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2021-03-31-accounts

REGISTERED COMPANY NUMBER: 07577060 (England and Wales) REGISTERED CHARITY NUMBER: 1143245

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 March 2021

for

Karimia Association Limited

M Ahmed & Co Chartered Accountants 83 Park Road Chilwell Nottingham NG9 4DE

Karimia Association Limited

Contents of the Financial Statements for the Year Ended 31 March 2021

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6 to 7
Cash Flow Statement 8
Notes to the Cash Flow Statement 9
Notes to the Financial Statements 10 to 18
Detailed Statement of Financial Activities 19 to 20

Karimia Association Limited

Report of the Trustees

for the Year Ended 31 March 2021

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the charity are set out in the charity's trust deed and are summarised below:

  1. Advance the teaching of Islam and the observances that serve to promote and manifest it;

  2. Advance the education of young people under the age of 18 in particular Muslims by the establishment and maintenance of a school; and

  3. Provide facilities for the recreation and other leisure time pursuits of persons who have need of such facilities by reason of their youth, age, infirmity, disablement, poverty or social or economic circumstances in the interest of social welfare with the object of improving their condition of life.

The objectives are set to reflect our faith and community aims. Each year our trustees review our objectives and activities to ensure they continue to reflect our aims. In carrying out this review the trustees have considered the Charity Commission's general guidance on public benefit and in particular its supplementary public guidance on the advance of religion for the public benefit.

There have been no changes in the objects and policies during the year.

ACHIEVEMENT AND PERFORMANCE

Charitable activities and developments

The charity operates mosques, Quran schools and a community centre at its principal premises in Hyson Green, Nottingham. These have been enhanced by new events of national significance which started during 2019-20: Karimia Institute’s Aalim Course; Quran School Nasheed Classes; the National Qirratt Competition for Quran Schools children and the organisation of the Muslim Cultural Festival. The Walsall centre which was opened in 2017 is also flourishing. The mosque and community centre purchased in Oldham in 2018 has been developed further during 2020 and more work will be carried out as funds become available. The Association continues to help other mosques with Imam and teacher training.

FINANCIAL REVIEW

Financial position

The Statement of Financial Activities for the year is set out on page 6 of the financial statements. A summary of the financial results and the work of the charity is set out below.

The charity's main source of income is donations. During the year, £341,179 (2020 - £372,219) was donated by the local community and visitors. This amount was augmented by £ 7,521 (2020 - £51,794) of Gift Aid tax refunds, £79,922 (2020 - £219,953) from voluntary tuition fees, £246,905 (2020 - £227,149) of grants from Nottingham City Council and other organisations and £259,069 (2020 - £0) furlough and Covid support grants. Overall income was £73,104 (8.0%) higher than 2020. This was due to increases in general donations..

Expenditure of £748,553 (2020 - £857,817) was £109,264 (12.7%) lower than 2020 due to reductions wages and salaries and premises costs as the mosques were closed for some periods due to the Covid-19 pandemic. This resulted in an operating surplus of £196,278 (2020 - £13,910) which was used for repaying loans and working capital. The Association continues to be well supported by the local authority and organisations. The charity thanks all its members and supporters for their work and generosity.

Principal funding sources

The Charity is totally dependent on funding from members and government authorities and securing this funding, to meet the operating and development costs remains the key challenge for the management committee over the short term.

Page 1

Karimia Association Limited

Report of the Trustees

for the Year Ended 31 March 2021

FINANCIAL REVIEW

Investment policy and objectives

The Association has no long term investments. Cash reserves are small and are held in regular bank deposit accounts. The interest earned is considered by the trustees as a gift of the UK banking system.

Reserves policy

The Management Committee is aware, and has a policy, that unrestricted funds held by the charity and not committed or invested in tangible fixed assets should be between 3 and 6 months of expenditure.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Karimia Association Limited is a charitable company. It is a registered charity, number 1143245, and company limited by guarantee, registration no. 07577060. It is governed by the Memorandum and Articles of Association.The management of the company is vested in a Management Committee consisting of a Chairman, Secretary and Treasurer.

Recruitment and appointment of new trustees

Applications for trusteeship and membership of the Management Committee are sought by personal solicitation. A panel comprising existing trustees and members of the Management Committee are involved in the selection process. The Management Committee meets at least four times and deals with all operational and development matters. All Trustees must be Muslims.

Induction and training of new trustees

Following appointment, new trustees are introduced to their role and are given copies of the trust deed and a guide to the policies and procedures adopted by the charity. A number of publications from the charity commission are also provided including the guidance on charities and public benefit and on the advancement of religion for the public benefit. This ensures that new trustees are aware of the scope of their responsibilities under the Charities Act. Initially, new trustees work with an existing trustee assisting on activities and projects run by the charity. After a satisfactory period of induction they are given the task of leading projects and other work.

