¢counttn8 and Reportin8 by Charitie5' Issued in Mèrch 2￿5 and the Charities
Art 2011.
1.2 Incoming resour(es
In¢ome 15 derNed from donhtlons and irwe>tment rnrome and ￿ a￿¢￿nted for on the ieceipt d#te.
1.3 R•sour¢es ewnded
Donab"on5 are accounted foi when they are paid. Expendtturv Incurred In connertlon wlth the specific
aCTivlties of thc charity 15 included under the headln8 charltsble aedvitie5.
Governance tosts are thoje rosts In¢Lbrred by the ch¥rlty in order to moot stsiutory and re8ulatory
reoulrements
IA In¥eskn•nts
U5ted Invcstments are sta*¢ at market value at the balance sheet d*e,
Rtsalised 8ains or losses are falctslèted as ihe dIffe￿nCe be￿een the dlsposal pffjceeds and the market value
of the Investm¢nt ai the Pthious yew end lor date of acqulsibon If ptsrchasod durFng tho ￿ar).
Unreallscd gain& or10sses a￿ calculated as the difference between thè market value at the cuNtnt year end
and the market valu¢ at the Prfor year end lor date ol acqulsition If purchased durin8 the year.)
Irfvestments In subsidlary u￿lertakings are stated at ￿5t less prtyislon for dimlnution in value.
1.5 Expendable endowment
In accordance with the Trust Deed the total value ol Investments Is expèndable, that is the Trustees have
power to expend the capital and incorne of the r.harity.
I￿ Cash flow st•temert
Thè entity qualrfies a$ a small charity and has therefore taken the exemption available under FR5 1 Irevlsed
19961 from the requlrement lo publish a cash 5tatemenL
1.7 Group accounts
The fiftanclal statement5 P￿sent informatlon about the (ompany a5 3n Individual undtrtaklng 3nd not about
its 8roup. Tho company and its sub5idlary undertaking rDmpr¥se a small-slzed group. The Company has
therefore tsken advantsge ￿ the exemptions provided by seth.on 399 of the Companies Act 2006 not to
prepare group accounts.

NINAAND ROGER STEWART CHARITABIE TRusr
NOTESTO THE ACCOUNTS (CONTINUED}
FOR 7HE YEARENDED31 AUGUST2021
Donagons and le￿OeS
Tot41
2021
Total
2020
Donattons and gifts
92,784
In¥tstnMt InoMn¢
2021
2020
Income from listed InvÈstm1nt5
Intefesr ieceivoble
138,247
239
107,410
3.978
138.486
111.388
fotsl resourc•5 •xpended
1021
2020
r￿Sts of generatlng funds
Investment mana&ement co
32,533
25,529
tharftsbl* ècovlfles
nation
Activities undertaken dlrect
66,400
106.910
6th￿rnanCe costs
3,064
3,072
101.997
135511
Governanco costs includes payments to the auditors of £3.CMIO12020.. £3.OCJoi faf 3udlt fa*s.
None of ttte trusiee5 lor arty ￿ersOn$ c(*inerted wlth theml received any remunvration or rè.imbursemenz of
expenses during the year.

NINAAND ROGER StEWARTCHARITABiETRUST
NOTES TO THE ACCOUNTS ICONTINUED)
FOR 7HE YUR ENDED 31 AUGUST2021
Employees
There were no employees
utin8 the year.
Flxed 8sset in¥estmqnts
larknt value at I Septemb¢r 2020
Disposals at opt'ning book Nqlue
Acquisitions ai tost
Chan%e in value in the year
5,890,655
1682,1041
1.223,052
1.040,432
Market ￿l￿e at 31 Au8ust 2021
7,47I035
Historical cost-.
At 31 Au8USt 2021
5.228,174
At 31 AuRu5t 2020
4,366.413
Creditors: armunts falllng dts¢ wlthln one y¢•r
2021
2020
Accruals
Anatysis of net a55ets between funds
Unr*5trlrted Ile5tr6cted
Totsl
Fund balance5 èt 31 August b321 are ￿preSeNted by:
Irw*5tments
Current a55ets
Creditors: amounts falling dué wrthln one y¢aT
Expendable endowment
7,472,035
268,285
13.0001
17,517.495)
7,471035
268.285
{3.1)00
7,517,495
219.825
7,517,495
7.737J20

