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2020-08-31-accounts

Charity Number 1143411

LONDON RABBINICAL

FINANCIAL STATEMENTS 31 AUGUST 2020

LONDON RABBINICAL FINANCIAL STATEMENTS

YEAR ENDED 31 AUGUST 2020

CONTENTS PAGE
Trustees and professional advisers 1
Trustees Annual Report 2-3
Statement of Trustees responsibilities 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7-9

LONDON RABBINICAL

TRUSTEES AND PROFESSIONAL ADVISERS

Registered charity name London Rabbinical
Charity number 1143411
Principal office 207 Hale Lane
Edgware
Middlesex HA8 9QH
Trustees Mr S Chontow
Mr S Joseph
Independent examiner JS & CO Accountants Ltd
26 Theydon Road
London
E5 9NA
Bankers NatWest
Temple Fortune branch
1175 Finchley Road
London NW11 0BE

- 1 -

LONDON RABBINICAL

TRUSTEES ANNUAL REPORT

YEAR ENDED 31 AUGUST 2020

The trustees have pleasure in presenting their report and the unaudited financial statements of the charity for the year ended 31 August 2020.

REFERENCE AND ADMINISTRATIVE DETAILS

Reference and administrative details are shown in the schedule of trustees and professional advisers on page 1 of the financial statements.

THE TRUSTEES

The trustees who served the company during the period were as follows:

Mr S Chontow Mr S Joseph

The day to day affairs are undertaken by Mr Kleiman on behalf of the trustees.

All major decisions are taken collectively by the trustees.

The trustees are unpaid and details of any related party transactions are disclosed as applicable in the notes to the accounts.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The charity is an unincorporated charity registered with the Charity Commission (Registration No. 1146411).The charity is governed by its Trust Deed dated 4th August 2011.

Recruitment and appointment of new trustees would be in line with the Trust Deed and with the consent of the trustees. The criteria set for the suitable candidate would be someone who is sensitive to the needs and demands of the organisation.

OBJECTIVES AND ACTIVITIES

London Rabbinical is a charity whose objective is the advancement of the orthodox Jewish faith. The trustees confirm that they have referred to the Charity Commission's general guidance on public benefit when reviewing their aims and objectives, planning future activities, and setting their grant making policies for the year.

ACHIEVEMENTS AND PERFORMANCE

ln line with its objectives, London Rabbinical provided support in the form of grants, for students engaged in Jewish Talmudical studies and have now also rented a building where they teach the students and provide support.

- 2 -

LONDON RABBINICAL

TRUSTEES ANNUAL REPORT (continued)

YEAR ENDED 31 AUGUST 2020

FINANCIAL REVIEW

Sources of funds are through fundraising and the generosity of the public. The grant making policy is based on the trustees' decision following investigation of applicants' circumstances and with special reference to low income. Reserves policy

The trustees aim to build up free reserves to a level of 6 months of student grant funding. As at 31 August 2020 the Charity had £80,277 Unrestricted Funds. Investment Policy

The Charity has now also invested in a property partnership in order to increase its funds. Risk management

The trustees have examined the major strategic, business and operational risks which the charity faces and confirm that systems have been established to enable regular reports to be produced so that the necessary steps can be taken to manage these risks. PLANS FOR FUTURE PERIODS

The aim is to continue to provide support in the form of grants, for students engaged in Jewish Talmudic studies.

Signed on behalf of the trustees

.......................................................... Mr S Chontow Trustee

31 May 2021

- 3 -

LONDON RABBINICAL

TRUSTEES RESPONSIBILITIES

YEAR ENDED 31 AUGUST 2020

The charity's trustees are responsible for preparing the Trustees Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011 and the Charity (Accounts and Reports) Regulations 2008. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

- 4 -

LONDON RABBINICAL

STATEMENT OF FINANCIAL ACTIVITIES

for the year ending 31 August 2020

Notes
INCOMING RESOURCES
Incoming resources from generated funds
Investment Income
7
Voluntary Income
2
OTHER INCOME
3
Total Incoming resources
RESOURCES EXPENDED
Costs of generating funds:
Fundraising Cost
4
Costs of charitable activities
Charitable activities
5
Governance costs
6
Total resources expended
NET INCOMING/(OUTGOING)
RESOURCES
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Total
Restricted
funds
Unrestricted
funds
2020
£
£
£
1,261
1,261
221,136
221,136
0
222,397
222,397
10,246
10,246
0
232,643
232,643
3,121
3,121
218,060
218,060
6,187
6,187
0
227,368
227,368
0
5,275
5,275
0
75,002
75,002
0
80,277
80,277
Total
2019
£
6,352
236,254
242,606
0
242,606
18,193
238,422
5,935
262,550
-19,944
94,946
75,002

