2021-12-31-accounts

Section A

Trustees' Annual Report for the period

Period start date Period end date 1 1 21 31 12 21

To

From

Reference and administration details

Redeemed Christian Church of God, Chapel Of Grace, Charity name Bradford Other names charity is known by RCCG Chapel of Grace, Bradford Registered charity number (if any) 1143077

Charity's principal address 355 Great Horton Road Bradford West Yorkshire Postcode BD7 3BZ

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Trustee name	Office (if any)	Dates acted if not **for whole year **	Name of person (or body) entitled to appoint trustee (ifany)
	Mr Isaiah Dare Oyedele
	Mrs Juliana Fudia Edwick
	Mr Eno Ebong
	Names of the trustees for the charity, if any, (for example, any custodian trustees)
	Name		**Dates acted if not for whole year **

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Names and addresses of advisers (Optional information)

Type of adviser Name Address

Name of chief executive or names of senior staff members (Optional information)

Dr. Akpo Onduku (Executive Director)

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Section B Structure, governance and management
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Description of the charity’s trusts

Type of governing document

Trust Deed

(eg. trust deed, constitution)

How the charity is constituted

Trust

• (eg. trust, association, company)

Trustee selection methods

• (eg. appointed by, elected by)

Trustees are initially appointed by the Chief Executive Officer and must fulfil the requirements set out in the Trust deed. After the initial setting up of the trust, future trustees must be appointed by resolution of the trustees.

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

• policies and procedures adopted for the induction and training of trustees;

• the charity’s organisational structure and any wider network with which the charity works;

• relationship with any related parties;

• trustees’ consideration of major risks and the system and procedures to manage them.

Once trustees are appointed, background checks are carried out and series of meetings will be held between the trustees and Management. This is to ensure that trustees understand their terms of reference and can interpret their roles appropriately. Trustees are also advised to regularly undergo continuous professional development courses to ensure efficiency. The trustees are informed about the in house and external training events. Also the charity holds at least four main meetings in the year with trustees, management, senior supervisor volunteers and volunteers. At these meetings strategy sessions are held in order to discuss how to move the charity forward

The Chief Executive Officer (Pastor) is accountable to an area Pastor, a Zonal Pastor, a Provincial Pastor, a Regional Pastor and finally the Governing Council of RCCG UK. Monthly financial reports are sent to area and Zonal Pastors to aid financial transparency and accountability. Regular training meetings are also held for Chief Executive Officers, volunteers and trustees which are co-ordinated at Zonal level, Provincial level, Regional and finally by the Central Governing body

The charity is part of the wider Redeemed Christian Church of God network of churches in the UK and as such is guided by the Agreement for Common Purposes document.

The trustees supervise management and advise them regarding the charity expenditure.

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Section C Objectives and activities
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Summary of the objects of the charity set out in its governing document

The advancement of the Christian Faith worldwide in accordance with the doctrines set out in the Statement of Faith The Relief of Poverty

All the trustees hereby declare that they have had ensured that the charity provides public benefit to the community in terms of religion and the relief of poverty in line with the Charity Commission's guidance documents. The details of meeting the public benefit criteria are explained below and can be seen in the finance statements. As a charity we provide advice, resources and services to those affected by various social and economic circumstances. We do this in many ways.

Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

• We offer minimal financial assistance to those in need in the form of food parcels. These have mostly been claimed by single and un-working mothers or those who are unexpectedly unemployed. We also provide emotional support through counselling and social groups that are co-ordinated by the charity.

• • Through our website blog, E-Newsletter and Social Media forums we regularly post encouraging and inspirational articles which give support, advice and tips on a wide range of issues such as relationships, parenting, career and emotional needs.

• • We support new mothers by visiting them when they come home from hospital, offering advice, support and a small gift parcel with essentials for the new-born.

• • We visit those who are in hospital and offer physical and emotional support

• • We host a Sunday afternoon café where tea, coffee and biscuits are on offer while there is a chance to interact with people.