Risk management

The trustees have assessed the risks the charity faces and have drawn up a risk matrix which identifies the major risks by area, the nature of those risks, the likelihood of the risks happening and the measures taken to manage them. The trustees review this risk matrix regularly at their meetings. The trustees are satisfied that systems are in place, or arrangements are in hand, to manage the risks that have been identified. In particular, insurance cover is in place and the finances of the Association are kept under review. Appropriate checks, supported by regularly reviewed policies, are made for all those who work with children or other vulnerable groups in the mosques or community centres.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

07577060 (England and Wales)

Registered Charity number

1143245

Registered office

512-514 Berridge Road West Nottingham NG7 5JU

Page 2

Karimia Association Limited

Report of the Trustees for the Year Ended 31 March 2021

Trustees

T M Nasir Chairman, Director and Company Secretary Mr F Rabbi Trustee & Director C A Wahid Trustee & Director Dr M Hussain Chief Executive Ms S Mohammad Trustee M Ashraf Trustee M Iqbal Trustee M Suleman Trustee Z Khan Trustee M Younas Trustee R Khan Trustee J Rabbi Trustee M Naheem Trustee N Mamood Trustee Moulana M Ishaque Trustee

Company Secretary T M Nasir

Independent Examiner

Maqbool Ahmed ACA M Ahmed & Co Chartered Accountants 83 Park Road Chilwell Nottingham NG9 4DE

Approved by order of the board of trustees on 26 December 2021 and signed on its behalf by:

T M Nasir - Trustee

Page 3

Independent Examiner's Report to the Trustees of Karimia Association Limited

Independent examiner's report to the trustees of Karimia Association Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2021.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of ACA which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Maqbool Ahmed ACA M Ahmed & Co Chartered Accountants 83 Park Road Chilwell Nottingham NG9 4DE

26 December 2021

Page 4

Karimia Association Limited

Statement of Financial Activities for the Year Ended 31 March 2021

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
Charitable activities
4
Fees
Other trading activities
3
Other income
Total
EXPENDITURE ON
Raising funds
5
Charitable activities
6
Expenditure
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
188,900
240
10,235
-
199,375
21,275
171,967
193,242
6,133
262
6,395
Restricted
fund
£
665,774
79,682
-
-
745,456
-
555,311
555,311
190,145
1,522,279
1,712,424
31.3.21
Total
funds
£
854,674
79,922
10,235
-
944,831
21,275
727,278
748,553
196,278
1,522,541
1,718,819
31.3.20
Total
funds
£
651,162
219,953
542
70
871,727
21,275
836,542
857,817
13,910
1,508,631
1,522,541

The notes form part of these financial statements

Page 5

Karimia Association Limited

Balance Sheet 31 March 2021

Notes
FIXED ASSETS
Tangible assets
11
CURRENT ASSETS
Debtors
12
Cash at bank
CREDITORS
Amounts falling due within one year
13
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
14
NET ASSETS
FUNDS
16
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
fund
£
2,592
3,289
15,668
18,957
(15,154)
3,803
6,395
-
6,395
Restricted
fund
£
1,928,548
60,430
94,514
154,944
(118,433)
36,511
1,965,059
(252,635)
1,712,424
31.3.21
Total
funds
£
1,931,140
63,719
110,182
173,901
(133,587)
40,314
1,971,454
(252,635)
1,718,819
6,395
1,712,424
1,718,819
31.3.20
Total
funds
£
1,971,560
14,547
103,902
118,449
(251,738)
(133,289)
1,838,271
(315,730)
1,522,541
262
1,522,279
1,522,541

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2021.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2021 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 6

continued...

Karimia Association Limited

Balance Sheet - continued

31 March 2021

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 26 December 2021 and were signed on its behalf by:

M Hussain - Trustee

The notes form part of these financial statements

Page 7

Karimia Association Limited

Cash Flow Statement

for the Year Ended 31 March 2021

Notes
Cash flows from operating activities
Cash generated from operations
1
Interest paid
Net cash provided by operating activities
Cash flows from investing activities
Purchase of tangible fixed assets
Net cash provided by/(used in) investing activities
Change in cash and cash equivalents in
the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end of
the reporting period
31.3.21
£
10,368
(4,088)
6,280
-
-
6,280
103,902
110,182
31.3.20
£
117,826
(11,653)
106,173
(10,797)
(10,797)
95,376
8,526
103,902