MINUTES OF A MEF.TING OF THE TRUSTEES OF THE NINA AND R￿lF.R STEWART
CHARITABLE TRUST
e£44J V4Ysf4 hj Ji 4 A) 4
FIL.J.I? AT:
. Jg"
R Craig
L Crai8
The lrnslce%' and a￿0UnLI of the chorty for the year ended 31 Au8U8t 2021 were submiii¢d ¢0
the merting.
I'f WAS RF.SOLVED thai the xcounts be alld ve hereby upprov¢d and siy)ed by R Craig on behalf or
the 'l'ru%t¢o%.
Ilaviftg reviLwed and cottstaer￿ lhe ternis of 8 letter or1ep￿en￿litsn from th¢ ¢harity ts) the
independL'lli cxaminers. ￿ reswLi of the Inde￿n(￿.nt ¢xamtn4)tion of the Lharity'$ ￿(￿u￿(S tor the yar
ended 31 Au¥ust 2021. IT WAS RF.SOI.VLD thai ¥uch l¢ner b¢ approv¢d aDd ihaf R CTri8 be
authorisc4J io 8i¥n li on beh￿r￿[ thL chariry.
The meeting then iernirn*e&
R Cr4ig
lon bthiiifof the Tntsitts)

The Nsna& Roger.Siewart Charitable Tnj
No. l LAlid￿ Bridgc
London
SEI 9BG
tts STf5
Dwing Ibe course ofyour indep¢ndeni ¢xamrn*Éon of the fmancial 5tat¢m¢nts of the chtsrity for the
year en&d 31 Au8u5t 2023 ftsllowing represen￿lOnS w¢re ma(k to you by man￿)ement and
tntsi¢¢s.
We have ￿lfIlled ourresr4insibilities 25 trustees under thL Churili¢s Act 201 I f￿. preparing
rJn&ncial ststemett4 in accordance wtth the applicabl¢ financ￿] reporting fr4mework.. thai
give a true and falr vi¢w and for maktng accuraie rep￿nIa￿"0￿% to you a4 nur auditors.
We Lonfimi thar all accouniing record8 have been made avEilable to you for the ￿trpose of
your inde￿ndent e.xaminaiion, in a¢cordaftcL with your tLrn]5 ofenxi4iem¢nl, and Ulai till the
trdnsaciions undenak"LT by thL iharity havL been prvrtrly rcfleded and recorded in th¢.
accounting records. All ￿her reLords and related lnfumiatio￿ including minutL% of all
Inan￿em¢nL In￿l￿s, llnd mLinl)er5' mcdinA& hav¢ b¢en madc available 10 you. We ha￿.
SjVLn you unrEstrirt¢d ac¢¢ss iii pLY50ns within the charty in io obtsin audit evid¢nLL'
and have pnTrvided any addition41 infomwtion you have rryu¢sied for the purposes ofyour
independent examination.
We confmn ihal $i￿1r1¢an1 &4yumVlon$ used by UN in making a¢couniiny es1imateK in¢ludin#
thos¢ mA¥ured * rair value. ore reL4onable.
We confTrm th￿ ull knowtt actual or rwible litigation ¥nd ¢Faimg whose ¢ff¢¢L* should b¢
con5idLred whLn prepariDg thc finÈn¢id si41¢￿e￿L8 have been disc105ed lo the Indcrrtndent
cxainincr l￿d accoun￿xI for di9¢1th%.d in accorda￿¢ with the zr4)15¢abie fin8D¢iil
rcporttng ITJmew(rk.
We confirm thAt there had beon no ¢v¢nts sin¢e the balance shc¢i dat¢ which requTre
disclosurL' nr which would in?ierially affcci the amLXtftts in the finw)¢i41 ¥luiem¢nts, i)iher than
thL)se alrtady di￿l￿Sed or included in ih¢ financi&l thtem¢nts.
WL confirm that we awar¢ thai • relaied purry of thi charity is a i)r or￿￿1￿11￿n
which eithLr (directly or indirecily> coniroi& has joint control of. or significantlv innuences
Ihe charily or vilx vcrsa a ttsuli wall includc: Iniste￿dI￿￿or& oihcr kev ni£Lni¥en)eiiL
tlclse family othcr tryJsine&s inierests of the previcAJ%. We conlirni thai ihL Tclaied party
rvlati(Trnsliips and ￿￿5aCtIOnS 5ffl oul ￿loW are a Comple￿ li¢ of.guch relationships and
tran4actions and that wc are not aware of any further related parties w transactions.
Poty
RL.141iiM￿hlP
Mr R Crai8
Mrs L Crdig
None
Tr￿tt
None
W¢ ¢onfimi th#¢ ill.rel•*d paty r¢I￿lOnShIpS tran8aLiivn% have been ￿¢(￿nI¢d for and
dtqcl(ts¢d in aryordlnce with thL' applicabl¢ financial ryrtins T￿￿¢Work.
We clmfrmi tho charity h&$ ha(L ￿ nv time during the yor. any amgemenL tr•nsaction
or agreLnncni ID prvvide credii facilities (including advancc.s and credit% ￿￿nI¥d by Ihc
charity) l(Ir tnJslee5, nor to provid¥ suar￿nte¢S of any kind on 1xhail.of th¢
Wc confirni that the charity hsL% n(>t contradcd for any rapftyl exP￿dI￿￿e olkn than &$
di*10sL.d in th¥ finty¢ial 51a¢emen￿.