• • We hold a variety of free seminars and free conferences that aim to encourage and educate. These seminars and conferences fall under various categories including those open to all, those for youth, those for women, those for men and those for leaders.

• • Our Building Better Relationships seminars hold regularly, and we also host an annual conference. These deal with issues relating to friendships, family, marriage and the workplace. They also provide a forum for married couples to interact and enjoy dinner together.

• • We hold an annual future leaders conference where guest and inhouse speakers give talks on business and leadership in order to empower those who attend with leadership skills and strategies.

• • Our Young adults group holds monthly meetings on a Friday evening to provide a social and educative forum. Social activities included movie nights, games nights and a summer BBQ. Educative seminar topics include relationships, career and future planning.

• • The women’s group holds a monthly Saturday brunch where ladies have a place to interact and also listen to seminars on a number of topics such as self-esteem, work, family and parenting. There is also a free annual conference with guest speakers who come to encourage and empower those present.

• • The men’s group also meet regularly to support each other. • Getting Connected is another activity that brings together young unmarried people and aims to provide advice on issues pertaining

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	to marriage and finding fulfilment as a young person through
	a Question and Answer forum
•	We host a number of music events that are all free entry music
	concerts with local and national guest artists and aimed to
	provide entertainment for the community who often hang around
	the streets with nothing much to do.
•	We also hosted a free music concert in the University as a way
	of engaging and helping students to settle down into University
	life at the beginning of term
•	At Christmas we hold a Christmas Dinner shortly before
	Christmas which was open to all of the community, some of
	whom would not be able to afford a Christmas Dinner with all the
	trimmings.
•	International Day is a Celebration of Culture where food was
	enjoyed from many different countries and there was
	traditional music and traditional dress. The funding for this
	came from donations and it was open to the community.
•	Every Sunday morning we have a crèche for children aged 1-16
	where they are looked after by trained volunteers and are
	provided with snacks while parents can enjoy our weekly
	Sunday morning meeting.
•	The charity often works with other groups to provide services
	to the community such as Prayer for Bradford, Churches
	together and Positive Bradford.
•	Free counselling and mediation is offered to those who request it.
•	Training is provided for all volunteers by in house and
	external speakers.

Additional details of objectives and activities (Optional information)

All of our conferences, seminars, events and activities are run by volunteers and therefore their contribution is essential to what we achieve as a charity. The charity has about 30 volunteers.

You may choose to include further statements, where relevant, about:

• policy on grant making;

• policy programme related investment;

The charity values the contribution of its volunteers and reimburses them for any authorised expenditure. The contribution of volunteers has saved the charity a lot of money. This is quite significant as the charity relies solely on contributions from members and partners. Volunteers put in a minimum of 300 hours monthly resulting in a saving of £2,850 yearly that is assuming each volunteer is paid £9.50 per hour. This figure doesn't take into account hours not accounted for as some volunteers sometimes have to do some extra work at home in order to meet up with the charity's deadlines.

• contribution made by volunteers.

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Section D Achievements and performance
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Summary of the main achievements of the charity during the year

We have also seen growth in the character and lifestyle of those who we have helped as a charity. Many international students have passed through us and with emotional and social support they have graduated successfully and have gone to secure fantastic jobs.

We hold Career Development Seminar with experts from various fields which is always greatly attended and received.

Many still financially support the charity as they want us to continue helping others like them. Some of our young people have gone on to get married and are flourishing in their marriages. Some marriages that were at breaking point have been restored through the relationships seminars and counselling provided.

Many testify that they have been encouraged, strengthened and empowered through the seminars, conferences and activities. Sometimes even just through the opportunity to fellowship with others, enjoying a concert or volunteering a person’s life has been added to. We are gradually becoming more involved in city wide community efforts through associations such as Prayer for Bradford, Churches together, Positive Bradford and our links with the local radio station.

Throughout the year we held numerous seminars and webinars where speakers spoke on topics such as career, mental health, positive relationships, leadership and empowerment.

We also held various music events that brought the community together.

In July, we held a Community Fun day to say thank you to all the NHS workers and others who made such a practical difference throughout the pandemic period.