The Notes form part of the financial statements

Page 5

LONDON RABBINICAL

2020
Notes
£
£
FIXED ASSETS
Investments
7
119,000
CURRENT ASSETS:
Cash at bank and in hand
0
0
CREDITORS: amounts falling
due within one year
8
-38,723
Net Current assets/(liabilities)
80,277
NET CURRENT ASSETS:
80,277
FUNDS
9
Unrestricted funds
80,277
TOTAL FUNDS
80,277
Approved by the board of Trustees on:
And signed on their behalf by:
31 May 2021
BALANCE SHEET
31-Aug-20
2019
£
£
119,000
0
0
-43,998
75,002
75,002
75,002
75,002
2019
£
£
119,000
0
0
-43,998
75,002
75,002
75,002
75,002
75,002
75,002
75,002

Trustee

The Notes form part of these financial statements

Page 6

LONDON RABBINICAL

NOTES TO THE FINANCIAL STATEMENTS for the year ending 31 August 2020

1 ACCOUNTING POLICIES

Accounting convention

These accounts have been prepared in accordance with the historical cost convention and in accordance with the Financial Reporting Standard for Smaller Entities (FRSSE) (effective January 2015). In preparing the accounts, the charity follows best practice as laid down in the Statement of Recommended Practice “Accounting and Reporting by Charities” (SORP) issued in March 2005. Where there is a conflict between the FRSSE and the SORP, the SORP has been adopted in accordance with paragraph 419ff of the SORP.

Incoming resources

Incoming resources

All incoming resources are included in the statement of financial activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy.

Resources expended

Expenditure is accounted for on accurals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consitent with the use of resources Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

2 VOLUNTARY INCOME

trustees.
2 VOLUNTARY INCOME
Donations received
3 OTHER INCOME
Furlough income
4 FUNDRAISING COSTS
Fundraising Costs
Restricted
Funds
Unrestricted
Funds
Total
Funds
2020
Total
Funds
2019
£
£
£
£
221,136
221,136
236,254
£
10,246
Restricted
Funds
Unrestricted
Funds
Total
Funds
2020
Total
Funds
2019
£
£
£
£
0
3,121
3,121
18,193
0
3,121
3,121
18,193

5 COSTS OF CHARITABLE ACTIVITIES

Sudent Grants
Donations
College running costs
Rent
Activities
Wages
Restricted
Funds
Unrestricted
Funds
Total
Funds
2020
Total
Funds
2019
£
£
£
£
127,448
127,448
176,945
0
9,256
26,851
26,851
0
26,994
26,994
0
4,247
4,247
0
32,520
32,520
52,221
0
218,060
218,060
238,422

Page 7

LONDON RABBINICAL

NOTES TO THE FINANCIAL STATEMENTS for the year ending 31 August 2020

6 GOVERNANCE COSTS

6
GOVERNANCE COSTS
Accountancy
Professional fees
Postage
Office Supplies
Cleaning
Sundries
Travel
7
INVESTMENTS
UK Investment Property
Restricted
Funds
Unrestricted
Funds
£
£
0
576
0
378
0
0
1,894
0
1,092
419
0
1,828
Total Funds
2020
£
576
378
0
1,894
1,092
419
1,828
6,187
2020
£
119,000
Total Funds
2019
£
540
288
54
2,671
1,310
0
1,072
0
6,187
5,935
2019
£
119,000

The fixed asset investment is held primarily to provide an investment return for the charity and is valued at historical cost.

8 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

DUE WITHIN ONE YEAR
Accurals
Bank loans and overdrafts
Other Creditors
2020
£
576
4,659
33,488
38,723
2019
£
540
2,672
40,786
43,998

9 MOVEMENTS IN FUNDS

At 1.09.19
Net movement
in funds
Restricted funds
£
£
Grants
0
0
Unrestricted funds
General fund
75,002
5,275
TOTAL FUNDS
75,002
5,275
Net movement in funds, included in the above are as follows:
Incoming
Rescources
resources
expended
Restricted funds
£
£
Grants
0
0
Unrestricted funds
General fund
232,643
227,368
TOTAL FUNDS
232,643
227,368
At 31.08.2020
0
80,277
80,277
Movement in
funds
£
0
5,275
5,275

Page 8

LONDON RABBINICAL

NOTES TO THE FINANCIAL STATEMENTS for the year ending 31 August 2020

10 TAXATION

London Rabbinical is a registered charity and therefore is not liable to income tax or corporation tax on income derived from its charitable activities, as it falls within the various exemptions available to registered charities.

Page 9