The notes form part of these financial statements

Page 8

Karimia Association Limited

Notes to the Cash Flow Statement for the Year Ended 31 March 2021

1. RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES OPERATING ACTIVITIES
31.3.21 31.3.20
£ £
Net income for the reporting period (as per the Statement of Financial
Activities) 196,278 13,910
Adjustments for:
Depreciation charges 43,645 43,790
Interest paid 4,088 11,653
(Increase)/decrease in debtors (49,172) 1,464
(Decrease)/increase in creditors (184,471) 47,009
Net cash provided by operations 10,368 117,826
2. ANALYSIS OF CHANGES IN NET DEBT
At 1.4.20 Cash flow At 31.3.21
£ £ £
Net cash
Cash at bank 103,902 6,280 110,182
103,902 6,280 110,182
Debt
Debts falling due within 1 year (110,332) (8,102) (118,434)
Debts falling due after 1 year (315,730) 63,095 (252,635)
(426,062) 54,993 (371,069)
Total (322,160) 61,273 (260,887)

The notes form part of these financial statements

Page 9

Karimia Association Limited

Notes to the Financial Statements for the Year Ended 31 March 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Charitable activities

These costs are incurred by the charity in the delivery of its activities and services for beneficiaries. It includes both costs that can be allocated direct to such activities and those costs of an indirect nature necessary to support them.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Freehold property - 2% on cost Fixtures and fittings - 25% on reducing balance

Related party exemption

The charitable company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

Taxation

As a charity, Karimia Association Limited is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or s256 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects. No tax charges have arisen in the Charity.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 10

Karimia Association Limited

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

2. DONATIONS AND LEGACIES

2.
DONATIONS AND LEGACIES
2.
DONATIONS AND LEGACIES
2.
DONATIONS AND LEGACIES
Donations and gift aid
Grants for Zaytuna Nursery, Urdu School and Trust Buildings Projects
Covid support grants
Grants received, included in the above, are as follows:
Other grants
2021
2021
Unrestricted
Restricted
£
£
Nottingham City Council - Nurseries and
Urdu School
0
230,088
Notts Crime and Commissioner Grant
0
9,817
Muslim Hands
0
6,000
Muslim Sports Foundation
0
1,000
Others
0
246,905
3.
OTHER TRADING ACTIVITIES
Sports hall and room hire
31.3.21
£
348,700
246,905
259,069
854,674
31.3.21
£
246,905
31.3.20
£
424,013
227,149
-
651,162
31.3.20
£
227,149
2021 2021 2021 2020
Unrestricted Restricted Total Total
£ £ £ £
0 230,088 230,088 217,380
0 9,817 9,817 9,000
0 6,000 6,000 0
0 1,000 1,000 0
0 769
0 246,905 246,905 227,149
31.3.21
£
10,235
31.3.20
£
542

continued...

Page 11

Karimia Association Limited

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

4. INCOME FROM CHARITABLE ACTIVITIES Activity Fees and subscriptions Fees 5. RAISING FUNDS Raising donations and legacies

31.3.21 31.3.20 Activity £ £ Fees and subscriptions Fees 79,922 219,953 5. RAISING FUNDS Raising donations and legacies 31.3.21 31.3.20 £ £ Staff costs 21,275 21,275 6. CHARITABLE ACTIVITIES COSTS Direct Costs £ Expenditure 727,278

7. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

31.3.21 31.3.20
£ £
Depreciation - owned assets 40,420 43,790

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2021 nor for the year ended 31 March 2020.

Trustees' expenses

Members of the Management Committee received remuneration of £28,762 (2020 - £27,925) and travel costs amounting to £218 (2020 - £218) were reimbursed to 1 ( 2020- 1) member.

No trustee or other person related to the charity had any personal interest in any contract or transaction entered into by the charity during the year (2020 - £nil)

continued...

Page 12

Karimia Association Limited

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

9. STAFF COSTS

Wages and salaries
The average monthly number of employees during the year was as follows:
Chief Executive
Imams
Teachers and nursery nurses
Training and project delivery
Management, Administration and support
No employees received emoluments in excess of £60,000.
10.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
247,466
Charitable activities
Fees
-
Other trading activities
542
Other income
70
Total
248,078
EXPENDITURE ON
Raising funds
21,275
Charitable activities
Expenditure
190,343
Total
211,618
NET INCOME/(EXPENDITURE)
36,460
RECONCILIATION OF FUNDS
Total funds brought forward
(36,198)

continued...

Page 13

Karimia Association Limited

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

10.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
£
TOTAL FUNDS CARRIED FORWARD
262
11.
TANGIBLE FIXED ASSETS
Freehold
property
£
COST
At 1 April 2020 and 31 March 2021
2,160,470
DEPRECIATION
At 1 April 2020
190,728
Charge for year
40,420
At 31 March 2021
231,148
NET BOOK VALUE
At 31 March 2021
1,929,322
At 31 March 2020
1,969,742
12.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
- continued
Restricted
fund
£
1,522,279
Fixtures
and
fittings
£
59,326
57,508
-
57,508
1,818
1,818
31.3.21
£
63,719
Total
funds
£
1,522,541
Totals
£
2,219,796
248,236
40,420
288,656
1,931,140
1,971,560
31.3.20
£
14,547

continued...