A major part of our expenditure this year was giving out Food Parcels to help alleviate those who were in need following loss of employment due to Covid-19. This was made possible through match funding from Love Your Neighbour and also BAME finding from the local council.

In December we provided support over the Christmas season by having a get-to-gether with Christmas Carols and Mince pies, a Christmas Day get-to-gether where we distributed Turkeys, veg and all that was needed for Christmas Dinner, New Years’ Eve and New Year Day get-to-gethers with light refreshment. These are days that can be very lonely and upsetting for the groups that we have mentioned who are away from family and away from home. We gave them a homely environment to meet others. This also improved social inclusion and community cohesion as people from different ethnic groups came together under one roof.

March 2012

Brief statement of the charity’s policy on reserves

It is the policy of the charity that as far as is possible, unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to 6 months of running costs. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able continue the charity’s current activities while consideration is given to ways in which additional funds may be raised.

Details of any funds materially in deficit

N/A

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

• the charity’s principal sources of funds (including any fundraising);

• how expenditure has supported the key objectives of the charity;

• investment policy and objectives including any ethical investment policy adopted.

The Charity depends on donations in order to carry out the objectives of the charity. These donations come primarily from those who attend our meetings and also partners who partner with us through our e- newsletter, social media forums or also view our online broadcasts and wish to contribute to our charitable efforts.

The donations received enabled the charity to give to those in need as well as provide essential training and support needed for young people, students, adults, children and families. As the charity key objective is the relief of poverty and furtherance of the Christian faith most of the events that took place in the year focused on improving relationships in the family, counselling youths in order to reduce gang crimes and providing for the needs of people in the community. Providing for the needs of the community in this context means opening up the church to the community so even people of other faiths are welcome to come and ask questions in order to understand what the Christian faith is about. Also, many of the community events have been used as a platform to counsel those struggling financially, help where we can and direct them to local agencies who can offer specific help. At these community events we give lunch or dinner packs to members of the community we know are struggling to make ends meet especially the single parents or those who have just lost jobs and are in the process of applying for job seekers allowance or other benefits. This we do because we are aware that every pound count and every little helps.

The trustees and management have put into place a policy that all monies donated to the charity must be kept in the bank as soon as possible. This is to ensure that there is an audit trail of all monies. Also every volunteer must produce receipts for all expenditures else they will not be reimbursed. The charity has in place an ethics code which volunteers, senior supervisor volunteers and trustees must adhere to.

Other optional information

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Section G Declaration
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The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Oyedele Full name(s) Isaiah Dare Position (eg Secretary, Chair, Chair etc) Date 27/10/22

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N

CHAPEL OF GRACE(RCCG)

Receipts and payments accoun

For the period To from 01/01/2021

Section A Receipts and payments

Section A Receipts and payments
A1 Receipts	Unrestricted funds to the nearest £		Restricted funds to the nearest £		Endowment funds to the nearest £
TITHES	38,603		-		-
OFFERING	15,115		-		-
OTHER DONATIONS	7,970		-		-
GIFT AID & FURLOUGH	12,648				-
BUILDING FUND	250		-		-
BOOKS & CD SALES	80		-		-
PROJECTS & CONFERENCES	8,165		-		-
RECOVERABLE INCOME	2,484
OTHER INCOME/GRANTS	21,222		-		-
Sub total(Gross income for AR)	106,537		-		-
A2 Asset and investment sales, (see table).			- -
			-		-
	-		-		-
Sub total	-		-		-
**Total receipts **
	106,537				-

	Sub total(Gross income for AR)	106,537		-		-
A2	Asset and investment sales, (see table).
				-		-
		-		-		-
	Sub total	-		-		-
	**Total receipts **	106,537		-		-