10.
We confirn) tharwe are nol aware ofany po&%ible oracthal tnstsnce of non4omplianc¢ with
tho.se laws and rcglllaiions which provi(k a legal fram¢work wiihin which the thi￿1[Y conijurts
tts aLli¥iiioi and which arc centrdl to the chwiry's ahility 10 condurt its activities. except &*
explained ioyou and as disclosed in the financial sLaiemcnts.
We ¥krrt)wledge our reswlngibility for the design and irnp]em¢nthtion of iniern41 controls to
pr¢vent and detcei fraud We confirm thai we havL di￿loSed to you th¢ results of ￿￿r own risk
asses%inent that th¢ r]natKAaI ma￿M￿t5 may k misstaied as a re5uk of fraud.
12.
W¢ conftrm that thLr¢ havL bcen no acwal or inStsnc&% offraud involving trus.
managenjent or employees who h*vc a significant rolL Én inf¢mttl contsvl or thai £(Truld have
maicrial etTccl on thL. finaocid S¢￿eM￿Ls. We also c(thfim) thai wc Urc noi aware ut'any
11¢￿tionS of fraud by former employees. or others.
13.
We confirni th2L having LonsKkrLQ our expefflations 4nd in(¢ntions for the nexi 12 month$
ond thc availabiliiy OfUn￿striCtcd re5ttry¢& the ¢harity is a going conceThL
We ¢onlum thBt in our opinion ther¢ 8re no unadju*ed MI￿tOteMentI.
We eonftmi thai all 8rdntN donattons aud other incL)m& including 5ubjea i() special
t¢rnis or Lundiiions orreceivtyj fur restrictcd purpo5¢5, have been noiili¢d lo you. The￿. have
been no breathL3 of tern15 or condiiions during the peTKJd regarding ih¥ a￿licAtion of %u¢h
in¢ome.
14,
15.
16.
We confirni thai We are noi awurL' ofany maner5 of m&L'ri41 sigtijfic￿cc should be
reponed to ihe Ch•riry Coinrnis5ion.
17,
We a¢knowledge' our 1¢881 Twonsibilitits regardin8 disclosure of itifomiatith to you as
auditors dnd confinn thai..
a) Jo ￿ #s trustee iy aw8rK there is no r¢l¢vtht inforniation of whith yw as
indepettd¢nt ¢x¥nincrs are ujwwarc.
b) cach h&8 thken all the steps thai they •1 lo have ¢aken &% a trnsteo to
m#kc ihem5elve4 aware of wiy Televant infornithion and to e¥thblish th41 you are
W¢ confm that the olM)v¢ r¢pres¢ntatioTrs arv made Ibe Prt%i5 of eTrquiries of manaEemeftt and stsff
with rel¢vani knowled¥e and ex￿rIence wh¢TL appn¥Jriaic of supr￿￿1￿8 ducum¢nl4¢Sonl
4ullicieni to satisfy Ihat we prO￿lY make Ldch of thL ai¥)ve repry3cniaiion% to you and thai i
lh¢ b¢51 Or￿￿r knowlcdge an¢J belief thiy 4¢cuYat¢ly reflcct thL repr¢scntations mthle to you by the
Irusttts during the C4)ur5e oeyour 1nd¢￿￿d¢nl ¢xamik)aiion.
Yours Fdi
ttjlly.
Sixncd OD behallof thL board oftrusttts
Isis