Page 14

Karimia Association Limited

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

13.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.3.21
£
Bank loans and overdrafts (see note 15)
43,434
Other loans (see note 15)
75,000
Trade creditors
12,993
Other creditors
-
Accruals and deferred income
2,160
133,587
14.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
31.3.21
£
Bank loans (see note 15)
252,635
Other loans (see note 15)
-
252,635
15.
LOANS
An analysis of the maturity of loans is given below:
31.3.21
£
Amounts falling due within one year on demand:
Bank loans
43,434
Other loans
75,000
118,434
Amounts falling due between two and five years:
Other loans - 2-5 years
-
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
252,635
31.3.20
£
33,360
76,972
-
141,406
-
251,738
31.3.20
£
285,730
30,000
315,730
31.3.20
£
33,360
76,972
110,332
30,000
285,730

Page 15

continued...

Karimia Association Limited

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

16. MOVEMENT IN FUNDS

Unrestricted funds
General fund
Restricted funds
Restricted fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
Restricted funds
Restricted fund
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General fund
Restricted funds
Restricted fund
TOTAL FUNDS
At 1.4.20
£
262
1,522,279
1,522,541
Incoming
resources
£
199,375
745,456
944,831
At 1.4.19
£
(36,198)
1,544,829
1,508,631
Net
movement
in funds
£
6,133
190,145
196,278
Resources
expended
£
(193,242)
(555,311)
(748,553)
Net
movement
in funds
£
36,460
(22,550)
13,910
At
31.3.21
£
6,395
1,712,424
1,718,819
Movement
in funds
£
6,133
190,145
196,278
At
31.3.20
£
262
1,522,279
1,522,541

Page 16

continued...

Karimia Association Limited

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

16. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Restricted fund
TOTAL FUNDS
Incoming
resources
£
248,078
623,649
871,727
Resources
Movement
expended
in funds
£
£
(211,618)
36,460
(646,199)
(22,550)
(857,817)
13,910
Resources
Movement
expended
in funds
£
£
(211,618)
36,460
(646,199)
(22,550)
(857,817)
13,910
13,910

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Restricted funds
Restricted fund
TOTAL FUNDS
At 1.4.19
£
(36,198)
1,544,829
1,508,631
Net
movement
in funds
£
42,593
167,595
210,188
At
31.3.21
£
6,395
1,712,424
1,718,819

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 447,453 (404,860) 42,593
Restricted funds
Restricted fund 1,369,105 (1,201,510 ) 167,595
TOTAL FUNDS 1,816,558 (1,606,370 ) 210,188

continued...

Page 17

Karimia Association Limited

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

17. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 March 2021.

Page 18

Karimia Association Limited

Detailed Statement of Financial Activities for the Year Ended 31 March 2021

31.3.21 31.3.20
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations and gift aid 348,700 424,013
Grants for Zaytuna Nursery, Urdu School and
Trust Buildings Projects 246,905 227,149
Covid support grants 259,069 -
854,674 651,162
Other trading activities
Sports hall and room hire 10,235 542
Charitable activities
Fees and subscriptions 79,922 219,953
Other income
Rents received - 70
Total incoming resources 944,831 871,727
EXPENDITURE
Raising donations and legacies
Wages 21,275 21,275
Charitable activities
Wages 472,033 583,577
Rates and water 5,895 30,174
Light and heat 17,509 21,871
Telephone and internet 3,226 3,966
Postage and stationery 17,672 9,621
Sundries 17,793 9,782
Professional and consultancy 48,689 36,733
Staff training and continuous professional
development 963 1,418
Other premises costs 2,941 3,000
Repairs and maintenance 23,350 26,539
Dawah work and donations 28,304 27,141
equipment 13,065 1,649
Events catering 3,566 5,377
Travel and volunteer expenses 1,949 6,956
Books and publications 12,987 1,618
Insurance 3,752 5,991
Carried forward 673,694 775,413

This page does not form part of the statutory financial statements

Page 19

Karimia Association Limited

Detailed Statement of Financial Activities for the Year Ended 31 March 2021

31.3.21 31.3.20
£ £
Charitable activities
Brought forward 673,694 775,413
Accountancy and payroll 3,990 1,800
Bank charges 1,861 3,886
Depreciation 43,645 43,790
Bank interest 4,088 11,653
727,278 836,542
Total resources expended 748,553 857,817
Net income 196,278 13,910

This page does not form part of the statutory financial statements

Page 20