A3 Payments	A3 Payments
WEB DEVELOPMENT	322
OUTREACH	11,258
PASTOR'S SALARY	18,702
ADMINISTRATOR'S SALARY	14,343
HMRC PAYMENTS	1,394
TRAVELLING EXPENSES	144
GUEST MINISTER EXPENSES	150
TELEPHONE & INTERNET	1,971
PRINTING & STATIONERY	267
BANK CHARGES	71
VEHICLE EXPENSES	7,200
VEHICLE INSURANCE	2,029
BUILDING INSURANCE	1,111
CENTRAL OFFICE & OTHER CONTRIBUTIONS	6,771
CCPAS MEMBERSHIP	129
HOSPITALITY & REFRESHMENT	181
UTILITY	4,008
HONOURARIUM	1,008
MORTGAGE REPAYMENT(RENT)	10,222
BOOKS & TRAINING	4,170
WELFARE & GIFTS	2,565
REPAIRS	1,105
MUSICAL INSTRUMENTS	9,680
CHURCH/OFFICE EQUIPMENT	5,229
OTHER EXPENSES	380
~~CCXX R1 t SS~~	~~1~~

~~CCXX R1 accounts (SS)~~

~~1 31/10/2022~~

Sub total	104,411		0		0
A4 Asset and investment purchases, (see
table)
PROPERTY(BUILDING)
Sub total			0		0
Total payments	104,411		0		0
Net of receipts/(payments)	2,126		0		0
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end	2,126		0		0

CCXX R2 accounts (SS)

31/10/2022

2

Section B Statement of assets and liabilities at the end of the period

Categories

B1 Cash funds

B2 Other monetary assets

bilities at the end of the period
Details BANK MAIN ACCOUNT BANK SECOND ACCOUNT DEPOSIT ACCOUNT Details Total cash funds (agree balances with receipts and payments account(s)) Details	Unrestricte d funds to nearest £
	12,394
	10,065
	10,000
	32,459
	Unrestricte d funds to nearest £
	0
	0
	0
	0
	0
	0
	Fund to which asset belongs

B3 Investment assets

B4 Assets retained for the charity’s own use

B5 Liabilities

Details PROPERTY(BUILDING) OFFICE EQUIPMENT & FURNITURE MOTOR VEHICLES MUSICAL INSTRUMENTS	Fund to which asset belongs
PROPERTY(BUILDING)	310,000
OFFICE EQUIPMENT & FURNITURE	13,149
MOTOR VEHICLES	4,000
MUSICAL INSTRUMENTS	9,680

OUTSTANDING WAGES P.A.Y.E Details MORTGAGE N.I. CONTRIBUTION 3	Fund to which liability ~~relates~~
N.I. CONTRIBUTION	346
P.A.Y.E	0
OUTSTANDING WAGES	0
MORTGAGE	65,208
3	31/10/2022

CCXX R3 accounts (SS)

Signed by one or two trustees on behalf of all the trustees

Signature P

CCXX R4 accounts (SS)

31/10/2022

4

No (if any)

CC16a nts 31/12/2021

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Total funds Last year
to the nearest £ to the nearest £
38,603
15,115
7,970
12,648
250
80
8,165
21,222
104,053
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-
- -
- [ - ]
104,053 -
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322 11,258 18,702 14,343 1,394 144 150 1,971 267 71 7,200 2,029 1,111 6,771 129 181 4,008 1,008 10,222 4,170 2,565 1,105 9,680 5,229 380 ~~5~~

CCXX R5 accounts (SS)

31/10/2022

104,411

		-
		-
2,126		-
		-
		-
2,126		-

CCXX R6 accounts (SS)

31/10/2022

6

Restricted funds to nearest £ 0 0 0	Endowment funds to nearest £
0	-
0	-
	-
0	-

OK Restricted funds to nearest £ 0 0 0 0 0 0	OK
	Endowment funds to nearest £
0	-
0	-
0	-
0	-
0	-
0	-

Cost (optional)	Current value (optional)
	-
	-
	-
	-
	-

Cost (optional)

Current value (optional)

-

Amount due When due (optional) (optional)

- 7

CCXX R7 accounts (SS)

31/10/2022

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Date of
rint Name
approval
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CCXX R8 accounts (SS)

31/10/2022

8